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AGR-6997 - ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY (OCPFFA) - CONTRACT OF PURCHASE - $29,930,000 LEASE REVENUE BONDS SERIES 2020A - JULY 16, 2020Transcript Index with reference to $29,930,000 Orange City Public Facilities Financing Authority Lease Revenue Bonds Series 2020A (Closing documents dated July 16, 2020, unless otherwise indicated.) Authorizing and Basic Documents 1. Certificate of the Secretary of the Orange City Public Facilities Financing Authority (the "Authority"), with attachments : A. Resolution No. PFFA-002, adopted on June 9,2020, B. Joint Exercise of Powers Agreement, dated as of March 19,2020, and Notice of a Joint Powers Agreement, filed with the Secretary of State on May 1I,2020. 2. Resolution No. 11246, adopted on June 9, 2020, by the City Council of the City of Orange, with a Certificate of the City Clerk of the City. 3. Indenture, dated as of July I,2020, by and between the Authority and U.S. Bank National Association, as trustee (the "Trustee"). 4. (Recorded) Lease Agreement, dated as of July l, 2020, by and between the City, as lessor, and the Authority, as lessee. 5. (Recorded) Sublease, dated as of July 1,2020, by and between the Authority, as lessor, and the City, as lessee. 6. (Recorded) Assignment Agreement, dated as of July l, 2020, by and between the Authority and the Trustee. 7. Preliminary Official Statement, dated June 22, 2020, together with Certificates as to Finality of Preliminary Official Statement. 8. Contract of Purchase, dated June 30, 2020, by and among the Authority, the City and Raymond James & Associates, Inc., as the underwriter. 9. Official Statement, dated June 30, 2020. 10. Continuing Disclosure Agreement, dated July 1, 2020, by and between the City and Urban Futures, Inc., as Dissemination Agent. 11. Certificate of Compliance Regarding Certain Tax Matters, with attachments: I 128 l -0009\241 8204v6.doc -l- B. Certificate of Assistant Public Works Director/City Engineer Regarding Average Economic Life of Projects, C. IRS Form 8038-G, D. Certificate of the Underwriter, E. Underwriter's Schedules, F. Post Issuance Compliance Procedures. 12. Specimen Bonds, as certified by the Authority. Other Authority Documents 13. Signature, Execution and Incumbency Certificate of the Authority. 14. Closing Certificate of the Authority. 15. Written Request of the Authority (to U.S. Bank National Association, as Trustee). 16. Requisition No. I (Costs of Issuance Fund). Other City Documents 17. Signature, Execution and Incumbency Certificate of the City. 18. Closing Certificate of the City. Other Municipal Advisor and Dissemination Document 19. Certificate of Urban Futures, Inc., as Municipal Advisor and Dissemination Agent. Other Underwriter Document 20. Receipt for Bonds. Other Trustee Documents 21. Receipt for Purchase Price. 22. Certificate of Trustee. 23. Authorized Signer(s) Certificate of Trustee, with excerpt of Bylaws. Legal Opinions 24. Opinion of Bond Counsel. I 128 l -0009\24 I 8204v6.doc -2- 25. Reliance Letter addressed to the Trustee. 26. Supplemental Opinion of Bond Counsel to Underwriter. 27. Opinion of Disclosure Counsel. 28. Opinion of Counsel to Underwriter. 29. Opinion of Counsel to Trustee. 30. Opinion of Authority Counsel. 31. Opinion of City Attorney. Miscellaneous 32. Underwriter's Closing Memorandum (wiring instructions). 33. (Copy) Title Insurance Policy (original on file with Trustee). 34. Evidence of Compliance with Insurance Provisions of Section 8 of the Sublease. 35. Blanket Letter of Representations. 36. Evidence of Rating. 37. Acknowledgment of Report of Proposed Debt Issuance. 38. Report of Final Sale. 39. Notice of Public Hearing (including evidence of publication) 40. Appraisals of Leased Properties (Date of Value: May 20,2020), prepared by Hennessey Group. A. Water Street Fire Station Site B. City Hall Site C. Grijalva Park Site 41. Working Group List. I 128 l -0009\24 I 8204v6.doc -3- CERTIFICATE OF SECRETARY OF ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY with reference to $29,930,000 Orange City Public Facilities Financing Authority Lease Revenue Bonds Series 2020A July 16,2020 The undersigned hereby states and certifies as follows: (a) The undersigned is the duly qualified and acting Secretary of the Orange City Public Facilities Financing Authority (the "Authority"), a joint powers agency duly organized and existing under and by virtue of the laws of the State of California and, as such, is familiar with the facts herein and is authorized to certify the same. (b) Attached hereto as Exhibit A is a true, correct and complete copy of Resolution No. OCPFFA-O02, entitled ooA Resolution of the Board of Directors of the Orange City Public Facilities Financing Authority Authorizing the Issuance, Sale and Delivery of Lease Revenue Bonds and the Execution and Delivery of Documents Relating to such Bonds and Taking Related Actions," which was adopted at a duly held meeting of the goveming board of the Authority on June 9, 2020 (the "Authority Bond Resolution"). The Authority Bond Resolution has not been amended, modified, supplemented, rescinded or repealed and remains in full force and effect as ofthe date hereof. (c) Attached hereto as Exhibit B is a true, correct and complete copy of the Joint Exercise of Powers Agreement, dated as of March 19, 2020 (the "JPA Agreement"), by and between the City of Orange and California Statewide Communities Development Authority pursuant to which the Authority was created and a true and correct copy of the Notice of Joint Powers Agreement relating to the JPA Agreement, which was duly filed with the California Secretary of State on May II,2020. The JPA Agreement has not been amended, modified, supplemented, rescinded or repealed and remains in full force and effect as of the date hereof. I l28l-0009\2418204v5.doc (Certificate of Secretary of Financing Authority) IN WITNESS WHEREOF, the undersigned has hereunto set her hand on the date f,rrst written above. Pamela Coleman, CMC Secretary of Orange City Public Facilities Financing Authority I 128 1-0009U418204 mx :Eg{ RESOLUTION NO. PFFA.OO2 A RESOLUTION OF THE BOARD OF DIRECTORS OF THE ORANGE CITY PTIBLIC FACILITIES FINANCING AUTHORITY AUTIIORIZING THE ISSUANCE, SALE AI\D DELIVERY OF' LEASE REVENTJE BONDS AI\ID TIIE EXECUTION AIID DELTVERY OF DOCUMENTS RELATING TO SUCH BOFTDS AI{D TAICNG RELATED ACTIONS. WIDREAS, the Orange City Public Facilities Financing Authority (the "Authority') is a joint powers authority duiy organized and existing under and pursuant to Articles I tbrough 4 (commencing with Section 6500), Chapter 5, Division 7, Title I of the California Govemment Code (the "Acf) and that certain Joint Exercise of Powers Agreement dated as of March 19,2024, by and between the City of Orange (the "City") and the California Statewide Communities Development Authority, and is authorized pursuant to Article 4 ofthe Act to issue bonds to provide financing for public capital improvements; and WHEREAS, the Authority proposes to issue and sell lease revenue bonds (the "Bonds'), to be secued pursuant to an Indentr.re (the "Indentureo'), to be entered into by and between the Authority and U.S. Bank National Association, as trustee (the "Trustee"); and WIIEREAS, proceeds of the Bonds will used to assist the City with the financing of certain public capital improvements (the "Projccts"), including: (i) the construction of a new Fire Station No. 1 Headquaners, (ii) roof and related improvements at the Crty's police station headquarters, (iii) roof and other improvements at the City's other fue stations, and (iv) installation of security improvements at City facilities; and WIIEREAS, inconnectionwiththe issuance ofthe Bonds, it isproposedthat the Authority will enter into a Lease Agreement (the "Lease"), under which the Authority will lease certain real properties, including the land and the improvements thereon (collectively, the "Leased Properties") from the City, and a Sublease (the "Sublease"), under which the City will sublease the Leased Properties from the Authority and make rental payrnents, calculated to be suffrcient to allow the Authority to pay the principal and interest payments on the Bonds; and WHEREAS, for the benefit of the holders of the Bonds, the Authority will enter into an Assigrunent Agreement (the "Assignment Agreemenf') under which the Autbority wilt assign its dght to receive the base rent and certain other rights of the Authority under the Lease and Sublease to the Trustee; and WIIEREAS, before the sale of the Bonds, the Authority's Executive Dirsctor (who is the City Manager of the City), in consultation with Urban Futures, Inc., as the municipal advisor (the "Municipal Advisor", and Raymond James & Associates, Inc. ("Raymond James"), as the Underwriter or Placement Agent (each as defined below) and Richards, Watson & Gershon, A Professional Co4poration, as bond counsel ("Bond Counsel'), will determine whether to sell the Bonds through a public offering or a private placement transaction (pursuant to which the Bonds will be sold to one or more, but in any event a limited number o4 financial instinrtions) or a combination thereof; and WIIEREAS, in connection with a public offering, the Authority, the City and Raymond James, as underwriter (in such capacity, the "Underwriter") will enter into a Contract of Purchase (the "Contract of Purchase") pwsuant to pursuant to which the Underwriter will purchase the Bonds upon their issuance, from the Authority, and a.form of the Contract of Purchase has been presented to the City and the Authority; and WIIEREAS, in connection with a private placement transaction, Raymond James, as the placement agent (in such capacity, the'?lacement Agent") will assist the Authority and the City with the solicitation ofproposals (the 'oPurchaser Proposals") from prospective private placement purchasers, and the Authority, the City and Raymond James (in such capacity, the "Placement Agenf) will enter into a Placement Agent Agreement (the "Placement Agent Agreemenf'), a form of which has been presented to the City and the Authority; and WHEREAS, the City Council of the City, has made a finding, after a duly noticed public hearing pursuant to Section 6586.5 of the Oovernment Code, that the issuance of the Bonds will result in significant public benefit. NOW TIIEREFORE, BE IT RESOLVED by the Board of Directors of the Orange City Public Facilities Financing Authority as follows: 1. Recitals. The above recitals are tnre and correct and are a substantive part of this Resolution. 2, Acknowledgement of City Findine:. Authorization of Bond Issuance. The Authority hereby acknowledges and concurs with the City Council's finding of significant public benefit. The Authority hereby authorizes the issuance and sale of the Bonds, subject to the parameters set forth below. 3. Indenture. The Indenture, proposed to be entered into by andbetweenthe Authority and the Trustee, in the form on file in the office of the Secretary of the Authority, is hereby approved. Subject to Section 8 beloq each of the Chair, the Vice Chair, the Executive Director, Assistant Executive Director and the Treasurer of the Authority (each, an "Authorized Ollicer"), acting individuallS is hereby authorized and directed, for and in the name and on behalf of the Authority, to execute and deliver the lndenture in substantially such form, with such additions or changes as the Authorized Officer executing the same may approve (such approval to be conclusively evidenced by such Authorized Offrcer's execution and delivery thereof). 4. Leasq. The Lease, proposed to be entered into by and between the City, as lessor, and the Authority, as lessee, in the form on file with the Secretary of the Authority, is hereby approved. Each Authorized Officer, acting individually, is hereby authorized, for and in the name and on behalf of the Authority, to execute and deliver the Lease in substantially such form, with such changes therein as such Authorized Officer may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). Resolution No. PFFA-002 a 5. Sublease. The Sublease, proposed to be entered into by and betweenthe Authority, as sublessor, and the City, as sublessee, in the form on file with the Secretary of the Authority, is hereby approved. Each Authorized OfiEcer, acting individually, is hereby authorized, for and in the name and onbehalf of the Authority, to execute and deliver the Sublease in substantially such form, with such changes therein as such Authorized Officer may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). 6, Assignment Agreement. The Assignment Agreement, proposed to be entered into by and between the Authority and the Trustee, in the form on file with the Secretary of the Authority, is herebyapproved. EaohAuthorized Offrcer, acting individually, is hereby authorized, for and in the name and on behalf of the Authority, to execute and deliver the Assignment Agreement in substantially such form, with such changes therein as such Authorized Officer may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). 7. Contract of Pr:rchase. The Contract of Purchase, proposed to be entered into by and among the Authority, the City and the Underwriter, in the form on file with the Secretary of the Authority, is hereby approved. Subjectto the satisfaction ofthe parameters set forth in Section 8, each Authorized Officer, acting individuallyo is hereby authorized, for and in the name and on behalf ofthe Authority, to execute and deliverthe Contract ofPurchase in substantially such form, with such changes therein as such Authorized Officer may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). 8. Parameterq. The Executive Director is hereby authorized to act on behalf of the Authority to establish and determine: (i) the aggregate principal amount of the Bonds, which shall not exceed $35,500,000; (ii) the ptrchase price of the Bonds and the interest rates thereon, provided that the true interest cost shall not exceed 4.10 percent; and (iii) the Undennrriter's compensation (discount) which shall not exceed 0.325 percent of the principal aurount of the Bonds, exclusive of any original issue discount. The authorization and powers delegated to the Authorized Officers by Sections 7, 8 and t hereof shall be valid for a period of one year from the date of adoption of this Resolution. 9. Preliminary Ofiicial Statement. The Preliminary Official Staternent relating to the Bonds (the "Preliminary Oflicial Statement"), in the form on file with the Secretary of the Authority, is hereby approved. Each Authorized Offrcer, acting individually, is hereby authorized, for and in the name and on behalf of the Authority, to cause the Preliminary Official Statement in substantially such form, with such additions or ohanges therein as such Authorized Officer may approve, to be deemed final for the purposes of Rule 15c2-12 promulgated pusuant to the Securities Exchange Actof 1934. The distribution by the Underwriter ofcopies ofthe Preliminary Official Statement to potential purchasers of the Bonds is hereby approved. 10. Official Statement. Each Authorized Officer, acting individually, is hereby authorized, for and in the name and on behalf of the Authority, to cause the Preliminary Offrcial Statement to be brought into the fomr of a final Official Statement (the "Offrcial Statement'), and to execute the same for and in the name and on behalf of the Authority, with such additions or changes therein as such ofEcer may approve (such approval to be conclusively evidenced by such Resolution No. PFFA-002 -3- Authorized Offrcer's execution and delivery thereof). The distribution and use of the Official Statement by the Underwriter in connection with the sale of the Bonds are hereby approved. 11. Private Placement Purchaser Proposals. If the Authority's Executive Director (who is the City Manager of the City), in consultation with the Municipal Advisor, Raymond James and Bond Counsel, determines that it is in the best interest of the Authority and the City, he is authorized to direct the sale of all or a portion the Bonds tluough a private placement transaction in lieu of a public offering and, in that connection, select the Purchaser Proposal with the most favorable terms for sale of ttre Proposed Bonds, subject to the parameters set forth in Section 8 regarding the maximum aggegate principal amount and true interest cost with respect to the Bonds. Each Authorized Offrcer, acting individually, is authorized to, in the name of the Authority, execute an acceptance to a terrn sheet (or similar instrument) based on such selection. t2. Placement Agent Aqreement, The Placement Agent Agreement, proposed to be entered into by and among the Authority, the City and the Placement Agent, in the form on file with the Secretary of the Authority, is hereby approved. Each Authorized Offrcer, acting individually, is hereby authorized, for and in the name and on behalf of the Authority, to execute and deliverthe Placement Agent Agreement in substantially such forrn, with such changes therein as such Authorized Officer may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof;. 13. Debt Policy. Reference is hereby made to the City's updated Debt Issuance and Management Policy (the "City Debt Policy"), adopted by the City Council of the City by resolution on the same date as this Resolution is adopted. The Board affirms the adoption of the City Debt Policy (as maybe amended or otherwise updated bythe City fromtime to time) as the Authority's policy. The Board hereby finds that the issuance of the Bonds is consistent with such policy. 1,4. Post-Issuance Tax Compliance Procedures. Reference is hereby made to the Tax- Advantaged Bonds Post-Issuance Compliance Procedures (the "Post-Issuance Ta:r Compliance Procedures") adopted pursuant to Resolution No. 10821, adopted on October 14,20l4,by the City Council of the Crty. It is hereby affirmed that such Post-Issuance Tax Compliance Procedures are applicable to the Bonds. The Executive Director, consultation with bond counsel, is authorized to amend the Post-Issuance Tax Compiiance Procedures as applicable to the Authority from time to time. 15. Municipal Advisor: Bond and Disslosure Counsel. In connection with the issuance of the Bonds, the appointment of the following firms is hereby approved and affirmed: (i) Urban Futures, Inc., as Municipal Advisor, (ii) Richardso Watson & Gershon, A Professional Corporation, as Bond Counsel and Disclosue Counsel. 16. Other Acts. The Authorized Officers and all other officers of Authority, are hereby authorized, jointly and severally, to execute and deliver any and all necessary instnrments and to do all things which they may deem necessary or proper to effectuate the purposes of this Resolution, the documents approved hereby, and the issuance, sale and delivery of the Bonds (including, but not limited to, obtaining a debt service reserve policy, a bond insurance policy or other types of credit enhancements :rs necessary or appropriate, and, if some or all of the Bonds will be sold pursuant to a private placement transaction, making necessary or appropriate Resolution No. PFFA-002 -4- modifications to the documents and executing and delivering any supplemental indenture) and any such actions previously taken by such officers are hereby ratified and confirmed. N)OPTED this 9th day of June 2020. ATTEST: Pamela Coleman, Secretary of the Orange City Public Facilities Financing Authority Resolution No. PFFA-002 -5- STATE OF CALIFORNIA ) couNTY oF oRAliGE ) CITY OF ORANGE ) I, PAMELA COLEMAN, Secretary of the Orange City Public Facilities Financing Authority do hereby certifr that the foregoing Resolution was duly and regularly adopted by the Board of Directors of the Orange City Public Facilities Financing Authority at a regular meeting thereof held on the 9th day of June 2470, by the following vote: AYES: BOARD MEMBERS: Nvtez,Murphy, Nichols, Monaco NOES BOARD MEMBERS: None ABSENT: BOARD MEMBERS: NONE ABSTAIN: BOARD MEMBERS: NONC Pamela Coleman, Secretary of the Orange City Public Facilities Financing Authority rnx4 @{ E JOINT EXERCISE OF POWERS AGREEMENT THIS AGREEMENT, dated as of March Ig, 2020, by and between the CITY OF' ORANGE, a municipal corporation duly organized and existing under and by virtue of the laws of the State of California (the "Cify"), and CALIF'ORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, a joint exercise of powers authority organized and existing under and by virtue of the laws of the State of California ("CSCDA"). DECLARATION OF PURPOSE A. Chapter 5 of Division 7 of Title I of the California Government Code (theooAct") authorizes the City and CSCDA to create a joint exercise of powers entity which has the power to exercise any powers common to the City and CSCDA and to exercise additional powers granted to it under the Act. This Agreement creates such an agency, which shall be known as the 'oorange City Public Facilities Financing Authority" (the o'Authority") for the purposes and to exercise the powers described herein. B. The City is authorized to exercise all powers granted to a city, including the powers to buy, lease and use property pursuant to the law of the State of California. C. CSCDA is authorized to buy, sell and lease property and to issue bonds, expend bond proceeds, and borrow and loan money for any of its corporate purposes pursuant to the Act and an Amended and Restated Joint Exercise of Powers Agreement forming the California Statewide Communities Development Authority, dated as of June 1, 1998, as amended, by and among the cities, counties, districts and other political subdivisions that are parties to that agreement. D. Article 4 of the Act (known as the ooMarks-Roos Local Bond Pooling Act of 1985") authorizes and empowers the Authority to issue bonds and to purchase bonds issued by, or to make loans to, the City or CSCDA for financing public capital improvements, working capital, liability and other insurance needs, or projects whenever there are significant public benefits, as determined by the City or CSCDA. The Marks-Roos Local Bond Pooling Act of 1985 further authorizes and empowers the Authority to sell bonds so issued or purchased to public or private purchasers at public or negotiated sale. TERMS OF AGREEMENT Section 1. Definitions. Unless the context otherwise requires, the terms defined in this Section 1 shall for all pulposes of this Agreement have the meanings herein specified. "Act" shall mean Articles l, 2 and 4 of Chapter 5 of Division 7 of Title I of the California Government Code, as amended "Agreemenf" shall mean this Joint Exercise of Powers Agreement, as it may be amended from time to time, creating the Authority. Orange City Public Facilittes Financing Authority Joint Exercise of Powers Agreemenl "Authority" shall mean the Orange City Public Facilities Financing Authority created by this Agreement. "Board" or "Board of Directors" shall mean the goveming board of the Authority. "Brown Act" means the Ralph M. Brown Act (Chapter 9 of Part I of Division 2 of Title 5 of the California Government Code), or any successor legislation hereafter enacted. "City" shall mean the City of Orange, California. "CSCDA" shall mean California Statewide Communities Development Authority, a joint exercise of powers authority, duly organized and existing under and by virtue of the laws of the State. "Indenture" shall mean each indenture, trust agreement, fiscal agent agreement, lease, sublease, loan agreement, or other instrument pursuant to which Obligations are issued or incurred. "Member" or "Member,s" means the members of the Authority from time to time as may be modified in accordance with this Agreement. As of the date of this Agreement, the Members are the City and CSCDA. "Obligations" shall mean bonds and any other evidence of indebtedness of the Authority authorized and issued pursuant to the Act. "Stete " shall mean the State of Califomia. Section 2. Purpose. This Agreement is made pursuant to the Act for the purpose of assisting the financing and refinancing of capital improvement projects of the City and to finance working capital for the City by exercising the powers referred to in this Agreement. Section 3. Term. This Agreement shall become effective as of the date hereof and shall continue in full force and effect until terminated by a supplemental agreement of CSCDA and the City; provided, however, that in no event shall this Agreement terminate while any Obligations of the Authority remain outstanding under the terms of any indenture, trust agreement, contract, agreement, lease, sublease or other instrument pursuant to which such Obligations are issued or incurred. Section 4. The Authprity. (a) Cr.eatign oJ the Authori\t, There is hereby created pursuant to the Act an authority and public entity to be known as the "Orange City Public Facilities Financing Authority." As provided in the Act, the Authority shall be a public entity separate from the Members. The debts, liabilities and obligations of the Authority shall not constitute debts, liabilities or obligations of the Members. Qrange City Public Facilities Financing Authority Joint Exercise of Powers Agreement Within 30 days after the effective date of this Agreement or any amendment hereto, the Authority will cause a notice of this Agreement or amendment to be prepared and filed with the office of the Secretary of State of the State in the manner set forth in sections 6503.5 of the Act. Such notice shall also be filed with the office of the Secretary of State. In addition, as required by Section 53051 of the California Govemment Code, within 70 days after the effective date of this Agreement, the Authority shall file with the Secretary of State on a form prescribed by the Secretary of State and also with the County Clerk of Orange County, a statement ofthe following facts: (1) the full, legal name ofthe Authority, (2) the official mailing address of the Board, (3) the name and residence or business address of each member of the Board, and (4) the name, title, and residence or business address of the chairman, president, or other presiding officer, and clerk or secretary of the Board, and within 10 days after any change in the facts required to be stated pursuant to the foregoingo an amended statemsnt containing such information shall be filed with the Secretary of State on a form prescribed by the Secretary of State and also with the County Clerk of Orange County, (b) GQVerning Board. The Authority shall be administered by the Board which shall consist of the members of the City Council of the City. The term of office as a member of the Board shall terminate when such member of the Board shall cease to hold its respective office at the City and the successor to such seat on the City Council shall automatically become a member of the Board, upon assuming such office. Members of the Board shall not receive any compensation for serving as such, but shall be entitled to reimbursement for any expenses actually incurred in connection with serving as a member if the Board shall determine that such expenses shall be reimbursed and there are unencumbered funds available for such purpose. (c) Meetiggs of Poard. (1) The Board shall conduct regular meetings on the same date, at the same time and at the same location as the regular meetings of the City Council of the City; provided that the time and place for holding Board meetings may be changed at any time by resolution of the Board. Such regular meetings may occur either during or after the regular meetings of the City Council of the City, but may not commence earlier than the starting time for the regular meetings of the City Council of the City. If the Secretary does not post an agenda for a regular meeting pursuant to the Brown Act, then such lack of posting shall be deemed to be a determination by the -Chair that no items required discussion and, therefore, that the regular meeting has been cancelled, except as otherwise provided in the Brown Act. The Board may hold special meetings at any time and from time to time in accordance with law. (2) All regular and special meetings of the Board shall be called, noticed, held and conducted subject to the provisions of the Brown Act. or ang e "'' o !:!;', ;::!:i::' i';:I7ItH:tr#, (3) The Secretary of the Authority shall cause minutes of all meetings of the Board to be kept and shall, as soon as practicable after each meeting, cause a copy of the minutes to be forwarded to each member of the Board and to the Members. (4) A majority of the members of the Board shall constitute a quorum for the transaction of business, except that less than a quorum may adjourn meetings from time to time. However, less than a quorum may adjourn a meeting from time to time. A vote of the majority of a quorum at a meeting shall be sufficient to take action. (d) Officers: Duties: Bonds. (l) The officers of the Authority shall be the Chair, Vice Chair, Executive Director, Secretary, Treasurer. The Chair shall be the person serving as the Mayor of the City; the Vice-Chair shall be the person serving as the Mayor Pro Tem of the City; the Executive Director shall be the person serving as the City Manager of the City; and the Secretary shall be the person serving as the City Clerk of the City. The Assistant City Manager shall serve as the Assistant Executive Director ofthe Authority. The officers shall perform the duties normal to their respective offices and such other duties as may be imposed by the Board. The Chair or the Exscutive Director shall sign all contraots on behalf of the Authority; provided, that the Board may, by resolution, authorized other officers ofthe Authority to sign contracts on behalf ofthe Authority. The Vice Chair shall act, sign contracts, and perform all of the Chair's duties in the absence of the Chair, The Secretary shall perform such duties as may be imposed by the Board and cause a copy of this Agreement to be filed with the California Secretary of State pursuant to the Act. These officers shall have such additional powers and duties as may be determined by the Board from time to time by resolution. (2) The Treasurer of the city is hereby designated as the Treasurer of the Authority, Pursuant to Section 6505,6 of the Act, the Treasurer of the Authority is designated as the public officer or person who has charge of, handles, or has access to any property of the Authority, and such officer shall file an official bond in the amount of $25,000 as required by section 6505.1 of the Act;prov.ided, that such bond shall not be required if the Authority does not possess or own property or funds with an aggregate value of greater than $500 (excluding amounts ireld by a trustee or other fiduciary in connection with any Bonds). The cost of the bond, if necessary, shall be paid by the City. The Finance Director of the City shall serve as the Assistant Treasurer of the Authority. (3; So long as required by section 6505 and section 6505.5 of the Act, the Treasurer of the Authority shall prepare or cause to be prepared: (a) a special audit as required pursuant to section 6505 of the Act every year during the term of this Agreement; and (b) a report ln writing on the first day of July, October, January and April of each year to the Board, the City and CSCDA which report shall describe the amount of money held by the Treasurer of the Authority for the Board, the amount of receipts since the last such report, and the amount paid out since the last such report (which may exclude amounts held by a trustee or other fiduciary in connection with any dbligations to the extent that such trustee or other fiduciary provides regular reports covering such amounts). Orange City Public Facilities Financing Authority Joint Exercise of Powers Agreement (4) The City Attorney of the City shallserve as the General Counsel to the Authority. (5) The services of the officers shall be without compensation by the Authority. The City will provide such other administrative services as required by the Authority, and shall not receive economic remuneration from the Authority for the provision of such services. (6) The Board shall have the power to appoint such other officers and employees as it may deem necessary and to retain independent counsel, consultants and accountants. (7) All of the privileges and immunities from liability, exemptions from laws, ordinances and rules, all pension, relief, disability, worker's compensation and other benefits which apply to the activities of officers, agents or employees of the Members when performing their respective functions within the territorial limits of their respective Member, shall apply to them to the same degree and extent while engaged in the performance of any of their functions and duties extraterritorially under the provisions of this Agreement. (8) None of the officers, agents or employees, if any, directly employed by the Authority shall be deemed, by reason of their employment by the Authority, to be employed by any Member or, by reason of their employment by the Authority, to be subject to any of the requirements of any Member. (9) The Members hereby confirm their intent and agree that, as provided in Section 4(A) hereof and in the Act, the debts, liabilities and obligations of the Authority shall not constitute debts, liabilities or obligations of the City or CSCDA, and they do not intend by the following sentence to impair this provision. Notwithstanding Section 4(A) hereof and the Act, the City and the Authority shall indemni$,, defend and hold harmless CSCDA and each of CSCDA's officers, directors, employees, attomeys, Commission members and agents (each, an "Indemnified Party") from and against any and all costs, expenses, losses, claims, damages and liabilities directly or indirectly arising out of or in connection with the activities of the Authority (including but not limited to any transaction or series of transactions undertaken by or for the benefit of the City), except to the extent that such costs, expenses,'losses, claims, damages or liabilities arise from the gross negligence or wrongful act of an Indemnified Party. CSCDA may elect to defend itself in any such action with counsel of its choice, the reasonable fees of such counsel to be paid by the City. The Authority and the City shall be jointly and severally liable for any indemnity obligation owed to CSCDA or any other indemnified party under this paragraph. Notwithstanding the provisions of section 895.6 of the California Government Code, the City shall not have any right to contribution from CSCDA. This paragraph (S) shall survive the termination of this Agreement' (10) In any event, the Authority or the City shall cause all records regarding the Authority's formation, existence, operations, any Obligations issued or inouned by the Authority, obligations incurred by it and proceedings pertaining to its tetmination to be retained for at least six (6) years following termination of the Authority or final payment of any Obligations issued or incurred by the Authority, whichever is later' Orange City Public Facilities Financing Authority Joint Exercise of Powers Agreement Section 5. Powers. The Authority shall have any and all powers which are common powers of the Members, and the powers separately conferred by law upon the Authority. All such powers, whether common to the Parties or separately conferred by law upon the Authority, are specified as powers of the Authority except any such powers which are specifically prohibited to the Authority by applicable law. Fxcept as otherwise set forth herein as permitted by law, the Authority's exercise of its powers is subject to the restrictions upon the manner of exercising the powers of the City. The Authority is hereby authorized, in its own name, to do all acts necessary or convenient,for the exercise of its powers, including, but not limited to, any or all of the following: to sue and be sued; to make and enter into contracts; to employ agents, consultantsn attorneys, accountants, and employees; to acquire, hold or dispose of property, whether real or personal, tangible or intangible, wherever located; to issue bonds or otherwise incur debts, liabilities or obligations to the extent authorized by the Act or any other applicable provision of law and to pledge any property or revenues or the rights thereto as security for such Obligations. Notwithstanding the foregoing, the Authority shall have any additional powers conferred under the Act or under applicable law, insofar as such additional powers may be necessary to accomplish the purposes set forth in Section 2 hereof. Notwithstanding anything to the contrary in this Agreement, the Authority shall not have the power or the authority to enter into any retirement contract with any public rgtirement system (as defined in Section 6508,2 of the California Government Code) for any reason. The provision in this paragraph is intended to benefit the Members and to be a confirming inevocable obligation of the Authority which may be enforced by the Members, individually or collectively. Section 6. Termin€rjion Qf Powers. The Authority shall continue to exercise the powers herein conferred upon it until the termination of this Agreement in accordance with Section 3 hereof. Section 7. E!.scal Yea{. Unless and until changed by resolution of the Board, the fiscal year of the Authority shall be the period from July 1 of each year to and including the following iune 30, except for the first fiscal year which shall be the period from the date of this Agreement to June 30,2020. Section 8. Pispos.ition of.Assets. Upon termination of this Agreement pursuant to Section 3 hereof, any surplus money in possession of the Authority or on deposit in any fund or account of the Authority shall be retumed in proportion to any contributions made as required by section 6512 of the Rct. the Board is vested with all powers of the Authority for the purpose of concluding and dissolving the business affairs of the Authority. After rescission or termination of this Agreement pursuant io Section 3 hereof, all property of the Authority, both real and personal, shall be distributed to the City, subject to Section t hereof. or an g e r,r, 1:!r, #:;!:!::, ;,; :r;:,ri;:l:;n Section 9. Contributions and Adyances. Contributions or advances of public funds and of personnel, equipment or property may be made to the Authority by the Members for any of the purposes of this Agreement. Payment of public funds may be made to defray the cost of any such contribution. Any such advance made in respect of a revenue-producing facility shall be made subject to repayment, and shall be repaid, in the manner agreed upon by the City or CSCDA, as the case may be, and the Authority at the time of making such advance as provided by section 6512.1of the Act. It is mutually understood and agreed that neither the City nor CSCDA has any obligation to make advances or contributions to the Authority to provide for the costs and expenses of administration of the Authority, even though either may do so. The Members may allow the use of personnel, equipment or property in lieu of other contributions or advances to the Authority. Section 10.Obligations. (a) Authority to Issue or lncur Obligations. When authorized by the Act or other applicable provisions of law and by resolution of the Board, the Authority may issue or incur Obligations for the putpose of raising funds for the exercise of any of its powers or to otherwise carry out its purposes underthis Agreement. Said Obligations shall have such terms and conditions as are authorized by the Board. (b) L.imitpd qbligations. The Obligations, including the principal and any purchase price thereof, and the interest and premium, if any, thereon, shall be special obligations of the Authority payable solely from, and secured solely by, the revenues, funds and other assets pledged therefor under the applicable Indenture(s) and shall not constitute a charge against the general credit of the Authority or any Member. The Obligations shall not be secured by a legal or equitable pledge of; or lien or charge upon or security interest in, any property of the Authority or any of its income or receipts except the property, income and receipts pledged therefor under the applicable Indenture(s). The Obligations shall not constitute a debt, liability or obligation of the State or any public agency thereol including any Member, other than the special obligation of the Authority as described above. Neither the faith and credit nor the taxing power of the State or any public agency thereof, including the Members, shall be pledged to the payment of the principal or purchase price of, or the premium, if any, or interest on the Obligations nor shall the State or any public agency or instrumentality thereof, including the Members, in any manner be obligated to make any appropriation for such payment. The Authority shall have no taxing power. No covenant or agreement contained in any Obligation or Indenture shall be deemed to be a covenant or agreement of any director, officer, agent or employee of the Authority or any Member, in his or her individual capacity and no director or officer of the Authority executing a Obligation shall be liable personally on such Obligation or be subject to any personal liability or accountability by reason of the issuance of such Obligation. Section I l. Aqreement pot Exclusive, This Agreement shall not be exclusive and shall not be deemed to amend or alter the terms of other agreements between the City and CSCDA, except as the terms of this Agreement shall conflict therewith, in which case the terms of this Agreement shall prevail. or an ge "'*' !:!:, #:!:"::' ;';:r::r#':tr9, Section 12. Acc-g.unts_gnd Reports. (a) Beoks.And Records, All funds of the Authority shall be strictly accounted for in books of account and financial records maintained by the Authority, including a report of all receipts and disbursements. The Authority shall establish and maintain such funds and accounts as may be required by generally accepted accounting principles and by each Indenture for outstanding Obligations (to the extent such duties are not assigned to a trustee for owners of Obligations). The books and records of the Authority shall be open to inspection at all reasonable times by the Members and their representatives. (b) Indentures. The Authority shall require that each Indenture provide that the trustee appointed thereunder shall establish suitable funds, furnish financial reports and provide suitable accounting procedures to oarry out the provisions of such Indenture. Said trustee may be given such duties in said Indenture as may be desirable to carry out the requirements of this Section r2. (c) A,udits. The Treasurer of the Authority shall cause an independent audit to be made of the books of accounts and financial records of the Authority in compliance with the requirements of the Act. Any costs of the audit, including oontracts with, or employment of, certified public accountants or public aocountants in making an audit pursuant to this Section 12, shall be bome by the Authority and shall be a charge against any unencumbered funds of the Authority available for that purpose. (d) Audit Reports. The Treasurer of the Authority, as soon as piacticable after the close of each Fiscal Year but in any event within the time necessary to comply with the requirements of the Act shall file a report of the auditperformed pursuantto this Section 12 as required by the Act and shall send a copy of such report to public entities and persons in accordance with the requirements of the Aot, Section 13. lqnds. Subject to the provisions of eaoh Indenture for outstanding Obligations providing for a trustee to receive, have custody of and disburse funds which constitute Authority funds, the Treasurer of the Authority shall receive, have the custody of and disburse Authority funds pursuant to accounting procedures approved by the Board and shall make the disbursements required by this Agreement or otherwise necessary to carry out the provisions and purposes of this Agreement. Section 14. Conflict of l{rferest Qode. The Authority shall, by resolution, adopt a Conflict of Interest Code to the extent required by law. Such Conflict of Interest Code may be the conflict of interest code of the City. Section 15. Breach. If default shall be made by the City or CSCDA in any covenant contained in this Agreement, such default shall not excuse eitherthe City or CSCDA from fulfilling its obligations under this Agreement and the City and CSCDA shall continue to be liable for the performance of all conditions herein contained. The City and CSCDA hereby declare that this Agreement is entered into for the benefit of the Authority created hereby and the City and CSCDA Orange City Public Facilities Financing Authority Joint Exercise of Powers Agreement hereby grant to the Authority the right to enforce by whatever lawful means the Authority deems appropriate all of the obligations of each of the parties hereunder. Each and all of the remedies given to the Authority hereunder or by any law now or hereafter enacted are cumulative and the exercise of one right or remedy shall not impair the right of the Authority to any or all other remedies. Section 16. Notices. Notices and other communications hereunder to the parties shall be sufficient if delivered to the clerk or secretary of the governing body of each party. Section 17. Withdrawals and Additions of Members. (a) Withdraqalg. Any Member may withdraw from the Authority by filing with the Board a certified copy of a resolution ofthe governing body of the Member expressing its desire to so withdraw, whereupon the withdrawing Member shall no longer be considered a Member for any reason or purpose under this Agreement and its rights and obligations under this Agreement shall terminate. The withdrawal of a Member shall not affect the existence of the Authority nor the effectiveness of any Obligations of the Authority. (b) Additional Members. Any public agency may be added as a party to this Agreement, and become a Member, by filing with the Board a certified copy of a resolution of the goveming body of such public agency whereby it agrees to the provisions of this Agreement and requests to become a Member. The Board may accept or reject any such proposal in its sole discretion, and if accepted, suoh public agency shall become a Member when: (i) its admission is approved by a vote of a majority of the Board voting on the matter and (ii) such public agency agrees to share public agency's future share of the costs and expenses incurred by the Authority in the course of its activities. Upon satisfaction of the provisions of this clause (b), such public agenoy shall be a Member for all puqposes of this Agreement. The effectiveness of such membership shall not constitute an amendment or modification of this Agreement. Section 18. Effectiveness. This Agreement shall become effective and be in full force and effect and a legal, valid and binding obligation of CSCDA and the City, as the initial Members, when each party has executed a counterpart of this Agreement. Section 19. Severability. Should any part, term, or provision of this Agreement be decided by the courts to be illegal or in conflict with any law of the State, or otherwise be rendered unenforceable or ineffectual, the validity of the remaining parts, terms or provisions hereof shall not be affected thereby. Section 20. SuccessoJs: Assignment. This Agreement shall be binding upon and shall inure to the benefit of the successors ofthe parties. Except to the extent expressly provided herein, neither party may assign any right or obligation hereunder without the consent of the other. or ang e''" !:!:i [::!;i:? ;';:#x'#':tr:x Section 21. Amendment of Agreement. This Agreement may be amended by supplemental agreement executed by the Members at any time; provided, however, that this Agreement may be terminated only in accordance with Section 3 hereof and, provided further, that such supplemental agreement shall be subject to any restrictions contained in any Obligations or documents related to any Obligations to which the Authority is a party. Section 22. Form of Applqypl.s. Whenever an approval is required in this Agrcement, unless the context specifies otherwise, it shall be given, in the case of CSCDA, by resolution duly adopted by the Board of Directors of CSCDA, and, in the case of the City, by resolution duly adopted by the Board of Directors of the City, and, in the case of the Authority, by resolution duly adopted by the Board. Whenever in this Agreement any consent or approval is required, the same shall not be unreasonably withheld. Section 23. Waiver of Personal Liability. No member, officer, employee, attorney, agent, and, with respect to CSCDA, Commission member of the Authority, the City or CSCDA shall be individually or personally liable for any claims, losses, damages, costs, injury and liability of any kind, nature or description arising from the actions of the Authority or the actions undertaken pursuant to this Agreement, and the City shall defend such members, officers, employees, attorneys, agents, or, with respect to CSCDA, Commission member, against any such claims, losses, damages, costs, injury and liability. Without limiting the generality of the foregoing, no member, officer, employee, attorney, agent, or, with respect to CSCDA, Commission member, of the Authority or of any Member shall be personally liable on any Obligations or be subject to any personal liability or accountability by reason of the issuance of Obligations pursuant to the Act and this Agreement. To the full extent permitted by law, the Board shall provide for indemnification by the Authority of any person who is or was a member of the Board, or an officer, employee or other agent of the Authority, and who was or is a party or is threatened to be made a party to a proceeding by reason of the fact that such person is or was such a member of the Board, or an officer, employee or other agent of the Authority, against expenses, judgments, fines, settlements and other amounts actually and reasonably incuned in connection with such prooeeding, if such person acted in good faith and in the course and scope of his or her office, employment or agency. In the case of a criminal proceeding, the Board may provide for indemnification and defense of a member of the Board, or an officer, employee or other agent of the Authority to the extent permitted by law. Section24. Misgellaneous. (a) Notices. Notices to the City hereunder shall be sufficient if delivered to the GeneralManager of the City, and notices to CSCDA hereunder shall be sufficient if delivered to CSCDA staff. (b) Segjion Hea4ings. All section headings contained herein are for convenienoe of reference only and are not intended to define or limit the scope of any provision of this Agreement. t0 Orange City Public Facilities Financing Authority Joint Exercise of Powers Agreement (c) Pqfformance b), Authorize{Deputies- or As.sistants. Officers of .Member. Where reference is made to duties to be performed for the Authority by a publio official or employee, such duties may be performed by that person's duly authorized deputy or assistant. Where reference is made to actions to be taken by a Member, such action may be exercised through the officers, staff or employees of such Member, in the manner provided by law. (d) Goveming Law. This Agreement is made in the State, under the Constitution and laws of the state and is to be construed as a contract made and to be performed in the State. (e) CompJete Agreemqnt. This Agreement is the complete and exclusive statement of the agreement among the parties with respect to the subject matter hereof, whioh supersedes and merges all prior proposals, understandings, and other agreements, whether oral, written, or implied in conduot, betweon the parties relating to the subject matter of this Agreement. (f) Execution in Countemarts. This Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their proper officers or officials thereunto duly authorized. CITY OF ORANGE ll Orange City Public Facilities Financing A*hority Joinl Exercise of Powers Agreement CALIF'ORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY $" /J"L"e Authorized Signatory By: t2 NOTICE OF A JOINT POWERS AGREEMENT (Government Code section 6503,5) Instructions: 1. Complete and mail to: Secretary of State, P.O. Box 942870, 2. 4.A copy of the full text of the joint powers agreement and amendments, if any, must be submitted to the State Controller's office. For address information, contact the State Controller's office at wu ry.sco-gg.gov. Name of the agency or entity created under the agreement and responsible for the administration of the agreement: Orange City Public Facilities Financi State of California Secretary of State Sacramento, CA 94277 -287 0. Include filing fee of $1.00. Do not include attachments, unless otherwise specified. FILED Sccretary of State$trt ofCalibmie MAY | 1 2020 (Oftice Use Only) Agency's or Entity's Mailing Address: 300 E. Chapman AYenue/ Orange, CA 92866 Title of the agreemenl' Joint Exercise of Powers Agreqment The public agencies party to the agreement are (if more space is needed, continue on a separate sheet and attach it to this form): q1; City of Orange q2; California Statewide Communitiqs Development Authority (3) Effective date of the agreement:March 11 , Jd)o Provide a condensed statement of the agreement's purpose or the powers to be exercis"6 To finance public capital imProvements and working capital by issuance of bonds by the AuthoriV or by the purchase of bonds by the Authority issued by local agency; to exercise such other as may be permitted under the Joint Powers Act RETURN ACKNOWLEDGMENT TO; (Type or print) NAME ADDRESS lRi.hurdr, Watson & Gershon (Teresa Ho-Urano;1 350 S. Grand Avenue, 37th Floor crry/srArE/ze [Los Angeles, CA 90071 Pamela Coleman, CMC, AuthoriV Secretary Typed Name and Title Signature SEC/STATE NPSF 404A Rev 04/2015 Secretary of State Registry of Public Agencies fr{AY t | 2020(Government Code section 53051) IMPORTANT - Read Instructlons before completing this form. There is No Fee for a Registry of Public Agencies filing Copy Fees - First page $1.00; each attachment page $0.501 Certification Fee - $5,00 Thls Space For Office Use Only 1. Type of Filing (Check one.) f, tnitiat Filing (first Registry of Public Agencies fiting for an agency) fl UpOat"O Filing (change to an existing Registry of Public Agencies record) 2. Agency Information d. Official Mailing Address 300 E. Chapman Avenue, Or e, cA 92866 3. Ghairperson, President, or Other Presiding Officer 4. Clerk or Secretary 5. Other Members of the Governing Board (Enter as many as applicable. Attach additional pages for additional members.) 6- Date and Sign Below (Additional members set forth on attached pages, if any, are incorporatod herein by reference and made part of thi$ Form SF-405, Registry of Public Agencios.) Pamela Coleman 2019 California Secretarrr of Stale {-tLho Secretery of State $hte of Catifomia /-\ Da a. Full Legal Name of Public Agency oranse City P u bl ic Faci I iti es .ti l Algllg i$lgllyu-N;ffi";iLr@ a. Name Mark A. Murphy c. Business or RBsidenc€ ACOre"s 300 E. Chapman Avenue, b. Title Chair Orange, CA 92866 a. Name Pamela Coleman b. Title Secreta c. Business or Residence Address 300 E. Chapman Avenue, Orange, CA 92866 Name Mark A. Murphy Business or Residence Addrass 300 E. Chapman Avenue, Orange, CA 92866 Name Mike Alvarez Business of Residenc€ Addre$s 300 E. Chapman Avenue, Orange, CA 92866 Name Kim Nichols Business or Residence Address 300 E. Chapman Avenue, Orange, CA 92866 Name Chip Monaco Business or Residence Address 300 E. Chapman Avenue, Orange, CA 92866 Name Business or Residence Address bizfile.sos.ca.gov sF405 (RE Signature Type or Print Name 2 CERTIFICATE OF CITY CLERK OF CITY OF ORANGE with reference to $29,930,000 Orange City Public Facilities Financing Authority Lease Revenue Bonds Series 2020A Julv 16.2020 The undersigned hereby states and certifies as follows: (a) The undersigned is the duly appointed, qualified and acting City Clerk of the City of Orange, a municipal corporation duly organized and existing under and by virtue of the Constitution and laws of the State of California and, as such, is familiar with the facts herein and is authorized to certify the same. (b) Attached hereto as Exhibit A is a true, correct and complete copy of Resolution No. I1246, entitled "A Resolution of the City Council to the City of Orange Making a Finding of Signif,rcant Benefit in Connection with the Orange City Public Facilities Financing Authority's Issuance of Lease Revenue Bonds, Authorizing the Execution and Delivery of Documents Relating to such Bonds and Taking Related Actions" ("Resolution No. 11246") which was adopted at a duly and regularly held meeting of the City Council on June 9,2020. Resolution No. 1 1246 has not been amended, modified, supplemented, rescinded or repealed and remains in full force and effect as ofthe date hereof. I l28l -0009\2418204v5.doc (Certi/icate of City Clerk) IN WITNESS WHEREOF. the undersisned has hereunto set her hand on the date first written above. Pamela Coleman, CMC City Clerk of the City of Orange I 128 1-0009\24 l 8204 Exhibit A (Certificate of City Clerk) Resolution No. 11246 (see attached) I 128 I -0009\241 8204v6.doc RESOLUTION NO. T1246 A RESOLUTION OF THE CITY COI'NCIL TO THE CITY OF' ORANGE MAKING A FINDING OF SIGMFICANT BEI\IEFIT IN CONNECTION WITH THE ORANGE CITY PUBLIC F'ACILITIES FINANCING AUTHORITY'S ISSUANCE OF LEASE REVENTIE BONDS, AUTIIORIZING THE DMCUTION AFID DELIVERY OX' DOCUMEI\TTS RELATING TO SUCH BONDS A}[D TAKING RELATED ACTIONS. WHEREAS, the Orange City Public Facilities Financing Authority (the "Authority') is a joint powers authority duly organized and existing under and prusuant to Articles I through 4 (commencing with Section 6500), Chapter 5, Division 7, Title I of the Califonria Govemment Code (the "Act'o) and that certainJointExercise of Powers Agleement dated as ofMarch 19,2020, by and between the City of Orange (the "City") and the Califomia Statewide Comrnunities Development Authority, and is authorized pusuant to Article 4 of the Act to issue bonds to provide financing for public capital improvements; and WIIEREAS, the Authority proposes to issue and sell lease revenue bonds (the "Bondso'), to be secured pursuant to an Indenture (the "Indenture'), to be entered into by and between the Authority and U.S. Bank National Association, as trustee (the "Trustee"); and WHEREAS'proceeds of the Bondswill usedto assistthe Citywiththe financing of certain public capital improvements (the "Projects"), including: (t) the construction of a new Fire Station No. 1 Headquarters, (ii) roof and related improvements at the City's police station headquarters, (iii) roof and other improvements at the City's other fire stationso and (iv) installation of security improvements at City facilities; and WHEREAS, in connection with the issuance of the Bonds, it is proposed that the Authority will enter into a Lease Agreement (the "Lease"), under whieh the Authority will lease certain real properties, including the land and the improvements thereon (collectively, the ool,eased Properties") from the City, and a Sublease (the "sublease"), under which the City will sublease the Leased Properties from the Authority and make rental payments, calculated to be suffi.cient to allow the Authority to pay principal and interest payments on the Bonds; and WHEREAS, before the sale of the Bonds, the City Manager (who serves, ex-fficio, as the Executive Director of the Authority), in consultation with Urban Futures, Inc., as the municipal advisor (the "Munieipal AdvisoC', and Raymond James & Associates, Inc. ('Raymond James'), as the Underwriter or Placemont Agent (each as defined below) and Richards, Watson & Gershon, A Professional Corporation, as bond counsel ("Bond Counsel")o will determine whether to sell the Bonds through a public offering or a private placement transaction (pursuant to which the Bonds will be sold to one or more, but in any event a iimited number of, financial institutions) or a combination thereof; and WHEREAS, in connection with a public offering, the Authority, the City and Raymond James, as underwriter (in such capacity, the "Underwriter") will enter into a Contract of Purchase (the 'Contract of Purchase') pursuant to prrrsuant to which the Underuniter will purchase the Bonds upon their issuance, from the Authority, and a forsr of the Contract of Purchase has been presented to the City and the Authority; and WHEREAS, in connection with a private placement hansaction, Raymond James, as the placement agent (in such capacity, the "Placement Agenf') will assist the Authority and the City withthe solicitationofproposals (the*Purchaser Proposals') fromprospective private placement purchasers, and the Authority, the City and Raymond James (in such capacity, the "Placement Agenf) will enter into a Placement Agent Agreement (the "Placement Agent Agreemenf'), u form of which has been presented to the City and the Authority; and WHEREAS, pursuant to Section 6586.5 of the California Govemment Code, after notice duly published in accordance with law, the City Council held a public hearing on this date with respect to the proposed issuance of the Bonds and the related financing and received evidence concerning the public benefits therefrom. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Orange as follows: 1. Recitals. The above recitals are true.and correct and are a substantive part of this Resolution. 2. Findine of-Public Benefit: Approval of Bg)nd Issuance. The City Council hereby finds that the Authority's issuance of the Bonds to finance the Projects will result in significant public benefit to the constituents of the City, including more efficient delivery of local agency services to residential and commercial development. The City Council hereby approves the issuance ofthe Bonds. 3. Lease. The Lease, proposed to be entered into by and between the City, as lessor, and the Authority, as lessee, in the form on file with the City Clerlq is hereby approved. The Mayor (or in the Mayor's absence, the Mayor Pro Tem) is hereby authorized, for and in the name and on behalf of the City, to execute and deliver the Lease in substantially said forn, with such changes therein as the Mayor (or the Mayor Pro Tem, as the case may be) may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). 4, Sublease. The Sublease, proposedto be entered into by and betweenthe Authority, as sublessor, and the City, as sublessee, in the form on file with the City Clerk, is hereby approved. The Mayor (or in the Mayor's absence, tlre Mayor Pro Tem) is hereby authorized, for and in the narne and on behalf of the City, to execute and deliver the Sublease in substantially said form, with such changes therein as the Mayor (or the Mayor Pro Tem, as the case may be) may require or approve (such approval to be conclusively evidenced by the execution and delivery thereo$. 5. Contract of Purc,hase . The Contract of Purchase, proposed to be sntered into by and among the Authority, the City and the Underwriter, in the form on file withthe City Clerk, is hereby approved. Subject to the satisfaction of the pmameters set forth in the resolution of the Authority authorizing the issuance of the Bonds (the "Authority Resolution"), the Mayor (or in Resolution No. 11246 -2- the Mayor's absence, the MayorPro Tem) is hereby authorized, for and in the name and on behalf of the City, to execute and deliver the Contract of Purchase in substantially said form, with such changes therein as the Mayor (or the Mayor Pro Tem, as the case may be) may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). 6. Preliminary Offrcial Statement. The Preliminary Official Statement relating to the Bonds (the "Preliminary Oflicial Statemenf'), in the form on frle with the City Clerk, is hereby approved. Each of the Mayor, the Mayor Pro Tem, the City Manager, the Assistant City Manager/Administrative Services Difector, acting individually, is hereby authorized, for and in the name and on behalf of the City, to cause the Preliminary Official Statement in substantially said form, with such additions or changes therein as such Authorized Officer may approve, to be deerned final for the purposes of Rule l5c2-I2 promulgated pursuant to the Securities Exchange Act of 1934. The distibution by the Underwriter of copies of the Preliminary Offrcial Statement to potential purchasers of the Bonds is hereby approved. 7. Offrcial Statement. Each of the Mayor, the Mayor Pro Tem, the City Manager, and the Assistant City Manager/Administrative Services Director, acting individually, is hereby authorized, for and in the name and on behalf of the City, to cause the Preliminary Official Statement to be brought into the form of afinal Official Statement (the "Official Statemenf'), and to execute the same for and in the name and on behalf of the City, with such additions or changes therein as such officer may approve (such approval to be conclusively evidenced by such City officer's execution and delivery thereof). The distribution and use ofthe Official Statement by the Underwriter in conuection with the sale of the Bonds are hereby approved. 8. Continuing Disclosure Agteement. The Continuing Disclonre Agreement, proposed to be entered into by and between the City and a Dissemination Agent to be selected by the City Manager or the Assistant City ManagerlAdministrative Services Director, in the form on file with the City Clerk, is hereby approved. The Mayor (or in the Mayor's absence, the Mayor Pro Tem) is hereby authorized, for and inthe name and onbehalf ofthe City, to execute and deliver the Continuing Disclosure Agreement in substantially said form, with such changes therein as the Mayor (or the Mayor Pro Tem, as the case may be) may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). 9. Private Placement Puchaser Proposals. The City Manager (wlro selTes as the Authority's Executive Director), in consultation with the Municipal Advisor, Raymond James and Bond Counsel, may direct the sale of all or a portion the Bonds through a private placement transaction in lieu of a public offering and, in that connection, select the Purchaser Proposal with the most favorable terms for sale of the Proposed Bonds. The Mayor (or in the Mayor's absence, the Mayor Pro Tem) and the City Manager, each acting individually, is authorized to, in the name of the City, execute an acceptance to a term sheet (or similar instument) based on such selection. 10. Placement Aqent A$eement. The Placement Agent Agreernent, proposed to be entered into by and among the Authority, the City and the Placernent Agent, in the form on file with the City Clerk, is hereby approved. The Mayor (or in the Mayor's absence, the Mayor Pro Tem) is hereby authorized, for and in the name and on behalf of the City, to execute and deliver the PlacernentAgent Agreement in substantially said form, with such changes therein as the Mayor Resolution No. I1246 -3- (or the Mayor Pro Tem, as the case may be) may require or approve (such approval to be conclusively evidenced by the execution and delivery thereof). 11. Municipal Advisor: Bond and Disclosure Counsel. In connection with the issuance of the Bonds, the appointnent of the following firms is hereby approved and affrrmed: (i) Urban Fuhres, Inc., as Municipal Advisor, (ii) Richards, Watson & Gershon, A Professional Corporation" as Bond Counsel and Disclosure Counsel. 12. Other Acts. The Mayor, the Mayor Pro Tem, the City Manager, the Assistant City Manager/Administrative Services Director, the Assistant Finance Director and all other oflicers of Crty, are hereby authorized, jointly and severally, to execute and deliver any and all necessary instruments and to do all things which they may deem necessary or proper to effectuate the purposes of this Resolution, the documents approved hereby, and to assist the Authority with respect to the issuance, sale and delivery of the Bonds (including, but not limited to, obtaining a debt service resen/e policy, a bond insurance policy or other types of credit enhancements as necessary or appropriate and, if sorne or all of the Bonds will be sold pr.rsuant to a private placement transaction, making the necessary or appropriate modifications to the documents) and any such actions previously taken by such officers are hereby ratified and confirmed. ADOPTED this 9th day of June 2020. ATTEST: MarkA. Murphy, Mayor, City PamelaColeman, City Clerk, City of Resolution No. I1246 -4- STATE OF CALIFORNIA COTINTY OF ORANGE CITY OF ORANGE I, PAMELA COLEMAN, City Clerk of the City of Orange, Califomia, do hereby certifu that the foregoing Resolution was duly and regularly adopted by the City Council of the City of Orange at a regular meeting thereof held on the 9th day of June 202A, by the following vote: AYES: COUNCILMEMBERS: Alvarez,Murphy,Nichols,Monaco NOES: COUNCILMEMBERS: None ABSENT: COUNCILMEMBERS: None ABSTAIN: COUNCILMEMBERS: None \) ) ) City Clerlq City of Orange ResolutionNo. 11246 -)' 3 INDENTURE by and between the ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY and U.S. BANK NATIONAL ASSOCIATION as Trustee Dated as of July 1,2020 Relating to $29,930,000 Orange City Public Facilities Financing Authority Lease Revenue Bonds Series 2020A I 128 l -0009\2393696 TABLE OF CONTENTS Page DEFINITIONS; EQUAL SECURITY .............. .........2 ARTICLE II AUTHORZATION: GENERAL PROVISIONS ............ ..........12 Authorization; Designation......... ............12 Terms of Bonds... ..................12 Redemption of Bonds ...........13 Form of Bonds ...................... 16 Execution of Bonds... ............ 16 Transfer of Bonds ................. 16 Exchange of Bonds .....,....,....I7 Temporary Bonds...,... ...........17 Registration Books.... ............I7 Bonds Mutilated, Lost, Destroyed or Stolen....... ......I7 Book-Entry System...... .........18 ARTICLE III ISSUANCE; APPLICATION OF PROCEEDS; VALIDITY; ADDITIONAL 8ONDS............... .........19 ARTICLE I SECTION 1.01. SECTION 1.02. SECTION 1.03. SECTION 2.01. SECTION 2.02. SECTION 2.03. SECTION 2.04. SECTION 2.05. SECTION 2.06. SECTION 2.07. SECTION 2.08. SECTION 2.09. SECTION 2.10. SECTION 2.11. Punctual Payment.... ..............25 Extension of Payment of Bonds. .............25 Against Encumbrances............. ...............25 Power to Issue Bonds and Make Pledse and Assignment ................ .................,:, .........25 Accounting Records and Financial Statements.................,.........25 Additional Obligations..............,. ............26 Sublease ..............26 Tax Covenants.......... ............26 Continuing Disclosure ..........26 Further Assurances ................26 ARTICLE IV REVENUES: FLOW OF FUNDS ..........22 SECTION 3.01. SECTION 3.02. SECTION 3.03. SECTION 3.04. SECTION 3.05. SECTION 3.06. SECTION 4.01. SECTION 4.02. SECTION 4.03. SECTION 4.04. SECTION 4.05. SECTION 5.01. SECTION 5.02. SECTION 5.03. SECTION 5.04. SECTION 5.05. SECTION 5.06. SECTION 5.07. SECTION 5.08. SECTION 5.09. SECTION 5.10. ARTICLE V COVENANTS OF AUTHORITY............... ,,,,,,,,,.,,.25 r l28l-0009\2393696 TABLE OF CONTENTS Page ARTICLE VI TRUSTEE ...........27 Appointment of Trustee............... ...........27 Acceptance of Trusts... ..........27 Fees, Charges and Expenses of Trustee. ...................30 Notice to Bond Owners of Default .........30 Intervention by Trustee............... ............30 Removal of Trustee. ..............31 Resignation by Trustee ............... ............31 Appointment of Successor Trustee ............... ............31 Merger or Consolidation......... ................31 Concerning any Successor Trustee .........31 Appointment of Co-Trustee........... .........32 Indemnification; Limited Liability of Trustee ..........32 Trustee Acceptance of Electronic Instructions...........................33 ARTICLE VII MODIFICATION AND AMENDMENT OF INDENTURE........,,,.,.,,.......34 SECTION 6.01. SECTION 6.02. SECTION 6.03. SECTION 6.04. SECTION 6.05. SECTION 6.06. SECTION 6.07. SECTION 6.08. SECTION 6.09. SECTION 6.10. SECTION 6.1 1. SECTION 6.12. SECTION 6.13. SECTION 7.01. SECTION 7.02. SECTION 7.03. SECTION 8.01. SECTION 8.02. SECTION 8.03. SECTION 8.04. SECTION 8.05. SECTION 8.06. SECTION 8.07. SECTION 8.08. Amendment of Indenture.............. ..........34 Effect of Supplemental Indenture.........,. ..................35 Endorsement or Replacement of Bonds After Events of Default ..................35 Remedies; No Acceleration......... ...........37 Application of Revenues and Other Funds after Default...... ...........31 Power of Trustee to Control Proceedings ................ ...................37 Appointment of Receivers .......... ............37 Non-Waiver................ ...........38 Rights of Bond Owners..... ......................38 Termination of Proceedines......... Limited Liability of Authority ............... ...................39 Benefits of Indenture Limited.. ...............39 Discharge of Indenture................ ............40 Trustee's Additional Acknowledgment of Certain Provisions of the Sublease ......................40 Successor Deemed Included in All References to Predecessor ............... ............40 Content of Certificates and Opinions... .....................40 Execution of Documents by Bond Owners...,. ..........40 Disqualified Bonds.... ........,...41 Waiver of Personal Liability. ..................41 Partial Invalidity.. ..................41 SECTION 9.01. SECTION 9.02. SECTION 9.03. SECTION 9.04. SECTION 9.05. SECTION 9.06. SECTION 9.07. SECTION 9.08. SECTION 9.09. SECTION 9.10. r r281-0009\2393696 -iii- SECTION 9.1 1. SECTION 9.12. SECTION 9.13. SECTION 9.14. SECTION 9.15. SECTION 9.16. SECTION 9.17. EXHIBIT A FORM OF BOND EXHIBIT B FORM OF REQUISITION (COSTS OF ISSUANCE) EXHIBIT C FORM OF REQUISITION (PROJECT FUND) -iv-l 1281-0009\2393696 INDENTURE This Indenture, dated as of July I, 2020, is made and entered into by and between the Orange City Public Facilities Financing Authority, a joint powers authority organized and existing under the laws of the State of California (the "Authority") and U.S. Bank National Association, a national banking association duly organized and existing under the laws of the United States of America, being qualified to accept and administer the trusts hereby created (the "Trustee"). RECITALS: A. The Authority is a joint powers authority duly organized and existing under and pursuant to that certain Joint Exercise of Powers Agreement, dated as of March 19,2020, by and between the City and the California Statewide Communities Development Authority, and under the provisions of Articles I through 4 (commencing with Section 6500), Chapter 5, Division 7, Title 1 of the Government Code of the State of California, and is authorized pursuant to Article 4 of the Act to borrow money for the purpose of financing and refinancing public capital improvements. B. The Authority has determined to issue its Lease Revenue Bonds, Series 2020A (the "Bonds") to assist the City with the financing of certain public capital improvements, including: (i) the construction of a new Fire Station No. 1 Headquarters, (ii) roof and related improvements at the City's police station headquarters, (iii) roof and other improvements at the City's other fire stations, and (iv) installation of security improvements at City facilities. C. In conjunction with the issuance of the Bonds, the Authority and the City are entering into: (1) the Lease Agreement, dated as July I, 2020, by and between the City, as the lessor, and the Authority, as the lessee, and(2) the Sublease, dated as July I,2020 (the "sublease"), by and between the Authority, as the sublessor, and the City, as the sublessee. D. The Authority has assigned, without recourse, all its rights to receive "Base Rental" payments (the "Base Rental Payments") to be paid by the City under and pursuant to the Sublease and certain other rights to the Trustee pursuant to an Assignment Agreement, dated as of even date herewith, by and between the Authority and the Trustee. E. Subject to and in accordance with the terms of this Indenture, the Base Rental Payments to be received by the Trustee shall be held in a special fund pledged to the payment of the debt service of the Bonds. F. The Bonds shall be issued pursuant to and secured by this Indenture in the manner provided herein. G. In order to provide for the authentication and delivery of the Bonds, to establish and declare the terms and conditions upon which the Bonds are to be issued and to secure the payment of the principal thereof and interest thereon, and premium, if any, the Authority has authorized the execution and delivery of this Indenture. H. The Authority has determined that all acts and proceedings required by law necessary to constitute this [ndenture a valid and binding agreement for the uses and purposes 1 1281-0009\2393696 -1- herein set forth in accordance with its terms, have been done and taken, and the execution and delivery of the Indenture have been in all respects duly authorized. NOW, THEREFORE, THIS INDENTURE WITNESSETH, that in order to secure the payment of the principal of and the interest and premium (if any) on all Bonds at any time issued and Outstanding under this Indentureo according to their tenor, and to secure the performance and observance of all the covenants and conditions therein and herein set forth, and to declare the terms and conditions upon and subject to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds by the Owners thereof, and for other valuable considerations, the receipt whereof is hereby acknowledged, the Authority does hereby covenant and agree with the Trustee, for the benefit of the respective Owners from time to time of the Bonds, as follows: ARTICLE I DEFINITIONS; EQUAL SECURITY SECTION 1.01 Definitions. Unless the context otherwise requires, the terms defined in this Section shall for all pulposes of this Indenture and of any Supplemental Indenture and of the Bonds and of any certificate, opinion, request or other document herein mentioned have the meanings herein specified. "Act" means Articles I through 4 (commencing with Section 6500), Chapter 5, Division 7, Title 1 of the Government Code of the State, as in existence on the Closins Date or as thereafter amended from time to time. "Additional Bonds" means additional bonds payable from and secured by Revenues on parity with all other Outstanding Bonds issued pursuant to and in accordance with Section 3.06 hereof. "Additional Rental Payments" means the additional rental payable by the City under and pursuant to Section 3(b) of the Sublease. "Annual Debt Service" means, with respect to any Bond Year, the sum obtained by totaling the following: (a)The principal amount of all Outstanding Bonds maturing in such Bond Year; and (b) The interest which would be due during such Bond Year on the aggregate principal amount of Bonds which would be Outstanding in such Bond Year if the Bonds Outstanding on the date of such computation were to mature in accordance with the applicable maturity schedule. At the time and for the purpose of making such computation, the amount of Bonds already retired in advance of the above- mentioned schedule or schedules shall be deducted pro rata from the remaining amounts thereon. "Assignment Agreement" means the Assignment Agreement, dated as of July I,2020,by and between the Authority and the Trustee (as described in Section 4.01), as the same may be amended, supplemented or otherwise modified from time to time. 1 128 l -0009\2393696 -2- "Authority" means the Orange City Public Facilities Financing Authority, a joint powers authority duly organized and existing under the JPA Agreement and the laws of the State. "Authority Governing Board" means the Board of Directors of the Authority. "Average Annual Debt Service" means the average Annual Debt Service over all Bond Years. "Base Rental" or "Base Rental Payments" means the base rental payable by the City under and pursuant to Section 3(a) of the Sublease. "Bond Counsel" means any attorney or firm of attorneys appointed by or acceptable to the Authority of nationally recognized expertise in the issuance of obligations the interest on which is excludable from gross income for federal income tax purposes under the Code. "Bond Law" means the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4 of the Act, as in existence on the Closing Date or as thereafter amended from time to time. "Bond Year" means each twelve-month period extending from November 2 in one calendar year to November 1 of the succeeding calendar year, both dates inclusive, except that the first Bond Year shall extend from the Closing Date to November I,2020. "Bonds" means the Orange City Public Facilities Financing Authority, Lease Revenue Bonds, Series 20204, issued pursuant to this Indenture. "Business Day" means a day other than (i) a Saturday or Sunday, (ii) a day on which commercial banks in the city in which the Trustee maintains its Trust Office are authorized or required by law or executive order to close or (iii) a day on which the New York Stock Exchange is closed. "Certificate of the Authority" means a certificate in writing signed by the Chair, Executive Director, the Assistant Executive Director or the Treasurer of the Authority or by any other officer of the Authority duly authorized for that purpose by a resolution adopted by the Authority Commission and filed with the Trustee. "Certificate of the City" means a certificate in writing signed by the Mayor, the City Manager, the Assistant City Manager, the Administrative Services Manager, the Finance Director or by any other officer of the City duly authorized for that purpose. "@" means the City of Orange, California. "Closing Date" means July 16, 2020. '(&&" means the Internal Revenue Code of 1986, as amended, and any regulations promulgated thereunder. "Continuing Disclosure Agreement" means the continuing disclosure undertaking of the City relating to the Bonds in connection with Rule 15c2-12(bX5) promulgated by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as originally executed and 1 1281-0009\2393696 -3- as the same may be amended and supplemented from time to time in accordance with the terms thereof. "Costs of Issuance" means all expenses incurred in connection with the authorization, issuance, sale and delivery of the Bonds, including but not limited to all compensation, fees and expenses (including but not limited to fees and expenses for legal counsel) of the Authority, the City and the Trustee, compensation to any financial consultants or underwriters, legal fees and expenses, filing and recording costs, costs of obtaining title insurance with respect to the l,eased Properties, costs relating to conveyance of the Leased Properties, rating agency fees, costs of preparation and reproduction of documents, costs of printing, bond insurance premiums and fees and costs for any guaranty, surety bond, letter of credit or other credit facility. ..@,'meanSthefundbythatnameestablishedandheldbytheTrustee pursuant to Section 3.03. "Depository" means The Depository Trust Company, New York, New York, and its successors and assigns as securities depository for the Bonds, or any other securities depository acting as Depository under Section 2.1 1. "Event of Default" means any of the events described in Section 8.01. "Federal Securities" means any direct, noncallable obligations of the United States of America (including obligations issued or held in book-entry form on the books of the Department of the Treasury of the United States of America), or other noncallable obligations for which the faith and credit of the United States of America are pledged for the payment of principal and interest. "Fair Market Value" means the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm's length transaction (determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the meaning of section 1273 of the Code) and, otherwise, the term "fair market value" means the acquisition price in a bona fide arm's length transaction (as referenced above) if: (i) the investment is a certificate of deposit the value of which is determined in accordance with applicable regulations under the Code, (ii) the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) the value of which is determined in accordance with applicable regulations under the Code, (iii) the investment is a United States Treasury Security-State and Local Government Series that is acquired in accordance with applicable regulations of the United States Bureau of Public Debt, or (iv) the investment is the Local Agency Investment Fund of the State, but only if at all times during which the investment is held its yield is reasonably expected to be equal to or greater than the yield on a reasonably comparable direct obligation of the United States of America. "Fiscal Year" means any twelve-month period extending from July 1 in one calendar year to June 30 of the succeeding calendar year, both dates inclusive, or any other twelve-month period selected and designated by the Authority as its official fiscal year period. I 128 l -0009\2393696 -4- "Indenture" means this Indenture, as originally executed or as it may from time to time be amended or supplemented in accordance herewith. "Independent Certified Public Accountant" means any certified public accountant or firm of certified public accountants appointed and paid by the Authority, and who, or each of whom: (i) is in fact independent and not under domination of the Authority or the City; (ii) does not have any substantial interest, direct or indirect, in the Authority or the City; and (iii) is not connected with the Authority or the City as an officer or employee of the Authority or the City but who may be regularly retained to make annual or other audits of the books of or reports to the Authority or the City. "Information Services" means the Electronic Municipal Market Access System (referred to as "EMMA"), a facility of the Municipal Securities Rulemaking Board, at www.emma.msrb.org; provided, however, in accordance with then current guidelines of the Securities and Exchange Commission, Information Services shall mean such other organizations providing information with respect to called bonds as the Authority may designate to the Trustee in writing. "Interest Account" means the account by that name established and held by the Trustee pursuant to Section 4.02(a). "Interest Paliment Date'o means May I and November 1 of each year, commencing November I"2020. "JPA_Agreeme4" means the Joint Exercise of Powers Agreement, dated as of March 19, 2020,by and between the City and the California Statewide Communities Development Authority, together with any amendments thereof and supplements thereto. "Lease" means the Lease Agreement, dated as of even date herewith, by and between the City, as the lessor, and the Authority, as the lessee, as the same may be amended, supplemented or otherwise modified from time to time. "Lease Revenue Fund" means the fund by that name established and held by the Trustee pursuant to Section 4.02. "Lg,ased_Prope4!es," has the meaning given to such term in the Sublease. "Maximum Annual Debt Service" means, with respect to the Bonds, the largest Annual Debt Service during the period from the date of calculation through the final maturity date of any Outstanding Bonds. "Moody's'o means Moody's Investors Service, Inc., and its successors and assigns, or if such corporation shall be dissolved or liquidated or shall no longer perform the functions of a securities rating agency, any other nationally recognized securities rating agency designated by the Authority. "Nominee" means the nominee of the Depository, which initially will be Cede & Co., as determined from time to time pursuant to Section 2.11. l l28l-0009\2393696 -5- "Qligi.dPurchaser" means Raymond James & Associates, Inc. o'Qjqlslgldlqg" when used as of any particular time with reference to Bonds, means (subject to the provisions of Section 9.08) all Bonds theretofore executed, issued and delivered by the Authority under this Indenture except: (a) Bonds theretofore canceled by the Trustee or surrendered to the Trustee for cancellation; (b) Bonds paid or deemed to have been paid within the meaning of Section 9.03: and (c) Bonds in lieu of which or in substitution for which other Bonds shall have been executed, issued and delivered pursuant to this Indenture or any Supplemental Indenture. "Owner" or "Bond Owner" when used with respect to any Bond, means the person in whose name the ownership of such Bond shall be registered on the Registration Books. "Paqflgilro." means those broker-dealers, banks and other financial institutions from time to time for which the Depository holds Bonds as securities depository. "Permitted Investments" mean any of the following obligations if and to the extent that they are permissible investments of funds of the Authority and/or the City, as applicable (provided, that the Trustee shall be entitled to rely upon a Certificate of the Authority as conclusive certification to the Trustee that the investments described therein are permissible investment of funds of the Authority): (a) Direct obligations of the United States (including obligations issued or held in book-entry form on the books of the Department of the Treasury) or obligations the principal of and interest on which are unconditionally guaranteed by the United States of America. (b) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States (stripped securities are only permitted if they have been stripped by the agency itself): (1) U.S. Export-Import Bank (Eximbank) - Direct obligations or fully guaranteed certificates of beneficial ownership; (2) Federal Financing Bank; (3) Federal Housing Administration Debentures (FHA); (4) General Services Administration - Participation certificates; (5) Government Mortgage Association (A) GNMA-guaranteed mortgage backed bonds, and (B) GNMA-guaranteed pass-through obligations; l t28t-0009\2393696 -6- (6) U.S. Department of Housing and Urban Development (HUD) - (A) Project Notes, (B) Local Authority Bonds, (C) New Communities Debentures - U.S. government guaranteed debentures, and (D) U.S. Public Housing Notes and Bonds - U.S. government guaranteed public housing notes and bonds. (c) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following non-full faith and credit United States government agencies (stripped securities are only permitted if they have been stripped by the agency itself): (1) Federal Home Loan Bank System - Senior debt obligations; (2) Resolution Funding Corp. (REFCOPRP) obligations; and (3) Farm Credit System - Consolidated system wide bonds and notes. (d) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following non-full faith and credit United States government agencies (stripped securities are only permitted if they have been stripped by the agency itself): (1) Federal Home Loan Bank System - Senior debt obligations; (2) Resolution Funding Corp. (REFCOPRP) obligations; and (3) Farm Credit System - Consolidated system wide bonds and notes. (e) U.S. Dollar-denominated certificates of deposit, bankers' acceptances or interest-bearing time deposits that are made with the Trustee or with any member of the Federal Deposit Insurance Corporation, provided that such investments are: (1) fully insured by the Federal Deposit Insurance Corporation: (2) made with any bank (including the Trustee or any Affiliate thereof) having undivided capital and surplus of at least $100,000,000, the debt obligations (or in the case of the principal bank holding company, debt obligations of the bank holding company) of which are rated in the top 2 tier categories by at least one of the recognized rating agencies at the time of purchase; or (3) continuously secured as to principal , to the extent not insured by the Federal Deposit Insurance Corporation, by items listed in (a) or (b) above, or other marketable securities eligible as security for the deposit of trust funds under applicable regulations of the Comptroller of the Currency of the United States of America, having a market value (exclusive of accrued interest) not less than the amount of such deposit. (0 Investments in money market mutual funds rated in the highest short-term rating category for money market funds (without regard to qualifier) of at least one nationally recognized rating agency including funds for which the Trustee and its affiliates provide investment advisory or other services but excluding funds with a floating net asset value. (g) Federal funds or bankers acceptances with a maximum term of one year of any bank which has an unsecured, uninsured and unguaranteed obligation rating of Prime-1 or ,{3 or better by Moody's and A-1 or A or better by S&P. (h) Repurchase Agreements for 30 days or less, subject to the following criteria: I l28l-0009\2393696 -7- (1) Repos must be between the municipal entity and a dealer bank or securities firm; (2) Primary dealers on the Federal Reserve reporting dealer list which are rated A or better bv S&P and Moodv's: and (3) Bank rated o'A" or above by S&P and Moody's. (i) "State Obligations," which means: (1) Bonds or notes issued by any state or municipality whose underlying rating from Moody's or S&P is in the highest rating category assigned by such agency; (2) Direct general obligations of any state of the United States of America or any subdivision or agency thereof to which is pledged the full faith and credit of a state the unsecured general obligation debt of which is rated "A3" by Moody's and "A" by S&P, or better, or any obligation fully and unconditionally guaranteed by any state, subdivision or agency whose unsecured general obligation debt is so rated; (3) Direct general short-term obligations of any state agency or subdivision or agency thereof described in (a) above and rated "A-1+" by S&P and "MIG-1" by Moody's; and (4) Special Revenue Bonds (as defined in the United States Bankruptcy Code) of any state, state agency or subdivision described in (A) above and rated ((AA" or better by S&P and "Aa" or better by Moody's. 0) Pre-refunded municipal obligations rated "AAA" by S&P and "Aaa" by Moody's meeting the following requirements: (1) the municipal obligations are (A) not subject to redemption prior to maturity or (B) the trustee for the municipal obligations has been given irrevocable instructions concerning their call and redemption and the issuer of the municipal obligations has covenanted not to redeem such municipal obligations other than as set forth in such instructions; (2) the municipal obligations are secured by cash or direct obligations (other than an obligation subject to variation in prineipal repayment) of the United States of America ("United States Treasury Obligations") which may be applied only to payment of the principal of, interest and premium on such municipal obligations; (3) the principal of and interest on the United States Treasury Obligations (plus any cash in the escrow) has been verified by the report of independent certified public accountants to be sufficient to pay in full all principal of, interest, and premium, if any, due and to become due on the municipal obligations ("Verification"); (4) the cash or United States Treasury Obligations serving as security for the municipal obligations are held by an escrow agent or trustee in trust for owners of the municipal obligations ; l t28l-0009\2393696 -8- (5) no substitution of a United States Treasury Obligation shall be permitted except with another United States Treasury Obligation and upon delivery of a new Verification: and (6) the cash or United States Treasury Obligations are not available to satisfy any other claims, including those by or against the trustee or escrow agent. (k) Any state administered pool investment fund in which the Successor Agency is statutorily permitted or required to invest will be deemed a permitted investment, including, but not limited to the Local Agency Investment Fund in the treasury of the State. "Principal Account" means the account by that name established and held by the Trustee pursuant to Section 4.02(b). "Elg|eg!-b6." means, with respect to a Project, the costs, expenses and liabilities paid or incurred or to be paid or incurred by the City or the Authority, all calculated in accordance with generally accepted accounting principles, in connection with acquisition(s), financing, planning, engineering, design, construction and installation(s) relating to such Project or any portion thereof, and the obtaining of all governmental approvals, certificates, permits and licenses with respect thereto, including but not limited to (a) the costs of acquisition, renovation or construction of real or personal property or any interest therein, (b) any good faith or other similar payment or deposits, (c) the costs of any demolitions or relocation necessary in connection therewith, (d) costs of physical construction and costs incidental to such construction, renovation or acquisition, (e) all costs relating to injury and damage claims, (0 the costs of any indemnity or surety bonds and premiums on insurance, including obligations to a stock, mutual or reciprocal insurance company or exchange, (g) preliminary investigation and development costs, (h) engineering fees, contractors' fees, legal fees and expenses, and any other fees and expenses of professional consultants and (i) the costs of labor, materials, equipment and utility services and supplies, () administrative and general overhead expenses and costs of keeping accounts and making reports required by the Indenture or the Sublease prior to or in connection with the completion of such Project, (k) all federal, state and local taxes and payments in lieu of taxes legally required to be paid in connection with such Project prior to or in connection with the completion of such Project. It is intended that this definition of Project Costs be broadly construed to encompass all costso expenses and liabilities of the City and the Authority which are chargeable to the capital accounts of related Project in accordance with generally accepted accounting principles. "Project Fund" means the fund by that name established and held by the Trustee pursuant to Section 3.04. "bjec1!q" means the following City projects (all of which constitute "public capital improvements" as defined in the Act): (i) the construction of a new Fire Station No. I Headquarters, (ii) roof and related improvements at the City's police station headquarters, (iii) roof and other improvements at the City's other fire stations, (iv) installation of security improvements at City facilities, and (v) such other public infrastructure improvements to be determined by the Citv. -9-r 1281-0009\2393696 "Record Date" means, with respect to any Interest Payment Date, the fifteenth calendar day of the month immediately preceding such Interest Payment Date, whether or not such day is a Business Day. "Redemption Fund" means the fund by that name established and held by the Trustee pursuant to Section 4.03. "Registration Books" means the records maintained by the Trustee pursuant to Section 2.09 for the registration and transfer of ownership of the Bonds. "Rental Payments" means, together, the Base Rental Payments and the Additional Rental Payments. "Representation Letter" means the Blanket Issuer Letter of Representations, dated June 20, 2020, from the Authority to DTC, qualifying bonds issued by the Authority for the Depository's book-entry system, as originally executed or as it may be supplemented or revised or replaced by a letter to a substitute depository. "Request of the Authority" means a request in writing signed by the Chair, the Executive Director, the Assistant Executive Director or the Controller of the Authority, or by any other officer of the Authority duly authorized for that purpose by a resolution adopted by the Authority Commission and filed with the Trustee. "Request of the Citlu" means a request in writing signed by the Mayor, the City Manager, Assistant City Manager, the Administrative Services Director or by any other officer of the City duly authorized for that purpose. "Revenues" means: (a) all Base Rental Payments payable by the City pursuant to the Sublease (including prepayments); (b) any proceeds of Bonds originally deposited with the Trustee and held by the Trustee in the Lease Revenue Fund and the accounts thereof; (c) investment income with respect to any moneys held by the Trustee in the Lease Revenue Fund and the accounts thereof (other than amounts payable to the United States of America for arbitrage rebate purposes pursuant to the Code); and (d) any insurance proceeds or condemnation awards received by or payable to the Trustee with respect to the Leased Properties, including rental intemrption insurance. ((S&P" means S&P Global Ratings, its successors and assigns, or if such corporation shall be dissolved or liquidated or shall no longer perform the functions of a securities rating agency, any other nationally recognized securities rating agency designated by the Authority. "Securities Depositories" means The Depository Trust Company, 55 Water Street, New York, New York 10041, Attn: Call Notification Department, Fax (2I2) 855-7232 and, in accordance with then current guidelines of the Securities and Exchange Commission, such other addresses and/or such other securities depositories as the Authority may designate in a Certificate of the Authority delivered to the Trustee. "State" means the State of California. l 128 I -0009\2393696 -10- "Sublease" means the Sublease, dated as of July 1, 2020, with respect to the Leased Properties, by and between the Authority as sublessor and the City as sublessee, as the same may be amended, supplemented or otherwise modified from time to time. "Supplemental Inden 'o means any agreement supplemental to or amendatory of this Indenture entered into in accordance with the provisions of Article VIL "Tax Certificate" means the Certificate Regarding Compliance with Certain Tax Matters (or similar instrument) dated the date of the original delivery date of the Bonds relating to the requirements of certain provisions of the Code, as such certificate may from time to time be modified or supplemented in accordance with the terms thereof. "Tax-Exempt" means, with respect to interest on any obligations of a state or local government, that such interest is excluded from gross income for federal income tax purposes whether or not such interest is an item of tax preference for purposes of the alternative minimum tax under the Code or otherwise taken into account in calculating tax liabilities under the Code. "Term Bonds" means the Bonds maturing on November I,2045 and November 1, 2050. "Trust Office" means the corporate trust office of the Trustee at the address set forth in Article XI, or such other office designated by the Trustee from time to time; provided, however, for transfer, registration, exchange, payment and surrender of Bonds, such term means the corporate trust operations office of U.S. Bank National Association in St. Paul, Minnesota, or such other office designated by the Trustee from time to time. "Trus[ee,'means U.S. Bank National Association, and its successors and assigns, and any other corporation or association that may at any time be substituted in its place as provided in Article VI. SECTION 1.02 Rules of Construction. All references in this Indenture to "Articles," "Sections," and other subdivisions are to the corresponding Articles, Sections or subdivisions of this Indenture; and the words "herein," "hereof,'o "hereunder," and other words of similar import refer to this Indenture as a whole and not to any particular Article, Section or subdivision hereof. SECTION 1.03 Equal Securitli. In consideration of the acceptance of the Bonds by the Owners thereof, this Indenture shall be deemed to be and shall constitute a contract between the Authority and the Owners from time to time of the Bonds; and the covenants and agreements herein set forth to be performed on behalf of the Authority shall be for the equal and proportionate benefit, security and protection of all Owners of the Bonds without preference, priority or distinction as to security or otherwise of any of the Bonds over any of the others by reason of the number or date thereof or the time of sale, execution or delivery thereof, or otherwise for any cause whatsoever, except as expressly provided therein or herein. 1 128r-0009\2393696 -11- ARTICLE II AUTHORIZATION; GENERAL PROVISIONS SECTION 2.01 Authorization: Designation. The Authority has reviewed all proceedings heretofore taken relative to the authorization of the Bonds and has found, as a result of such review, and hereby finds and determines that all things, conditions, and acts required by law to exist, to happen and to be performed precedent to and in the issuance of the Bonds do exist, have happened and have been performed in due time, form and manner as required by law, and the Authority is now authorized under the JPA Agreement and the Bond Law and each and every requirement of law, to issue the Bonds in the manner and form provided in this Indenture. Accordingly, the Authority hereby authorizes the issuance of the Bonds pursuant to the Bond Law and this Indenture for the purposes described in the recitals hereof. The Bonds are authorizedto be issued by the Authority under and subject to the Bond Law and the terms of this Indenture and shall be designated the Orange City Public Facilities Financing Authority Lease Revenue Bonds, Series 2020A, and shall be issued in the original aggregate principal amount of Twenty-Nine Million Nine Hundred Thirty Thousand Dollars ($29,93o,ooo.oo). SECTION 2.02 Terms of Bonds. The Bonds shall be dated the Closing Date, shall mature on the dates and in the amounts, and shall bear interest (calculated on the basis of a 360- day year of twelve 30-day months) at the rates, as follows: Maturity Date Principal Interest Rate (November 1) Amount Per Annum Maturity Date Principal Interest Rate (November 1) Amount Per Annum 202r 2022 2023 2024 2025 2026 2027 2028 2029 2030 2037 $520,000 550,000 570,000 595,000 620,000 645,000 670,000 695,000 725,000 755,000 785,000 4.00vo 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 2032 2033 2034 2035 2036 2037 2038 2039 2040 2045* 2050* $820,000 850,000 885,000 920,000 960,000 1,000,000 1,040,000 1,080,000 1,125,000 6,355,000 7,765,000 4.00vo 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 * Term Bonds. See Section 2.03(c) (Redemption Resulting from Sinking Account Payments). The Bonds shall be delivered in fully registered form, numbered from one upwards in consecutive numerical order (with such alphabetical prefix as the Trustee shall determine). The Bonds shall be executed and delivered in the denominations of $5,000 and any integral multiple thereof. Each Bond shall bear interest from the Interest Payment Date next preceding the date of authentication thereof, unless (i) it is authenticated during the period from the day after the Record Date for an Interest Payment Date to and includinq such Interest Payment Date. in which event it I 1281-0009\2393696 -12- shall bear interest from such Interest Payment Date, or (ii) it is authenticated on or prior to the Record Date for the first Interest Payment Date, in which event it shall bear interest from its dated date; provided, however, that if, at the time of registration of any Bond, interest with respect to such Bond is in default, such Bond shall bear interest from the Interest Payment Date to which interest has been paid or made available for payment with respect to such Bond. Interest with respect to any Bond shall be payable in lawful money of the United States of America on each Interest Payment Date to the Owner thereof as of the close of business on the Record Date. Subject to Section 2.1 1, interest on the Bonds shall be paid by check or draft of the Trustee, mailed by first class mail no later than the Interest Payment Date to the Owner at such Owner's address as it appears, on such Record Date, on the Registration Books maintained by the Trustee; provided, however, that at the written request of the Owner of at least $1,000,000 in aggregate principal amount of Outstanding Bonds filed with the Trustee prior to any Record Date, interest on such Bonds shall be paid to such Owner on each succeeding Interest Payment Date (unless such request has been revoked in writing) by wire transfer of immediately available funds to an account in the United States designated in such written request. Payments of defaulted interest with respect to the Bonds shall be paid by check or draft to the Owners as of a special record date to be fixed by the Trustee, notice of which special record date shall be given to the Owners of the Bonds not less than ten days prior thereto. The principal of and premium, if any, on the Bonds are payable by check when due upon surrender thereof at the Trust Office in lawful money of the United States of America. SECTION 2.03 Redemption of Bonds (a) Extraordinary Redemption. The Bonds are subject to redemption prior to their respective maturity dates, upon notice as provided below, as a whole or in part on a pro rata basis (as much as practicable) among the maturities, on any date, from amounts on deposit in the Redemption Fund pursuant to Section 9 of the Sublease (from Net Proceeds received by the City from insurance payments or condemnation awards with respect to the Leased Properties or any portion thereof under the circumstances and upon the conditions and terms prescribed in the Sublease, together with additional money, if any, transferred by the City at its discretion for such purpose). Redemption pursuant to this subsection (a) shall be made at a redemption price equal to the sum of the principal of the Bonds to be redeemed plus accrued interest thereon to the date fixed for redemption, without premium. (b) Redemption Resulting from Prepalzments of Base Rental. The Bonds maturing on or after November 1, 2029, shall be subject to redemption prior to their respective maturity dates, as a whole or in part, from prepayments of Base Rental made at the option of the City under Section 1 1(b) of the Sublease on any date with respect to which such prepayment have been made (which shall be on or after November 1, 2028). The Bonds called for redemption pursuant to this Section 2.03(b) shall be redeemed at a redemption price equal to 100 percent of the principal amount of the Bonds to be redeemed, without premium, plus accrued interest thereon to the date of redemption. (c) Redemption Resulting from Sinking Account Paliments. The Bonds maturing on November 1,2045 and November 1, 2050 shall be subject to redemption in part by l 1281-0009\2393696 -13- lot from sinking account payments made by the Authority, at a redemption price equal to the principal amount thereof to be redeemed with accrued interest thereon to the redemption date, without premium, in the aggregate respective principal amounts and on the respective dates as set forth in the following tables; provided, however, if some but not all of the Term Bonds of a maturity have been redeemed pursuant to Section 2.03(a) or 2.03(b), each future sinking account payment with respect to such Term Bonds will be reduced on a pro rata basis (as nearly as practicable) in integral multiples of $5,000, so that the total amount of sinking account payments with respect to such Term Bonds to be made subsequent to a Section 2.03(a) extraordinary redemption or a Section 2.03(b) optional redemption shall be reduced by an amount equal to the principal amount of the Term Bonds so redeemed, all as shall be designated pursuant to written notice filed by the Authority with the Trustee: Bonds Maturine on November 1,.2045 Redemption Date (November 1) Principal Amount to be Redeemed * maturity Bonds Maturing on November 1.2050 2041 2042 2043 2044 2045* Redemption Date (November 1) $1,170,000 r,220,000 1,270,000 1,320,000 1,375,000 Principal Amount to be Redeemed 2046 2047 2048 2049 2050* $1,430,000 1,490,000 1,550,000 1,615,000 1,680,000 x maturity In lieu of a redemption pursuant to this Section 2.03(c), the Trustee may apply amounts in the Principal Account to purchase Term Bonds at public or private sale, as and when and at such prices (including brokerage and other charges, but excluding accrued interest, which is payable from the Interest Account) as may be directed by the Authority, except that the purchase price (exclusive of accrued interest) may not exceed the redemption price then applicable to such Bonds, as set forth in writing by the Authority; ry4!9g!, however, that no Term Bonds shall be purchased by the Trustee hereunder with a settlement date more than 60 days prior to the date on which the Authority would otherwise redeem such Term Bonds pursuant to this Section 2.03(c). The principal amount of any Term Bonds so purchased by the Trustee shall be credited towards and shall reduce the Principal Account payment otherwise required to be made with respect to such Term Bonds on the applicable redemption date. l 128l-0009\2393696 -r4- (d) Notice of Redemption. The Authority shall give written notice of its intention to redeem Bonds under Section 2.03(a) or Section 2.03(b) to the Trustee at least 45 days before the proposed redemption date; ryided, that the Trustee may accept a shorter notice period or waive such notice requirement at the Trustee's sole discretion. The Trustee, on behalf and at the expense of the Authority, shall send (by first class mail or if the Owner of such Bonds is a depository, by such method as acceptable to such depository) notice of any redemption to the respective Owners of any Bonds designated for redemption at their respective addresses appearing on the Registration Books, and to the Securities Depositories and to one or more Information Services by such manner of delivery as then acceptable to such entities, at least 30 but not more than 60 days prior to the date fixed for redemption; ry!g!gi!, however, that neither failure to receive any such notice so sent nor any defect therein shall affect the validity of the proceedings for the redemption of such Bonds or the cessation of the accrual of interest thereon. Such notice shall state the date of the notice, the redemption date, the redemption place and the redemption price and shall specify the CUSIP numbers, the Bond numbers and the maturity or maturities (in the event of redemption of all of the Bonds of such maturity or maturities in whole) of the Bonds to be redeemed, and shall require that such Bonds be then surrendered at the Trust Office of the Trustee for redemption at the redemption price, giving notice also that further interest on such Bonds will not accrue from and after the redemption date. Neither the Authority nor the Trustee shall have any responsibility for any defect in the CUSIP number that appears on any Bond or in any redemption notice with respect thereto, and any such redemption notice may contain a statement to the effect that CUSIP numbers have been assigned by an independent service for convenience of reference and that neither the Authority nor the Trustee shall be liable for any inaccuracy in such numbers. (e) Right to Rescind Optional Redemption. The Authority (upon direction by the City, at the City's option) may rescind any optional redemption by written notice to the Trustee on or prior to the date fixed for redemption. In addition, any notice of optional redemption shall be cancelled and annulled if for any reason funds will not be or are not available on the date fixed for redemption for the payment in full of the Bonds then called for redemption, and such cancellation shall not constitute an Event of Default hereunder. The Authority, the City and the Trustee shall have no liability to the Owners or any other party related to or arising from such rescission. The Trustee shall send notices of such rescission in the same manner as that prescribed in Section 2.03(d) for notices of redemption. (0 Selection of Bonds for Redemption. Whenever provision is made in this Indenture for the redemption of less than all of the Bonds, the Trustee shall select the Bonds to be redeemed from all Outstanding Bonds or such given portion thereof not previously called for redemption, on a pro rata basis among the maturities (unless the maturity or maturities are otherwise specified in this Indenture or in writing by the Authority) and by lot within a maturity in any manner which the Trustee in its discretion shall deem appropriate. For purposes of such selection, all Bonds shall be deemed to be comprised of separate $5,000 portions and such portions shall be treated as separate Bonds, which may be separately redeemed. (g) Partial Redemption of Bonds. In the event only a portion of any Bond is called for redemption, then upon surrender of such Bond the Authority shall execute and the Trustee shall authenticate and deliver to the Owner thereof, at the expense of the Authority, a new Bond or Bonds of the same maturity date, of authorized denominations in aggregate principal I t28l-0009\2393696 -15- amount equal to the unredeemed portion of the Bond being redeemed. A partial redemption shall be valid upon payment of the amount required to be paid to the Owner, and the Authority and the Trustee shall be released and discharged from all liability to the extent of such payment. (h) Effect of Redemption. From and after the date fixed for redemption, if funds available for the payment of the principal of and interest (and premium, if any) on the Bonds so called for redemption shall have been duly provided, such Bonds so called shall cease to be entitled to any benefit under this Indenture other than the right to receive payment of the redemption price, and no interest shall accrue thereon from and after the redemption date. All Bonds redeemed pursuant to this Section 2.03 shall be canceled by the Trustee. All moneys held by or on behalf of the Trustee for the payment of principal of or interest or premium on Bonds, whether at redemption or maturity, shall be held in trust for the account of the Owners thereof and the Trustee shall not be required to pay Owners any interest on, or be liable to Owners for any interest earned on, moneys so held. SECTION 2.04 Form of Bonds. The Bonds, the form of Trustee's certificate of authentication, and the form of assignment to appear thereon, shall be substantially in the respective forms set forth in Exhibit A attached hereto and by this reference incorporated herein, with necessary or appropriate variations, omissions and insertions, as permitted or required by this Indenture. SECTION 2.05 Execution of Bonds. The Bonds shall be signed in the name and on behalf of the Authority with the manual or facsimile signatures of its Chair or Vice Chair and attested with the manual or facsimile signature of its Secretary or any Assistant Secretary, and shall be delivered to the Trustee for authentication by it. In case any officer of the Authority who shall have signed any of the Bonds shall cease to be such officer before the Bonds so signed shall have been authenticated or delivered by the Trustee or issued by the Authority, such Bonds may nevertheless be authenticated, delivered and issued and, upon such authentication, delivery and issue, shall be as binding upon the Authority as though the individual who signed the same had continued to be such officer of the Authority. Also, any Bond may be signed on behalf of the Authority by any individual who on the actual date of the execution of such Bond shall be the proper officer although on the nominal date of such Bond such individual shall not have been such officer. Only such Bonds as shall bear thereon a certificate of authentication, manually executed on behalf of the Trustee, shall be valid or obligatory for any purpose or entitled to the benefits of this Indenture, and such certificate of the Trustee shall be conclusive evidence that the Bonds so authenticated have been dulv authenticated and delivered hereunder and are entitled to the benefits of this lndenture. SECTION 2.06 Transfer of Bonds. Any Bond may, in accordance with its terms, be transferred, upon the Registration Books, by the person in whose name it is registered, in person or by his duly authorized attorney, upon presentation and surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer in a form approved by the Trustee, duly executed. Whenever any Bond shall be surrendered for transfer, the Authority shall execute and the Trustee shall thereupon authenticate and deliver to the transferee a new Bond or Bonds of like tenor, maturity and aggregate principal amount. The cost of printing any Bonds and any services rendered or expenses incurred by the Trustee in connection with any such transfer shall r 1281-0009\2393696 -r6- be paid by the Authority, except that the Trustee shall require the payment by the Owner requesting such transfer of any tax or other governmental charge required to be paid with respect to such transfer. The Trustee shall not be required to transfer, pursuant to this Section, (a) any Bond during the period established by the Trustee for the selection of Bonds for redemption or (b) any Bond selected for redemption pursuant to Section2.O3(0. SECTION 2.07 Exchange of Bonds. Bonds may be exchanged at the Trust Office of the Trustee for the same aggregate principal amount of Bonds of the same tenor and maturity and of other authorized denominations. The cost of printing any Bonds and any services rendered or expenses incurred by the Trustee in connection with any such exchange shall be paid by the Authority, except that the Trustee shall require the payment by the Owner requesting such exchange of any tax or other governmental charge required to be paid with respect to such exchange. The Trustee shall not be required to exchange, pursuant to this Section, (a) any Bond during the period established by the Trustee for the selection of Bonds for redemption or (b) any Bond selected for redemption pursuant to Section2.03(f). SECTION 2.08 Temporary Bonds. The Bonds may be issued initially in temporary form exchangeable for definitive Bonds when ready for delivery. The temporary Bonds may be printed, lithographed or typewritten, shall be of such denominations as may be determined by the Authority and may contain such reference to any of the provisions of this Indenture as may be appropriate. Every temporary Bond shall be executed by the Authority and be registered and authenticated by the Trustee upon the same conditions and in substantially the same manner as the definitive Bonds. If the Authority issues temporary Bonds, it will execute and furnish definitive Bonds without delay, and thereupon the temporary Bonds shall be surrendered, for cancellation, in exchange therefor at the Trust Office of the Trustee, and the Trustee shall authenticate and deliver in exchange for such temporary Bonds definitive Bonds of like tenor, maturity and aggregate principal amount in authorized denominations. Until so exchanged, the temporary Bonds shall be entitled to the same benefits under this Indenture as definitive Bonds authenticated and delivered hereunder. SECTION 2.09 Registration Books. The Trustee will keep or cause to be kept at its Trust Office sufficient records for the registration and transfer of the Bonds, which shall at all times during regular business hours be open to inspection by the Authority with reasonable prior notice; and, upon presentation for such purpose, the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer, or cause to be registered or transferred, on said records, Bonds as provided herein. SECTION 2.10 Bonds Mutilated. Lost. Destroyed or Stolen. If any Bond shall become mutilated, the Authority, at the expense of the Owner of said Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor, maturity and aggregate principal amount in an authorized denomination in exchange and substitution for the Bond so mutilated, but only upon sunender to the Trustee of the Bond so mutilated. Every mutilated Bond so surrendered to the Trustee shall be canceled by it. If any Bond issued hereunder shall be lost; destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Trustee and, if such evidence shall be satisfactory to it and indemnity satisfactory to it shall be given, the Authority, at the expense of the Bond Owner, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in lieu of and in substitution for the Bond so lost, destroyed or stolen (or if any such Bond shall have matured or shall have been called for l t28l-0009\2393696 -r7- redemption, instead of issuing a substitute Bond the Trustee may pay the same without surrender thereof upon receipt of indemnity satisfactory to the Trustee). The Authority may require payment of a reasonable fee for each new Bond issued under this Section and of the expenses that may be incurred by the Authority and the Trustee. Any Bond issued under the provisions of this Section in lieu of any Bond alleged to be lost, destroyed or stolen shall constitute an original contractual obligation on the part of the Authority whether or not the Bond alleged to be lost, destroyed or stolen shall be at any time enforceable by anyone, and shall be equally and proportionately entitled to the benefits of this Indenture with all other Bonds secured by this Indenture. SECTION 2.11 Book-Entry SEtem. (a) Book-E{rtr}i System: Limited Obligation of Authorit}'. The Bonds shall be initially delivered in the form of a separate single fully registered Bond (which may be typewritten) for each of the maturities of the Bonds (unless the Bonds of such maturity bear different interest rates, then one Bond for each interest rate among such maturity). Upon initial delivery, the ownership of each such Bond shall be registered in the registration books kept by the Trustee in the name of the Nominee as nominee of the Depository. Except as provided in Section Z.II(c), all of the Outstanding Bonds shall be registered in the registration books kept by the Trustee in the name of the Nominee. With respect to Bonds registered in the registration books kept by the Trustee in the name of the Nominee, the Authority and the Trustee shall have no responsibility or obligation to any Participant or to any person on behalf of which such a Participant holds an interest in the Bonds. Without limiting the immediately preceding sentence, the Authority and the Trustee shall have no responsibility or obligation with respect to (i) the accuracy of the records of the Depository, the Nominee, or any Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any Participant or any other person, other than an Owner as shown in the registration books kept by the Trustee, of any notice with respect to the Bonds, including any notice of redemption, (iii) the selection by the Depository and its Participants of the beneficial interests in the Bonds to be redeemed in the event the Bonds are redeemed in part, or (iv) the payment to any Participant or any other person, other than an Owner as shown in the registration books kept by the Trustee, of any amount with respect to principal of, premium, if any, or interest due with respect to the Bonds. The Authority and the Trustee may treat and consider the person in whose name each Bond is registered in the registration books kept by the Trustee as the holder and absolute owner of such Bond for the purpose of payment of principal, premium, if any, and interest with respect to such Bond, for the purpose of giving notices of redemption and other matters with respect to such Bond, for the purpose of registering transfers with respect to such Bond, and for all other purposes whatsoever. The Trustee shall pay all principal of, premium, if any, and interest due with respect to the Bonds only to or upon the order of the respective Owners, as shown in the registration books kept by the Trustee, or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to satisfy and discharge fully the Authority's obligations with respect to payment of the principal, premium, if any, and interest due with respect to the Bonds to the extent of the sum or sums so paid. No person other than an Owner, as shown in the registration books kept by the Trustee, shall receive a Bond evidencing the obligation of the Authority to make payments of principal, premium, if any, and interest pursuant to this Indenture. Upon delivery by the Depository to the Trustee and the Authority of written notice to the effect that the Depository has determined to substitute a new nominee in place of the Nominee, and subject to the provisions l 128 1-0009\2393696 -18- herein with respect to Record Dates, the word Nominee in this lndenture shall refer to such new nominee of the Depository. (b) Representation Letter. In order to qualify the Bonds for the Depository's book-entry system, the Authority has previously executed and delivered to such Depository the Representation Letter. The Representation Letter does not in any way impose upon the Authority or the Trustee any obligation whatsoever with respect to persons having interests in the Bonds other than the Owners, as shown on the registration books kept by the Trustee. The Trustee agrees to take all action necessary to continuously comply with the Representation Letter to the extent that such action is not inconsistent with this Indenture. In addition to the execution and delivery of the Representation Letter, the Chair, the Executive Director, the Assistant Executive Director and the Secretary and all other officers of the Authority are hereby authorized to take any other actions, not inconsistent with this Indenture, to qualify the Bonds for the Depository's book-entry program. (c) Transfers Outside of Book-Entry System. In the event (i) the Depository determines not to continue to act as securities depository for the Bonds, or (ii) the Authority determines that the Depository shall no longer so act, then the Authority will discontinue the book entry system with the Depository. If the Authority fails to identify another qualified securities depository to replace the Depository, then the Bonds so designated shall no longer be restricted to being registered in the registration books kept by the Trustee in the name of the Nominee, but shall be registered in whatever name or names persons transferring or exchanging Bonds shall designate, in accordance with the provisions of Section 2.09. (d) Payments to Nominee. Notwithstanding any other provisions of this Indenture to the contrary, so long as any Bond is registered in the name of the Nominee, all payments with respect to principal, premium, if any, and interest due with respect to such Bond and all notices with respect to such Bond shall be made and given, respectively, as provided in the Representation Letter or as otherwise instructed by the Depository. (e) Initial Depositorlz and Nominee. The initial Depository under this Article shall be The Depository Trust Company, New York, New York. The initial Nominee shall be Cede & Co., as Nominee of The Depository Trust Company, New York, New York. ARTICLE III ISSUANCE; APPLICATION OF PROCEEDS; VALIDITY; ADDITIONAL BONDS SECTION 3.01 Issuance of Bonds. Upon the execution and delivery of this Indenture, the Authority shall execute and deliver the Bonds to the Trustee for authentication and delivery to or on the order of the Original Purchaser upon the Request of the Authority. SECTION 3.02 Application of Proceeds of Sale of Bonds. On the Closing Date, the Trustee shall receive, on behalf of the Authority, $34,230,627.25 from the Original Purchaser (representing the par amount of the Bonds, plus an original issue premium of $4,375,452.25, less an underwriter's discount of $74,825.00). The Trustee shall apply the Bonds proceeds as follows: I 128 1 -0009\2393696 -r9- (a) Deposit $230,627 .25 in the Costs of Issuance Fund; (b) Deposit the remaining $34,000,000.00 in the Project Fund. For record keeping purposes the Trustee may establish such funds and accounts as may be necessary to reflect such deposits. SECTION 3.03 Costs of Issuance Fund. The Trustee shall establish a fund known as the "Costs of Issuance Fund." Pursuant to Section 3.02(a), the Trustee shall deposit a portion of the proceeds of the sale of the Bonds into the Costs of Issuance Fund. The moneys in the Costs of Issuance Fund shall be used from time to time to pay Costs of Issuance with respect to the Bonds and shall be disbursed by the Trustee upon delivery to the Trustee of a requisition, substantially in the form attached hereto as Exhibit B, executed by an authorized officer of the Authority. Each such requisition of the Authority shall be sufficient evidence to the Trustee of the facts stated therein and the Trustee shall have no duty to confirm the accuracy of such facts. On the date that is 180 days following the Closing Date, or upon the earlier receipt by the Trustee of a Request of the Authority to do so, the Trustee shall transfer all remaining amounts in the Costs of Issuance Fund to the Lease Revenue Fund. SECTION 3.04 Project Fund. The Trustee shall establish and maintain a separate fund to be known as the "Project Fund." On the Closing Date, the Trustee shall deposit a portion of the sale proceeds of the Bonds into the Project Fund pursuant to Section 3.02(d). The Trustee shall disburse or transfer amounts from the Project Fund, as stated in a Request of the City, substantially in the form attached hereto as Exhibit C, for the payment of the Project Costs relating to the Projects (including reimbursement to the City for any such costs paid by it). Upon receipt of each such Request of the City, the Trustee shall pay the amount set forth in such Request as directed by the terms thereof. When the Projects, or the portions thereof determined by the City to be financed hereunder, have been completed, the Authority shall deliver or shall cause the City to deliver to the Trustee a Certificate of the City stating the fact and date of such completion. Following the delivery of such certificate, the Trustee shall transfer amounts then on deposit in the Project Fund (or such portion thereof as may be specified in such Request of the City) to the Lease Revenue Fund. SECTION 3.05 Validity of Bonds. The validity of the authorization and issuance of the Bonds shall not be affected in any way by any proceedings taken with respect to the application of the proceeds of the Bonds, and the recital contained in the Bonds that the same are issued pursuant to the Bond Law shall be conclusive evidence of their validity and of the regularity of their issuance. SECTION 3.06 Additional Bonds. (a) Subject to this Section 3.06, the Authority may from time to time issue one or more series of Additional Bonds payable from and secured by Revenues on parity with all other Outstanding Bonds. Bonds issued pursuant to this Section 3.06 shall be issued under and pursuant to a Supplemental Indenture which shall specify: (1) The maturity date or dates of such Additional Bonds, which shall be November 1 in any given year; l l28l-0009\2393696 -20- (2) The interest payment dates, which shall be May 1 and November 1; (3) The terms, if any, for call and redemption of such Additional Bonds prior to maturity; and (4) The interest rate or rates on such Additional Bonds and any other matters deemed appropriate or necessary and not inconsistent with the provisions of this Indenture. (b) All of the Additional Bonds shall be executed by the Authority for issuance under the Indenture and delivered to the Trustee and thereupon shall be delivered by the Trustee upon the Request of the Authority but only upon receipt by the Trustee of the following documents or money or securities: (1) A certified copy of the Supplemental Indenture authorizing the issuance of such Additional Bonds: (2)A Request of the Authority as to the delivery of such Additional Bonds; (3) An opinion of Bond Counsel substantially to the effect that: (i) the Authority has the right and power under the Act to execute and deliver such Supplemental Indenture, and such Supplemental Indenture has been duly executed and delivered by the Authority, and the Indenture and such Supplemental Indentures are in full force and effect and are valid and binding upon the Authority and enforceable in accordance with their terms (except as enforcement may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights and similar qualifications); (ii) such Additional Bonds are valid and binding special obligations of the Authority, enforceable in accordance with their terms (except as enforcement may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights) and are subject to the terms of the Indenture and all Supplemental Indentures and entitled to the benefits of the Indenture and all such Supplemental lndentures and the Act, and such Additional Bonds have been duly and validly issued in accordance with the Act and the Indenture and all such Supplemental Indentures; and (iii) the obligation of the City to make the Base Rental Payments during the term of the Sublease as amended pursuant to this Section 3.06 is a valid and binding obligation of the City. (4) A Certificate of the Authority: (i) certifying that the Authority is in compliance in all material respects with all agreement and covenants contained herein and that no Event of Default has occurred or is continuing; (ii) stating that the Authority and the City have entered into an amendment to the Sublease pursuant to which the City is obligated to make Base Rental Payments at times and in amounts sufficient to provide for payment of the principal of and interest on the Bonds (including such Additional Bonds) which will be Outstanding following the sale and delivery of such Additional Bonds; and (iii) containing such additional statements as may be reasonably necessary to show compliance with the requirements of the Indenture; (5) An executed copy of the amendment to the Sublease; and Such further documents, money and securities as are required by the provisions of the Indenture and the Supplemental Indenture providing for the issuance of such Additional Bonds. l l28l-0009\2393696 -2r- SECTION 4.01 ARTICLE IV REVENUES; FLOW OF FUNDS Pledge of Revenues: Assignment of Rights. Subject to the provisions of Section 6.03 (certain Trustee fees), the Bonds shall be secured by a first lien on and pledge (which shall be effected in the manner and to the extent hereinafter provided) of all of the Revenues and a pledge of all the moneys in the Lease Revenue Fund, including all amounts derived from the investments of such moneys. The Bonds shall be equally secured by a pledge, charge and lien upon the Revenues and such moneys without priority for number, date of the Bonds, date of execution or date of delivery; and the payment of the interest on and principal of the Bonds and any premiums upon the redemption of any portion thereof shall be and are secured by an exclusive pledge, charge and lien upon the Revenues and such moneys. So long as any of the Bonds are Outstanding, the Revenues shall not be used for any other purpose; except that out of the Revenues and such moneys there may be apportioned such sums, for such purposes, as are expressly permitted by Section 4.02. Pursuant to the Assignment Agreement, the Authority has transferred in trust and assigns to the Trustee, for the benefit of the Owners from time to time of the Bonds, all of the Revenues and all of the right, title and interest of the Authority in (but not of its obligations under) the Lease and the Sublease (other than its rights to indemnification and payment or reimbursement for any costs or expenses), including its rights to receive the Base Rental scheduled to be paid by the City under and pursuant to the Sublease and any and all of the other rights of the Authority under the Lease and the Sublease as may be necessary to enforce payment of such Base Rental when due or otherwise to protect the interest of the Owners of the Bonds, including its leasehold title to the Leased Properties leased to the City pursuant to the Sublease. The Trustee accepts such assignments. The Trustee shall be entitled to and shall receive all of the Revenues, and any Revenues collected or received by the Authority shall be deemed to be held, and to have been collected or received, by the Authority as the agent of the Trustee and shall promptly be paid by the Authority to the Trustee. SECTION 4.02 Lease Revenue Fund. All Base Rental Payments shall be deposited by the Trustee in a special fund designated as the "Lease Revenue Fund,'o which the Trustee shall establish, maintain and hold in trust hereunder. On or before each Interest Payment Date, the Trustee shall transfer from the Lease Revenue Fund and deposit into the following respective accounts (each of which the Trustee shall establish and maintain within the Lease Revenue Fund), the following amounts in the following order of priority, the requirements of each such account (including the making up of any deficiencies in any such account resulting from lack of Revenues sufficient to make any earlier required deposit) at the time of deposit to be satisfied before any transfer is made to any account subsequent in priority: (a) Interest Account. On or before each Interest Payment Date, the Trustee shall deposit in the Interest Account an amount required to cause the aggregate amount on deposit in the Interest Account to equal the amount of interest becoming due and payable on such Interest Payment Date on all Outstanding Bonds. No deposit need be made into the Interest Account if the amount contained therein is at least equal to the interest becoming due and payable upon all Outstanding Bonds on each succeeding Interest Payment Date within the then current Bond Year. 1 1281-0009\2393696 1n All moneys in the lnterest Account shall be used and withdrawn by the Trustee solely for the purpose of paying the interest on the Bonds as it shall become due and payable (including accrued interest on any Bonds redeemed prior to maturity pursuant to Section 2.03). (b) Principal Account. On or before each Interest Payment Date, the Trustee shall deposit in the Principal Account an amount required to cause the aggregate amount on deposit in the Principal Account to equal the principal amount of the Bonds maturing or required to be redeemed through mandatory sinking account redemption on such Interest Payment Date pursuant to Section 2.OZ or Section 2.03 or pursuant to a Supplemental Indenture, as the case may be. All moneys in the Principal Account shall be used and withdrawn by the Trustee solely for the purpose of paying the principal of the Bonds. (c) lReserved.l. (d) Surplus. On or promptly after each Interest Payment Date, Trustee shall determine the amount, if any, remaining in the Lease Revenue Fund after making the deposits required by paragraphs (a) through (c) above and the transfers of investment earnings pursuant to Section 4.04, and shall notify the City of the amount so determined. The Trustee shall apply such amount as a credit against the next following Base Rental Payment; provided however, if directed in a Request of the City, the Trustee shall, with respect to all or any portion of such amount, pay, or set an amount aside for the payment of, any rebate requirement in accordance with a computation made by the City pursuant to the Code, or if no such rebate requirement is then due, release to the City for use for any lawful purpose. SECTION 4.03 Redemption Fund. To the extent the Authority has provided the Trustee with written notice of its intention to redeem Bonds in connection with an extraordinary redemption pursuant to Section 2.03(a) or an optional redemption pursuant to Section 2.03(b) (or the Trustee has received written notice from the City regarding a related repayment pursuant to Section pf the Sublease), the Trustee shall establish a fund known as "Redemption Fund." At any time the Trustee receives money from the City pursuant to Section 9 of the Sublease (Net Proceeds of insurance payments or taking proceedings) or Section 11(b) of the Sublease (optional prepayment by the City), the Trustee shall immediately deposit such money as follows: (i) an amount equal to the interest on the Bonds to be redeemed pursuant to Section 2.03(a) or Section 2.03(b) accrued to the redemption date shall be deposited in the Interest Account; and (ii) the balance of such moneys shall be deposited in the Redemption Fund. Amounts on deposit in the Redemption Fund shall be applied solely for the purpose of paying the principal of the Bonds to be redeemed pursuant to Section 2.03(a) or Section 2.03(b); provided, however, that at any time prior to giving notice of redemption of any such Bonds, the Trustee may apply such amounts to the purchase of Bonds at public or private sale, as and when and at such prices (including brokerage and other charges, but excluding accrued interest, which is payable from the Interest Account) as shall be directed in writing by the Authority, except that the purchase price (exclusive of accrued interest) may not exceed the redemption price then applicable to the Bonds. SECTION 4.04 Investments. All moneys in any of the funds or accounts established with the Trustee pursuant to this lndenture shall be invested by the Trustee solely in Permitted Investments pursuant to the written direction of the Authority given to the Trustee at least two Business Days in advance of the making of such investments; which Permitted lnvestments shall, as nearly as practicable, mature (or be subject to redemption or disposition by the Trustee) on or l 1281-0009\2393696 -23- before the dates on which such money is anticipated to be needed for disbursement hereunder. In the absence of any such direction from the Authority, the Trustee shall invest any such moneys in money market funds described in clause (f) of the definition of Permitted Investments, so long as such money market funds contain only United States Treasury or United States local government obligations; provided, however, that any such investment shall be made by the Trustee only if, prior to the date on which such investment is to be made, the Trustee shall have received a written request of the Authority specifying a specific money market fund and, if no such request of the Authority is so received, the Trustee shall hold such moneys uninvested. Obligations purchased as an investment of moneys in any fund or account shall be deemed to be part of such fund or account. The Trustee shall transfer at least semiannually all investment earnings on amounts in the Principal Account, and the Interest Account to the Lease Revenue Fund. Unless otherwise specified in this Indenture, investment earnings on amounts in all other funds and accounts established and maintained pursuant to this Indenture shall be retained in such respective funds and accounts. For purposes of acquiring any investments hereunder, the Trustee may commingle funds held by it hereunder. The Trustee or an affiliate of the Trustee may act as principal or agent in the acquisition or disposition of any investment and may impose its customary charges therefor. The Trustee shall incur no liability for losses arising from any investments made pursuant to this Section. The Authority acknowledges that regulations of the Comptroller of the Currency or other applicable regulatory entity grant the Authority the right to receive brokerage confirmations of security transactions to be effected by the Trustee hereunder as they occur. The Authority specifically waives the right to receive such notification to the extent permitted by applicable law and agrees that it will instead receive periodic cash transaction statements which include detail for the investment transactions effected by the Trustee hereunder; provided, however, that the Authority retains its right to receive brokerage confirmation on any investment transaction requested by the Authority. SECTION 4.05 Valuation and Disposition of Investments. For the purpose of determining the amount in any fund or account, Permitted Investments credited to such fund or account shall be valued semiannually at the Fair Market Value thereof; provided that as to certificates of deposits and banker acceptances, the value thereof shall equal the face amount, plus accrued interest thereon. The Trustee shall have no duty in connection with the determination of Fair Market Value other than to follow its normal practice in determining the value of Permitted Investments, which may include utilizing computerized securities pricing services that may be available to it including those available through its regular accounting system. I 1281-0009\2393696 -24- SECTION 5.01 ARTICLB V COVENANTS OF THE AUTHORITY Punctual Payment. The Authority shall punctually pay or cause to be paid the principal and interest to become due in respect of all the Bonds, in strict conformity with the terms of the Bonds and of this Indenture, according to the true intent and meaning thereof, but only out of Revenues and other assets pledged for such payment as provided in this Indenture. SECTION 5.02 Extension of Payment of Bonds. The Authority shall not directly or indirectly extend or assent to the extension of the maturity of any of the Bonds or the time of payment of any claims for interest by the purchase of such Bonds or by any other arrangement, and in case the maturity of any of the Bonds or the time of payment of any such claims for interest shall be extended, such Bonds or claims for interest shall not be entitled, in case of any default hereunder, to the benefits of this Indenture, except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest thereon which shall not have been so extended. Nothing in this Section shall be deemed to limit the right of the Authority to issue Bonds for the purpose of refunding any Outstanding Bonds, and such issuance shall not be deemed to constitute an extension of maturity of the Bonds. SECTION 5.03 Against Encumbrances. The Authority shall not create, or permit the creation of, any pledge, lien, charge or other encumbrance upon the Revenues and other assets pledged or assigned under this Indenture while any of the Bonds are Outstanding, except the pledge and assignment created by this Indenture, Subject to this limitation, the Authority expressly reserves the right to enter into one or more other indentures for any of its corporate purposes, including other programs under the Bond Law, and reserves the right to issue other obligations for such purposes. SECTION 5.04 Power to Issue Bonds and Make Pledge and Assignment. The Authority is duly authorized pursuant to law to issue the Bonds and to enter into this Indenture and to pledge and assign the Revenues, the Leaseo the Sublease and other assets purported to be pledged and assigned, respectively, under this Indenture in the manner and to the extent provided in this Indenture. The Bonds and the provisions of this Indenture are and will be the legal, valid and binding special obligations of the Authority in accordance with their terms, and the Authority and the Trustee (subject to the provisions of Section 6.02 hereo| shall at all times, to the extent permitted by law, defend, preserve and protect said pledge and assignment of Revenues and other assets and all the rights of the Bond Owners under this Indenture against all claims and demands of all persons whomsoever. SECTION 5.05 Accounting Records and Financial Statements. The Trustee shall at all times keep, or cause to be kept, proper books of record and account, prepared in accordance with corporate trust industry standards, in which complete and accurate entries shall be made of all transactions by the Trustee relating to the proceeds of Bonds, the Revenues, the Sublease and all funds and accounts established pursuant to this Indenture. Such books of record and account shall be available for inspection by the Authority and the City during regular business hours with reasonable prior notice. I l28t-0009\2393696 -25- SECTION 5.06 Additional Obligations. The Authority covenants that no additional bonds, notes or indebtedness shall be issued or incurred that are payable out of the Revenues in whole or in part, except as permitted under Section 3.06 of this Indenture. SECTION 5.07 Sublease. The Trustee, as assignee of the Authority's rights under the Sublease pursuant to Section 4.01 and under the Assignment Agreement, shall receive all amounts due from the City pursuant to the Sublease (excepting any amounts due to the Authority relating to the indemnification of the Authority). The Authority will faithfully comply with, keep, observe and perform all the agreements, conditions, covenants and terms contained in the Sublease required to be complied with, kept, observed and performed by it and, together with the Trustee, will enforce the Sublease against the City in accordance with its terms. The Authority will not alter, amend or modify the Sublease without the prior written consent of the Trustee, which consent shall be given only: (i) if the Trustee receives an opinion of Bond Counsel that such alteration, amendment or modification will not result in any material impairment of the security given or intended to be given for the payment of the Base Rental Payments, or (ii) if the Trustee first obtains the written consents of the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding to such alteration, amendment or modification. Prior to any amendment or modification of the Sublease pursuant to this Section 5.07, the Trustee may require the Authority to deliver to the Trustee an opinion of Bond Counsel to the effect that such amendment or modification has been adopted in accordance with the requirements of this Indenture. SECTION 5.08 Tax Covenants. (a) The City shall not take any action, or fail to take any action, if any such action or failure to take action would adversely affect the Tax-Exempt status of interest on the Bonds under Section 103(a) of the Code or cause interest on the Bonds to be an item of tax preference for purposes of the alternative minimum tax imposed on individuals and corporations under the Code. (b) In furtherance of the foregoing tax covenant, the Authority shall comply with the provisions of the Tax Certificate, which is incorporated in this Indenture as if fully set forth in this Indenture. These covenants shall survive payment in full or defeasance of the Bonds. SECTION 5.09 Continuing Disclosure. In connection with the issuance of the Bonds, the Authority shall cause the City to enter into a Continuing Disclosure Agreement. It is hereby recognized that a failure of the City to comply with a Continuing Disclosure Agreement shall not constitute a default under this Indenture or the Sublease; provided, however, the Original Purchaser or the Owner or beneficial owner of the Bonds relating to such Continuing Disclosure Agreement may take such actions as may be necessary and appropriate to compel performance, including seeking mandate or specific performance by court order. SECTION 5.10 Further Assuraqrces. The Authority shall adopt, make, execute and deliver any and all such further resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Indenture, and I 1281-0009\2393696 -26- for the better assuring and confirming unto the Owners of the Bonds the rights and benefits provided in this Indenture. SECTION 6.01 ARTICLE VI TRUSTEE Appointment of Trustee. U.S. Bank National Association, a national banking association duly organized and existing under and by virtue of the laws of the United States of America, is hereby appointed Trustee by the Authority for the purpose of receiving all moneys required to be deposited with the Trustee hereunder and to allocate, use and apply the same as provided in this Indenture. The Authority agrees that, so long as any Bonds are Outstanding, it will maintain a Trustee which is a bank, national banking association, banking institution (state or federal) or trust company with a corporate trust office in California, having a combined capital, exclusive of borrowed capital, and surplus (or whose parent holding company has a combined capital, exclusive of borrowed capital, and surplus) of at least $75,000,000, and subject to supervision or examination by federal or state authority. If such bank, banking institution or trust company publishes a report of condition at least annually, pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purposes of this Section the combined capital and surplus of such bank, national banking association, banking institution or trust company shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Trustee is hereby authorized to pay the principal of and interest and redemption premium (if any) on the Bonds when duly presented for payment at maturity, or on redemption prior to maturity, and to cancel all Bonds upon payment thereof. The Trustee shall keep accurate records of all funds and accounts administered by it and of all Bonds paid and discharged. SECTION 6.02 Acceptance of Trusts. The Trustee hereby accepts the trusts imposed upon it by this Indenture, and agrees to perform said trusts, but only upon and subject to the following express terms and conditions: (a) The Trustee shall not be liable for any error ofjudgment made in good faith by a responsible officer of the Trustee, unless the Trustee was negligent in ascertaining the pertinent facts. (b) Whenever in the administration of this Indenture the Trustee shall deem it desirable that a matter be proved or established prior to taking, suffering or omitting any action hereunder, the Trustee (unless other evidence is herein specifically prescribed) may, in the absence of bad faith on its part, rely upon a Certificate of the Authority. (c) The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the request or direction of any of the Owners pursuant to this Indenture, unless such Owners shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which might be incurred by it in compliance with such request or direction. (d) The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, l 1281-0009\2393696 -27- direction, consent, facsimile transmission, electronic mail, order bond or other paper or document, but the Trustee, in its discretion, may make such further inquiry or investigation into such facts or matters as it may see fit. (e) The Trustee, prior to the occunence of an Event of Default and after the curing or waiving of all Events of Default that may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Indenture and no covenants of or against the Trustee shall be implied in this Indenture. In case an Event of Default hereunder or under the Sublease has occurred (which has not been cured or waived), the Trustee may exercise such of the rights and powers vested in it by this Indenture and by the Sublease, and shall use the same degree of care and skill in the exercise of such rights and powers as a prudent person would exercise or use under the circumstances in the conduct of such person's own affairs. (0 The Trustee may execute any of the trusts or powers hereunder and perform the duties required of it hereunder either directly or by or through attorneys or agents, and shall be entitled to advice of counsel concerning all matters of trust and its duty hereunder. (g) The Trustee shall not be responsible for any recital herein, in the Sublease, or in the Bonds, or for any of the supplements thereto or instruments of further assurance, or for the sufficiency of the security for the Bonds issued hereunder or intended to be secured hereby and makes no representation as to the validity or sufficiency of the Bonds, this Indenture or the Sublease. The Trustee shall not be bound to ascertain or inquire as to the observance or performance of any covenants, conditions or agreements on the part of the Authority hereunder or on the part of the Authority or the City under the Sublease. The Trustee shall not be responsible for the application by the Authority or the City of the proceeds of the Bonds. (h) The Trustee may become the Owner or pledgee of Bonds secured hereby with the same rights it would have if not the Trustee; may acquire and dispose of other bonds or evidences of indebtedness of the Authority with the same rights it would have if it were not the Trustee; and may act as a depositary for and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of Owners of Bonds, whether or not such committee shall represent the Owners of the majority in aggregate principal amount of the Bonds then Outstanding. (i) The Trustee may rely and shall be protected in acting or refraining from acting, in good faith and without negligence, upon any notice, resolution, opinion, report, direction, request, consent, certificate, order, affidavit, letter, telegram, facsimile transmission, electronic mail or other paper or document believed by it to be genuine and to have been signed or presented by the proper person or persons. Any action taken or omitted to be taken by the Trustee in good faith and without negligence pursuant to this Indenture or the Sublease upon the request or authority or consent of any person who at the time of making such request or giving such authority or consent is the Owner of any Bond, shall be conclusive and binding upon all future Owners of the same Bond and upon Bonds issued in exchange therefor or in place thereof. The Trustee shall not be bound to recognize any person as an Owner of any Bond or to take any action at such person's request unless the ownership of such Bond by such person shall be reflected on the Reeistration Books. I l28l-0009\2393696 -28- CI) The permissive right of the Trustee to do things enumerated in this Indenture or in the Sublease shall not be construed as a duty and it shall not be answerable for other than its negligence or willful misconduct. The immunities and exceptions from liability of the Trustee shall extend to its officers, directors, employees and agents. (k) The Trustee shall not be required to take notice or be deemed to have notice of any Event of Default hereunder or under the Sublease except failure by the Authority or the City to make any of the payments to the Trustee required to be made by the Authority or the City pursuant hereto or thereto or failure by the Authority or the City to file with the Trustee any document required by this Indenture or the Sublease to be so filed subsequent to the issuance of the Bonds, unless the Trustee shall be specifically notified in writing of such default by the Authority or by the Owners of at least 25 percent in aggregate principal amount of the Bonds then Outstanding and all notices or other instruments required by this Indenture to be delivered to the Trustee must, in order to be effective, be delivered at the Trust Office of the Trustee, and in the absence of such notice so delivered the Trustee mav conclusivelv assume there is no Event of Default hereunder except as aforesaid. (l) At any and all reasonable times the Trustee and its duly authorized agents, attorneys, experts, accountants and representatives, shall have the right fully to inspect all books, papers and records of the Authority pertaining to the Bonds, and to make copies of any of such books, papers and records which are not privileged by statute or by law. (m) The Trustee shall not be required to give any bond or surety in respect of the execution of the said trusts and powers or otherwise in respect of the premises hereof. (n) Notwithstanding anything elsewhere in this Indenture with respect to the execution of any Bonds, the withdrawal of any cash, the release of any property, or any action whatsoever within the purview of this Indenture, the Trustee shall have the right, but shall not be required, to demand any showings, certificates, opinions, appraisals or other information, or corporate action or evidence thereof, as may be deemed desirable for the purpose of establishing the right of the Authority to the execution of any Bonds, the withdrawal of any cash or the taking of any other action by the Trustee. (o) All moneys received by the Trustee shall, until used or applied or invested as herein provided, be held in trust for the purposes for which they were received but need not be segregated from other funds except to the extent required by law. (p) Whether or not expressly provided therein, every provision of this Indenture and the Sublease relating to the conduct or affecting the liability of the Trustee shall be subject to the provisions of this Section 6.02. (q) The Trustee shall not be considered in breach of or in default with respect to any obligations created hereunder, in the event of an enforced delay in the performance of such obligations due to unforeseeable causes beyond its control and without its fault or negligence, including, but not limited to, acts of God, or of the public enemy, acts of a government, acts of the other party hereto, fires, floods, epidemics, quarantine restrictions, strikes, freight embargoes, earthquakes, explosion, mob violence, riot, inability to procure or general sabotage or rationing of labor, equipment, facilities, sources of energy, material or supplies in the open market, litigation I 128 l -0009\2393696 -29- or arbitration involving a pafiy or others relating to governmental action or inaction pertaining to the Leased Properties, malicious mischief, condemnation, and unusually severe weather or delays of suppliers or subcontractors due to such causes or any similar event and/or occurrences beyond the control of the Trustee; provided, that in the event of any such enforced delay, the Trustee shall notify the Authority in writing within five business days after: (i) the occurrence of the event giving rise to such delay, (ii) the Trustee's actual knowledge of the impending enforced delay, or (iii) the Trustee's knowledge of sufficient facts under which a reasonable person would conclude the enforced delay will occur. (r) The Trustee shall have no responsibility or liability with respect to any information, statements or recital in any offering memorandum or other disclosure material prepared or distributed with respect to the issuance of the Bonds. (s) The Trustee shall not be liable in connection with the performance of its duties under this Indenture, except for its own negligence or willful misconduct, (t) With respect to moneys have been released or withdrawn in accordance with the provisions hereof, the Trustee shall not be responsible for or accountable to anyone for the subsequent use or application of such moneys. (u) To the extent that the Authority or the City has caused to be furnished to the Trustee an opinion from Bond Counsel or other counsel of the Authority or the City, with regard to legal questions, the opinion of such counsel shall be full and complete authorization and protection to the Trustee in respect of any action taken or suffered by it hereunder in good faith and in accordance therewith. SECTION 6.03 Fees. Charges and Expenses of Trustee. The Trustee shall be entitled to payment and reimbursement for reasonable fees for its services rendered hereunder and all advances (with interest on such advances at the maximum rate allowed by law), counsel fees (including expenses) and other expenses reasonably and necessarily made or incurred by the Trustee in connection with such services. Upon the occurrence of an Event of Default hereunder, but only upon an Event of Default, the Trustee shall have a first lien with right of payment prior to payment of any Bond upon the amounts held hereunder for the foregoing fees, charges and expenses incuned by it. SECTION 6.04 Notice to Bond Owners of Default. If an Event of Default hereunder or under the Sublease occurs with respect to any Bonds of which the Trustee has been given or is deemed to have notice, as provided in Section 6.02(k) hereof, then the Trustee shall, within 30 days of the receipt of such notice, give written notice thereof by first class mail to the Owner of each such Bond, unless such Event of Default shall have been cured before the giving of such notice; provided, however, that unless such Event of Default consists of the failure by the Authority to make any payment when due, the Trustee may elect not to give such notice if and so long as the Trustee in good faith determines that it is in the best interests of the Bond Owners not to give such notice. SECTION 6.05 Intervention by Trustee. In any judicial proceeding to which the Authority or the City is a party that, in the opinion of the Trustee and its counsel, has a substantial bearing on the interests of Owners of any of the Bonds, the Trustee may intervene on behalf of l l28l-0009\2393696 -30- such Bond Owners, and subject to Section 6.02(c), shall do so if requested in writing by the Owners of at least 25 percent in aggregate principal amount of such Bonds then Outstanding. SECTION 6.06 Removal of Trustee. The Trustee may be removed at any time by an instrument or concurrent instruments in writing, filed with the Trustee and signed by the Owners of a majority in aggregate principal amount of the Outstanding Bonds. The Authority may also remove the Trustee at any time upon 30 days' notice, except during the existence of an Event of Default. The Trustee may be removed at any time for any breach of the Trustee's duties set forth herein. SECTION 6.07 Resignation by Trustee. The Trustee and any successor Trustee may at any time give written notice of its intention to resign as Trustee hereunder, such notice to be given to the Authority and the City in the manner prescribed by Section 9.14. Upon receiving such notice of resignation, the Authority shall promptly appoint a successor Trustee. Any resignation or removal of the Trustee and appointment of a successor Trustee shall become effective upon acceptance of appointment by the successor Trustee. Upon such acceptance, the Authority shall cause notice thereof to be given by first class mail, postage prepaid, to the Bond Owners at their respective addresses set forth on the Registration Books. SECTION 6.08 Appointment of Successor Trustee. In the event of the removal or resignation of the Trustee pursuant to Sections 6.06 or 6.07, respectively, the Authority shall promptly appoint a successor Trustee. In the event the Authority shall for any reason whatsoever fail to appoint a successor Trustee within 60 days following the delivery to the Trustee of the instrument described in Section 6.06 or within 60 days following the receipt of notice by the Authority pursuant to Section 6.07, the Trustee may, at the expense of the Authority, apply to a court of competent jurisdiction for the appointment of a successor Trustee meeting the requirements of Section 6.01. Any such successor Trustee appointed by such court shall become the successor Trustee hereunder notwithstanding any action by the Authority purporting to appoint a successor Trustee following the expiration of such 60-day period. SECTION 6.09 Merger or Consolidation. Any company into which the Trustee may be merged or converted or with which it may be consolidated or any company resulting from any merger, conversion or consolidation to which it shall be a party or any company to which the Trustee may sell or transfer all or substantially all of its corporate trust business, provided that such company shall meet the requirements set forth in Section 6.01, shall be the successor to the Trustee and vested with all of the title to the trust estate and all of the trusts, powers, discretions, immunities, privileges and all other matters as was its predecessor, without the execution or filing of any paper or further act, anything herein to the contrary notwithstanding. SECTION 6.10 Concerning any Successor Trustee. Every successor Trustee appointed hereunder shall execute, acknowledge and deliver to its predecessor and also to the Authority an instrument in writing accepting such appointment hereunder and thereupon such successor, without any further act, deed or conveyance, shall become fully vested with all the estates, properties, rights, powers, trusts, duties and obligations of its predecessors; but such predecessor shall, nevertheless, on the Request of the Authority, or of the Trustee's successor, execute and deliver an instrument transferring to such successor all the estates, properties, rights, powers and trusts of such predecessor hereunder; and every predecessor Trustee shall deliver all securities and monevs held bv it as the Trustee hereunder to its successor. Should anv instrument I 1281-0009\2393696 -3 1- in writing from the Authority be required by any successor Trustee for more fully and certainly vesting in such successor the estate, rights, powers and duties hereby vested or intended to be vested in the predecessor Trustee, any and all such instruments in writing shall, on request, be executed, acknowledged and delivered by the Authority. SECTION 6.11 Appointment of Co-Trustee. It is the purpose of this Indenture that there shall be no violation of any law of any jurisdiction (including particularly the law of the State) denying or restricting the right of banking corporations or associations to transact business as Trustee in such jurisdiction. It is recognized that in the case of litigation under this Indenture, and in particular in case of the enforcement of the rights of the Trustee on default, or in the case the Trustee deems that by reason of any present or future law of any jurisdiction in may not exercise any of the powers, rights or remedies herein granted to the Trustee or hold title to the properties, in trust, as herein granted, or take any other action that may be desirable or necessary in connection therewith, it may be necessary that the Trustee or the Authority appoint an additional individual or institution as a separate trustee or co-trustee. The following provisions of this Section 6.1 1 are adopted to these ends. In the event that the Trustee or the Authority appoints an additional individual or institution as a separate trustee or co-trustee, each and every remedy, power, right, claim, demand, cause of action, immunity, estate, title, interest and lien expressed or intended by this Indenture to be exercised by or vested in or conveyed to the Trustee with respect thereto shall be exercisable by and vest in such separate trustee or co-trustee but only to the extent necessary to enable such separate trustee or co-trustee to exercise such powers, rights and remedies, and every covenant and obligation necessary to the exercise thereof by such separate trustee or co-trustee shall run to and be enforceable by either of them. Should any instrument in writing from the Authority be required by the separate trustee or co-trustee so appointed by the Trustee for more fully and certainly vesting in and confirming to it such properties, rights, powers, trusts, duties and obligations, any and all such instruments in writing shall, on request, be executed, acknowledged and delivered by the Authority. In case any separate trustee or co-trustee, or a successor to either, shall become incapable of acting, shall resign or shall be removed, all the estates, properties, rights, powers, trusts, duties and obligations of such separate trustee or co-trustee, so far as permitted by law, shall vest in and be exercised by the Trustee until the appointment of a new trustee or successor to such separate trustee or co-trustee. SECTION 6.12 Indemnification: Limited Liability of Trustee. The Authority further covenants and agrees, to the extent permitted by law, to indemnify and save the Trustee and its officers, directors, agents and employees, harmless against any loss, expense (including reasonable legal fees and expenses) and liabilities arising out of or in the exercise and performance of its powers and duties hereunder, including the costs and expenses of defending against any claim of liability, but excluding any and all losses, expenses and liabilities that are due to the negligent or intentional act or omission of the Trustee, its officers, directors or employees. No provision in this Indenture shall require the Trustee to risk or expend its own funds or otherwise incur any financial liability hereunder if it shall have reasonable grounds for believing repayment of such funds or adequate indemnity against such liability or risk is not assured to it. The Trustee shall not be liable for any action taken or omitted to be taken by it in accordance with the direction of the Owners of at least 25 percent in aggregate principal amount of Bonds Outstanding relating to the time, method and place of conducting any proceeding or remedy available to the Trustee I 128 1 -0009\2393696 -32- under this Indenture or exercising any power conferred upon the Trustee under this Indenture. The obligations of the Authority under this Section shall survive the resignation or removal of the Trustee under this Indenture. SECTION 6.13 Trustee Acceptance of Electronic Instructions. The Trustee shall have the right to accept and act upon instructions, including funds transfer instructions ("Instructions") given pursuant to this Indenture and delivered using Electronic Means (being the following communications methods: e-mail, facsimile transmission, secure electronic transmission containing applicable authorization codes, passwords and/or authentication keys issued by the Trustee, or another method or system specified by the Trustee as available for use in connection with its services hereunder);provided, however, that the Authority and the City, as applicable shall provide to the Trustee an incumbency certificate listing officers with the authority to provide such Instructions and containing specimen signatures of such officers, which incumbency certificate shall be amended by the Authority or the City, as applicable, whenever a person is to be added or deleted from the listing. If the Authority or the City elects to give the Trustee Instructions using Electronic Means and the Trustee elects to act upon such Instructions, the Trustee's reasonable understanding of such Instructions shall be deemed controlling. The Authority understands and agrees that the Trustee cannot determine the identity of the actual sender of such Instructions and that the Trustee shall conclusively presume that directions that purport to have been sent by an authorized officer listed on the incumbency certificate provided to the Trustee have been sent by such authorized officer. The Authority and the City shall be responsible for ensuring that only authorized officers transmit such Instructions to the Trustee and that the Authority, the City and all authorized officers are solely responsible to safeguard the use and confidentiality of applicable user and authorization codes, passwords and/or authentication keys upon receipt by the Authority and the City. The Trustee shall not be liable for any losses, costs or expenses arising directly or indirectly from the Trustee's reasonable reliance upon and compliance with such Instructions notwithstanding such directions conflict or are inconsistent with a subsequent written instruction. Subject to this Section 6.13 the Authority agrees: (i) to assume all risks arising out of the use of Electronic Means to submit Instructions to the Trustee, including without limitation the risk of the Trustee acting on unauthorized Instructions, and the risk of interception and misuse by third parties; (ii) that the Authority has been informed of the protections and risks associated with the various methods of transmitting Instructions to the Trustee and that there may be more secure methods of transmitting Instructions than the method(s) selected by the Authority or the City; (iii) that the security procedures (if any) to be followed in connection with its transmission of Instructions provide to it a commercially reasonable degree of protection in light of its particular needs and circumstances; and (iv) to notify the Trustee immediately upon learning of any compromise or unauthorized use of the security procedures, In the event of an ambiguity or a contradiction in such Instructions as determined by the Trustee in its reasonable discretion, the Trustee shall notify the Authority and request clarification from the Authority, and the Trustee shall not be required to act on such ambiguous or contradictory Instructions pending the Authority' s clarification. The Trustee shall not be liable under this Section 6.13 except for its negligence or willful misconduct. 1 1281-0009\2393696 -33- ARTICLE VII MODIFICATION AND AMENDMENT OF INDENTURE SECTION 7.01 Amendment of Indenture. This Indenture and the rights and obligations of the Authority and of the Owners of the Bonds may be modified or amended at any time by a Supplemental Indenture which shall become binding upon adoption, without consent of any Bond Owner, to the extent permitted by law but only for any one or more of the following purposes: (a) to add to the covenants and agreements of the Authority contained in this Indenture, other covenants and agreements thereafter to be observed, or to limit or surrender any rights or powers herein reserved to or conferred upon the Authority so long as such limitation or sunender of such rights or powers shall not materially adversely affect the Owners of the Bonds; (b) to cure any ambiguity, to supply any omission or to cure, correct or supplement any defect or inconsistent provisions contained in the Indenture or in any Supplemental Indenture; (c) to grant to the Trustee for the benefit of the Owners additional rights, remedies, powers or authority; (d) to subject to the Indenture additional collateral or to add other agreements of the Authority; (e) to provide for the issuance of Additional Bonds pursuant to Section 3.06; (0 to modify the Indenture or the Bonds to permit qualification under the Trust Indenture Act of 1939, as amended, or any similar statute at the time in effect, or to permit the qualification of the Bonds for sale under the securities laws of any state of the United States of America; (g) to maintain the exclusion of interest on the Bonds from gross income for federal income tax purposes; (h) to evidence the succession of a new Trustee; or (i) for any other purpose that does not materially adversely affect the rights or interests of the Owners. Except as set forth in the preceding paragraph of this Section 7.01, this Indenture and the rights and obligations of the Authority and of the Owners of the Bonds may only be modified or amended at any time by a Supplemental Indenture which shall become binding when the written consent of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding are filed with the Trustee. No such modification or amendment shall: (I) extend the maturity of or reduce the interest rate on any Bond or otherwise alter or impair the obligation of the Authority to pay the principal, interest or redemption premiums (if any) at the time and place and at the rate and in the currency provided therein of any Bond without the express written consent of the Owner of such Bond, (II) reduce the percentage of Bonds required for the written consent to any such I 128 1 -0009\2393696 -34- amendment or modification, or (III) modify any of the rights or obligations of the Trustee without its written consent thereto. In executing, or accepting the additional trusts created by, any Supplemental Indenture permitted by this Article or the modification thereby of the trusts created by this Indenture, the Trustee shall be entitled to receive, and shall be fully protected in relying upon, an opinion of Bond Counsel stating that the execution of such supplemental indenture is authorized or permitted by this Indenture and complies with the terms hereof. SECTION 7.02 Effect of Supplemental Indenture. From and after the time any Supplemental Indenture becomes effective pursuant to this Article 7, this Indenture shall be deemed to be modified and amended in accordance therewith, the respective rights, duties and obligations of the parties hereto or thereto and all Owners of Outstanding Bonds, as the case may be, shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modification and amendment, and all the terms and conditions of any Supplemental Indenture shall be deemed to be part of the terms and conditions of this Indenture for any and all purposes. Prior to entering into any Supplemental Indenture pursuant to this Section I .02,the Trustee may require the Authority to deliver to the Trustee an opinion of Bond Counsel to the effect that such Supplemental Indenture has been adopted in accordance with the requirements of this Indenture. SDCTION 7.03 Endorsement or Replacement of Bonds After Amendment. After the effective date of any action taken as hereinabove provided, the Authority may determine that the Bonds shall bear a notation, by endorsement in form approved by the Authority, as to such action, and in that case upon demand of the Owner of any Bond Outstanding at such effective date and presentation of such Owner's Bond for that purpose at the Trust Office of the Trustee, a suitable notation as to such action shall be made on such Bond. If the Authority shall so determine, new Bonds so modified as, in the opinion of the Authority, shall be necessary to conform to such Bond Owners' action, then new Bond certificates shall be prepared and executed, and in that case upon demand of the Owner of any Bond Outstanding at such effective date such new Bonds shall be exchanged at the Trust Office of the Trustee, without cost to each Bond Owner, for Bonds then Outstanding, upon surrender of such Outstanding Bonds. ARTICLE VIII EVENTS OF DEFAULT AND REMEDIES OF BOND OWNERS SECTION 8.01 hereunder: Events of Default. The following events shall be Events of Default (a) Default in the due and punctual payment of the principal of or premium on any Bond when and as the same shall become due and payable, whether at maturity as therein expressed, or by proceedings for redemption. (b) Default in the due and punctual payment of any installment of interest on any Bond when and as such interest installment shall become due and payable. r 128 l -0009\2393696 -35- (c) Failure by the Authority to observe and perform any of the covenants, agreements or conditions on its part in this lndenture or in the Bonds contained, other than as referred to in the preceding clauses (a) and (b), for a period of 30 days after written notice, specifying such failure and requesting that it be remedied has been given to the Authority by the Trustee, or to the Authority and the Trustee by the Owners of not less than 25 percent in aggregate principal amount of the Outstanding Bonds; provided, however, that if in the reasonable opinion of the Authority, the failure stated in such notice can be corrected, but not within such 30-day period, the Trustee and such Owners shall not unreasonably withhold their consent to an extension of such time if corrective action is instituted by the Authority within such 30-day period and diligently pursued until such failure is corrected. (d) The filing by the Authority of a petition or answer seeking reorganization or arrangement under the Federal bankruptcy laws or any other applicable law of the United States of America, or if a court of competent jurisdiction shall approve a petition, filed with or without the consent of the Authority, seeking reorganization under the Federal bankruptcy laws or any other applicable law of the United States of America, or if, under the provisions of any other law for the relief or aid of debtors, any court of competent jurisdiction shall assume custody or control of the Authority or of the whole or any substantial part of the Leased Properties. SECTION 8.02 Remedies; No Acceleration. Upon the occurrence of an Event of Default, the Trustee shall have the right: (a) by mandamus or other action or proceeding or suit at law or in equity to enforce its rights against the Authority or any member, officer or employee thereof, in order to compel the Authority or any such member, officer or employee to perform and carry out its or his or her duties under law and the agreements and covenants required to be performed by it or him or her contained herein; (b) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Trustee; or (c) by suit in equity upon the happening of an Event of Default to require the Authority and its members, officers and employees to account as the trustee of an express trust. If an Event of Default shall have occurred and be continuing and if requested so to do by the Owners of at least 25 percent in aggregate principal amount of Outstanding Bonds and indemnified as provided in Section 6.02(c), the Trustee shall be obligated to exercise such one or more of the rights and powers confered by this Article VIII, as the Trustee, being advised by counsel, shall deem most expedient in the interests of the Bond Owners. No remedy by the terms of this Indenture conferred upon or reserved to the Trustee (or to the Bond Owners) is intended to be exclusive of any other remedy, but each and every such remedy shall be cumulative and shall be in addition to any other remedy given to the Trustee or the Bond Owners hereunder or now or hereafter existing at law or in equity. No delay or omission to exercise any right or power accruing upon any Event of Default shall impair any such right or power or shall be construed to be a waiver or any such Event of I l28l-0009\2393696 -36- Default or acquiescence therein; such right or power may be exercised from time to time as often as may be deemed expedient. The Trustee shall have no right to declare the principal of or interest on the Bonds to be due and payable immediately. SECTION 8.03 Application of Revenues and Other Funds after Default. Following the declaration of an Event of Default, all amounts then held or received by the Trustee pursuant to any right given or action taken by the Trustee under the provisions of this Indenture shall be applied by the Trustee, in the following order upon presentation of the several Bonds, and the stamping thereon of the amount of the payment if only partially paid, or upon the surrender thereof if fully paid: First, to the payment of the fees, costs and expenses of the Trustee, including reasonable compensation to its agents, attorneys and counsel; and Second, to the payment of the whole amount of interest on and principal of the Bonds then due and unpaid; provided, however, that in the event such amounts shall be insufficient to pay in full the full amount of such interest and principal, then such amounts shall be applied to the payment of such principal and interest without preference or priority of principal over interest, or interest over principal, or of any installment of interest over any other installment of interest, ratably to the aggregate of such principal and interest. SECTION 8.04 Power of Trustee to Control Proceedings. In the event that the Trustee, upon the happening of an Event of Default, shall have taken any action, by judicial proceedings or otherwise, pursuant to its duties hereunder, whether upon its own discretion or upon the request of the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding, it shall have full power, in the exercise of its discretion for the best interests of the Owners of the Bonds, with respect to the continuance, discontinuance, withdrawal, compromise, settlement or other disposal of such action; provided, however, that the Trustee shall not, unless there no longer continues an Event of Default, discontinue, withdraw, compromise or settle, or otherwise dispose of any litigation pending at law or in equity, if at the time there has been filed with it a written request signed by the Owners of a majority in aggregate principal amount of the Outstanding Bonds hereunder opposing such discontinuance, withdrawal, compromise, settlement or other disposal of such litigation and if the Trustee is indemnified as provided in Section 6.02(c), Any suit, action or proceeding which any Owner of Bonds shall have the right to bring to enforce any right or remedy hereunder may be brought by the Trustee for the equal benefit and protection of all Owners of Bonds similarly situated and the Trustee is hereby appointed (and the successive respective Owners of the Bonds issued hereunder by taking and holding the same, shall be conclusively deemed so to have appointed it) the true and lawful attorney-in-fact of the respective Owners of the Bonds for the pu{pose of bringing any such suit, action or proceeding and to do and perform any and all acts and things for and on behalf of the respective Owners of the Bonds as a class or classes, as may be necessary or advisable in the opinion of the Trustee as such attorney- in-fact. SECTION 8.05 Appointment _of Receivers. Upon the occurrence of an Event of Default hereunder, and upon the filing of a suit or other commencement of judicial proceedings to enforce the rights of the Trustee and of the Bond Owners under this Indenture, the Trustee shall I 1281-0009\2393696 -37- be entitled, as a matter of right, to the appointment of a receiver or receivers of the Revenues and other amounts pledged hereunder, pending such proceedings, with such powers as the court making such appointment shall confer. SECTION 8.06 Non-Waiver. A waiver of any default or breach of duty or contract by the Trustee or any Bond Owners shall not affect any subsequent default or breach of duty or contract, or impair any rights or remedies on any such subsequent default or breach. No delay or omission of the Trustee or any Owner of any of the Bonds to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein; and every power and remedy conferred upon the Trustee or Bond Owners by the Bond Law or by this Article 8 may be enforced and exercised from time to time and as often as shall be deemed expedient by the Trustee or the Bond Owners, as the case may be. SECTION 8.07 Rights of Bond Owners. No Owner of any Bond issued hereunder shall have the right to institute any suit, action or proceeding at law or in equity, for any remedy under or upon this Indenture, unless: (a) such Owner shall have previously given to the Trustee written notice of the occurrence of an Event of Default; (b) the Owners of a majority in aggregate principal amount of all the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers hereinbefore granted or to institute such action, suit or proceeding in its own name; (c) said Owners shall have tendered to the Trustee indemnity reasonably acceptable to the Trustee against the costs, expenses and liabilities to be incurred in compliance with such request; and (d) the Trustee shall have refused or omitted to comply with such request for a period of 60 days after such written request shall have been received by, and said tender of indemnity shall have been made to, the Trustee. Such notification, request, tender of indemnity and refusal or omission are hereby declared, in every case, to be conditions precedent to the exercise by any Owner of Bonds of any remedy hereunder; it being understood and intended that no one or more Owners of Bonds shall have any right in any manner whatever by such Owner's or Owners' action to enforce any right under this Indenture, except in the manner provided herein, and that all proceedings at law or in equity to enforce any provision of this Indenture shall be instituted, had and maintained in the manner provided herein and for the equal benefit of all Owners of the Outstanding Bonds. The right of any Owner of any Bond to receive payment of the principal of and interest and premium (if any) on such Bond as provided herein or to institute suit for the enforcement of any such payment, shall not be impaired or affected without the written consent of such Owner, notwithstanding the foregoing provisions of this Section or any other provision of this Indenture. SECTION 8.08 Termination of Proceedings. In case the Trustee shall have proceeded to enforce any right under this Indenture by the appointment of a receiver or otherwise, and such proceedings shall have been discontinued or abandoned for any reason, or shall have been determined adversely, then and in every such case, the Authority, the Trustee and the Bond Owners shall be restored to their former positions and rights hereunder, respectively, with regard to the Leased Properties subject to this Indenture, and all rights, remedies and powers of the Trustee shall continue as ifno such proceedings had been taken. I l28r-0009\2393696 -38- ARTICLE IX MISCELLANEOUS SECTION 9.01 Limited Liabilitlzof Authoritv. Notwithstanding anything contained in this Indenture, the Authority shall not be required to advance any moneys derived from any source of income other than the Revenues for the payment of the principal of or interest on the Bonds, or any premiums upon the redemption thereof, or for the performance of any covenants herein contained (except to the extent any such covenants are expressly payable hereunder from the Revenues or otherwise from amounts payable under the Sublease). The Authority may, however advance funds for any such purpose, provided that such funds are derived from a source legally available for such purpose and may be used by the Authority for such purpose without incurring indebtedness. The Bonds shall be revenue bonds, payable exclusively from the Revenues and other funds as provided in this Indenture. The general fund of the Authority is not liable, and the credit of the Authority is not pledged, for the payment of the interest and premiums (if any) on or principal of the Bonds. The Owners of the Bonds shall never have the right to compel the forfeiture of any property of the Authority except the Revenues and other funds pledged to the payment of the Bonds as provided in this Indenture. The principal of and interest on the Bonds, and any premiums upon the redemption of any thereof, shall not be a legal or equitable pledge, charge, lien or encumbrance upon any property of the Authority or upon any of its income, receipts or revenues except the Revenues and other funds pledged to the payment thereof as provided in this Indenture. SECTION 9.02 Benefits of Indenture Limited. Nothing in this Indenture, expressed or implied, is intended to give to any person other than the Authority, the Trustee, the City and the Owners of the Bonds, any right, remedy or claim under or by reason of this Indenture. Any covenants, stipulations, promises or agreements in this Indenture contained by and on behalf of the Authority shall be for the sole and exclusive benefit of the Trustee, the City and the Owners of the Bonds. SECTION 9.03 Discharge of Indenture. If the Authority shall pay and discharge any or all of the Outstanding Bonds in any one or more of the following ways: (a) by well and truly paying or causing to be paid the principal of and interest and premiums (if any) on such Bonds, as and when the same become due and payable; (b) by irrevocably depositing with the Trustee, in trust, at or before maturity, money which, together with the available amounts then on deposit in the funds and accounts established with the Trustee pursuant to this Indenture, is fully sufficient to pay such Bonds, including all principal, interest and redemption premiums (if any); or (c) by irrevocably depositing with the Trustee or any other fiduciary, in trust, Federal Securities in such amount as an Independent Certified Public Accountant (defined below) shall determine in a written report filed with the Trustee (upon which report the Trustee may conclusively rely) will, together with the interest to accrue thereon and available moneys then on deposit in the funds and accounts established with the Trustee pursuant to this Indenture, be fully sufficient to pay and discharge the indebtedness on such Bonds (including all principal, interest and redemption premiums) at or before their respective maturity dates; and if such Bonds are to I 1281-0009\2393696 -39- be redeemed prior to the maturity thereof notice of such redemption shall have been sent pursuant to Section 2.03(d) or provision satisfactory to the Trustee shall have been made for the sending of such notice, then, at the Request of the Authority, and notwithstanding that any of such Bonds shall not have been surrendered for payment, the pledge of the Revenues and other funds provided for in this Indenture with respect to such Bonds, and all other pecuniary obligations of the Authority under this Indenture with respect to all such Bonds, shall cease and terminate, except only the obligation of the Authority to pay or cause to be paid to the Owners of such Bonds not so surrendered and paid all sums due thereon from amounts set aside for such purpose as aforesaid, and all amounts due the Trustee. Any funds held by the Trustee following any payment or discharge of the Outstanding Bonds pursuant to this Section 9.03, which are not required for said purposes, shall after payment of amounts due the Trustee hereunder be paid over to the Authority. SECTION 9.04 Trustee's Additional Acknowledgment of Certain Provisions of the Sublease. Without limiting any other provisions herein, the Trustee hereby acknowledges and agrees to comply with Sections 8(e) and 9 of the Sublease. SECTION 9.05 Successor Deemed Included in All References to Predecessor. Whenever in this Indenture or any Supplemental Indenture the Authority is named or referred to, such reference shall be deemed to include the successor to the powers, duties and functions, with respect to the management, administration and control of the affairs of the Authority, that are presently vested in the Authority, and all the covenants, agreements and provisions contained in this Indenture by or on behalf of the Authority shall bind and inure to the benefit of its successors whether so expressed or not. SECTION 9.06 Content of Certificates and Opinions. Any cefiificate made or given by an officer of the Authority may be based, insofar as it relates to legal matters, upon a certificate or opinion of or representations by counsel, unless such officer knows that the certificate or opinion or representations with respect to the matters upon which his certificate may be based, as aforesaid, are erroneous, or in the exercise of reasonable care should have known that the same were erroneous. Any such certificate or opinion or representation made or given by counsel may be based, insofar as it relates to factual matters, on information with respect to which is in the possession of the Authority, or upon the certificate or opinion of or representations by an officer or officers of the Authority, unless such counsel knows that the certificate or opinion or representations with respect to the matters upon which his certificate, opinion or representation may be based, as aforesaid, are erroneous, or in the exercise of reasonable care should have known that the same were erroneous. SECTION 9.07 Execution of Documents by Bond Owners. Any request, consent or other instrument required by this Indenture to be signed and executed by Bond Owners may be in any number of concurrent writings of substantially similar tenor and may be signed or executed by such Bond Owners in person or by their agent or agents duly appointed in writing. Proof of the execution of any such request, consent or other instrument or of a writing appointing any such agent, shall be sufficient for any purpose of this Indenture and shall be conclusive in favor of the Trustee and of the Authority if made in the manner provided in this Section 9.07. The fact and date of the execution by any person of any such request, consent or other instrument or writing may be proved by the affidavit of a witness of such execution or by the certificate of any notary public or other officer of any jurisdiction, authorized by the laws thereof l r281-0009\2393696 -40- to take acknowledgments of deeds, certifying that the person signing such request, consent or other instrument or writing acknowledged to him the execution thereof. The ownership of Bonds shall be proved by the Registration Books. Any request, consent or vote of the Owner of any Bond shall bind every future Owner of the same Bond and the Owner of any Bond issued in exchange therefor or in lieu thereof, in respect of anything done or suffered to be done by the Trustee or the Authority in pursuance of such request, consent or vote. In lieu of obtaining any demand, request, direction, consent or waiver in writing, the Trustee may call and hold a meeting of the Bond Owners upon such notice and in accordance with such rules and obligations as the Trustee considers fair and reasonable for the purpose of obtaining any such action. SECTION 9.08 Diswrlified Bonds. In determining whether the Owners of the requisite aggregate principal amount of Bonds have concurred in any demand, request, direction, consent or waiver under this Indenture, Bonds which are owned or held by or for the account of the City or the Authority (but excluding Bonds held in any employees' retirement fund) shall be disregarded and deemed not to be Outstanding for the purpose of any such determination, provided, however, that for the purpose of determining whether the Trustee shall be protected in relying on any such demand, request, direction, consent or waiver, only Bonds which the Trustee knows to be so owned or held shall be disregarded. Upon the request of the Trustee, the Authority and the City shall specify in a certificate to the Trustee those Bonds that are disqualified pursuant to this Section and the Trustee may conclusively rely on such certificate. SECTION 9.09 Waiver of Personal Liability. No officer, agent or employee of the Authority shall be individually or personally liable for the payment of the interest on or principal of the Bonds; but nothing herein contained shall relieve any such officer, agent or employee from the performance of any official duty provided by law. SECTION 9.10 Partial Invalidity. If any one or more of the covenants or agreements, or portions thereof, provided in this Indenture on the part of the Authority (or of the Trustee) to be performed should be contrary to law, then such covenant or covenants, such agreement or agreements, or such portions thereof, shall be null and void and shall be deemed separable from the remaining covenants and agreements or portions thereof and shall in no way affect the validity of this Indenture or of the Bonds; but the Bond Owners shall retain all rights and benefits accorded to them under the Bond Law or any other applicable provisions of law. SECTION 9.11 Destruction of Canceled Bonds. Whenever in this Indenture provision is made for the surrender of any Bonds which have been paid or canceled pursuant to the provisions of this Indenture, the Trustee shall cancel and destroy such Bonds and upon Request of the Authority furnish to the Authority a certificate of such destruction. SECTION 9.12 Funds and Accounts. Any fund or account required by this Indenture to be established and maintained by the Authority or the Trustee may be established and maintained in the accounting records of the Authority or the Trustee, as the case may be, either as a fund or an account, and may, for the purpose of such records, any audits thereof and any reports or statements with respect thereto, be treated either as a fund or as an account. All such records with respect to all such funds and accounts held by the Authority shall at all times be maintained in accordance with generally accepted accounting principles and all such records with respect to I 1281-0009\2393696 -4r- all such funds and accounts held by the Trustee shall be at all times maintained in accordance with corporate trust industry practices; in each case with due regard for the protection of the security of the Bonds and the rights of every Owner thereof. SECTION 9.13 Payment on Business Days. Whenever in this Indenture any amount is required to be paid on a day that is not a Business Day, such payment shall be required to be made, without accruing additional interest thereby, on the Business Day immediately following such day. SECTION 9.14 Notices. Any notice, request, complaint, demand or other communication under this Indenture shall be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, by overnight mail, as a .pdf attachment to electronic mail, or by telecopy or other form of telecommunication, confirmed by telephone at its number set forth below. Notice shall be effective either (i) upon transmission by telecopy or other form of telecommunication, (ii) 48 hours after deposit in the United States mail, postage prepaid, (iii) in the case of overnight mail, upon delivery to the addressed destination, or (iv) in the case of personal delivery to any person, upon actual receipt. The Authority, the City or the Trustee may, by written notice to the other party, from time to time modify the address, email address, or number to which communications are to be siven hereunder. If to the Authority: If to the City: If to the Trustee: Orange City Public Facilities Financing Authority 300 E. Chapman Avenue Orange, CA 92866 Attention: Executive Director Tel: (714) 744-2222 City of Orange 300 E. Chapman Avenue Orange, CA 92866 Attention: City Manager Tel: (714) 144-2222 U.S. Bank National Association LM-CA-T247 633 W. 5th Street, 24thFl Los Angeles, CA 90077 Attention: Global Corporate Trust Tel: (213) 615-6062 Any party listed above may designate any further or different addresses to which subsequent notices, certificates or other communications shall be sent. SECTION 9.15 Unclaimed Mone]'s. Anything in this Indenture to the contrary notwithstanding, any moneys held by the Trustee in trust for the payment and discharge of any of the Bonds that remain unclaimed for two years after the date when such Bonds have become due and payable, either at their stated maturity dates or by call for earlier redemption, if such moneys 11281-0009\2393696 -42- were held by the Trustee at such date, or for two years after the date of deposit of such moneys if deposited with the Trustee after said date when such Bonds become due and payable, shall be repaid by the Trustee to the Authority, as its absolute property and free from trust, and the Trustee shall thereupon be released and discharged with respect thereto and the Bond Owners shall look only to the Authority for the payment of such Bonds; provided, however, that before being required to make any such payment to the Authority, the Trustee shall, at the expense of the Authority, cause to be mailed to the Owners of all such Bonds, at their respective addresses appearing on the Registration Books, a notice that said moneys remain unclaimed and that, after a date named in said notice, which date shall not be less than 30 days after the date of mailing of such notice, the balance of such moneys then unclaimed will be returned to the Authority. SECTION 9.16 Governing Law. This Indenture shall be construed and governed in accordance with the laws of the State of California. SECTION 9.17 Execution in Counterparts. This Indenture may be executed in any number of counterparts. Each of such counterparts shall for all purposes be deemed to be an original and all such counterparts shall together constitute but one and the same instrument. [Remainder of Page Intentionally Left Blank] I 1281-0009\2393696 -43- IN WITNESS WHEREOF, the parties hereto have caused this Indenture to be signed by their respective authorized representatives, all as of the day and year first above written. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY ATTEST: U.S. BANK NATIONAL ASSOCIATION. as Trustee By: Print Name: Title: By: Executive Director Secretary I l28l-0009\2393696 -44- IN WITNESS WHEREOF, the parties hereto have caused this Indenture to be signed by their respective authorized representatives, all as of the day and year first above written. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY By: Rick Otto Executive Director ATTEST: Secretary U.S. BANK NATIONAL ASSOCIATION. as Trustee ,4 By: , (1."* G"w'^^ Print Name: Ltt-\lvtn &i'tote .t' Title: &ttiy^+ t/ice- Jrzsir{,rrr1* l l28l-0009u393696 -44- EXHIBIT A IFORM OF BONDI fUnless this certificate is presented by an authorized representative of The Depository Trust Company, a New York corporation ("DTC"), to the Authority or its agent for registration of transfer, exchange, or payment, and any certificate issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein.l No. R ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY LEASB REVENUE BOND SERIES 2O2OA INTEREST RATE MATURITY DATE ORIGINAL ISSUE DATE CUSIP 4.00Vo November I,20_July 16,2020 REGISTERED OWNER: ICEDE & CO.] PRINCIPAL AMOUNT:DOLLARS The ORANGE CITY PUBLIC FACILITES FINANCING AUTHORITY, a joint powers authority organized and existing under the laws of the State of California (the "Authority"), for value received, hereby promises to pay (but only out of the Revenues, as defined in the Indenture hereinafter referred to, and certain other moneys) to the Registered Owner identified above or registered assigns (the "Registered Owner"), on the Maturity Date identified above or any earlier redemption date, the Principal Amount identified above in lawful money of the United States of America; and to pay interest thereon at the Interest Rate identified above in like money from the Interest Payment Date (as hereinafter defined) next preceding the date of authentication of this Bond (unless this Bond is authenticated on or before an Interest Payment Date and after the fifteenth calendar day of the month preceding such Interest Payment Date, in which event it shall bear interest from such Interest Payment Date, or unless this Bond is authenticated on or prior to the fifteenth calendar day of the month preceding the first Interest Payment Date, in which event it shall bear interest from the Original Issue Date identified above; provided, however, that if, at the time of authentication of this Bond, interest is in default on this Bond, this Bond shall bear interest from the Interest Payment Date to which interest hereon has previously been paid or made available for payment), payable semiannually on May I and November 1 in each year, commencing November I,2O2O (each an "Interest Payment Date") until payment of such Principal Amount in full. l 1281-0009\2393696 AI The Principal Amount of this Bond is payable by check upon presentation hereof upon maturity or earlier redemption at the principal corporate trust office of U.S. Bank National Association, as trustee (the "Trustee"), in St. Paul, Minnesota, or at such other office as the Trustee may designate (the "Trust Office"). Interest hereon is payable by check or draft of the Trustee mailed by first class mail on each Interest Payment Date to the Registered Owner hereof at the address of the Registered Owner as it appears on the registration books of the Trustee as of the fifteenth calendar day of the month preceding such Interest Payment Date (except that in the case of a Registered Owner of at least $1,000,000 in aggregate principal amount of the Bonds, such payment may, at such Registered Owner's option, be made by wire transfer of immediately available funds in accordance with written instructions provided by such Registered Owner prior to the 15th calendar day of the month immediately preceding such Interest Payment Date). This Bond is one of a duly authorized issue of bonds designated the Orange City Public Facilities Financing Authority Lease Revenue Bonds, Series 2020A (the "Bonds"), limited in principal amount to Twenty-Nine Million Nine Hundred Thirty Thousand Dollars ($291930,000.00) secured by an Indenture, dated as of July I, 2020 (the "Indenture"), by and between the Authority and the Trustee. Reference is hereby made to the Indenture and all indentures supplemental thereto for a description of the rights thereunder of the owners of the Bonds, of the nature and extent of the Revenues (as that term is defined in the Indenture), of the rights, duties and immunities of the Trustee and of the rights and obligations of the Authority thereunder; and all of the terms of the Indenture are hereby incorporated herein and constitute a contract between the Authority and the Registered Owner hereof, and to all of the provisions of which Indenture the Registered Owner hereof, by acceptance hereof, assents and agrees. The Bonds are authorizedto be issued pursuant to the provisions of the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4, Chapter 5, Division 7, Title 1 of the Government Code of the State of California (the "Act"). The Bonds are special obligations of the Authority and, as and to the extent set forth in the Indenture, are payable solely from and secured by a first lien on and pledge of the Revenues and certain other moneys and securities held by the Trustee as provided in the Indenture. All of the Bonds are equally secured by a pledge of, and charge and lien upon, all of the Revenues and such other moneys and securities, and the Revenues and such other moneys and securities constitute a trust fund for the security and payment of the principal of and interest on the Bonds. The full faith and credit of the Authority are not pledged for the payment of the principal of or interest on the Bonds. The Bonds are not secured by a legal or equitable pledge of, or charge, lien or encumbrance upon, any of the property of the Authority or any of its income or receipts, except the Revenues and such other moneys and securities as provided in the Indenture. The Bonds have been issued for the purpose of assisting the City with the financing of certain public capital projects. In connection with the issuance of the Bonds, the Authority has entered into the Sublease, dated as of July 1,2020 (the "Sublease") with the City, under which the City is obligated to pay amounts which are anticipated to be sufficient to enable the Authority to pay the principal of and interest on the Bonds. The Bonds are subject to redemption prior to their respective maturity dates, upon notice as hereinafter provided, as a whole or in part, on any date, from prepaid Base Rental Payments made by the City from funds received by the City due to a taking of the Leased Properties (as r l28l-0009\2393696 A-2 defined in the Sublease) or any portion thereof under the power of eminent domain or from net proceeds of insurance received for material damage or destruction, defects in title to the lrased Properties, under the circumstances and upon the conditions and terms prescribed in the Indenture and in the Sublease, at a redemption price equal to the sum of the principal amount of the Bonds to be redeemed plus accrued interest thereon to the date fixed for redemption, without premium. The Bonds maturing on or after November I,2029, shall be subject to redemption prior to their respective maturity dates, as a whole or in part, from prepayments of Base Rental made at the option of the City under the Sublease on any date with respect to which such prepayment have been made (which shall be on or after November 1, 2028). The Bonds called for such optional redemption shall be redeemed at a redemption price equal to 100 percent of the principal amount of the Bonds to be redeemed, without premium, plus accrued interest thereon to the date of redemption. The Bonds maturing on November 1,2045 and November 1,2050 shall be subject to redemption in part by lot from sinking account payments made by the Authority, at a redemption price equal to the principal amount thereof to be redeemed with accrued interest thereon to the redemption date, without premium, in the aggregate respective principal amounts and on the respective dates as set forth in the following tables; provided, however, if some but not all of the Term Bonds of a maturity have been redeemed pursuant to the extraordinary redemption or optional redemption described above, each future sinking account payment with respect to such Term Bonds will be reduced on a pro rata basis (as nearly as practicable) in integral multiples of $5,000, so that the total amount of sinking account payments with respect to such Term Bonds to be made subsequent to an extraordinary redemption or an optional redemption shall be reduced by an amount equal to the principal amount of the Term Bonds so redeemed, all as shall be designated pursuant to written notice filed by the Authority with the Trustee: I 128 t -0009\2393696 A-3 Bonds Maturine on November L.2045 Redemption Date (November 1) Principal Amount to be Redeemed x maturity Bonds Maturins on November 1.2050 2041 2042 2043 2044 2045* Redemption Date (November 1) $1,170,000 1,220,000 1,270,000 1,320,000 1,375,000 Principal Amount to be Redeemed 2046 2047 2048 2049 2050* $1,430,000 1,490,000 1,550,000 1,615,000 1,680,000 * maturity The Trustee on behalf and at the expense of the Authority shall send by first class mail (or if the registered owner of such Bond is a depository, by such method as acceptable to such depository), notice of any redemption to the respective owners of any Bonds designated for redemption, at their respective addresses appearing on the registration books maintained by the Trustee, to the Securities Depositories and to one or more Information Services (as such terms are defined in the Indenture), at least 30 but not more than 60 days prior to the redemption; provided, however, that neither failure to receive any such notice so sent nor any defect therein shall affect the validity of the proceedings for the redemption of such Bonds or the cessation of the accrual of interest thereon. Such notice shall state the date of the notice, the redemption date, the redemption place and the redemption price and shall designate the CUSIP numbers, the serial numbers of each maturity or maturities (except that if the event of redemption is of all of the Bonds of such maturity or maturities in whole, the Trustee shall designate such maturities or the maturity in whole without referencing each individual number) of the Bonds to be redeemed, and shall require that such Bonds be then surrendered at the Trust Office of the Trustee for redemption at the redemption price, giving notice also that further interest on such Bonds will not accrue after the redemption date. The Bonds shall be issued in denominations of $5,000 or any integral multiple thereof. Subject to the limitations and upon payment of the charges, if any, provided in the lndenture, this Bond may be exchanged at the Trust Office of the Trustee for a like aggregate principal amount, interest rate and maturity of fully registered Bonds of other authorized denominations. r l28l-0009\2393696 A-4 This Bond is transferable by the Registered Owner hereof, in person or by such Registered Owner's attorney duly authorized in writing, at the Trust Office of the Trustee, but only in the manner, subject to the limitations and upon payment of the charges provided in the Indenture, and upon surrender and cancellation of this Bond. Upon such transfer a new fully registered Bond or Bonds, of authorized denomination or denominations, for the same aggregate principal amount and of the same maturity will be issued to the transferee in exchange herefor. The Authority and the Trustee may treat the Registered Owner hereof as the absolute owner hereof for all purposes, and the Authority and the Trustee shall not be affected by any notice to the contrary. The Trustee shall not be required to register the transfer or exchange of any Bond during the period in which the Trustee is selecting Bonds for redemption or any Bond selected for redemption. The Indenture and the rights and obligations of the Authority and of the owners of the Bonds and of the Trustee may be modified or amended from time to time and at any time in the manner, to the extent, and upon the terms provided in the Indenture; provided that no such modification or amendment shall (a) extend the maturity of or reduce the interest rate on any Bond or otherwise alter or impair the obligation of the Authority to pay the principal, interest or premiums at the time and place and at the rate and in the cuffency provided therein of any Bond without the express written consent of the owner of such Bond, (b) reduce the percentage of Bonds required for the written consent to any such amendment or modification, or (c) without its written consent thereto, modify any of the rights or obligations of the Trustee, all as more fully set forth in the lndenture. It is hereby certified that all things, conditions and acts required to exist, to have happened and to have been performed precedent to and in the issuance of this Bond do exist, have happened and have been performed in due time, form and manner as.required by the Constitution and statutes of the State of California and by the Act and the amount of this Bond, together with all other indebtedness of the Authority, does not exceed any limit prescribed by the Constitution or statutes of the State of California or by the Act. This Bond shall not be entitled to any benefit under the Indenture, or become valid or obligatory for any purpose, until the certificate of authentication hereon shall have been signed by the Trustee. l l28l-0009\2393696 A-5 IN WITNESS WHEREOF, the Authority has caused this Bond to be executed in its name and on its behalf, and attested, by the facsimile signatures of its Chair and Secretary as of the Original Issue Date identified above. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY Chair Attest: Secretary By: I 1281-0009\2393696 A-6 [TRUSTEE'S CERTIFICATE OF AUTHENTICATION] This is one of the Bonds described in the within-mentioned Indenture and registered on the Bond Registration Books. Date:U.S. BANK NATIONAL ASSOCIATION. as Trustee By: Authorized Signatory IFORM OF ASSTGNMENTI For value received the undersigned do(es) hereby sell, assign and transfer unto, whose tax identification number is , the within-mentioned registered 2O2OA Bond and hereby irrevocably constitute(s) and appoint(s) attorney to transfer the same on the books of the Trustee with full power of substitution in the premises. Dated: Signature guaranteed: NOTE: The signature(s) on this Assignment must correspond with the name(s) as written on the face of the within 2020A Bond in every particular without alteration or enlargement or any change whatsoever NOTICE: Signature must be guaranteed by a member of an institution which is a participant in the Securities Transfer Agent Medallion Program (STAMP) or such other similar program (STAMP) or such other similar program approved by the Trustee. l l28l-0009\2393696 A-7 EXHIBIT B IFORM OF REQUTSTTTON (COSTS OF TSSUANCE)I REQUTSTTTON NO. _ (Costs of Issuance Fund) with reference to $29,930,000 Orange City Public Facilities Financing Authority Lease Revenue Bonds Series 20201' [Date] I. The Orange City Public Facilities Financing Authority (the "Authority") hereby requests U.S. Bank National Association, as trustee (the "Trustee") pursuant to the Indenture, dated as of July 1, 2020 (the "Indenture"), by and between the Authority and the Trustee, under the terms of which the above-captioned bonds, to pay from the moneys in the Costs of Issuance Fund established pursuant to the Indenture, the amounts. shown on Schedule I attached hereto to the parties indicated in Schedule I. II. The payees, the purposes for which the costs have been incurred, and the amount of the disbursements requested are itemized on Schedule I hereto. III. Each obligation mentioned in Schedule I hereto has been properly incurred and is a proper charge against the Costs of Issuance Fund. None of the items for which payment is requested has been reimbursed previously from the Costs of Issuance Fund. All capitalized terms not defined herein have the meanings ascribed to them in the lndenture. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY By: IName] [Title] B-1r 1281-0009\2393696 EXHIBIT C IFORM OF REQUTSTTTON (PROJECT FUND)I REQUTSTTTON NO. _ (Project Fund) with reference to $29,930,000 Orange City Public Facilities Financing Authority Lease Revenue Bonds Series 2020A IDate] I. Pursuant to Section 3.06 of the Indenture, dated as of July I,2020 (the "Indenture"), by and between the Orange City Public Facilities Financing Authority (the "Authority") and U.S. Bank National Association, as trustee (the "Trustee"), under the terms of which the above- captioned bonds were issued, the undersigned, City of Orange, hereby requests the Trustee, to pay from the moneys in the Project Fund the amounts shown on Schedule I attached hereto to the parties indicated in Schedule I. I The payees, the purposes for which the costs have been incurred, and the amount of the disbursements requested are itemized on Schedule I hereto. m. Each obligation mentioned in Schedule I hereto has been properly incurred and is a proper charge against the Project Fund. None of the items for which payment is requested has been reimbursed previously from the Project Fund. All capitalized terms not defined herein have the meanings ascribed to them in the lndenture. CITY OF ORANGE By: IName] lTitlel l 1281-0009\2393696 4 somilgrR@gt-rffiffittrtt" Fr{r- tot:?sAl -$}1 Recording requested by and when rscorded mail to: City of Orange clo Richards, Watson & Cershcn, A Pro fessional Corporation 350 South Grand Avenue, 37th Floor Los Angeles, California 90071 Attention: Teresa Ho-Urano, Esq. Recorded in Official Flecords, Orange County llugh t'*lguye n, Cle rk -Ra corde r t l||ll I I ffil| il ilffi lllll liru fifil llil II|| |ilil lilll lilll lffi I I lil illl ruo rrr r,$R0011841156S.i. 202000033S067 10:25 am 071,|5120 2t7 h,cR2 L02 t4 0.00 0.00 0.00 0.00 39.00 0.00 0.000.000.00 0.00 Exemptfrom Recording Fees Parsuant to Gsvernment Code $$ 6/03 and 2738i . frxemptfrom Documentery Transfer Tax: ' ' Pursubni io Revenue & Taxatian Code $$ t 1922 and I 1928 LEASE AGRNNMXNT by and between the CITY Otr'SRANGE, as lsssor snd the ORANG& CITY ?UBLIC TACILITIES rINANCING AUTHORITY, as le$s€e $eted as of July l' 2020 r rl&{00tu392r95 TABLE Or qOryTsrqTS ( ' Page : SBCTTON r. DErrNrTr0NS..........".. ,....".."."......... I SECTION 2. LEASE OF LEASED PROPERTIES.....,.... ..,.,,,2 SECTION 3. TERM ,....^..7 SECTION 4. REbITAL... ,...................3 SECTION 5. TITLE ....,.,.3 SECTION 6. DEFAULT...".....,.......,. ..".,"............".3 SECTTON ?. EMINENT nOMAIN .....,,.......,.......4 sEcrroN 8. RIGHT 0F ENTRY ...,..".....,.,...,....,.4 SECTION 9. EURRENDER OF PROPERTIES UPCIN TFR.MINATION ."....-.,..........4 SECTTON r0" QUIET ENJOYMENT BY THr AUTHCIRITY.,..., ......,...,...4 SECTION I I. ASSIGNMENTS AND SUBLEASES ,,.,,...,.......4 $ECTION 12. WAIVER OF PERSONAL LIA3ILITY......,, .."....."..,.....,......s SECTION 13" TAXES..... ........,.......""...5 SECTION 14. COVERNINC LAW...". .....:'........'.,. .......,.,....'.'...5 SECTION 15, NOTTCES" .......,,.,,......."."5 SNCTION 16. VALIDITY AND SEVERABILITY ................"..5 SECTION r7, PURPOSE OF LEASE ,..................,5 sHCTl0N 18, WAIVER 0F DEFAULT....,........ ......,,,...,..........5 SECTICIN 19. SECTION HEADINGS.".,,........... .......................5 SECTION 20. AMSNDMENTS ,,...."",..., ....,...,,.....,6 sEcrroN 21. EXECUTTON .....,..........7 EXHIBIT A DESCRIPTION OF LSASEN PROPERTIES I r?8r.0009u39?195 -i- LEASE ACREEMSIYT This LEase Agreement, dated *s of July 1,202A (this "Lease"), is made by and between the CITY OF O&,ANGE, a municipnl corporation duly organized and existing undsr the laws of the State of California (the "City"), as lessor, and the ORANGE CITY PUBLIC FACILITIE$ FINANCING AUTHORITY, a joint powers authority duly formed and existing under the laws of the StatE of California (the "Authority"), as lessee. RECITALST A. Ths Authoriry is a joint powers authority duly organi vxd and existing under and pursuant to that certain Jsint Hxercise of Powers Agreement, dated as of March t9,2074, by and betwsen the City and ihe Califomia Statswids Communities Development Authority, and under rhe provisions of Articles I through 4 (commencing with Section 6500), Chapter 5, Division 7, Title 1 of the Coverrurent Cods of the Stats of California, and is authorized pursuant to Article 4 of the Act to borrow money for the purpose of linancing and refinancing public capital improvements. B. The Authority is issuing its Loase Revenue Sonds, Series ?020A {the "Bonds"), pursuant to the Indenture, dated as of July l, 2020 (the "Indenture"), by and between ths Authority and U.S. Bank National Assaciation, as trustee, C. Froceeds from tlre sale of the Bonds will be used to assist the City with the financing of certain public capital improvements, including: (i) the construction of a new Fire Station No. 1 Headquarters, (ii) roof and rslated irnprovements at the City's police station headquarters, {lii) roof and other improvements at the City's othcr fire stations, and {iv) installation of security improvements at City facilities. D. In connection with the issuance of the Bonds, the City and the Authority desire to enter into this Lease, whereby the Authority wilt lease certain real property fram the City (the ool,sased Properties"). g. Pursuant to the Sublease, dated as of even date herewith, by and between the City and the Authcrity, the Authority will sr.rblease the Leased Properties to the City. NOW, THEREFORS, [N CONSTDERATION OF THE TREMISES AND OF THE MUTUAL AGREEMENTS AND COVENANTS CONTAINED HEREIN AND FOR OTI{ER VALUABLE CONSINERATION, THE PARTIES HERETO DO HEREBY AGREE AS FOLLOWS: strcrroN l. ps,FlNlrlolts. Tsrfi$ used and not otherwise dsfined herein but which are defined in the Indenture shall have the rneanings ascribed to them in ths Indenture. Unless the context otherwise requires, the terms defined in this Section shall, for all purposes of this Lease, have the meanings specified in this Section {the following definitions to be equally applicable to both the singr.rlar and plwal fomrs of such defined terms): l r28 r 4009u39? r 95 "Bonds" ffieans thc Authority's Lease Revenue Bonds, $eries ?024A. "Commencement DAte" means the Closing Date with respect to the Bonds. "l*eased i;gpg*k" rnean$ the real prcperty in the City described in Exhibit A of this Lease, and incoqporated herein by reference, including irnprovemenls thereon, including the following in the City: (i) the properly identified in hibi!-A as Parcel No. l, including th* addresses currently known as 105 South Water Street (th$ Fire HQ Prope*y) and 189 S. Watsr Strset (City Water Division operation center), (ii) the property identified in Exhibit A as Parc.el No. 2, including the address cunlntiyknown as 300 Fast Chapman Avenue (City Civic Centei), and (iii) rhe property identified in Exhibit A as Parcel Nos. 3 and 4, including the address currently known as 368 North Prospect Street {Grijalva Park}. "E:{piration Dats" rnean$ November l, 2050; nrgvided, however, if on such date, the City is in default with resps.ct to any Base Rental paymsnt or an abaternent event has occurred such that all Base Rental payments have not been made under the Sublease, then the Expiration Date shall be automatically extended to Novsmber l, 2060. 'olgglentg*" means tho Indenture, dated as.July 1, 2020, by and between the Authority and the Trustseo relating to the Bonds, as the sams rnay be amended, supplemented or otherwise modified liorn time to tinre, pursuant to the terms thereof, d6lre8-qe!' mean$ this Le*se, and as ths same may be amendedo supplemented or otherwise modified {i'om time to tirne pursuant to the terms hereof. *oSublg" msans the Sublease, dated as of JUly l, 2020, with respect to the Leased Properties, by and between the Authority, as lessor, and the City, as lcssee, and as the sarne may be amended, supplernented or otherwise mo{ified from tirne to titre pursuant to the terms thereof. "bSIKo' means U.S. Bank National Assosiation, its successors and assigns, acting as the Trustee under the Indentwe. SECTION 2. LEASE Sn m,{SnI}}ROPEnTISS. The City hereby leases the Leased Properties to the Authority and the Authority hereby leases the Leased Properties frcm the City, on the terms and conditions in this Lease. SECTION 3. TERM, The term of this Lease shall commence on ths Commencement Date and shall end on the la$t day of the teffi of the Sublease; which is the earliest of: (i) the Expiration Date; (ii) thE date I t28 | -S009U392r95 -2- on which the Base Rental payments are paid (or prepaid) in frrll under the provisions of tho Sublease; or (iii) the date of discharge of the Indenture. SECTION 4. RENTAL. The Authority agrees to pay to the Trustes on the Closing DatE the proceeds of the Bonds as advance rental for the use and right to possession ofthe Leased Properties for the term ofthis tease. The rental shall be applisd by the Trustee as provided in the Indenture. SECTION 5. TITLE" In accordance v/ith the Sublease, the City shall obtain one or more CLTA (or et the City's sole discretion, ALTA) policies of title insurance at the tirne of and dated as of thp Comrnencement Date in an amount not less than the aggregate principal amount of the Outstanding Bonds, pcyable to the Trustee, insuring the respective interssts of the City and the Authority .in the Leased Properties, and insuring the validity of this Lease and ths $ublease, issued by a title insurance company qualified to do business in the State of Califomia and acceptable to the Truntee. To the extent permitted under the Indenture, the costs of obtaining such title insurance policy or policies may be paid out of the sale praceeds of the Bonds. SECTION 6" I}EFAULT. lr- {a) the Authority shall fail to keep, obsewe or perforrn any term, covenant or condition contained herein to be k*pt or perfurmed by the Authority, ar {b) t}e Authority's interest in this Lease or any part thereof is assigned or transferred without the written cCInsent of the City, either voluntarily or by operation of law or otherwise, except as provided in Section I I hereof, or (c) any proceeding under the United $tates Bankruptcy Code or any federal-or state bankruptcy, insolvency or similar law or any law providing for the appointment of a receiver, liqgidator, trustes or similar oflieial of the Authority or of all or substantially all of its assets is instituted by or with the consent of the Autharity, or is instituted without its consent and is not permanently stayed or dismissed within 30 days, or td) the Authority offers to the Authority's creditors to ef&ct a composition or extension of timE to poy the Authcrity's debtso cr ask$o sseks or prays fsr a reorganization or to effrct a plan of reorganiz tion or for readjustment of the Authority's debls, or (e) rhe Authsrity shalt maks, in connection with any proceedings related to balrkruptcy, insolvency, liquidatian, winding up or sirnilar events a general assigtrmenl or any assignment for the benefit of the Authority's creditors, theu the Authority shall be deemed to bs in dsfault hereunder and it shall be lawful fcr the City to exercise any and all rights and remediEs available pursuant to law; provided, however, that: (i) no merger of this Leaie and the Sublease shall be deemed to ocrur as a result thereof and I 1281{009U39?195 *J- (ii) so long as any Bonds remain outstanding, the City shall havE no power to terminate this Lease by reason of any default on the part of the Authority. Neither the City nor the Authority shall in any event be in defuult in the performance of any of its obligations hereunder or imposed by law unless and until the City or the Authority {as the case may be) shall havs failed to perform such obligation within 30 days after notice by the Authority or the City (as the case may be) to the nonperforming party properly specifying wherein such party has failed to perform any such obligation. sgcTIoN 7, aM[Nplir poMAIN. If the whole or any part of the Leased Properties shall be taken under the power of eminent domain, the intercst of the Authority shall be recognized and any condemnation award shall be applied as provided in Section 9 of the Sublease. sEcrr0N 8. BlsHr sr ENTRY. The City and its assignees shall have ths right to enter any of the Leased Properties during reasonable business hours {and in emergencies at all times) (a} to inspect the same, (b} for any purpose connec.ted with the City's or the Authority's rights or obligations under this Lease and (c) for all other lawful. pu.poses. sECrroN 9. sIJnRr$D$q or PR{}FEETI,AS UPON TERMINATI0T. The Authority agrees upon the termination of this Lease to quit and surrender the Lsased Properties in the sarne good oyder and condition as the same were in at the time of oommencsment of,the terrn hereunder* reasonable wear and tear excepted, and the Authority and the City agree that any permanent impravements and structures existing upon th* Leased Properties at ths time of the termination of this Lease shall renrain thereon and title thereto shall be vested ir.r the City. $ncrION I0. 0UIET ENJOYMANT BY THs *gTlr.ps$Y. The Authority shall at all times during the term of this Lease peaceably and quietly have, hold and enjoy the real property leased hereunder without suit, trouble or hindrance from the City, subjeci to the righti granted to the City under the Subleasen and subject to the Authority's compliance with the terms and provisions hereof. SECTION ll. i4,$$JSNMANTS AND SUBLiH*$pS. The parties understand that this LeasE and the rights of the Authority hereunder (except' the Authoriiy's rights to give approvals and consents hereunder and to indernnification and paymer$ or reim[ursernent for any c.osts or expenses of the Authority heleunder) will be asiignea to the Trustee pursuant to thE Assignment Agreement for the benefit of the Owners of the bonds. Except as provided in the foregoing sentencs, the Authority shall not assign, mortgage, hypothecato or othcrwise encumber this Lease or any rights hereunder ol the leasehold "rcut*A ttu"Uy by trust agreement, indenture or decd of trust or otherwisE or sublet the Leased I t2Sl-0009u392t95 -4- Properties without ths unitten conssnt of the City except as provided by the Sublease and as security for the Bonds. SECTION 12. WAIVSn Or pAn$p$AL LrABrLrry. All liabilities.hereunder on the part of the Authority shall be salely liabilities of the Authority as a separat* legal entity, and no member, offiser or ernployee of the Authority shall at any time or under any circum$ta$css be individually or personally liable hereunder for anything done or omitted to be done by the Authority under this tr eese, SECTION 13. TAXES, The City shall be responsible for the payment of any and all assessments of any kind or sharacter and also all taxes, including posse$sory interest taxesn levied or assessed upon the Leased Properties. $ECTION 14. GOYIIIINING LAW. This Lease shall bp governed exclusively by fhe provisions hereof and by the laws of the State of California. sndrton ts. NP,,*il#E$. Any notice, rsqusst, demand, or other comrnunicaticn under this Lea$e shall be govemed by Section 10.13 of the Indenture, whieh is hereby incorporated" SECTION 16. Y.AIiIUITY ANB SEVARABIIITI{. lf for any re&son this Lease shall be held by a court cf cornpetent jurisdiction to be void, voidablo, or unenforceahle by the City or by the Authority, or if for any reason it is held by such a court that any of the covenants and conditions of the Authority hereunder is unenfrrceable fbr the full term hereol thon'and in such evsnt this Lease is and shall be deemed to be a lease from year tCI year and all of the rental and othsr terrns, provisions and conditions of this l-easeo excspt to the extent that such terins, provisions and conditions nre csntrary to or inconsistent with such holding, shall remain in firll force and effect. sscTION 17, PvsPoss oF LnAsE. The Authority covenants that during the term of this Lease, except to the extent that other uses may be permitted under the $ublease, it will use, or causs the use of, the Leased Properties to be consistent with the descriptions sEt forth in the Sublease or related public purposes. sECrI(}N I8. WAIYER Or'.,p$,rrtilLr. Failure of the City to t"ake advantage of any default on the part of the Authority shall not be, or be construed as, a waiver thereo{ nor shall any custom or practice which may grow up between the parties in the colrse of administering this Lease be construed to waive or to lessen the right of the City to insist upon perCbrnrance by the Authority of any term, covenant or I t?,8r400tu391193 -)- condition hereo{ or to exerci$e any rights given the City on account of such default. A waiver of a particular default shall not be deemed to be a wsiver of the sam€ or any subsequent default. The acceptance of rent hereunder shall not be, nor be construed ,to be, a waiver of any terrn, ccvenant or condition ofthis Lease. sncrloN 19. SECTIO,Ii HEADINGS All section headings contained are for convenience of reftrence only and are not intended to define or lirnit the scope of any provision of this Lease, sEcrroN 20. AMnNundENTq. This Lease rnay not be brnended unless such amendment is agreed upon in writing by the parties hereot orovidEd that, no such amendment shall rnaterially affest the intorests and rights of the Owners of the sonds under the Indenture or the Sublease unless: (i) there shall have been delivered to the Trustee an opinion of Bond Counsel that such arnendmenl, in and of itself, will not adversely affect the tax-exempt status of the Bonds, or (ii) the Trustee shall have obtained written consent of the Owners of at least a majority in aggregate principal amount of the affected Bonds then Outstanding to such amendment. A substitution or releasa of any portion of the Leased Froperties under this Lease and the $ublease, or an amendment to delete of a portion of the Leared Properties in connection with a partial prepayment of Base Rental under the $ublease from insurailce or condernnation proceeds, shall not be considered as naterially affbcting the interests and rights of the Owners of the Bonds if such substitution, release or deletion complies with the provisions of the $ublease. {Remainder af Page Intentionally Lett Btan*l r t2*r4009u39il95 -6. SECTION 2T. EXECUTION. This Lease may be executed in any number of counteqparts, each of whish shall be deemed to be an original, but atl together shall constitute but one and the same instrument. IN WITNESS V/HEREOF, the City and the Authority have caused this Lease to be executed by their respective officers thereunto duly authorized, all as of the day and year first above written. CITY OF ORA}IGE Attest: ORANGE CITY PUBLIC FACILITItrS FINANCIF{G AUTHORITY Atlest: Pamela Coleman, City Clerk Rick -Otto, Executive Director r r28r-0009\2392t95 -7- $tate of California ) County of Orange ) on Julu '1, 2o2o.- . ,before**,-. J{z*iL il-Qhffiqn .-. ., J (inscrt narne 8nd title ofthc oflicer) NotaryPublic,personallyappe*red MArlt -4, itnu*nU,whoprovedtomeon the basis of satisfactory evidence to be the persoq{ef *fror*r* -iub* subscribed to the within instrument and acknowledged to ms that hoAhe4hey executed the same in his&€nltheir authorized capacity,liosf, and that by hisAerltheir signaturg(don the instrument the personldJ, or the entity upon behalf of which the personJxJ asied, executed the insuument. I certify under FENALTY OF PERJURY under the laws of the State of Cali fbregoing paragraph is true and correst. A notary pubtio or other olficer oompleting tl|is ce*ificote verifies only the idsiltity ofthc indivi4u*l who $igncd ths documeilt to whish this certitiorfp is atteched, and not lhc inrthftrlnisr. ac*uracy, or vnlidiry af thax documfn{. WITNFSS my Signature JAB.II}IJ'HNSO}J Notary fubla * Califonra Q6r6e Ccunry Corrnission # m?670 E Coilrn. g$iip5 Noy 10, 20?t ($eal) A notary public or sther oflicsr eompleting thir *ertifroatc veiifies only tht identity ofthe individual wtro signed the document to which this certificate is anached, ond not the truthfulness, amuracn or validity ofthat docum$nt. State of Califomia County of Ordnge 0n Totn berore **, rl$?rnin JPhnSn n J . - (igsert name ard titlc of the officcr) Notary Public, personally appeared KiCK Dt|D --. ", who proved to me on the basis of satisfactory evidence to be the persor(efwhose nam{*}is/sre subscribEd to the within instrument and acknowledged to me that heA&€i{key executed the same in his/herAfich authorized capacityffi, and that by his&errtheir signaturqfffon the i*skument the persdnfrJ, ar the entity upon behalf of which the persoryfficted, executed the instrument. I certify undEr PENA,LTY OF PERJURY underths laws of the State of Califpntq.{g13k foregoing paragraph is true and qorect. ) ) A-1 WITNESS mv hand and official seal. I l28t{009u392r95 official seal, ($eal) !ffi-rfrrfi:ii;i#., I iW-g'#ff$3eri EXHIB:T A Description of Leased Properties THE LAND REFERR-EN TO HEREIN BA,LOW I$ SITUATAD IN THE CITY OF ORANGE, COUNTY OF ORANGA, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS, TOCETHER WITH IMPROVEMENTS THERSON: PARCEL r : APN,390;353-07 ft05 South Water S*eet (the Fire HQ Property) and 189 S. Water Street (City Water Divisian aperation center)J LOTS 1 THROUOH 22 INCLUSIVE IN BLOCK UB'' OF THE JAMESON TRACT, AS SHOWN ON A MAP RECORDED IN BOOK 13, PACE 44 OF MISCELTANEOUS MAPS, RECORDS OF ORANGE COT"NTY, CALIFORNIA. EXCNPT$,IG THEREFROM THAT PORTION DESCRIBED IN A DEED TO THE CITY OF ORANGE RECORDED MAY I?, I98? AS INSTRUMENT NCI, 82-092579 OY OFFICIAL RECOR.DS OF SAID ORANCE COLTNTY. ALSO EXCEPTING FROM SAID LOT$ I, 2, 3,4, 7 AND 8 ALL MINERAL DEPOSITS AS DEFINED IN SECTION 6407 OF THE PUBLIC RESOURCES CODE BELOW A DEPTH OT 5OO FEET, WITHOUT SURFACE RIGHTS OT ENTRY, AS RESERVED IhI DEED TROM THE STATE OF CALIFORNIA RHCORDED NOVEMBER 4, 1980 IN BOOK 13819, PACE 335 OF OFFICIAL RECORDS. PA$SS*.3; AlN, le.h3[.bct [30A East Chaprnan Avenue (City Civic Center)J IOTS I THROUGH ?O INCLUSIVE IN BLCICK !IA'' OF P. J. SHAEFER'S ADDITION, IN THE CITY OF ORANOE, COUNTY OP ORANGE, $TATE OF CALIFORNIA AS TER MAP RECORDSD IN BOOK 10, PAOE 94 OF MISCELLANEOUS MAPS, RECORD$ Or LOS ANOELES, CALIFORNIA PARCEI,l :;SPN {}?3-03I -"Q? fGrgalva ParkJ PARCEL 3-A: THAT PORTION OF LOT 9 IN BLOCK ''FU OF THE CHAPMAN TRACT, SURVEYED BY FRANK LECOUVREUR IN DECEMBER 1870, AS PERMAP RECORDED IN BOOK 102, PAGE 15 OF MISCELLANEOU$ MAPS IN THH OFFICE CIF THE COLNTY RECORDER l r:8r"00#\2392t95 A-1 OF SAID COUNTY, INCLUDED WITHIN A STRIP OF LAND 5O,OO FEET WIDE, AS DESCRIBED IN THE DEEDS ?O THE PACIFIC IMPROVEMENT COMPANY, A CORPORATION, RECORDED JIINE 18, 1888 IN BOOK 454, PACES 90 AND 95 OF DEEDS IN THE OF'FICE OF THE COLINTY RECORDHR OF LOS ANCFLES COLTNTY, CALIFORNIA, BEING A PORTION OF A STRIP OF LAND 5O.OO FEET WIDE, THE CENT3R LINE OT WHICH 15 DESCRIBXD AS FOLLOWS: BEGiNNING AT A POINT ON THE SOUTHERLY LINE OF LOT S (NORTHERLY LINE oF LOT 9) OF SAID CHAPMAN TRACT, DISTANT NORTH 89 DEGREES 54' 55. EAST 494.29 TEET ALONC SAID SOUTHERLY LINE FROM THE SOUTHWESTERLY CORNER OF SAiD LOT 8, AS SHOWN ON THE MAP OT TRACT NO. 4626, AS PER MAP RECORDPD IN tsOOK 169, PAGES 5 AND 6 OF SAID MISCELLANEOUS MAPS, BEING ALSO ENCINEER STATION 330*30.3, AS SHOWN ON THE RIOHT OF WAY AND TRACT MAP V-12-C, SHSET 2, OF THE SOUTHERN PACIFIC COMP,ANY, $TAh,IPED DECEMBER 3I, 1923, AND ALSO THE SOUTHEASTHRLY TERMINUS OF THE CENTER LINE OF THE sO.OO.FOOT STRIP OT. IAND LABELEA AS "SOUTHERN PACIFIC RAILROAD R"1'W" ON SAID MAP OF TRACT NO. 4626; THENCE CONTINUING ALONG SAID CENTER LINE., SOUTH 24 DEOREES 3?' 05" EAST TO ENGINEER STATION 330+30,8, BEINC THE BESINNING OF A TAPER 2 CURVP, CONCAVE SOUTHWESTARLY, FOR A l0 DncREE CURVE; THENCE SOUTHEASTIRLY 270.04 FHET ATONC $AIN TAPER 2 CURVE, TO THE BECINNING OF SAIP IO DEGREE CURVE CONCAVE WHSTERLY, HAYiNC A RADIUS OF 573.i4 FEET; THENCE SOUTHERLY 373.30 T'EET ALONO SAID CURVH" THROUGH A CBNTRAL ANGLE OF 37 DECREE,S 19'05' TO THE BEGINNING OF A SIMILAR TAPER 2 CURVE, CONCAVE NORTHWESTERLY, AT THE END OF SAID 10 DNCXEE CURVE; THENCE SOUTHWESTERLY ?7O.OO FEET ALONG SAID TAPER 2 CURVH; THENCE TANGENT TO SAID CURVp, SOUTH 39 DEGREES 47', 00" WEST TO ENGINEER STATION 34?*60.I, AS SHO$/N ON SAIN R.R. MAP, BEING THE BEOIN}{INO OT A TAPER 2 CURVE, CONCAVE SOUTHEASTERLY, FOR AN 8 DEGREE CURVEI THENCE SOUTHWESTERLY 2TO.OO FANT ALONS $AID TAPER 2 CURVE, TO THE BEGTNNINC OF $ATD S DNGREH CURYE CONCAVE SOUTHEASTERLY, HAVINC A RADru$ OF 716.34 FEET; THENCE SOUTHWESTERLY ALONG $AID CURVE, TO THE NORTHERTY LINN OF ROBERT MCTHER"SON THIRD ADDITION, AS PHR MAPS RECORDED IN BOOK 16, PAGE 39 OF MISCELLANNOUS RECORDS IN THE OFFICE OF THg COIINTY RNCORDER OF SAID COTINTY OF LOS ANGELES; THE SIDE LINES OF SAIN STRIF OF LAND $HOULN BE SHORTHNED OR ENLARGED AS TO TERMINATE IN THE NORTHERLY LINE OF SAID THIR$ ADDITION" EXCSPT THOSE FORTIONS THEREOF LYING WITHiN LOTS 17 AND 18 OF THE O, HOWARD THOMPSON TRACT, AS SHOWN ON A MAP TILSD IN FOOK I, PAGE 22 OF RECORD OF SURVEY$ IN THE OFFICE OF THE COLTNTY RFCORNER OF SAID COUNTY OF ORANOE, PARCEL 3-B: .' THAT TORTIOhI OF LOT 9 IN BLOCK UF" OF THE CHAPMAN TRACT, SURVEYEb EV FRANK LECOUVREUR IN DECEMBER 1870, AS PER MAP RECORDED TN BOOK 102, I t?81.0009u392t95 A-2 PACE 15 OF MISCELLANEOUS MAPS IN THE OT'FICE OF THE COLINTY R"ECORDER OF SAID COUNTY, DESCRIBED AS FOLLOWS: BEGINNINS AT THg SOUTHWEST CORNHR OF SAID LOT 9; 'THENCE NORTHERLY 20.00 CHAINS TO THE NORTH\I/EST C0RNER Or $AID LOT 9; THENCE EASTERLY TO THE NORTHEAST CORNER OF SAID LOT 9; THENCE ALONG T}IE NORTHV/ESTERLY LINA OF S. HOWARD THOMPSON TRACT, AS PER MAP FILEP IN BOOK I, PAGE 22 AF RECORD OF SURVEYS IN THE OFFICE OF SAID COUNTY RECORDER, SOUTH'WESTERLY TO THE POINT OF BEOI}{NINC. EXCEPTING THEREPROM. THAT PORTION INCLUDED WITHIN PARCEL 3-A ABCIVN. PARCSI* a:,, 43{t{ S9}03146 {Grgalva ParkJ THOSH PORTIONS OF LOTS 17 AND 18 OF THfi C" HOWARD THOMPSON TRACT, IN THE CITY OF ORANGE, COIINTY OF ORANOX, STATS OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 1, PAGE 22 OT RECORD OF SURVEYS, IN THE OFFICE OF THE COTINTY RECOR}ER OF SA1D COUNTY DESCRIBE} AS FOLLOWS, BEGINNING AT THE POINT OT INTERSECTION OF THE WSST LTNE OF PROSPECT STREET 8? FEET WIDE AS SHO$/N ON MAP OF TRACT NO, I384I, RECORDED IN BCOK 674, PAOE 23 THRU 2? INCLUSIVfi OF MISCETLANEOUS MAPS, WITH THE NORTH LINE OF THE SOUTH ?.OO FEET OF LOT 17 OF SAID C. HOWARD THOMPSON TRACT, AS SHOWN ON RECORD OF SURVEYS; THENCE WESTERLY ALONO SAII) NORTH LINE, NORTH 8'O 5?' 56' WEST 1211,25 FEET MORE OR IESS TO ITS INTERSECTION WITil A CUR\IA IN THE SASTERLY AOI.JNDARY OF THE LAND DESDED TO THN SOUTHERN PACIFIC RAILROAD COMPANY BY DEEN RECORDED JUNT, 29, 1889 trN BOOK 570, PAGE 288, OF DEEDS OF LOS ANGELES COT1NTY RSCORDS. SAIP EASIERLY SOUNDARY ALSO BEING THfi WESTERLY FOLTNDARY OF LOT 17 OT SAID G, HOWARD THOMPSON TRACT, SAID POINT OF INTERSECT}ON BSING ON A CURVS IN SAJD BOL'NDARY BEING CONCAVE SOUTHEASTERLY AND HAVINC A RADIUS OF 750. OO FEHT, A RADIAL LINE OF $AID CURVE TO SAID pOINT, BEAR$ NOR.TH 63o 54', 58" WEST; THENCE NORTHSASTERLY ALONG THg $AID EASTERLY BOI"]NDARY OF SAID DEED THROUGH A CENTRAL ANSLE OF 13O 43'06" AND ARC DISTANCE OF 179.57 FEET; THENCB TANGNNT TO SATD CURVH NORTH 39O 48' O8'' EAST 456.V7 TUET TO THE BEOINNiNS OF A TANGENT CURVE CONCAVE NORTHWESTERLY AND HAVING A RADIUS OF 1025"00 FEET; THENCE NORTHEASTERLY ALONO SAID CURVE THROUGH A Cf,NTRAL ANCLH OF lCIO 50'40" AN ARC DISTANCE OF 194.00 FEST TO A POINT OF INTERSECTION WITH THE SOUTHEASTERLY LINE OF THg LAND DEEDED TO THE SOUTHERN PACIFIC RAILROAD COMPANY BY DEED RECORDED AUCUST 9, 1885 TN BOOK 4?3, PASE 154, OF DESDS OF LOS ANGELES COUNTY. SAID SOUTHEASTERLY LINE ALSO BEING THE WE$TERLY LINE OF LOT 18 OF SAID C. HOWARD THOMPSON TRACT A RADIAL LTNE OF SAID CURVE TO SAID A-3l r28!-0009u39?t95 POINT BEARS $OUTH 6lo 02'3?" EAST; THENCE ALONC SAID SOUTHEASTERLY LINE NORTH 40" 25' l3u EA,ST 198.66 FEET; THENCE I"EAVINC $AID SOUTHHASTERLY LINE, SOUTH 49o 34'47" EA$T 110.22 FEET; THENCE SOUTH 84' 47' 59" EAST 91.79 FEET; THENCE SOUTH 51o 33' 39" EAST 39.50 FEET; THENCE SOUTH 28o 55 '40 EAST 86.50 FEET: THENCE 51" 25' 38'EAST 39.00 FEET; THENCE NORTH 86o 36' 15. EAST 42.12 FEET; THENCE NORTH 40" 25u 15' EAST ?7.73 FEET; THENCE NORTH 2Ao 42'34. EAST 86.63 FFHT; THEI.{CE NORTH 80o 39'33' EAST 67.58 FEET; THENCE SOUTH 4lo 29'59* EAST 81.52 FEET;'THENCE SOUTH 89" 36'56' EAST 65.2? FEET TO SAID WEST LINX OF PROSPECT STRHET; THENCE SOUTHERLY ALONC SAID V/EST LINE OT PROSPTCT STREET SOUTH OO 21'O4'' WEST 7A0,9' FEET TO THE POINT OF BECINNINC. I t28t4009U392t95 A-4 5 rgcotoiltgt8gtfttt0tr Rn$ffiEmc${utuco t{moMt coirME*dtt $mfi c[3 AJcs * tafibzr ^"$4 | Recording requestsd by and when recorded mailto: City of Orange c/o Richards, Wetson & Gershon, A Frofessiona I Corporrt ion 350 $outh Grand Avsnue, 3?th Floor Los Ange leg California 900?l Attention; Teresa Ho-Urano, Esq. Rerorded in Official Records, Orange County Hugh ltlguyenn Clerk-Re corde r lllllllllllllllilllilllllllilllfillllllil]lllllllllll|llilllllillllilllll ruo rrr *sR0011841157$* 2020000336068 10:25 am 07/15i20 2?7 htcR2 Stl 26 0.00 0.00 0.00 0.00 76.00 0.00 0.000.000.00 0.00 Exemptfrom RecordingFees Pursusnt to Gsvernment Code $S6/0J and27383 Etrempt from Documentary Transfer Tax Pursuani io Revenae &TaxntionCode $$ I 1922 and 11928 SUBLAASE by and between the ORANGD CITY PUBLIC FACILITTES FINANCING AUTHORITY, as lersoro and the CITY 0F'ORANGE, ae lessee Dated as of July 1,2920 I t28t {009u39250 | . T#.pLp or c(}NTaNTs Page SECTION l. D8rINITI0NS.........,"..,.. ,,.,.."....1 SECTION 2. TERM .....................3 SECTION 3. RENTAL.. ...............3 SECTTON 4. USE OF PROCEEDS ........"....... ...................,5 SECTION 5. MAINTENANCE, UTILITIES, TAXES AND A$SESSMENTS..".,..........,........5 SECTION 6. CHAN0ES TO THE TEASED PROPERTIES.,....,....... ................,..5 SECTTON 7. TITLE rNSURANC8.,.,,.,,.....".. ...................6 SECTION 8. 0THER INSURANCE............... ..........,......6 SECTION 9. DAMAGE, DESTRUCTION AND CONDEMNATION,,..................,..,,,,.,.,,,"..8 s3crroN 10. DEFAULT ,..........".......,............ .....""...,.......,9 sEcTr0N 11. PREPAYMENT AND CR8DITS....,......,. ..................." l0 SECTION 12. RICHT OF ENTRY ..."...".........11 SECTION 13. MECHANICS' LIENS .......,.... 1I SECTTON 14, QUIET ENJOYMENT .............12 SgCTICIN 15. TNDEMNIFICATTON ,..,...,.....,12 SECTTON 16. ASSIGNMENT T0 TRUST88.,,,...,..... ...,...........".......12 SECTION 17. ABATEMENT OF R8NTAL...,,.,.,..".,,. ,,....13 SECTION 18. ADDITIONAL COVENANTS REGARDING TAX.TXS,MPT BONDS ........."..".... 13 SECTION 19. SUBSTITUTION OR RELEASE OT PROPERTY ,,,,. 14 SECTION 20. WAIVER ...........,.,..,;. .........:......... ..............15 SE,CTION 2I, NET LEASE ,"..,...,15 SECTION 22. AMENDMENT$ ....".........."....15 SECTION 23. 0OVERNING LAW. ..,....,,.....,15 SECTION 24. NOT:C8S.,.............,...,......"."...; ..."...............15 SECTION 25. VALINITY AND SHVHRABILITY ....."...15 SECTTON 26. SECTION HEAnINOS ................ ..........."":6 SECTTON 27. EXECUTr0N........ ........"......."..16 gXHIBIT A DESCRIPTION OF LEASEN PROPERTISS EXHIBTT S BASE RENTAL PAYMENT SCHEDULE r r28r.0009u39?501 -1- SUBLEASE This Sublease, dated as of July 1,2020 (this "sublease"), is made by and between the ORANGE CITY PUBLIC FACILITIES F'INANCtrNC AUTHORITY, a joint powers authority duly formed and existing llursuant to the laws of the Stato of Califsmia (the "Authorityo'), as lessor, and the CITY OF ORANGE, a municipal corporation duly organized and existing under the laws of the State of California (the "Cify'), as lessee. RECITALS; A. The Authority is a joint powers authority duly arganized and existing under and pursuant to that certain Joint Exercise of Powers Agreement, dated as of March 19,2024, by and between the City and the Califomia Statewide Communities Developrnent Authority, and under the provisions of Articles I through 4 (commencing with Section 6500), Chapter 5, Division 7, Title I of the Government Code of the State of California, and is authorized pursuant to A*icle 4 of the Act to borrow money for the purpose of financing and refinancing public capital improvements. B. The Authority is issuing its Lease Revenue Bonds, Series 2A20A (the oo3onds"), pursuant to the Indenture, dated as of July 1, 202A {the "Indenture')n by and between the Authority and U.S" Bank National Association, &s trustee, C. Proceeds frorn the sale of the Bonds will be used to assist the City with the financing of certain pubtric capital improvements, including: (i) the construction of a new Fire Station No. I Headqumters, {ii) roof and related improvements at the City's police station headquarfers, (iii) raof and other improvements at the City's other fire stations, and (iv) instaltation of sscurity improvernenls at City facilities. D. In connection with the issuance of the Bonds, the City and the Authority are entering into the Lease Agreement, d*ted as of July l, 2020 (the "Lease"), whereby the Authority will lease certain properties from the City.{the "Leased Froperties"). E. Pursuant to this Sublease, ths Authority will sublease the Leased Properties to the City. NOW, THEREFCIRS, in consideration of the abovc premises and of the mutual covenants hereinafter contained and for other good and valuable considerationo the parties hereto agree as follows: SECTION I. DEFINITIONS. Terms used and not otherwise definEd herein but which are defined in the lndenture shall have the meanings ascribed to them in the Indenture. Unless tle sontext otherwise requires, the terms defined in this Section shall, for all purposes eif this Sublease, have the meanings sp*cified in this Section (the follcwing definitions to bs equally applicable to both the singular and plural forms of any of such de'fined terms): "AdditionaJ-Rgntal" has the meaning assigned to that tcmr in $ection 3(b) hereof. I I28t.000tu392501 -1- "Assignmg,,,$lAgreeqre t" means the Assigument Agreemcnt, dated as of July l, 2020, by and between the Authority and the Trustee, as the same may be amended, supplernented or otherwise modified from time to time. f, "BgsE-Ren]lgloo has the meaning assignpd to that term in Section 3(a) hereof. '1ggg5!g" means the Authority's Lease Revenue Bonds, Series 2020A. "Co{nr$png*r*efit Paje'o means the Closing Date with respgct to the Bonds. "Expllatigg-Date" means November 1,2A50; prgvidEd, hglvsypr, if on such date, the City is in default with respect to any Base Rental payment or an aba*ement event has occurred such that all Base Reiltal payments have not been made, then the Hxpiration Date shall be autornatically extended to November 1,2060. "Eilg*HQ-lfgiggl" means the project to construct the City's new Fire $tation l.{o. I Headquartets, at 105 South Water Streeto City of Orange, California. "Fire*"H.O Propertyn'msans the real property located at 105 South Water Street, City of Orange, Califomia together with improvements thereon. "Leqsed.,P;e.np,*iEg" means the real property in the City desuibed in Exhi-bit A of this $ublease, and incorporated herein by reference, including improvements thereon, including the followingl (i) the property idsntified in khjbiLj as Parcel No. 1, including the addresses currently known as 105 South Water Street {the Fire }{Q Property) and 189 S, Water Street (City Water Divisinn operalion center), iii) the property identified in Fxhibit A as Parcel No. 2, including the address currently known as 3CI0 East Chapman Avenue (City Civic Center), and ' (iii) the properiy identified in Exhibit A as Parsel Nos. 3 and 4, including the address currently knswn as 368 North Prospeot Street (Grijalva Park)' '*Inelen1ture'o means the Indenture, dated as July 1, 2020, by and between the Authority and the Trustee relating to the 3onds, as the same may be amended and supplemented.from time to time in accordance with the terms thereof. "Ng!-Uocqeis" rneans any insurance or condemnation proceeds, paid with respect to the Leased Properties remaining after payment therefrom of all expensss in the collection thereof" "Pay&e4L-Pflt$" msans, with respect to a Base Rental payment, the date listed as its related "Payment Dateo'in Exhibit B of this $ublease. '*@" means {a) liens for general ad valorem t&xes, special taxes and assessments, if any, not then delinqusnt, or which the City may, pur$usnt to this Sublease, perrnit to remain unpaid; (b) liens created pursuemt to or permitted under the Lease or this I r2frt4009u39250r ., Sublease; (c) easements, right of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions which exist of record as of the Commencsment pate; (d) utility, &ccess and other easemcnts'and riglrts of way, restrictions and exceptions that do nol interfere with or impair the use intended to bg made of the relevant Leased Property; (e) the City's right to acce$s and exclusive right to use and maintain facilities essential to the City's utilities system$; (0 any right or claim of any mechanico laborer, materialman, supplier or vendor filed or perfected in the manner prescribed by law aftsr the Cornmencement Date; {g} such minor defects, inegularities, encumbrances and slouds on title as normally exist with re$pect to property similar in eharacter to the relevent Leased Property and as do not materially impair the use intended to be made ofproperty affected.thersby; and (h) easements, right of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions established following *re Cammencement Date which do not materially impair the City's use of the Leased Properties and to which the Authorjry and the City" consent in writing. o'Rent|g!-!gysg$!$" means, togethero Base Rental and Additional Rental. "$gblgg$e" rneans this Sublease, as the seme may be amended and supplomented from time ts time in accordance with the terms hereof. SECTION 2. TryRM" (a) The Authority hereby subleases to the City and the City hereby leases from the Authority, the Leased Properties on the terms and conditions set forth in this Sublease. {b) The term of this $ublease shall commence on the Commencement Date, and shall end on the earligst of: (, the Expiration Date; (ii) the date on which the Base Rental payments are paid (or prepaid) in full under the provisions the Sublease; or (iii) the date of discharge of the Inderture. (c) Throughout the term of this Sublease, fse title to the Leased Properties shall remain in the City. While any Bonds remain Outstanding under the Indenture, there shall be no merger of the subleasehsld estate in the Leased Properties created by this Sublease, the leasehold estate in the Leased Froperties ereated by the Lease, and the fee estate in the Leased Properties merely because such estates, or any cf them, have been acquired or become vested in the same person or entity. SECTION 3. REN.TAL. Subject to the provisions of Sections 8{c) and 17 hereof, the City egree s to pay to the Authority, its sxccessors or assigns, as rental for the use and possession of the Loased Properties, the following arnounts at ths followingtimes: (a) The City shall pay as u'Bose Rentaf'ta the Authority or to the irustee, as hereinafter prtrvided, semiannually, the rental payments in ascordance with the Base Rental payrnent Schedule attached hereto as Exhibit 3, less any amount medited against Base Rental pursuant to Section 4.02(d) of &e Indenturs, agh Base Rental payment shall be payable in affe&rs five days before its Fayment Date, and shall be made in consideration for the City's use I r28 14009U392$01 -J- and possession of the Leased Prope*ies for the six month period preceding the Payment Date of such payment. (b) The City shall also pay, as "Additional Rental" hereunder, in addition to the Base Rental, to the Authority or to the Trustee, as hersinafter provided, such amounts in each yeer as shall be required f,or the payment of all costs and expensss (not stherwise paid for or pravided for out of the proceeds of sale of the Bonds) incuned by the Authority or the Trustee in connection with the execution, performance or enforcement of this Sublease or the assignment hereof. fhe Indenture, or the Authority's or the Trustee's respective interests in the Leased Properties, including, but not limited to, all fees, costs and expenses, all administrative costs of the Authority relating to the Leased Properties {including, without limiting the generality of the foregoing, salaries and wages of employees, overhead, insurance premiurns, taxes and assessments (if any), expe$ses: compensation and indemnification of the Trustee payable by the Authority under the Indenturelo fees of auditors, accountants, attomeys or engineers, and all other reasonable and necessary administrative costs of the Authority or charges required to be paid by it to cornply with lhe tenns of the Bonds or of the Indenfure. The Authority or the Trustee shall bill such Additional Rental to the City from time to time. The City shall pay amounts so billed withirr 30 days after receipt of the bill by the City. (c) Such paymsnts of Base Rental and Additional Renkl hr each rental payment period shall constitute the total rontal for said rental payment period, and shall be paid by the City in each rental payrnent period for and in consideration of the right of the use and possession of, and ths continued quiet use and enjoyment ol; the Leased Properties during each such period fur which said rental is to be paid. The parties hereto havo agreed and determined that such total rental does nat exceed the fair rental value ofthe Leased Properties for eash such pericd. In making such determination, congideration has been given fo other obligations of the parties under this Sublease, the uses and purpbses which may be servsd by the Leased Properties and ths benelits therefrom which will acuue to the City and the gensral public. The determination of fair rental value of ths Leased Properties pur$uant to this paragraph shall not be deemed to be controlling in connectisn with a defermination sf fair value of the Leased Properties by the parties hereto for any other purpose. td) Each installment of Sase Rental payable hereundsr shall bs paid in lawful money af the United States of AmErica to the order of the Trustee. {n) Notwit}rstanding any dispute between the City and the Authority, the City shall make all Rental Payments when dueo without deduction or offset of any kind, and shall not withhold any Rental Payments pending the final resoh.rtion of any such dispute. In the event of a determination that the City was not liable for said Rental Payments or any portion thereof, said paymsnt$ or excess of paymentso as the case rnay be, at the option of the City, shall be credited against subseguent Rental Payments duc hereunder *r be refunded at the time of such determination. if) The City covenants to take such action as may be necessary to include all such Rental Payments due hereunder in its annual budget and to make the n$gessary annual appropriatians for all such Rentnl Fayments. If the City's adopted annual budget for any fiscal year fails tn include sufficient appropriation for the scheduled Rental Payments for the such r r281,0009u39?50r -4- fiscal year, &e City shall give written notice to tlre Authority and the Trustee of such failure as $oon as practical, but in any eve$t within ten Business Days of the adoption of such annual budget. The covenants on the part of the City contained in this Sublease shall.be deemed to be and shall be constrxed to be duties imposed by law and it shall be the duty of each and every public official of the City to take such action and do such things as are required by law in the performance of the official duty of such officials to enable the City to carry out and perform the covenants and agreeinents in this Sublease agreed to be carried out and performed by the City; providpd, the obligation of the City to make Base Rental or Additional Rental payments does not constitute an obligation of the City for which the City is obligated to levy or pledge any form of taxation or for which the City has levied or pledged any {brm of taxation. Neither the Bonds nor the obligation of the City to rnnke Base Rental or Additional Rental payrnents constitutes an indeo-tedness of the City, the $tate or any of its political subdivisions in contravention of any constitutjonal or statutory dsbt limitation or restriction. SECTrON 4. USF pF pROqSEpq. The Authority and the City agree that the proceeds of the Bonds will be used to: (i) {inance the Projects, and (ii) pay thc costs of issuing the Bonds and inEidental and related expenses: as more fully set forth in the Indenture sHCrroN s" MATNTENANqE. Urrtrrrss. TAx$s Afrp 4$$"p$sMFN.Ts. (a) During such time as thE City or any assignee or sublessee thereof is in possession of the Leased Propefiies, all maintsnancs and repair, ordinary or extraordinary, of the Leased Properties shall ba the responsibility of the City, and tho City shall pay for or otherwise arrange for the payment oE (i) all utility services snpplied to ths teased Properties, (ii) the cost of operation of the Leased Properties, and (iii) the costs of maintenance of and repair to the Leased Properties resulting from ordinary wear and tear or want of care on the part of the City. The City shall, at the City's sole cost and expense, keep and maintain the Leased Properties clean and in a safe and good condition and repair. The Authority shall have no obligation to alter, remodel, irnprove, repair, decoraie, or paint the Leased Froperties or eny part thereof, and the parties hereto affirm that the Authcrity has made no reprssentations or waranties to the City respecting the condition of the Leased Prope*ies. (b) The City shall cornply with all statutes, ordinances, regulations, and other requirements of all govenunenhl e$tities that pertain to the occupailcy or use of the Leased Properties. The Autlrority has no rEspbn$ibility or obligation whatsoever to construct any inrprovements, modifications or alterations to the Leased Properties. (c) The parties hereto contemplate that the City will use the Leased Properties for public purpo$Es and, therefore, that the Leased Properties will be exempt fi'orn all iaxes presently assessed and levied with respect to real and personal ,property, respectively. In the sveht that the use, poss*ssion or ecquisition by the Authority or the City of any of the Leased Properties is found to be subject to taxation in any form, the City will pay during the term hereof, as the sams respeotively become due, all taxes'and governmental charges of any kind whatsoever that may at any time be lawfully assessed or levied against or with respect to such Leased Property and any other prnperty acquired by the City in substitution for, as a renewal or l r?E 14009u392501 -5- rcplacement o{ or a modification, improvement or addition to sush Leased Property; provided, that with respect to any govemmental charges or taxes that may lawfully be paid in installments over a period of years, the City shalt be obligated to psy only such installments as are accrued during such tirne as this Sublease is in effect. sEcfloN 6. CHANGES TO THE LEASEDSROFFRTTFq. (a) The City shall have the right during the term of this Subleass to acquire and construct improvements or to attach fixtures, structures or signs to any of the Leased Properties if the improvsments, fixturesn structure$ or signs are nece$sary or beneficial for the use of such Leased Properlies by the City; provided, howeyef, that no such acquisition or construction shall result in a material reduction in the aggregat€ valus of the Leased Properties or reduce the aggregate fair rental value thereof or result in an abatement of the Rental Payments. {b) Upon termination of this Sublease, the City may remove any fixture, sfnrcture or sign added by the City, but such remnval shall be aecornplished so e$ to leave the Leased Properties, excopt for ordinary wear and tear and damage by c*sualtyo in substantially the same condition as they were in before the fixture, strucfure or sign was attaehed, SECTION ?. TITLE INSURANCE, The City shall obtain one or more Califomia Land Title Assoeiation insurance policies (or, at the City's sole discretion, American Land,Title Association insurance policies) at lhe tims of and dated as cf ths Commencement Date in an aggregate amount not less than the aggregate principal arncunt of the Bonds, payable to ihe Trustee, insuring the respective interests of the City and the Autharity in the Lessed Properties, and insuring the validity of this Sublease" subject only to Permitted Encumbrances, naming the TrusteE as an insured thersunder, issued by a title insurance company qualified to do business in the $t*te of Califomia and acceptable to the Trustee. To the extent pennitted under tha Indenture, the costs of obtaining such title insuranee policy or policies may be paid out of the sale proceeds of the Bonds. sEcTroN 8. pTHER INSUR.{}{CE. (a) Fire and Extended-egverage Insur-ance- The City shall maintain or cause to be rnaintained fire, lightning and extended coverage insurancs on thE Leased Properties in an arnount equal to (i) 100 percent of the then current replacement cost of the Le*sed Properties, excluding the then fair maiket value of the land as unimproved or (ii) the principal amount of all outstanding Bsndso whichever is less (except that such insurance may be subject to a deductible clause not to exceed 10 percent of the amount of such policy). gsrthquahs inswanse shall be maintained on the Leassd Propsrti*s only if available on the open market from reputable insurance cornpanies at a reasonable cost. Ths extended coverage enddrsernent shall, as nearly as practicable, cover loss or damage by explosion, windstorm, riot, aircraft, vehicle damagen smoke, v*ndalism, malicious mischiet dumping or other deposit of any pollutant or sther debris and such other hazard$ as are normally covered by such endsrsement. Sash such policy of insuranse shall be in forrn reasonably satis&ctory to the Authority, and shall contain a clause narning the Trustee as an additional insured and making all losses peyeble to the Trustee, and all I r28r-0{0Eut9?501 -6- proceed$ thereof shall be paid over to the party conirectually responsible for making repairs of casualty damage. In the event of any damage to or destruction of the Leased Properties caused by the perils covered by such in$urance, the proeeeds ofsuch insurance shall be utilized to repair, reconstruct or replace the Leased Properties to the end that the pmject shall be restored to at least the same condition that it was in prior to such damage or destruction. Any balance of such proceeds not required for sueh repair, reconstruction or replacement shall be transfened to the Authority and treated as Revenues and applied in the manner provided in the Indenture. (b) Liability Insqranco. The City shall maintain or cause to be maintained public liability insurance with lirnits of not less than $3,000,000 for one person and S5,000,000 for more than one person involved in oine ascident to protect the Authority and the Trustee from all direct or contingent loss or liability for damages for bodily injury or death occasioned by reason of the construction, condition or CIperation of the Leased Properties. The City will also maintain or causs to be maintained insurance against liability for praperty damage resulting ftom eny casualty attributable to the operation of the project in an amount not less than $1,000,000 for each accident. The public liability insurance and property damage insurance may be subject to a deductible clause for anyone accident of not to exceed $250,000. The insur*nce coverage requir*d by this subsection may be effected by blanket policies covering the Leased Properties issued to the party contracfually responsible for the maintenanc.e and operation of the project and such insuraflce policy or policies shall name the Trustee as an additional insured. (c) &ental lntemrption Insur{gpe. The City will maintain or c&use to be maintainsd rental intemrption or use and occupancy insurtnce to cover loss, total or partial, of the use of the Leased Properties as a result cf any of the hazards covered by the insurance required by subsection (a) of this section in an smount not less than the greatest of the aggregate Base Rental payable by the City under this Sublease for a period of any future 24 month*. Any such insurance policy shall be in form satisfactory to the Authority and shall contain a clause naming the Trustee as an additional insured and making any loss thereunder payable to the Trustee as its interssts may appear. Any proceeds cf such insurance shall be used by the Trustee to pay Annual Debt Service on the Outstanding Bonds for the period during which the payment sf rental under the Sublease is abated, and any proceeds of such insurance not so used shall be applied as provided in the Indenture to the extent required to pay administrative costs of the Authority in connection with the Leared Properties, (d) gelf-Insure4q.g-;" Altemative Plpn of Pqgtection. As an altemative to providing the insurance required by paragraph (b) above, the City rnay provide or cause to be provided a self-inswance method or plan of protectian if and to the extent such self-insurance method or plan of proteetion shall afford reascnable protection to the City and the Authority, and their directors, offic.ers, agsnts and employees and the Trustee, its director$, officer$n agents and employees in light of all circumstances, giving consideration to cost, availability and sirnilar plans or methods ofproteetion adopted by public entitiss in the State of California other than the City; urovidpd that the obligation of the Autharity or City to make payments under such self- insurance shall be llmited to money in a designated fund balance Established by the Authority or City and that the Authority or City shall noi be obligated to replenish such designated fund balance from the General Fund or be otherwise obligated to make payments except from sush l l28r-0009u39?50r designated firnd balance. After the Commencement Date, before any substitut* method or plan may be provided by the City, there shall be filed with the Trustee a certificate of an actuary, independent insurance consultant or other qualified psrson, stating that, in the opinion of the signer, the substitute method or plan of protection is in acccrdance with the requirements af this Section and, when effective, would afbrd adequate protection to the City and the AuthorjtY, and their directors, officers, agents and employees and the,Trustee and its directors, officers, agents and employees against loss and damage from the hazards and risks covered thereby; prpvided, hor{e-v"S,{, that in the event the City provides a self-insurance rnethod or plfln of protection for the insuranse required by paragraph (c) above, the designated fund balance established by the City shall be firnded in an amount at least equal to tho greatest of the ag$egate Base Rental payable by the City under this SublEase for a period of any future 24 months. Moreover, as an alternative to providing the insurance required by paragraph (b) above, the City may provide a self-insurans€ method or plan of protection through the Calilbmia Insurance Pool Authority {or another insurancp risk sharing pool joint powers authority formed in the State) or any successor entity as the City may reasonably determine. (e) Eyiderlce, qf Inspfgpce. The Ciry shall deliver to the Trustee each year a Certilicate of the City staring that all requirements of this Sublease rElated to insurance have been complied with. Each such insurance policy shall require that the Trustee be given 30 days' notice of any intended cnncellation thereof or reduction of the coverage provided thereby. The Trustee shall have no responsibility as to the suffrciency of coverage or amounts of such policies, If so requested in writing by the Trustee, the City shall also deliver to the Trustee duplicate originals or certified copies of each insurance policy described in such schedule. (S Advancgs, If ths City shall fail to perform any of its cbligations under this Soction" then the Authority may, but shall not be obligated to, take such action as may be necessary to cure such failure, including the advancement of money on behalf of the City, and the City shall be obligated to repay all such advances as soon as possible, as Additional Rental under Section 3{b}. (g) Waive$ of S,qbrogatiQrr. Each of ths parties hereby waives any and all rights to recovery against the other or against any other tenant or occupant of the Leased Prnperties, or against lhe officers, employeos' agenLs, representativosn custotuers, and business visitors of such o,ther party or of such other tenant or occupant of the Lea$ed Properties, for loss or damage ts such waiving party or its property or the property of others under its control, arising from any causs insured against under ths standerd form of prop€fiy damage insurance policy with atl permissiblo extensions and endorsemont$ covering extended perils or under any other policy of insuranos caried by such waiving party in lieu thEreof, to the extent such policies then in force permit sush waiver. SECTION 9. DAMAGE. D4$TRUCTION AND COlrllHIr4llATION: APPLICATION 0r'NEr PROCEEp. If: (i) the whole, or any portion, of tho Leassd Properties is destroyed (in whole or in part) or is damaged by fire of other casualty or taken by eminent domain proceedings (or sold to r l2&l-0009v39?501 -8- a govemment threatening to sxercise the power of eminent dornain), or (ii) the leasehold title in all or a portion of the Leased Properties is materially impaired by reason of a defeet in title, then (a) the City, but only to the extent permitted by law, shall substitute other property for the portion of the Leased Properties that has been destroyed, or taken, or affected by the defective title in accorddnce with Section 19 hereof; or (b) the City shali require the Net Proceeds of any insurance payment (other than the Net Proceeds of rental intemrption insurance which shall be applied pur$uant to Section 8(c)) or any condemnation award to be held by the Trustee in a special trust fund to be applied and disbursed by the Trustee as,follows: (il If less than all of the Leased Properties shall have been so deshoyed or taken ar affested by defective title and the remainder is uwble, thsn this Sublease shall continue in full force and eftct as to such rernainder and (A) if the portion taken or deshoyed is replaced by one or morr properties of equal or greater fair market value (as demonstrated by an MAI fair market appraisal), the Trustee upon unitten direction of the City shall disburse such proceeds to the party that incurred the expense of making such replacement and there shall not be any abatement of the Base Rental under ttris SublEass; or {B) failing the making of such replacement, there shall be a partial abatement of the Base Rentat under this Sublease (in accordance with Section 1?) and the Trustee shall apply such Net Proceeds, together with any other money then available to it for such purpose, to the Redernption Fund under the Indentsre for the redenrption of outstanding Bonds in accordanoe with Sections 4,03 and 2.03(a) ofthe Indenture, {ii) If less fhan all of the Leased Properties shall have bcen so destroyed or laken or affected by deftctive title and the remainder is not usable, or if all of the Leased Pr*perties shall have been so destroyed or taken or a{fected by the defective title, then the term of this Sublease shall cease as of the day that possession shall be so taken; and the Trustee shall apply such Net Proceeds, together with any other money then available to it for such purpose, to the Redemption Fund under the lndenture for the redemption of outstanding Bonds in accordance with Sections 4,03 and ?.03(a) of the Indenture. SECTION 10. SFFAULT. (a) If default shall be made by the City in the observance or perfommnce af any agrsemeni, condition, covenant or term contained herein required to be observed or p*inorit*O by it (including, without limitation, the payment of any Base REntal or Additional Rentai due hereunder), subject to the provisions of subsection (c) below, the Authority may at any time thereafter (with or without notise and demand and without limiting eny other rights or remedies the Authority rnay have) recov*r rsnt and other monets"ry charges as they become due hpreunder without terrninating the City's right to possession of the Leased Properties {regardless of whether or not the City has abandoned ths teased Froperties). Furthermore, upon the occ xrence of such a default, the Authority shall have the right, and the City hereby inevocably *ppoints the Authority as its agent and attomey-in-fapt for such purpo$e, io attempt to relet the teased Properties at such rent, upon such conditions and for such term (subject to then existing Fermitted Encumbrances, including but not limited to the City's right to aoce$s and exclusive l r2fi4009u19r501 -9- right to maintain and use facilities essential to the City's utilities systems), and to do all other acts to maintain or preserve the Leased Properties, including the removal of persons or property therefrom or taking possession thereof, as the Authority deerns desireble ot necessary. The City hereby waives any and all clairns for any damages that may result to the Leased Properties upon any action taken by the Authority under this $ection 10(a). No action taken by the Authority under this Section l0(a) shall be deemed to terminate the Leasb or the Sublease and the City shall continue ta rsmain liable for any deficiency that may arise out of such reletting, taking into acsount €xpsnses incurred by the Authority due to such reletting, payable at the same time and manner as provided for Base Rental in Section 3(a). The Authority expressly waives the right to receive any amount from the City pursuant to Section 1951.?(a)(3) of the Catifomia Civil Code. Each and all of the remediss given to the Authority hereunder or by any law now existing or hereafter enasted are cumulative and the exercisq of any one remedy shall not impair the right of the Authority to any or all other remsdies. (b) In addition to any default resulting frorn breach by the City of any agreemsnt, condition, covenant or ternr hereof, if - {i) the City's interest herein or any part thereof is assigned or transferred, either voluntarily or by operation of law, excepl as provided in Seption l6; or . (ii) the City shall file sny petition or institute any proc€edings under any act or acts, state or federal, dealing with or relating to the subject of bankruptcy or insolvency or under any amendment of such act or acts, either as a bankrupt or as an insolvent or as a debtor or in any similar capacity, wherein or whereby the City asks or sesks or prays to be adjudicated a bankrupt, or is to be discharged from a$y or all ofit* debts or obligations, or ofJbrs to its creditors to e{fect a composition or extension of time fo pay its debts, or asks, seeks or prays for a reorganization or ts effect a plan of reorganizatioa or for a readjustment of its debts or for eny othsr sirnilar relied or if the City shalt make a general or any assignmenl for the benefit of its creditors in connectisn with any proceedings related to bankruptoy, insolvency, liquidation, winding up or similar event; or (iii) the City shall abandon the Leased Propertiss or any portion theresf, then in each and every such case the City shall be deemed to be in default hereunder. {c) Neither the Authorjty nor the City shall be in defeult in the performance of any of its obligations hereunder (except for the obligation of the City ro pay Base Rental when due pursuant to Sestion 3(a)) unless and until it shall havE failed to perform such obligation within 30 days afler notice by the Authority or the City, as the case may be, to the other party properly specifying wherein it has failEd to perform such obligation. sEcTroN r l. PREPAYMENT ANp CRH,DITS, (a) In the evs$t thet, pursuant to Section 9, the City determines that Base Rcntal shall be abated and Net Proceedi from insurance or any condemnation award shall be r rtnooogurgisor -10- ussd to redeem Bonds, the City shall provide the Authority and the Trustee an amended Exhibit B reflecting the new sshedule of Sase Rental payments. (bi The City may, at its opion, prepay frorn any source of available moneys, Base Rental then unpaid, in whole or in part, for the redemption of Bonds, which redemption date(s) shall be on or after Novsmber 1, 2028. In such event, the Bonds shall be redeemed pursuant to Section 2.03(b) of the Indenture. A prepayment under this Section I l{b) shal} be deemed made upon the cccurrence of either of the following: (i) The City shall havo deposited with the Trustee an amount equal to the sum of (A) the principal components of Baie Rental being so prepaid, plus (F) the interest components with rospect thereto accrued to the related redemption date(s) of the Bonds, plus (C) a premium, if auy, in an a$ount equal to the redemption premium applicable to the Bonds being so redeemed; or (i0 There shall have been deposited, on bEhalf of the Authority, with the Trustee or another fiduciary, Federal Securities in a sufficient amount to satis$ the r*quirementn of $ection 9.03 of the Indenture to discharge the Bonds to be redeemed in cannection with such prepayment. Except in the case of a prspayment of Base Rental to redeem all of the then Outstanding Bonds, a prepayment of principal oompsnents of Bass Rental pursuant to this Section I t&) shall: (1) apply only to Base Rental previously unpaid and not yet due, and (2) be applied to reduEe Base Rental so that, after such prepayment (and the related redemption of Bonds), (A) each annual installment of principal components of Base Rental due hereunder shall be an integral multiple of $5,000 and (B) the principal components of Base Rental due in any year shall correspond with the principal amount of Bonds due and payable in such year. (c) Before making any prepeyment pursuant to this Section 11, the City shall give written notice to the Trustee specifying the date on which the prepayment will be made. Such notice by the City shall be given at least 45 days before the prepayment dete; gXgytded, that the Trustee may accept a shorter notic,s period or waive such notice requirement at the Trustee's solE discrefiorr. The City shall have the right to rescind an optional prep&yrnent (exereised under $ection I l(b)) by written notice to the Authority and the Trustee prior to the corresponding redernption date of the Bonds, and the Trustee, upon reoeipt of such notice, shall promptly send notices of rescission of such optional red*mption of the Bonds pursuant to Sectio* 2.03(e) of the Indenture. (d) In the event of a partial prepayment of Base Rental under this Section l l, the City shall provide the Trustee with an arnendsd Xxhibit.S reflecting the new schedule of Base Rental payments. . A prepayment made pwsuant to this $ection l1 shall not cause a defeasance of Bonds unless the requirements of Section 9.03 of the Indenture ere satisfied. (e) In the event of a prepaym€nt in futl of the principal component of Base Rental under this $ection I l" such that this Sublease shall be terminated by its terms as provided in $estion 2, al} amounts then on deposit usder th* indenture which are to be credited to the I t2*r-0009u392501 -11- City's obligations to make Base Rental payments shall be credited towards the amounts then required to be so prepaid. SECTION 12. SISI{:,P--{ P}'ITR-Y. The Authority and its *ssignees shall have the right to enter any of the Leased Properties during reasonable business hours (and in emergencies at all times), subject to ths City's rexonable security mea$ures, (a) to inspect the s&me, (b) for any purpose connected with the City's or the Authority's rights or ubligations under this Sublease, and (c) for all other lawftl purp0ses. SECTION 1 3. MECHAI".IICS' LIENS. In the event the City shall et any tirne before or during the term of this Sublease cause any improvernents or other work to be done or performed or materiels to be supplied, in or upon the Leased Froperties, the Ciry shall pay, when du6, all sunrs of money that may becorne due for, or purporting to be for, any labor, services, materials, supplies or equiprnent furnished or alleged to have been furnished to or for the City in, upon or about the Leased Prop*rties and which may be secured by any mechanics', materialmen's or other liens against the Leased Properties or the Authority's interest therein, and will cau$e any such lien to be fully discharged and released at the tirne the perfonnance of any obligation secured by any such lien matures sr becomes due, except that, if ftre City desires to contest any such lien it rnay do so. If any such lien shall be reduced to final judgment ar:d sueh judgment or sush process as may be issued f,or the enforcement thereof is not promptly stayed, or if so stayed and said stay thereafter expires, the City shall promptly pay and discharge said judgment. SFCTION 14. OUIET E}IJOYMENT" The parti*s hsrsto rnutually covenant that the City, so long as it keeps and performs the coven&nts and agreements herein contained, shall at all times during the tenn of this Sublease peaceably and quietly have, hold and enjoy the Leased Properties without suit, trouble or hindrance from the Authority. SECTION 15, INDEMNIFICATION. The City shdl, to the full extent then perrniued by law, indemnify, defend, protect and hold harmless the Authority and its members, offieers and employees and the Trustee and its officers, directors or employees from and against any and all liabilities, obligations, losses, claims and damages whatsoevero regardless of the cause thereof (except for any liability, obligation, loss, olaim or darnage arising out of the nagligent or intentional act or omission of the Trustee, its officers, dirsctors or employees), and sxpen$Es in connection therewith, including, without limitation, ssunsel fees and expensssr penalties and interest arising sut of or as the result of the entering into of this Sublease and the Indentureo or the poyment of costs of (including any ascident in cs$nection with) the operation, usel condition or possession of the Lea*Ed Proporties or any partion thereof resulting in damage to property or injury to or death to any person. The indemnification arising under this section shall continue in full force and effect notwithstanding the full payment of all rent obligations hereunder or the termination hereof for any reason, and with regard to the Trusteen the resignation or rernoval of the Trustee. The City agrees not to I t28t-0009\?39tr0t -1?- withhold or abate any portion of the payments required pursuant hereto by reason of any defects, malfunctisns, breakdowrts or infirmities af the l.eased Properties. The Authority and the City mutunlly agree to promptly give notice to each other of any claim or liability hereby indemnified against following either's learning thereof. SECTION t6. ASSIGNWNT TO TRUSTF.FT SUFTETTING BY CITY. (a) The parties understand that this Sublease and the rights of the Authority hereunder (except for the Authority's rights with respsct to approvals or consents hereunder, and indemnification and payment or reimhursement for any costs or expe$sss of the Authority hereunder) will be assigned to the Trustee pursuant to the Assignmenl Agreement and the Indenture, and accordingly, the City agr€es to make all Rental Payments due ts the Authority hereunder directly to the Trusfes, notwithstanding any claim, deftnse, setoff or counterclaim whatsoever (wh.ether arising from a breach hereof or otherwise) that the City may havc from time to time against the Authority, except as provided in Section 17, (b) Neither this Sublease nor any inrcrest of the City hereunder shall be mortgaged, pledged, assigned or transfered by the City by voluntary act or by operation of law or otherwise; e,ril-vjded, subject to Section 18, that the City n:ay sublease all or any portion of the Leased Properties, and may grant concessions to others involving the use of any portion of the Leased Properties, whether such soncessions purport to convey a leasehold interest or a license to use a portion of the Leased Properties. The City shall at all times remain liable for the performance of the covenants and conditions on its part to be performEd under this Sublease, notwithstanding any subletting or granting of concessions which may be made. Nothing contained herein shall be co$strued to relieve the City frorn its abligation to pay Base Renfal and Additional Rental as provided in this Sublease or to relieve the City from auy other obligations ccntainsd herein. {c) Without limiting the foregoing, to the extent that this Sublease or the Assignment Agreement confer upor or grants the Trustee any right, remedy or claim under or by rea$on of this Sublease, the Trustee is hereby further recognized as being a third party beneficiary hereunder end may enforce such right, remedy or claim conferred, given or granted hereunder. SECTION 17. ABAT'EMENT OF RENTAL. ' (a) The obligation of the City to pay Base Rental and Additional Rental skall be abated during any period in which, by reason of any darnage, destrustion, condemration or impairment of leasehold interestn thers is substantial interference with the uss and occupancy of tbE Leased Properties or any portion thereof by the City. Such abatement shall be in an amount agreed upon by the City and the Authority such that the resulting Base Rentel in any year during which such interfersseo continues does not exc.e€d the fbir rental value of the porticns of the Leased Froperties as to which such damagen des8uction, taking or irnpainnent do not substantially interfere with the City's use and right of possession. $uch abatement shall continus for the period commencing with the date of such interference and ending with the rostoretion of the rElevant Leased Properties to tenantable conditicn. Fnr clarification Furposes, to the extent that any Base Rental is ts be paid or prepaid from insurance or condern$atian proceeds deposited | 128r.00@\239?501 -1 3- with the Trustee pwsuant to Section 8(c) of this Sublease, such Base Rental shall not be reduced or abated pursuant to this Seetion. (b) Upon the cessation of the occurrence of any abatement event during tbs term of this Sublease, f}re City and the Authority shall, in good faith, determine the cunent fair rental value of the Leassd Properties. If such fair rental value is greater than the fair rental value of ths Leased Properties determinsd under Section 3 as of the Commen$ement Date, the Base Rental shall be increased by the lesser of (i) such incremental value or (ii) the amount needed to recoup all amounts abated during the remaining term of this Sublease. (c) Except as set forth herein, in the event of any damage, destruction of condemnation, this Sublease shall continue in full force and effsct and the City hereby waives any right to terminate this $ublease by virtue of,such damage, destruction or condemnation, The City further waives the benefit of Ssstions 1932(l), 1932Q)" 1933(4), l94l and 1942 of the CaliforniaCivil Code. SHCTION 1 L AqprrrONAL COVFNANTS RA€4R'plN,6, TA*pXEMPT. B ONDS. The City covenants thaf during the term of this Sublease it shall not use or pennit the use of the Leased Propertles or any proceeds of the Bonds, directly or indirestlyo in any manner, and shall not taks or'omit to take any action, that would cause any of the Bonds to be treated as an obligation not desuibed in Section 103{a) of the Code. The City shall compiy with the provisicns of the Tax Certificate, which is incorporated in this SublEase. S E CTION I 9. SU B $TiTU,P ON PKKNLEA $E.P-{. N APP3*TY. (a) Notwithstanding anything herein to the contrary, the Leased Properfies may be substituted, in whole or in par1, by other properties, or a portion of the Leased Properties may be released from this $ublease, at the option of the City; provided, that the following conditions shall have been satisfied: (i) such substitution or release does not, in the opinion of Bond Counsel, adversely a{fect the Tax'Exempt status of the Bondsi {ii) The City shall have provided cErtification to the Authority and the Trustee that thc fair market value of the Leased Properties, after the proposed substitution or release, shall be equal to or grseter than ths aggregats amount of the prinbipal component of the Base Rental {i.e., the principal amount of the Outstanding Bonds); (iii) the City certifies to the Authority and the Trustee that, based on the City's deterrnination, the annual fair rental value of the Leased Froperties, after such substitution or release, is at least equal to the nraximunr annual Base Rental remaining unpaid under the terrns of this Sublea*e, and the expected useful life of the Leased Properties, afcer such substitution or rele&se, extend* at least ta the Expiration Date; {iv) Except as provided in $ection 19(b), the City shall noti$ the rating agency (ar *gencies) then rating the Bonds regarding such substitution or release; I t28t-0009u39250r -14- (v) in the event that the substituted property consists in whole or in part of real property, a California Land Title Association insurance policy (or, at the City's sole discretion, an American Land Title Association insurance policy) on the substituted real property has besn obtained, along with evidence that, other than Permitted Encumbrances, no prior liens exist as to the substituted property; (vi) the City shatl provide to the Authority and the Trustee evidence that any existing title insurance with respect to the portion of the Lsased Properties remaining after such substitution or release is not affected; and (vii) the parlies hereto shall amend this Sublease to properly reflect such substitution or release. (b) It is recognized that after the completion of the Fire HQ Project, the City may choose to release a portion of the Leased Properties under the Lease and this Sublease; and in that connection, so long as the Fire Station HQ Property will remain a$ among the Leased Properties after such rslease, then the City, with respect to the conditions to be satis{ied under Sestion l9(a), will not be required to provide notic.e to any rating agency pursuant to Section l9{a)(iv). SECTION 20. WAIVER. Failure of the Authority to lake advantage of any default on the part cf the City shall not be, or be construed as, a waiver thereof, nor shall any eustom or practice which may be established between the parties in the course of administering this Sublease be construed to waive or to lessen the right of the Authority to insist upon performance by the City of any term, covenent ar condition hereo{ or to exercise any rights given the Authority on accounl of such default. A waivsr of a particular default shnll not be deemed to be a waiver of the same or any subsoquent default. The acceplance of rent hereunder shall not be, nor bs construed to be, a waiver of any terrn, covenant or condition afthis Sublease. SECTION 2I. NET LEA$F ' Subject to the provisions of Section 17 ("Abatement of Rentaf'), this $ublease shall be deemed and construed to be a "Triple Net Lease" and the City hereby agrees that rsntal provided for herein shall be an absolute net retum to the Authority, free and clear of any expetrss$, charges or setoffs r.$hatsoever. $ECrroN 22. AM,nNnM,SN:S , This Sublease may only be amended to the extent pennitte.d by $ection 5,07 of the Indenture. sEcTroN 23. GOVERNTNC. LAW. This $ublease shall be governed exclusively by the provisions hereof and by the laws of the State of California" l l28r-0009u392501 -15- SECTION 24. NOTIqES. Any notice, request, demand, or other communication under this Sublease shall be governed by Section 10,13 of the Indenture, which is hereby incorporated. SECTION 2s. VALIDIIY ANp SEVERABILIIY. If for any reason thin Subleas*. shall be held by a court of competent jurisdiction to be void, voidable, or unenforceable by the Authority or by the City, or if for any reason it is held by such a court that any of ths covenants of the City hereunder,.including the covenant to pay rentals hereunder" is unenfirrceable for the full term hereo{ then and in sueh event this Sublsase is and shall be deemed to be a lease from year to year under which the rentals are to be paid by the City monthly in consideration of the right of the City to possess, oscupy and use the Leased Properties, and all of the rental and other terms, provisians and conditions of this Sublease, except to ths sxtent that such terms, provisions and sonditions are contrary to or inconsistent with such holding, shall remain in full force and Effect. SECTION 26. SECTLO.!'{ HPADINGS. All section headings contained are for convenience of refsrence only and are not intended to defino or limit the scope of any provision of this Sublease. {Remainder of tltk page intentionally tefi btanl*J r l38l "0009'039?501 -r6- SECTTON 27. EXECUTION: RFCORDATION. This $ublease may be executed in any number of counterparts, each of which shall be desmed to be an original, but all together shall constitute but one and the same instrument. IN WITNESS WHEREOF, the Authority and the City have caused this Sublease to be executed by their rsspective officers thereunto duly authorized, all as of the day and year first above written. ORANGE CITY PUBLIC FACILITIES S'INANCING AUTHORITY CITY OF ORANCtr . Executive Director Pamela Coleman, $ecretary n Coleman, CiE Clerk I t28l-0009U39e501 -t7- A notafy publip or othrr of$csr completing this certiticate vcrilics only the identity of thc individual who signed tlE dosumsnt to which this csrtifrcste is attached, and aot the fruthfulnxe, accuracy, or v*lidity ofthrt dorumeot. $tate of Califomia County of Orange o*@,beforeme,Jaernin r lohnson (inssn ncms snd titls ofthe officer) Notary Public, porsonally appeared *.. M*,fH . 4 . Mf r{hq - , who proved to me on the basis of satisfactory evidence to be the persor{*} whosd nffie*,$ isfure subscribed to the within instrument and acknowledged to me that he/*helthey executed the sams in hisfterltheir authorized capacity{jeg, and that by his,&e*ltheir signaturg{rf on the instrument the persoqp), or the entity upon behalf of which the personJ$ acted, executed the instrument. I certify under PENALTY OF PERIURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. ,rf*rur" - (Seal) A notary public or othcr officsr completing this certilicatp v*rifres cnly the ideri{ity of ths individual who signrd the dscument to rvhich this certificete is attached, and not the trudrfulness, acctrtacy, or validity ofthat documeut, State of California County of Orange o' JUI$ |1, eP*P , berore me,Jnerntn Juhnson -, ) I I t nanle s$d iitle 0f the offrcer) Notary Public, personally appeared who proved t0 me on the basis of satisfactory evidence fo be the persory[r/ w]mse nameJr] is/€re subscribed to the within instrument and acknowledged to me that heAhelth*ry executed the same in hisr{retffiteir authorized capacity{ffi and that by hisAsr/their signaturgfirfon the instrument the personJxf, cr the entity upon behalf of which the perscryftfacted, exesuted the instnrment. I cerriff under PHNALTY OF PERIURY under the laws of the $tate of California that the foregoing paragraph is true and ccrrect. WITNESS rny hand and official seal. Signature B-3I t?81-0009u39t50r (Seal) EXHIBIT A Description of Leased Properties THE LAND REFERRED TO HEREIN BELOW IS SITUATS,D IN THA CITY OF ORANGE, COT'NTY OF ORANGE, STATE OF CALIFORNTA AND IS DESCRIBED AS FOLLOWS, TOOETHER WITH TMPROVTMENTS THEREON: PAFCEJ, tr ,tfN 39{*153-0? flAS South Water S*eet {tlte Fire HQ Froperty) and }89 S. Water Street (Cfty Water Division operation center)J LOTS I THROUCH 22 INCLUSIVA IN BLOCK N'BN OF ?HE JAMESON TRACT, AS SHOWN ON A MA} RECORDED IN BOOK 13, FASE 44 OT'MISCELLANEOUS MAPS, R.PCORDS OF ORANOE COL}NTY, CAIiFORNIA. EXCEPTINS THER.EFROM THAT PORTION DESCRIBED IN A DEED TO THO CITY OF ORANCE RECORDED MAY I}, 1982 AS INSTRUMEN? NO. 8?-092579 OF OFTICIAI" RECORDS OF SAID ORANCS COLINTY, AL$O EXCEPTINC FROM SAID LOTS 1,2,3,4,7 AND 8 ALL MINERAL PEPOSTTS AS DEFINED IN SECTION 6407 OF THE PUBLIC RESOURCES CODE BELOW A DEPTH OF 5OO FHET, WITHOUT SURFACN RIGHTS OF ENTRY, AS RESERVED IN DEED FROM THE $TATN OT CALIFORNIA RECORDTD NOVEMBER 4, T98O IN BOOK I3819, PACE 335 OF OTFICIAL RECORDS. PARCFJIST APN 3e0-383-.t1 [300 East ChaprnanAvenue (Ciry Civic Center)] LOTS 1 THROUGH 20 INCLUSIVE IN BLOCK "AU OF P. J. SHAE,FER'S ADDITION, TN THE CIry OF ORAN6E, COLTNTY OF ORANCE, STATE OF CALIFORNIA AS PgR MAP RECORDED IN BOOK IO, PAGE, 94 OF MISCELLANEOUS MAPS, RECORDS OF LOS ANGELES, CALIFORNIA PARCEL 31 4rX,$***S*0* {6rgalva Park} PARCEL 3.A: THAT PORTTON OF LOT 9 IN BLOCK UF" OF THE CHAPMAN TRACT, $URVEYED BY FRANK LECOUVR"EUR IN DECEMBER 1870, AS PAR M,AP RECORDED IN BOOK 102, PAGE 15 OF MISCEILANBOUS MAPS IN THE OFFICE OF THE COUNTY RECOR"DER OF SAID COTihtrTY, INCLUDED WITHIN A STRIP OF LAND 5O.OO FEET WID3, AS DESCRIBED IN THE DESI}S TO THE PACIFIC IMTROVEMHNT COMPANY, A CORTORATION, RECORDED 'UNE 18, 1$88 IN BOOK 454, PAGES 90 AND 95 OF r 128r4009\x9250r A-1 DFEDS IN THE OFFICE OF THE COLINTY RECORDER OF LOS ANOELES COLINTY, CALIFORNIA, BEINC A PORTiON OF A STRIP OF LAND 5O.OO FEET WIDE, THE CENTNR IINE OF WHICH I$ DHSCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTHERLY LINE OF LOT 8 (TIORTT{ERLY LINE oF LOT 9) OF SAID CHAPMAN TRACT, DISTANT NORTH 89 DEGREES 54', 55" EAST 494,29 FEST ATONC SAID SOUTHERLY LINE FROM THE SOUTHWESTEBJ"Y CORNER OF SAID LOT 8, AS SHOWN ON THE MAF OF TRACT NO. 4626, AS PER MAP RECORNED TN NOOK 169, PAGES 5 AND 6 OF SAID MISCELLANEOUS MAPS, BEINC ALSO NNGINESR STATION 33S+30.3, AS SHOWN ON THE RIGHT OF WAY AND TRACT MAP V-12-C, SHBET 2, OF THE SOUTHERN PACIFIC COMPANY, STAMpED DECEMBER 3I, 1923, AND ALSO THE SOUTHEASTERLY TNRMiNUS OF THE CENTER LINE OF THE sO.OO-FOOT STRIP OF LAND LABETED AS 'SOUTHERN PACIFIC RAILROAD R./W" ON SAID MAP OF TRACT N0. 4626; THgNCg CONTINUING ALONG SATD CENTER LINE. SOUTH 24 DEGREES 3?' O5'' EAST TO ENGINSER STATTON 330{30.8, BEINS THE BEGII.{NINC OF A TAPER 2 CURVE, CONCAVE SOUTHWESTERLY, FOR A l0 DEGREE CURVE; THENCE SOUTHEASTERLY 27A.00 FEET ALONG SAID TAPFR 2 CURVE, TO THE BEGINNiNG OF SAID 10 DEGREE CURVI CONCAVE WESTERLY, HAVING A RADruS OF 573.14 FEET; THENCE SOUTHERLY 373.30 FEET ALONO SAID CURVN, THROUOH A CSNTRAL ANGLE OF 37 DEGREES 19'05- TO THE BEOINNINC OF A SIM1LAR ?APER 2 CURVE, CONCAYE NORTHWESTERLY, AT THE END OF SA1D IO DECREE CLTRVE; THENCE SOUTHWESTERLY ?7O.OO FEET ALONG SAID TAPER 2 CURV& TF{ENCE TANSENT TO SAID CURVH, SOUTH 39 DEGRBES 47' OO" WEST TO ENGINEER STATION 342+6AJ, A$ SHOWN ON SAID R.R, MAP, BETNC THE BEGINNING OT A TAPER 2 CURVX, CONCAVE SOUTHEASTERLY, FOR AN 8 DEGREE CURVE; THENCE SOUTHWE$TARLY 2IO,OO FEET ALONG SAID TAPER 2 CURVE, TO THE BEGI}INING OF SAID 8 NNGREE CURVE CONCAVE SOUTI"IEASTERLY, HAVING A RADTUS OF 716.34 FFET; THENCE SOUTHWESTBRLY ALONG SA]D CURVE, T0 THE NORTHARLY LINA OF ROBERT MCPHERSON THIRD ADDITTON, AS PER MAPS RECORSED IN BOOK 16, PAOE 39 OF MISCEILANEOUS RSCORDS IN TT{E OFFICE OF THE COIINTY RBCORDER OF SAID COUNTY OF LOS ANOEL$S; THE SIDE LINES OF SAID STRTP OF LAND SHOULD FE SHORTENEN OR SNLAROED AS TO TERMINATE IN THE NORTHERLY LINE OF SAID THIRD ADPITION. EXCBPT THOSE PORTIONS THERNOF tYINfi WTTHIN LOTS 17 AND 18 OF THE 6. HOWARD THOMPSON TRACT, AS SHO$/N ON A MAP FILEN IN BOOK 1, PACE 22 AF RECORD OT SURVEYS IN THE OTFICE OT' THX COUNTY RECOR}ER OF SAID COTINTY OF ORANGE. PARCEL 3.8: THAT PORTION OF LOT 9 IN BLCICK "F'' OF TH3 CHAPMAN TRACT, SURVEYED BY FRANK LSCOUVREUR IN PECEMBER 1870, A$ PER MAP R.ECORDED IN BOOK IO2, PAGE 15 OF MISCTLLANEOUS h{APS IN THE OFFICE OF THE COT"INTY RECORDAR OF SAID COLINTY, DESCRIBED AS FOLLOWS: BECINNINfi AT THE SOUTHWEST CORNER CIF SAID LOT 9; THENCE NORTHERLY 20.00 CHAINS T0 THE NORTHWEST CORNER OF SAID tOT g; THENCE EASTERLY I 128r4009U393t01 A-2 T0 THE NORTHEAST CORNER OF SAID LOT 9; THENCE ALONG THE NORTHWESTERLY LINE OF 6. HOWARD THOMPSON TRACT, AS TgR MAP FILED IN BCIOK T, PASE 22 OF R.ECORP OF SURVEYS TN THE OFFICE OF SAID COUNTY RHCORDNR, SOUTHWESTERLY TO THE POINT OF BFOINNING, EXCEPTINC THEREFROM. THAT PORTION INCLUDED WIT}ITN PARCEL 3-A ABOVT" PARCIL 4: APN 093-031:0{ {Grijalvu ParkJ THCISg PORTIONS OF LOTS 17 AND 18 OF THE C. HOWARD THOMPSON TRACT, TN THE CITY OT ORANGE, COUNTY OF ORANCE, STATE OF CALIFORNIA, AS SHOWN oN A I,tAp RECORDED IN BOCIK r, PACE 22 Or RECORQ OF SURVHYS, rN THE OTFICE OF THN COUNTY R"ECORDER OF SATD COLINTY DESCRIBED AS FOLLOWS. BECINNING AT THE POINT OF INTERSHCTION OF THE WEST LINE OF PROSPECT STRENT 82 F'EET WIDE AS SHOWN ON MAP OF TRACT NO, I384I, RNCORDED IN BOOK 674, PAST 23 THRU 27 INCLUSIVE OF MISCELLANEOUS MAPS, WITH THE NORTH LINE OT'THE SOUT}I 7.OO FEET OF LOT 17 OF SAID G. HOWARD THOMPSON TRACT, AS SHOWN ON RECORD OF SURVEYS; THENCE WESTERTY ALCINC SAID NORTH LINE, NORTH 89O 57' 56' WEST 1211.25 FEST MORE OR IESS TO ITS INTSRSECTION WITH A CURVE IN THE EASTERLY BOLNDARY OF THE LAND DEEDED TO THN SOUT}IBRN PACIFIC RAILROAD COMPANY BY DEED RSCORDEN JTINE 29, :889 IN BOOK 570, PAOS 288, OF DEEDS OF LOS ANGELES COITNTY RECORDS, SAID NASTERLY BOI"JNDARY ALSO BEING THE $/ESTERLY BOI.INDARY OF LOT 17 OF SAID C. HOWARN THOMPSON TRACT, SAID POINT OF INTERSECTiON BH.TNC ON A CURVE IN SAID BOUNDARY BEING CONCIA,VE SOUTHEASTERLY AND HAVING A RADIUS OF 750. OO FEET, A RADIAL LINE OF SAID CURVE T0 SAID POINT, BEARS NORTH 63o 54' 58" WEST; THENCE, NORTHEASTERLY ALONG THE SAID HASTERLY BOLINDARY OF SAID DEAD THROUGH A CENTRAL ANOLE OF 13U 43' 06" AND ARC DISTANCP OF 179.57 FHHT; THENCE TANGENT TO SATD CURVE NORTH 39O 4S' 08* EAST 456,77 FEBT TO THE BEGINNING OF A TANGENT CUft"VE CONCAVE NORTHWESTERLY AND HAVING A ITADIUS OF 102s.00 FEET; THENCE NORTHEASTERTY ALONS SAID CURVE THROUGH A CENTRAL ANGLE OF 10" 50'40" AN ARC DISTANCE OF l94.CI0 FEET TO A POINT OF INTERSECTION V/ITH THE SOUTHEASTERLY LINE OF THE LAND DNEDHD TO THg SOUTHHRN PACIFIC RAILROAD COMPANY BY DEED RECORDED AUGUST 9, 1885 IN SOOK 473, PAOE I54, OF DSEDS OF LOS ANGELES COTINTY. SAID SOUTHEASTERLY LINE ALSO BEING THE WESTERLY IINE OF LOT 18 OF SATtr C. HOWARD THOMPSON TRACT A RADIAL L1NE OT' SAID CURVE TO SAID POINT BEARS SOUTH 61" 02' 32'* EAST; THENCE ALONS SAID SOUTHEASTERLY LINE NOR?H 40o 25n 13" fiAST 198"66 FEET; THENCE LEAVIN$ SAID SOUTHEASTERLY LINB, SOUTH 49a 34'47" EAST 110.22 FEET; TH$NCE SOUTH S4' 47' 59u EAST 91.?9 FgnTl THENCE SOUTH 51o 33' 39" EAST 39.50 FEET; THENCE SOUTH 28o 55 '40 EAST 85.50 FEET; THENCE 5lo 25' 38' EAST 39.00 SEET; THENCE NORTH 86o 36' 15" EAST 42.1? FEET; THENCE NORTH 4A" 25u 15" IAST 77.73 FEFjf; THENCH NORTH 78o 42'34" HAST 86.63 FEET; THENCE.NORTH 80o 39' 33" EAST 67.58 A-3 r 128r4009\?39?501 FEET; THENCE SOUTH 4lo 29' 59" EAST 81.52 FEET; THENCE SOUTH 89o 36'56" EAST 6s.27 FEET TO SAID WEST LINE OF PROSPECT STREET; THENCE SOUTHERLY ALONG SAID WEST LINE OF PROSPECT STREST SOUTH A" 2I'04''WEST 7OO.9I FEET TO THE POINT OF BECINNTNC" r r2&l{009u39?t01 h-4 4:STIHIT -q Base Rental Payment Schedule Principal Component Intsrest Component Total,-. Psynnent $ate* tuv2a20 5ltn02l tvvzazr 5/t/2022 l1/t{?022 5ftn023 I 1/il2023 5/U2424 n/u2a24 sll/2425 ut1t2025 iltna26 lllu2a26 5ilt?027 tllt/2027 5/l/202S 1t/1t202& 3t1t2029 r r/l/2029 5ll/?030 l r/l/2030 511/2031 1lil t203I 5/u2032 lUv2012 'il/7033I llll?033 5lrna34' I lll/2034 5/rn035 rvv2a35 5/U2036 lvll7a36 3ilt2037 $5?0,000.00 550,000.00 5?0,000.00 595,000.00 6?0,000"00 6j15,000.0S 670,000,00 695,000"00 7?5,000.00 755,000.00 785,0S0.00 8?0,000.00 850"000.00 885,000.0s 920,000.00 960,000.00 $ 349,183.33 598,600.00 598,600"00 588,200.00 588,200,00 577,2*0.00 577,200.00 565,800.00 565,800,00 553,900.00 553,900.00 541,500.00 541,500.00 528,600.00 528,600.00 515,200.oCI 515,200.00 501,300.00 501,300.00 486,800.00 486,8S0,00 471,700.00 471,700.0s 456,000.00 456,000.00 439,600.00 439,600.00 422,600.0S 422,690.0A 404,900.00 404,900.00 386,500.00 386,500.00 35?,300.00 $ 349,183.33 598,600.00 I,118,600.00 588,200.0S I,13*,100.00 s77J0*.00 1,147p00.00 563,800.00 I,160,80s.00 553,t00.00 1,173,900.00 54rS00.00 I,186,500.00 528,6S0.00 1,198,6S0.00 515,2*0.00 rJ10,200.00 50rJt}0,00 1t26"300.00 486,8f0.00 l;41,800.00 {?1,700.00 1,256,700.S0 456,000.00 t)16,88fi"00 439.600.00 1t89,600.00 421,600.s0 1J07,6$0.00 404,900.00 1314,900.S0 386,5S0.00 1346,5{}0.o0 367,3S0,00 * Payable five days before each payment.date. l r28r-0009u39250r s-l Psymsqt Pate* tifinwt 5/tn038 r ilrnole 5lrna39 1Utna39 5lu2a40, r tnl2a40 sfina4r Illll204l 5lv2a4z n/u2442 silt2043 luU2043 5/VZA44 l1/u2044 5il/2045 tUU?045 silt2946 I l/t/?046 511/2047 t|/u2041 5/t/2048 I u1t2048 5lt/2449 ,1.1v2049 5/u2050 I ri t/2050 ttil*!p{ cgryp_o_tn:$ 1,000$00.00 . 1,040,00CI.00 1,080,000.00 .1,125,000.00 1,170,000.00 1,220,000.00 " 1,270,000.00 1,320,000.00 1,375,000,00 1,430,000,00 I,490,000,00 1,550,000.00 1,615,000,00 I,690,000.00 ..,1 *.t*r*sL Sp-'* pglpl"{,, , 367,300.00' 34?,300.00 347,300.00 326,500.00 326,500.00 304,900.00 304,900.00 282,400.44 282,400.00 259,000.00 259,000.00 234,600.00' 234,600.00 209,200.q0 ?09,?00.00 t 82,800"00 ' 182,800,00 155,300.00 I55,300.00 126,700.00 t 26,?00.00 . 96,900.00 96,900.00 65,900.00 65,900.00 33,600"00 33,600.00 11367,300.00 347300,00 I,387,300.00 326,500.00 I,406,500.00 3o4,9oo.oo t,4tg,9{t0.00 2821r!0.00 1,452,400,00 259,000.00 1,4?9,000.00 234$00.00 1,5{}4,600,00 209;SS.00 1,529J00.{l* 182,800.00 1,557,80_0.00 r55,3S0"00 1,58$,300.00 126,700"00 1,616,?00.00 96800.00 1,646n900.00 63,900.00 1,680,900.00 33,6oo.oo 1,713,600.00 Tctal TOTAL * Payable five days before eaoh payment date. $29,930,ooo"oo $22,410,783.33 $52"34S,783.33 @# r r28r4009u3950t B.I 6 nCC-0mWCnK[nS|rDrf rRstAMEFlC Nltluc0. nmbilAr cc[rtilEncN^t stmfi cfs NCS -tsD Ttoy-l-€R \ Recording requested by and when recorded mail to: City of Orange c/o Richards, Watson & Gershon, A Professional Corpomtion 350 South Grand Avenuen 37th Floor Los Angeles, California 90071 Attention: Teresa Ho-Urano, Esq. Recorded in Official Records, frange Ccunty lhrgh l{guyen, Clerk-Re corde r llllftllllllllN||llffilllliltl|llllllilillilllllllftllllillllllltllilllll ruo rrr *5R0011841156$* 2020000330069 10:25 am 07/15120 227 tWR2 A31 11 s.00 0,00 0.00 0.00 30.00 s.00 0.000.000.00 0.00 Exempt lrom Recarding Fees Pursuant to Gavernment Code S$ 6J0J and 27383 Exempt from Do cumentary Tr ansfer Tax Pursuant to Revenae &Taxation Code $$ Il92? and i,1928 ASSIGNMENT AGTEAMENT by and between {he ORANCA CITY PUBLIC FACILITIES FINANCING AUTIIORITY and U.S. BANK NATIONAL ASSOCIATION, as Trusfee Dated as of July I,2020 I r28r4009u392s73 ASSICNMNNT AGREEMENT This Assignment Agreement (this'oAgreemenf'), dated as of July 1,2024, is made by and between the Orange City Fublic Facilities Financing Authority, a joint pCIwers agency duly organized and existing pursuant to the laws of the State of California (the o'Authorityo'), and U.S. Bank National Association, a national banking association, duly organized and existing under and by virtue of the laws of the United $tates of America, as Trustes (the o'Tru*tee"). $rcrT.{Ls: A. The Authority is issuing $29,930,000 in aggregate principal amount of its Lease Revenue Bonds, Series 2020A' (the "Bonds') pursuant to ail Indentureo dated as of July l,2428 (the "lndenture")o by and between the Authority and the Trustee. B. Proceeds from the sale of the Bonds will be used to assist ths City with the financing of cerJain public capital improvements, including: (i) the construction sf a new Fire Station No. I Headquarters, (ii) roof end related.improvements at the City's police station headquarters, (iii) roof &nd other improvements at thE City's other fire stations, and {iv) installation of,security improvement$ at City facilities. C. in connection with the Bonds, the Authority and the City of Orange, Califomia {the "Ciy')n are entering in{o a Lease Agreement, dated as of July 1, 2020 (the "Lease'), whereby ihe Authority leases from the Cityo as provided therein, certain real propertiss, including improvements thereon, described in Exhibit A, attached hereto and incorporated by reference, and improvement$ thereon (collectively, the "Lsased Properties"). D. The Autharity and the City are also entering into a Sublease, dated as of July 1, 2020 (the "sublease"), whereby the Authority subleases to the City, as provided therein, the Leased Properties. E, Pursuant to the Sublease, the City is obligated to make certain rental payments to the Authority for the subleasing of the Leased Properties' F" The Authority desires to assign to the Trusteen without tecsurse, all of the Authority's rights to receive o'Base Rentalo' payr*ents scheduled or required to be paid by the City under and pursuant to the Sublease. G. Ths Authority has determined that atl acts, conditions and things required by law to exist" to have happened and to have been perforrned precedent to and in connection with the execution and entering inio of thi$ Agreement do exist, have happened and have been performod in regular and dus timen form end maffrer as required by law, and the parties hereto are now duly authorized to exseute and enter into this Agreement. NOW, THERSFORE, IN CONSIDERATION OF THE PREMISES AND OF THE MU?UAL AOREEMENTS AND COVENANTS CONTAINSD HEREIN AND FOR OTHER VALUABLE CONSIDERATtrON, THE PARTIES HERETO DO HERSBY AGREE AS FOLLOWS: l l28r {$09U392S73 -t- . Seotion l. Definitions Unless context clearly requires otherwise, all capitalized tsnns used but not defined herein shall have the rneanings giveir to them in the Indenture. Section2. .ASsigqry"p,nt The Authority hereby transfers in trust and assigns to the Trustee,.for the benefit of tha Owners from time to time of the Bonds, all of the right, title and interest of the Authority in (but nat of its obligations under) the Lease and the Sublease (excopt the Authority's rights to give approvals and consents under the Leass and the Sublease and to indemnification and paymsnt or reimbursement for any costr or expen$es thereunder), including the Authority's rights to receive the Base Rental Payrnents scheduled to be paid by the City under and pursuant to the $ubleasE, and ary and all of the other rights of the Authority under the Lsase and the Sublease as may be necessary to enforce paymsnt of such Bsse Rental Payments when due sr otherwise to protect the interest ofthe Owners of the Bonds, . Section 3. Accqpt*nee The Trustee hereby accepts the foregoing assignment for the benefit of the Bond Owners, subject to tire conditions and terms of the lndenture, and all such Base Rental Payments shall be applied and all such rights so assigned shall be exercised by the Trustee under and pursuant to the Indenture. Excepting only the assignment and transfer of rights to the Trustes pursuant tc Section 2 hereoi this Agreenrent shall confer no rights and shall impose no cbligations upon the Trustee beyond those expressly provided in the Indenture' Section 4, Miscellansogs (a) This Agreernent shall be governed by and construed in accordance with the laws of the $tate of California. (b) This Agreement shall be binding on and inure to the benefit cf the parlies her€to, and their suc.csssors and assigns" {c) This Agreement may be executed in counterpartso and all such executed counterparts shall constitute the sarne instrument. tt shall be necessary to account for only one set of such counterparts in proving this Agreernent. {Remainder of Page Intentionally Left BIankJ r 1:s1.0009u3925?3 n IN WITNESS WHEREOF, the parties hereto have executed and entored into this Agreement by their outhorjzed signatories thereunto duly authorized as of the day and year {irst above writtsn. ORANGE CITY PUBLIC tr'ACILITIAS FINANCING AUTHORITY U.S" BANK NATIONAL ASSOCIATION' as Trustee Prlnt Name: Tirle: Executive Director Pamela Coleman, Secretary r r28r{009\1392573 -J- A nst{ry public or othw ofic&r completing thi$ ccdincslc vsrin$ only thc idenlity ofthc individual who oigncd the documefit to which rhis ccrtifipate is rllsshed, tnd not tbc truthlllness, accuracy or validity ofthat documenl Stste of California Ccunty of Orange ) ) a" Ju.lu. il,Ag?fi .beforEme,, *f{?m}n tloh${on , Notary pubric, p**o,,iny appeared - R,eK -ffillll.l]ll1ll1*'--1 who proved to me on the basis of safisfactory evidence to be the persory$fwhose nameJrJ is/ar subscribed to the within instrument and acknowledged to me that he/*elthey executed the same in hisAerAtrrir authorized capacity@, and that by hisA*ltheit signaturelo)r'on'the instrument the persoqlirf, or the entity upon behalf of which the persoryfficted, executed the instrument. I certify under PHNALTY OF PERIURY under the laws of the State sf Califomia that the foregoing paragraph is true and correct WTTNESS my hand and official seal. $ignature (Seal) -6- ffi I l28r {009u392J73 IN WITN$SS WHEREOF, the parties hereto have executed and entered into this Agreement by their authorized signatories thereunto duly authoriznd as of the day and year first above written. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY By: Rick Otto xecutive Director ATTE$T: Pamela Coleman, Secretary u.s. BANK NATTONAL ASSOCIATION, as Trustee t1ll t1h Urt,k/-/ *@ Sy:.," " L x- \"-./' *- .-. . . Print Narne, \-&ttvu. C"@{ Tirle: Ltli$o"r Vice ?rnidrt,rl* r r28l-0009u392573 -3- A notary public or olher ollicer cornplcting this certifieate veri{ies onty the identity ofthc individuat who signcd the documsnt tb wlrich this ccrti{icote is auached, and not $r xruthfulnosr, ac*rrracy, or validity of thel do$uncnt. State of Cali County of o"? { tr Zo:o Notary Public, personally appeared l,/tttarzu {.esTeter who proved to me on the basis of satisfactory evidence to be the person{s) whose nanre{s) is/are subsEribed to the within instrument and acknowledged to me that he/she/they executed the same in his/irer/their authorized capacity(ies), and that by his/herltheir signature(s) ou the instrument the person(s), or the entity upon behalf of which the person{s) *cted, executed the instrument. I certifv under PENALTY OF PERIURY under the laws of the State of Califomia that the foregoing paragraph is true and correct. WITNESS my hend and official seal, (Seal)MVCOUU|SS|ONA(pnE$ f D€CEMBER 06.20?3 r r28r4009U345?3 A-5 EXHISIT A Descripticn of Lea*ed Properties THE LAND REFERRED TO HEREIN BELOW $ SITUATED IN THE CITY OF ORAN6E, COTINTY OF ORANGE, STATH OF CALIFORNIA AND IS DESCRIBSD AS FOLLOWS, TOCETHER WITH IMPROVNMENTS THEREON: PABSEL I : .,S$. $90.;a$-07 {l0S South Water Street (the Fire HQ Property) snd /89 S. Water Street (City Water Division opsration cenler)J LOTS I THROUGH 22 INCLUSIVE IN BLOCK UB'' OT THE JAMESON TRACT, AS SHOWN ON A MAP RECORDED IN BOOK 13, PACE 44 OP MISCSLTANEOUS MAPS, RECORPS OF ORANCE COLINTY, CALIFORNIA. EXCEPTINC THEREFROM THAT PORTION DTSCRIBED IN A DEED TO THH CITY OF ORANGfi RECORDED MAY I?, 1982 AS INSTRUMENT NO. 82-092579 OF OFFICIAL RECORDS OF SAID ORANOE COUNTY. ALSO AXCEPTINO FROM $AID LOTS 1,2,3,4,7 AND 8 ALL MINERALNEPOSITS AS DEFINEP IN SECTION 6407 OF THE FUtsLIC RESOURCES CODE BELOW A DEPTH OF 5OO FEET, WITHOUT SURFACE RIGHTS OF NNTRY, AS RESERVED iN DEED FROM THH STATE OF CALIFORNIA RSCORDED NOVSMBER 4, 1980 IN BOOK I3819, PAGE 335 OF OFFICIAL RNCORDS TARCEL & ApN 3?q#q?lgL {300 Ealr Chapwan Avenue $ity Cixic Center)J LOTS i THROUGH 20 INCLUSIVE IN BLOCK "AU OF P. J. $HATFER'S ADDITION, IN THE CITY OF ORANCE, COI"INTY OF ORANGE, STATE OF CALIFORNIA AS PER MAP RECORDED IN BOOK }0, PACE 94 OF MISCtsLLANEOUS MAPS, RHCORDS OF LOS ANGELES, CALIFORNIA PARCEL 3: APN 093-03r-02 {Grijalva ParkJ PARCEL 3.A: THAT PCIRTION OF LOT 9 IN BLOCK UFU OF THE CHAPMAN TRACT, SURVEYED BY FRANK LSCOUVREUR IN DECEMBER 1870, AS PER MAP RTCORDED IN BQOK IO2' PAS$ 15 OF MTSCELLANEOUS MAPS IN THE OFF1CE OF THA COUNTY RECORDAR r l?$14009u392573 A-1 OP SAID COUNTY, INCLUDED WITHIN A STRIP OF LAND 5O.OO FTET WIDB, AS DESCRIBED IN THE DEEDS TO TH3 PACIFiC IMPROVEMENT COMPANY, A CORPORATION, RECORDED JUNE 18, 1888 IN BOOK 454, PAOES 90 AND 95 OF DEEDS iN THE OFFICE OF THE COUNTY RECORDER OF LOS ANCELES COLINTY, CATIFORNIA, BEINC A PORTION OF A STRIP OF LAND 5O.OO FEET WIDE, THE CENTER LINE OF WHICH IS DNSCR]BED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTHERLY LINE OF LOT 8 (NORTHERLY LINS OF LOT 9) OT SAID CHAPMAN TRACT, DISTANT NORTH 89 DEOREES 54' 55" EAST 494"29 FEET ALONG SAID SOUTHERLY LI}IE FROM THg SOUTHWESTERLY CORNER OT SAID LOT 8, AS SHOWN ON THE MAP OF TRACT NO. 4626, AS PER MAP RECORDED IN BOOK 169, PASES 5 AND 6 OF SA{D MISCELLANEOUS MAPS, BEINO ALSO ENcINEER STATION 330+30.3, AS SHO$TN ON THP RIGHT OF WAY AND TRACT MAP V-12-C, SHEET 2, OF THE SOUTHERN PACIF'IC COMPANY, STAMPED DECEMBER 3I, 19?3, AND ALSO THE SOUTHEASTERLY TgRMINUS OF THE CENTER I,INE OF THE sO.OO-FOOT STRIP OF LAND LABELED A$ ''SOUTHERN PACIFIC RAITROAD RlWu ON SAID MAP OF TRACT NO. 4626; THHNCH CONTINUING ALONG SAID CANTER LINE, SOUTH 24 DECRSES 32' 05" EAST TO ENCINSER STATION 330+30.8, BEING THE BFCINNTNO OF A TAPER 2 CURVE, CONCAVE SOUTHWHSTERLY, fOR A l0 DEGREE CURVE; THENCE SOUTHEASTERLY 27A"AA FEET ALONO SAID TAPER 2 CURVE, TO T}.IN BEGINNING OF SAID IO DEGREE CURVE CONCAVE WPSTERLY, HAVINC A RADIUS OF s73.r4 FEET; THENCE SOUTHERLY 3?3.30 FEET ALONO SAID CURVE" THROUGH A CENTRAL ANOLE OF 3? DEOREES 19' O5'' TO THE BECINNINC OT A SIMILAR TAPER 2 CURVE, CONCAVE NORTHWESTERLY, AT THE END OF SAID 10 DESREE CURVE; THENCE SOUTHWESTERLY 27O.OO FEET ALONO SAID TAPER 2 CURVE,; THENCE TANGENT TO SAID CURVE, SOUTH 39 DEGREES 47'. OO" WEST TO ENCINTER STATION 342+60.I, AS SHO$/N ON SAID R.R" MAP, BEING THE SEGINNING OF A TAPER 2 CURVE, CONCAVE SOUTHEASTRRLY, FOR AN 8 DEGREE CURVE; THENCE SOUTHWESTERLY 2IO.OO FEET ALONG SAID TAPER 2 CURVA, TO THE BEGINNING OF SAID 8 NHGREE CURVE CONCAVE SOUTHEASTERLY, HAVINO A RADIUS OT 716.34 FEET; THBNCE SOUTHWESTERLY ALON6 $AID CURVE, TO THE NORTHERLY IINE OF ROBERT MCPHERSCI}{ THIRD ADDITION, AS PER MAPS RECORDED IN BOOK 16, FACE 39 OF MISCH,LLANE,OUS RECORDS IT{ THE OF'FICE OF THE COT]NTY RCCORDAR OF SAID COUNTY CIF LOS ANGELES; THE SIDE LINES OP SAIO STRIP OT LAND SHOULN BE SHORTANED OR ENLAROED AS TO TERMINATE IN THE NORTHERLY LINE OF SAI} THIRD ADDITION. EXCEFT THOSE PORTIONS THEREOT' LYINC WITHIN LOTS 17 AND 18 OF THE G. HOWARD THOMPSON TRACT, AS SHOWN ON A MAP FllTD IN FOOK 1, PA6E 22 AF RECORD OF SURVEYS IN THE OFFICH OF THE COIINTY RECORDER OF SATD COT'NTY OF ORANGE. PARCEL 3.8: THAT PORTION OF LOT 9 trN BLOCK UFU OT THE CHAPMAN TRACT, SURVEYED BY FRANK LECOUVREUR IN DPCENTBER 1870, AS PER MAP RECORDHD IN BOOK IO2, -?-r r2$l-0009\2392J73 PAOg 15 OF MTSCELLANEOUS MAPS IN THE OFFICE OF THE COUNTY R:,CORDER OF SAID COIINTY, DESCRIBED AS FOLLOWS: BEOINNING AT THE SOUTHWEST CORNER OF. $AID LOT g; THENCE NORTHERLY 20.00 CHAINS TO THE NORTHWSST CORNER Op SAID LOT 9; THENCE EASTERLY TO THE NORTHEAST CORNER OF SAID LOT 9; THENCE ALONG THE NORTHWESTERLY LINE OF C. HOWARD THOMPSON TRACT, AS PER MAP FILED IN BOOK I, PAGH 22 OF RHCORD OF SURVEYS IN THE OFFICE OF SAJD COLJNTY RECCIRDE& SOUTHWESTERLY TO THE POINT OF BEGINNING. EXCEPTING THEREFROM. THAT PORTION INCLUDED WITHIN PARCPL 3.A ABOVE" PARCHL l: APN 093'031-$S {Grijalva Park} THOSE PORTIONS OF LCITS I? AND 18 OF THE G. HOWARD THOMPSON TRACT, IN THE CITY OF ORANOE, COTINTY OF ORANGE, STATE OF CALIFORNIA, AS SHOV/N ON A MAP RECORDHN IN BOOK 1, PAGE 22 AF RFCORD OF SIJRVEYS, IN THE OFTICN OF THE COIINTY Rf;CORDER OF SAID COTINTY DESCRIBED AS FOLLOWS. BECINNING AT THE FOINT OT INTERSECTION OF THE WEST LTNE OF FROSPECT STREET 82 TEET WIDS A$ SHOWN ON MAP OF TRACT NO. 1384I, RECORDEO IN BOOK 674, PAGE 23 THRU 27 INCLUSIV$ OF MISCELLANEOUS MAPS, WITH THE NORTH LINE OS'THA SOUTH 7,OO FEET OT LOT 17 OF SA:D G" HOWARD THOMPSON TRACT, AS SHOWN ON RECORD OF SURVEYS; THENCE WESTERLY ALONG SAID NORTH LINE" NORTH 89O 5?' 56' WSST 1211.25 FEET MORE OR LESS TO ITS INTERSECTION WITH A CURVE IN THE EASTERLY BOUNDARY OF THE LAND DEEDE,D TO THE SOUTHERN PACIFIC RATLROAD COMPANY BY DEED RECORDED JUNE 29, 1889 IN BOOK 570, PAGE 288, OF DSEDS OF LOS ANGALES COUNTY RFCORDS, SAID EASTERLY BO{"INDARY ALSO BEINO THE WESTERLY BOLINDARY OF tOT 17 OF SAID G. HOWARD THOMPSON TRACT, SATD POINT OF INTARSECTION BEING ON A CURVE IN SAID BOT]NDARY BH,TNG CONCA.VE SOUTHEASTERLY AND HAVINO A RADIUS OF ?50. OO FEET, A RADTAL I.INN OF sAIn cuRvE To SAID POINT, BEARS NORTH 636 54' 58', WES?; THENCB NORTHSASTERLY ALONG THg SAIP NASTERLY EOUNDARY OF SAID DEED THROUOH A CENTRAL AN6LE OF 13" 43' 06' AND ARC DISTANCE OF 179.57 FEET; THENCE TANCEN? TO SAID CURVE NORTH 39O 48' 08- EAST 456.77 FEET TO THE BEGINNINO OF A TANSENT CURVE CCINCAVE NORTHWESTERLY ANP HAVING A RADIUS OF 1025.00 FEET; THENCE NORTHEASTERLY ALONG SAID CURVE THROUOH A CENTRAL ANSLS OF lOO 50'4OU AN ARC DISTANCH OF T94.OO FEET TO A POiNT OF INTERSECTiCIN WITH THE SOUTHEASTERLY ITNE OF THE LA}{D DEEDHP TO THE SOUTHERN PACIFIC RAILROAD COMPANY BY NEED RECORDED AUGUST 9, 1885 IN BOOK 473, PAGE 154, OF DEENS OT LO$ ANGELE$ COLINTY. SAID SCIUTHNASTERLY LINE ALSO BEINC THE WESTERLY IINP OF LOT 18 OF SAID G. HOWARD THOMPSON TRACT A RADtrAL I,INE OF SAID CURVE TO SAID I 123 r -0s09u3925?3 "J- POINT BEARS SOUTH 610 02'32" EAST; THENCE ALONC SAID SOUTHEA$TERLY LINE NORTH 40o 25' l}u EA$T 198.66 FEET; THENCE LEAVING SAID SOUTHEASTERTY LINE, SOUTH 49o 34' 47' SAST 1rc.22 FEET; THENCE SOUTH 84o 47' 59u EAST 91.79 FEET; THENCE SOUTH 51" 33'39" FAST 39.50 FEET; THENCE $OUTH ?8o 55 '40 EAST 86"50 FEET; THENCE 51o 25' 38. EAST 39.00 FEET; THENCD NORTH 860 36' I5" EAST 42.12 FEET; TIIENCE NORTH 4A" 25" 15" EAST 77.73 FEET; THENCE, NORTH 2Ao 42'34" EAST 86.63 FtsET; THHNCE NORTH 80n 39' 33'EAST 67.58 FEET; THENCE SOUTI{ 4f 29'59'EAST"8I.52 FEET; THENCE SOUTH 89o 36' 56" EAST 55.27 FEET TO SAID WEST LINE Or FROSPECT STREET; THENCE SOUTHERLY ATONO SAID WEST LINE OF PROSPECT STREET SOUTH OO 2I'04'' WEST 7OO,9I TEET TO THE POINT OF BEGINNING. l 138r"0{09u3925?3 -4- 7 CERTIFICATE AS TO FINALITY OF PRELIMINARY OFFICIAL STATEMENT ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY LEASE REVENUE BONDS SERIES 2O2OA The Orange City Public Facilities Financing Authority (the "Authority") and the City of Orange (the "City"), acting through the undersigned authorized officer of the Authority and the City, hereby certify and represent as follows: (1) The undersigned is a duly appointed and acting representative of the Authority and the City, and as such is duly authorized to execute and deliver this Certificate on behalf of the Authority and the City. (2) This Certificate is delivered in connection with the offering and sale of the above- captioned bonds (the "Bonds") to enable Raymond James & Associates, Inc., as the underwriter for the Bonds, to assist the Authority and the City in connection with this financing, in order to comply with Rule l5c2-12 adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934 (the "Rule"). (3) In connection with the offering and sale of the Bonds, there has been prepared a Preliminary Official Statement, dated June 22,2020 (including the front cover, the inside front cover, the introduction and all appendices thereto, the "Preliminary Official Statement"), setting forth information concerning the Bonds, the Authority and the City. (4) The Preliminary Offrcial Statement is, except for Permitted Omissions (defrned below), deemed final within the meaning of the Rule. As used herein, 'oPermitted Omissions" shall mean the offering price(s), interest rate(s), selling compensation, aggregate principal amount, principal amount per maturity, delivery dates and other terms of the Bonds depending on such matters all with respect to the Bonds. Dated: June22,2020 ORANGE CITY PUBLIC FACILITIES CITY OF ORANGE FINANCING AUTHORITY ,,4/ffi,/* Bv Assistant City ManagerAssistant Executive Director ,9 oqi-oo>,q *O (ts ?o,o= 9O F? EcB !. *I-=oQa ()€3L >rtr Eg a3().ts 3FEo-(s6 --1tsg=()coSo-oFE"o ;AV ()6> H()., bo i; E>5 9,=.: 6 9.9 !.e 6 = F,_3=,6 o o':1()oX F!.1 6 4aE Y43cdtr> '6 g.= a)OX5 a.Y€tro()!=coy Fll'-5.>, ligcdo()- :0)otr: () ,Ya'l .!so c.r'6 !2-Cr- -' :\J c) =E(*huoEoc.rbsEs€ >-U)*tr EE;;'5s5E;9 ^-q () >.o - ';'iz iiE :io*A: >\q[i?'= o- -O^ PRELIMINARY OFFICIAL STATEMENT DATED JUNE 22.2020 NEW ISSUE - BOOK.ENTRY ONLY RATING: S&P: "AA-" See "RATING" In the opinion of Richards, Ilatson & Gershon, A Professional Corporation, Bond Counsel, under existing law: (i) assuming continuing compliance wilh certain covenants and the accuracy of certain representations, interest on the Bonds is excluded from gross income for federal income tax purposes and is not an item of tax preference for purposes of the federal alternatiye minimum tax, and (ii) interest on the Bonds is exempt from State of Califtrnia personal income taxes. Interest on the Bonds may be subject to certain federal income taJces imposed only on certain corporations. Bond Counsel expresses no opinion as to any other taJc consequences regarding the Bonds. For a more complete discussion of the tarc aspects, see "TAX MATTERS" herein. $29,445,000* ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY LEASE REVENUE BONDS SERIES 2O2OA Daied: Closing Date Due: November 1. as shown on the inside front cover This cover page contains information for quick reference only. It is not a summary of this issue. Potential purchasers must read the entire Official Statement to obtain information essential to making an informed investment decision. See the section of this Olficial Statement entitled 'BOIIDOWNERS' RISKS" for a discussion of certain of the risk factors that should be considered, in addition to other matters set forth herein, in evaluating the investment quality of the Bonds. The Orange City Public Facilities Financing Authority (the 'Authority") will issue its Lease Revenue Bonds, Series 20204 (the "Bonds") pursuant to an Indenture, dated as of July 1,2020 (the "Indenture"), by and between the Authority and U.S. Bank National Association, as Trustee. Proceeds of the Bonds will be used to: (i) finance the construction of a new fire station headquarters, roof and other improvements to the City's police station headquarters and the City's other fire stations, and installation of security improvements at various City facilities; and (ii) pay costs of issuance of the Bonds. See "PLAN OF FINANCE". The Bonds will be payable from Revenues, which primarily consist of base rental payments ("Base Rental Payments") to be made by the City to the Authority as rental for certain real properties as described herein (the "Leased Properties"), pursuant to a Sublease Agreement, dated as of July l, 2020 (the "Sublease"), by and between the Authority and the City. Such Base Rental Payments will be payable from any source oflegally available funds (subject to abatement under certain circumstances described in the Sublease) as more fully described herein. See *THE LEASED PROPERTIES" and "SECURITY FOR THE BONDS." The Bonds will be subject to optional redemption,* mandatory sinking account redemption* and extraordinary redemption prior to their maturity as described herein. See "THE BONDS.' The Bonds will be issued in fully registered form and, when issued, will be registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ('DTC"). DTC will act as securities depository of the Bonds. Individual purchases of th€ Bonds may be made in book-entry form only, in integral multiples of $5,000 each. Purchasers will not receive certificates representing their interest in the Bonds purchased. Principal of and interest on the Bonds will be paid directly to DTC by the Trustee. Principal of the Bonds is payable on their maturity dates set forth on the inside cover hereof. Interest on the Bonds is payable on May I and November I of each year, commencing November 1,2020. Upon its receipt of payments of principal and interest, DTC is in turn obligated to remit such principal and interest to DTC participants for subsequent disbursement to the beneficial owners ofthe Bonds as described herein. THE BONDS WILL BE LIMITED OBLIGATIONS OF THE AUTHORITY PAYABLE SOLELY FROM REVENUES AND CERTAIN FUNDS AND ACCOUNTS HELD TINDER THE INDENTURE. THE AUTHORITY IIAS NO TAXING POWER. THE OBLIGATION OF THE CITY TO MAKE BASE RENTAL PAYMENTS TINDER THE SUBLEASE WILL NOT CONSTITUTE AN OBLIGATION OF THE CITY FOR WHICH THE CITY IS OBLIGATED TO LEVY OR PLEDGE ANY FORM OF TAXATION OR FOR WHICH THE CITY HAS LEVIED OR PLEDGED ANY FORM OF TAXATION. NEITHER THE BONDS NOR THE OBLIGATION OF THE CITY TO MAKE BASE RENTAL PAYMENTS TINDER THE SUBLEASE CONSTITUTES AN INDEBTEDNESS OF THE CIry, STATE OR ANY OF ITS POLITICAL SUBDIVISIONS WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY DEBT LIMITATIONS. The Bonds are olfered, v'hen, as and if issaed" subject lo the approval as to their legality by Richards, Walson & Gerchon, A Prufessional Corporation, Los Angeles, California, Bond Counsel In addition, cefrain legal matters will be possed on for the Authority by Richards, \l/atson & Gerchon, A Professional Corporation, Los Angeles, Caffirnia, as Disclosure Counsel Cerlain legal matten will be passed on for the Underwriter by its coansel, Stradling Yocca Carlson & Raath, A Professional Cotporation, Newport Beach, Califurniu It is anticipated thal the Bonds will be available for delivery through the facilities of DTC on or aboat Ju$ 16,2020. Dated: .2020 *Preliminary, subject to change. RAf,T{OIVDJAMTS' $29,445,000* ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY LEASE REVENUE BONDS SERIES 2O2OA MATURITY SCHEDULE $_ Serial Bonds Maturity Date Principal Interest CUSIPI (November l)* Amount Rate Yield Price (Base:_) $- - -|oTerm Bonds due November l, 20- Yield: -o/q Price: -Vo CUSIPT * Preliminary, subject to change. t CUSIP@ is a registered trademark of the American Bankers Association. CUSP Global Services (CGS) is managed on behalf of the American Bankers Association by S&P Global Market Intelligence. Copyright@ 2020 CUSIP Global Services. All rights reserved. CUSIP@ data herein is provided by CUSIP Global Services. This data is not intended to create a database and does not serve in any way as a substitute for the CGS database. CUSIP@ numbers are provided for convenience of reference only. None of the Authority, the City or the Underwriter or their agents or counsel assume responsibility for the accuracy of such numbers. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY ORANGE, CALIFORNIA CITY COT'NCIL/AUTHORITY BOARD Mark Murphy Mayor/Chair Michael Alvarez Councilmember,Member KimberleeNichols Councilmember, Member Chip Monaco Councilmember, Member Vacant Councilmember. Member CITY/AUTHORITY STAFF Rick Otto, City Manager/Executive Director Will Kolbow, Assistant City Manager/Administrative Services Director Richard A. Rohm, City Treasurer Pamela Coleman, City Clerk Gary A. Sheatz, City Attomey/Authority Counsel SPECIAL SERVICES Bond Counsel and Disclosure Counsel Richards, Watson & Gershon A Professional Corporation Los Angeles, California Trustee U.S. Bank National Association Los Angeles, California Municipal Advisor and Dissemination Agent Urban Futures, Inc. Tustin, California GENERAL INFORMATION ABOUT THIS OFFICIAL STATEMENT Preparation and Use of fficial Statement. Preparation of this Official Statement. The information contained in this Official Statement has been obtained from sources that are believed to be reliable. This Official Statement is submitted in connection with the offer and sale of the Bonds and may not be reproduced or used, in whole or in part, for any other purpose. This Official Statement is not to be construed as a contract with the purchasers of the Bonds. For purposes of compliance with Rule l5c2-12 of the United States Securities and Exchange Commission, as amended ("Rule l5c2-12"), this Preliminary Official Statement constitutes an "official statemenf' of the Authority with respect to the Bonds that has been deemed "final" by the Authority and the City as of its date except for the omission of no more than the information permitted by Rule l5c2-12. Estimates and Forecasls. Certain statements included or incorporated by reference in this Official Statement and in any continuing disclosure by the City, any press release and in any oral statement made with the approval ofan authorized officer ofthe City or any other entity described or referenced herein, constitute "forward- looking statements." Such statements are generally identifiable by the terminology used such as "plan,o' "expect," 'oanticipate," "estimate," *budget," or other similar words. The achievement of certain results or other expectations contained in such forward-looking statements involves known and unknown risks, uncertainties and other factors which may cause actual results, performance or achievements described to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. While the City has undertaken to provide certain on-going financial and other data pursuant to a Continuing Disclosure Agreement (see *CONTINUING DISCLOSURE" and APPENDIX E), the City does not plan to issue any updates or revisions to those forward-looking statements if or when their expectations or events, conditions or circumstances on which such statements are based change. The Underwriter has provided the following sentence for inclusion in this Official Statement: The Underwriter has reviewed the information in this Offrcial Statement in accordance with, and as part of, its responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriter does not guarantee the accuracy or completeness of such information. Limit of Offering. No dealer, broker, salesperson or other person has been authorized by the Authority or the City to give any information or to make any representations in connection with the offer or sale of the Bonds other than those contained in this Official Statement and if given or made, such other information or representation must not be relied upon as having been authorized by the Authority, the City or the Underwriter. This Officiat Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Bonds by a person in any jurisdiction in which it is unlawful for such person to make such an offer, solicitation or sale. Information as of Dated Date of Oficial Staternent The information and expressions of opinions in this Official Statement are subject to change without notice and neither delivery of this Official Statement nor any sale made ofthe Bonds shall, under any circumstances, create any implication that there has been no change in the affairs of the City or any other entity described or referenced in this Official Statement since the dated date shown on the front cover. All summaries ofthe documents refened to in this Official Statement are made subject to the provisions of such documents, respectively, and do not purport to be complete statements of any or all of such provisions. Stabilization of Prices. In connection with this offering, the Underwriter may overallot or effect transactions which stabilize or maintain the market price of the Bonds at a level above that which might otherwise prevail in the open market. Such stabilizing, if commenced, may be discontinued at any time. The Underwriter may offer and sell the Bonds to certain dealers and others at prices lower than the public offering prices set forth on the inside front cover and said public offering prices may be changed from time to time by the Underwriter. No Incorporation of l(ebsites. References to internet websites in this Official Statement are shown for reference and convenience only, and none ofthe content ofsuch internet websites (including, but not limited to, the content of the City's website) is incorporated by reference. The City makes no representation regarding the accuracy or completeness of information presented on such websites. THE BONDS HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, IN RELIANCE UPON AN EXCEPTION FROM THE REGISTRATION REQUIREMENTS CONTAINED IN SUCH ACT. THE BONDS HAVE NOT BEEN REGISTERED OR QUALIFIED UNDER THE SECURITIES LAW OF ANY STATE. NOT FDIC INSURED NO BANKGUARANTEE TABLE OF CONTENTS Other Post-Employment Benefits Other Than Pensions ..................................... 40 THE AUTHORITY .......,.,....,...,42 BONDOWNERS'RISKS. .........42 COVID-I9 Pandemic ..........42 Limited Obligations with Respect to the Bonds.......... .....................43 Abatement ..,....43 Risk of Uninsured Loss .......44 City General Fund ...............44 Additional Obligations ........44 State Finances................ ......44 Natural or Manmade Disasters ................ 45 Hazardous Substances .........46 Cybersecurity ..,....................46 Limited Recourse on Sublease Default...47 Limitations on Remedies; Bankruptcy .... 47 Loss of Tax Exemption .......50 Early Redemption Risk............................ 50 Investment of Funds ............50 Future Initiative and Legislation ............. 5 1 Secondary Market........ ........51 LIMITATIONS ON REVENUES AND APPROPRIATIONS ......................... 5 I Property Tax Limitations - Article XIIIA 5l Article XIIIA Implementing Legislation. 52 Challenges to Article XIIIA .................... 5 3 Appropriations Limitations: Article XIIIB.......... .........53 Propositions 218 and 26: Article XIIIC and Article XIID.................................. 53 Proposition 62................ ......54 Unitary Property...... ............54 Proposition 1A............... ......55 ABSENCE OF LTTTGATTON ....................... 5 5 CONTINUING DISCLOSURE ..................... 5 5 CERTAIN LEGAL MATTERS..................... 56 TAX MATTERS............... .........56 UNDERWRITING .......... ..........58 RATING ................59 FINANCIAL STATEMENTS ....................... 59 MrSCELLANEOUS........... .......59 APPENDIX A _ ADDITIONAL GENERAL INFORMATION REGARDING TFIE CITY OF ORANGE..........A-I APPENDIX B _ FORM OF BOND COUNSEL OPINION... ......................B-I APPENDIX C _ SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS ..... C.I APPENDIX D - DTC'S BOOK-ENTRY ONLY SYSTEM.... ....................D-I APPENDIX E _ FORM OF CONTINUING DISCLOSURE AGREEM8NT.................. ................... E-1 APPENDIX F - CITY OF ORANGE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR ENDED JUNE 30"2019...... ........... F-l [THIS PAGE INTENTIONALLY LEFT BLANK] $29,445,000. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY LEASE REVENUE BONDS SERIES 2O2OA INTRODUCTION This introduction does not purport to be complete, and reference is made to the body of this fficial Statement, appendices and the documents referred to herein for more complete information with respect to matters concerning the Bonds. Potential investors are encouraged to read the entire fficial Statement. Capitalized terms used and not defined in the forepart of this fficial Statement shall have the meanings set foTth in ,,APPENDIX D _ SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS." General This Official Statement, including the cover page, inside cover page and appendices, is provided to furnish information in connection with the sale by the Orange City Public Facilities Financing Authority (the "Authority") of its $29,445,000* aggregate principal amount of Lease Revenue Bonds, Series 20204 (the "Bonds"). The Bonds will be issued pursuant to the provisions relating to the joint exercise of powers found in Chapter 5 of Division 7 of Title 1 of the Califomia Government Code, including the provisions of the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4 (the "Bond Law"), and an Indenture, dated as of July 1,2020 (the "Indenture"), by and between the Authority and U.S. Bank National Association, as trustee (the "Trustee"). hoceeds from the sale of the Bonds will be used to (i) finance the construction of a new fire station headquarters, roof and other improvements to the City's police station headquarters and the City's other fire stations, and installation of security improvements at various City facilities; and (ii) pay costs of issuance of the Bonds. See "PLAN OF FINANCE." The Bonds will be dated the Closing Date, and will mature on November I in the years and in the amounts shown on the inside front cover of this Official Statement. Interest on the Bonds will be calculated at the rates shown on the inside cover page of this Official Statement, payable semiannually on May I and November I in each year, commencing on November 1,2020. The Bonds will be executed and delivered as one fully-registered Bond for each maturity (unless the Bonds of a maturity bear different interest rates, then one certificate for each interest rate among such maturity), in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New York (*DTC"), as registered owner of all Bonds. See "THE BONDS - Book-Entry Only System" and ..APPENDIX D _ DTC'S BOOK-ENTRY ONLY SYSTEM." Security for the Bonds The Bonds will be payable from Revenues, which primarily consist of base rental payments ("Base Rental Payments") to be made by the City to the Authority for leasing certain properties (collectively, the "Leased Properties") pursuant to a Sublease Agreement, dated as of July 1,2020 (the "Sublease"), by and between the City, as lessee, and the Authority, as lessor. See "LEASED PROPERTIES." Pursuant to the Indenture and an Assignment Agreement, dated as of July 1,2020 (the "Assignment Agteement"), by and between the Authority and the Trustee, the Authority will assign to the Trustee for the benefit of the Owners of the Bonds, certain of its rights under the Sublease, including its rights to receive Base Rental Payments for the purpose of securing the payment of debt service on the Bonds. The City will covenant under the Sublease to take such action as necessary to include the Base Rental Payments and additional rental payments due under the Sublease ("Additional Rental Payments") in its annual budget and to make all necessary . Preliminary, subject to change. appropriations therefor (subject to abatement under certain circumstances described in the Sublease). See "SECURITY FOR THE BONDS" and "BONDOWNERS' RISKS." THE BONDS WILL BE LIMITED OBLIGATIONS OF THE AUTHORITY PAYABLE SOLELY FROM REVENUES AND CERTAIN FUNDS AND ACCOUNTS HELD UNDER THE INDENTURE. THE AUTHORITY HAS NO TAXING POWER. THE OBLIGATION OF THE CITY TO MAKE BASE RENTAL PAYMENTS UNDER THE SUBLEASE WILL NOT CONSTITUTE AN OBLIGATION OF THE CITY FOR WHICH THE CITY IS OBLIGATED TO LEVY OR PLEDGE ANY FORM OF TAXATION OR FOR WHICH THE CITY HAS LEVIED OR PLEDGED ANY FORM OF TAXATION. The City The City is located in the north-central portion of Orange County (the "County"), Californi4 approximately 32 miles southeast of Los Angeles and 94 miles north of San Diego. Incorporated on April 6, 1888 as a general law city, the City currently functions under a Council/\4anager form of govemment. All five members of the City Council were elected at large. Starting with the November 2020 election, the City will implement a by-district election. There will be six voting districts in the City. The Council seats for three of the districts will be subject to election every four years starting with the November 2020 election. The Council seat for one of the districts (District 1) will be elected with the November 2020 election and serve a two-year term. For the two remaining districts and the district with a two-year term, the Council members elected pursuant to the November 2022 election will serve for four years. The Mayor will remain a separately elected office directly elected by the voters every two years. The City Treasurer and City Clerk are also elected at large. According to State of California Department of Finance estimates, the City has a population of approximately 140,065 as of January 1,2020. See "THE CITY" and "APPENDIX A - ADDITIONAL GENERAL INFORMATION REGARDING THE CITY OF ORANGE" foT more information aboutthe Citv. COVID-l9Impact A coronavirus disease, known as COVID-I9 ("COVID-I9") is an infectious disease caused by a novel strain of the coronavirus known as severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2). The disease was first identified in China in late 2019, and has spread globally. The first cases in Califomia were confirmed in the end of January 2020. On March 11,2020, the World Health Organization declared the COVID-l9 outbreak to be a pandemic. On March 13,2020, the President of the United States declared a national state of emergency. In California, Governor Newsom declared a state of emergency on March 4, 2020. The County and the City have also declared local emergencies, on February 26,2020 and March 16, 2020, respectively. Throughout the State (including in the City and County), other parts of the country and many nations, stay at home or similar orders (prohibiting social gatherings, closing of non-essential businesses and public venues, and imposition of social distancing measures at locations that provide essential services) have been imposed. This has caused major disruptions in the economy, at the local level as well as globally. The COVID-I9 Dashboard by the Center for Systems Science and Engineering at Johns Hopkins University reported that, as of June 22,2020, there have been2,281,903 confirmed cases of COVID-19 in the United States, with 119,997 deaths attributable to the disease. In late April, California Govemor Newsome presented a Pandemic Resilience Roadmap, as a framework to reopen businesses, schools and activities statewide. The Roadmap consists of four stages: Stage I - Safety and Preparedness: Stay at home with the exception of essential workforce. Stage 2 - Lower Risk Workplaces: Creating opportunities for lower risk sections to adapt and re- open (e.g. manufacturing, retail for curbside pick-up, offices where telework is not possible) ; modified school programs and childcare re-open. Stage 3 - Higher Risk Workplaces: Creating opportunities for higher risk sections to adapt and re- open (e.g., hair salons, gyms, movie theatres, sports with no-live audience) Stage 4 - End of Stay-at-Home Order: Retum to expanded workforce in highest risk workplace (e.g., concerts, convention centers, sports with live audience); require therapeutics. On May 7,2020, California State Public Health Officer issued an order (the "State Order") allowing local jurisdictions to begin gradual movements into Stage 2 and announced that there will be a progressive designation of sectors, businesses, establishments or activities that may reopen with certain modifications based on public health and safety needs. The State Order allows a local health jurisdiction to implement or continue more restrictive public health measures if the local health officer believes that it is warranted by the conditions in that jurisdiction. The State Public Health Officer also established a "variance" process through which a county may implement the full extent of re-opening permitted within Stage 2 and beyond, based on the county's ability to meet certain readiness criteria (including epidemiologic stability of COVID-I9, protection of Stage I essential workers, testing capacity, containment capacity and hospital capacity). On Saturday, May 23,2020, the County of Orange received approval by the State of Califomia to move Orange County further into Stage 2, which allows the following businesses (in addition to essential businesses) to open with appropriate social distancing and some capacity limitations: retail, restaurant takeout, delivery, and dine-in, office-based businesses, outdoor museums, childcare, shopping malls, strip malls, logistics and manufacturing. The Governor announced that certain businesses such as hair salons, barber shops, bars, gyms, hotels, production studios can reopen on June 12, 2020, as the State begins to move into Stage 3. In accordance with approval from the State, on June I1,2020, the County of Orange Health Officer issued a new order allowing the County to enter Stage 3, which allows the opening of additional business sectors such as movie theaters and family entertainment centers, wineries and bars, zoos and museums, gyms and fitness centers, hotels, card rooms and racetracks, campgrounds and outdoor recreation, swimming pools, and hair salons. As of the printing of this Official Statement, scientists are still working to develop an effective vaccine for COVID-I9. It is unclear how long various protective measures will remain in place to protect public health and how they will change at each location as the situation evolves. The information about the City's finances under "THE CITY" and "CITY FINANCIAL INFORMATION" and elsewhere in this Official Statement is based on historical data. The City anticipates significant negative impacts on its finances for the fiscal years 2019-20 and2020-21. However, at this time, the City cannot predict the ultimate impact of this unprecedented episode and how long it will take for the economy to fully recover, even after the COVID-I9 pandemic subsides. As of the date of this Offrcial Statement, the City does not believe that the impacts of the spread of COMD-I9 will prevent the City from making Base Rental Payments when due. See also "BONDOWNERS' RISKS * COVID-l9 Pandemic." Continuing Disclosure The City will covenant in a Continuing Disclosure Agreement, for the benefit of the beneficial holders of the Bonds, to prepare and deliver an annual report of certain financial information and operating data relating to the City and to provide certain other information in compliance with Rule 15c2-12 of the Securities and Exchange Commission. See *CONTINUING DISCLOSURE" and "APPENDIX E - FORM OF CONTINUING DISCLOSURE AGREEMENT." Summaries of Documents This Official Statement contains descriptions of the Bonds, the Indenture, the Sublease, and various other agreements and documents. The descriptions and summaries of documents herein do not purport to be comprehensive or definitive, and reference is made to each such document for the complete details of all terms and conditions. All statements herein are qualified in their entirety by reference to each such document and, with respect to certain rights and remedies, to laws and principles of equity relating to or affecting creditors' rights generally. Capitalized terms not defined herein shall have the meanings set forth in the Indenture or the Sublease. Copies of the Indenture and the Sublease are available for inspection during business hours at the corporate trust office of the Trustee in Los Angeles, California. Other Information This Official Statement speaks only as of its date as set forth on the cover, and the information and expressions of opinion herein are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall under any circumstances create any implication that there has been no change in the affairs of the Authority or the City since the date of this Official Statement. Unless otherwise expressly noted, all references to internet websites in this Official Statement, including without limitation, the City's website, are shown for reference and convenience only, and none of their content is incorporated herein by reference. The City makes no representation to potential investors of the Bonds regarding the accuracy or completeness of the information presented on such websites. PLAN OF FINANCE A portion of the proceeds of the Bonds, together with other moneys, are expected to finance: (i) the construction of a new Fire Station No. I Headquarters (estimated to be approximately $34 million) (the "Fire HQ Project"), and if there are sufficient bond proceeds after application toward the Fire HQ Project, (ii) roof and related improvements at the Police Station Headquarters (estimated to be approximately $5 million); (iii) roof and other improvements to the City's other fire stations (estimated to be approximately 5500,000); and (iv) installation of security improvements at various City facilities (estimated to be approximately 5500,000). The foregoing reflects the City's cunent expectations only. The City may spend proceeds of the Bonds on other projects. ESTIMATED SOURCES AIID USES The following table shows the estimated sources and uses of the proceeds from the sale of the Bonds: Sources: Par amount of the Bonds Net original issue [discount/premium] Total Sources Uses: Project Fund Costs of Issuance Fund (r) Underwriter's discount Total Uses (l) Costs of Issuance include fees and expenses for Bond Counsel, Disclosure Counsel, Trustee, title insurance, printing expenses, rating fee and other costs. THE LEASED PROPERTIES Simultaneously with the delivery of the Bonds, the Authority will acquire a leasehold interest in the Leased Properties from the City. The Authority will sublease the Leased Properties to the City pursuant to the Sublease. The Leased Properties will consist of the following three properties: . $j$g!lS!!g: The site is rectangular and comprises an entire city block with a total area of approximately 156,816 square feet (approximately .60 acres). The southern portion of the site is a parking lot, and the northern portion of the site contains City Hall which consists of three office buildings. City Hall is an approximately 46,771 square foot, single-story building and was built in 1965. The building has an approximately 12,000 square-foot basement, for a total size of approximately 58,771square feet. The site has a landscaped interior courtyard and perimeter landscaping. Based on an appraisal commissioned by the City before the printing of the Official Statement, the estimated market value of the property as of May 20,2020 was $19,081,248. . Water Street Fire Station: The property is irregular in shape and has a total area of approximately 141,875 square feet (approximately 3.257 acres). The northerly portion of the site is vacant (approximately 53,760 square feet), and will be the future location of the Fire HQ Project. The propefty is improved with the municipal water facility. The water facility includes an asphalt parking lot, an office building, a warehouse, a maintenance garage, a single wide mobile home converted to an office, a water well and pumping facility, a back-up generator, and radio communications tower. The site has perimeter landscaping and is surrounded by a tubular steel fence. Based on an appraisal commissioned by the City before the printing of the Official Statement, the estimated market value of the property as of May 14, 2020 was $8,371,000. .GI!i4@i!9:Thepropertyhasatotalareaofapproximatelyl,403,068squarefeet (32.21acres). The property is improved with a municipal park and a community center. The balance of the property is vacant, some of which lies within the Santiago Creek. Based on an appraisal commissioned by the City before the printing of the Official Statement, the estimated market value of the property as of May 14, 2020 was $65,300,000. For estimated market value of the each property stated above, the appraiser's determination is based on a number of assumptions, including among others, that if the subject property were to be converted to private use, the property would be subject to a change in land use - residential (medium density and multifamily) for the Grijalva Park Site and mixed use (office, retail and multifamily residential) for the City Hall Site and the Water Street Fire Station Site. Furthennore, the appraiser noted that as of May 2020, real estate analysts and advisors were just beginning to assess the recent market changes brought about by COVID-19-related stay-at-home orders, widespread business closures and the resulting levels of unemployment, and the uncertainty as to how and when the virus may be contained, and there will be further change as local economies begin to resume business operations with public health constraints. The appraiser reported that, as of the date of value of the appraisals, the local real estate market did not reflect any quantifiable change as a result of the COVID-I9 pandemic. While the City is in possession of the Leased Properties, all maintenance and repair of the Leased Properties is the responsibility of the City. The City has determined that the annual fair rental value of the Leased Properties is in excess of the annual Base Rental Payments. Pursuant to the Sublease, the City may substitute the Leased Properties, in whole or in part, by other properties, or release a portion ofthe Leased Properties, upon the satisfaction ofcertain conditions. The City contemplates that, after completion of the Fire HQ Project, it may have the Fire Station No. I Headquarters (or the parcel that includes the Fire Station No. 1 Headquarters) as the sole Leased Property under the Lease and the Sublease (and thereby releasing the City Hall Site, the Grijalya Park Site and the portion of the Water Street Fire Station Site containing the municipal water facility from the Lease and the Sublease). For more detailed discussion of the conditions for a substitution or release of Leased Properties see "SECURITY FOR THE BONDS - Substitution or Release of Leased Properties" and "APPENDIX C - SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS - Sublease." ANNUAL DEBT SERVICE The following table shows the annualized debt service for redemption or extraordinary redemption prior to maturity: the Bonds, assuming no optional Bond Year Ending November 1 Principal (1)Interest Total Annual Debt Service 2020 202r 2022 2023 2024 202s 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 204s 2046 2047 2048 2049 2050 Total Payments from November 1,20- through November 1,20- Bond maturing on November l, 20_. See "THE BONDS Redemption." are Sinking Account Installments for the Term - Redemption - Mandatory Sinking Account (l) THE BONDS General The Bonds will be issued in the aggregate principal amount and will mature on the dates and bear interest at the rates per annum as set forth on the inside front cover of this Official Statement. The Bonds will be issued in integral multiples of $5,000 and will be dated their date of delivery. Interest on the Bonds will be calculated on the basis of a 360-day year of twelve 30-day months and will be payable on May I and November I of each year, commencing November 1,2020 (each an "Interest Payment Date"), until maturity or earlier redemption thereof. The Bonds will be initially delivered as one fully registered certificate for each maturity (unless the Bonds of such maturity bear different interest rates, then one certificate for each interest rate among such maturity) and will be delivered by means of the book-entry system of DTC. See "-Book-Entry Only System" below. Redemption- Optional Redemption * The Bonds maturing on or before November 1,2D_will not be subject to optional redemption. The Bonds maturing on or after November 1,20- will be subject to redemption prior to their respective maturity dates, as a whole or in part, from prepayments of Base Rental made at the option of the City pursuant to the Sublease on any date with respect to which such prepayments have been made (which will be on or afterNovember 1,20), at aredemptionprice equal to 100 percent of the principal amount of the Bonds to be redeemed, without premium, plus accrued interest thereon to the date of redemption. Mandatory Sinking Fund Redemption * The Bonds maturing on November 7,2D_will be subject to redemption in part by lot from sinking account payments made by the Authority, at a redemption price equal to the principal amount thereof to be redeemed with accrued interest thereon to the redemption date, without premium, in the aggregate respective principal amounts and on the respective dates as set forth in the following table: Term Bonds Maturins on November 1.20 Redemption Date (November 1) Principal Amount to be Redeemed (Maturity) Extraordinary Redemption The Bonds will be subject to redemption prior to their respective maturity dates, as a whole or in part on a pro rata basis (as much as practicable) among the maturities, on any date, from amounts on deposit in the Redemption Fund pursuant to the Sublease (from Net Proceeds received by the City from insurance payments or condemnation awards with respect to the Leased Properties or any portion thereof under the circumstances and upon the conditions and terms prescribed in the Sublease, together with additional money, if any, transferred by the City at its discretion for such purpose), at a redemption price equal to the sum of the principal of the Bonds to be redeemed plus accrued interest thereon to the date fixed for redemption, without premium. 'Preliminary, subject to change. Notice of Redemption. The Trustee, on behalf and at the expense of the Authority, will send (by first class mail or if the Owner of such Bonds is a depository, by such method as acceptable to such depository) notice of any redemption to the respective Owners of any Bonds designated for redemption at their respective addresses appearing on the Registration Books, and to the Securities Depositories and to one or more Information Services by such manner of delivery as then acceptable to such entities, at least 30 but not more than 60 days prior to the date fixed for redemption; pleviidgd, however, that neither failure to receive any such notice so sent nor any defect therein will affect the validity of the proceedings for the redemption of such Bonds or the cessation of the accrual of interest thereon. Such notice will state the date of the notice, the redemption date, the redemption place and the redemption price and will specify the CUSIP numbers, the Bond numbers and the maturity or maturities (in the event of redemption of all of the Bonds of such maturity or maturities in whole) of the Bonds to be redeemed, and will require that such Bonds be then surrendered at the Trust Office of the Trustee for redemption at the redemption price, giving notice also that further interest on such Bonds will not accrue from and after the redemption date. Neither the Authority nor the Trustee will have any responsibility for any defect in the CUSIP number that appears on any Bond or in any redemption notice with respect thereto, and any such redemption notice may contain a statement to the effect that CUSIP numbers have been assigned by an independent service for convenience of reference and that neither the Authority nor the Trustee will be liable for any inaccuracy in such numbers. Right to Rescind Optional Redemption. The Authority (upon direction by the City, at the City's option) may rescind any optional redemption by written notice to the Trustee on or prior to the date fixed for redemption. In addition, any notice of optional redemption will be cancelled and annulled if for any reason funds will not be or are not available on the date fixed for redemption for the payment in full of the Bonds then called for redemption, and such cancellation will not constitute an Event of Default under the Indenture. The Authority, the City and the Trustee will have no liability to the Owners or any other party related to or arising from such rescission. The Trustee will send notices of such rescission in the same manner as that prescribed in the Indenture for notices of redemption. Selection o.f Bonds for Redemption Whenever provision is made in the Indenture for the redemption of less than all of the Bonds, the Trustee will select the Bonds to be redeemed from all Outstanding Bonds or such given portion thereof not previously called for redemption, on a pro rata basis among the maturities (unless the maturity or maturities are otherwise specified in the Indenture or in writing by the Authority) and by lot within a maturity in any manner which the Trustee in its discretion will deem appropriate. For purposes of such selection, all Bonds will be deemed to be comprised of separate $5,000 portions and such portions will be treated as separate Bonds, which may be separately redeemed. Partial Redemntion qf Bonds. In the event only a portion of any Bond is called for redemption, then upon surrender of such Bond the Authority will execute and the Trustee will authenticate and deliver to the Owner thereof, at the expense of the Authority, a new Bond or Bonds of the same maturity date, of authorized denominations in aggregate principal amount equal to the unredeemed portion of the Bond being redeemed. A partial redemption will be valid upon payment of the amount required to be paid to the Owner, and the Authority and the Trustee will be released and discharged from all liability to the extent of such payment. Efect o.f Redemotion From and after the date fixed for redemption, if funds available for the payment of the principal of and interest (and premium, if any) on the Bonds so called for redemption will have been duly provided, such Bonds so called will cease to be entitled to any benefit under the Indenture other than the right to receive payment of the redemption price, and no interest will accrue thereon from and after the redemption date. All Bonds redeemed pursuant to the Indenture will be canceled by the Trustee. All moneys held by or on behalf of the Trustee for the payment of principal of or interest or premium on Bonds, whether at redemption or maturity, will be held in trust for the account of the Owners thereof and the Trustee will not be required to pay Owners any interest on, or be liable to Owners for any interest earned on, moneys so held. Book-Entry Only System The Bonds will be issued as one fully registered bond certificate without coupons for each maturity (unless the Bonds of such maturity bear different interest rates, then one certificate for each interest rate among such maturity) and, when issued, will be registered inthe name of Cede & Co., as nominee of DTC. DTC will act as securities depository of the Bonds. Individual purchases may be made in book-entry form only, in integral multiples of $5,000. Purchasers will not receive certificates representing their interest in the Bonds purchased. Principal and interest will be paid to DTC, which will in turn remit such principal and interest to its participants for subsequent disbursement to the beneficial owners of the Bonds as described herein. So long as DTC's book-entry system is in effect with respect to the Bonds, notices to Owners of the Bonds by the Authority or the Trustee will be sent to DTC. Notices and communication by DTC to its participants, and then to the beneficial owners of the Bonds, will be governed by arrangements among them, subject to then effective statutory or regulatory requirements. See "APPENDIX D - DTC'S BOOK-ENTRY ONLY SYSTEM." If such book-entry system is discontinued with respect to the Bonds, the Authority will execute and deliver replacements in the form of registered certificates and, thereafter, the Bonds will be transferable and exchangeable on the terms and conditions provided in the Indenture. In addition, the following provisions would then apply: The principal o{ and redemption premium, if any, on the Bonds will be payable on the surrender thereof at maturity or the redemption date, as applicable , at the corporate trust office of the Trustee in St. Paul, Minnesot4 or such other office as the Trustee may designate. The interest on the Bonds will be payable by check or draft mailed by first class mail on each Interest Payment Date to the registered owners thereof as shown on the registration books of the Trustee as of the close of business on the Record Date (i.e., the l5th calendar day of the month preceding the Interest Payment Date); plqviidgd, that a registered owner of $1,000,000 or more in aggregate principal amount of Bonds may specifr in writing to the Trustee on or before the applicable Record Date that the interest payment payable on each succeeding Interest Payment Date be made by wire transfer. SECI.]RITY FOR THE BONDS General The Authority and the City will enter into a Lease, dated as of July 1,2020 ("Lease"), pursuant to which the City will lease the Leased Properties to the Authority and concurrently will enter into a Sublease pursuant to which the Authority will sublease the Leased Properties back to the City. As security for the Bonds, the Authority will assign to the Trustee pursuant to the Assignment Agreement all of its right, title and interest in the Sublease (with certain exceptions) for the benefit of the Owners, including the right to receive Base Rental Payments to be paid by the City under the Sublease. Amounts of the scheduled Base Rental Payments will be calculated to be sufficient in time and in amount to pay debt service on the Bonds. Base Rental Payments will be paid by the City to the Trustee, as annual rental for the use and possession of the Leased Properties, on each Payment Date. Pursuant to the Indenture, the Bonds will be secured by a first lien on and pledge of all of the Revenues and a pledge of all the moneys in the Lease Revenue Fund, including all amounts derived from the investments of such moneys. The Bonds will be equally secured by a pledge, charge and lien upon the Revenues and such moneys without priority for number, date of the Bonds, date of execution or date of delivery; and the payment of the interest on and principal of the Bonds and any premiums upon the redemption of any portion thereof will be secured by an exclusive pledge, charge and lien upon the Revenues and such moneys. See "BONDOWNERS' RISKS." "Revenues" will be defined in the Indenture as follows: (a) all Base Rental Payments payable by the City pursuant to the Sublease (including prepayments); (b) any proceeds of Bonds originally deposited with the Trustee and held by the Trustee in the Lease Revenue Fund and the accounts thereof; (c) investment income with respect to any moneys held by the Trustee in the Lease Revenue Fund and the accounts thereof (other than amounts payable to the United States of America for arbitrage rebate purposes pursuant to the Code); and (d) any insurance proceeds or condemnation awards received by or payable to the Trustee with respect to the Leased Properties, including rental intemrption insurance. The City will covenant under the Sublease to take such action as may be necessary to include all Base Rental Payments and Additional Rental Payments due under the Sublease in its annual budget and to make the necessary appropriations for any amount of Base Rental Payments and Additional Rental Payments. THE BONDS WILL BE LIMITED OBLIGATIONS OF THE AUTHORITY PAYABLE SOLELY FROM REVENUES AND CERTAIN FUNDS AND ACCOUNTS HELD UNDER THE INDENTURE. THE AUTHORITY HAS NO TAXING POWER. THE OBLIGATION OF THE CITY TO MAKE BASE RENTAL PAYMENTS UNDER THE SUBLEASE WILL NOT CONSTITUTE AN OBLIGATION OF THE CITY FOR WHICH THE CITY IS OBLIGATED TO LEVY OR PLEDGE ANY FORM OF TAXATION OR FOR WHICH THE CITY HAS LEVIED OR PLEDGED ANY FORM OF TAXATION. Abatement The obligation of the City to pay Base Rental and Additional Rental will be abated during any period in which, by reason of any damage, destruction, condemnation or impairment of leasehold interest, there is substantial interference with the use and occupancy of the Leased Properties or any portion thereof by the City. Such abatement will be in an amount agreed upon by the City and the Authority such that the resulting Base Rental in any year during which such interference continues does not exceed the fair rental value ofthe portions of the Leased Properties as to which such damage, destruction, taking or impairment do not substantially interfere with the City's use and right of possession. Such abatement will continue for the period commencing with the date of such interference and ending with the restoration of the relevant Leased Properties to tenantable condition. To the extent that any Base Rental is to be paid or prepaid from insurance or condemnation proceeds deposited with the Trustee pursuant to the Sublease, such Base Rental will not be reduced or abated. In addition, if an abatement event has occurred such that all Base Rental payments have not been made, the Expiration Date of the Sublease will be automatically extended to the date that is l0 yean following the scheduled final lease payment. Upon the cessation of the occunence of any abatement event during the term of the Sublease, the City and the Authority shall, in good faith, determine the current fair rental value of the Leased Properties. If such fair rental value is greater than the fair rental value of the Leased hoperties determined under the Sublease as of the Commencement Date, the Base Rental will be increased by the lesser of (i) such incremental value or (ii) the amount needed to recoup all amounts abated during the remaining term of the Sublease. Except as otherwise set forth in the Sublease, in the event of any damage, destruction of condemnation, the Sublease will continue in full force and effect and the City waives any right to terminate the Sublease by virtue of such damage, destruction or condemnation. Under the Sublease, the City waives the benefit of Sections 1932(l), 1932(2), 1933(4), l94l and 1942 of the California Civil Code. See also "BONDOWNERS' RISKS -Abatement" and"- Risk of Uninsured Loss." Additional Bonds Subject to the provisions of the Indenture, the Authority may from time to time issue one or more series of Additional Bonds payable from and secured by Revenues on parity with all other Outstanding Bonds. Additional Bonds will be issued under a Supplemental Indenture at the request of the Authority but only upon receipt by the Trustee of the following documents or money or securities: (l) a certified copy of the Supplemental Indenture authorizing the issuance of such Additional Bonds; (2) a Request of the Authority as to the delivery of such Additional Bonds; l0 (3) an opinion of Bond Counsel substantially to the effect that (i) the Authority has the right and power under the Act to execute and deliver such Supplemental Indenture, and such Supplemental Indenture has been duly executed and delivered by the Authority, and the Indenture and such Supplemental Indentures are in full force and effect and are valid and binding upon the Authority and enforceable in accordance with their terms (except as enforcement may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights and similar qualifications); (ii) such Additional Bonds are valid and binding special obligations of the Authority, enforceable in accordance with their terms (except as enforcement may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights) and are subject to the terms of the Indenture and all Supplemental Indentures and entitled to the benefits of the Indenture and all such Supplemental Indentures and the Act, and such Additional Bonds have been duly and validly issued in accordance with the Act and the Indenture and all such Supplemental Indentures; and (iii) the obligation of the City to make the Base Rental Payments during the term of the Sublease as amended pursuant to the Indenture is a valid and binding obligation of the City; and (4) a Certificate of the Authority: (i) certiffing that the Authority is in compliance in all material respects with all agreement and covenants contained in the Indenture and that no Event of Default has occurred or is continuing; (ii) stating that the Authority and the City have entered into an amendment to the Sublease pursuant to which the City is obligated to make Base Rental Payments at times and in amounts sufficient to provide for payment of the principal of and interest on the Bonds (including such Additional Bonds) which will be Outstanding following the sale and delivery of such Additional Bonds. See .APPENDIX C _SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS." No Reserve Account Neither the Authority nor the City is funding a debt service reserve for the Bonds. Substitution or Release of Leased Properties The City will have the option to substitute the Leased Properties, in whole or in part, by other properties, or a portion of the Leased Properties may be released from the Sublease, at the option of the City, provided that the following conditions have been satisfied: (D such substitution or release does not, in the opinion of Bond Counsel, adversely affect the Tax-Exempt status of the Bonds; (iD the City provided a certificate to the Authority and the Trustee that the fair market value ofthe Leased Properties, after the proposed substitution or release, is equal to or greater than the aggregate amount of the principal component of the Base Rental (i.e., the principal amount of the Outstanding Bonds); (iii) the City certifies to the Authority and the Trustee that, based on the City's determination, the annual fair rental value of the Leased Properties, after such substitution or release, is at least equal to the maximum annual Base Rental remaining unpaid under the terms of the Sublease, and the expected useful life of the Leased Properties, after such substitution or release, extends to at least the Expiration Date; (iv) Except as provided in the Sublease, the City has notified the rating agency (or agencies) then rating the Bonds regarding such substitution or release; (v) in the event that the substituted property consists in whole or in part ofreal property, a California Land Title Association insurance policy (or, at the City's sole discretion, an American Land Title ll Association insurance policy) on the substituted real property has been obtained, along with evidence that, other than Permitted Encumbrances, no prior liens exist as to the substituted property; (vi) the City will provide to the Authority and the Trustee evidence that any existing title insurance with respect to the portion of the Leased Properties remaining after such substitution or release is not affected; and (vii) the City and the Authority will amend the Sublease to properly reflect such substitution or release. After the completion of the Fire HQ Project, the City may choose to release a portion of the Leased Properties under the Lease and the Sublease; and in that connection, so long as the Fire Station HQ Property will remain among the Leased Properties after such releaseo then the City will not be required to provide notice to any rating agency as described in paragraph (iv) above. Covenants to Maintain Insurance Title Insurance. The Sublease will require the City to obtain one or more California Land Title Association insurance policies (or, at the City's sole discretion, American Land Title Association insurance policies) at the time of and dated as of the Closing Date in an aggregate amount not less than the aggregate principal amount of the Bonds, payable to the Trustee, insuring the respective interests of the City and the Authority in the Leased Properties, and insuring the validity of the Sublease, subject only to Permitted Encumbrances, naming the Trustee as an insured thereunder, issued by a title insurance company qualified to do business in the State of Califomia and acceptable to the Trustee. Fire and Ertended Coverage Insurance. Under the Sublease, the City must maintain or cause to be maintained fire, lightning and extended coverage insurance on the Leased Properties in an amount equal to (i) 100 percent of the then cunent replacement cost of the Leased Properties, excluding the then fair market value of the land as unimproved, or (ii) the principal amount of all outstanding Bonds, whichever is less (except that such insurance may be subject to a deductible clause not to exceed l0 percent ofthe amount of such policy). Earthquake insurance will be maintained on the Leased hoperties only if available on the open market from reputable insurance companies at a reasonable cost. The extended coverage endorsement will, as nearly as practicable, cover loss or damage by explosion, windstorm, riot, urcraft, vehicle damage, smoke, vandalism, malicious mischief, dumping or other deposit of any pollutant or other debris and such other hazards as are normally covered by such endorsement. Each such policy of insurance must be in form reasonably satisfactory to the Authority, and must contain a clause naming the Trustee as an additional insured and making all losses payable to the Trustee, and all proceeds thereof will be paid over to the party contractually responsible for making repairs of casualty damage. In the event ofany damage to or destruction ofthe Leased Properties caused by the perils covered by such insurance, the proceeds of such insurance will be utilized to repair, reconstruct or replace the Leased Properties to the end that the project will be restored to at least the same condition that it was in prior to such damage or destruction. Any balance of such proceeds not required for such repair, reconstruction or replacement will be transferred to the Authority and treated as Revenues and applied in the manner provided in the Indenture. Liability Insurance. The Sublease requires the City to maintain or cause to be maintained public liability insurance with limits of not less than $3,000,000 for one person and $5,000,000 for more than one person involved in one accident to protect the Authority and the Trustee from all direct or contingent loss or liability for damages for bodily injury or death occasioned by reason of the construction, condition or operation of the Leased Properties. The City will also maintain or cause to be maintained insurance against liability for property damage resulting from any casualty attributable to the operation of the project in an amount not less than $1,000,000 for each accident. The public liability insurance and properly damage insurance may be subject to a deductible clause for anyone accident of not to exceed $250,000. The insurance coverage required by the Sublease may be effected by blanket policies covering the Leased Properties issued t2 to the party contractually responsible for the maintenance and operation of the project and such insurance policy or policies must name the Trustee as an additional insured. Rental Intenaption Insurance. The Sublease requires the City to maintain or cause to be maintained rental intemrption or use and occupancy insurance to cover loss, total or partial, of the use of the Leased Properties as a result of any of the hazards covered by the insurance required by the Fire and Extended Coverage Insurance section above in an amount not less than the greatest of the aggregate Base Rental payable by the City under the Sublease for a period of any future 24 months. Any such insurance policy will be in form satisfactory to the Authority and must contain a clause naming the Trustee as an additional insured and making any loss thereunder payable to the Trustee as its interests may appear. Any proceeds of such insurance must be used by the Trustee to pay Annual Debt Service on the Outstanding Bonds for the period during which the payment ofrental under the Sublease is abated, and any proceeds ofsuch insurance not so used will be applied as provided in the Indenture to the extent required to pay administrative costs of the Authority in connection with the Leased Properties. Self-Insurance; Alternative PIan of Protection. As an alternative to providing the liability insurance described above, the City may provide or cause to be provided a self-insurance method or plan of protection if and to the extent such self-insurance method or plan of protection will afford reasonable protection to the City and the Authority, and their directors, officers, agents and employees and the Trustee, its directors, officers, agents and employees in light of all circumstances, giving consideration to cost, availability and similar plans or methods of protection adopted by public entities in the State of California other than the City; provided that the obligation of the Authority or City to make payments under such self-insurance will be limited to money in a designated fund balance established by the Authority or City and that the Authority or City will not be obligated to replenish such designated fund balance from the General Fund or be otherwise obligated to make payments except from such designated fund balance. After the Commencement Date, before any substitute method or plan may be provided by the City, there must be filed with the Trustee a certificate of an actuary, independent insurance consultant or other qualified person, stating that, in the opinion of the signer, the substitute method or plan of protection is in accordance with the requirements of the Sublease and, when effective, would afford adequate protection to the City and the Authority, and their directors, officers, agents and employees and the Trustee and its directors, officers, agents and employees against loss and damage from the hazards and risks covered thereby; provided, however, that in the event the City provides a self-insurance method or plan of protection for the required rental interruption insurance described above, the designated fund balance established by the City will be funded in an amount at least equal to the greatest of the aggregate Base Rental payable by the City under the Sublease for a period of any future24 months. Moreover, as an altemative to providing the required liability insurance described above, the City may provide a self-insurance method or plan of protection through the California Insurance Pool Authority (or another insurance risk sharing pool joint powers authority formed in the State) or any successor entity as the City may reasonably determine. Damage, Destruction And Condemnation; Application of Net Proceeds If: (i) the whole, or any portion, of the Leased Properties is destroyed (in whole or in part) or is damaged by fire of other casualty or taken by eminent domain proceedings (or sold to a government threatening to exercise the power of eminent domain), or (ii) the leasehold title in all or a portion of the Leased Properties is materially impaired by reason of a defect in title, then (a) the City, but only to the extent permitted by law, must substitute other property for the portion ofthe Leased Properties that has been destroyed, or taken, or affected by the defective title in accordance with the Sublease; or (b) the City will require the Net Proceeds of any insurance payment (other than the Net Proceeds of rental intenuption insurance which will be applied pursuant to the Sublease) or any condemnation award to be held by the Trustee in a special trust fund to be applied and disbursed by the Trustee as follows: 13 (D If less than all of the Leased Properties has been destroyed or taken or affected by defective title and the remainder is usable, then the Sublease will continue in full force and effect as to such remainder and (A) if the portion taken or destroyed is replaced by one or more properties of equal or greater fair market value (as demonstrated by an MAI fair market appraisal), the Trustee upon written direction of the City will disburse such proceeds to the party that incurred the expense of making such replacement and there will not be any abatement of the Base Rental under the Sublease; or (B) failing the making of such replacement, there will be a partial abatement of the Base Rental under the Sublease and the Trustee will apply such Net Proceeds, together with any other money then available to it for such purpose, to the Redemption Fund under the Indenture for the redemption of outstanding Bonds in accordance with the Indenture. (ii) If less than all ofthe Leased Properties is destroyed or taken or affected by defective title and the remainder is not usable, or if all of the Leased Properties has been so destroyed or taken or affected by the defective title, then the term of the Sublease will cease as of the day that possession will be so taken; and the Trustee will apply such Net Proceeds, together with any other money then available to it for such purpose, to the Redemption Fund under the Indenture for the redemption of outstanding Bonds in accordance with the Indenture. THE CITY General The City was incorporated on April 6, 1888 as a general law city and is located in the north-central portion of Orange County (the "County"), approximately 32 miles southeast of Los Angeles and 94 miles north of San Diego. The City encompasses an area of approximately 24 square miles with an average elevation of 197 feet above sea level. The City provides a full range of services for its citizens. These services include police, fire, paramedic, emergency transportation, library, recreation and parks, senior services, planning and development, street improvements and lighting, and general administration. The City also operates a water utility and contracts for refuse collection services. In addition, the City provides aid to its citizens in the form of residential and commercial rehabilitation loans and economic development. See ..APPENDIX A . ADDITIONAL GENERAL INFORMATION REGARDING THE CITY OF ORANGE" and "CITY FINANCIAL INFORMATION." City Government The City operates under a Council-Manager form of govemment. The current members of the City Council were elected at large. Starting with the November 2020 election, the City will implement a by- district election. There will be six voting districts in the City. The Council seats for three of the districts will be subject to election every four years starting with the November 2020 election. The Council seat for one of the districts (District l) will be elected with the November 2020 election and serve a two-year term. For the two remaining districts and the district with a two-year term, the Council members elected pursuant to the November 2022 election will serve for four years. The Mayor will remain a separately elected office directly elected by the voters every two years. The City Treasurer and City Clerk are also elected at large. The City Council is responsible for, among other things, passing ordinances, adopting the budget, and appointing the City Manager. t4 There is currently one vacant Councilmember seat. dates of their respective terms are as follows: Council Member MarkA. Murphy, Mayor Mike Alvarez, Councilmember Kim Nichols, Councilmember Chip Monaco, Councilmember Vacant The members of the City Council and expiration Term 20t8-2020 20r6-2020 2018-2022 20t8-2022 In addition to sitting as the governing board of the City, the Mayor and the City Council act as the Board of Directors for various component units of the City, including the Authority and the Successor Agency to the Redevelopment Agency of the City of Orange. The City Manager is responsible for carrying out the policies and ordinances of the City Council and for appointing heads of the City's various departments. City fulltime employees numbered 729 as of June 30,2019, of which 386 are assigned to the Police Department. The following are short biographies of the City Manager and the Administrative Services Director: Rick Otto, City Manager. Mr. Otto has served as the City Manager for the City of Orange since March 2015. During Mr. Otto's 22 years at the City, he has served in a number of different capacities including Assistant City Manager, Community Development Director, Economic Development Manager, and Assistant to the City Manager. Mr. Otto has 3l years of local government experience having worked for four different cities in Orange County and Los Angeles County. Mr. Otto has experience in multiple areas of local governrnent, including economic development, public works, planning, human resources, public informatiorl finance, information technology and public safety. Mr. Otto also serves on a number of regional boards and committees including the Metro Cities Fire Authority, the County Solid Waste Committee, and the North County Service Planning Area Committee, for which he serves as Chair. Mr. Otto has a Bachelor's degree in Public Administration and a Master's degree in Public Policy from California State University, Long Beach. Ilill Kolbow, Assistant City Manager and Administrative Services Directon Mr. Kolbow has been the Assistant City Manager and Administrative Services Director for the City since 2018. Prior to this, he was the Crty's Finance Director for approximately 4 years. His prior work experience includes Director of Finance of the City of San Bemardino Municipal Water Department and Finance Officer of the Cucamonga Valley Water District. Mr. Kolbow has a Bachelor's Degree in Business Administration from California State University, Fullerton, and a Master's Degree in Public Administration from California State University, Dominguez Hills. Mr. Kolbow is a member of the Government Finance Officers Association and the California Society of Municipal Finance Officers. Mr. Kolbow is a Certified Public Accountant in the State of California. l5 Employee Relations As of June 30, 2019, the City had 729 full-time equivalent employee positions. The following table identifies the employee unions and the number of employees covered, as well as the expiration date of the current contract. Employee Group Orange Management Association Orange Municipal Employees' Association Orange City Firefighters,Inc. Local2384 of the International Association of Firefighters, AFL-CIO Orange Fire Management Association Orange Police Association Orange Police Management Association Water Division Employees' Association Orange Maintenance and Crafts Employees' Association Namber of Employees Covere6t) 47 140 tt7 Termof MOU December 31,2022 December 31,2022 June30,2022 June30,2022 June30,2022 Jtne30,2022 December 31,2022 December 31,2022 5 183 34 2l 58 (l) Number is approximate and includes vacant funded positions. Risk Management The City is exposed to various risks of loss related to tortso theft, damage and desfuction of assets, errors and omission, road and walkway design hazards, vehicle accidents, and natural disasters for which the City maintains various insurance programs. The City has entered into contracts with outside vendors to supervise end eliminate these programs. In addition, the City completes an annual actuarial for the Workers' Compensation and Liability Funds to determine appropriate funding levels. General Liabilit.v. The City is self-insured for General and Auto Liability claims up to $350,000 per occunence. For amounts in excess of S350,000 and up to $3,000,000 the City participates in a public entity risk pool maintained through the California Insurance Pool Authority (CIPA). CIPA is a consortion of California cities under one joint powers authority agreement, which was established to pool resources, share rislg purchase excess insurance, and to share costs for professional risk management and claims administration. For amounts in excess of $3,000,000, the pool purchases commercial insurance and has coverage up to $33,000,000. Workers' Compensation. The City has a self-insurance program for any liability to City employees arising under the Workers' Compensation laws of the State of California. The City pays up to $500,000 per occurence. For amounts in excess of $500,000 and up to $2,000,000, the City participates in CIPA. For amounts in excess of $2,000,000, the pool purchases commercial insurance and has coverage up to $52,000,000 per occurrence. Liabilities are recorded when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). The liability for claims and judgments is reported in the appropriate Intemal Service Fund. An amount for current claims payable is calculated based on the current year expenses and the remainder is shown as noncurrent claims payable. The table below shows changes in claims payable for the year ended June 30, 2018 and June 30, 2019, which are expected to be paid from the self-insurance program: l6 General Workers'Liability Compensation Totals Unpaid claims, July 1,2017 Incurred claims Less claim payments Unpaid claims, June 30, 2018 Less current portion of unpaid claims Noncurrent unpaid claims, June 30, 2018 Unpaid claims, July 1, 2018 Incurred claims Less claims payments Unpaid claims, June 30, 2019 Less current portion of unpaid claim Noncurrent unpaid claims, June 30, 2019 $2,295,959 515,642,812 $17,928,670 (1,040,871) (4,375,480) (5,416,351) ____912!!287_ __$ll26ry2 _jp;p;te_ $2,243,126 l,03g,3gg (681,441) $2,601,084 (728,272) ____$1{11J12 $2,601,084 881,960 (1,197,186) $13,368,633 3,542,762 (2,462,145) $14,449,250 (3,195,91l) __$194qf11 st4,449,250 3,963,426 (2,769,864) $15,611,759 4,592,161 (3,143,586) $17,050,334 (3,924,183) $12,230,763 $17,050,334 4,845,386 (3,967,050) CITY FINANCIAL INFOR]ITATION Budgetary Processl General Fund Budget The annual budget is typically adopted by July 1 for all funds of the City on a basis consistent with generally accepted accounting principles. The budget is monitored to ensure compliance with legal provisions embodied in the appropriated budget as approved or amended by the City Council throughout the year. City staff is responsible for monitoring the appropriated budgets for all funds. The budget is prepared by fund, department (e.g. police), and activity (e.g. patrol). Transfers of appropriations between funds, between departments within a fund, and between capital outlay or debt service and another object group classification within a deparhnent, require City Council approval. All other transfers of appropriations can be made with City management approval. Budget Summary The table below shows the City's budget and actual results for General Fund revenues and expenditures for the fiscal years shown, and the City's budget for fiscal year 2019-20. The City's budget for fiscal year 2019-20 has not been revised to reflect anticipated impacts of the COVID-l9 pandemic. See "-- Potential Impacts of COVID-I9 Pandemic" and Table 2 below. t7 Table I City of Orange General Fund Budget Summary Fiscal Years 2017-18 through 2019-20 Revenues' (10) Taxes (l) Franchise fees Licenses and permits Use of money and property Intergovemmental Charges for services and fees Fines and forfeitures Miscellaneous (2) Total revenues Exnenditures: Current: General government Public safety Public works Community development Parks and library Economic development Debt Service - Principal t3) Capital outlay Total expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out (a) Total Other Financing Sources (Uses) Net Change in Fund Balance Fund Balances, Beginning of Year Fund Balances (Deficits), End of Year Fiscal Year Fiscal Year2017-18 2017-18Adopted Audited Budget (s) Actual (6) $88,128,083 $88,183,2902,s42,619 2,54r,850 4,679,970 4,807,460t,537,243 1,148,474 1,894,873 1,905,719 7,050,360 7,374,837 1,820,000 1,852,674 1,974,077 3,293,t71 sr0e,627,22s _$11_ll9zlzl_ $13,706,289 $10,897,704 73,427,623 72,433,022 8,367,221 7,397,919 4,881,881 4,488,092 14,570,420 13,492,079186,287 r73,r9r 165,950 t23,6r2 $t*J*s" -arp*st, Fiscal Year 2019-20 Adopted Budget (g) s95,272,616 2,597,495 4,645,460 2,083,860 t,412,403 8,076,890 2,012,000 1,46s,810 $117,560,534 $18,578,076 79,596,057 8,592,752 4,813,579 t4,785,450 20r,670 237,'178 114,770 s126,920,132 $(9Js9,s98) $(1,800,000) $(1-800"000) (r 1,159,598) 38,771,518 $27,611,920 $2,101,856 Fiscal Year 2018-19 Adopted Budget (7) $91,469,540 2,609,432 4,744,425 2,084,353 1,932,184 7,286,892 1,658,000 2,420,313 _$r1129uq $13,012,819 76,799,776 8,487,165 4,788,594 15,131,064 20s,971 92,339 209,333 s118,727,061 s(4,521,922) Fiscal Year 2018-19 Audited Actual (8) s96,937,045 2,55t,456 5,770,360 3,279,397 t,963,642 8,393,003 2,194,948 3,151,409 _$tu'4r260_ $12,709,494 76,141,504 7,779,267 4,479,327 r3,903,r60 196,787 92,339 76,420 _!1lsJ?&?2q. $8,862,962$(5,678,446) $(3,r42,26r\ 5AJ4'26D (8,820,707) 35,898,961 s27,078,254 $(3,142,261) s(3,142,261) (1,040,405) 35,898,961 $34,858,556 $(4,950,000) s(4,950,000) $(4,950,000) (9,47r,922) 34,858,556 $25,386,634 $(4,950,000) 3,912,962 34,858,556 $38,771,518 Source: City of Orange, Finance Department (l) Consists of sales taxes, property taxes and transient occupancy taxes. See *CITY FINANCIAL INFORMATION - Sales Taxes and - Property Taxes" below. Also see "-Potential Impacts of COVID-19 Pandemic" and Table 2 below. (2) Miscellaneous revenues in the General Fund consist mainly of reimbursement for the annual street fair and reimbursements from other agencies for emergency services provided. (3) See *CITY FINANCIAL INFORMATION - Long-Term Liabilities" below. (4) Transfers from the General Fund to the Capital Improvement Fund or Internal Service Funds. Interfund transfers are used to (l) fund general funded capital projects, vehicle replacements, information systems, computer replacements, and liability claims; (2) fund improvements to City facilities, and (3) to provide funding for liability claims expense. (5) As provided in the City's Annual Adopted Budget for fiscal year ended June 30, 2018. (6) As provided in the City's Comprehensive Annual Financial Report for fiscal year ended June 30, 2018. (7) As provided in the City's Annual Adopted Budget for fiscal year ended June 30, 2019. (8) As provided in the City's Comprehensive Annual Financial Report for fiscal year ended June 30, 2019. (9) As provided in the City's Annual Adopted Budget for fiscal year ended June 30, 2020. (10) See "-Potential Impacts of COVID-I9 Pandemic" and Table 2 below. l8 Potential Impacts of COWD-|9 Pandemic At this time, the City does not plan to amend the budget for fiscal year 2019-20 as a result of the COVID-I9 pandemic, but is evaluating the expected impacts to the City's finances as the situation progresses. As of May 26,2020, the City estimates a recession through fiscal year 2020-21 as a result of the COVID-I9 pandemic, with a revised projected revenue estimate of approximately $114.0 million for fiscal year 2019-20 and estimated expenditures of approximately $114.9 million, resulting in a deficit of approximately $900,000 for fiscal year 2019-20. The decrease in revenues is largely due to the stay at home orders, resulting in severe declines in retail, travel, manufacturing, and service industries, and their resulting tax revenues. The City projects declines in sales tax and transient occupancy tax revenues during this period. For fiscal year 2020-21, the City is projecting approximately $106.6 million in revenues (a decrease of 6.6%o from fiscal year 2019-20), and $122.4 million in expenditures, resulting in a 515.8 million deficit. The decrease of 6.60/o in revenues is based on annualizing half of the second half of the second calendar quarter 2020 sales tax loss projections, in addition to no increases in property tax revenue due to potential non-payments from residents. The increase in expenditures for fiscal year 2020-21 is in part due to increases in CalPERs retirement costs, labor cost increases, general municipal election costs, contractual obligations for various maintenance agreements and sales tax sharing agreements and departmental operating budgets. The City will be considering implementing several budget reduction measures to reduce the expenditures, including but not limited to, reducing summer hiring for summer programs, freezing vacant positions, operational budget reductions and renegotiating labor agreements. Assuming budget reduction measures include a decrease of $3.6 million in renegotiated labor costs and $4.2 million in operating savings, the projected deficit for fiscal year 2020-21 would be $8.1 million, which the City plans on funding through use of catastrophic reserves and transfers from the capital projects fund and CaIPERS set-aside. See 'INTRODUCTION - COVID-I9Impact" and "BONDOWNERS' RISKS -- COVID-l9 Pandemic." See also "CITY FINANCIAL INFORMATION -- Pension Plans." The following table shows the City's revised revenue projections for fiscal year 2079-20 and fiscal year2020-27 as of May 26,2020: Table 2 City of Orange General Fund Revenue Projections for Fiscal Years 2019-20 and2020-21 (as of May 26,2020) Type ofRevenues Fiscal Year 2019-20 Fiscal Year 2020-21 Sales Tax Property Tax Transient Occupancy Tax Franchises Licenses & Permits Use of Money & Property Fees for Services(l) Interfund Revenue(l) Other Revenues(2) Total Revenues $42,705,369 43,958,186 3,800,000 2,545,036 5,264,962 2,003,288 5,399,921 2,460,903 5,905,258 $38,965,165 43,958,186 2,960,000 2,290,532 4,739,376 7,602,630 5,129,925 2,510,121 4,407,971 $114,042,823 $106,562,717 Source: City of Orange (l) Included in Charges for services and fees in Table l. (2) Consists of property transfer tax ($678,900), Fines & Forfeitures ($ 1,940,009), intergovernmental revenue from other agencies ($1,103,833), and miscellaneous revenue ($685,038). l9 Financial Statements Set forth in the following pages are the City's General Fund balance sheets and statements of revenues, expenditures and changes in General Fund balance for the years shown, based on the City's audited financial statements. The balance sheets and statements presented in this Official Statement are subject to the various notes attached to the City's audited financial statements for the respective years. The City's Comprehensive Annual Financial Report for fiscal year ended June 30, 2019, which includes the City's 2018- 19 audited financial statements, are set forth in APPENDIX F. See also "INTRODUCTION - COVID-l9 Impact" and *BONDOWNERS' RISKS - COVID-l9 Pandemic." Table 3 City of Orange General Fund Balance Sheets Fiscal Years 2014-15 through 2018-19 ASSETS: Cash and investrnents (r) Receivables: Accounts receivable Taxes (2) Interest Intergovernmental Inventories Prepaid costs Total Assets LIABILITIES: Accounts payable Accrued liabilities Deposits payable Due to other agencies Uneamed revenues Total Liabilities DEFERRED INFLOWS OF RESOURCES: Unavailable revenues Total defened inflows ofresources FUND BALANCES: Nonspendable: Inventories Prepaids Unassigned Total fund balances Total liabilities, deferred inflows of resources and fund balances $38,420,540 542,606,761 $3 1,616,748 1,068,639 5,505,688 t19,734 109,731 Fiscal Year 20r4-r5 Fiscal Year 2015-16 s29,46r,0r7 872,932 12,035,131(3) r30,276 19,051 88,354 Fiscal Year 20r6-17 $3 1,882,704 r,179,496 7,992,231 2l 1,388 40,000 88,269 $41,394,088 $2,360,009 1,850,216 50,803 179,638 338,33 l s4,778,997 $716,130 $88,269 35,810,692 Fiscal Year 2017-r8 s29,842,077 2,257,97r 7,533,198 239,460 95,178 Fiscal Year 20r8-r9 $33,242,359 r,829,734 9,862,480 356,644 82,345 78,415 $39,987,884 545,460,977 $1,873,595 4,308,789 41,234 1t4,979 403,654 ___sqJ422sr s74,995 $2,047,707 4,998,s17 184,810 t42,357 347,549 s7,720,940 s64,970 $1,698,953 2,170,557 54,431 225,469 360,395 $4,5(x1,805 s619,s23 $2,498,006 2,994,553 67,384 279,474 40r,752 ____$!J21J{l $498,920 $74,995 64,970 716,130 619,523 498,290 $95,178 $82,345 78.415/ o'1r J 34,763,378 38,610,758 $38,420,540 $42,606,761 $35,898,961 $34,858,556 $38,77r,5r8 $41,394,088 $39,987,984 545,460,977 Source: City of Orange Comprehensive Annual Financial Reports for Fiscal Years 2014-15 through 2018-19. (l) See *CITY FINANCIAL INFORMATION - Investment Portfolio" below. See also Note 2 to APPENDIX F - CITY OF ORANGE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR ENDED JUNE 30. 2019. (2) Consists of sales taxes, property taxes and transient occupancy taxes. See *CITY FINANCIAL INFORMATION - Sales Taxes and - Properly Taxes" below. (3) The increase in fiscal year 2015-16 was due to the City's receipt of a final sales tax triple flip payment of $4.8 million. $109,731 3t,493,563 t3r,6032r4 $88,354 34,732,497 $34,820,851 20 Table 4 City of Orange Statements of Revenues, Expenditures and Changes in General Fund Balance Fiscal Years 2014-15 through 2018-19 Fiscal Year 2014-15 $68,727,586 2,962,006 4,080,299 931,732 13,081,439 7,092,877 2,138,246 1,511,705 -$199,42s,8e9_ $9,471,637 63,389,991 7,120,026 3,687,909 11,940,452 67,108 727,918 $!r6l0sp41 $4,020,849 s73,120,967 2,785,987 5,443,388 1,364,340 13,353,941 7,000,239 1,725,795 3,423,544 _u08e$421_ $10,802,528 67,591,325 7,210,762 3,971,673 11,675,323 62,992 858,888 ylLrJir,,4n $6,044,700 $86,752,001 2,505,636 4,966,017 1,005,391 1,964,941 7,478,765 1,706,291 6,368,251 _fln;?een- $10,888,617 69,493,282 7,330,102 4,319,703 13,042,652 97,669 r32,898 $trst0rB* $7,443,370 $88,183,290 2,541,950 4,807,460 1,149,474 l,g05,7lg 7,374,837 1,852,674 3,293,171 __$!lJ!ZlZr_ $10,897,704 72,433,022 7,397,919 4,488,092 13,492,079 173,l9l 123,612 --q1q491q1r $2,1010856 Fiscal Year 20r8-19 $96,937,045 2,551,456 5,770,360 3,279,397 1,963,642 8,393,003 2,lg4,g4g 3,151,409 $t24241,260 $12,709,494 76,141,504 7,779,267 4,479,327 13,903,160 196,7g7 92,339 76,420 _$1EfZq?2L s8,862,962 Fiscal Year Fiscal Year Fiscal Year 2015-16 2016-17 2017-18 Revenues: Taxes (l)(2) Franchise fees Licenses and permits Use of money and property Intergovernmental (2) Charges for services and fees Fines and forfeitures Miscellaneous (3) Total revenues Expenditures: Cunent: General govemment Public safety Public works Community development Parks and library Economic development Debt Service - Principal(a) Capital outlay Total expenditures Excess (Deliciency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out (s) Total Other Financing Sources (Uses) Net Change in Fund Balance Fund Balances, Beginning of Year Fund Balances (Deficits), End of Year $(6,735,3;) $(6,78sJ9s) (2,764,546) 34,367,840 $31,603,294 s(z,gzt,tii) $(2,827,143) 3,217,557 31,603,294 $34,820,851 $(6,365,26;) $(6t6s"260) 1,078,1 10 34,820,85 I $35,898,961 sfi,t+z,zii) $(4,950,00;) $(3,142,261 $(4,950,000) (1,040,405) 3,912,962 35,898,961 34,858,556 $34.858.556 $38,771,518 Source: City of Orange Comprehensive Annual Financial Reports for Fiscal Years 2014-15 through 2018-19. (1) Consists of sales taxes, property taxes and transient occupancy taxes. See "CITY FINANCIAL INFORMATION - Sales Taxes and - Property Taxes" below. (2) Effective Fiscal Year 2016-17, the City began accounting for Property Taxes in lieu of Motor Vehicle License Fees in the Taxes category. There is a corresponding increase in Taxes and a decrease in Intergovernmental revenues. (3) Miscellaneous revenues in the General Fund consist mainly of reimbursement for the annual street fair and reimbursements from other agencies for emergency services provided. (4) See *CITY FINANCIAL INFORMATION - Long-Term Liabilities" below. (5) Transfers from the General Fund to the Capital Improvement Fund or Internal Service Funds. Interfund transfers are used to (l) fund general funded capital projects, vehicle replacements, information systems, computer replacements, and liability claims; (2) fund improvements to City facilities, and (3) to provide funding for liability claims expense. 2l Major Revenues The City derives its General Fund revenues from a variety of sources including sales taxes, ad valorem property taxes, transient occupancy taxes, licenses, permits, charges for services provided by the City and other miscellaneous revenues. Sales taxes and property taxes constitute the two top major sources of General Fund revenues, with sales taxes consisting of approximately 38.88% of the City's Fiscal Year 2018- 19 General Fund revenues, and property taxes comprising approximately 33.39% of Fiscal Year 2018-19 General Fund revenues. See Table 4 above and "-Sales taxes" and "-Property Taxes" in Table 5 below. See also "LIMITATIONS ON REVENUES AND APPROPRIATIONS." The City's total General Fund revenues for selected major revenue sources for the past five fiscal years are set forth below. Table 5 City of Orange Selected Major Revenue Sources (Fiscal Years 2014-lS through 2018-19) Revenue Category Sales Taxes Property Taxes(r) Transient Occupancy Taxes Charges for Services and fees Licenses and Permits 2014-t5 2015-16 2016-17 2017-18 2018-19 $40,446,744 34,334,982 4,544,477 4,994,008 4,080,299 $42,161,349 36,945,749 5,200,107 4,899,239 5,443,388 s42,415,659 38,109,664 5,412,976 5,377,765 4,966,016 $41,316,133 40,433,610 5,475,877 5,275,587 4,907,460 s48,304,886 41,481,360 5,399,684 5,955,233 5,770,360 rotal _qq9,40049-s94,649,832 $96,292,090 s97,308,667 $106,911,523 (r) Inclusive of Califomia Motor Vehicle Vehicle-In-Lieu Payments. See "--Properg Taxes". Source: CityofOrange. As discussed above under "--Budget Summaryr" the City anticipates a decline in general fund revenues (including most, if not all, of categories of revenues described below) beginning in March 2020 as a result of the COVID-l9 pandemic. Due to the ongoing and evolving nature of the COVID-I9 pandemic, at this time, the City cannot predict how long, or to what extent, the decline in general fund revenues will be. See "INTRODUCTION-{OVID-19 Impact", "--Budget Summary" and 'BONDOWNERS' RISKS--COVID- I 9 Pandemic." The following tables shows a comparison of the selected major revenues for fiscal year 2018-19 as compared to the projected major revenues for fiscal years2019-20 and2020-21: Table 6 City of Orange Selected Major Revenue Sources (Fiscal Year 2018-19 actual, Fiscal Years 2019-20 and2020-21projected) Revenue Category Sales Taxes Property Taxes(r) Transient Occupancy Taxes Charges for Services and fees Licenses and Permits Total 2019-20 2020-21 Projected(z) Projected(2) 20t8-19 Actual $48,304,886 41,481,360 5,399,684 5,955,233 5,770,360 $42,705,369 43,958, I 86 3,800,000 5,399,921 5,264,962 $38,965,165 43,958,186 2,960,000 5,129,925 4,738,376 $ 101,128,338 995,751,652 (r) Inclusive of Califomia Motor Vehicle Vehicle-In-Lieu Payments. (2) Projections are as of May 26,2020 and are subject to change as the COVID-19 Pandemic evolves. Source: CityofOrange. _q064u4 Sales Taxes Sales Tax is the largest source of General Fund revenue. A sales tax is imposed on retail sales or consumption of personal property. The sales tax rate in the City is 7.75Yo.In fiscal year 2018-19, the City's sales tax increased by 57.2 million or 16.90/o from Fiscal Year 2017-18, primarily due to SC Fuels (a fuel distribution and service company and a major sales tax revenue producer) increase in service stations through several regional wholesale fuel distributor acquisitions. The City entered into a participation agreement to abate sales tax with a local business under the City of Orange Municipal Code Section3.25 Sales Tax Sharing Program. Under the Municipal Code, the City may grant sales tax abatements of the amount of sales tax a business generates within the City, for the purpose of attracting or retaining business within their jurisdictions. For the year ended June 30,2019, the City abated sales taxes totaling $3,701,913. Potential Impacts of COWD-I9 Pandemic. The City anticipates a decline in sales tax revenues beginning in the month of March 2020 due to the COVID-l9 pandemic. In addition, the City anticipates a delay in the receipt of sales tax revenues due to the COVID-I9 Pandemic. Effective April2, 2020, the Sta|e is allowing small business taxpayers (i.e., those with less than $5 million in taxable annual sales), to participate in a l2-month, interest-free, payment plan for up to $50,000 of sales and use tax liability. For fiscal year 2019-20, the City's adopted budget projected $45.3 million in sales tax revenue, which is $250,000 (0.5o/o) below the fiscal year 2018-19 estimate. Due to the COVID-19 pandemic, as of May 26,2020, the City projects sales tax revenue to be 542.7 million for fiscal year 2019-20 and $39.0 million for fiscal year-' 2020- 21. However, due to the ongoing and evolving nature of the COVID-l9 pandemic, at this time, the City cannot predict how long, or to what extent, the decline in sales tax revenues will be. See "INTRODUCTION - COVID-l9 Impact," '.-Budget Summafy," "-Major Revenues" and "BONDOWNERS' RISKS - COVID-I9 Pandemic." The valuation of taxable transactions in the City is presented in the following table. Table 7 City of Orange Taxable Retail Sales Valuation of Taxable Transactions (Calendar Years 2015-2019') Calendar Year Retail and Food Services Taxable Transactions All Other Outlets Taxable Transactions $1,239,390,114 1,243,640,936 1,289,138,034 1,410,509,132 1,766,554,556 Total s3,574,280,879 3,601,966,374 3,765,583,409 3,874,819,809 4,233,363,665 2015 2016 2017 2018 2019 $2,334,890,765 2,358,325,438 2,476,445,375 2,464,310,677 2,466,809,709 Source: California Department of Tax and Fee Administration, Taxable Sales in California (Taxable Sales, by City). 23 Largest Sales Toxpayers. The 25 largest payers of sales taxes in the City for calendar year 2019 comprised 47Yo of sales tax revenue in the City. The following is a table of the 25 largest sales taxpayers in the City in alphabetical order for calendar year 2019: Table 8 City of Orange 25 Largest Sales Taxpayers Calendar Year 2019 Arco Food Mart Best Buy Chevron Claflin Medical Equipment DMG Corporation Enterprise Rent-a-car Ford of Orange Foundation Building Materials Home Depot L&W Supply Mazda of Orange MS International Nike Factory Store Source: City of Orange Property Taxes The City's second largest revenue source, property tax, is imposed on real property (land and permanently attached improvements, such as buildings) and tangible personal property (moveable property) located within the City. Property is initially assessed by the County Assessor at atax rate of 1.0%o of the assessed value subject to inflationary increases of no more than 2.0Vo each year plus adjustments resulting from reassessment upon transfers and new construction. The City's adopted budget for fiscal year 2019-20 estimates property tax revenues to be $43.8 million, generating an additional $1.7 million, or a 4.1o/oincrease over fiscal year 2018-19, due to expected increases in home assessed values, and commercial properties sold at higher property values. Property tax revenue consists of two primary sources. First, a portion of the lo/o ad valorem tax, of which the City's share is approximately l3.6Yo. The fiscal year 2019-20 adopted budget projects this to be approximately $29.6 million. The second source is Property Tax in lieu of Motor Vehicle License Fees, which is expected to be $14.1 million according to the City's fiscal year 2019-20 adopted budget. The State of California swapped this revenue source in2004 as part of a budget saving measure. As a result, the City receives a share of the Education Revenue Augmentation Fund, which is also part of the l%o ad valorem tax, instead of Vehicle License Fees. Tax Levies and Delinquencics. Taxable valuation within the City is established by the Orange County Assessor, except for utility property, which is assessed by the State Board of Equalization. Taxes are levied by Orange County for each fiscal year on taxable real and personal property which is situated in the County as ofthe preceding January l. Effective July 1, 1983, real property that changes ownership or is newly constructed is reassessed at the time the change in ownership occurs or the new construction is completed. If the property is reassessed at a higher value, one or more supplemental tax statements will be added to the annual tax bill. If the property is reassessed at a lower value, the property owner may receive a refund. Ralph's SC Fuels Selman Chevrolet Source North America Corp. Stadium Nissan Target Thompson Building Materials Toyota Lease Trust Toyota of Orange Villa Ford Verco Decking Walmart 24 Property taxes on the secured roll are due in two installments, on November I and February I of each fiscal year, and if unpaid become delinquent on December 10 and April 10, respectively. If the first installment is not paid by December 10, a ten percent delinquent penalty is added to any unpaid balance. If the second installment is not paid by April 10, a ten percent penalty plus a charge of $10 is added to the unpaid balance. Since supplemental tax bills are mailed throughout the year, they may or may not be due or delinquent at the same time as annual tax bills. The same penalties and charges accrue for delinquent supplemental taxes as for delinquent annual taxes. The County of Orange bills and collects the property taxes, and subsequently remits the amount due to the City of Orange in installments during the year. For counties that have adopted the Teeter Plan (an Altemative Method of Distribution of Tax Levies and Collections and of Tax Sale Proceeds, pursuant to Sections 4701 through 4717 of the California Revenue and Taxation Code), local agencies would receive 100 percent ofthe amount ofthe taxes due to such agencies regardless ofany default in payment ofsuch taxes from property owners. Orange County has adopted the Teeter Plan. However, the City does not participate in the County's Teeter Plan. Historically, the City has received substantially all of the taxes levied within two years from the date they are levied. However, the City cannot predict how the COVID-19 pandemic will affect Orange County's ability to collect property taxes in a timely manner, and whether there will be any impact on the County's remittance of property taxes to the City. See "-Potential Impacts of COVID-I9 Pandemic" below. Economic and other factors beyond the City's control, such as economic recession, deflation or land values, or the complete or partial destruction of taxable property caused by, among other eventualities, earthquake, flood or other natural disaster could cause a reduction in the assessed value oftaxable property in the City. Potential Impacts of COWD-I9 Pandemic. In response to the COVID-l9 outbreak described under the caption "BONDOWNERS' RISKS-{OVID-19 Pandemic," the Orange County Treasurer-Tax Collector has stated that the County will waive penalties for failure to timely pay property taxes on or before April 10, 2020, if a property owner can demonstrate significant economic hardship due to COVID-I9. After June 30, property owners that do not meet such criteria for significant economic hardship, can participate in a five year payment plan, which requires a 20 percent deposit of the amount of the property taxes due plus a set-up fee of $25, and annual payments of20 percent by April 10 ofeach year until paid. Interest is charged at 1.5 percent monthly (18 percent annually) with no prepayment penalty. The waiver of late payment penalties and resulting property tax delinquencies could have an adverse impact on the timely payment of property taxes with respect to property in the City. The City cannot predict whether the COVID-I9 pandemic will have an effect on the remittance by the County of the City's property tax revenues. However, to date, the City has not experienced any significant declines in property tax revenues resulting from the County's potential waiver of late payment penalties. See "-Budget Summary," "-Major Revenues" and "-Tax Levies and Delinquencies" above. See also "INTRODUCTION - COVID-l9 Impact" and "BONDOWNERS' RISKS- COVID-l9 Pandemic." ERAF. In response to past severe financial and budgetary distress of California, the State Legislature adopted legislation impacting the City's allocation of revenues from property taxes, including, in particular, provisions relating to the Education Revenue Augmentation Fund ("ERAF"). Beginning in Fiscal Year 1992- 93 and in various fiscal years thereafter, the State required local governments to remit a portion of their property tax revenues to ERAF. The Fiscal Year 2005-06 state budget required a $13 billion shift from local govemments to ERAF. While the State budgets for each of Fiscal Years 2006-07 through 2019-20 did not contain provisions for additional ERAF property tax shifts from cities (although the 2008-09, 2009-10, and 2010-ll State Budgets contained provisions for additional ERAF property tax shifts from redevelopment agencies), there can be no assurance that future State Budgets will not require additional ERAF property tax shifts from the City. Proposition 13 Limitations. Article XIIIA of the State Constitution provides that, beginning with the 1978-79 Fiscal Year, property taxes in California are limited to one percent of full cash value, except for taxes 25 to pay debt service on indebtedness approved by the voters prior to July l, 1978. Article XIIIA defines full cash value as the County Assessor's valuation of real property as shown on the 1975-76 tax bill ("base yetr"), except in the case of newly-constructed property or property which undergoes a change in ownership. Yearly taxable value increases following the base year are limited to the growth in the consumer price index, but may not exceed two percent annually. For assessment and collection purposes, property is classified either as oosecured" or 'ounsecured," and is listed accordingly on separate parts of the assessment roll. The oosecured roll" is that part of the assessment roll containing State assessed property and property the taxes on which are a lien on real property sufficient, in the opinion of the County Assessor, to secure payment of the taxes. Other property is assessed on the o'unsecured roll." See "LIMITATIONS ON REVENUES AND APPROPRIATIONS - Property Tax Limitations - Article XIIIA." lRemainder of Page Intentionally Left Blankl 26 I IEE'"| S S S S S S S S SoJl c.l O\ t O\ € O\ c'l $I =l ! oo o\ o\ co \o c.l o\ o rn iil o o cd + v; "d + v; v; I I rN >. (!) g ()o () ,9() .vo- *Ex^_oh ()E 3a v5 4cOL> frE ^,E 8=tFs .aE xtr9i6 7,."1 Eritr9?-=o'!t "h0() o !d 3CAOXv-Q _E 6; EF9.90e {5 hotr! =.trE i:Ho3E9E€.clo= ,E F.E-s 0)i g.s -Y>.8E b EbE.tLh- F FE#x()s *x i/rO Ol;;-c x6x-63 =eF= ^^d ac9 \O$OcOcOF-o\\F-oO<-rn \O Fr \O + f-- S oO F- ra) -c..1 \oca\o$o*o\rn \noO\OO\*c)or\+or\+C.t * * \O F- Cq O\ C.l C-a'- rar C- S \O C{ .O cq Ot C- e{l.)c-$oo\\Ocal.)o$F-.acpca$\O$l-.F-Olcarn*O\O\\ln\F\o \o \o tr* t-- oo o\ o * c.lr*-*r**(\lC.l(\.l@ o(D-, H'Fs saooLan -o l\O.+Ocn<}\OOCI$oOoOa | tr- + r \O C.l t-- C{ O.l O c..l;6>l $ l- cq o\ rn $ o o\ cq t-- = Ll \O rn \O O\ € r.) c.t $ € \O =q)l\O t-- $ S c) O\ co c) \.) \O:{Ql oo \o * \o t- rn s o\ cq o;9lFj od od cJ od od c.i d od odE il OO co O\ oO oO OO C.l * ta) OD-l 99 oO F- oO oO oo oo oO oO O\ I c.,tF-$F-c)\O_C\loOt-*A\OOOrn^\O\OOOt'-\OtF-\O6\Orn\Oc.i-loi+-l.riuivi+.dcoO,oOOlnoct\OAC{OOO\cOC.loooa.ldFl\d+od-fJldolvi$ctc.lctot+ifirnl.loo*t****g1 r.)*c..lO\+OoO\O*O$r.)€€cq+cacoooooOt--oOO\coOc..loOSO\ $.+\OOO\*O\cOO\\oco$ooot.)F-.rr-)cof--AAOF-S-AO\€ t- o \o c\l |r) F- F- co C\.l oOOoOO\\Or\Or***C\|Ol(\.lc.)cO$r.)\O @ t'-\OF*oOrr+aOoo* -o\oo+\oocoo\\oF-coOcoO\+$\O\Oc..lC-- cq€O\c|r+O\Ct*oOO\\OFoOO\c)O\(\ilr.)cAco Cil t.) O.l cq \O c.l O\ t ra) c.)a\o(\liolF-c.l$$*c.O(\lF-c.tC\lOoo F- oo o o (\t c.l r.) t- o olNolcocncoco.oca$4 ^l=lrhl9El =91\J OlLItrl I 1i oA LA o A '.45X<_6l t F qie :61ogfld =o\--.= .61 C)sn ) e-lF -o!j E- -r !.'l Fltr o\EqE .g<+E ES=GI U' = qriT .ES,6 .3> tvE F#ti E-Y^ii .=€C)6l A-xt -k6 o ahqg =aC€ c)0a C)06 aL O c) (H h d o I CE >IL LI;gl E iltr Oil I I IGlI'n >l rr Llo o)l E &lQl I \O\Ot'-caC\€F.C\l .o$+€\OOcOO\tnF-lr)O\rnr.)cqov.)00rnocaao ooa$cqoao-F-\oorn\OrnOO$*\Oc\lFO.l*tr<f,OOlarr.)$COCOc.- O\O\Ot'-So.lr-OO\NO+OO\$C{O**\O(\1 $\OOO\Oc.)O\\OcoOrr-Holaoc.t$l.)\o 6 E,l E EI .A LI '9 e.l I EFIo "l *Olcq+\n\OF-oOO\O i**t-t*-t(\tttttttttlO*(\.lc.t+rn\OF-OOo\\ N ol o.l c\ o.l N c.l c\ o.l ol A summary of the City's property tax levies and collections for the last ten fiscal years is as follows: Table 10 City of Orange Property Tax Levies and Collections Last Ten Fiscal Years Collected within Fiscal Year of Lew Taxes Levied Fiscal Year for the Fiscal Ended June 30 Yeaf) Collections in Percent of SubsequentAmount Lew Fiscal Y-ears(2) 20t0 20ll 2012 2013 2014 20t5 20r6 2017 20r8 2019 $33,846,120 33,281,667 33,642,208 34,034,193 35,409,021 36,798,892 38,795,999 40,013,475 41,745,695 43,559,522 s29,976,047 88.57% 32,633,605 98.05% 33,002,184 98.10% 33,480,125 98.37% 34,931,104 98.650/o 36,291,294 98.620/o 38,103,619 98.22% 39,374,323 98.40% 41,237,300 98.78% 42,987,182 98.69% $857,893 567,671 380,718 349,943 269,749 221,433 215,265 184,816 185,252 176,111 Source: Urban Futures, Inc. based on data from Orange County Auditor-Controller (l) Includes secured, unsecured, and supplemental property tax revenues as well as Vehicle License Fee in lieu amounts. (2) Includes the total amount of delinquent taxes collected in each fiscal year. The Orange County Auditor-Controller tax ledger does not provide detailed information regarding the levy yeax to which delinquent tax collections pertain. Excludes penalties and interest amounts. (3) Total collections may not tie to the amounts reflected in the City's audited financial statements due to timing of collections and delinquent payments. Redevelooment Dissolution The State's Community Redevelopment Law (codified in Part I of Division 24 of the Califomia Health and Safety Code) authorized the redevelopment agency of any city or county to receive an allocation oftax revenues resulting from increases in assessed values ofproperties within designated redevelopment project areas (the "incremental value") occurring after the year the project area is formed. In effect, local taxing agencies, such as the City, rcalize tax revenues only in the assessed value of such property at the time the redevelopment project is created for the duration of such redevelopment project. Although Assembly Bill No. 26 (*AB X7 26"), enacted on June 29, 20ll as Chapter 5 of Statutes of 2011, statutorily dissolved redevelopment agencies as of February 1,2012, the enforceable obligations of dissolved redevelopment agencies, continue to be paid from property taxes derived from such incremental value until the enforceable obligations are paid in full in accordance with Parts 1.8 (commencing with Section 34161) and 1.85 (commencing with Section 34170) of Division 24 of the Health and Safety Code of the State, as amended on June 27,2012 by Assembly Bill No. 1484 (*AB 1484"), enacted as Chapter 26, Statutes of 2012, and as such statutory provisions may further be amended from time to time (as amended, the "Dissolution Act"). Under the Dissolution Act, taxing entities, such as the City, are to receive distributions (in proportion to such taxing entity's share of property tax revenues in the tax rate arca for the applicable fiscal year) of residual amounts of property taxes attributable to incremental value on each June I and January 2, commencing June 1, 2012, after payment of (i) tax sharing obligations established previously pursuant to the Community Redevelopment Law, (ii) enforceable obligations of the successor agency to the former redevelopment agency, and (iii) an administrative cost allowance to such successor agency. As enforceable Total Collections within the Fiscal y"*(z)(:) Percent ofAmount Lerry(txzl $30,833,940 91.10% 33,201,276 99.76% 33"382,902 99.23% 33,830,069 99.40% 35,200,852 99.41% 36,572,727 99.22% 38,318,884 98.770/o 39,559,139 98.86% 41,422,552 99.23o/o 43,163,293 99.09% 28 obligations of the former redevelopment agency and its successor agency are paid and retired, residual amounts of property tax revenues attributable to redevelopment project area incremental value are expected to increase over time. Top Tax Pwers. The top ten property taxpayers, based on local secured assessed values of taxable property in the City for the fiscal year 2019-20 are set forth in the following table: Table 11 City of Orange Top Ten Property Taxpayers Fiscal Year 2019-20 Industry/Type of Business Taxable Assessed Value Percentage of Total Taxable Assessed ValueTaxpayer Orange City Mills LP Irvine Company LLC KBS Sor City Tower LLC Children's Hospital of Orange Bex Portfolio Inc. St. Joseph Hospital of Orange OC OET Owner LLC Orange County Realty Investors The Village at Orange LLC Windsor at Main Place I LLC Retail Apartments Real Estate Medical Apartments Medical Office Tower Real Estate Retail Apartments s771,532,848 764,766,350 150,195,000 137,476,045 135,730,778 128,822,366 1 17,338,180 110,762,837 104,467,450 98,059,303 0.75o/o 0.72 0.66 0.60 0.s9 0.s7 0.52 0.49 0.46 0.43 Total $1,318,551,157 5.79o/o Source: Urban Futures, Inc., based on fiscal year 2019-20 combined tax rolls from the Orange County Assessor's Office and City total taxable assessed value of $22,770,774,554. Transient Occupancy Tax A transient occupancy tax is imposed on persons staying 30 days or less in a hotel, motel, inn or other lodging place within the City. The current transient occupancy tax rate is 10.00% of the room rate. Payments are made to the City on a monthly basis and are deposited to the City's General Fund. In fiscal year 2018-19, transient occupancy tax receipts were $5,399,864, providing5.6Vo of General Fund tax revenues and approximately 4.3% of total General Fund revenues. Transient occupancy tax receipts decreased by approximately S76,000 (1.4%) in fiscal year 2018-19 over fiscal year 2017-18 year-end results. The City's Adopted Budget forecasted an increase of approximately 0.9Vo in transient occupancy tax receipts in fiscal year 2079-20. However, the City now anticipates a decline in transient occupancy tax revenues beginning in March 20200 due to the COVID-l9 pandemic. As of May 26, 2020, the City projects transient occupancy tax revenues for fiscal year 2019-20 to be $3.8 million, a substantial decrease from $5.4 million in fiscal year 2018-19. The City projects further declines in transient occupancy tax revenues to $3.0 million for fiscal year 2020-21 . Due to the ongoing and evolving nature of the COMD- 1 9 pandemic, at this time, the City cannot predict how long, or to what extent, the COVID-l9 pandemic and the federal, state, and local responses thereto will cause declines in transient occupancy tax. See *INTRODUCTION - COVID-19 Impact" and "BONDOWNERS' RISKS- COVID- I 9 Pandemic." 29 Reserve Policies Historically, the City's Reserve Policy provided for as much as a 25%o set-aside of budgeted General Fund operating expenditures as a designation of fund balance (Designated for Contingencies), which is included in Unassigned fund balance. This policy was established to provide a contingency in case of a catastrophic, or other severe economic event. The current set-aside is 17.3% of Fiscal Year 2019-20 budgeted General Fund operating expenditures. The City intends to use a portion of these reserves to fill budget gaps due to loss of revenues resulting from the COVID-19 pandemic. See "CITY FINANCIAL INFORMATION - Budget Summary - Potential Impacts of COVID-l9 Pandemic." Investment Portfolio The City invests all idle cash in various investment instruments pursuant to the City's Statement of Investment Policy, as authorized by California Govemment Code 53601. Cash and investments at June 30,2019 consisted of the following: Petty Cash Bank Balance (net of outstanding checks) Investments 812,200 (1,632,415) 152,870,146 Total $151,249,931 As of June 30,2019 the City had the following investments: Investment Type Fair Value Federal Home Loan Bank Federal National Mtg. Assn. Federal Farm Credit Bank Medium Term Note: Apple Microsoft Toyota Local Agency Investment Fund Money Market Mutual Funds Held by trustee: Money Market Mutual Funds U.S. Treasury Bond Federal National Mtg. Assn. Total $15,595,336 40,856,277 14,952,754 1,980,646 3,995,241 9,932,427 57,297,914 4,532,857 285,012 7,538,703 1,543,979 $152,870,146 Minimum Rating Not applicable Not applicable Not applicable AA- AA- AA- Not rated Not applicable Not applicable Exempt Not applicable S&P Rating AA+ AA+ AA+ AA+ AAA AA- Not rated AAA AAA Exempt AA+ o/o of investments 10.44o/o 26.73 9.78 1.30 2.6r 6.50 37.48 2.97 0.19 1.00 1.00 100.00% FINANCIAL REPORTSee ..APPENDIX F - CITY OF ORANGE COMPREHENSIVE ANNUAL FOR FISCAL YEAR ENDED JUNE 30.2019 - Note 2." 30 Long-Term Liabilities The following table shows the City's long term liabilities for Fiscal Year ended June 30, 2019: Beginning Balance Additions Deletions Amounts Amounts Due Within Due Beyond One Year One Year Ending Balance Govemmental Activities Direct borrowing Loans Payable Other liabilities: Compensated absences Claims payable Total Govt. activities Business-type activities Compensated absences Total 8,062,555 3,495,019 3,646,640 77,050,334 4,845,386 3,967,050 25,651,622 8,911,024 7,706,029 7,910,934 3,578,063 4,332,871 17,928,670 5,416,351 12,512319 26,856,617 9,232,192 17,624,425 s538,733 $570,619 s92,339 $1,017,013 $237,778 s779,235 555,444 158,970 120,776 593,638 729,168 464,470 s26,207,066 $9,069,994 $7826,805 $27,450,255 $9,361,360 $18,088,895 In April 2018 and May 2019, the City entered into a series of loan agreements with Southern California Edison for LED retrofit of city-owned streetlights. The loans are payable from the General Fund and total 51,682,026 with a zero percent interest rate. The outstanding balance at June 30, 2019 is $1,017,013. The annual payments are as follows: Fiscal Year 2079-20 2020-21 2021-22 2022-23 2023-24 2024-2s 2025-26 Total See ..APPENDIX F _ CITY OF ORANGE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR ENDED JUNE 30.2019 - Note 9." Capital Improvement Plan The City's preliminary budget for Fiscal Year 2020-21 proposes a five year capital improvement plan ("CIP') for Fiscal Year 2020-21 through 2024-25. In total, the City plans to invest about $67.0 million in capital improvements in Fiscal Year 2020-21 and $143.8 million over the five-year planning horizon. Funding for the CIP comes from different sources including Gas Taxes, Measure "M", Development Impact Fees, State and Federal Grants, former Redevelopment Bond Proceeds, and Community Development Block Grants, anticipated revenue over the next seven years and private donations. The Fiscal Year 2020-21 Five-Year Capital Improvement Plan (CIP) identified 160 proposed projects. For Fiscal year 2020-21, there are 23 newly budgeted projects and 137 projects that are either a continuation ofpreviously approved plans, or anticipated to start during the out-years. Payment s237,778 237,778 237,778 156,530 70,095 49,772 27,372 $10017,013 3l The following are highlights of the Fiscal Year 2020-21 Five-Year Capital Improvement Plan projects: o Construction of Fire Station Headquarters. o Rehabilitation of the Police Headquarters Atrium. o Installation of shade sails over existing tot lot equipment at El Camino Park. o Landscape renovation improvements at Santiago Hills r Installation of LED lighting at El Camino Park tennis courts. o Renovations to update El Modena Park. . Handy Park renovation and video surveillance installation. o Renovation of the Children's Homework Center at the Orange Public Library & History Center o Rehabilitation of Children's Courtyard at the Orange Public Library & History Center. o Commitment of $5.57 million to the Pavement Management Program and an additional $6.2 million for street maintenance and rehabilitation efforts at various locations in the City. . Commitment of $5.6 million towards 17 projects intended to maintain or improve the City's water production and distribution, including $1.1 million for pipeline replacement. . Commitment of $750,000 toward various City infrastructure, facility and parking lot improvements. LRemainder of Page Intentionally Left Blankl 32 Statement of Direct and Overlapping Debt Shown below is a statement of direct and overlapping debt for the City as of April 15,2020. City of Orange Statement of Direct and Overlapping Debt 20 I 9-20 Assessed Valuation: $22,844,350,7 39 OVERLAPPING TAX AND ASSESSMENT DEBT: % Applicable Metropolitan Water District 0.738o/o Irvine Ranch Water District, Improvement Dishict No. 125 0.930 Irvine Ranch Water District, Improvement DistrictNo. 225 0.010 Irvine Ranch Water Dishict, Improvement District No. 153-253 0.073 North Orange County Joint Community College District 0.158 Rancho Santiago Community College District 27.682 Anaheim Union High School District 0.458 Anaheim School District 0.781 Tustin Unified School District School Facilities Improvement District No. 2002-1 0.056 Tustin Unified School District School Facilities Improvement District No. 2008-l 0.058 Tustin Unified School District School Facilities Improvement District No. 2012-1 0.040 Orange Unifred School District 59.302 Orange Unified School District Community Facilities District No. 2005-1 100. Orange Unified School District Community Facilities District No. 2005-2 100. City of Orange Community Facilities District No. 91-2 100. City of Orange Community Facilities District No. 06-1 100. City of Orange 1915 Act Bonds 100. TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT DIRECT AND OVERLAPPING GENERAL FUND DEBT: Orange County General Fund Obligations 3.6510/o Orange County Pension Obligation Bonds 3.651 Orange County Board of Education Certificates of Participation 3.651 North Orange County Regional Occupation Program Certificates of Participation 0.162 Orange Unified School District Certificates of Participation and Benefit Obligations 59.302 Anaheim Union High School District Certificates of Participation 0.458 City of Orange f00. TOTAL DIRECT AND OVERLAPPING GENERAL FUND DEBT OVERLAPPING TAX INCREMENT DEBT (Successor Aeencies): City of Orange Tax Allocation Bonds 100. % Orange County Neighborhood Redevelopment Project Area Tax Allocation Bonds 0.417 TOTAL OVERLAPPING TAX INCREMENT DEBT COMBINED TOTAL DEBT Ratios to 2019-20 Assessed Valuation: Total Overlapping Tax and Assessment Debt .l.0lYo Direct Debt ($0)............... ........0.00% Combined Total Debt ................1.50% Ratios to 20 I 9-20 Redevelopment Incremental Valuation ($4.75 1. 13 1.673): Total Overlapping Tax Increment Debt.................................0.82o/o Debt4/15/20 $ 275,274 1,647,342 25,435 14,228 449,935 60,945,809 1,298,311 2,153,853 23,754 48,242 15,958 106,971,913 5,895,000 5,405,000 22,295,000 22,230,000 r35.000 $229,830,054 $14,120,060 3,779,287 492,520 14,499 55,253,036 148,392 0 (r) $73,807,794 $38,765,000 18.598 $38,783,598 $342,421,446Q) (l) (2) Excludes issue to be sold. Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and non-bonded capital lease oblisations. JJ Pension Plans The City contributes to the Califomia Public Employees' Retirement System (CaIPERS), an agent multiple-employer public employee defined benefit pension plan (the Plan). CaIPERS provides retirement and disability benefits, annual cost-ofJiving adjustments, and death benefits to plan members and their beneficiaries. CaIPERS acts as a common investment and administrative agent for participating public entities within the State of Califomia. Benefit provisions and all other requirements are established by state statute and memoranda of understanding with employee bargaining units. Plan Description, Beneftts Provided and Employees Covered The Plan provides benefits for two membership classifications, Miscellaneous and Safety, and those benefits are tiered based upon date of CaIPERS membership. Safety membership is extended to those in active law enforcement and fire suppression, while all others are classified as Miscellaneous members. Assembly Bill (AB) 340, also known as the Public Employees' Pension Reform Act (PEPRA), became effective on January 1,2013. PEPRA created new benefit formulas and a final compensation period as well as new contribution requirements for new employees. Under PEPRA, "new employees" are those hired on or after January 1,2013, and had never been a member of CaIPERS previously. All employees hired prior to January l, 2013, or whom, regardless of their hire date had previously been a member of CaIPERS, will continue to be covered under the pre- PEPRA plan. All "new employees", per PEPRA, will not be eligible for the pre-PEPRA plan, and instead will be covered under the PEPRA tiered plan. PEPRA: (i) requires public retirement systems and their participating employers to share equally with employees the normal cost rate for such retirement systems; (ii) prohibits employers from paying employer-paid member contributions to such retirement systems for employees hired after January 1,2013; (iii) establishes a compulsory maximum non-safety benefit formula of 2.5Vo at age 67; (iv) defines final compensation as the highest average annual pensionable compensation eamed during a 36-month period; and (v) caps pensionable income at $110,100 (5132,120 for employees not enrolled in Social Security) subject to Consumer Price Index increases. Other provisions reduce the risk of the City incurring additional unfunded liabilities, including prohibiting retroactive benefits increases, generally prohibiting contribution holidays, and prohibiting purchases of additional non-qualified service credit. A summary of the plan benefits in effect at June 30,2019 is shown on the following table: Miscellaneous Hire Date Benefit Formula Benefit vesting schedule Benefit payments Retirement age Monthly benefits, as aVo of eligible compensation Required employee contribution rates Required employer contribution rates: Normal cost rate Payment of unfunded liability Prior to January 1,2013 2.7o/o @ 55 5 years ofservice monthly for life 50-67 2.0Yo - 2.7Yo 8.0% 10.495Yo $5,098,284 On or After January 1,2013 2% @62 5 years ofservice monthly for life 52-67 1.0%-2s% 6.0Yo 10.459% 34 Safety Prior to On or After Hire Date January 1,2013 January 1,2013 Benefit Formula 3.0% @50 2.7% @ 57 Benefit vesting schedule 5 years of service 5 years of service Benefit payments monthly for life monthly for life Retirement age 50 -55 50 - 57 Monthlybenefits, asa%oofeligiblecompensation 3.00% 2.0%-2.7% Required employee contribution rates 9yo llyo Required employer contribution rates: Normal cost rate 18.173% l8.l73Yo Payment of unfunded liability 57,392,025 At the June 30, 2018 measurement date, the following employees were covered by the benefit terms of the Plan: Miscellaneous Safety Inactive employees or beneficiaries currently receiving benefits 641 441 Inactive employees entitled to but not yet receiving benefits 483 ll2 Active Employees 360 258 Total 1,481 811 Actuarial Methods and Assumptions Used to Determine Total Pension LiabiliQ. The City's net pension liability for each Plan is measured as the total pension liability, less the pension plan's fiduciary net position. The net pension liability of each of the Plans is measured as of June 30,2018, using an annual actuarial valuation as ofJune 30,2017 rolled forward to June 30,2018 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below: Miscellaneous Safety Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions Discount Rate Inflation Entry Age Normal Entry Age Normal June 30,2017 June 30. 2018 Cost Method 7.lsYo 2.50Yo June 30,2017 June 30, 2018 Cost Method 7.lsYo 2.50% (l) (2) (3) Projected Salary Increase (l) Mortality Rate Table (2) Post Retirement Benefits Income (3) (l) Depending on age, service and type of employment (2) The probabilities of mortality are derived using CaIPERS' membership data for all funds. The mortality table used was development based on CaIPERS' specific data. The table includes 15 years of mortalify improvements using Society of Actuaries Scale MP 2016. For more details on this table, please refer to the December 17 experience study report. (3) Contract COLA up to 2.0%o until Purchasing Power Protection Allowance Floor on Purchasing Power appl ies, 2. 5 0o/o ther eafter. 35 Discount Rate. The discount rate used to measure the total pension liability was 7.15 percent. The projection of cash flows used to determine the discount rate assumed that contributions from plan members will be made at the current member contribution rates and that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, the Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of retum on plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Changes in the Net Pension Liability-Miscellaneous Plan. The following table shows the changes in net pension liability for the Miscellaneous Plan recognized over the measurement period. Increase (Decrease) Total Pension Plan Fiduciary Net Pension Liability Net Position Liability/(Assets) (a) (b)(s)=(a)-(b) Balance ilz 613012017 (Measurement Date) Changes Recognized for the Measurement Period: Service Cost Interest on the Total Pension Liability Difference between Expected and Actual Experience Changes of Assumptions Plan to Plan Resource Movement Contribution from the Employer Contributions from Employees Net Investment Income Benefit Payments including Refunds of Contributions Administrative Expense Other Miscellaneous Income(Expenses)(r) Net Changes During 2017-18 Balance atz 613012018 (Measurement Date) $345,505,847 5,267,393 24,067,324 (1,306,394) (1,376,690) Employee (17,701,058) $245,112,738 (see) 7,864,464 2,088,1I I 20,755,507 (17,701,058) (381,953) (725,336) $100,393,109 5,267,383 24,067,324 (1,306,394) (1,376,690) 599 (7,864,464) (2,088,111) (20,75_5,507) 381,953 725,336 $8,950,565 $354,456,412 $11,899,136 $257,011,874 $(2,948,571) $97,444,538 Sensitivity of the Miscellaneous Plan Net Pension Liability to Changes in the Discount Rate. The following presents the net pension liability of the Miscellaneous Plan as of the measurement date, calculated using the discount rate of 7.15 percent, as well as what the net pension liability would be if it were calculated using a discount rcte that is I percentage-point lower (6.15 percent) or I percentage-point higher (8.15 percent) than the current rate: Discount Rate - 1%o (6.rs%) Current Discount Rate Discount Rate +lYo (7.rs%) Plan's Net Pension Liability(Assets)$143,323,722 $97,444,538 (8.1s%) $59,492,735 36 Changes in the Net Pension Liability-Safety Plan. The following table shows the changes in net pension liability for the Safety Plan recognized over the measurement period. Increase (Decrease) Total Pension Plan Fiduciary Liability Net Position (a) (b) $516,533,401 $351,926,047 Net Pension Liability(Assets) (c)=(a)-(b) Balance at 613$12117 (Measurement Date) Changes Recognized for the Measurement Period: Service Cost Interest on the Total Pension Liability Difference between Expected and Actual Changes of Assumptions Plan to Plan Resource Movement Contribution from the Employer Contributions from Employees Net Investment Income 8,684,357 36,374,391 Experience 2,812,674 (2,407,807) $164,6070354 9,694,357 36,374,391 2,912,674 (2,407,807) 864 (72,902,982) (2,863,563) (29,531,053) 548,398 1,047,417 $1,756,696 Benefit payments including Refunds of Employee (25,095,404) Contributions Administrative Expense Other Miscellaneous Income/(Expense)(t) Net Changes During 2017-18 Balance atz 613012018 (Measurement Date) (864) 12,902,982 2,963,563 29,531,053 (25,095,404) (548,398) (1,041,417) $20i68,211 $18,611,515 $536,901,612 $370,537,562 $166,364,050 (l) During Fiscal Year 2017-18, as a result of Governmental Accounting Standards Board Statement (GASB) No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pensions, CaIPERS reported its proportionate share of activity related to postemployment benefits for participation in the State of California's agent OPEB plan. Accordingly, CaIPERS recorded a one-time expense as a result of the adoption of GASB 75. Additionally, CaIPERS employees participate in various State of Califomia agent pension plans and during Fiscal Year 2017-18, CaIPERS recorded a correction to previously reported financial statement to properly reflect its proportionate share of activity related to pensions in accordance with GASB Statement No. 68, Accounting and Financial Reporting for Pensions. Sensitivity of the Safety Plan Net Pension Liability to Changes in the Discount Rate. The following presents the net pension liability of the Safety Plan as of the measurement date, calculated using the discount rate of 7.15 percent, as well as what the net pension liability would be if it were calculated using a discount rate that is I percentage-point lower (6.15 percent) or 1 percentage-point higher (8.15 percent) than the current rate: Discount Rate Current Discount Rate (8.15%)(6.1s%)(7.rs%) Plan's Net Pension Liability/(Assets) $240,211,745 S166,364,050 $105,898,652 'T Pension Expense and Deferred Outtlows and Deferred Intlows of Resources Reluted to Pensions. As of the start of the measurement period (July 1,2017), the net pension liability is $100,393,109 for the Miscellaneous Plan and $164,607,354 for the Safety Plan. For the measurement period ending June 30,2018 (the measurement date), the City of Orange incurred a pension expense of $15,342,804 for the Miscellaneous Plan and $20,491,524 for the Safety Plan, allocated as follows: Govemmental Business-type Fiduciary Activities Activities Funds Totals $153,428 $15,342,804 20,491,524 s12,120,815 20,491,524 $3,068,561Miscellaneous Plan Safety Plan Total Pension Expense Miscellaneous Plan Safety Plan Total Net Pension Liabilitv $35,834,328 As of the end of the measurement period (June 30,2018) and as presented in the June 30,2019 Statement of Net Position, the net pension liability is $97,444,538 for the Miscellaneous Plan and S166,364,050 for the Safety Plan, allocated as follows: s32,672,339 Govemmental Business-type Activities Activities s3,068,561 $153,428 Fiduciary Funds $76,981,187 166,364,050 s19,48&907 $974,_444 s97,444,538 166,364,050 $243,345,237 $19,488,907 City of Orange has $974,444 $263,808,588 deferred outflows and defenedAs of the fiscal year ended June 30, 2019, the inflows of resources related to pensions as follows: Miscellaneous Plan Pension contributions subsequent to measurement date Change of Assumptions Differences between Expected and Actual Experiences Net Difference between Projected and Actual Earnings on Pension Plan Investments Total Safetv Plan Pension contributions subsequent to measurement date Change of Assumptions Differences between Expected and Actual Experiences Net Difference between Projected and Actual Earnings on Pension Plan Investments Deferred Outflows ofResources Defened Inflows ofResources $8,889,983 904,267- 383,858 $10,178,108 $(1,844,968) Defened Outflows Defened Inflows ofResources ofResources $14,630,050 14,844,911 2,072,497 977,478 s(803,069) (1,041,899) $(1,774,174) (2,359,043) 38 Total $32,524,936 $(4,133,217) 523,520,033 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended Iune 30,2020. Amounts reported as defened outflows and defened inflows of resowces related to pensions will be recognized in future pension expense as shown on the following table: Miscellaneous Plan Safetv Plan Fiscal Year ended June 30: Deferred Outflows(Inflows) of Resources Deferred Outflows(Inflows) of Resources 2020 2021 2022 2023 2024 andthereafter $2,604,065 182,852 (2,628,546) (715,214) s10,902,362 7,396,039 (3,583,232) (953,500) At June 30,2019, the City had no outstanding amount of contributions to the pension plan required for the year ended June 30, 2019. The tables below show the historic required City contribution from fiscal years 2018-19 to 2020-21 and projected City contributions for fiscal years 2021-22 to 2023-24, as reported in the annual valuation reports provided by CaIPERS. The projections are based on various assumptions, which actuarial assumptions are subject to periodic review and revisions. Actual contributions will be subject to such revisions. For the tables below, 'Normal Cost" means the annual cost of service accrual for the upcoming fiscal year for active employees. "UAL" means Unfunded Accrued Liability. When a plan or pool's value of assets is less than its Accrued Liability (i.e., the total dollars needed as of the valuation date to fimd all benefits earned in the past for cunent members), the difference is the plan or pool's Unfunded Accrued Liability (or unfunded liability). If the unfunded liability is positive, the plan or pool will have to pay contributions exceeding the Normal Cost. Miscellaneous Plan Required Contribution Projected Future Employer Contribution(l) 2018-19 Normal Cost 7o 10.875% UALPayment $6,271,908 2019-20 2020-21 2021-22 2022-23 2023-24 11543% 12310% 12.4o/o 12.4o/o 12.4o/o $7,286,697 $7,933,826 $8,793,000 $9,479,000 $9,888,000 (l) Assumes 7.00 percent retum for fiscal year 2018-19, but see discussion above regarding certain assumptions used by CdPERS. Safety Plan Required Contribution Projected Future Employer Contribution(r) 20r8-r9 2019-20 2020-2r 2021-22 2022-23 2023-24 Normal Cost %o 18.572o/o UAL Payment $9,157,459 19.3060/o 20.392o/o $10,797,646 $11,971,214 20.4o/o 20.4Yo 20.4o/o $13,424,000 $14,641,000 $15,397,000 (l) Assumes 7.00 percent retum for fiscal year 2018-19, but see discussion above regarding certain assumptions used by CaIPERS. See "BONDOWNERS' RISKS - COVID-l9 Pandemic" for information regarding the potential impact of the COVID-I9 outbreak on the City's unfunded pension liability. See also "INTRODUCTION - COVID-I9 Impact." See Note 6 to the audited financial statements in "APPENDIX F - CITY OF ORANGE 39 COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR ENDED JUNE 30. 2019" fOT additional information regarding the City's pension plan. Other Post-Employment Benefits Other Than Pensions Plan Descriptions. The City administers an Agent Multiple-Employer defined benefit post- employment healthcare plan for eligible City retirees and their dependents through the Califomia Public Employees' Retirement System (CaIPERS). Retirees from the City enrolled in the Public Employees Medical and Hospital Insurance Program (PEMHCA), who retire at age 50 or later and have at least 5 years of service in the CaIPERS system are eligible for these benefits. These health insurance benefits are authorized through City Resolutions/l4emorandas of Understanding defining health care benefits and contribution levels and through the contractual agreement between the City and CaIPERS. The City cunently contributes $136 per month for each retiree and the retiree is responsible for the balance of the premium amount. Employees Covered As of the June 30, 2017 actuarial valuation, the following current and former employees were covered by the benefit terms under the plan: rotaI6- Total OPEB Liability. The City's OPEB liability of $32,490,025 was measured as of June 30, 2018 and was determined by an actuarial valuation as of June 30,2017. Actuarial Assamptions and Other Inpats. The total OPEB liability as of the June 30,2017 actuarial valuation was determined using the following actuarial assumptions and other inputs, applied to all periods included in the measurement, unless otherwise specified: Inactive employees or beneficiaries currently receiving benefits Active employees 269 621 Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Projected Salary Increase Expected Long Term Investrnent Rate of Return Health Care Cost Trend Rates 6.5%o in first year, trending down to 3.84% over 58 years Pre-retirement Turnover Mortalitv Rate The discount rate used to measure the unfunded plan, therefore the discount rate was bonds, as ofthe valuation date. June 30,2017 June 30,2018 Entry-Age Normal , Level %o of Salary 3.62% 250% 2.75%o: Additional merit based increases based on CaIPERS Merit Salary Increase Table 3.50% Derived from CaIPERS OPEB Assumption Model, revised December 20, 2017 Derived from CaIPERS OPEB Assumption Model, revised December 20, 2017 total OPEB liability is 3.620/o. The City's OPEB Plan is an set to the rate of tax exempt, high-quality 20-year municipal 40 Changes in Total OPEB Liability. The changes in the OPEB liability are as follows: Total OPEB Liabiliw Balance as of June 30,2017 (Measurement Date) $31,590,309 1,360,032 l,ll9,l20 (371,560) (427,427) (780,449) 899,716 $32,490,025 Sensilivity of the Total OPEB Liability to Changes in the Discount Rate The following presents the total OPEB liability of the City, calculated using the discount rate for the Plan, as well as what the City's total OPEB liability would be if it were calculated using a discount rate that is I percentage point lower or 1 percentage rate higher than the current rate: Discount Rate Current Discount Rate _ lyo Discount Rate + Iyo (2.62%\ (3.62%\ (4.62%\ Total OPEB Liability $37,187,190 $32,490,025 528,608,144 Sensitivity of the Total OPEB Liability to Changes in the Healthcare Cost Trend Rates. The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be ifit were calculated using healthcare cost trend rates that are I percentage point lower or I percentage rate higher than the current healthcare cost trend rates: Changes in the Year: Service Cost Interest on the total OPEB liability Changes in assumptions Contribution - employer Implicit subsidy fulfi lled Net Changes Balance at June 30, 2018 (Measurement Date) 1olo Decrease 5.50% Decreasing to 2.84% Current Healthcare Cost Trend Rates 650% decreasing Io 3.84%;o I o/o Increase 7,50Yo Decreasing to 4.84Yo Total OPEB Liability 827,917,149 $32,490,025 OPEB Eryense and Defened OutJlows of Resources Reloled to OPEB $38,227,151 Contributions subsequent to measurement date Implied subsidy Total Defened Outflows $1,305,875 Defened Outflows of $466,929 838.946 Deferred Inflows ofResources Changes in assumptions (amortized over 7.9) 41 s324,527 The $1,305,875 reported as deferred outflows ofresources related to contributions subsequent to the measurement date will be recognized as a reduction of the total OPEB liability in the year ended June 30, 2020. Aher amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense as follows: Year Ending June 30 Amount 2020 2021 2022 2023 2024 Thereafter $(47,033) (47,033) (47,033) (47,033) (47,033) (89,362) For additional information regarding the City's OPEB plan, see Note 8 to the audited financial statements in APPENDIX F - *CITY OF ORANGE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR ENDED JLTNE 30.2019.' THE AUTHORITY The Orange City Public Facilities Financing Authority is a joint powers authority established pursuant to the Bond Law and a Joint Exercise of Powers Agreement, dated as of March 79,2020, by and between the City and the California Statewide Communities Development Authority. The Authority is qualified to assist in the financing or refinancing of certain public improvements and to issue the Bonds under the Bond Law. The Authority has no taxing power. Under the Bond Law, the Authority may purchase bonds issued by any local agency at public or negotiated sale and may sell bonds to public or private purchasers at public or negotiated sale. The Authority is govemed by a five-member board of directors, which consists of the Mayor and the other members of the City Council of the City of Orange. The Mayor acts as the Chair of the Authority, the City Manager as its Executive Director, the City Clerk as its Secretary and the Treasurer of the City as its Treasurer. The Authority and the City are each separate and distinct legal entities, and the debts and obligations ofeach such entity are not debts or obligations ofthe other entity. BONDOWNERS' RISKS Investment in the Bonds involves elements of risk. The following section describes certain specific riskfactors affecting the payment and security of the bonds. The following discwsion of risks is not meant to be an exhaustive list of the risks associated with the purchase of the bonds and the order of discussion of such risks does not necessarily reflect the relative importance of the various risks. Potential investors are advised to consider the following factors along with all other information in this fficial statement in evaluating the bonds. There can be no assurance that other risk factors not discwsed under this caption will not become material in thefuture. COVD-l9 Pandemic The spread of COVID-l9 is having significant negative impacts throughout the world, including in the City, County and State. See "INTRODUCTION - COVID-I9 Impact." The City, County and State have all declared states of emergency on March 17, 2020, February 26, 2020 and March 4, 2020, respectively. On March 11,2020, the World Health Organization declared the COVID-I9 outbreak to be a pandemic and on March 13,2020,the President of the United States declared a national state of emergency. 42 The purpose behind these declarations is to coordinate and formalize emergency actions across federal, state and local govemmental agencies, and to proactively prepare for a wider spread of the virus. To date there have been a number of confirmed cases of COVID-l9 and the deaths caused by COVID-I9 in the City and County. The outbreak has resulted in the imposition of restrictions on gatherings and temporary closings of non-essential businesses, schools and universities. Such impacts may lead to business failures. In addition, the United States is restricting certain non-US citizens and permanent residents from entering the counfy. Further, stock markets in the United States and globally have been volatile, with significant realizpd and unrealized losses in investment portfolios attributed to COVID-l9 concerns. Potential impacts to the City associated with the COVID-19 outbreak include, but are not limited to, disruption of the regional and local economy due to decreased commercial activity, with corresponding decreases in the City's major revenues, including but not limited to, sales tax, transient occupancy tax and property tax, and increased costs of City operations. In addition, CaIPERS has reportedly lost significant value in its investments as a result of declines in the stock market, which could result in a significant increase in the City's unfunded pension liability. See the captions "CITY FINANCIAL INFORMATION-BudgeI Summary - Potential Impacts of COVID-19 Pandemic," "-$41s5 Taxes - Potential Impacts of COVID-I9 Pandemic," "-Property Taxes - Potential Impacts of COVID-19 Pandemic," sld ((-psnsion Plans". The ultimate impact of COVID-l9 on the City's operations and finances is difficult to predict due to the evolving nature of the COVID-I9 transmission, including uncertainties relating to the duration and severity of the outbreak, and what actions will be taken by governmental authorities to contain or mitigate the outbreak or to treat its impact. As of the date of this Official Statement the City does not believe that the impacts of the spread of COVID-I9 will prevent the City from making Base Rental Payments when due. Limited Obligations with Respect to the Bonds The Bonds are limited obligations of the Authority payable from Revenues, which primarily consist of Base Rental Payments payable by the City under the Sublease and amounts on deposit from time to time in the funds and accounts held by the Trustee. If for any of the reasons described herein, or for any other reason, the Base Rental Payments are not sufficient to pay debt service on the Bonds, the Authority will be obligated to utilize money on deposit in the funds and accounts established under the Indenture. The obligation of the City to pay Base Rental Payments and Additional Rental Payments under the Sublease also constitute a current expense of the City payable from any legally available funds. The Authority has no taxing power. The obligation of the City to pay Base Rental Payments and Additional Rental Payments under the Sublease does not constitute an obligation of the City for which the City is obligated to levy or pledge any form of taxation or for which the City has levied or pledged any form of taxation. The obligation of the City to make Base Rental Payments under the Sublease does not constitute a debt or indebtedness of the City, the Authority, the State or any of its political subdivisions within the meaning of any constitutional or statutory debt limitations. Abatement The obligation of the City under the Sublease to pay Base Rental Payments and Additional Rental Payments is in consideration for the use and possession of the Leased Properties. Except to the extent provided in the Sublease, the obligation of the City to pay Base Rental Payments and Additional Rental Payments due under the Sublease will be abated in accordance with the Sublease during any period in which, by reason of damage, destruction, condemnation or impairment of leasehold interest, there is substantial interference with the use and occupancy by the City of all or such portion of the Leased Properties. The Sublease provides that the amount of abatement will be in an amount agreed upon by the City and Authority such that the resulting rental payments in any year during which such interference continues does not exceed the fair rental value of the portions of the Leased Properties as to which such damage, destruction, condemnation or impairment do not substantially interfere with the City's use and possession. 43 Such abatement will continue for the period commencing with the date of such interference and ending with the restoration ofthe relevant Leased Properties to tenantable condition. Except as provided in the Sublease, in the event of such damage, destruction or taking, the Sublease will continue in full force and effect and the City waives any right to terminate the Sublease by virtue of any such damage, destruction or taking. See "SECURITY FOR THE BONDS -Abatement." The spread of COVID-l9 has resulted in the imposition of restrictions on mass gatherings, temporary closings of non-essential businesses and schools (including within the City) and implementation of stay at home orders for citizens to remain at home except for certain essential purposes. See "INTRODUCTION - COVID-l9 Impact" and "BONDOWNERS' RISKS - COVID-l9 Pandemic." These restrictions limit public access to certain City-owned facilities that include portions of the Leased Properties but will not cause Base Rental payments to be abated under the Sublease. Risk of Uninsured Loss The Sublease obligates the City to procure and maintain throughout the term of the Subleaseo various forms of insurance, to assure repair of the Leased Properties in the event of damage or destruction to the Leased Properties. The City makes no representation as to the ability of any insurer to fulfill its obligations under any insurance policy required to be procured and maintained by the Sublease. Certain risks, such as damage from earthquakes, may not be covered by such property insurance. The City does not currently maintain and is not required to maintain earthquake insurance. In the event the Leased Properties are partially or completely damaged or destroyed due to any uninsured or underinsured event, it is likely that Base Rental Payments will be partially or completely abated. Apart from the Net Insurance Proceeds, the City will have no obligation to expend any funds to repair or replace such damaged or destroyed property. City General Fund The Base Rental Payments and other payments due under the Sublease are payable from funds lawfully available to the City. A variety of national, state or regional factors, which are beyond the control of the City could reduce the City's General Fund revenues or increase the City's General Fund expenditures. See for example, the discussion under *-COVID-I9 Pandemic" above. The City is permitted to enter into other obligations which constitute additional charges against its revenues without the consent of Owners of the Bonds. If the amounts which the City is obligated to pay in a fiscal year exceed the City's revenues for such year, the City may choose to make some payments rather than making other payments, including Base Rental Payments, based on the perceived needs of the City. The same result could occur if, because of California Constitutional limits on expenditures, the City is not permitted to appropriate and spend all of its available revenues or is required to expend available revenues to preserve the public health, safety and welfare. See "CITY FINANCIAL INFORMATION" for a more detailed discussion of revenues deposited in and expenditures from the City's General Fund. Also see "LIMITATIONS ON REVENUES AND APPROPRIATIONS - Appropriations Limitations: Article XIIIB." Additional Obligations The City may incur additional obligations payable from the City's General Fund. Such additional obligations would increase debt service payable from the City's General Fund and could adversely affect debt service coverage with respect to the Base Rental Payments. See "SECURITY FOR THE BONDS - Additional Bonds." State Finances The State's financial condition and budget policies affect communities and local public agencies throughout California. A number of the City's revenues are collected and dispersed by the State (such as 44 sales tax and motor-vehicle license fees) or allocated in accordance with State law (most importantly, property taxes). Therefore, State budget decisions can have an impact on City finances. In the event of a material economic downtum in the State, there can be no assurance that any resulting revenue shortfalls to the State will not reduce revenues to local governments (including the City) or shift financial responsibility for programs to local govemments as part of the State's efforts to address any such related State financial diffrculties. State budgets are affected by regional, national or even international economic conditions and a multitude of other factors over which the City has no control. The City cannot give any assurances regarding the financial conditions of the State during any period of time. Some of the State's budget solutions have caused in the past, and may cause in the future, increased financial stress to cities, counties and other local governments by: (i) decreasing local revenues (for example, the property tax, road improvement funding, public safety or other categorical funded initiatives), or (ii) increasing directly or indirectly demand for local programs (such as public safety or indigent health programs). In recent years, the State has faced significant financial and budgetary stress. AB Xl26 enacted in2011, pursuant to which all redevelopment agencies in the State were dissolved, was enacted during the Fiscal Yew 2011-12 budget process and was just one example where cities and counties throughout the State were significantly impacted. Even though California has experienced significantly improved fiscal condition during the past few fiscal years, the State is still facing continuing financial challenges and unfunded long-term liabilities. According to the State Constitution, the Governor is required to propose a budget to the State Legislature by no later than January 10 ofeach year, and a final budget must be adopted by the vote ofeach house ofthe Legislature no later than June 15, although this deadline has been frequently breached in the past. The State budget becomes law upon the signature of the Governor, who may veto specific items of expenditure. The Governor sigrred the Fiscal Year 2019-20 budget for the State on Jlur:re 27, 2019 and on January 10, 2020, introduced a proposed 2020-21 State budget. The City does not anticipate any material adverse effect on the City's finances based on the Fiscal Year 2019-20 State budget or the Fiscal Year 2020- 21 proposed State budget. However, the City can make no predictions regarding the changes, if any, that will be made to the proposed budget before it is finally adopted, particularly in light of the effects of COVID-I9 pandemic. The City also cannot predict what measures the State will adopt to respond to any future financial difficulties. The City can provide no guarantees regarding the outcome of future State budget negotiations, the actions that will be taken in the future by the State Legislature and Governor to deal with changing State revenues and expenditures, or the impact that such budgets or actions will have on the City's finances and operations. Information about the State budget and State spending is available at various State-maintained websites. Text of proposed and adopted budgets may be found at the website of the State Department of Finance, www.dof.ca.gov. An analysis of the budget is posted by the Office of the Legislative Analyst at www.lao.ca.gov. In addition, various official statements for State-issued bonds, many of which contain a summary of the current and past State budgets may be found at the website of the State Treasurer, www.treaswer.ca.gov. None of the websites referenced above is in any way incorporated into this Official Statement. They are cited for informational purposes only. The City makes no representation concerning, and does not take any responsibility for, the accuracy or timeliness of information posted on such websites or the continued maintenance of such websites by the respective entities. Natural or Manmade Disasters The occurrence of any natural or manmade calamity, including but not limited to an earthquake, uncontrolled fire or a major flood, may result in the substantial interference with the use and occupancy of the Leased Properties, which could result in Base Rental Payments being subject to abatement. Under such circumstances, although the City maintains property insurance and rental intemrption insurance and is required to continue to maintain such insurance under the Sublease (see "SECURITY FOR THE BONDS - Abatement; Insurance"), no assurance can be given that the insurance or other resources would be available to make repairs to the Leased Properties or to make Base Rental Payments under the Sublease. Furthermore, 45 substantial damage to property located in the City could lead to successful appeals for reduction ofassessed values of such property, impacting properly tax revenues, or also cause intemrption of commercial activities, impacting sales tax and other revenues. For more information, see the Public Safety Element of the City's General Plan on file with the City Clerk. The City, like most regions in the State, are subject to a risk of damage from unpredictable seismic activity. The City is located in a seismically active area. Several significant historical events (5.8 magnitude or greater on the Richter scale) have affected Orange County in the last 100 years. According to the City's Safety Element of the General Plan, the City is not located within a designated earthquake fault zone. However, other regional faults could produce earthquakes which may impact the City. Overall, the possibility of ground acceleration or shaking in the City is considered similar to the southem Califomia region as a whole. Aside from structural damage, earthquake activity can produce other types of adverse effects such as landslides, subsidence/settlement, and liquefaction. Portions of the City are within 100-year flood plains, according to Federal Emergency Management Agency maps. Parts of the City are considered to be susceptible to flood events from either a major storm or a dam failure resulting from a significant earthquake. Dams are present along Santiago Creek at two locations: Villa Park Dam and Santiago Dam (Irvine Lake). Both are located in the foothills of eastside of the City. Peters Canyon Dam is located within Peters Canyon about two miles west of Irvine Lake. Unlike Santiago Creek, which flows generally northwest, Peters Canyon drains to the south in this area. Prado Dam is another nearby dam. Areas below (downstream from) these dams, including large areas within the City, have high potential for inundation in the unlikely event of catastrophic dam failure. These dams and their reservoirs prevent periodic flooding that would be expected to occur in a natural setting. Fire and its destructive potential are safety concerns within both the urban areas of the City and the undeveloped hillsides. Wildland fires are most problematic along the developed residential fringes of the hillsides, known as the wildland-urban interface. On a seasonal basis, dry vegetation, little seasonal rain, and Santa Ana wind conditions combine to increase wildfire potential. Newer developments, particularly in the eastern portion of City, may be subject to fire hazard due to higher level of interface between residential development and open grassland and vegetation along hillsides. The City has strived to keep neighborhoods buffered from both urban and wildland fire hazards to reduce incidents requiring response, and minimize damage to property when fires do occur. In addition, urban fire hazards are always a concern for industrial areas. Hazardous Substances The City knows of no existing hazardous substances which require remedial action on or near the Leased Properties. However, it is possible such substances do currently or may in the future exist and that the City is not aware of them. Owners and operators of real property may be required by law to remedy conditions of the property relating to releases or threatened releases of hazardous substances. The federal Comprehensive Environmental Response, Compensation and Liability Act of 1980, sometimes referred to as*CERCLA" or the "Superfund Act," is the most well-known and widely applicable of these laws, but California laws with regard to hazardous substances are also stringent and similar. Under many of these laws, the owner (or operator) is obligated to remedy a hazardous substance whether or not the owner (or operator) has anything to do with creating or handling the hazardous substance. Further, such liabilities may arise not simply from the existence of ahazardous substance but from the method of handling it. All of these possibilities could significantly and adversely affect the operations and finances of the City, may result in the reduction in the assessed value ofproperty, and therefor property tax revenue. Cybersecurity The City, like many other public and private entities, relies on a large and complex technolory environment to conduct its operations. As a recipient and provider of personal, private, or sensitive information, the City is subject to multiple cyber threats including but not limited to, hacking, viruses, malware and other attacks on computer and other sensitive digital networks and systems. Entities or individuals may attempt to gain unauthorized access to the City's digital systems for the purposes of misappropriating assets or information or causing operational disruption and damage. To date, the City has not experienced an attack on its computer operating systems which resulted in a breach of its cybersecurity systems that are in place. The City has implemented measures to protect against cybersecurity attacks, but no assurances can be given that the City's efforts to manage cyber threats and attacks will be successful or that any such attack will not materially impact the operations or finances of the City. Additionally, the City carries cybersecurity insurance. Limited Recourse on Sublease Default Ifan event ofdefault occurs and is continuing under the Sublease, there is no remedy ofacceleration of any Base Rental Payments which have not come due, and no right for the Authority to terminate the Sublease. The remedy provided for in the Sublease is to exercise any action at law or in equity necessary or desirable to collect the amounts due under the Sublease. In addition, if on November 1,20_, the City is in default with respect to any Base Rental Payment, the Expiration Date of the Sublease will be automatically extended to the date that is 10 years following the scheduled final lease payment. Limitations on Remedies; Bankruptcy Remedies available to the Owners may be limited by a variety of factors and may be inadequate to assure the timely payment of principal of and interest and premium, if any, on the Bonds. Bond Counsel has limited its opinion as to the enforceability of the Bonds and the Indenture to the extent that enforceability may be limited by bankruptcy, insolvency,reotganization, fraudulent conveyance or transfer, moratorium, or other similar laws affecting generally the enforcement of creditor's rights, by equitable principles and by the exercise of judicial discretion. Additionally, the Bonds are not subject to acceleration in the event of the breach of any covenant or duty under the Indenture. The lack of availability of certain remedies or the limitation of remedies mav entail risks of delay in the exercise of. or limitations on or modifications to. the rights ofthe Owners. Enforceability of the rights and remedies of the Owners, and the obligations incurred by the Authority or the City, may become subject to the United States Bankruptcy Code (the "Bankruptcy Code") and applicable bankruptcy, insolvency, reorganization, moratorium, or similar laws relating to or affecting the enforcement of creditors' rights generally, now or hereafter in effect, equity principles which may limit the specific enforcement under State law of certain remedies, the exercise by the United States of America of the powers delegated to it by the Constitution, the reasonable and necessary exercise, in certain exceptional situations, of the police powers inherent in the soverei$ty of the State and its governmental bodies in the interest of serving a significant and legitimate public purpose. Bankruptcy proceedings, or the exercise of related powers by the federal or State govemment, if initiated, could subject the Owners to judicial discretion and interpretation of their rights in bankruptcy or otherwise and consequently may entail risks of delay, limitation, or modification of their rights. Bankruptcy of the City. Under Chapter 9 of the United State Bankruptcy Code (Title ll, United States Code) (the "Bankruptcy Code"), which governs bankruptcy proceedings of public entities such as the City, no involuntary bankruptcy petition may be filed against a public entity; however, upon satisfaction of certain prerequisite conditions, a voluntary bankruptcy petition may be filed by the City. If the City is in a Chapter 9 bankruptcy proceeding, parties may be prohibited from taking any action to collect any amount from the City or to enforce any obligation of the City, unless the bankruptcy court grants permission to take such action. This prohibition may also prevent the Trustee from making payments to the Owners from funds in the Trustee's possession. In the event of a City bankruptcy filing, the City may be able to borrow additional money that is secured by a lien on any of its property, including the sources of funds for payment to the Trustee of the 47 assigned Base Rental Payments and Additional Rental payments under the Sublease (including, without limitation, the General Fund of the City and funds deposited in the General Fund), which lien could have priority over the pledges made under the Indenture, so long as the bankruptcy court determines that the rights of the Owners will be adequately protected. The City may also be able to cause some of the Base Rental Payments and Additional Rental payments to be released to it, free and clear of the lien of the Indenture, so long as the bankruptcy court determines that the rights of the Owners will be adequately protected. The City may be able, without the consent and over the objection of the Trustee and the Owners, to alter the priority, interest rate, principal amount, payment terms, collateral, maturity dates, payment sources, covenants (including tax-related covenants), and other terms or provisions of the Indenture and the Bonds, so long as the bankruptcy court determines that the alterations are fair and equitable. The City is informed that CaIPERS (the City's pension system) has significant unfunded liabilities, and the City is unable to predict what the amount of unfunded liabilities will be in the future or the amount of contributions that the City may be required to make. In a bankruptcy of the City, the amounts of current and, if any, accrued (unpaid) contributions owed to CaIPERS or any other pension system (collectively the 'oPension Systems"), as well as future material increases in required contributions, reduce the City's ability to pay Base Rental and Additional Rental payments. Given that municipal pension systems in Califomia are usually administered pursuant to State constitutional provisions and, as applicable, other state and/or city law, the Pension Systems may take the position, zrmong other possible arguments, that (1) their claims enjoy a priority over all other claims, (2) Pension Systems are instrumentalities of the State and have the right to enforce payment by injunction or other proceedings outside of a City bankruptcy case, and (3) their claims cannot be the subject of adjustment or other impairment under the Bankruptcy Code because that would purportedly constitute a violation of state statutory, constitutional and/or municipal law. It is uncertain how a bankruptcy judge in a bankruptcy of the City would rule on these matters. In addition, this area of law is unsettled because issues of pension underfunding claim priority, pension contribution enforcement and related bankruptcy plan treatment of such claims (among other pension-related matters) are presently the subject of litigation in the Chapter 9 cases of several California municipalities, but did not result in appellate rulings giving definitive guidance on these matters. Recharacterization of the Lease and the Sublease os a Financing Arrangemenl. In bankruptcy proceedings, a bankruptcy court is not required to accept the characteization ofan agreement as a "lease," but will look to the economic realities of the transaction as a whole. In the event the City files for bankruptcy, a bankruptcy court could determine that each of the Lease and the Sublease is either (1) an unexpired lease or executory contract (defined below) under Section 365 ("Section 365") ofthe Bankruptcy Code (a "True Lease") or (2) part ofa loan or other financing arrangement secured by a lien (a "Financing Arrangement"). The Bankruptcy Code specifies different treatment for True Leases and Financing Arrangements. In bankruptcy proceedings, courts have been required to determine whether arangements with features similar to the Lease and the Sublease were True Leases or Financing Arrangements. There are court decisions arising out of bankruptcy proceedings that have found certain relationships to be disguised Financing Arrangements, where a govemment agency granted an interest in property to an entity and then leased that interest back and where the terms of the lease relate not to the market value of the property leased but to bond financing, e.g., the lease-back is in exchange for payments equaling bond debt service and related costs and/or the term ofthe lease is tied to the final payment on the relevant bonds. There can be no guarantee that a bankruptcy court would not recharacterize the Lease and the Sublease together as a Financing Arrangement. If a bankruptcy court did so, the payment obligations of the City might be substantially reduced. A borrower in a bankruptcy proceeding that has given a security interest in property in connection with a Financing Arrangement may retain such property, provided that it make payments over time giving the lender the economic value of the security interest. If such economic value is less than the balance due on the debt in the Financing Anangement, the difference is then treated as an unsecured debt. In the case of the City, were the Lease and the Sublease to be determined to be part of a 48 Financing Arrangement, the City would very likely be permitted to remain in possession of the Leased Properties if it made payments for that right, but the amount required to be paid is primarily dependent upon the value of the Trustee's security interest under the Indenture, not the payment terms of the Sublease. Therefore, there is a risk that payment will be delayed or reduced from the amounts specified in the Sublease, even if the value of the Trustee's security interest is greater than the amount of the debt owed by the City. Treatment of the Leose and the Sublease as True Leases. Section 365 requires an entity in bankruptcy to make considered decisions either to keep ("assume") or repudiate ("reject") its ooexecutory" contracts (that are as yet incomplete as to both parties' performances), and its leases. Section 365 thus requires that a lessee under a True Lease must either (l) assume the lease or the executory contract and fully perform all of its obligations or (2) reject such lease or executory contract and surrender the Leased Properties. In the event of a bankruptcy case with respect to the City in which a bankruptcy court determined that the Lease and the Sublease were each a True Lease or executory contract. the Citv would then have these two options. Assuming the Sublease would require that the City cure all monetary defaults (including any unpaid amounts due under the Sublease) and most non-monetary defaults, if any. The City would also have to provide adequate assurance that defaults would not occur in the future. If the Sublease is treated as a True Lease by a bankruptcy court and the City rejects the Sublease, the rights of the Trustee (and thus the Owners) to receive Base Rental Payments and Additional Rental Payments would be terminated. Under such circumstances, the Owners could suffer substantial losses, and any claim for damages may be significantly limited. Rejection of the Sublease could result in a claim for damages against the City in connection with the Bonds that would rank as a general unsecured debt of the City. In the event of such rejection of the Sublease, the amount of any corresponding claim could also likely be limited by the cap on landlord claims provided in the Bankruptcy Code, i.e., to the Base Rental Payments payable under the Sublease (without acceleration) for the greater of one year or l5o/o of the remaining term of the Sublease, but not to exceed three years, following the earlier of (a) the date the bankruptcy petition was filed, and (b) the date on which the City surrendered (voluntarily or involuntarily) the Leased Properties, plus any unpaid Base Rental Payments and Additional Rental Payments under the Sublease (without acceleration) existing on the earlier of such dates. Thus, if the Sublease is treated as a True Lease under Section 365 and rejected in a bankruptcy of the City, the damage claim could be severely limited resulting in reduced funds available to pay the Bonds. In addition, payments by a lessee within 90 days prior to a bankruptcy filing may be deemed to be "avoidable preferences" under the Bankruptcy Code. Accordingly, payments made pursuant to the Sublease could be subject to recapture in a bankruptcy ofthe City, subject to certain defenses that may be available to the Authority or the Trustee. There may be delays in payments with respect to the Bonds while the bankruptcy court considers any of these issues. There may be other possible effects of a bankruptcy of the City that could result in delays or reductions in payments with respect to the Bonds, or result in losses to the Owners. Actions could be taken in a bankruptcy ofthe City that could adversely affect the exclusion of interest evidenced by the Bonds from gross income for federal income tax purposes. Regardless of any specific adverse determinations in a bankruptcy proceeding of the City, the mere commencement of such a bankruptcy proceeding could have an adverse effect on the liquidity and market value of the Bonds. Bankruptcy of the Authority. The Authority could potentially become a debtor in a bankruptcy case. In a bankruptcy case of the Authority, the legal principles and risks discussed above, in connection with a bankruptcy case filed by the City, would apply, with uncertain consequences to the Owners. Because the Authority is not assigning all its rights under the Lease and the Sublease to the Trustee, if the Authority became the subject of a bankruptcy proceeding, the Authority may be able to obtain 49 authorization from the bankruptcy court to sell to a third party all rights under the Lease and the Sublease, including the Base Rental Payments and Additional Rental Payments, free and clear of rights of the Trustee and the Owners. While the Trustee (and thus the Owners) would be entitled to receive the value of the Base Rental Payments and Additional Rental Payments as determined by the bankruptcy court, the bankruptcy court's valuation may be substantially different that the value placed on such payments by the Owners, and the Owners may suffer a loss. The Trustee and the Owners would be prohibited from taking any action to enforce any of their respective rights or remedies against the Authority or its property, unless the permission of the bankruptcy court was first obtained. This could prevent the Trustee from making payments to the Owners from funds in the possession of the Trustee. In addition, the provisions of the transaction documents that require the City to make payments directly to the Trustee, rather than to the Authority, may no longer be enforceable, and all payments may be required to be made to the Authority. There may be delays in payments on the Bonds while the bankruptcy court considers any of these issues. There may be other possible effects of a bankruptcy of the Authority that could result in delays or reductions in payments with respect to the Bonds, or result in losses to the Owners. Actions could be taken in a bankruptcy of the Authority that could adversely affect the exclusion of interest evidenced by the Bonds from gross income for federal income tax purposes. Regardless of any specific adverse determinations in a bankruptcy proceeding of the Authority, the mere commencement of such a bankruptcy proceeding could have an adverse effect on the liquidity and market value of the Bonds. Loss of Tax Exemption As discussed under the caption "TAX MATTERS" below, interest on the Bonds could become includable in gross income for purposes of federal income taxation retroactive to the date the Bonds were issued as a result of future acts or omissions of the Authority or the City in violation of their respective covenants in the Sublease and the Indenture. Should such an event of taxability occur, the Bonds are not subject to a special redemption and will remain outstanding until maturity or until prepaid under the prepayment provisions contained in the Indenture. The Internal Revenue Service (the "IRS") has initiated an expanded program for the auditing of tax- exempt bond issueso including both random and targeted audits. It is possible that the Bonds will be selected for audit by the IRS. It is also possible that the market value of the Bonds might be affected as a result of such an audit of the Bonds (or by an audit of similar obligations). Legislation affecting the tax exemption of interest on the Bonds may be considered by the United States Congress and the State legislature. Federal and state court proceedings and the outcome of such proceedings could also affect the tax exemption of interest on the Bonds. No assurance can be given that legislation enacted or proposed, or actions by a court, after the date of issuance of the Bonds will not have an adverse effect on the tax exemption of interest on the Bonds or the market value of the Bonds. Early Redemption Risk Early prepayment of the Base Rental Payments and redemption of the Bonds may occur in whole or in part without premium, on any date if the Leased Properties or a portion thereof is damaged or destroyed beyond repair or taken by eminent domain (see "THE BONDS - Redemption - Extraordinary Redemption"), or if the City exercises its right to prepay Base Rental Payments in whole or in part pursuant to the provisions ofthe Sublease and the Indenture. Investment of Funds All funds held under the Indenture are required to be invested in Permitted Investments as provided under the Indenture. See "APPENDIX C - SUMMARY OF CERTAIN PROVISIONS OF THE 50 PRINCIPAL LEGAL DOCUMENTS." All investments, including Permitted Investments, authorized by law from time to time for investments by the Authority contain a certain degree of risk. Such risks include, but are not limited to, a lower rate of return than expected, decline in market value and loss or delayed receipt of principal. The occurrence of these events with respect to amounts held under the Indenture could have a material adverse effect on the security for the Bonds. Future Initiative and Legislation As discussed under "LIMITATIONS ON REVENUES AND APPROPRIATIONS," Califomia's Constitutional initiative process has resulted in the adoption of measures which pose certain limits on the ability of cities and local agencies to generate revenues, through property taxes or otherwise. From time to time, other initiative measures could be adopted, affecting the City's ability to generate revenues and to increase appropriations. No assurances can be given as to the potential impact of any future initiative or legislation on the finances and operations of the City. Split Roll Initiative. An initiative measure (the "Split Roll Initiative") to amend Article XIIIA (Proposition 13) has qualified for the State's November 2020 ballot. If adopted, the Split Roll Initiative would base property taxes for commercial and industrial properties on market values beginning in tax year 2020-21. Such market values would be reassessed by the applicable county assessor's office at least once every three years. The Split Roll Initiative includes exceptions for businesses with a total market value of less than $2 million (adjusted for inflation), which would continue to be subject to property taxes based on purchase price, and exempts from property tax assessments up to $500,000 ofthe value ofpersonal properfy, or all personal property for businesses with fewer than 50 employees. There can be no assurance that the Split Roll Initiative will be adopted. Moreover, if the Split Roll Initiative is adopted, the City is unable to predict how it would affect the level of commercial building activity within the City and the relationship of the assessed value between land use types (i.e. residential versus commercial) in the City, or what other impacts the Split Roll Initiative might have on the local economy. Secondary Market There can be no assurance that there will be a secondary market for the Bonds, or if a secondary market exists, that such Bonds can be sold for any particular price. Occasionally, because of general market conditions or because of adverse history or economic prospects connected with a particular issue, secondary marketing practices in connection with a particular issue are suspended or terminated. Additionally, pricing of issues for which a market is being made will depend upon then prevailing circumstances. Such prices could substantially differ from the original purchase price. LIMITATIONS ON REVENUES AND APPROPRIATIONS There are a number of provisions in the State of California Constitution that limit the ability of the City to raise and expend revenues. Contained below is a description of some of these limitations. In addition to the ones discussed in this section below, other initiative measures could be adopted from time to time further affecting the City's revenues and finances. Property Tax Limitations - Article XIIIA California voters, on June 6,1978, approved an amendment (commonly refened to as "Proposition 13" or the "Jarvis-Gann Initiative") to the California Constitution. This amendment, which added Article XIIIA to the California Constitution, among other things, affects the valuation of real property for the purpose of taxation in that it defines the full cash value of property to mean "the county assessor's valuation of real property as shown on the 1975-76 tax bill under full cash valueo or thereafter, the appraised value of real property when purchased, newly constructed, or a change in ownership has occurred after the 1975 assessment." The full cash value may be adjusted annually to reflect inflation at a rate not to exceed two 5l percent per year, or any reduction in the consumer price index or comparable local data, or any reduction in the event of declining property value caused by damage, destruction or other factors. Article XIIIA further limits the amount of any ad valorem tax on real property to one percent of the full cash value except that additional taxes may be levied to pay debt service on indebtedness approved by the voters prior to July 1, 1978. In addition, an amendment to Article XIII was adopted in August 1986 by initiative that exempts from the one percent limitation any bonded indebtedness approved by two-thirds of the votes cast by voters for the acquisition or improvement of real property. On December22,1978, the California Supreme Court upheld the amendment over challenges on several state and federal constitutional grounds (Amador Valley Joint Union School District v. State Board of Equalization). In the general election held on November 4,1986, voters of the State of Califomia approved two measures, Propositions 58 and 60, which further amended Article XIIIA. Proposition 58 amended Article XIIIA to provide that the terms "purchased" and oochange of ownership," for purposes of determining full cash value of property under Article XIIIA, do not include the purchase or transfer of (l) real property between spouses and (2) the principal residence and the first $1,000,000 of other property between parents and children. Proposition 60 amended Article XIIIA to permit the Legislature to allow persons over age 55 who sell their residence to buy or build another of equal or lesser value within two years in the same county, to transfer the old residence's assessed value to the new residence. Pursuant to Proposition 60, the Legislature has enacted legislation permitting counties to implement the provisions of Proposition 60. Article XIIIA has subsequently been amended to permit reduction of the "full cash value" base in the event of declining property values caused by damage, destruction or other factors, to provide that there would be no increase in the "full cash value" base in the event of reconstruction of property damaged or destroyed in a disaster and in certain other minor or technical ways. Article XIIIA Implementing Legislation Legislation has been enacted and amended a number of times since 1978 to implement Article XIIIA. Under current law, local agencies are no longer permitted to levy directly any property tax (except to pay voter-approved indebtedness). The one percent property tax is automatically levied by the county and distributed according to a formula among taxing agencies. The formula apportions the tax roughly in proportion to the relative shares oftaxes levied prior to 1978. Increases of assessed valuation resulting from reappraisals of property due to new construction, change in ownership or from the two percent annual adjustment are allocated among the various jurisdictions in the "taxing area" based on their respective o'situs." Any such allocation made to a local agency continues as part of its allocation in future years. Beginning in the l98l-82 fiscal year, assessors in California no longer record property values on tax rolls at the assessed value of 25 percent of market value, which was expressed as $4 per $100 of assessed value. All taxable propefty is now shown at full market value on the tax rolls. Consequently, the tax rate is expressed as $1 per $100 of taxable value. Unless otherwise noted, all taxable properly value included in this Offrcial Statement (unless noted differently) is shown at 100 percent of market value and all tax rates reflect the $l per $100 oftaxable value. 52 Challenges to Article XIIIA Califomia trial and appellate courts have upheld the constitutionality of Article XIIIA's assessment rules in three significant cases. The United States Supreme Court, in an appeal to one of these cases, upheld the constitutionality of Article XIIIA's tax assessment system. The City cannot predict whether there will be any future challenges to Califomia's present system of property tax assessment and cannot evaluate the ultimate effect on the City's receipt of property tax revenues should a future decision hold unconstitutional the method of assessing property. Appropriations Limitations: Article XIIIB On November 6,1979, California voters approved Proposition 4, the so-called Gann Initiative, which added Article XIIIB to the Califomia Constitution. Article XIIIB limits the annual appropriations of the State and any city, county, school district, authority or other political subdivision ofthe State to the level of appropriations for the prior fiscal year, as adjusted annually for changes in the cost of living, population and services rendered by the government entity. The "base year" for establishing such appropriations limit is the 1978-79 fiscal year, and the limit is to be adjusted annually to reflect changes in population, consumer prices and certain increases in the cost ofservices provided by these public agencies. Revenues received in excess of the appropriations limit must be returned by a revision of tax rates or fee schedules within the next two subsequent fiscal years. Propositions 218 and 26: Article XIIIC and Article XIID On November 5, 1996, California voters approved Proposition 218, "the Right to Vote on Taxes Act." Proposition 218 added Articles XIIIC and XIIID to the California Constitution, providing certain vote requirements and other limitations on the imposition of new or increased taxes, assessments, and property- related fees and charges. Provisions of Article XIIIC (D require taxes for general govemmental purposes to be submitted to the electorate and approved by a majority vote, and taxes for specific purposes, even if deposited into the General Fund, to be submitted to the electorate and approved by twothirds vote, (ii) require any general purpose tax which the City imposed, extended or increased, without voter approval, after December 31, 1994, to be submitted to the electorate and approved by majority vote on November 5, 1998 and (iii) provide that all taxes, assessments, fees and charges to reduction or repeal at any time through the initiative process, subject to oveniding constitutional principles relating to the impairment of contracts. Provisions of Article XIIID that affect the ability of the City to fund certain services or programs that it may be required or choose to fund include (ii) adding notice, hearing, protest and, in some cases, voter approval requirements to impose, increase or extend certain assessments, fees and charges and (ii) adding stricter requirements for finding individualized benefits associated with such levies. On November 2,2010, California voters approved Proposition 26, the "Supermajority Vote to Pass New Taxes and Fees Act." Relevant to local govemments, Proposition 26 amended Article XIIIC of the California Constitution by adding an expansive definition for the term "tax," which previously was not defined under the California Constitution. As a result, Proposition 26 requires a local govemment to obtain two-thirds voter approval for many fees, charges and levies that a local govemment was previously authorized to adopt by a majority vote of its legislative body. Specifically, Proposition 26 defines a "tax" as any levy, charge, or exaction of any kind imposed by a local govemment except those enumerated in seven specified exceptions, as follows: (1) A charge imposed for a specific benefit conferred or privilege granted directly to the payor that is not provided to those not charged, and which does not exceed the reasonable costs to the local government of conferring the benefit or granting the privilege. )J (2) (3) (6) (7) (4) (s) A charge imposed for a specific govemment service or product provided directly to the payor that is not provided to those not charged, and which does not exceed the reasonable costs to the local govemment of providing the service or product. A charge imposed for the reasonable regulatory costs to a local government for issuing licenses and permits, performing investigations, inspections, and audits, enforcing agricultural marketing orders, and the administrative enforcement and adjudication thereof. A charge imposed for entrance to or use of local govemment property, or the purchase, rental, or lease of local govemment property. A fine, penalty, or other monetary charge imposed by the judicial branch of govemment or a local government, as a result of a violation of law. A charge imposed as a condition of property development. Assessments and property-related fees imposed in accordance with the provisions of Article XIII D. In the event that charges included in the definition of a "tax" in Article XIIIC cannot be appropriately increased, the City may have to choose whether to reduce or eliminate the service financed by such taxes or finance such service from its General Fund. Further, no assurance can be given that the City mayor will be able to reduce or eliminate such services in the event the fees and charges that presently finance them are reduced or repealed. The foregoing discussion of Propositions 218 and 26 should not be considered an exhaustive or authoritative treatment of the provisions of hopositions 218 and 26 orthe possible effects of Propositions 218 and 26. Interim rulings, final decisions, legislative proposals and legislative enactments affecting Propositions 218 and 26 may impact the City's ability to make Rental Payments. The City does not expect to be in a position to control the consideration or disposition of these issues and cannot predict the timing or outcome of any judicial or legislative activity related to these issues. The City does not believe any of the fees or charges constituting City General Fund revenues are imposed in violation of Propositions 218 or 26. Proposition 62 On November 4, 1986, California voters adopted Proposition 62, which requires that (i) any local tax for general govemmental purposes (a "general tax") must be approved by a majority vote of the electorate; (ii) any local tax for specific purposes (a "special tax") must be approved by a two-thirds vote of the electorate; (iii) any general tax must be proposed for a vote by two-thirds of the legislative body; and (iv) proceeds of any tax imposed in violation of the vote requirements must be deducted from the local agency's property tax allocation. Most of the provisions of Proposition 62 were affirmed by the 1995 California Supreme Court decision in Santa Clara County Local Transportation Authority v. Guardino, which invalidated a special sales tax for transportation purposes because fewer than two-thirds of the voters voting on the measure had approved the tax. The City does not believe any of the taxes constituting City revenues are levied in violation of Proposition 62. Unitary Property AB 454 (Chapter 921, Statutes of 1986) provides that revenues derived from most utility property assessed by the State Board of Equalization ("Unitary Property"), commencing with the 1988-89 fiscal year, will be allocated as follows: (i) each jurisdiction will receive up to 102 percent of its prior year State- assessed revenue; and (ii) if county-wide revenues generated from Unitary Property are less than the 54 previous year's revenues or greater thanl02 percent of the previous year's revenues, each jurisdiction will share the burden of the shortfall or benefit of the excess revenues by a specified formula. This provision applies to all Unitary Property except railroads, whose valuation will continue to be allocated to individual tax rate areas. The provisions of AB 454 do not constitute an elimination of the assessment of any State-assessed properties nor a revision of the methods of assessing utilities by the State Board of Equalization. Generally, AB 454 allows valuation growth or decline of Unitary Property to be shared by all jurisdictions in a county. Proposition 1A On November 2, 2004, California voters approved Proposition lA, which amends the State Constitution to significantly reduce the State's authority over major local government revenue sources. Under Proposition 1A, the State may not (i) reduce local sales tax rates or alter the method of allocating the revenue generated by such taxes, (ii) shift properly taxes from local governments to schools or community colleges, (iii) change how property tax revenues are shared among local governments without two-third approval of both houses of the State Legislature, or (iv) decrease Vehicle License Fees revenues without providing local govemments with equal replacement funding. Beginning in Fiscal Year 2008-09, the State may shift to schools and community colleges a limited amount of local government property tax revenue if certain conditions are met, including (a) a proclamation by the Governor that the shift is needed due to a severe financial hardship of the State, and (b) approval of the shift by the State Legislature with a two-thirds vote of both houses. Under such a shift, the State must repay local governments for their property tax losses, with interest, within three years. Proposition 1A does allow the State to approve voluntary exchanges of local sales tax and properfy tax revenues among local govemments within a county. Proposition lA also provides that if the State reduces the Vehicle License Fee rate currently in effect, which is l.l1Yo of vehicle value effective July l, 2011, the State must provide local governments with equal replacement revenues. Further, Proposition 1A required the State, beginning March 1,2006, to suspend State mandates affecting cities, counties and special districts, schools or community colleges, except mandates relating to employee rights, in any year that the State does not fully reimburse local governments for their costs of compliance with such mandates. The 2020-21 proposed budget of the State did not include any Proposition 1A diversion. ABSENCE OF LITIGATION To the Authority's and the City's knowledge, there is no litigation pending or threatened to restrain or enjoin the issuance, execution or delivery of the Bonds, to contest the validity of the Bonds, the Indenture, the Lease, the Sublease or any proceedings of the City or the Authority with respect thereto.. In the opinion of the Authority and its counsel, there is no lawsuit or claim pending against the Authority which will materially impair the Authority's ability to enter into the Indenture or restrain or enjoin the collection of Revenues as contemplated therein. In the opinion of the City and the City Attomey, there is no lawsuit or claim pending against the City which will materially impair the City's ability to enter into the Sublease or restrain or enjoin the payment of Base Rental Payments. CONTINUING DISCLOSURE The City has undertaken for the benefit of holders and beneficial owners of the Bonds to provide certain financial information relating to the City and other data by not later than March 31 after the close of each fiscal year, commencing March 31, 2021 with the report for Fiscal Year 2019-20 (the "Annual Report"), and to provide notices of the occurrence of certain enumerated events. The Annual Report and notices of significant events will be filed by Urban Futures, Inc., as the Dissemination Agent on behalf of the City, with the Municipal Securities Rulemaking Board. The specific nature of the information to be contained in the Annual Report or the notices of enumerated events is set forth in "APPENDIX E - FORM OF CONTINUING DISCLOSURE AGREEMENT." This undertaking has been made in order to assist the )) Underwriter in complying with Rule 15c2-12(b)(5) (the "Rule") promulgated by the Securities and Exchange Commission under the Securities and Exchange Act of 7934, as amended. The City has previously entered into continuing disclosure agreements in connection with its prior bond issuances. Continuing Disclosure Historv. Prior to the printing of this Official Statement, an examination was conducted of the continuing disclosure filings by the City during the past five years. The result of such examination indicated a few instances of filing delays. The portion of the annual filings comprised of updated information of certain tables and portions of the Official Statement for the: (l) $33,450,000 Orange Redevelopment Agency Orange Merged and Amended Redevelopment Project Area 2008 Tax Allocation Bonds, Series A and $6,180,000 Orange Redevelopment Agency Orange Merged and Amended Redevelopment Project Area 2008 Taxable Tax Allocation Refunding Bonds, Series B, and (2) $28,850,000 Orange Redevelopment Agency Orange Merced and Amended Redevelopment Project Area 2014 Tax Allocation Refunding Bonds, Series A, that were each due March 31,2016, were both filed one day late, on April 1, 2016. Similarly, the updated information of certain tables and portions of the Official Statement for the: (l) $28,810,000 City of Orange Community Facilities District No. 9l-2 (Senano Heights Public Improvements) 2013 Special Tax Refunding Bonds, and (2) S23,920,000 Community Facilities District No. 06-l (Del Rio Public Improvements) 2015 Special Tax Refunding Bonds, that were each due March 1,2017, were both filed on March 9,2017. The City believes that their procedures with the Dissemination Agent are suffrcient in the normal due course to assure substantial compliance with its continuing disclosure undertakings in the future. A failure by the City to comply with the provisions of the Continuing Disclosure Agreement is not an event of default under the Indenture (although the holders and beneficial owners of the Bonds do have remedies at law and in equity). However, a failure to comply with the provisions of the Continuing Disclosure Agreement must be reported in accordance with the Rule and must be considered by any broker, dealer or municipal securities dealer before recommending the purchase or sale of the Bonds. Therefore, a failure by the City to comply with the provisions of the Continuing Disclosure Agreement may adversely affect the marketability of the Bonds on the secondary market. CERTAIN LEGAL MATTERS The legality of the issuance of the Bonds will be subject to the approval of Richards Watson & Gershon, a Professional Corporation, Los Angeles, Califomia, as Bond Counsel. Bond Counsel's opinion with respect to the Bonds will be substantially in the form set forth in APPENDIX B of this Offtcial Statement. In addition, certain other legal matters will be passed on by Richards, Watson & Gershon, A Professional Corporation, Los Angeles, California, as Disclosure Counsel. TAX MATTERS The Intemal Revenue Code of 1986, as amended (the "Code"), establishes certain requirements which must be met subsequent to the issuance and delivery of the Bonds for interest thereon to be and remain excluded from gross income for federal income tax purposes. Noncompliance with such requirements could cause interest on the Bonds to be included in gross income for federal income tax purposes retroactive to their date of issue. These requirements include, but are not limited to, provisions which limit how the proceeds of the Bonds may be spent and invested, and generally require that certain investment earnings be rebated on a periodic basis to the United States of America. The City and the Authority have made certifications and representations and have covenanted to maintain the exclusion of the interest on the Bonds from gross income for federal income tax purposes pursuant to Section 103 of the Code. In the opinion of Richards, Watson & Gershon, a Professional Corporation, Bond Counsel, under existing law and assuming the accuracy of such certifications and representations by, and compliance with such covenants ol the City and the Authority, (i) interest on the Bonds is excluded from gross income for 56 federal income tax purposes under Section 103 of the Code, and (ii) the Bonds are not "specified private activity bonds" within the meaning of Section 57(a)(5) of the Code and, therefore, interest on the Bonds is not a preference item for purposes of computing the altemative minimum tax imposed by Section 55 of the Code. Bond Counsel is also of the opinion that, under existing law, interest on the Bonds is exempt from State of California personal income taxes. Bond counsel expresses no opinion as to any other tax consequences regarding the Bonds. Under the Code, interest on the Bonds may be subject to a federal branch profits tax imposed on certain foreign corporations doing business in the United States and to a federal tax imposed on excess net passive income of certain S corporations. Under the Code, the exclusion of interest from gross income for federal income tax purposes may have certain adverse federal income tax consequences on items of income, deduction or credit for certain taxpayers, including financial institutions, certain insurance companies, recipients of Social Security and Railroad Retirement benefits, those deemed to incur or continue indebtedness to acquire or carry tax-exempt obligations, and individuals otherwise eligible for the eamed income tax credit. The applicability and extent of these and other tax consequences will depend upon the particular tax status or other tax items of the owner of the Bonds. Bond Counsel will express no opinion regarding these and other such consequences. Bond Counsel has not undertaken to advise in the future whether any circumstances or events occuning after the date of issue of the Bonds may affect the tax status of interest on the Bonds. Legislation affecting tax-exempt obligations is regularly considered by the United States Congress and may also be considered by the State legislature. Court proceedings may also be filed, the outcome of which could modiff the tax treatment of obligations such as the Bonds. No assurance can be given that legislation enacted or proposed, or actions by a court, after the date of issue of the Bonds, will not contain provisions which could eliminate, or directly or indirectly reduce the benefit of the exclusion of interest on the Bonds from gross income for federal income tax purposes, or have an adverse effect on the market value or marketability of the Bonds. For example, federal tax legislation enacted on December 22, 2017, reduced corporate tax rates, modified individual tax rates, eliminated many deductions, repealed the corporate alternative minimum tax for taxable years beginning after December 31,2017, and generally eliminated tax-exempt advance refunding bonds, among other things. This legislation may increase, reduce, or otherwise change the financial benefits currently provided to certain owners of state and local govemment bonds. In addition, investors in the Bonds should be aware that future legislative actions may retroactively change the treatment of all or a portion of the interest on the Bonds for federal income tax purposes for all or certain taxpayers. In all such events, the market value of the Bonds may be adversely affected and the ability of holders to sell their Bonds in the secondary market may be reduced. The Bonds are not subject to special mandatory redemption, and the interest rates on the Bonds are not subject to adjustment, in the event of any such change. Investors should consult their own financial and tax advisors to analyze the importance of these risks. Certain requirements and procedures contained or referred to in relevant documents may be changed and certain actions may be taken, under the circumstances and subject to the terms and conditions set forth in such documents, upon the advice or with the approving opinion of nationally recognized bond counsel. Bond Counsel expresses no opinion as to any Bond, or the interest thereon, if any such change occurs or action is taken upon the advice or approval of bond counsel other than Richards, Watson & Gershon, A Professional Corporation. If the issue price of a Bond (the first price at which a substantial amount of the bonds of a maturity are sold to the public) is less than the stated redemption price at maturity of such Bond, the difference constitutes original issue discount, the accrual of which is excluded from gross income for federal income 57 tax purposes to the same extent as interest on the Bonds. Further, such original issue discount accrues actuarially on a constant yield method over the term of each such Bond and the basis of each Bond acquired at such initial offering price by an initial purchaser thereof will be increased by the amount of such accrued original issue discount. The accrual of original issue discount may be taken into account as an increase in the amount of tax-exempt income for purposes of determining various other tax consequences of owning such Bonds. Purchasers who acquire Bonds with original issue discount are advised that they should consult with their own independent tax advisors with respect to the state and local tax consequences of owning such Bonds. If the issue price of a Bond is greater than the stated redemption price at maturity of such Bond, the difference constitutes original issue premium, the amortization of which is not deductible from gross income for federal income tax purposes. Original issue premium is amortized over the period to maturity of such Bond based on the yield to maturity of that Bond (or, in the case of a Bond callable prior to its stated maturity, the amortization period and yield may be required to be determined on the basis of an earlier call date that results in the lowest yield on that Bond), compounded semiannually. For purposes of determining gain or loss on the sale or other disposition of such Bond, the purchaser is required to decrease such purchaser's adjusted basis in such Bond by the amount of premium that has amortized to the date of such sale or other disposition. As a result, a purchaser may realize taxable gain for federal income tax purposes from the sale or other disposition of such Bond for an amount equal to or less than the amount paid by the purchaser for that Bond. A purchaser of that Bond in the initial public offering at the issue price for that Bond who holds it to maturity (or, in the case of a callable Bond, to its earlier call date that results in the lowest yield on that Bond) will realize no gain or loss upon its retirement. Payments of interest on tax-exempt obligations, including the Bonds, are generally subject to IRS Form 1099-INT information reporting requirements. If an owner of a Bond is subject to backup withholding under those requirements, then payments of interest will also be subject to backup withholding. Those requirements do not affect the exclusion of such interest from gross income for federal income tax purposes. Prospective purchasers ofthe Bonds should consult their own independent tax advisers regarding pending or proposed federal and state tax legislation and court proceedings, and prospective purchasers of the Bonds at other than their original issuance at the respective prices indicated on the inside cover ofthis Official Statement should also consult their own tax advisers regarding other tax considerations such as the consequences of market discount, as to all of which Bond Counsel expresses no opinion. Bond Counsel's engagement with respect to the Bonds ends with the issuance of the Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the Authority or the owners of the Bonds regarding the tax status of interest thereon in the event of an audit examination by the IRS. The IRS has a progftlm to audit tax-exempt obligations to determine whether the interest thereon is includible in gross income for federal income tax purposes. If the IRS does audit the Bonds, under current IRS procedures, the IRS will treat the Authority as the taxpayer and the beneficial owners of the Bonds will have only limited rights, if any, to obtain and participate in judicial review of such audit. Any action of the IRS, including but not limited to selection of the Bonds for audit, or the course or result of such audit, or an audit of other obligations presenting similar tax issues, may affect the market value of the Bonds. A copy of the proposed form of opinion of Bond Counsel is attached hereto as Appendix B. UNDERWRITING The Underwriter has agreed, subject to certain conditions, to purchase the Bonds at a purchase price of $_ (equal to the principal amount of the Bonds, plus/less original issue premium/discount of $_ and less an underwriter's discount of $_). The Underwriter intends to offer the Bonds to the public initially at the prices set forth on the inside cover page of this Official Statement, which prices may subsequently change without any requirement of prior notice. 58 RATING S&P Global Ratings (*S&P") has assigned a rating of ooAA-" (stable outlook) to the Bonds. S&P's rating reflects only the views of such organization and any explanation of the significance of such rating may be obtained from S&P. There is no assurance such ratings will continue for any given period of time or that such ratings will not be revised downward or withdrawn entirely by the rating agency, if in the judgment of such rating agency, circumstances so warrant. Any such downward revision or withdrawal of the ratings may have an adverse effect on the market price of the Bonds. FINAIICIAL STATEMENTS The City's Comprehensive Annual Financial Report for fiscal year ended June 30, 2019, which includes the City's 2018-19 financial statements and the Independent Auditor's Report issued by White Nelson Diehl Evans LLP, Certified Public Accountants, Irvine, Califomi4 (the "Auditor") regarding such financial statements, is set forth in APPENDIX F. The Auditor was not requested to consent to the inclusion of its report in APPENDIX F and it has not undertaken to update financial statements included in APPENDIX F. No opinion is expressed by the Auditor with respect to any event subsequent to its report. MISCELLANEOUS All of the preceding description and summaries of the Bonds, the Indenture and the Sublease, other applicable agreements, legislation and other documents are made subject to the provisions of such documents respectively and do not purport to be complete statements of any or all of such provisions. Reference is hereby made to such documents on file with the City for further information in connection therewith. This Official Statement does not constitute a contract with the purchasers of the Bonds. Any statements made in this Official Statement involving matters of opinion or of estimates, whether or not so expressly stated, are set forth as such and not as representations of fact, and no representation is made that any of the estimates will be realized. The Authority and the City have duly authorized the execution and delivery of this Official Statement bv their dulv authorized officers. ORANGE CITY PUBLIC FACILITIES FINANCING AUTHORITY Executive Director CITY OF ORANGE By: By: 59 City Manager [THIS PAGE INTENTIONALLY LEFT BLANK] APPENDIX A ADDITIONAL GENERAL INFORMATION REGARDING THE CITY OF ORANGE The following information concerning the City of Orange ("City") and the surrounding area included only for the purpose of supplying general information regarding the community. Population The following table shows the estimated population growth for the City, the County Orange and the State of California (the "State") for the years shown: City, County and State Population Growth Calendar Years 1980, 1990,2000, 20100 2016-2020 of Calendar Year(l) City of Orange o/o Change from Prior Period -0.04 0.03 0.33 0.14 -0.25 0range County o/o Change from State of Prior Period California %o Change from Prior Period 1980 1990 2000 2010 91,000 17.620/o@ 1,919,400 110,100 20.99 2,398,400 t28,253 16.49 2,831,799 t36,237 6.22 3,008,855 35.05yo@ 23,782,000 24.96 29,558,000 18.07 33,721,583 6.25 37,223,900 18.68yJ2) 24.29 14.09 10.39 20t6 2017 2018 20t9 2020 139,693 139,740 140,208 140,410 140,065 3,162,799 3,194,229 3,192,092 3,lg2,gg7 3,194,332 0.67 0.68 0.48 0.96 -0.46 0.56 0.68 0.25 0.03 0.04 39,131,307 39,398,702 39,586,646 39,965,376 39,782,870 Source: State of California Departrnent of Finance. (l) As ofJanuary I ofeachyear. (2) Percent change since 1970. Major Employers The following table sets forth the top ten major employers located in the City during 2019. CITY OF ORANGE MAJOR EMPLOYERS (2019) Name UCI Medical Center CHOC Children's Hospital St. Joseph Hospital of Orange Chapman University Santiago Canyon College CalOptima Health Plans American Advisors Group (AAG) Westem Dental Services, Inc. City of Orange AECOM Technology Corp Employees Type of business or entity 4,800 Medical Center 3,500 Medical Center 2,900 Medical Center 1,235 Education 950 Education 930 Healthcare 869 Reverse Mortgage Loans 730 Dental Services 729 Local Govemment541 Infrastructure Construction Source: City of Orange, Comprehensive Annual Financial Report- For the Year Ending June 30, 2019. A-t Construction Activity The following table presents construction permit valuations for the City for the calendar years shown. City of Orange Construction Permits Calenda r Yea rs 2015-2019 " Residential CommerciaUlndustrial Year Permits Issued Valuation Permits Issued Valuation Total Valuation 2015 1,928 $ 78,754,081 789 S 51,008,209 5129,762,2902016 1,713 44,737,565 805 102,844,861 147,582,4262017 4,598 40,657,431 786 61,285,782 101,943,214 2018 1,411 62,142,731 496 49,587,239 1t1,729,9712019 1,550 151,884,923 508 108,277,t26 260,162,050 Source: City of Orange. Employment and Industry According to the State of Califomia Employment Development Department, the May 2020 preliminary estimated unemployment rates for the City, the County and the State were 13.2 percent,14.5 percent and 15.9 percent, respectively. See "BONDOWNERS' RISKS - COVID-19 Pandemic". The following table shows certain employment statistics for the City and the County for calendar years shown. City of Orange City, Counfy and State Employment Statistics Calendar Years 2015 through20lgo) Orange City Orange Countv State Labor Unemployment Unemployment Unemployment Year Force nmp@_ Rate Rate Rate 2015 71,700 68,700 4.2% 45% 6.2%2016 72,100 69,300 4.0 4.0 5.52017 72"200 69.700 3.4 3.5 4.82018 72.300 70.100 3.0 3.0 4.22019 72,500 70,500 2.7 2.8 4.0 (l) Not seasonally adjusted. March 2019 benchmark. Source: State of California, Employment Development Department. A-2 The following table summarizes the historical numbers of workers by industry in the Anaheim- Santa Ana Irvine Metropolitan Division (which covers Orange County) for the last five years: Anaheim-Santa Ana-Irvine MD (Orange County) Industry Employment & Labor Force - by Annual Average Categorv Civilian Labor Force Civilian Employment Civilian Unemployment Civilian Unemployment Rate Total Farm Total Nonfarm Total Private Goods hoducing Mining, Logging and Construction Mining and Logging Construction Manufacturing Durable Goods Nondurable Goods Service Providing Private Service Providing Trade, Transportation & Utilities Information Financial Activities Professional & Business Services Educational & Health Services Leisure & Hospitality Other Services Govemment Total, All Industries 2016 2017 2018 1,597 300 t,'60?^800 1,6n,900 7,532,700 1,551,500 1,569,800 64,500 56,300 48,1004.0% 3.5% 3.0% 2,400 2,100 2,000 1,595,900 1,618,700 1,651,200 1,426,200 1,458,500 1,490,000 255,900 263,000 267,400 97,700 102,300 106,800 300 500 s00 97,400 101,800 106,300 158,200 160,700 160,700 116,200 117,500 118,500 42,000 43,200 42,200 1,329,900 1,355,700 1,383,800 1,170,300 1,195,500 1,222,600 258,500 260,500 261,600 26,000 26,800 26,700 I18,000 119,600 118,700 299,300 304,400 317,000 206"200 215,900 224,700 212,000 218,100 222,600 50,500 50,300 51,400 159,600 160,200 161,200 1,588,300 1,620,800 1,653,200 2015 1JS4J00 1,513,500 70,800 4.s%o 2,400 1,545,900 1,399,500 249,900 92,100 400 91,700 157,800 1 16,100 41,800 1,296,000 1,139,600 257,400 24,900 116,400 289,200 198,900 203,800 49,900 156,400 1,548,300 1,623,400 1,578,300 45,100 2.8% 1,900 1,672,500 1,509,600 266,700 106,800 s00 106,400 159,800 118,700 41,100 l,4o5,goo 1,242,900 259,400 26,100 177,400 328,200 231,800 229,000 52,000 162,900 2019 1,674,400 Note: The "Total, All Industries" data is not directly comparable to the employment data found herein. Data may not add due to rounding. Source: State of California, Employment Development Department, Labor Market Information Division, Anaheim- Santa Ana-Irvine Mehopolitan Division (Orange County), Industry Employment & Labor Force - by Annual Average, March 2019 Benchmark. A-3 Median Household Income The following table shows the estimated median household income for the City, County, the State and the United States for the vears shown. City of Orange, Orange County, California and the United States Median Household Income(r) Calendar Years 2014 through 2018 Year City County State United States 2014 $77,086 $75,998 $61,489 $53,4822015 78,513 76,500 61,818 53,8892016 79,192 78,145 63,783 55,3222017 83,500 81,851 67,769 57,6522018 96,027 85,398 71,228 60,293 (l) Estimated. Inflation adjusted based on conesponding year. Source: U.S. Census Bureau, American Community Survey. A-4 APPENDIX B FORM OF OPINION OF BOND COUNSEL Upon issuance of the Bonds, Richards Watson & Gershon, a Professional Corporation, Bond Counsel, proposes to render its final approving opinion in substantially the following form: July _,2020 Orange City Public Facilities Financing Authority 300 E. Chapman Orange, California 92866 Opinion of Bond Counsel with reference to $_ Orange City Public Facilities Financing Authority Lease Revenue Bonds Series 20204 Ladies and Gentlemen: We have examined (i) a record of proceedings relating to the issuance of the above- captioned bonds (the "Bonds") of the Orange City Public Facilities Financing Authority, a public entity of the State of California (the "Authority"), (ii) the Indenture, dated as of July I,2020 (the 'olndentureo'), by and between the Authority and U.S. Bank National Association, as trustee (the 'oTrustee"), (iii) the Lease Agreement, dated as of July 1,2020 (the "Lease"), by and between the City of Orange (the "City") and the Authority, (iv) the Sublease, dated as of July l,2020 (the "Subleaseoo), by and between the Authority and the City, and (v) such other maffers of law as we have deemed necessary to enable us to render the opinions expressed herein. As to questions of fact material to this opinion, we have relied upon such certificates and documents without undertaking to verify the same by independent investigation. Capitalized terms used but not otherwise defined herein have the meanings ascribed to them in the Indenture. The Bonds are issued under and pursuant to the Indenture, the provisions relating to the joint exercise of powers found in Chapter 5 of Division 7 of Title I of the Government Code of the State of California, as amended (the 'oAct"), including the provisions of the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4 of the Act. The Bonds are issued to provide financing for certain public capital projects of the City. B-l We are of the opinion that: l. The Indenture has been duly and lawfully authorized, executed and delivered by the Authority. Assuming due authorization, execution and delivery by the Trustee, the Indenture is in full force and effect in accordance with its terms and is valid and binding upon the Authority and enforceable in accordance with its terms. The Indenture creates the valid pledge which it purports to create of the Revenues and certain funds established by the Indenture (including the investments, if any, thereof), subject to the provisions of the Indenture permitting the application thereof for the purposes, and on the terms and conditions set forth in the Indenture. 2. The Authority is duly authorized and entitled to issue the Bonds. The Bonds have been duly and validly authorized and issued by the Authority in accordance with the Constitution and statutes of the State of California, including the Act, and in accordance with the Indenture. The Bonds constitute the valid and binding obligations of the Authority as provided in the Indenture, are enforceable in accordance with their terms and the terms of the Indenture and entitled to the benefits of the Act and the Indenture. The Bonds are not an obligation of the State of Califomia, any public agency thereof (other than the Authority), or any member of the Authority and neither the faith and credit nor the taxing power of the State of California or any public agency thereof or any member of the Authority is pledged for the payment of the Bonds. The Authority has no taxing power. 3. The Authority and the City have duly authorized, executed and delivered the Lease and the Sublease. The Lease and the Sublease constitute the valid and binding agreements of the Authority and the City enforceable according to their respective terms. The obligation of the City to make Base Rental Payments during the term of the Sublease constitutes a valid and binding obligation of the City, payable from funds of the City lawfully available therefor, and does not constitute a debt of the City or of the State of California or of any political subdivision thereof within the meaning of any constitutional or statutory debt limit or restriction, and does not constitute an obligation for which the City or the State of California is obligated to levy or pledge any form of taxation or for which the City or the State of California has levied or pledged any form of taxation. 4. Interest on the Bonds is exempt from personal income taxes of the State of Califomia. 5. Assuming compliance with the covenants described below, interest on the Bonds is excluded from gross income for federal income tax purposes. The Bonds are not "specified private activity bonds" within the meaning of Section 57(a)(5) of the Intemal Revenue Code of 1986, as amended (the "Codeoo) and, therefore, interest on the Bonds will not be treated as a preference item for purposes of computing the alternative minimum tax imposed by Section 55 of the Code. The Code sets forth certain requirements which must be met subsequent to the issuance and delivery of the Bonds for interest thereon to be and remain excluded from gross income for federal income tax purposes. Noncompliance with such requirements could cause the interest on the Bonds to be included in gross income retroactive to the date of issue of the Bonds. The City has covenanted to satisff, or take such actions as may be necessary to cause to be satisfied, each provision of the Code necessary to maintain the exclusion of the interest on the Bonds from gross income for federal income tax purposes pursuant to Section 103(a) of the Code. B-2 Certain requirements and procedures contained or referred to in the Indenture and other relevant documents may be changed and certain actions may be taken or omitted, under the circumstances and subject to the terms and conditions set forth in such documents, upon the advice or with the approving opinion of nationally recognized bond counsel. We express no opinion as to any Bond, or the interest thereon, if any change occurs or action is taken or omitted upon the advice or approval ofany counsel other than ourselves. Except as stated in the foregoing paragraphs numbered 3 and 4 and the paragraph immediately following paragraph 4, we express no opinion as to any federal or state tax consequences of the ownership or disposition of the Bonds. The opinions expressed in the paragraphs numbered l, 2 and 3 hereof are qualified to the extent that the enforceability of the Indenture, the Bonds, the Lease and the Sublease may be limited by applicable bankruptcy, insolvency, debt adjustment, receivership, fraudulent conveyance or transfer, moratorium, reorganization, anangements or other laws affecting creditors' rights, to the application of equitable principles, to the exercise ofjudicial discretion in appropriate cases and to the limitations on legal remedies against public entities in the State or other laws or equitable principles affecting the enforcement of creditors' rights generally. We express no opinion with respect to any indemnification, contribution, liquidated damages, penalty (including any remedy deemed to constitute a penalty), right of set-off, arbitration, judicial reference, choice of law, choice of forum, choice of venue, non-exclusivity of remedies, waiver or severability provisions contained in the foregoing documents. We do not express any opinion with respect to the quality of title to, or interests in, any of the real or personal property subject to the lien of the Lease or Sublease or with respect to the accuracy or sufficiency of the description of any real property contained therein and in the Indenture. Without limiting the foregoing, we have assumed compliance with all agreements and covenants contained in the lndenture. The opinions expressed herein are based on an analysis of existing law and cover certain matters not directly addressed thereby. Such opinions may be affected by actions taken or omitted or events occurring after the date hereof, and we have not undertaken to determine, or to inform any person, whether any such actions or events are taken or do occur. We have assumed the genuineness of all documents and signatures presented to us. We have not undertaken to veri$ independently, and have assumed, the accuracy of the factual matters represented, warranted or certified in such documents. No opinion is expressed in this letter regarding the accuracy, completeness or fairness of the Official Statement or any other offering material relating to the Bonds. Respectfully submitted, B-3 [THIS PAGE INTENTTONALLY LEFT BLANK] APPENDIX C SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS The following is a brief summary of certain provisions of the legal documents related to the Bonds. This summary is not intended to be definitive and is qualified in its entirety by reference to the Lease, the Sublease, the Assignment Agreement and the Indenture for the complete terms thereof. Copies of these docwnents are available upon requestfrom the Trustee. DEFINITIONS The following are summaries of deJinitions of certain terms used in this Summary of Principal Legal Documents. Unless the context clearly requires otherwise, all capitalized terms not defined herein or elsewhere in the fficial Statement have the meanings setforth in the Indenture, and if not in the Indenture, then the Sublease. "Act" means Articles I through 4 (commencing with Section 6500), Chapter 5, Division T,Title I of the Government Code of the State. as in existence on the Closins Date or as thereafter amended from time to time. "Additional Bonds" means additional bonds payable from and secured by Revenues on parity with all other Outstanding Bonds issued pursuant to and in accordance with the Indenture. "Additional Rental Payments" means the additional rental payable by the City under and pursuant to the provisions of the Sublease described below under "SUBLEASE - Rental - Additional Rental." "1\n4g4!-Deb1!-Servigg" means, with respect to any Bond Year, the sum obtained by totaling the following: (a) The principal amount of all Outstanding Bonds maturing in such Bond Year; and (b) The interest which would be due during such Bond Year on the aggregate principal amount of Bonds which would be Outstanding in such Bond Year if the Bonds Outstanding on the date of such computation were to mature in accordance with the applicable maturity schedule. At the time and for the purpose of making such computation, the amount of Bonds already retired in advance of the above- mentioned schedule or schedules shall be deducted pro rata from the remaining amounts thereon. "Assignment ASeement" means the Assignment Agreement, dated as of July l, 2020, by and between the Authority and the Trustee, as the same may be amended, supplemented or otherwise modified from time to time. "&Ibqli!y" means the Orange City Public Facilities Financing Authority, a joint powers authority duly organized and existing under the JPA Agreement and the laws of the State. "Authority Governing Board" means the Board of Directors of the Authority. "Average Annual Debt Service" means the average Annual Debt Service over all Bond Years. c-l "B4te&ntAl" or "B4ge_Rental_-Ba@" means the base rental payable by the City under and pursuant to the provisions of the Sublease described below under "SUBLEASE - Rental - Base Rental." "Bond_eElnge!" means any attorney or firm of attorneys appointed by or acceptable to the Authority of nationally recognized expertise in the issuance of obligations the interest on which is excludable from gross income for federal income tax purposes under the Code. "Bont!.@" means the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4 of the Act, as in existence on the Closing Date or as thereafter amended from time to time. "!!q1!-@" means each twelve-month period extending from November 2 in one calendar year to November I of the succeeding calendar year, both dates inclusive, except that the first Bond Year shall extend from the Closing Date to November 1,2020. (Bonds" means the Orange City Public Facilities Financing Authority, Lease Revenue Bonds, Series 20204, issued pursuant to the Indenture. "Business Day" means a day other than (i) a Saturday or Sunday, (ii) a day on which commercial banks in the city in which the Trustee maintains its Trust Office are authorized or required by law or executive order to close or (iii) a day on which the New York Stock Exchange is closed. "Certificate ofthe Authuity" means a certificate in writing signed by the Chair, Executive Director, the Assistant Executive Director or the Treasurer of the Authority or by any other officer of the Authority duly authorized for that purpose by a resolution adopted by the Authority Commission and filed with the Trustee. "Certificate of the Citv" means a certificate in writing signed by the Mayor, the City Manager, the Assistant City Manager, the Administrative Services Manager, the Finance Director or by any other officer of the City duly authorized for that purpose. "eiry" means the City of Orange, California. "Closing Date" means July ,2020. (Code" means the Internal Revenue Code of 1986, as amended, and any regulations promulgated thereunder. "Continuing Disclosu " means the continuing disclosure undertaking of the City relating to the Bonds in connection with Rule l5c2-12(bX5) promulgated by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as originally executed and as the same may be amended and supplemented from time to time in accordance with the terms thereof. "Costs of Issuance" means all expenses incurred in connection with the authorization, issuance, sale and delivery of the Bonds, including but not limited to all compensation, fees and expenses (including but not limited to fees and expenses for legal counsel) of the Authority, the City and the Trustee, compensation to any financial consultants or underwriters, legal fees and expenses, filing and recording costs, costs ofobtaining title insurance with respect to the Leased Properties, costs relating to conveyance ofthe Leased Properties, rating agency fees, costs ofpreparation and reproduction ofdocuments, costs of printing, bond insurance premiums and fees and costs for any guaranty, surety bond letter of credit or other credit facility. c-2 "Costs of Issuance Fund" means the fund by that name established and held by the Trustee pursuant to the Indenture. "Depository" means The Depository Trust Company, New Yorlg New Yorlg and its successors and assigns as securities depository for the Bonds, or any other securities depository acting as Depository under the Indenture. "Event of Default" means any of the events described under "INDENTURE - Events of Default and Remedies of Bond Owners - Events of Default;' "Expiration Date" means November | , 20 _; plqyiidgd, however, if on such date, the City is in default with respect to any Base Rental payment or an abatement event has occurred such that all Base Rental payments have not been made, then the Expiration Date shall be automatically extended to November 1,20-. "Federal Securities" means any direct, noncallable obligations of the United States of America (including obligations issued or held in book-entry form on the books of the Department of the Treasury of the United States of America), or other noncallable obligations for which the faith and credit of the United States of America are pledged for the payment of principal and interest. ..E@'meansthepriceatwhichawillingbuyerwouldpurchasetheinvestmentfrom a willing seller in a bona fide, arm's length transaction (determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the meaning of section 1273 of the Code) and otherwise, the term oofair market value" means the acquisition price in a bona fide arm's length transaction (as referenced above) ifl (i) the investment is a certificate of deposit the value of which is determined in accordance with applicable regulations under the Code, (ii) the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) the value of which is determined in accordance with applicable regulations under the Code, (iii) the investment is a United States Treasury Security-State and Local Government Series that is acquired in accordance with applicable regulations of the United States Bureau of Public Debt, or (iv) the investment is the Local Agency Investment Fund of the State, but only if at all times during which the investment is held its yield is reasonably expected to be equal to or greater than the yield on a reasonably comparable direct obligation of the United States of America. "EgglIQ Prqj_991" means the project to construct the City's new Fire Station No. I Headquarters, at 105 South Water Street, City of Orange, California. "Fire HO Property" means the real property located at 105 South Water Street, City of Orange, California together with improvements thereon. o'Fiscal Year" means any twelve-month period extending from July 1 in one calendar year to June 30 of the succeeding calendar year, both dates inclusive, or any other twelve-month period selected and designated by the Authority as its offrcial fiscal year period. "I@' means the Indenture, dated as of July 1, 2020, by and between the Authority and the Trustee, as originally executed or as it may from time to time be amended or supplemented in accordance herewith. "Independent Certified " means any certified public accountant or firm of certified public accountants appointed and paid by the Authority, and who, or each of whom: (i) is in fact c-3 independent and not under domination of the Authority or the City; (ii) does not have any substantial interest, direct or indirect, in the Authority or the City; and (iii) is not connected with the Authority or the City as an officer or employee of the Authority or the City but who may be regularly retained to make annual or other audits of the books of or reports to the Authority or the City. "Infolmalion_S-ervig.eg" means the Electronic Municipal Market Access System (referred to as*EMMA"), a facility of the Municipal Securities Rulemaking Board, at www.emma.msrb.org; provided, however, in accordance with then current guidelines of the Securities and Exchange Commissiorl Information Services shall mean such other organizations providing information with respect to called bonds as the Authority may designate to the Trustee in writing. ..I@,meanstheaccountbythatnameestablishedandheldbytheTrusteepursuantto Section 4.02(a). "Interest Payment Date" means May I and November I of each year, commencing November l, 2020. "j$4greement" means the Joint Exercise of Powers Agreement, dated as of March 19,2020,by and between the City and the California Statewide Communities Development Authority, together with any amendments thereof and supplements thereto. ('Lease" means the Lease Agreement, dated as of even date herewith, by and between the City, as the lessor, and the Authority, as the lessee, as the same may be amended, supplemented or otherwise modified from time to time. "Lease Revenue Fund" means the fund by that name established and held by the Trustee pursuant to Section 4.02. "Leased_-Pro@." means the real property being leased by the Authority under the Lease and subleased by the City under the Sublease, as described therein, including improvements thereon, including the following: (i) the property identified in an exhibit of the Sublease as Parcel No. l, including the addresses currently known as 105 South Water Street (the Fire HQ Property) and 189 S. Water Street (City Water Division operation center), (ii) the property identified in an exhibitof the Sublease as Parcel No. 2, including the address currently known as 300 East Chapman Avenue (City Civic Center), and (iiD the property identified in an exhibit of the Sublease as Parcel Nos. 3 and 4, including the address currently known as 368 North hospect Street (Grijalva Park). "Maximum Annual Debt Service" means, with respect to the Bonds, the largest Annual Debt Service during the period from the date of calculation through the final maturity date of any Outstanding Bonds. "Mqedy.'s." means Moody's Investors Service, Inc., and its successors and assigns, or if such corporation shall be dissolved or liquidated or shall no longer perform the functions of a securities rating agency, any other nationally recognized securities rating agency designated by the Authority. c-4 ..@,'meansanyinsuranceorcondemnationproceeds,paidwithrespecttotheLeased Properties remaining after payment therefrom of all expenses in the collection thereof. "Nominee" means the nominee ofthe Depository, which initially will be Cede & Co., as determined from time to time pursuant to the Indenture. "Odeinal_Purchaser" means Raymond James & Associates, Inc. "Outstanding" when used as of any particular time with reference to Bonds, means (subject to the provisions of the Indenture described below under "INDENTURE - Miscellaneous - Disquali/ied Bonds") all Bonds theretofore executed, issued and delivered by the Authority under this Indenture except: (a) Bonds theretofore canceled by the Trustee or surrendered to the Trustee for cancellation; (b) Bonds paid or deemed to have been paid within the meaning of the provisions of the Indenture described below under "INDENTURE - Miscellaneous - Discharge of Indenture"; and (c) Bonds in lieu of which or in substitution for which other Bonds shall have been executed, issued and delivered pursuant to this Indenture or any Supplemental Indenture. ((Owner" or ooB.snd_Qwler" when used with respect to any Bond means the person in whose name the ownership of such Bond shall be registered on the Registration Books. "Participants" means those broker-dealers, banks and other financial institutions from time to time for which the Depository holds Bonds as securities depository. "Payment Date" means, with respect to a Base Rental payment, the date listed as its related "Payment Date" in the Sublease "Permitted Encumbrances" means (a) liens for general ad valorem taxes, special taxes and assessments, if any, not then delinquent, or which the City may, pursuant to the Sublease, permit to remain unpaid; (b) liens created pursuant to or permitted under the Lease or the Sublease; (c) easements, right of way, mineral rights, drilling rights and other riglrts, reservations, covenants, conditions or restrictions which exist of record as of the Commencement Date; (d) utility, access and other easements and rights of way, restrictions and exceptions that do not interfere with or impair the use intended to be made of the relevant Leased Property; (e) the City's right to access and exclusive right to use and maintain facilities essential to the City's utilities systems; (0 any right or claim of any mechanic, laborer, materialman, supplier or vendor filed or perfected in the manner prescribed by law after the Commencement Date; (g) such minor defects, inegularities, encumbrances and clouds on title as normally exist with respect to property similar in character to the relevant Leased Property and as do not materially impair the use intended to be made of property affected thereby; and (h) easements, right of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions established following the Commencement Date which do not materially impair the City's use of the Leased Properties and to which the Authority and the City consent in writing. "Permitted Investments" mean any of the following obligations if and to the extent that they are permissible investments of funds of the Authority and/or the City, as applicable (provided, that the Trustee shall be entitled to rely upon a Certificate of the Authority as conclusive certification to the Trustee that the investments described therein are permissible investment of funds of the Authority): c-5 (a) Direct obligations of the United States (including obligations issued or held in book-entry form on the books of the Department of the Treasury) or obligations the principal of and interest on which are unconditionally guaranteed by the United States of America. (b) Bondso debentures, notes or other evidence of indebtedness issued or guaranteed by any ofthe following federal agencies and provided such obligations are backed by the full faith and credit of the United States (stripped securities are only permitted if they have been stripped by the agency itself;: (1) U.S. Export-Import Bank (Eximbank) - Direct obligations or fully guaranteed certifi cates of benefi cial ownership; (2) Federal Financing Bank; (3) Federal Housing Administration Debentures (FHA); (4) General Services Administration - Participation certificates; (5) Government Mortgage Association - (A) GNMA-guaranteed mortgage backed bonds, and (B) GNMA-guaranteed pass-tlrough obligations; (6) U.S. Department of Housing and Urban Development (HUD) - (A) Project Notes, (B) Local Authority Bonds, (C) New Communities Debentures - U.S. government guaranteed debentures, and (D) U.S. Public Housing Notes and Bonds - U.S. government guaranteed public housing notes and bonds. (c) Bonds, debentures, notes or other evidence ofindebtedness issued or guaranteed by any of the following non-full faith and credit United States government agencies (stripped securities are only permitted if they have been stripped by the agency itselfl: (l) Federal Home Loan Bank System - Senior debt obligations; (2) Resolution Funding Corp. (REFCOPRP) obligations; and (3) Farm Credit System - Consolidated system wide bonds and notes. (d) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following non-full faith and credit United States government agencies (stripped securities are only permitted if they have been stripped by the agency itself): (l) Federal Home Loan Bank System - Senior debt obligations; (2) Resolution Funding Corp. (REFCOPRP) obligations; and (3) Farm Credit System - Consolidated system wide bonds and notes. (e) U.S. Dollar-denominated certificates of deposit, bankers' acceptances or interest- bearing time deposits that are made with the Trustee or with any member of the Federal Deposit Insurance Corporation, provided that such investments are: (l) fully insured by the Federal Deposit Insurance Corporation; (2) made with any bank (including the Trustee or any Affiliate thereof) having undivided capital and surplus of at least S100,000,000, the debt obligations (or inthe case of the principal bankholding company, debt obligations of the bank holding company) of which are rated in the top 2 tier categories by c-6 at least one ofthe recognized rating agencies at the time ofpurchase; or (3) continuously secured as to principal , to the extent not insured by the Federal Deposit Insurance Corporation, by items listed in (a) or (b) above, or other marketable securities eligible as security for the deposit of trust funds under applicable regulations of the Comptroller of the Cunency of the United States of America, having a market value (exclusive of accrued interest) not less than the amount of such deposit. (0 Investments in money market mutual funds rated in the highest short-term rating category for money market funds (without regard to qualifier) of at least one nationally recogrrized rating agency including funds for whichthe Trustee and its affiliates provide investment advisory or other services but excluding funds with a floating net asset value. (g) Federal funds or bankers acceptances with a maximum term of one year of any bank which has an unsecured, uninsured and unguaranteed obligation rating of Prime-l or A,3 or better by Moody's and A-1 or A or better by S&P. (h) Repurchase Agreements for 30 days or less, subject to the following criteria: (l) Repos must be betweenthe municipal entity and a dealer bank or securities firm; (2) Primary dealers on the Federal rated A or better by S&P and Moody's; and Reserve reporting dealer list which are (3) Bank rated ooA" or above by S&P and Moody's. (i) "State Obligations," which means: (1) Bonds or notes issued by any state or municipality whose underlying rating from Moody's or S&P is in the highest rating category assigned by such agency; (2) Direct general obligations of any state of the United States of America or any subdivision or agency thereof to which is pledged the full faith and credit of a state the unsecured general obligation debt of which is rated "A3" by Moody's and "A" by S&P, or better, or any obligation fully and unconditionally guaranteed by any state, subdivision or agency whose unsecured general obligation debt is so rated; (3) Direct general short-term obligations ofany state agency or subdivision or agency thereof described in (a) above and rated "A-1+" by S&P and "MIG-l" by Moody's; and (4) Special Revenue Bonds (as defined inthe United States Bankruptcy Code) of any state, state agency or subdivision described in (A) above and rated'oAA" or better by S&P and "Aa" or better by Moody's. C) Pre-refunded municipal obligations rated "AAA" by S&P and"Aaa'o by Moody's meeting the following requirements: (l) the municipal obligations are (A) not subject to redemption prior to maturity or (B) the trustee for the municipal obligations has been given irrevocable instructions concerning their call and redemption and the issuer of the municipal obligations has covenanted not to redeem such municipal obligations other than as set forth in such instructions; c-7 (2) the municipal obligations are secured by cash or direct obligations (other than an obligation subject to variation in principal repayment) of the United States of America ("United States Treasury Obligations") which may be applied only to payment of the principal of, interest and premium on such municipal obligations; (3) the principal of and interest on the United States Treasury Obligations (plus any cash in the escrow) has been verified by the report of independent certified public accountants to be sufficient to pay in full all principal of, interest, and premium, if any, due and to become due on the municipal obligations ("Verification"); (4) the cash or United States Treasury Obligations serving as security for the municipal obligations are held by an escrow agent or trustee in trust for owners of the municipal obligations; (5) no substitution of a United States Treasury Obligation shall be permitted except with another United States Treasury Obligation and upon delivery of a new Verification; and (6) the cash or United States Treasury Obligations are not available to satisfy any other claims, including those by or against the trustee or escrow agent. (k) Any state administered pool investment fund in which the Successor Agency is statutorily permitted or required to invest will be deemed a permitted investment, including but not limited to the Local Agency Investment Fund in the treasury of the State. "PringipalAcgount" means the account by that name established and held by the Trustee pursuant to the Indenture. "Prqi_gg1_Qgslg'means, with respect to a Project, the costs, expenses and liabilities paid or incurred or to be paid or incurred by the City or the Authority, all calculated in accordance with generally accepted accounting principles, in connection with acquisition(s), financing, planning engineering, desigrl construction and installation(s) relating to such Project or any portion thereof, and the obtaining of all governmental approvals, certificates, permits and licenses with respect thereto, including but not limited to (a) the costs ofacquisition, renovation or construction ofreal or personal property or any interest therein, (b) any good faith or other similar payment or deposits, (c) the costs of any demolitions or relocation necessary in connection therewith, (d) costs of physical construction and costs incidental to such constructiorl renovation or acquisitiorL (e) all costs relating to injury and damage claims, (f) the costs of any indemnity or surety bonds and premiums on insurance, including obligations to a stoclg mutual or reciprocal insurance company or exchange, (g) preliminary investigation and development costs, (h) engineering fees, contractors' fees, legal fees and expenses, and any other fees and expenses ofprofessional consultants and (i) the costs of labor, materials, equipment and utility services and supplies, O administrative and general overhead expenses and costs ofkeeping accounts and making reports required by the Indenture or the Sublease prior to or in connection with the completion of such Project, (k) all federal, state and local taxes and payments in lieu of taxes legally required to be paid in connection with such Project prior to or in connection with the completion of such Project. It is intended that this definition of Project Costs be broadly construed to encompass all costs, expenses and liabilities of the City and the Authority which are chargeable to the capital accounts of related Project in accordance with generally accepted accounting principles. "Project Fund" means the fund by that name established and held by the Trustee pursuant to the Indenture. c-8 "*ojects" means the following City projects (all of which constitute "public capital improvements" as defined in the Act): (i) the construction of a new Fire Station No. 1 Headquarters, (ii) roof and related improvements at the City's police station headquarters, (iii) roof and other improvements at the City's other fne stations, (iv) installation of security improvements at City facilities, and (v) such other public infrastructure improvements to be determined by the City. "Record Date" means, with respect to any Interest Payment Date, the fifteenth calendar day of the month immediately preceding such Interest Payment Date, whether or not such day is a Business Day. "Redemplion_Fund" means the fund by that name established and held by the Trustee pursuant to the Indenture. "Registration Books" means the records maintained by the Trustee pursuant to the Indenture for the registration and transfer of ownership of the Bonds. "RentAl&@" means, together, the Base Rental Payments and the Additional Rental Payments. "Request of the Authority" means a request in writing signed by the Chair, the Executive Director, the Assistant Executive Director or the Controller of the Authority, or by any other officer of the Authority duly authorized for that purpose by a resolution adopted by the Authority Commission and filed with the Trustee. "Request of the City" means a request in writing signed by the Mayor, the City Manager, Assistant City Manager, the Administrative Services Director or by any other officer of the City duly authorizedfor that purpose. "Revenues" means: (a) all Base Rental Payments payable by the City pursuant to the Sublease (including prepayments); (b) any proceeds of Bonds originally deposited with the Trustee and held by the Trustee in the Lease Revenue Fund and the accounts thereof; (c) investment income with respect to any moneys held by the Trustee in the Lease Revenue Fund and the accounts thereof (other than amounts payable to the United States of America for arbitrage rebate purposes pursuant to the Code); and (d) any insurance proceeds or condemnation awards received by or payable to the Trustee with respect to the Leased Properties, including rental interruption insurance. "S&P" means S&P Global Ratings, its successors and assigns, or if such corporation shall be dissolved or liquidated or shall no longer perform the functions of a securities rating agency, any other nationally recognized securities rating agency designated by the Authority. "Securities Depositories" means The Depository Trust Company, 55 Water Street, New Yorlg New York 10041, Attn: Call Notification Department, Fax(212) 855-7232 and, in accordance with then current guidelines of the Securities and Exchange Commission, such other addresses and/or such other securities depositories as the Authorrty may designale in a Certificate of the Authority delivered to the Trustee. "State" means the State of California. "Sublease" means the Sublease, dated as of July 1,2020, with respect to the Leased Properties, by and between the Authority as sublessor and the City as sublessee, as the same may be amended, supplemented or otherwise modified from time to time. c-9 "Supplemental Indenturc" means any agreement supplemental to or amendatory of te Indenture entered into in accordance with the provisions of the Indenture described below under "INDENTURE - Modification and Amendment of the Indenture." "Tgxeertifigate" means the Certificate Regarding Compliance with Certain Tax Matters (or similar instrument) dated the date of the original delivery date of the Bonds relating to the requirements of certain provisions of the Code, as such certificate may from time to time be modified or supplemented in accordance with the terms thereof. "Tgx-Exg!qp1" meanso with respect to interest on any obligations of a state or local government, that such interest is excluded from gross income for federal income tax purposes whether or not such interest is an item of tax preference for purposes of the alternative minimum tax under the Code or otherwise taken into account in calculating tax liabilities under the Code. "I$SL Qffige" means the corporate trust office of the Trustee at the address set forth in the Indenture, or such other office desigrrated by the Trustee from time to time; provided, however, for transfer, registration, exchangeo payment and surrender ofBonds, such term means the corporate trust operations office of U.S. Bank National Association in St. Paul, Minnesota, or such other office designated by the Trustee from time to time. '(Trustee" means U.S. Bank National Associatiorl and its successors and assigns, and any other corporation or association that may at any time be substituted in its place as provided in the Indenture. SUBLEASE Term The Authority subleases to the City and the City leases from the Authority, the Leased Properties on the terms and conditions set forth in the Sublease. The term of the Sublease shall commence on the Commencement Date, and shall end on the earliest of: (i) the Expiration Date; (ii) the date on which the Base Rental payments are paid (or prepaid) in full under the provisions the Sublease; or (iii) the date ofdischarge ofthe Indenture. Throughout the term of the Sublease, fee title to the Leased Properties shall remain in the City. While any Bonds remain Outstanding under the Indenture, there shall be no merger of the subleasehold estate in the Leased Properties created by the Sublease, the leasehold estate in the Leased Properties created by the Lease, and the fee estate in the Leased Properties merely because such estates, or any of them, have been acquired or become vested in the same person or entity. Rental Subject to the provisions of the Sublease, the City agrees to pay to the Authority, its successors or assigns, as rental for the use and possession of the Leased Properties, the following amounts at the following times: Base RentaL The City shall pay as "Base Rental" to the Authority or to the Trustee, as provided in the Sublease, semiannually, the rental payments in accordance with the Base Rental payment Schedule attached as an exhibit to the Sublease, less any amount credited against Base Rental pursuant to the provisions of the Indenture described under *INDENTURE - Revenues; Flows of Funds - Lease Revenue Fund - Surplus." Each Base Rental payment shall be payable in arrears five days before its Payment Date, c-10 and shall be made in consideration for the City's use and possession of the Leased Properties for the six month period preceding the Payment Date of such payment. Additional Rental. The City shall also pay, as "Additional Rental," in addition to the Base Rental, to the Authority or to the Trustee, as provided in the Sublease, such amounts in each year as shall be required for the payment of all costs and expenses (not otherwise paid for or provided for out of the proceeds of sale of the Bonds) incurred by the Authority or the Trustee in connection with the execution, performance or enforcement of the Sublease or the related assignment to the Trustee, the Indenture, or the Authority's or the Trustee's respective interests in the Leased Properties, including, but not limited to, all fees, costs and expenses, all administrative costs of the Authority relating to the Leased Properties (including without limiting the generality of the foregoing salaries and wages of employees, overhead, insurance premiums, taxes and assessments (if any), expenses, compensation and indemnification of the Trustee payable by the Authority under the Indenture), fees ofauditors, accountants, attorneys or engineers, and all other reasonable and necessary administrative costs of the Authority or charges required to be paid by it to comply with the terms ofthe Bonds or of the Indenture. The Authority or the Trustee shall bill such Additional Rental to the City from time to time. The City shall pay amounts so billed within 30 days after receipt of the bill by the City. Ag,eementofFairRentalValue:AnnualAnpropriation Such payments of Base Rental and Additional Rental for each rental payment period shall constitute the total rental for said rental payment period, and shall be paid by the City in each rental payment period for and in consideration of the right of the use and possession of, and the continued quiet use and enjoyment of, the Leased Properties during each such period for which said rental is to be paid. The parties have agreed and determined that such total rental does not exceed the fair rental value of the Leased Properties for each such period. In making such determination, consideration has been given to other obligations ofthe parties under the Sublease, the uses and purposes which may be served by the Leased Properties and the benefits therefrom which will accrue to the City and the general public. The determination of fair rental value of the Leased Properties pursuant to this paragraph shall not be deemed to be controlling in connection with a determination of fair value of the Leased Properties by the parties for any other purpose. Each installment of Base Rental payable under the Sublease shall be paid in lawful money of the United States of America to the order of the Trustee. Notwithstanding any dispute between the City and the Authority, the City shall make all Rental Payments when due, without deduction or offset of any kind, and shall not withhold any Rental Payments pending the final resolution of any such dispute. In the event of a determination that the City was not liable for said Rental Payments or any portion thereof, said payments or excess of payments, as the case may be, at the option of the City, shall be credited against subsequent Rental Payments due under the Sublease or be refunded at the time of such determination. The City covenants to take such action as may be necessary to include all such Rental Payments due under the Sublease in its annual budget and to make the necessary annual appropriations for all such Rental Payments. If the City's adopted annual budget for any fiscal year fails to include sufficient appropriation for the scheduled Rental Payments for the such fiscal year, the City shall give written notice to the Authority and the Trustee of such failure as soon as practical, but in any event within ten Business Days of the adoption of such annual budget. The covenants on the part of the City contained in the Sublease shall be deemed to be and shall be construed to be duties imposed by law and it shall be the duty of each and every public official of the City to take such action and do such things as are required by law in the performance of the official duty of such officials to enable the City to carry out and perform the covenants and agreements in the Sublease agreed to be carried out and performed by the City; provided, the obligation of the City to make Base Rental or Additional Rental payments does not constitute an obligation ofthe City c-11 for which the City is obligated to levy or pledge any form of taxation or for which the City has levied or pledged any form of taxation. Neither the Bonds nor the obligation of the City to make Base Rental or Additional Rental payments constitutes an indebtedness of the City, the State or any of its political subdivisions in contravention of any constitutional or statutory debt limitation or restriction. Use of Proceeds The Authority and the City agree that the proceeds of the Bonds will be used to: (i) finance the Projects, and (ii) pay the costs ofissuing the Bonds and incidental and related expenses, as more fully set forth in the Indenture. Maintenance. Utilities. Taxes and Assessments During such time as the City or any assignee or sublessee thereof is in possession of the Leased Properties, all maintenance and repair, ordinary or extraordinary, of the Leased Properties shall be the responsibility of the City, and the City shall pay for or otherwise arrange for the payment of: (i) all utility services supplied to the Leased Properties, (ii) the cost of operation of the Leased Properties, and (iii) the costs of maintenance of and repair to the Leased Properties resulting from ordinary wear and tear or want of care on the part of the City. The City shall, at the City's sole cost and expense, keep and maintain the Leased Properties clean and in a safe and good condition and repair. The Authority shall have no obligation to alter, remodel, improve, repair, decorate, or paint the Leased Properties or any part thereof, and the parties hereto affirm that the Authority has made no representations or warranties to the City respecting the condition of the Leased Properties. The City shall comply with all statutes, ordinances, regulations, and other requirements of all governmental entities that pertain to the occupancy or use of the Leased Properties. The Authority has no responsibility or obligation whatsoever to construct any improvements, modifications or alterations to the Leased Properties. The parties contemplate that the City will use the Leased Properties for public purposes and, therefore, that the Leased Properties will be exempt from all taxes presently assessed and levied with respect to real and personal property, respectively. In the event that the use, possession or acquisition by the Authority or the City of any of the Leased Properties is found to be subject to taxation in any form, the City will pay during the term of the Sublease, as the same respectively become due, all taxes and governmental charges of any kind whatsoever that may at any time be lawfully assessed or levied against or with respect to such Leased Property and any other property acquired by the City in substitution for, as a renewal or replacement of, or a modification, improvement or addition to such Leased Property; provided, that with respect to any governmental charges or taxes that may lawfully be paid in installments over a period of years, the City shall be obligated to pay only such installments as are accrued during such time as the Sublease is in effect. Chanses to the Leased Properties The City shall have the right during the term of the Sublease to acquire and construct improvements or to attach fixtures, structures or signs to any of the Leased Properties if the improvements, fixtures, structures or signs are necessary or beneficial for the use of such Leased Properties by the City; provided, however, that no such acquisition or construction shall result in a material reduction in the aggregate value ofthe Leased Properties or reduce the aggregate fair rental value thereofor result in an abatement ofthe Rental Payments. c-t2 Upon termination of the Sublease, the City may remove any fixture, structure or sign added by the City, but such removal shall be accomplished so as to leave the Leased Properties, except for ordinary wear and tear and damage by casualty, in substantially the same condition as they were in before the fixture, structure or sign was attached. Title Insurance The City shall obtain one or more California Land Title Association insurance policies (or, at the City's sole discretion, American Land Title Association insurance policies) at the time of and dated as of the Commencement Date in an aggregate amount not less than the agg[egate principal amount of the Bonds, payable to the Trustee, insuring the respective interests of the City and the Authority in the Leased Properties, and insuring the validity of the Sublease, subject only to Permitted Encumbrances, naming the Trustee as an insured thereunder, issued by a title insurance company qualified to do business in the State of California and acceptable to the Trustee. To the extent permitted under the Indenture, the costs of obtaining such title insurance policy or policies may be paid out of the sale proceeds of the Bonds. Other Insurance Fire and Extended Coverage Insurance. The City shall maintain or cause to be maintained fire, lightning and extended coverage insurance on the Leased Properties in an amount equal to (D 100 percent of the then current replacement cost of the Leased Properties, excluding the then fair market value of the land as unimproved or (ii) the principal amount of all outstanding Bonds, whichever is less (except that such insurance may be subject to a deductible clause not to exceed l0 percent ofthe amount ofsuch policy). Earthquake insurance shall be maintained on the Leased Properties only if available on the open market from reputable insurance companies at a reasonable cost. The extended coverage endorsement shall, as nearly as practicable, cover loss or damage by explosioq windstorm, riot, aircraft, vehicle damage, smoke, vandalism, malicious mischief, dumping or other deposit of any pollutant or other debris and such other hazards as are normally covered by such endorsement. Each such policy of insurance shall be in form reasonably satisfactory to the Authority, and shall contain a clause naming the Trustee as an additional insured and making all losses payable to the Trustee, and all proceeds thereofshall be paid over to the party contractually responsible for making repairs of casualty damage. In the event ofany damage to or destruction ofthe Leased Properties caused by the perils covered by such insurance, the proceeds of such insurance shall be utilized to repair, reconstruct or replace the Leased Properties to the end that the project shall be restored to at least the same condition that it was in prior to such damage or destruction. Any balance of such proceeds not required for such repair, reconstruction or replacement shall be transferred to the Authority and treated as Revenues and applied in the manner provided in the Indenture. Liabilitv Insurance. The City shall maintain or cause to be maintained public liability insurance with limits of not less than $3,000,000 for one person and $5,000,000 for more than one person involved in one accident to protect the Authority and the Trustee from all direct or contingent loss or liability for damages for bodily injury or death occasioned by reason ofthe construction, condition or operation ofthe Leased Properties. The City will also maintain or cause to be maintained insurance against liability for property damage resulting from any casualty attributable to the operation of the project in an amount not less than S1,000,000 for each accident. The public liability insurance and property damage insurance may be subject to a deductible clause for anyone accident ofnot to exceed $250,000. The insurance coverage required by this subsection may be effected by blanket policies covering the Leased Properties issued to the party contractually responsible for the maintenance and operation ofthe project and such insurance policy or policies shall name the Trustee as an additional insured. c-13 Rental Interruption Insurance. The City will maintain or cause to be maintained rental interruption or use and occupancy insurance to cover loss, total or partial, of the use of the Leased hoperties as a result of any of the hazards covered by the insurance required by the paragraph under the caption "Fire and Extended Coverage Insltrence" above in an amount not less than the greatest of the aggregate Base Rental payable by the City under this Sublease for a period of any futtre 24 months. Any such insurance policy shall be in form satisfactory to the Authority and shall contain a clause naming the Trustee as an additional insured and making any loss thereunder payable to the Trustee as its interests may appear. Any proceeds of such insurance shall be used by the Trustee to pay Annual Debt Service on the Outstanding Bonds for the period during which the payment of rental under the Sublease is abated, and any proceeds of such insurance not so used shall be applied as provided in the Indenture to the extent required to pay administrative costs of the Authority in connection with the Leased Properties. Self-Insurance: Alternative Plan of Protection As an alternative to providing the insurance required by paragraph under the caption "Liability Insurance" above, the City may provide or cause to be provided a self-insurance method or plan of protection if and to the extent such self-insurance method or plan of protection shall afford reasonable protection to the City and the Authority, and their directors, officers, agents and employees and the Trustee, its directors, offrcers, agents and employees in light of all circumstances, giving consideration to cost, availability and similar plans or methods of protection adopted by public entities in the State of California other than the City; provided that the obligation of the Authority or Crty to make payments under such self-insurance shall be limited to money in a designated fund balance established by the Authority or City and that the Authority or City shall not be obligated to replenish such designated fund balance from the General Fund or be otherwise obligated to make payments except from such designated fund balance. After the Commencement Date, before any substitute method or plan may be provided by the City, there shall be filed with the Trustee a certificate of an actuary, independent insurance consultant or other qualified person, stating that, in the opinion of the signer, the substitute method or plan of protection is in accordance with the requirements of this Section and, when effective, would afford adequate protection to the City and the Authority, and their directors, officers, agents and employees and the Trustee and its directors, officers, agents and employees against loss and damage from the hazards and risks covered thereby; provided, however, that in the event the City provides a self- insurance method or plan ofprotection for the rental interruption insurance required abovq the desigrrated fund balance established by the City shall be funded in an amount at least equal to the greatest of the aggregate Base Rental payable by the City under this Sublease for a period of any future24 months. Moreover, as an alternative to providing the insurance required by paragraph above under the caption "Liability Insltrance," the City may provide a self-insurance method or plan of protection tlrough the California Insurance Pool Authority (or another insurance risk sharing pool joint powers authority formed in the State) or any successor entity as the City may reasonably determine. Evidence of Insurance. The City shall deliver to the Trustee each year a Certificate of the City stating that all requirements of the Sublease related to insurance have been complied with. Each such insurance policy shall require that the Trustee be given 30 days' notice of any intended cancellation thereof or reduction ofthe coverage provided thereby. The Trustee shall have no responsibility as to the sufficiency of coverage or amounts of such policies. If so requested in writing by the Trustee, the City shall also deliver to the Trustee duplicate originals or certified copies of each insurance policy described in such schedule. Advances. If the City shall fail to perform any of its obligations under this Sectiorl then the Authority may, but shall not be obligated to, take such action as may be necessary to cure such failure, including the advancement of money on behalf of the City, and the City shall be obligated to repay all such advances as soon as possible, as Additional Rental under the Sublease. c-l4 Waivers of Subrogation Each of the parties hereby waives any and all rights to recovery against the other or against any other tenant or occupant ofthe Leased Properties, or against the officers, employees, agents, representatives, customers, and business visitors of such other party or of such other tenant or occupant of the Leased Properties, for loss or damage to such waiving party or its property or the property of others under its control, arising from any cause insured against under the standard form of property damage insurance policy with all permissible extensions and endorsements covering extended perils or under any other policy ofinsurance carried by such waiving party in lieu thereof, to the extent such policies then in force permit such waiver. Damage. Destruction and Condemnation: Anplication of Net Proceeds Ifl (i) the whole, or any portion, of the Leased Properties is destroyed (in whole or in part) or is damaged by fire of other casualty or taken by eminent domain proceedings (or sold to a government threatening to exercise the power of eminent domain), or (ii) the leasehold title in all or a portion of the Leased Properties is materially impaired by reason of a defect in title, then: (a) the City, but only to the extent permitted by law, shall substitute other property for the portion ofthe Leased Properties that has been destroyed, or taken, or affected by the defective title in accordance with the provisions of the Sublease described under "SUBLEASE - Substitution or Release of Property"; or (b) the City shall require the Net Proceeds of any insurance payment (other than the Net Proceeds of rental interruption insurance which shall be applied pursuant to Section 8(c)) or any condemnation award to be held by the Trustee in a special trust fund to be applied and disbursed by the Trustee as follows: (D If less than all ofthe Leased Properties shall have been so destroyed or taken or affected by defective title and the remainder is usable, then the Sublease shall continue in full force and effect as to such remainder and (A) if the portion taken or destroyed is replaced by one or more properties of equal or greater fair market value (as demonstrated by an MAI fair market appraisal), the Trustee upon written direction of the City shall disburse such proceeds to the party thar incured the expense of making such replacement and there shall not be any abatement of the Base Rental under the Sublease; or (B) failing the making of such replacement, there shall be a partial abatement of the Base Rental under the Sublease (in accordance with the provisions of the Sublease described under "SUBLEASE - Abatement of Rental") and the Trustee shall apply such Net Proceeds, together with any other money then available to it for such purpose, to the Redemption Fund under the Indenture for the redemption of outstanding Bonds in accordance with the Sublease and the Indenture. (ID If less than all ofthe Leased Properties shall have been so destroyed or taken or affected by defective title and the remainder is not usable, or if all of the Leased Properties shall have been so destroyed or taken or affected by the defective title, then the term ofthe Sublease shall cease as of the day that possession shall be so taken; and the Trustee shall apply such Net Proceeds, together with any other money then available to it for such purpose, to the Redemption Fund under the Indenture for the redemption of outstanding Bonds in accordance with the Sublease and the Indenture. Default (a) If default shall be made by the City in the observance or performance of any agreement, condition" covenant or term contained in the Sublease required to be observed or performed by it (including, without limitation, the payment of any Base Rental or Additional Rental), subject to the provisions of subsection (c) below, the Authority may at any time thereafter (with or without notice and demand and c-15 without limiting any other rights or remedies the Authority may have) recover rent and other monetary charges as they become due hereunder without terminating the City's right to possession of the Leased Properties (regardless of whether or not the City has abandoned the Leased Properties). Furthermore, upon the occurrence of such a default, the Authority shall have the right, and the City hereby irrevocably appoints the Authority as its agent and attorney-in-fact for such purpose, to attempt to relet the Leased Properties at such rent, upon such conditions and for such term (subject to then existing Permitted Encumbrances, including but not limited to the City's right to access and exclusive right to maintain and use facilities essential to the City's utilities systems), and to do all other acts to maintain or preserve the Leased Properties, including the removal of persons or property therefrom or taking possession thereof, as the Authority deems desirable or necessary. The City hereby waives any and all claims for any damages that may result to the Leased Properties upon any action taken by the Authority under this Section. No action taken by the Authority under this Section shall be deemed to terminate the Lease or the Sublease and the City shall continue to remain liable for any deficiency that may arise out of such reletting, taking into account expenses incurred by the Authority due to such reletting, payable at the same time and manner as provided for Base Rental in the provisions of the Sublease described above under "SUBLEASE - Rental." The Authority expressly waives the right to receive any amount from the City pursuant to Section 1951.2(a)(3) of the California Civil Code. Each and all of the remedies given to the Authority hereunder or by any law now existing or hereafter enacted are cumulative and the exercise of any one remedy shall not impair the right of the Authority to any or all other remedies. (b) In addition to any default resulting from breach by the City of any agreement, conditiorU covenant or term ofthe Sublease, if- (D the City's interest in the Sublease or any part thereof is assigned or transferred, either voluntarily or by operation of law, except as provided in the provisions of the Sublease described under "SUBLEASE - Assignment to Trustee; Subletting by City"; or (iD the City shall file any petition or institute any proceedings under any act or acts, state or federal, dealing with or relating to the subject of bankruptcy or insolvency or under any amendment of such act or acts, either as a bankrupt or as an insolvent or as a debtor or in any similar capacity, wherein or whereby the City asks or seeks or prays to be adjudicated a bankrupt, or is to be discharged from any or all of its debts or obligations, or offers to its creditors to effect a composition or extension of time to pay its debtso or asks, seeks or prays for a reorganization or to effect a plan ofreorganrzation or for a readjustment of its debts or for any other similar relief, or if the City shall make a general or any assignment for the benefit ofits creditors in connection with any proceedings related to bankruptcy, insolvency, liquidatiort winding up or similar evenU or (iiD the City shall abandon the Leased Properties or any portion thereof, then in each and every such case the City shall be deemed to be in default under the Sublease. (c) Neither the Authority nor the City shall be in default in the performance of any of its obligations under the Sublease (except for the obligation of the City to pay Base Rental when due) unless and until it shall have failed to perform such obligation within 30 days after notice by the Authority or the City, as the case may be, to the other party properly specifying wherein it has failed to perform such obligation. c-I6 Prenavment and Credits (a) In the event that, pursuant to the provisions of the Sublease described under "SUBLEASE - Damage, Destruction and Condemnatiory Application of Net hoceeds," the City determines that Base Rental shall be abated and Net Proceeds from insurance or any condemnation award shall be used to redeem Bonds, the City shall provide the Authority and the Trustee an amended Exhibit B reflecting the new schedule of Base Rental payments. (b) The City may, at its option, prepay from any source of available moneys, Base Rental then unpaid, in whole or in part, for the redemption of Bonds, which redemption date(s) shall be on or after November 1,20-. In such event, the Bonds shall be redeemed pursuant to the optional redemption provisions of the Indenture. A prepayment under this Section shall be deemed made upon the occurrence of either of the following: (D The City shall have deposited with the Trustee an amount equal to the sum of (A) the principal components of Base Rental being so prepaid, plus (B) the interest components with respect thereto accrued to the related redemption date(s) of the Bonds, plus (C) a premium, if any, in an amount equal to the redemption premium applicable to the Bonds being so redeemed; or (iD There shall have been deposited, on behalf of the Authority, with the Trustee or another fiduciary, Federal Securities in a sufficient amount to satisff the requirements of the Indenture described under "INDENTURE - Miscellaneous - Discharge of Indenture" to discharge the Bonds to be redeemed in connection with such prepayment. Except in the case of a prepayment of Base Rental to redeem all of the then Outstanding Bonds,aprepaymentofprincipalcomponentsofBaseRentalpursuanttothisSection shall: (l)applyonly to Base Rental previously unpaid and not yet due, and (2) be applied to reduce Base Rental so that, after such prepayment (and the related redemption of Bonds), (A) each annual installment of principal components of Base Rental due hereunder shall be an integral multiple of $5,000 and (B) the principal components of Base Rental due in any year shall correspond with the principal amount of Bonds due and payable in such year. (c) The City shall have the right to rescind an optional prepayment (exercised under paragraph (b) above) by written notice to the Authority and the Trustee prior to the corresponding redemption date of the Bonds, and the Trustee, upon receipt of such notice, shall promptly send notices ofrescission ofsuch optional redemption of the Bonds pursuant to the Indenture. (d) In the event of a partial prepayment of Base Rental under this Section" the City shall provide the Trustee with an amended exhibit to the Sublease reflecting the new schedule of Base Rental payments. A prepayment made pursuant to this Section shall not cause a defeasance of Bonds unless the requirements of requirements of the Indenture described under "INDENTURE - Miscellaneous - Discharge of Indenture" are satisfied. (e) In the event of a prepayment in full of the principal component of Base Rental under this Section, such that the Sublease shall be terminated by its terms as provided the provisions of the Sublease described under "SUBLEASE - Term," all amounts then on deposit under the Indenture which are to be credited to the City's obligations to make Base Rental payments shall be credited towards the amounts then required to be so prepaid. c-t7 Risht of Entrv The Authority and its assignees shall have the right to enter any of the Leased Properties during reasonable business hours (and in emergencies at all times), subject to the City's reasonable security measures, (a) to inspect the same, (b) for any purpose connected with the City's or the Authority's rights or obligations under the Sublease, and (c) for all other lawful purposes. Mechanics'Lien In the event the City shall at any time before or during the term of the Sublease cause any improvements or other work to be done or performed or materials to be supplied, in or upon the Leased Properties, the City shall pay, when due, all sums of money that may become due for, or purporting to be for, any labor, services, materials, supplies or equipment furnished or alleged to have been furnished to or for the Crty in, upon or about the Leased Properties and which may be secured by any mechanics', materialmen's or other liens against the Leased Properties or the Authority's interest therein, and will cause any such lien to be fully discharged and released at the time the performance of any obligation secured by any such lien matures or becomes due, except that, if the City desires to contest any such lien it may do so. If any such lien shall be reduced to final judgment and such judgment or such process iN may be issued for the enforcement thereof is not promptly stayed, or if so stayed and said stay thereafter expires, the City shall promptly pay and discharge said judgment. Ouiet Eniovment The parties mutually covenant that the City, so long as it keeps and performs the covenants and agreements contained in the Sublease, shall at all times during the term of the Sublease peaceably and quietly have, hold and enjoy the Leased Properties without suit, trouble or hindrance from the Authority. Assienment to Trustee: Sublettine bv Citv (a) The Sublease and the rights of the Authority under the Sublease (except for the Authority's rights with respect to approvals or consents under the Sublease and indemnification and payment or reimbursement for any costs or expenses of the Authority under the Sublease) will be assigned to the Trustee pursuant to the Assignment Agreement and the Indenture, and accordingly, the City agrees to make all Rental Payments due to the Authority directly to the Trustee, notwithstanding any clainr, defense, setoff or counterclaim whatsoever (whether arising from a breach of the Sublease or otherwise) that the City may have from time to time against the Authority, except as provided in the provisions of the Sublease described under "SUBLEASE - Abatement of Rental". (b) Neither the Sublease nor any interest of the City under the Sublease shall be mortgaged, pledged, assigned or transferred by the City by voluntary act or by operation oflaw or otherwise; provided, subject to the provisions of the Sublease described under "SUEILEASE - Additional Covenants Regarding Tax-Exempt Bonds," that the City may sublease all or any portion of the Leased Properties, and may grant concessions to others involving the use ofany portion ofthe Leased Properties, whether such concessions purport to convey a leasehold interest or a license to use a portion ofthe Leased Properties. The City shall at all times remain liable for the performance of the covenants and conditions on its part to be performed under the Sublease, notwithstanding any subletting or granting of concessions which may be made. Nothing contained in the Sublease shall be construed to relieve the City from its obligation to pay Base Rental and Additional Rental as provided in the Sublease or to relieve the City from any other obligations contained in the Sublease. c-18 (c) Without limiting the foregoing, to the extent that the Sublease or the Assignment Agreement confer upon or grants the Trustee any right, remedy or claim under or by reason of the Sublease, the Trustee is hereby further recognized as being a third party beneficiary under the Sublease and may enforce such right, remedy or claim conferred, given or granted under the Sublease. Abatement of Rental (a) The obligation of the City to pay Base Rental and Additional Rental shall be abated during any period in whictr, by reason of any damage, destructiorq condemnation or impairment of leasehold interest, there is substantial interference with the use and occupancy ofthe Leased Properties or any portion thereof by the City. Such abatement shall be in an amount agreed upon by the City and the Authority such that the resulting Base Rental in any year during which such interference continues does not exceed the fair rental value of the portions of the Leased Properties as to which such damage, destruction, taking or impairment do not substantially interfere with the City's use and right of possession. Such abatement shall continue for the period commencing with the date of such interference and ending with the restoration of the relevant Leased Properties to tenantable condition. For clarification purposes, to the extent that any Base Rental is to be paid or prepaid from insurance or condemnation proceeds deposited with the Trustee pursnant to the provisions of the Sublease described under "SUBLEASE - Other Insurance - Rental Interruption Insurance," such Base Rental shall not be reduced or abated pursuant to this Section. (b) Upon the cessation ofthe occurrence of any abatement event during the term of the Sublease, the City and the Authority shall, in good faittr, determine the current fair rental value of the Leased Properties. If such fair rental value is greater than the fair rental value of the Leased Properties determined under the Sublease as of the Commencement Date, the Base Rental shall be increased by the lesser of (i) such incremental value or (ii) the amount needed to recoup all amounts abated during the remaining term of the Sublease. (c) Except as set forth in the Sublease, in the event of any damage, destruction of condemnation, the Sublease shall continue in full force and effect and the City waives any right to terminate the Sublease by virtue of such damage, destruction or condemnation. The City further waives the benefit of Sections 1932(l),1932(2),1933(4),1941 and 1942 of the California Civil Code. Additional Covenants Regardins Tax-Exempt Bonds The City covenants that during the term of the Sublease it shall not use or permit the use of the Leased Properties or any proceeds of the Bonds, directly or indirectly, in any manner, and shall not take or omit to take any action, that would cause any of the Bonds to be treated as an obligation not described in Section 103(a) of the Code. The City shall comply with the provisions of the Tax Certificate, which is incorporated in the Sublease. Substitution or Release of Pronertv (a) Notwithstanding anything in the Sublease to the contrary, the Leased hoperties may be substituted, in whole or in part, by other properties, or a portion of the Leased Properties may be released from the Sublease, at the option of the City; provided, that the following conditions shall have been satisfied: (i) such substitution or release does not, in the opinion of Bond Counsel, adversely affect the Tax-Exempt status of the Bonds; c-19 (ii) the City shall have provided a certification to the Authority and the Trustee that the fair market value ofthe Leased Properties, after the proposed substitution or release, shall be equal to or greater than the aggregate amount of the principal component of the Base Rental (i.e., the principal amount of the Outstanding Bonds); (iii) the City certifies to the Authority and the Trustee that, based on the Ctty's determination, the annual fair rental value ofthe Leased Properties, after such substitution or release, is at least equal to the maximum annual Base Rental remaining unpaid under the terms of the Sublease, and the expected useful life of the Leased Properties, after such substitution or release, extends at least to the Expiration Date; (iv) Except as provided in paragraph (b) below, the City shall notiff the rating agency (or agencies) then rating the Bonds regarding such substitution or release; (v) in the event that the substituted property consists in whole or in part of real property, a California Land Title Association insurance policy (or, at the City's sole discretion, an American Land Title Association insurance policy) on the substituted real property has been obtained" along with evidence that, other than Permitted Encumbrances, no prior liens exist as to the substituted property; (vi) the City shall provide to the Authority and the Trustee evidence that any existing title insurance with respect to the portion of the Leased Properties remaining after such substitution or release is not affected; and (vii) the parties shall amend the Sublease to properly reflect such substitution or release. (b) It is recognizedthat after the completion of the Fire HQ Project, the City may choose to release a portion ofthe Leased Properties under the Lease and the Sublease; and in that connection, so long as the Fire Station HQ Property will remain as among the Leased Properties after such release, then the City, with respect to the conditions to be satisfied under paragraph (a), will not be required to provide notice to any rating agency pursuant to clause (iv). Waiver Failure of the Authority to take advantage of any default on the part of the City shall not beo or be construed as, a waiver thereof, nor shall any custom or practice which may be established between the parties in the course of administering the Sublease be construed to waive or to lessen the right of the Authority to insist upon performance by the City of any term, covenant or condition of the Sublease, or to exercise any rights given the Authority on account of such default. A waiver of a particular default shall not be deemed to be a waiver ofthe same or any subsequent default. The acceptance ofrent hereunder shall not be, nor be construed to be, a waiver ofany term, covenant or condition ofthe Sublease. Net Lease Subject to the provisions described under "SUEILEASE - Abatement of Rental," the Sublease shall be deemed and construed to be a "Triple Net Lease" and the City agrees that rental provided for in the Sublease shall be an absolute net return to the Authority, free and clear ofany expenses, charges or setoffs whatsoever. c-20 ASSIGNMENT AGREEMENT The Authority transfers in trust and assigns to the Trustee, for the benefit of the Owners from time to time of the Bonds, all of the right, title and interest of the Authority in (but not of its obligations under) the Lease and the Sublease (except the Authorrty's rights to give approvals and consents under the Lease and the Sublease and to indemnification and payment or reimbursement for any costs or expenses thereunder), including the Authority's rights to receive the Base Rental Payments scheduled to be paid by the City under and pursuant to the Sublease, and any and all of the other rights of the Authority under the Lease and the Sublease as may be necessary to enforce payment of such Base Rental Payments when due or otherwise to protect the interest of the Owners of the Bonds. The Trustee accepts the foregoing assignment for the benefit of the Bond Owners, subject to the conditions and terms of the Indenture, and all such Base Rental Payments shall be applied and all such rights so assigned shall be exercised by the Trustee under and pursuant to the Indenture. Excepting only the assignment and transfer ofrights to the Trustee as described above, the Assignment Agreement shall confer no rights and shall impose no obligations upon the Trustee beyond those expressly provided in the Indenture. INDENTURE Validitv of Bonds The validity of the authorization and issuance of the Bonds shall not be affected in any way by any proceedings taken with respect to the application of the proceeds of the Bonds, and the recital contained in the Bonds that the same are issued pursuant to the Bond Law shall be conclusive evidence of their validity and ofthe regularity oftheir issuance. Resistration Books: Transfer and Exchanee of Bonds The Trustee will keep or cause to be kept at its Trust Office suffrcient records for the registration and transfer of the Bonds, which shall at all times during regular business hours be open to inspection by the Authority with reasonable prior notice; and, upon presentation for such purpose, the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer, or cause to be registered or transferred, on said records, Bonds as provided in the Indenture. Any Bond may, in accordance with its terms, be transferred, upon the Registration Books, by the person in whose name it is registered in person or by his duly authorized attorney, upon presentation and surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer in a form approved by the Trustee, duly executed. Whenever any Bond shall be surrendered for transfer, the Authority shall execute and the Trustee shall thereupon authenticate and deliver to the transferee a new Bond or Bonds of like tenor, maturrty and aggregate principal amount. The cost of printing any Bonds and any services rendered or expenses incurred by the Trustee in connection with any such transfer shall be paid by the Authority, except that the Trustee shall require the payment by the Owner requesting such transfer of any tax or other governmental charge required to be paid with respect to such transfer. The Trustee shall not be required to transfer, pursuant to this Section, (a) any Bond during the period established by the Trustee for the selection of Bonds for redemption or (b) any Bond selected for redemption by the Trustee pursuant to the Indenture. Bonds may be exchanged at the Trust Office ofthe Trustee for the same aggregate principal amount of Bonds of the same tenor and maturity and of other authorized denominations. The cost of printing any Bonds and any services rendered or expenses incurred by the Trustee in connection with any such exchange c-2r shall be paid by the Authority, except that the Trustee shall require the payment by the Owner requesting such exchange ofany tax or other governmental charge required to be paid with respect to such exchange. The Trustee shall not be required to exchange, pursuant to this Section" (a) any Bond during the period established by the Trustee for the selection of Bonds for redemption or (b) any Bond selected for redemption by the Trustee pursuant to the Indenture. Additional Bonds (a) Subject to this SectiorL the Authority may from time to time issue one or more series of Additional Bonds payable from and secured by Revenues on parity with all other Outstanding Bonds. Bonds issued pursuant to this Section shall be issued under and pursuant to a Supplemental Indenture which shall specify: (l) The maturity date or dates of such Additional Bonds, which shall be November I in any given year; (2) The interest payment dates, which shall be May I and November 1; (3)The terms, if any, for call and redemption of such Additional Bonds prior to maturity; and (4) The interest rate or rates on such Additional Bonds and any other matters deemed appropriate or necessary and not inconsistent with the provisions ofthe Indenture. (b) All of the Additional Bonds shall be executed by the Authority for issuance under the Indenture and delivered to the Trustee and thereupon shall be delivered by the Trustee upon the Request of the Authority but only upon receipt by the Trustee of the following documents or money or securities: (l) A certified copy of the Supplemental Indenture authorizing the issuance of such Additional Bonds: (2) A Request of the Authority as to the delivery of such Additional Bonds; (3) An opinion of Bond Counsel substantially to the effect that: (i) the Authority has the right and power under the Act to execute and deliver such Supplemental Indenture, and such Supplemental Indenture has been duly executed and delivered by the Authority, and the Indenture and such Supplemental Indentures are in full force and effect and are valid and binding upon the Authority and enforceable in accordance with their terms (except as enforcement may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights and similar qualifications); (ii) such Additional Bonds are valid and binding special obligations of the Authority, enforceable in accordance with their terms (except as enforcement may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights) and are subject to the terms of the Indenture and all Supplemental Indentures and entitled to the benefits of the Indenture and all such Supplemental Indentures and the Act, and such Additional Bonds have been duly and validly issued in accordance with the Act and the Indenture and all such Supplemental Indentures; and (iii) the obligation ofthe City to make the Base Rental Payments during the term ofthe Sublease as amended pursuant to this Section is a valid and binding obligation of the City. (4) A Certificate of the Authority: (i) certifying that the Authority is in compliance in all material respects with all agreement and covenants contained in the Indenture and that no Event of Default has occurred or is continuing; (ii) stating that the Authority and the City have entered into an c-22 amendment to the Sublease pursuant to which the City is obligated to make Base Rental Payments at times and in amounts sufficient to provide for payment of the principal of and interest on the Bonds (including such Additional Bonds) which will be Outstanding following the sale and delivery of such Additional Bonds; and (iii) containing such additional statements as may be reasonably necessary to show compliance with the requirements of the Indenture; (5) An executed copy of the amendment to the Sublease; and Such further documents, money and securities as are required by the provisions of the Indenture and the Supplemental Indenture providing for the issuance of such Additional Bonds. Revenues: Flow ofFunds Pledge of Revenues: Assignment of Rights. Subject to the provisions of the Indenture relating to Trustee fees, the Bonds shall be secured by a first lien on and pledge (which shall be effected in the manner and to the extent hereinafter provided) of all of the Revenues and a pledge of all the moneys in the Lease Revenue Fund, including all amounts derived from the investments of such moneys. The Bonds shall be equally secured by a pledge, charge and lien upon the Revenues and such moneys without priority for number, date of the Bonds, date of execution or date of delivery; and the payment of the interest on and principal of the Bonds and any premiums upon the redemption of any portion thereof shall be and are secured by an exclusive pledge, charge and lien upon the Revenues and such moneys. So long as any of the Bonds are Outstanding the Revenues shall not be used for any other purpose; except that out ofthe Revenues and such moneys there may be apportioned such sums, for such purposes, as are expressly permitted by the Indenture. Pursuant to the Assignment Agreement, the Authority has transferred in trust and assigns to the Trustee, for the benefit of the Owners from time to time of the Bonds, all of the Revenues and all of the right, title and interest of the Authority in (but not of its obligations under) the Lease and the Sublease (other than its rights to indemnification and payment or reimbursement for any costs or expenses), including its rights to receive the Base Rental scheduled to be paid by the City under and pursuant to the Sublease and any and all of the other rights of the Authority under the Lease and the Sublease as may be necessary to enforce payment of such Base Rental when due or otherwise to protect the interest of the Owners of the Bonds, including its leasehold title to the Leased Properties leased to the City pursuant to the Sublease. The Trustee accepts such assignments. The Trustee shall be entitled to and shall receive all of the Revenues, and any Revenues collected or received by the Authority shall be deemed to be held, and to have been collected or received, by the Authority as the agent of the Trustee and shall promptly be paid by the Authority to the Trustee. Lease Revenue Fund. All Base Rental Payments shall be deposited by the Trustee in a special fund designated as the'ol.ease Revenue Fund," which the Trustee shall establish, maintain and hold in trust . On or before each Interest Payment Date, the Trustee shall transfer from the Lease Revenue Fund and deposit into the following respective accounts (each of which the Trustee shall establish and maintain within the Lease Revenue Fund), the following amounts in the following order of priority, the requirements of each such account (including the making up of any deficiencies in any such account resulting from lack of Revenues sufficient to make any earlier required deposit) at the time of deposit to be satisfied before any transfer is made to any account subsequent in priority: (a) Interest Account. On or before each Interest Payment Date, the Trustee shall deposit in the Interest Account an amount required to cause the aggregate amount on deposit in the Interest Account to equal the amount of interest becoming due and payable on such Interest Payment Date on all c-23 Outstanding Bonds. No deposit need be made into the Interest Account if the amount contained therein is at least equal to the interest becoming due and payable upon all Outstanding Bonds on each succeeding Interest Payment Date within the then current Bond Year. All moneys in the Interest Account shall be used and withdrawn by the Trustee solely for the purpose of paying the interest on the Bonds as it shall become due and payable (including accrued interest on any Bonds redeemed prior to maturity). (b) Principal Account. On or before each Interest Payment Date, the Trustee shall deposit in the Principal Account an amount required to cause the aggregate amount on deposit in the Principal Account to equal the principal amount of the Bonds maturing or required to be redeemed tluough mandatory sinking account redemption on such Interest Payment Date. All moneys in the Principal Account shall be used and withdrawn by the Trustee solely for the purpose of paying the principal of the Bonds. Redemotion Fund. To the extent the Authority has provided the Trustee with written notice of its intention to redeem Bonds in connection with an extraordinary redemption or an optional redemption (or the Trustee has received written notice from the City regarding a related repayment pursuant to Section pf the Sublease), the Trustee shall establish a fund known as "Redemption Fund." At any time the Trustee receives money from the City pursuant to the provisions of the Sublease described under "SUBLEASE - Damage, Destruction and Condemnation; Application ofNet Proceeds" or "SUBLEASE - Prepayment and Credits," the Trustee shall immediately deposit such money as follows: (i) an amount equal to the interest on the Bonds to be redeemed pursuant to the provisions of the Indenture relating to extraordinary redemption or optional redemptiorl accrued to the redemption date shall be deposited in the Interest Account; and (ii) the balance of such moneys shall be deposited in the Redemption Fund. Amounts on deposit in the Redemption Fund shall be applied solely for the purpose of paying the principal of the Bonds to be so redeemed; provided" however, that at any time prior to giving notice of redemption of any such Bonds, the Trustee may apply such amounts to the purchase of Bonds at public or private sale, as and when and at such prices (including brokerage and other charges, but excluding accrued interest, which is payable from the Interest Account) as shall be directed in writing by the Authority, except that the purchase price (exclusive of accrued interest) may not exceed the redemption price then applicable to the Bonds. Investments. All moneys in any of the funds or accounts established with the Trustee pursuant to the Indenture shall be invested by the Trustee solely in Permiued Investments pursuant to the written direction of the Authority given to the Trustee at least two Business Days in advance of the making of such investments; which Permitted Investments shall, as nearly as practicable, mature (or be subject to redemption or disposition by the Trustee) on or before the dates on which such money is anticipated to be needed for disbursement under the Indenture. In the absence of any such direction from the Authority, the Trustee shall invest any such moneys in money market funds described in clause (f; of the definition of Permitted Investments, so long as such money market funds contain only United States Treasury or United States local government obligations; provided, however, that any such investment shall be made by the Trustee only if, prior to the date on which such investment is to be made, the Trustee shall have received a written request of the Authority specifying a specific money market fund and, if no such request of the Authority is so received, the Trustee shall hold such moneys uninvested. Obligations purchased as an investment of moneys in any fund or account shall be deemed to be part of such fund or account. The Trustee shall transfer at least semiannually all investment earnings on amounts in the Principal Account, and the Interest Account to the Lease Revenue Fund. Unless otherwise specified in the Indenture, investment earnings on amounts in all other funds and accounts established and maintained pursuant to the Indenture shall be retained in such respective funds and accounts. For purposes of acquiring any investments under the Indenture, the Trustee may commingle funds held by it under the Indenture. The Trustee or an affiliate of the Trustee may act as principal or agent in the acquisition or disposition of any c-24 investment and may impose its customary charges therefor. The Trustee shall incur no liability for losses arising from any investments made pursuant to this Section. Valuation and Disposition of Investments. For the purpose of determining the amount in any fund or account, Permitted Investments credited to such fund or account shall be valued semiannually at the Fair Market Value thereof; provided that as to certificates of deposits and banker acceptances, the value thereof shall equal the face amount, plus accrued interest thereon. The Trustee shall have no duty in connection with the determination of Fair Market Value other than to follow its normal practice in determining the value of Permitted Investments, which may include utilizing computerized securities pricing services that may be available to it including those available tluough its regular accounting system. Covenants of the Authoritv Punctual Pqvment The Authority shall punctually pay or cause to be paid the principal and interest to.become due in respect of all the Bonds, in strict conformity with the terms of the Bonds and of the Indenture, according to the true intent and meaning thereof, but only out of Revenues and other assets pledged for such payment as provided in the Indenture. Extension qf Pqvment of Bonds. The Authority shall not directly or indirectly extend or assent to the extension of the maturity of any of the Bonds or the time of payment of any claims for interest by the purchase of such Bonds or by any other arrangement, and in case the maturity of any of the Bonds or the time of payment of any such claims for interest shall be extended, such Bonds or claims for interest shall not be entitled, in case ofany default under the Indenture, to the benefits ofthe Indenture, except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest thereon which shall not have been so extended. Nothing in this Section shall be deemed to limit the right of the Authority to issue Bonds for the purpose of refunding any Outstanding Bonds, and such issuance shall not be deemed to constitute an extension of maturity of the Bonds. Against Encumbrances. The Authority shall not create, or permit the creation of any pledge, lien, charge or other encumbrance upon the Revenues and other assets pledged or assigned under the Indenture while any of the Bonds are Outstanding, except the pledge and assignment created by the Indenture. Subject to this limitation, the Authority expressly reserves the right to enter into one or more other indentures for any of its corporate purposes, including other programs under the Bond Law, and reserves the right to issue other obligations for such purposes. Power to Issue Bonds and Make Pledee and Assignment The Authority is duly authorized pursuant to law to issue the Bonds and to enter into the Indenture and to pledge and assign the Revenues, the Lease, the Sublease and other assets purported to be pledged and assigned, respectively, under the Indenture in the manner and to the extent provided in the Indenture. The Bonds and the provisions of the Indenture are and will be the legal, valid and binding special obligations of the Authority in accordance with their terms, and the Authority and the Trustee (subject to the provisions ofthe Indenture relating to Trustee fees) shall at all times, to the extent permitted by law, defend, preserve and protect said pledge and assignment of Revenues and other assets and all the rights of the Bond Owners under the Indenture against all claims and demands of all persons whomsoever. Accounting Records and Financial Statements. The Trustee shall at all times keep, or cause to be kept, proper books ofrecord and account, prepared in accordance with corporate trust industry standards, in which complete and accurate entries shall be made of all transactions by the Trustee relating to the proceeds of Bonds, the Revenues, the Sublease and all funds and accounts established pursuant to the Indenture. Such books of record and account shall be available for inspection by the Authority and the City during regular business hours with reasonable prior notice. c-25 Additional Obligations. The Authority covenants that no additional bonds, notes or indebtedness shall be issued or incurred that are payable out of the Revenues in whole or in part, except as permitted under the provisions of the Indenture described under "INDENTURE - Additional Bonds." Sublease. The Trustee, as assignee ofthe Authority's rights under the Sublease pursuant to the Indenture and under the Assignment Agreement, shall receive all amounts due from the City pursuant to the Sublease (excepting any amounts due to the Authority relating to the indemnification of the Authority). The Authority will faithfully comply wit[ keep, observe and perform all the agreements, conditions, covenants and terms contained in the Sublease required to be complied wittL kept, observed and performed by it and, together with the Trustee, will enforce the Sublease against the City in accordance with its terms. The Authority will not alter, amend or modify the Sublease without the prior written consent of the Trustee, which consent shall be given only: (i) if the Trustee receives an opinion of Bond Counsel that such alteration, amendment or modification will not result in any material impairment of the security given or intended to be given for the payment of the Base Rental Payments, or (ii) if the Trustee first obtains the written consents of the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding to such alteration, amendment or modification. Prior to any amendment or modification of the Sublease pursuant to this Section, the Trustee may require the Authority to deliver to the Trustee an opinion of Bond Counsel to the effect that such amendment or modification has been adopted in accordance with the requirements of the Indenture. Tu Covenants. (a) The City shall not take any action, or fail to take any actior; if any such action or failure to take action would adversely affect the Tax-Exempt status of interest on the Bonds under Section 103(a) of the Code or cause interest on the Bonds to be an item of tax preference for purposes of the altemative minimum tax imposed on individuals and corporations under the Code. (b) In furtherance of the foregoing tax covenant, the Authority shall comply with the provisions of the Tax Certificate, which is incorporated in the Indenture as if fully set forth in the Indenture. These covenants shall survive payment in full or defeasance ofthe Bonds. Continuine Disclosure. In connection with the issuance of the Bonds, the Authority shall cause the City to enter into a Continuing Disclosure Agreement. It is recogrized that a failure of the City to comply with a Continuing Disclosure Agreement shall not constitute a default under the Indenture or the Sublease; provided, however, the Original Purchaser or the Owner or beneficial owner of the Bonds relating to such Continuing Disclosure Agreement may take such actions as may be necessary and appropriate to compel performance, including seeking mandate or specific performance by court order. Further Assurances. The Authority shall adopt, make, execute and deliver any and all such further resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of the Indenture, and for the better assuring and confirming unto the Owners ofthe Bonds the rights and benefits provided in the Indenture. Trustee Appointment o.f Trustee. U.S. Bank National Association, a national banking association duly organized and existing under and by virtue ofthe laws ofthe United States of America, is appointed Trustee by the Authority for the purpose of receiving all moneys required to be deposited with the Trustee under c-26 the Indenture and to allocate, use and apply the same as provided in the Indenture. The Authority agrees that, so long as any Bonds are Outstanding, it will maintain a Trustee which is a banl! national banking association, banking institution (state or federal) or trust company with a corporate trust office in California, having a combined capital, exclusive of borrowed capital, and surplus (or whose parent holding company has a combined capital, exclusive of borrowed capital, and surplus) of at least $75,000,000, and subject to supervision or examination by federal or state authority. If such bank, banking institution or trust company publishes a report ofcondition at least annually, pursuant to law or to the requirements ofany supervising or examining authority above referred to, then for the purposes of this Section the combined capital and surplus of such banh national banking association, banking institution or trust company shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Trustee is authorized to pay the principal of and interest and redemption premium (if any) on the Bonds when duly presented for payment at maturity, or on redemption prior to maturity, and to cancel all Bonds upon payment thereof. The Trustee shall keep accurate records of all funds and accounts administered by it and of all Bonds paid and discharged. Acceptance of Trusts. The Trustee accepts the trusts imposed upon it by the Indenture, and agrees to perform said trusts, but upon and subject to the following express terms and conditions: (a) The Trustee shall not be liable for any error ofjudgment made in good faith by a responsible officer of the Trustee, unless the Trustee was negligent in ascertaining the pertinent facts. (b) Whenever in the administration of the Indenture the Trustee shall deem it desirable that a matter be proved or established prior to taking, suffering or omitting any action under the Indenture, the Trustee (unless other evidence is specifically prescribed in the Indenture) may, in the absence of bad faith on its part, rely upon a Certificate of the Authority. (c) The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by the Indenture at the request or direction ofany ofthe Owners pursuant to the Indenture, unless such Owners shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which might be incurred by it in compliance with such request or direction. (d) The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinioq report, notice, request, directiorU consent, facsimile transmission, electronic mail, order bond or other paper or document, but the Trustee, in its discretion, may make such further inquiry or investigation into such facts or matters as it may see fit. (e) The Trustee, prior to the occurrence ofan Event ofDefault and after the curing or waiving of all Events of Default that may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in the Indenture and no covenants of or against the Trustee shall be implied in the Indenture. In case an Event of Default under the Indenture or under the Sublease has occurred (which has not been cured or waived), the Trustee may exercise such of the rights and powers vested in it by the Indenture and by the Sublease, and shall use the same degree of care and skill in the exercise of such rights and powers as a prudent person would exercise or use under the circumstances in the conduct of such person's own affairs. (D The Trustee may execute any of the trusts or powers under the Indenture and perform the duties required ofit under the Indenture either directly or by or through attorneys or agents, and shall be entitled to advice of counsel concerning all matters of trust and its duty under the Indenture. c-27 (g) The Trustee shall not be responsible for any recital in the Indenture, in the Sublease, or in the Bonds, or for any of the supplements thereto or instruments of further assurance, or for the sufficiency of the security for the Bonds issued under the Indenture or intended to be secured by the Indenture and makes no representation as to the validity or sufficiency of the Bonds, the Indenture or the Sublease. The Trustee shall not be bound to ascertain or inquire as to the observance or performance of any covenants, conditions or agreements on the part ofthe Authority under the Indenture or on the part of the Authority or the City under the Sublease. The Trustee shall not be responsible for the application by the Authority or the City of the proceeds of the Bonds. (h) The Trustee may become the Owner or pledgee of Bonds secured by the Indenture with the same rights it would have if not the Trustee; may acquire and dispose of other bonds or evidences of indebtedness of the Authority with the same rights it would have if it were not the Trustee; and may act as a depositary for and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of Owners of Bonds, whether or not such committee shall represent the Owners of the majority in aggregate principal amount of the Bonds then Outstanding. (D The Trustee may rely and shall be protected in acting or refraining from acting, in good faith and without negligence, upon any notice, resolution, opinion, report, direction, request, consent, certificate, order, affrdavit, letter, telegram, facsimile transmission, electronic mail or other paper or document believed by it to be genuine and to have been signed or presented by the proper person or persons. Any action taken or omitted to be taken by the Trustee in good faith and without negligence pursuant to the Indenture or the Sublease upon the request or authority or consent of any person who at the time of making such request or giving such authority or consent is the Owner of any Bond, shall be conclusive and binding upon all future Owners of the same Bond and upon Bonds issued in exchange therefor or in place thereof. The Trustee shall not be bound to recognize any person as an Owner ofany Bond or to take any action at such person's request unless the ownership of such Bond by such person shall be reflected on the Registration Books. () The permissive right of the Trustee to do things enumerated in the Indenture or in the Sublease shall not be construed as a duty and it shall not be answerable for other than its negligence or willful misconduct. The immunities and exceptions from liability of the Trustee shall extend to its officers, directors, employees and agents. (k) The Trustee shall not be requiredto take notice or be deemedto have notice ofany Event of Default under the Indenture or under the Sublease except failure by the Authority or the City to make any of the payments to the Trustee required to be made by the Authority or the City pursuant thereto or failure by the Authority or the City to file with the Trustee any document required by the Indenture or the Sublease to be so filed subsequent to the issuance of the Bonds, unless the Trustee shall be specifically notified in writing of such default by the Authority or by the Owners of at least 25 percent in aggregate principal amount of the Bonds then Outstanding and all notices or other instruments required by the Indenture to be delivered to the Trustee must, in order to be effective, be delivered at the Trust Offrce of the Trustee, and in the absence of such notice so delivered the Trustee may conclusively assume there is no Event ofDefault under the Indenture except as aforesaid. 0) At any and all reasonable times the Trustee and its duly authorized agents, attorneys, experts, accountants and representatives, shall have the right fully to inspect all books, papers and records of the Authority pertaining to the Bonds, and to make copies of any of such books, papers and records which are not privileged by statute or by law. c-28 (m) The Trustee shall not be required to give any bond or surety in respect of the execution of the said trusts and powers or otherwise in respect of the premises of the Indenture. (n) Notwithstanding anything elsewhere in the Indenture with respect to the execution of any Bonds, the withdrawal of any casb the release of any property, or any action whatsoever within the purview of the Indenture, the Trustee shall have the right, but shall not be required, to demand any showings, certificates, opinions, appraisals or other information, or corporate action or evidence thereof, as may be deemed desirable for the purpose of establishing the right of the Authority to the execution of any Bonds, the withdrawal of any cash or the taking of any other action by the Trustee. (o) All moneys received by the Trustee shall, until used or applied or invested as provided in the Indenture, be held in trust for the purposes for which they were received but need not be segregated from other funds except to the extent required by law. (p) Whether or not expressly provided therei4 every provision of the Indenture and the Sublease relating to the conduct or affecting the liability ofthe Trustee shall be subject to the provisions of this Section. (q) The Trustee shall not be considered in breach of or in default with respect to any obligations created under the Indenture, in the event of an enforced delay in the performance of such obligations due to unforeseeable causes beyond its control and without its fault or negligence, including, but not limited to, acts of God, or of the public enemy, acts of a government, acts of the other party to the Indenture, fires, floods, epidemics, quarantine restrictions, strikes, freight embargoes, earthquakes, explosion, mob violence, riot, inability to procure or general sabotage or rationing of labor, equipment, facilities, sources of energy, material or supplies in the open market, litigation or arbitration involving a party or others relating to governmental action or inaction pertaining to the Leased Properties, malicious mischief, condemnation, and unusually severe weather or delays of suppliers or subcontractors due to such causes or any similar event and/or occurrences beyond the control ofthe Trustee; provided, that in the event of any such enforced delay, the Trustee shall notify the Authority in writing within five business days after: (i) the occurrence ofthe event giving rise to such delay, (ii) the Trustee's actual knowledge ofthe impending enforced delay, or (iii) the Trustee's knowledge of sufficient facts under which a reasonable person would conclude the enforced delay will occur. (r) The Trustee shall have no responsibility or liability with respect to any information, statements or recital in any offering memorandum or other disclosure material prepared or distributed with respect to the issuance of the Bonds. (s) The Trustee shall not be liable in connection with the performance of its duties under the Indenture, except for its own negligence or willful misconduct. (t) With respect to moneys have been released or withdrawn in accordance with the provisions of the Indenture, the Trustee shall not be responsible for or accountable to anyone for the subsequent use or application of such moneys. (u) To the extent that the Authority or the City has caused to be fumished to the Trustee an opinion from Bond Counsel or other counsel of the Authority or the City, with regard to legal questions, the opinion ofsuch counsel shall be full and complete authorization and protection to the Trustee in respect ofany action taken or suffered by it under the Indenture in good faith and in accordance therewith. Fees, Charges and Expenses qf Trustee. The Trustee shall be entitled to payment and reimbursement for reasonable fees for its services rendered under the Indenture and all advances (with c-29 interest on such advances at the maximum rate allowed by law), counsel fees (including expenses) and other expenses reasonably and necessarily made or incurred by the Trustee in connection with such services. Upon the occurrence of an Event of Default under the Indenture, but only upon an Event of Default, the Trustee shall have a first lien with right of payment prior to payment of any Bond upon the amounts held under the Indenture for the foregoing fees, charges and expenses incurred by it. Notice to Bond Owners of Default If an Event of Default under the Indenture or the Sublease occurs with respect to any Bonds of which the Trustee has been given or is deemed to have notice, as provided in the Indenture, then the Trustee shall, within 30 days of the receipt of such notice, give written notice thereof by first class mail to the Owner of each such Bond unless such Event of Default shall have been cured before the giving ofsuch notice; provided, however, that unless such Event ofDefault consists of the failure by the Authority to make any payment when due, the Trustee may elect not to give such notice if and so long as the Trustee in good faith determines that it is in the best interests of the Bond Owners not to give such notice. Intervention bv Trustee. In any judicial proceeding to which the Authorrty or the City is a party that, in the opinion of the Trustee and its counsel, has a substantial bearing on the interests of Owners of any of the Bonds, the Trustee may intervene on behalf of such Bond Owners, and subject to paragraph (c) above under "Acceptance of Trust," shall do so if requested in writing by the Owners of at least 25 percent in aggregate principal amount of such Bonds then Outstanding. Removal of Trustee. The Trustee may be removed at any time by an instrument or concurrent instruments in writing, filed with the Trustee and signed by the Owners of a majority in aggregate principal amount of the Outstanding Bonds. The Authority may also remove the Trustee at arry time upon 30 days' notice, except during the existence of an Event of Default. The Trustee may be removed at arry time for any breach ofthe Trustee's duties set forth in the Indenture. Resignation btt Trustee. The Trustee and any successor Trustee may at any time give written notice of its intention to resign as Trustee. Upon receiving such notice of resignation, the Authority shall promptly appoint a successor Trustee. Any resignation or removal of the Trustee and appointment of a successor Trustee shall become effective upon acceptance of appointment by the successor Trustee. Upon such acceptance, the Authority shall cause notice thereof to be given by first class mail, postage prepaid, to the Bond Owners at their respective addresses set forth on the Registration Books. Appointment of Successor Trustee. In the event of the removal or resignation of the Trustee as described above under "Removal of Trustee" or "Resignation by Tru"stee," respectively, the Authority shall promptly appoint a successor Trustee. In the event the Authority shall for any reason whatsoever fail to appoint a successor Trustee within 60 days following the delivery to the Trustee of the instrument as described above under "Removal of Trustee" or within 60 days following the receipt of notice by the Authority as described above under "Resignation by Trustee," the Trustee may, at the expense of the Authority, apply to a court of competent jurisdiction for the appointment of a successor Trustee meeting the requirements descrive above under "Appointment of Trustee." Any such successor Trustee appointed by such court shall become the successor Trustee under the Indenture notwithstanding any action by the Authority purporting to appoint a successor Trustee following the expiration of such 60-day period. Merger or Consolidation Any company into which the Trustee may be merged or converted or with which it may be consolidated or any company resulting from any merger, conversion or consolidation to which it shall be a party or any company to which the Trustee may sell or transfer all or substantially all of its corporate trust business, provided that such company shall meet the requirements set forth above under "Appointment of Trust@," shall be the successor to the Trustee and vested with all of the title to the trust estate and all of the trusts, powers, discretions, immunities, privileges and all other matters as was its c-30 predecessor, without the execution or filing of any paper or further act, anything in the Indenture to the contrary notwithstanding. Concerning anJt Successor Trustee. Every successor Trustee appointed shall execute, acknowledge and deliver to its predecessor and also to the Authority an instrument in writing accepting such appointment under the Indenture and thereupon such successor, without any further act, deed or conveyance, shall become fully vested with all the estates, properties, rights, powers, trusts, duties and obligations of its predecessors; but such predecessor shall, nevertheless, on the Request ofthe Authority, or ofthe Trustee's successor, execute and deliver an instrument transferringto such successor all the estates, properties, rights, powers and trusts ofsuch predecessor under the Indenture; and every predecessor Trustee shall deliver all securities and moneys held by it as the Trustee under the Indenture to its successor. Should any instrument in writing from the Authority be required by any successor Trustee for more fully and certainly vesting in such successor the estate, rights, powers and duties vested or intended to be vested in the predecessor Trustee, any and all such instruments in writing shall, on request, be executed acknowledged and delivered by the Authority. Apnointment ofCo-Trustee. It is the purpose of the Indenture that there shall be no violation of any law of any jurisdiction (including particularly the law ofthe State) denying or restricting the right of banking corporations or associations to transact business as Trustee in suchjurisdiction. It is recognized that in the case of litigation under the Indenture, and in particular in case of the enforcement of the rights of the Trustee on default, or in the case the Trustee deems that by reason of any present or future law of any jurisdiction in may not exercise any of the powers, rights or remedies granted in the Indenture to the Trustee or hold title to the properties, in trust, as granted in the Indenture, or take any other action that may be desirable or necessary in connection therewith, it may be necessary that the Trustee or the Authority appoint an additional individual or institution as a separate trustee or co-trustee. The following provisions of this Section are adopted to these ends. In the event that the Trustee or the Authority appoints an additional individual or institution as a separate trustee or co-trustee, each and every remedy, power, right, claim, demand, cause of action, immunity, estate, title, interest and lien expressed or intended by the Indenture to be exercised by or vested in or conveyed to the Trustee with respect thereto shall be exercisable by and vest in such separate trustee or co-trustee but only to the extent necessary to enable such separate trustee or co-trustee to exercise such powers, rights and remedies, and every covenant and obligation necessary to the exercise thereofby such separate trustee or co-trustee shall run to and be enforceable by either of them. Should any instrument in writing from the Authority be required by the separate trustee or co- trustee so appointed by the Trustee for more fully and certainly vesting in and confirming to it such properties, rights, powers, trusts, duties and obligations, any and all such instruments in writing shall, on request, be executed, acknowledged and delivered by the Authority. In case any separate trustee or co- trustee, or a successor to either, shall become incapable of acting shall resign or shall be removed, all the estates, properties, rights, powers, trusts, duties and obligations ofsuch separate trustee or co-trustee, so fztr as permitted by law, shall vest in and be exercised by the Trustee until the appointment of a new trustee or successor to such separate trustee or co-trustee. Limited Liabiliry of Trustee. No provision in the Indenture shall require the Trustee to risk or expend its own funds or otherwise incur any financial liability under the Indenture if it shall have reasonable grounds for believing repayment of such funds or adequate indemnity against such liability or risk is not assured to it. The Trustee shall not be liable for any action taken or omitted to be taken by it in accordance with the direction of the Owners of at least 25 percent in aggregate principal amount of Bonds Outstanding relating to the time, method and place of conducting any proceeding or remedy available to the Trustee under the Indenture or exercising any power conferred upon the Trustee under the Indenture. c-31 Modification and Amendment of Indenture Amendment of Indenture. The Indenture and the rights and obligations of the Authority and of the Owners of the Bonds may be modified or amended at any time by a Supplemental Indenture which shall become binding upon adoption, without consent of any Bond Owner, to the extent permitted by law but only for any one or more of the following purposes: (a) to add to the covenants and agreements of the Authority contained in the Indenture, other covenants and agreements thereafter to be observed, or to limit or surrender any rights or powers reserved to or conferred upon the Authority in the Indenture so long as such limitation or sunender of such rights or powers shall not materially adversely affect the Owners of the Bonds; (b) to cure any ambiguity, to supply any omission or to cure, correct or supplement any defect or inconsistent provisions contained in the Indenture or in any Supplemental Indenture; (c) powers or authority; to grant to the Trustee for the benefit of the Owners additional riglrts, remedies, (d) to subject to the Indenture additional collateral or to add other agreements ofthe Authority; (e) to provide for the issuance of Additional Bonds pursuant to the Indenture; (0 to modify the Indenture or the Bonds to permit qualification under the Trust Indenture Act of 1939, as amended" or any similar statute at the time in effect, or to permit the qualification of the Bonds for sale under the securities laws of any state of the United States of America; (g) to maintain the exclusion of interest on the Bonds from gross income for federal income tax purposes; (h) to evidence the succession of a new Trustee; or (D for any other purpose that does not materially adversely affect the rights or interests of the Owners. Except as set forth in the preceding paragraph of this Section, the Indenture and the rights and obligations of the Authority and of the Owners of the Bonds may only be modified or amended at any time by a Supplemental Indenture which shall become binding when the written consent of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding are filed with the Trustee. No such modification or amendment shall: (I) extend the maturity of or reduce the interest rate on any Bond or otherwise alter or impair the obligation of the Authority to pay the principal, interest or redemption premiums (if any) at the time and place and at the rate and in the currency provided therein of any Bond without the express written consent of the Owner of such Bond, (II) reduce the percentage of Bonds required for the written consent to any such amendment or modification, or (IIf modify any of the rights or obligations of the Trustee without its written consent thereto. E{fect of Supplemental Indenture. From and after the time any Supplemental Indenture becomes effective, the Indenture shall be deemed to be modified and amended in accordance therewith, the respective rights, duties and obligations of the parties to the Indenture or thereto and all Owners of Outstanding Bonds, as the case may be, shall thereafter be determined, exercised and enforced under the Indenture subject in c-32 all respects to such modification and amendment, and all the terms and conditions of any Supplemental Indenture shall be deemed to be part ofthe terms and conditions ofthe Indenture for any and all purposes. Endorsement or Replacement of Bonds After Amendment After the effective date of any action taken as hereinabove provided, the Authority may determine that the Bonds shall bear a notation, by endorsement in form approved by the Authority, as to such actior; and in that case upon demand of the Owner of any Bond Outstanding at such effective date and presentation of such Owner's Bond for that purpose at the Trust Office of the Trustee, a suitable notation as to such action shall be made on such Bond. If the Authority shall so determine, new Bonds so modified as, in the opinion of the Authority, shall be necessary to conform to such Bond Owners' action, then new Bond certificates shall be prepared and executed, and in that case upon demand of the Owner of any Bond Outstanding at such effective date such new Bonds shall be exchanged at the Trust Office of the Trustee, without cost to each Bond Owner, for Bonds then Outstanding, upon surrender of such Outstanding Bonds. Events of Default and Remedies of Bond Owners Events of Default The following events shall be Events of Default under the Indenture: (a) Default in the due and punctual payment of the principal of or premium on any Bond when and as the same shall become due and payable, whether at maturity as therein expressed" or by proceedings for redemption. (b) Default inthe due and punctual payment of any installment of interest on any Bond when and as such interest installment shall become due and payable. (c) Failure by the Authority to observe and perform any of the covenants, agreements or conditions on its part in the Indenture or in the Bonds contained, other than as referred to in the preceding clauses (a) and (b), for a period of30 days after written notice, specifying such failure and requesting that it be remedied has been given to the Authority by the Trustee, or to the Authority and the Trustee by the Owners of not less than 25 percent in aggregate principal amount of the Outstanding Bonds; provided, however, that if in the reasonable opinion of the Authority, the failure stated in such notice can be corrected, but not within such 30-day period, the Trustee and such Owners shall not unreasonably withhold their consent to an extension of such time if corrective action is instituted by the Authority within such 30-day period and diligently pursued until such failure is corrected. (d) The filing by the Authority of a petition or answer seeking reorganization or arrangement under the Federal bankruptcy laws or any other applicable law of the United States of America, or if a court of competent jurisdiction shall approve a petition, filed with or without the consent of the Authority, seeking reorganization under the Federal bankruptcy laws or any other applicable law of the United States of America, or if, under the provisions of any other law for the relief or aid of debtors, any court of competent jurisdiction shall assume custody or control of the Authority or of the whole or any substantial part ofthe Leased Properties. Remedies: No Acceleration Upon the occurrence of an Event of Default, the Trustee shall have the right: (a) by mandamus or other action or proceeding or suit at law or in equity to enforce its rights against the Authority or any member, officer or employee thereof, in order to compel the Authority or any such member, officer or employee to perform and carry out its or his or her duties under law and the agreements and covenants required to be performed by it or him or her contained in the Indenture; c-33 (b) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Trustee; or (c) by suit in equity upon the happening of an Event of Default to require the Authority and its members, officers and employees to account as the trustee of an express trust. If an Event of Default shall have occurred and be continuing and if requested so to do by the Owners of at least 25 percent in aggregate principal amount of Outstanding Bonds and indemnified as described in clause (c) undeT "INDENTURE -Trustee -Acceptance of Trtnt," the Trustee shall be obligatedto exercise such one or more ofthe rights and powers conferred by the Indenture, as the Trustee, being advised by counsel, shall deem most expedient in the interests of the Bond Owners. No remedy by the terms of the Indenture conferred upon or reserved to the Trustee (or to the Bond Owners) is intended to be exclusive of any other remedy, but each and every such remedy shall be cumulative and shall be in addition to any other remedy given to the Trustee or the Bond Owners under the Indenture or now or hereafter existing at law or in equity. No delay or omission to exercise any right or power accruing upon any Event of Default shall impair any such right or power or shall be construed to be a waiver or any such Event of Default or acquiescence therein; such right or power may be exercised from time to time as often as may be deemed expedient. The Trustee shall have no right to declare the principal ofor interest on the Bonds to be due and payable immediately. Application of Revenues and Other Funds after Default. Following the declaration of an Event of Default, all amounts then held or received by the Trustee pursuant to any right given or action taken by the Trustee under the provisions ofthe Indenture shall be applied by the Trustee, in the following order upon presentation of the several Bonds, and the stamping thereon of the amount of the payment if only partially paid or upon the surrender thereof if fully paid: First, to the payment of the fees, costs and expenses of the Trustee, including reasonable compensation to its agents, attorneys and counsel; and Second, to the payment of the whole amount of interest on and principal of the Bonds then due and unpaid; provided, however, that in the event such amounts shall be insufficient to pay in full the full amount of such interest and principal, then such amounts shall be applied to the payment of such principal and interest without preference or priority of principal over interest, or interest over principal, or of any installment of interest over any other installment of interest, ratably to the aggregate of such principal and interest. Power of Trustee to Control Proceedings. In the event that the Trustee, upon the happening of an Event of Default, shall have taken any action, by judicial proceedings or otherwise, pursuant to its duties under the Indenture, whether upon its own discretion or upon the request of the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding, it shall have full power, in the exercise of its discretion for the best interests of the Owners of the Bonds, with respect to the continuance, discontinuance, withdrawal, compromise, settlement or other disposal of such action; provided however, that the Trustee shall not, unless there no longer continues anEvent ofDefault, discontinue, withdraw, compromise or settle, or otherwise dispose of any litigation pending at law or in equity, if at the time there has been filed with it a written request signed by the Owners of a majority in aggregate principal amount of the Outstanding Bonds under the Indenture opposing such discontinuance, withdrawal, compromise, settlement or other c-34 disposal of such litigation and if the Trustee is indemnified as described in clause (c) undeT "INDENTURE - Trustee - Acceptance of Trust." Any suit, action or proceeding which any Owner of Bonds shall have the right to bring to enforce any right or remedy under the Indenture may be brought by the Trustee for the equal benefit and protection of all Owners of Bonds similarly situated and the Trustee is appointed (and the successive respective Owners of the Bonds issued under the Indenture by taking and holding the same, shall be conclusively deemed so to have appointed it) the true and lawful attorney-in-fact of the respective Owners of the Bonds for the purpose of bringing any such suit, action or proceeding and to do and perform any and all acts and things for and on behalf of the respective Owners of the Bonds as a class or classes, as may be necessary or advisable in the opinion of the Trustee as such attorney-in-fact. Appointment of Receivers. Upon the occurrence of an Event of Default under the Indenture, and upon the filing of a suit or other commencement ofjudicial proceedings to enforce the rights of the Trustee and of the Bond Owners under the Indenture, the Trustee shall be entitled, as a matter of right, to the appointment of a receiver or receivers ofthe Revenues and other amounts pledged under the Indenture, pending such proceedings, with such powers as the court making such appointment shall confer. Non-Waiver. A waiver of any default or breach of duty or contract by the Trustee or any Bond Owners shall not affect any subsequent default or breach of duty or contract, or impair any rights or remedies on any such subsequent default or breach. No delay or omission of the Trustee or any Owner of any of the Bonds to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver ofany such default or an acquiescence therein; and every power and remedy conferred upon the Trustee or Bond Owners by the Bond Law or by the provisions of the Indenture described under "INDENTURE - Events of Default and Remedies of Bond Owners" may be enforced and exercised from time to time and as often as shall be deemed expedient by the Trustee or the Bond Owners, as the case may be. Rights of Bond Owners. No Owner of any Bond issued under the Indenture shall have the right to institute any suit, action or proceeding at law or in equity, for any remedy under or upon the Indenture, unless: (a) such Owner shall have previously given to the Trustee written notice of the occurrence of an Event of Default; (b) the Owners of a majority in aggregate principal amount of all the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers hereinbefore granted or to institute such action, suit or proceeding in its own name; (c) said Owners shall have tendered to the Trustee indemnity reasonably acceptable to the Trustee against the costs, expenses and liabilities to be incurred in compliance with such request; and (d) the Trustee shall have refused or omitted to comply with such request for a period of60 days after such written request shall have been received by, and said tender of indemnity shall have been made to, the Trustee. Such notification, request, tender of indemnity and refusal or omission are declared, in every case, to be conditions precedent to the exercise by any Owner of Bonds of any remedy under the Indenture; it being understood and intended that no one or more Owners of Bonds shall have any right in any manner whatever by such Owner's or Owners' action to enforce any right under the Indenture, except in the manner provided in the Indenture, and that all proceedings at law or in equity to enforce any provision of the Indenture shall be instituted, had and maintained in the manner provided in the Indenture and for the equal benefit of all Owners of the Outstanding Bonds. The right of any Owner of any Bond to receive payment ofthe principal of and interest and premium (if any) on such Bond as provided in the Indenture or to institute suit for the enforcement of any such payment, shall not be impaired or affected without the written consent of such Owner, notwithstanding the foregoing provisions ofthis Section or any other provision ofthe Indenture. c-35 Termination qf Proceedings. In case the Trustee shall have proceeded to enforce any right under the Indenture by the appointment of a receiver or otherwise, and such proceedings shall have been discontinued or abandoned for any reason, or shall have been determined adversely, then and in every such case, the Authority, the Trustee and the Bond Owners shall be restored to their former positions and rights under the Indenture, respectively, with regard to the Leased Properties subject to the Indenture, and all rights, remedies and powers of the Trustee shall continue as if no such proceedings had been taken. Miscellaneous Limited Liabililv of Authoritv. Notwithstanding anything contained in the Indenture, the Authority shall not be required to advance any moneys derived from any source of income other than the Revenues for the payment of the principal of or interest on the Bonds, or any premiums upon the redemption thereof, or for the performance ofany covenants contained in the Indenture (except to the extent any such covenants are expressly payable under the Indenture from the Revenues or otherwise from amounts payable under the Sublease). The Authority may, however advance funds for any such purpose, provided that such funds are derived from a source legally available for such purpose and may be used by the Authority for such purpose without incurring indebtedness. The Bonds shall be revenue bonds, payable exclusively from the Revenues and other funds as provided in the Indenture. The general fund of the Authority is not liable, and the credit of the Authority is not pledged, for the payment of the interest and premiums (if any) on or principal of the Bonds. The Owners of the Bonds shall never have the right to compel the forfeiture of any property of the Authority except the Revenues and other funds pledged to the payment of the Bonds as provided in the Indenture. The principal of and interest on the Bonds, and any premiums upon the redemption of any thereof, shall not be a legal or equitable pledge, charge, lien or encumbrance upon any property ofthe Authority or upon any of its income, receipts or revenues except the Revenues and other funds pledged to the payment thereof as provided in the Indenture. Bene.fits o.f Indenture Limited. Nothing in the Indenture, expressed or implied, is intended to give to any person other than the Authority, the Trustee, the City and the Owners of the Bonds, any right, remedy or claim under or by reason of the Indenture. Any covenants, stipulations, promises or agreements in the Indenture contained by and on behalf of the Authority shall be for the sole and exclusive benefit of the Trustee, the City and the Owners of the Bonds. Discharge of Indentwe. If the Authority shall pay and discharge any or all of the Outstanding Bonds in any one or more of the following ways: (a) by well and truly paying or causing to be paid the principal of and interest and premiums (if any) on such Bonds, as and when the same become due and payable; (b) by irrevocably depositing with the Trustee, in trust, at or before maturity, money which, together with the available amounts then on deposit in the funds and accounts established with the Trustee pursuant to the Indenture, is fully sufficient to pay such Bonds, including all principal, interest and redemption premiums (if any); or (c) by irrevocably depositing with the Trustee or any other fiduciary, in trust, Federal Securities in such amount as an Independent Certified Public Accountant (defined below) shall determine in a written report filed with the Trustee (upon which report the Trustee may conclusively rely) will, together with the interest to accrue thereon and available moneys then on deposit in the funds and accounts established with the Trustee pursuant to the Indenture, be fully sufftcient to pay and discharge the indebtedness on such Bonds (including all principal, interest and redemption premiums) at or before their c-36 respective maturity dates; and if such Bonds are to be redeemed prior to the maturity thereof notice of such redemption shall have been sent pursuant to the Indenture or provision satisfactory to the Trustee shall have been made for the sending of such notice, therl at the Request of the Authority, and notwithstanding that any ofsuch Bonds shall not have been surrendered for payment, the pledge ofthe Revenues and other funds provided for in the Indenture with respect to such Bonds, and all other pecuniary obligations of the Authority under the Indenture with respect to all such Bonds, shall cease and terminate, except only the obligation of the Authority to pay or cause to be paid to the Owners of such Bonds not so surrendered and paid all sums due thereon from amounts set aside for such purpose as aforesaid, and all amounts due the Trustee. Any funds held by the Trustee following any payment or discharge of the Outstanding Bonds pursuant to this Section, which are not required for said purposes, shall after payment of amounts due the Trustee under the Indenture be paid over to the Authority. Successor Deemed Included in All References to Predecessor. Whenever in the Indenture or any Supplemental Indenture the Authority is named or referred to, such reference shall be deemed to include the successor to the powers, duties and functions, with respect to the management, administration and control of the affairs of the Authority, that are presently vested in the Authority, and all the covenants, agreements and provisions contained in the Indenture by or on behalf of the Authority shall bind and inure to the benefit ofits successors whether so expressed or not. Execution of Documents bv Bond Owners. Any request, consent or other instrument required by the Indenture to be signed and executed by Bond Owners may be in any number of concurrent writings of substantially similar tenor and may be signed or executed by such Bond Owners in person or by their agent or agents duly appointed in writing. Proof ofthe execution of any such request, consent or other instrument or ofa writing appointing any such agent, shall be sufficient for any purpose ofthe Indenture and shall be conclusive in favor of the Trustee and of the Authority if made in the manner provided in this Section. The fact and date ofthe execution by any person ofany such request, consent or other instrument or writing may be proved by the affidavit of a witness of such execution or by the certificate of any notary public or other officer of any jurisdiction, authorized by the laws thereof to take acknowledgments of deeds, certifying that the person signing such request, consent or other instrument or writing acknowledged to him the execution thereof. The ownership of Bonds shall be proved by the Registration Books. Any request, consent or vote of the Owner of any Bond shall bind every future Owner of the same Bond and the Owner of any Bond issued in exchange therefor or in lieu thereof, in respect of anything done or suffered to be done by the Trustee or the Authority in pursuance ofsuch request, consent or vote. In lieu ofobtaining any demand, request, direction, consent or waiver in writing, the Trustee may call and hold a meeting ofthe Bond Owners upon such notice and in accordance with such rules and obligations as the Trustee considers fair and reasonable for the purpose of obtaining any such action. Disaualified Bonds. In determining whether the Owners of the requisite aggregate principal amount ofBonds have concurred in any demand, request, direction, consent or waiver under the Indenture, Bonds which are owned or held by or for the account of the City or the Authority (but excluding Bonds held in any employees' retirement fund) shall be disregarded and deemed not to be Outstanding for the purpose of any such determination, provided, however, that for the purpose of determining whether the Trustee shall be protected in relying on any such demand, request, direction" consent or waiver, only Bonds which the Trustee knows to be so owned or held shall be disregarded. Upon the request of the Trustee, the Authority and the City shall speciff in a certificate to the Trustee those Bonds that are disqualified pursrant to this Section and the Trustee may conclusively relv on such certificate. c-37 Waiver qf Personal Liabilitv. No officer, agent or employee of the Authority shall be individually or personally liable for the payment of the interest on or principal of the Bonds; but nothing contained in the Indenture shall relieve any such officer, agent or employee from the performance ofany official duty provided by law. Partial Invalidilv. If any one or more of the covenants or agreements, or portions thereof, provided in the Indenture on the part of the Authority (or of the Trustee) to be performed should be contrary to law, then such covenant or covenants, such agreement or agreements, or such portions thereof, shall be null and void and shall be deemed separable from the remaining covenants and agreements or portions thereof and shall in no way affect the validity of the Indenture or of the Bonds; but the Bond Owners shall retain all rights and benefits accorded to them under the Bond Law or any other applicable provisions of law. Payment on Business Days. Whenever in the Indenture any amount is required to be paid on a day that is not a Business Day, such payment shall be required to be made, without accruing additional interest thereby, on the Business Day immediately following such day Unclaimed Moneys. Anything in the Indenture to the contrary notwithstanding any moneys held by the Trustee in trust for the payment and discharge of any of the Bonds that remain unclaimed for two years after the date when such Bonds have become due and payable, either at their stated maturity dates or by call for earlier redemption, if such moneys were held by the Trustee at such date, or for two years after the date of deposit of such moneys if deposited with the Trustee after said date when such Bonds become due and payable, shall be repaid by the Trustee to the Authority, as its absolute property and free from trust, and the Trustee shall thereupon be released and discharged with respect thereto and the Bond Owners shall look only to the Authority for the payment of such Bonds; provided, however, that before being required to make any such payment to the Authority, the Trustee shall, at the expense of the Authority, cause to be mailed to the Owners of all such Bonds, at their respective addresses appearing on the Registration Books, a notice that said moneys remain unclaimed and that, after a date named in said notice, which date shall not be less than 30 days after the date of mailing of such notice, the balance of such moneys then unclaimed will be returned to the Authority. Governing Lan The Indenture shall be construed and governed in accordance with the laws of the State of Califomia. c-38 APPENDIX D DTC'S BOOK-ENTRY ONLY SYSTEM The information in this APPENDIX Concerning The Depository Trust Company ("DTC"), New York, New York, and DTC's book-entry system has been obtainedfrom DTC and neither the Authority nor the City takes responsibility for the completeness or accuracy thereof. The Authority and the City cannot and do not give any asslrances that DTC, DTC Participants or Indirect Participc*tts will distribute to the Bene/icial Owners (a) payments of interest, principal or premium, if any, with respect to the Bonds, (b) certi/icates representing ownership interest in or other confirmation or ownership interest in the Bonds, or (c) redemption or other notices sent to DTC or Cede & Co., its nominee, as the registered owner of the Bonds, or that they will so do on a timely basis, or that DTC, DTC Participants or DTC Indirect Participants will act in the manner described in this Appendix. The current "Rules" applicable to DTC are on file with the Securities and Exchange Commission and the current " Procedures " of DTC to be followed in dealing with DTC Participants are on Jile with DTC. The Depository Trust Company ("DTC"), New York, NY, will act as securities depository for the Bonds. The Bonds will be issued as fully-registered securities registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully-registered certificate will be issued for each maturity of the Bonds, each in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC, the world's largest securities depository, is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments (from over 100 countries) that DTC's participants ("Direct Participants") deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). DTC has a Standard & Poor's rating of AA+. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. The information set forth in such website is not incorporated herein by reference. Purchases of Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Bonds on DTC's records. The ownership interest of each actual purchaser of each Bond ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive wriuen confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Bonds are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Ovmers. Beneficial Owners will not receive certificates representing their ownership interests in Bonds, except in the event that use of the book-entry system for the Bonds is discontinued. D-l To facilitate subsequent transfers, all Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Bonds with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not affect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Bonds are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Bonds, such as redemptions, tenders, defaults, and proposed amendments to the Bond documents. For example, Beneficial Owners of Bonds may wish to ascertain that the nominee holding the Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be provided directly to them. Redemption notices shall be sent to DTC. If less than all of the Bonds within a maturity are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such maturity to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Bonds unless authorized by a Direct Participant in accordance with DTC's MMI Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). Principal, premium (if any), and interest payments on the Bonds will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City or the Trustee, on payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be govemed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, the Trusteeo or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Principal, premium (if any), and interest payments with respect to the Bonds to Cede & Co. (or such other nominee.N may be requested by an authorized representative of DTC) is the responsibility of the City or the Trustee, disbunement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the Bonds at any time by giving reasonable notice to the City or the Trustee. Under such circumstances, in the event that a successor depository is not obtained, certificates representing the Bonds are required to be printed and delivered. The City may decide to discontinue use of the system of book-entry-only transfers through DTC (or a successor securities depository). In that event, representing the Bonds will be printed and delivered to DTC in accordance with the provisions of the Indenture. The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that the City and the Authority believe to be reliable, but the City and the Authority take no responsibility for the accuracy thereof. D-2 APPENDIX E FORM OF CONTINUING DISCLOSURE AGREEMENT This Continuing Disclosure Agreement (the "Disclosure Agreement"), dated as ofJuly 1,2020, is executed and delivered by the City of Orange (the "Ci$"),and Urban Futures, Inc., as dissemination agent (the "Dissemination Agent") in connection with the issuance by the Orange City Public Facilities Financing Authority (the "Authority") of its $[principal amount] aggregate initial principal amount of Lease Revenue Bonds, Series 2020A (the "Bonds"). The Bonds are being issued pursuant to an Indenture, dated as of July 1,2020 (the "Indenture"), by and between the City and U.S. Bank National Association. The City and the Dissemination Agent covenant and agree as follows: Section l. Purpose of the Disclosure Asreement. This Disclosure Agreement is being executed and delivered by the City and the Dissemination Agent for the benefit of the holders and beneficial owners of the Bonds and in order to assist the Participating Underwriter in complying with the Rule (as defined below). Section 2. Definitions. In addition to the definitions set forth in the Indenture, which apply to any capitalized term used in this Disclosure Agreement, unless otherwise defined in this Section, the followingcapitalizedterms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described in, Sections 3 and4 of this Disclosure Agreement. "Dissemination Agent" shall mean Urban Futures, Inc. or any successor Dissemination Agent designated in writing by the City and which has filed with the City a written acceptance of such designation. "Listed Events" shall mean any of the events listed in Section 5(a) of this Disclosure Agreement. *MSRB" shall mean the Municipal Securities Rulemaking Board. "Obligated Person" shall mean the City. "Official Statement" shall mean the final Official Statement, dated June _,2020, relating to the Bonds. "Participating Underwriter" shall mean any of the original underwriters of the Bonds required to comply with the Rule in connection with offering of the Bonds. "Rule" shall mean Rule l5c2-12(bx5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. Section 3. Provision of Annual Reports. (a) The City shall, or shall cause the Dissemination Agent to, not later than March 3l after the end of the City's fiscal year of each year, commencing March 31,202I with the report for the 2019-2020 fiscal year, provide to the MSRB, in an electronic format accompanied by identifing information as prescribed by the MSRB, an Annual Report which is consistent with the requirements E-l of Section 4 ofthis Disclosure Agreement. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may include by reference other information as provided in Section 4 of this Disclosure Agreement; provided that the audited financial statements of the City may be submitted separately from the balance of the Annual Report, and later than the date required above for the filing of the Annual Report if not available by that date. If the City's fiscal year changes, it shall give notice of such change in the same manner as for a Listed Event under Section 5(b). (b) Not later than fifteen (15) business days prior to the date specified in subsection (a) above for providing the Annual Report to the MSRB, the City shall provide the Annual Report to the Dissemination Agent (if other than the City). If by the date specified in subsection (a) above, the Dissemination Agent has not received a copy of the Annual Report, the Dissemination Agent shall contact the City to determine if the City is in compliance with the first sentence of this subsection (b). The City shall provide a wriffen certification with each Annual Report furnished to the Dissemination Agent to the effect that such Annual Report constitutes the Annual Report required to be furnished by it hereunder. (c) If the Dissemination Agent is unable to verify that an Annual Report has been provided to the MSRB by the date required in subsection (a), the Dissemination Agent shall send a notice, in a timely manner, to the MSRB in substantially the form attached as Exhibit A, or in such other form as prescribed or acceptable to MSRB. (d) The Dissemination Agent (if other than the City) shall, if and to the extent the City has provided an Annual Report in final form to the Dissemination Agent for dissemination, file a report with the City (which may be provided electronically on the Dissemination Agent's website) certiffing that the Annual Report has been provided to the MSRB pursuant to this Disclosure Agreement, and stating the date it was provided. Section 4. Content of Annual Reports. The City's Annual Report shall contain or incorporate by reference the following: (a) Audited financial statements of the City prepared in accordance with generally accepted accounting principles as promulgated to apply to governmental entities from time to time by the Governmental Accounting Standards Board. If the City's audited financial statements are not available by the time the Annual Report is required to be filed pursuant to Section 3(a), the Annual Report shall contain unaudited financial statements in a format similar to the financial statements contained in the Official Statement, and the audited financial statements shall be filed in the same manner as the Annual Report when they become available. (b) A statement of any investment losses incurred by the City's General Fund in excess of $1,000,000 in any Fiscal Year. (c) If not included in the audited financial statements, an update of Tables I , 3 , 4, 5,7 - 11 contained in the Official Statement. (d) With the Annual Report due March 31,2021, an update to Table 2 for fiscal year 2020-21, along with the City's adopted budget for fiscal year 2020-21. Any or all of the items listed above may be included by specific reference to other documents, including official statements of debt issues of the City or related public entities, which have been E-2 available to the public on the MSRB's internet web site or filed with the Securities and Exchange Commission. The City shall clearly identiff each such other document so included by reference. Section 5. Reporting of Significant Events. (a) Pursuant to the provisions of this Section 5, the City shall give, or cause to be given, notice of the occurrence of any of the following Listed Events with respect to the Bonds, which notice shall be given in a timely manner, not in excess of ten (10) business days after the occurrence of such Listed Event: (l) Principal and interest payment delinquencies; (2) Non-payment related defaults, if material; (3) Unscheduled draws on debt service reseryes reflecting financial difficulties; (4) Unscheduled draws on credit enhancements reflecting financial difficulties; (5) Substitution of credit or liquidity providers, or their failure to perform; (6) Adverse tax opinions, the issuance by the Intemal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the Bonds, or other material events affecting the tax status of (14) the Bonds; Modifications to rights of security holders, if material; Bond calls, if material, and tender offers; Defeasances; Release, substitution, or sale of properly securing repayment of the securities, if material Rating changes; Bankruptcy, insolvency, receivership or similar event ofthe Obligated Person; The consummation of a merger, consolidation, or acquisition involving an Obligated Person or the sale of all or substantially all of the assets of the Obligated Person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material; and Appointment of a successor or additional trustee or the change of name of a trustee. if material. (b) The Dissemination Agent shall, within one (1) business day after obtaining knowledge ofthe occurrence ofany ofthe events listed in Section 5(a) (1), (3), (4), (5), (6), (9), (11) or E-3 (7) (8) (e) (10) (11) (r2) (13) (12), inform the City of the occurrence of such event. As soon as reasonably practicable after obtaining knowledge of the occurrence of such event (regardless of whether the source of the information is the Dissemination Agent pursuant to the foregoing sentence or another source), the City shall, or shall cause the Dissemination Agent to, file in a timely manner, not in excess of ten (10) business days after the occurrence of any such event, a notice of such occurrence with the MSRB, in an electronic format accompanied by identiffing information as prescribed by the MSRB. (c) The Dissemination Agent shall, within one (1) business day after obtaining knowledge of the occurrence of any of any of the events listed in Section 5(a)(2), (7), (8), (10), (13) or (14), inform the City of the occrurence of such event and request that the City promptly notify the Dissemination Agent in writing whether or not to report the event pursuant to subsection (d). (d) Whenever the City obtains knowledge of the occurrence of any event specified in Section 5(a) (2), (7), (8), (10), (13) or (14), the City shall as soon as possible, in order to meet the ten (10) business day deadline to file notices required under the Rule and pursuant to the following sentence, determine if such event would be material under applicable Federal securities law. If the City determines that knowledge of the occurrence of such event would be material under applicable Federal securities law, the City shall, or shall cause the Dissemination Agent to, file in a timely manner, not in excess of ten (10) business days after the occurrence of any such event, a notice of such occurrence with the MSRB, in an electronic format accompanied by identi$ing information as prescribed by the MSRB. Section 6. Termination of Reporting Obligation. The City's obligations under this Disclosure Agreement shall terminate upon the legal defeasance, prior redemption or payment in full of all the Bonds. If such termination occurs prior to the final maturity of the Bonds, the City shall give notice of such termination in the same manner as for a Listed Event under Section 5(b). Section 7. Dissemination Agent. (a) The City hereby appoints and engages the Dissemination Agent to assist it in carrying out its obligations under this Disclosure Agreement. The Dissemination Agent shall not be responsible in any manner for the content of any notice or report prepared by the City pursuant to this Disclosure Agreement. The City may replace the Dissemination Agent with or without cause. If at the time there is no designated Dissemination Agent appointed by the City, the City shall be the Dissemination Agent and undertake or assume its obligations hereunder. Any company succeeding to all or substantially all of the Dissemination Agent's corporate trust business shall be the successor to the Dissemination Agent hereunder without the execution or filing of any paper or any further act. The Dissemination Agent may resign its duties hereunder by giving 30-days written notice to the City. (b) The Dissemination Agent shall be paid compensation by the City for its services provided hereunder in accordance with its schedule of fees agreed to between the Dissemination Agent and the City from time to time and for all expenses, legal fees and advances made or incurred by the Dissemination Agent in the performance of its duties hereunder. The Dissemination Agent shall have no duty or obligation to review or veriff any information provided to it by the City hereunder and shall not be deemed to be acting in any fiduciary capacity for the City, holders or beneficial owners of the Bonds or any other party. The Dissemination Agent's obligation to deliver the information at the times and with the content described herein shall be limited to the extent the City has provided such information to the Dissemination Agent as required by this Disclosure Agreement. The Dissemination Agent shall have no responsibility for the City's failure to report to the E-4 Dissemination Agent a Listed Event or a duty to determine the materiality thereof. The Dissemination Agent shall have no duty to determine or liability for failing to determine whether the City has complied with this Disclosure Agreement. The Dissemination Agent may rely and shall be protected in acting or refraining from acting upon any direction from the City or an opinion of nationally recognized bond counsel. Section 8. Amendment Waiver. Notwithstanding any other provision of this Disclosure Agreement, the City and the Dissemination Agent may amend this Disclosure Agreement and any provision of this Disclosure Agreement may be waived, provided that the following conditions are satisfied: (a) if the amendment or waiver relates to the provisions of Sections 3(a), 4 or 5(a), it may only be made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change in the identit5r, nature, or status of an Obligated Person with respect to the Bonds, or type ofbusiness conducted; (b) the undertakings herein, as proposed to be amended or waived, would, in the opinion of nationally recognized bond counsel, have complied with the requirements ofthe Rule at the time of the primary offering of the Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (c) the proposed amendment or waiver either (i) is approved by holders of the Bonds in the manner provided in the Indenture for amendments to the Indenture with the consent of holders, or (ii) does not, in the opinion of nationally recognized bond counsel, materially impair the interests of the holders or beneficial owners of the Bonds. If the annual financial information or operating data to be provided in the Annual Report is amended pursuant to the provisions hereof the first annual financial information filed pursuant hereto containing the amended operating data or financial information shall explain, in narrative form, the reasons for the amendment and the impact of the change in the type of operating data or financial information being provided. For purposes of this paragraph, "impact" has the meaning as that word is used in the letter from the staff of the Securities and Exchanse Commission to the National Association ofBond Lawyers dated June 23,1995. If an amendment is made to the undertaking speciffing the accounting principles to be followed in preparing financial statements, the annual financial information for the year in which the change is made shall present a comparison between the financial statements or information prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. The comparison shall include a qualitative discussion of the differences in the accounting principles and the impact of the change in the accounting principles on the presentation of the financial information, in order to provide information to investors to enable them to evaluate the ability of the City to meet its obligations. To the extent reasonably feasible, the comparison shall be quantitative. A notice of the change in the accounting principles shall be sent to the MSRB in the same manner as for a Listed Event under Section 5(b). No amendment to this Agreement which modifies the duties or rights of the Dissemination Agent shall be made without the prior written consent ofthe Dissemination Agent. The Dissemination Agent may rely conclusively on any opinion of nationally recognized bond counsel delivered pursuant to the provisions of this Section 8, and shall have no duty to determine or liability for failing to determine whether any amendment made pursuant to this Section 8 is consistent with guidance E-5 provided by the Securities and Exchange Commission with regard to permitted amendments, or the manner of effecting such amendments, under the Rule. Section 9. Additional Information. Nothing in this Disclosure Agreement shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Agreement or any other means of communication, or including any other information in any Annual Report or notice of occurrence of a Listed Event, in addition to that which is required by this Disclosure Agreement. If the City chooses to include any information in any Annual Report or notice of occurrence of a Listed Event in addition to that which is specifically required by this Disclosure Agreement, the City shall have no obligation under this Disclosure Agreement to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event. Section 10. Default. In the event of a failure of the City or the Dissemination Agent to comply with any provision of this Disclosure Agreement, any Participating Underwriter or any holder or beneficial owner ofthe Bonds may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City or the Dissemination Agent, as the case may be, to comply with its obligations under this Disclosure Agreement. A default under this Disclosure Agreement shall not be deemed an Event of Default under the Indenture, and the sole remedy under this Disclosure Agreement in the event of any failure of the City or the Dissemination Agent to comply with this Disclosure Agreement shall be an action to compel performance. Section I l. Duties. Immunities and Liabilities of Dissemination Aeent. The Dissemination Agent shall have only such duties as are specifically set forth in this Disclosure Agreement, and the City agrees to indemnify and save the Dissemination Agent, its officers, directors, employees and agents, harmless against any loss, expense and liabilities which it may incur arising out of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorneys' fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's negligence or willful misconduct. The Dissemination Agent may rely and shall be protected in acting or refraining from acting upon any direction from the City or an opinion of nationally recognized bond counsel. The obligations of the City under this Section shall survive resignation or removal of the Dissemination Agent and payment of the Bonds. Section 12. Notices. Any notices or communications to or among any of the parties to this Disclosure Agreement may be given as follows: To the City:City of Orange 300 E. Chapman Avenue Orange, CA 92866 Attention: Assistant City Manager Phone: (714')744-2235 Urban Futures, Inc. 17821East lTth Street, Suite 245 Tustin, California 927 80 Attention: Continuins Disclosure Fax: (714\283-9334 To Dissemination Agent: E-6 Section 13. Beneficiaries. This Disclosure Agreement shall inure solely to the benefit of the City, the Dissemination Agent, the Participating Underwriter and holders and beneficial owners from time to time of the Bonds, and shall create no rights in any other person or entity. Section 14. Countemarts. This Disclosure Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. IN WITNESS WHEREOF, the parties hereto have executed this Disclosure Agreement as of the date first written above. CITY OF ORANGE Mayor URBAN FUTURES, INC., as Dissemination Agent Authorized Officer E-7 EXHIBIT A NOTICE TO MUNICIPAL SECURITIES RULEMAKING BOARD OF FAILURE TO FILE ANNUAL REPORT Name of Issuer: Orange City Public Facilities Financing Authority Name of Bond Issue: $[principal amount] Orange City Public Facilities Financing Authority Lease Revenue Bonds. Series 2020A Date of Issuance: JuJy _,2020 NOTICE IS HEREBY GIVEN that the City of Orange (the "City") has not provided an Annual Report with respect to the above-named Bonds as required by the Continuing Disclosure Agreement, dated as of July 1,2020, by and between the City and Urban Futures,Inc., as dissemination agent. The City anticipates that the Annual Report will be filed by Title: cc: Assistant City Manager, City of Orange By: E-8 APPENDIX F CITY OF ORANGE COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR ENDED JUNE 30. 2019 F-l [THIS PAGE INTENTIONALLY LEFT BLANK] Oranae Citu CouncifUJ MAYOR MARK A. MURPHY MAYOR PRO TEM MICHAEL ALVAREZ COUNCILMEMBER KIMBERLEE NICHOLS COUNCILMEMBER CHIP MONACO Cover designedby lamey Taulbee City of Orange California Comprehensive Annual Financial Report Fiscal Year Ended June 30r 2019 Prepared by: FINANCE DEPARTMENT Will Kolbow Assistant City Manager /Dfueffior of Administrative Services Elected Officials CITY TREASURER zuCHARD A. ROHM CITY CLERK PAMELA COLEMAN lrfiroduetory Seetion ffwev:ww COM?N^UIIf, N8I}'E Ai\ilUAL NNAhICIAL RBPORT ww{,n vruxg"WtnnwuNs 3\ tfitx 7wwe7*wrlwr& re€r:e.wffry wz&z *4'wMr*" Wlanagwnmx' x pie*uxrimz w& **rrNlysix &WwM *@erNawtmy ktfwe*t@ . . .5 Basic Vlnerresl S&tcmsh: &ovsr&Em*ri'yidg Financlal Statanunts : St61@@tof L{-st Fositiorl,...,".".,"". ,........}.....,... ".."""".,".,"ts $tmeggnt gf Artivitigs r;ttt*rt*i^*"t,,,....',.,,,.,..s,w ...1;.".."'.".4:'u,ruru",rru.l6 V sn& Y inanutd $wl*rwnts; frovwraenhl Funil*: Bdgl?0,i s/lfff'"",,,,,"-r'.tr.,t..'..,r.'N,,.,,'a'..',*.,t,.&r'r:.r.!.i..i'ir, ....,t.,r.,.,..,.'4r"",,",'".,".2fi Reeoneiliati*m of ttre Balsnoc Shset $f6ovrrrrme,&tal Fundeto &e Sieterugfit *fNEt Fo*itigg ey-"..o4a"a,,,4.,,....4,4,...!,,',.,.t...,.,r,r ...,,,,..4,r,,.,3,.,"*,,V3 Slstemsn* ofRwenues" Sxgr,ordilum nnd ehanges in Flud Bnlsaeep,,. ,.."",24 Reconciliatioar ofths Statement of Rsvenuss, Expendinnea and Chenges in Fur.d Fnlances of Oovemmantnl f'unds to the Swememt of Astlrvi,aw,,,",.26 frop{etary fundt: $talgmex af Xet Poeltiar ..-,.\.,,,,,..,....,,...,,,r,..,..... ,"",,",,.,"""".,""",,."27 $ atsrynt o f .fi .evenugs, @;rrlw*a and Changes fu f wl N &. Y asttiry,. :.,, y. " :28 $tetemsnt qf fash Plows ",,.,.,.,"".*,,--".."'29 Fidrxr;*ry FVrMs; Stskntenlsf9Ldw{ieryW#-Ys*i&gN ,,,,.,,,,,,,\,..,.,.,1.,,..,*,.,,44,*.,,"3$ Swt"vxwrrf ehangesinFiduciaryN&Verrthwt-yfurstry-f,WwTr\& Ylumrlg*&w*or &g*rr,;;TryatP\*n&,,.^..,..,,,,.r...,,,,.{.!,..r..r...r,......... ....,..31 W*V* fe Mfaw*g: S18lrgfI$r*g,'q\a,,;.-..,'**,'..,,,',4",*.i"..t4.r,t.'.'44'...,'",,0,"'"0,,"..'"3& TABLE OF CONTTNTS t&Mffi& Wuk*l*.WMw.rxryu^W&ryx"r. mftde#ery Sg.xnWgwrigclce.&v&e " eM8M.,u,,.,,u,.,,..w:.,,,.,,.,s.,.,-"."."",",,",,,7W r*MA*xvyW"rlwxgree6&-VryNXrfuuxt2..,.,",,,.,., e n&MV *wpWr**p'S&&:*1a - Y s&s al, Srde, and Lo cd eer*g . o. o * "..,..,,..,, t&t3'Irl&Wety,Xqgl:Mwt&Md&...,T$qrxW&uwwrt,*,,,,*,..,.,.,,*.,,,",",,",,o,"""*&3 WbXWWgeirz.*eWz&&ry*Wwvre M... ,".....,... .,,....,,a4.,,..?,,,,u,un,,.,.u"n,,,&2 mvwyl,& &x&&s*f YataloPEB Liabitiry e&es*M&W;ffi,".","." 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Yews".,..,.L 2 Assessd Ydrw.aad-.Fntimatsd A,ch&l Valw stTwffie Property - Larr Ten Fiwgf Yecr9,."...,,. ..,..,,,...,.1..,..rr.,,.r.....,..r,,i ,....,,,,,,",.,,.,".,144 Direct gtrdWwTwfugproperty Tsx Rat6s -Lu,stTsnFiscel y&aru,..,...., .".,"..,..1N Prineipnl Fra1rmf' ryTwpryers-Cument Year and Nine Years Ago,,....,,,.,,..,.,",,",148 Proper{y Taxl,wiw and Colles.{iong - LsstTcn Fiar;el Yesr$..........-.."."."".."",."",,,1.49 Rarios nf OutxtsndingDebt by 1}pe - larTwtFixsd Yems ,".,"....".25fi Ratips of Gsnerel **ndwJFisht&nt6{orrding- Legd,Tw pisc$l Yrars ...,,,*,o""*,,,."752 Direst *nd Ov e*ryl$wgDs.b1, "", "..,.,,,,.., *,.. 1..,...,, I*lplDebtW[at$nlxfr*rntahw -tr *tTsn Fiscsl Ywra.,,..,.,,.,....q,"*,",u.n,",,",.",356 Pl@ged-Revanuef,nvuage -I,sst Twfiasa|Vawe"..",.,".,.......,...,.,,...",.,.".,,,...-."L5& Danograph$r surJ8r,rywrxtir,Statr tfia*f",exrTenPlwplYwrs"..."-". .,"....".........."359 Pdrlcleql Sryl*ywx - f,ttrrw*YearandXiwYwra &5,,,,,,,...,,.,*.,.,.,.,se.",,"","36?po11"$nrYquzvdWbyFutxfi*n-t"ectYmrz€leed,Ywrc ."."".","",".",t61 {}W@lffiust*rx@ffi *p*wwt-L"ffit&wsxViqdY'ssr&..*,,,.*,..,,.,*,.,"*.""t&2 WW e*s*" &te&& W WWWer& - t,er*l 8w W f tW& s p&xx .,..... "..... "... ". ".. ", ff e lll ffix pry6 tn6teqe,&y {& Wxe} iv CITY OF *EEW#K 'WffiW;,,,,K$W*.,. .'-,**vW -- ry:*X\%,M.:, b@rg;xtw' Ts the Honorable Mayor" C.ity Comcit and City Manager of the Lriry of Orange, California: The Cornpreheusive Annual Financial Report (CAFR) of the City of Otange (City), as pneparod W, .M'Wx?iorrmce Dcparunenl ia hore.b,y ili.a.m@re6,W fo$r informsioa. Staia law @&s,.Mwary r&nrtrda,aryose loeal governmefi fustt1,rilhb, r6&,wr(fu fif'ff& & w *X'@t'&waL y&r* eomple6 mt of audited financial statvrilrrfr., 'It*xrEon futfilt$ ttnr roquilv&imi fure& W X, Wr Effi& Ittxs W, g0L:9, Responsibility for prcparation of thc CAFR rests with rhc City's msusgcmenl" In addirioo, Wiw es$innes S*1. rcspsrtibility fsr the accuine.f, pomplcteness, and ."liubdttry xf &e tfursfrarroonhined ir this @"laaeed upon a comprelrenrive frameu'ork of iqtarusl cq,@k {h*lkwpMasrabli$hsd &r'&i*prnpose, Pes$rs; ths W ryf 1,dr,?fryaelconfol* rhould net sM@6$ bmefib, fue a$lwrwt*ro pruviite ne*sonebl erryff{lqqwEb'cslute, $s$ilxgsqs &wW &nstfr*jral statiaerent3 sre lbes ff.,W rn6ifri4l rnisgtatsrrnntr k,fu best sf our }rr w,lW W& W&,the enclosed dara is ac{,uryte in all rnaledal respect* a*d io rnported in ! manmr @6W to presnt fairly the finsncifll positio'n and results of operalioor of the City of Omng€. All *kel&ltr€sncwssaly to ensbltthem*dcr tq gain su.under.siar$xtg.af&eeiry'F finnnshl gr{dyi{dm.. bEYialso bwn inaludd. thE indWndent accountiitg fim nf lVbite Nelson Diehl Waw ttP (Audihrs) petf@d the *nrunl financial nudit, u/ftieh w*r dssig06d to ms6t the rq*iremcas of Crovsrnrnent Audtins $taidqrds. The Arditors hare issrrd an unmodifiod f'cle{rf'} opinion on fts Crtyls eneqeir/- statements for the yenr ended June 30, ?019. The tndependent Audibns' Report on the CAFR is itrlu{gd at &e fnont of the fingneial r*e*tion of thie teport. The Managcment Discussion and gnalysir (MD&A) immcdiatcly follows the Independmt Audit0rs' Report and pvides a naitative intrndustioni's-ffiview, and analysir of the basic fidrueial sbtenprrtx. Thc MD&A eornplcnente thls tensr sf wmltlal and &sulf W gs$tn conjunction with it. PROFILE OT'T}M CITY OF ORANGE The City of Orange. with a presmt popnrlation csti$nted at l4169l is situsted in eentml OrarryB Counry, appmximmely 32 miles southeast of Los dngr,les. Ihe Cityts land arca is ?4 sqrrare miles, y6p/&rtiaew**stx4lhw* of ;,x&t@' is 62 square miles. &w&*teq:*r{r& &"wvx*i*@eW*.ee.@'We ry''&l1&8&*W, NgXWw O8AUCE. Ct SCS0C,'!tO8 ''tk* *W wery tnwte&tn 1&*e wMtwWw fww *E Ww*rt6g,* e wy&, 'ix ,*?qM ' ^tery two ysars and fiour rnrincil wwW ws &wtr& *e fu *i -y xw tww dwrw6ng w w wry$w W*{x" W* QW Wwguq - v@ k fu&wilwe&x *ffixWwf &*W,t*rypwrAWby& ttty &w&., W C&W W&e* u t&l wee *f xwviwc.f&r ee etuw Ww swMwfxbeWe Mw fury- praxx*&*, wwwnay **axprt"N3*&t r&bw, tw'r*a**s wA WrW, reerw r;w&wu pemrirrzu @ &w Mmwi, W,sct rsWrx'r axxe* s&e &&M M ffiwf .et &rx*ws*w' W W &w (t@ee.ee' s wster utitity ewl cewwe tw rsfiwv swilw&rew *&wn, Ix &elfrgn* &* W niravides aid to iu ei tjrens in ths form ef e*Meie w& wwiNl rMlM**nlww and wrz*wle Md.spwW" Tbe fornrer Orangr Redevelopmenr Agenry wa.s o r'omlgrnsot unit of the City mtiJ tto WwmxwZnn Qf: W, W. X&, wWe &i,wwk&& feifaryeeWwebwWt e.e@w qffegswx IwW &3, zrytz @.xur&*{*tr AW:u e 8M&. ewd*ee w & M &wry wwp wwxws&w W erA.*qeWr eW* Wffixwexfuq*. W,Cw,pre,w@ti,w*.?4w;t&ffi-6nra l,xs*u*&*x**xwt &,gawy tn M &&welapmom Agcncy, 'ryb* *s*w,*W Wx WW gw@% Wv& w N&k*x w &$w M *uaWwq*,ww ev $vxw gW &wr& {effi wx& *wa brya*txW *{ FWe WiW " Wf kMwx &trrc tr*w &a *tr*xry*;XAaw dww w$ $t w@ W %&e"' M$l pwt*er W W Wswe&,M tbe .Ww*wr:&Lww &et {et&' 'fue ew*&b*e@k @@ey 1W te W &Z M wf.M @ *w x&a,xr*, eoquistem witb gwtwffiy w,WW wsxW W'WwWkwerzt*rye&@ wwv* wwpStazw,S.t**' 2,6 ryvwwinx,e' ffi . $theri ln the xppqr t@,bt&@ sx aWw & ur WsN& W M.rW e*xre&\ eca\eM*{keyxw;C&tyWwrrywnab.Tefqzww:&x:rWW'@eMg*fux*'&w$*e; W W*W &x WW@ W ee& eW @.s. 6!iw), ur&, 4&i$ €w"w WqW., TwawWx.& xWgwn&*xab&rra fas&,bwwx*x dc;mrtrnents *ithin a Ww&".ss&bww @\xA'exdtluv w *W WrA** W& wxW'&s& Www.slas*ifioarion within e" &qWWW", W@ Oty Codncil erywd. M sW,&&wWs dtryp*'@w&wwxwx{b* ;*@e*t$ mw&sWr.appuvd. LOCAT ECONOMY &* W@ ryrzgxxg x fu* W W ew,wgp hw *exftfuM xw \wtq1vw since r$ Crr&l Recessioa *wM WS MWWr & Wvxwe* &Wr W,etxg W NV tnx, snnsie*rt ewwryt W' eVqrysw@Wx, ard fes{t hr scrvrw)*M&,eeyW Mr?Wg,w,. TW.Wury:a.lwry& r,dtwwt* weee'&s rax. increased fi f7w&2ry&tw 1$ffi.i*&x& ,Yxx&fiwW,p.&w'YivwtYw WW Wesey M@e*Yuels incresse in x;rvlr:rMM&W@q**ec*@Wee wholr:sale fuel di sriburors. {x eryM:WWswww"7rw,t*,@&t"effirwrryerthcpnory6sr. lxsq*xdv6&wx continue to climb foliowing ths dccfirag€s duti:og tbe Reoe$ioa, and a nrbu$ rcal eamre markr-r bas rcsglted in the rcvaluErionofpropcrtics as they nre trmsfbrod to nsx,rt o$tnrr$, In additiun, fta earrw* X e|.Mt e*,trw* W W" W Xxwgqsd in rc gtdusl wt uWw,w w w,*!& wt W &We&*rc * We &Ww &ws@w{WWvwwAgensy'\tiad{nwdi. lnteresr rat€s increnssd sliglrtty b FY J9 wirh irn'estnrsrts wning Bn average yield of 1.839t. Ratee gre cxpected to renrnin neutral in F}' X0' VI we\w.Mr, Yx,e w & x,*{.tctE} IiietnricaUy, tbe City's Fegerye Policy providfd for as m$eh as g25% sct-aside of budgercd *Wre gW ryt4wfus rytm*:W a!;- B designadoo sf tud b,alance (V&WW* furq wblx W@WeefulSwxslWad S.rnd balnn -c*, WewltW vv* sct&rl&&w provjdg a contingenoy bn W xt x Wpphio., or otber sevete' *teMlq xv*M". W {ex@ wg- asidt i3 173%of FY20 budgeted Geasral Fund opcrding cxpondituroa. LONO-1]3RM TINANCIAL PTJ}.INIT{C AND MAJOR h{ffIATIVES V M t* &o &liltcnnt* Public Ernployen*l Xew{r*x WM &e" & W3 ryew@ M, *v\w& e@yeww,thsetyzmplwwqWwWa4w&r&ttefftWwswx*wW&eedWeW?t&te W$*xue&rr1rrewsnt W*twr {effi.Wff*r'E}ltx ayxtwr prw,$&as &*ry * wawne 6w xt r&uw& @riWW bamfit& effsctive for errrploye*r lrrEd *fur lan*ary' t,.Wg n&o ars qlw sW 'W XeW, X inplurlss aretfuamwtbwfit af 2% at 62 for nrisocllaa?ous employe*e and?,VV.g& SV"Wxxtmy enploywg" w&@trs*Wt*ywenstrib{d{rn Mwt:rf $.VSY&M&l2Wa,ryr,*tk*&y, &vw.tb*'Iqrggtarl& ihis rrrluned bwe,ffiV&w ic A6aig0pd trrdecmaxe x&remtafrcwts for tlw&rg" &vwt?,aw30,2fil9"tfuresraV3& nttheCity'r 6tf cmpl*pes (36.8%) ar thir lsvy,F Awxt @rytWssfits. W* TaX f;hnring Pnogrnn: XttWw 2fi13, the Cify Caurwll ee*e& Ordinnnc,a No. &13 w UAebega Seles T$r Shring Yx*Kryt&s s neweconomic dsve2m.Werlt lncenlivr to prom&e W\wxs'Wwh and jcli smtltiot!, w&te nr:rhnnce the ecsnomi*baxetbwugh inweased sales Xax Ww6,A"mtW City of Orange. l.ir&wfu* Salas Tzur $baring Ywrymn &e City aroy sntsr v&n w YwrhaW&**.4'psemcm ffih ths $wn ts nf eoci*tiagar uerr lgqa),,Wsq&Fcs ih61 Benerste tdst tExravw*ain provide f,w cconomi* develnprnent incsntiver, Q:Ar y,ihr City han Ponicipntimr Agrewlel0rur-with onc eutjty, Yrrtvtdfng for Internrl $crviee l'undlng flS4: fire eity w(Wtfms *sv€ral lrtcnBl Servlce fr:nds U,$n, The Ciry eandnneg t* Mrw r€servsn in the Wo*cm' Compensstinn md GEneraf lJebtltry fiurds as it ctrives ta clocc pui a nuurber oi'nldEr c,lximx, AlLnsrilinn* tn othrr ISSa i MlMe the Enrp loyee &*sr*e& I;rx}r'll$ &nd {*ee belo w|, Equlryeat &{nioien w;,*eo Eqvlprwxt &Wlxwww Tnfrlwtatian 9ysk*rax" wfi Cclmpu/.rr Rnplace.mmt ft&s, rusurr adequalr futurp hmdwralbr pseh pfthosc reqpcctive functisn& Ksti;rem*ut{rxtfner*ssrx;t.&*gsrt*f&vkplwrrxf*3Jy fundafreitkwwtrplansvrixhia SQyvxw, QetW a&lisbr& s Nw ts &rw.6&&lW fusrsew weldbffi*re rcl*x r:v*t u fivv.yw Nwd, Wwftnetnw t6. laaEldition, chnngrxinaeuxen&L.wwmp{iranxMx*&*xli&*x,ryrtawyb** txM.,eirerwt *sM far &l wgparc,iw, f8 VY \3"'W{ CMuA ,x&Mzdxr& w Wrexxgwy r*Ww b M, WNW w Wwxwl t*&ttblS YwA &3e Wa*$s Mw tx h* tw& ra atr*$. &Mrx r&wxtw w&K. WW $ww K*& Mv * ue ye, Wn M, 86.2 wWsqn bw bsw wz &&v w 6 trw*3.*,Wrg- v11 e€wwLwwtg Tb*. Wepwut*w eg M ee*VW. w&& x** hssrc Ww, wplishod without the, efficient and &&i**t& xwls* &f the Finance Deparlrnrs@* M&, Ww*'s**dt&xt* Wws urx xgryr&xffixnt* w$. wew. st &q WWwW & .xxaLsW @6 *WfM@ w fu Wb&e of this rcpsil. Wv6ey &xx lx*nwfug d&&Nrax' a fuw&*t wWffi &W *w" Yl a M 6gte*ix* &* w*swxwe. Mrry&v&*xrn*&Iwtuwn* d&vzg WAt*e'w&eW @twWtupt@M@&WrQe&* S@ald ryrd$L*w wf tW Ctry drewYtWe*M Xw, ew"Ti w&xWrys*M ryry$Naws for thair rtcadfaet qWffi W wW*gfrW'W. b&Wxt sandsrds of Wfr&:*w33xW{n &e xa*Www w rb* ffit x fkWW. WxWeeywzfuiMu WeWW.K.*Wrw,ffi& Assigant City Managa fsle*wtwX&MWkeXMwc K@s,Q,wwn&kwr*Wer &et6t&etqYWwT3W vlll CITY OF ORANGE Organzation Chart at June 30,2019 CITIZENS OF ORANGE City Clerk Mark A. Murphy, Mayor Michael Alvarez, Mayor pro tem Kimberlee Nichols, Councilmember Chip Monaco, Councilmember Commissions & Committees Assistant C ity Manager/ Community Services Director Assistant City Manager/ Administrative Services Director Community Development Director Police Chief Library Services Director Public Works Director Human Resources/Employee Relations Director ix ELECTED POSITIONS Mark A. Murphy Mayor Michael Alvarez.. .....Mayor Pro Tem Kimberlee Nichols... ........Council Member Chip Monaco..... .....Council Member Richard A. Rohm.... .. City Treasurer Pamela Coleman... Citv Clerk ADMINISTRATIVE PERSONNEL Rick Otto. ..City Manager Will Ko1bow......... .......Assistant City Managerl Administrative Services Director Bonnie Hagan....... .... Assistant City Manager/ Communitv Services Director Gary Sheatz .. City Attorney Tom Kisela .... Police Chief Christopher Cash.. Public Works Director Christopher Boyd. ... Fire Chief William Crouch.... .........Community Development Director Monica Espinoza. . .. ....Human Resources Director Dave F. Curtis...... ...........Library Services Director Finaneial tection wwwrww;rrtw$&Fw t**n*,tewr&t1 *W,eum*r) of tlre Ciiy oCOrange &wg*a,&tri&mitra Report os the Financtal Strttments Wry Wq wM M. aWryryyyqe en&eel ,WW of the $pvrmmental activities, the WMq"WW@i&s,&4&eWwetrte"@MW fuetryWwthw,&€e&,W &f ewg, Wew&a.tthn Crty), ac of and frrt fu yw M $ttw W, Wr*, M ew M.M x@d w'&x Wi.c' ffiM*'W -wnt8, lvh i ch callwtitt*l{y @. es. &W' x M&c'{trxwraL &Me. w. W t* thc aablc of conteuis. lltanrgcmcnt'* Rrspon*ibility for tbe Flnrncial Strtementl :rc. @ W *** W*ry @fut @ry, st W;ta'ftstencrli ct&t€mena in @W wte sww@ eqt$W Wrtry&y W Yb rbs W{t@' q cf America; this i&dl1dry.W @gr k iiw tm& wtcW* 8f W@@*gttwe*x,re M @ wr6 W Wwwfun *{ {M W,xx*ww Mr. we ke* &w' Mt wxWtw*t, whethor due to *w&*rww' k&l**WweW &zy, @&f ix ra ryw "pfu66.M oq these f^swr'e* MeW w &rw wM' Wv see&rM bw ws6c tyt @ rytW MW e&ewe. MW w@ wt rbs Usk& Xww 6f&M'ee M @& wri'*aet* * .tW?at @*? w@M. rs &ttww@ Aret&W Xreed&,t -W tW,@&Ll.ur WM q{ tbe.Vaix@ qry,Tw xtw&x&,*@r& W,*w {lw @. we@ fu w& t* ett*tx wwe eM* &^* w w fuw,e. ew w w wMe&W,9" $81 W*t twer@ peryW'We.W W,W cf'Ielt A@gc abn d the amoun8 ard disc l osure3 in W W@r, wwrte" W @rw. MeM Ww&,'w, M @* 3u@wq WreW ery W, af 'W M & wted&L wWntw'*f,t&s WN MIW&r.Mhrr due to ftaud or errar. h nshinx thpec risk ss$essments r,'&* wxdW. 'bt@'Me, MWt.tsfWC.@"* pteparilion ffd frfu preseaation of ttrc financial stillcmctrb in ordtr to design rudit procedures thst src appmpriare h tre circumgames, bnrt not for &c prupooc of exprrssing an opinion on the effoetivcnc$s of thc Crty'c intcralrl W, @ry$y, *ia @w& &e,, rysK;b, $@ M.&e M *&e&p eeww.&*,w@ww *$)a&,vMM&@'ew w e{ t&g*wmt @:MW &&,W r*WsW*'x'weJ& ee.w6;&&W wMt6@ 6gt& finaacial stateilrenu. W*.&l&w* &W W ar*t w idgrrw wp bavr obtainrd is suffi ci&& M WWit fu Wt$a. w &&x fur, our ardit opinicms. faW& We'& &rk*":'.%s*W 1 &&,{3*&ee.We t WWWYK:Y&,wtw t T r r t i''4.t,il,t! {*Sr$unx, TA ttttr. w&tWt'*9 &wi:zw& *2&Wwtx,reterrgd to aborp prw*. &t:slVx e e mmcrint respocb, lie wryry&.v* W@eL posiuon of the govcnunental activiuw , fu Wee,WW .&e*u{t*w Wb wWwfr& ewe W xWWwrx' twMe We te$r,e&e, wf W W u w at {ws 9;(1, XXry, wA W @u,tw c fuaww re frewM W&w wtx&u wbwre @i,ffiwr ry& @wx &qwt W.&e'Xw &w, W&& t* accordance with acuouniing prrncrph gcncralty aceeptecl in tbe Uuited $tates of A,luerica ffieherW&r*wx fupaxt *x Steqtxtr&.&ury1*wrwr*g $rrfurnWftux: 'erwvaxr*x* pfur@tw g ly ws*W,J rn the Urired $txtxx .*( $@*a rtquiru *rar tlre MW*Wsm*o{e Wr.ix*exew w& M*yxLq Wx&gry &rywtrxuW Xe&etw , &WW& w* MaS*z &pe,civl' V,ww. ffunds, the lcherldex r*f eMgre fu M Wfusss l1ffiW xn& rMe& raavx, &* xrfrl&dsx aX pTw Mtxw fsr &e pew*e Nwu.w* M **@rg&*s sf *bws&* zx ** tatal u&ry; go*W$rBlayntettt beeW'WY.ry $xbilby tnd relard rnrioq t&mb&& ax ka@red Su;:plemenrzuy Infunn&tan W*f} & M wampxnyipry tffiry t*€ MMe, M prw*r&wJ b.x Wlwnt rhe b*si* finwctal st&iemanlg, *wb xrtnrwati*W 6tbqu& W, ry ?Wl nf iW bsxxr fLxMi& xta|lwnun]r"r zx rrryirvd try rh* err.v*rr*wwrxl egxxwtfugWderdx eryry&. wha *ffieLfierx k tx W &e wxwt:$al W &t fuaeridrepnrdng fur placing the baric furancial statttnents in an nppr@r;x**,upxx*A*w\w,*aawle w hlxinrieal su*ext, W*ba\q, *ry4lned c&dx;lebrwt&.p@,wer b {ks nSI i& wxrxr&wrx** :llvidn a&ttiry alanelsrdc genemlty *Wte& is ihp V**@ Sl*f*x *t'&*aenvu, *&i& utlwiy,tr"d. x€ mqlfirir:x *t nnauxgement *fuur &x, wr*we af pr€,Meg &s k&w&inn and, ewzwry M rnt$xtanw trsr esnslstsnel With mWxggw*&uo rr;apongryg tu sur swqvwsu4 thr ba*rie ftaxnstd, WWw**, wd ar&*x lnxrwledge we abtqincd dunng the uudig *f &e bdp frxwqigl staterarnts" We &u wi:t sx?rwr an apinion or pmvide eW ew:&refre,e oo tlie RSI becausc the timircd prorcdurrr &'*.grst ryfnvirls us wittr sufiipi&il evrdxnr;* W ffi,WEeeA npinion *r prcvidse e&y q**,ttt''&nae. 0ther l4fonvarittn $ur $udit vvas uonduete& tsr the purpnxe wf tarMg'cpialur m be ffia*weral rtatements thlt collectivsly conrprise the City's basic financial sraterncnfs. 'fhl irtroduchnry xecfuxn, e*mbining oad indivirlual nfil.-maJor ftmd ftrancial e{aismsnt* anil rrhedul*s (oupplwneuhry iwtwrwrion)" aad statistical sccrifil. axlicw*, k* ffu tablr af conteuts" sre We6€n1nd fur pr:rpar*s of a&&iLwaal ;uulyrrix rnd ure nor n rcqurcd part of the basic fu*me iri st&tnt'r:ixx, The supplemrnta:y irrf,srrxaeiw,, *s lxtx* in &e wble ryf *a*ents, ir &* rwpqrzqbilry &f w*gsnunl nnd qras dsrivfd k*m xnd rdater &r&y lil t w w6*rWin&' ar*uantuzg ax& u&er m*nt* ard 1r preps.rrg thc bnxic frinevvtel Wx-'e;tn6r.l:s. SU& mtbrxaxtir.lr" ba* betrr zubjet:tcd ro ttre wrx,ittrryrrwsd;we ryplint tu &* wrJtr nf *t* baxie frnswctsi &tatffi*ete $M a6rW Mfrox*l pt*e&urwx, ixt:\wding *omparing an$ rx*un*zlwt6 x'wlt tnfurrrxlfian &vw:$y tw &c rtn@yttry w.*ryl;ttttvtg md other records used to prepw **bxwt'fk't6ertef et&rywwlx w t* &sbaxte &nwx*i& sMwmt* fu*w&v*x, xnd'n&et sddirrt.md pwr:x*xrwx'fu "aw@**.wrrh, w$sfue& xtqn*&&x Wtty Wt*d w WWntM Wtw *1 Anredrs, lk Mt *piniorl dre supplcrnemt@ *t*ux*atSan b'Wy s@red is cU rwexw&, r*xpxatx in relation to the basio finetcinl fiatemcntr tnkcn as a wbole. "fhv bw*&wry M **euxzt& &wM Wvw ww be*u xahja**g te &e wa&&W wwe&tqw wip&& rn lhe ett& & MebW,&besi*2 Wfwwr and, ucuorclingly, we €xpre{s no opini,w *r Wu'tzdx wy e"xew&.ww'eeffi" Ww We@Kpry&r*6by 6*v*rx*xnt &xffing &w*{x&a te W&&e** *ib Gavernment Audltixg .&sndt dx, w*. ,bwp *x* iwW ,e{tr wpw\ M Xlw@w X"Z*lgt w ow W$be *f thb e?,V?& tetwx€,& "ry,:lvrrl ,*vw ffiwaxuxr,*A rrying:.xa& xn tfier t&*e rx{ ltx rxwpW*e w2*. w:s&p Wvwawx *f laWxu wgp&s6M" ,wrtWwre w& grwt egrwwe w& &lMx rstW* W p*rywx r,{. &et Wert t* tp &*&e. &x saw, qf wv @tee wt lwew*& *@r43 wxr t*ntlsueJ rxp&x6 *a& wpbw** and.&*, wsAtx *f &wtx&g, *M we w prgw** atr sg\ryzw *s e& tx& el' ery*W*l over financial reporting w.w *ryw*ltwnsp, Wf zry*rt zx m mtegr& pW rK w wue$ $ryrfwwe*, m auwx&w*e udzb. ffs\te&t t W &w&iing &*e&ar& tx wxxlMry&w &tV'x inwrnaS *WW&wq*fuM*We'@wwMee, e&e"rue,* $&sea,W@) ef kvtrt*,C&&fsrxxla WM*r'e,2*t* Ws Wee intentinnq[y lsft b1]*& Managemertt'l Dbewai;on andAnalyai,t waw&wwr.?*&NWWW,,ffi,,W&;*XW Ybq WtWw wf el* Nutaylnlen t' s Di scils&im e64 WWw w'% *XrypW.. we wM'ee lnryqial lhare$ in M W. *r maxW Ww&e6rlt $twwite t*r Vtee&U *,st 2&t:&r?W' Mx au alyr b wil | ft cus on &rx xxg&fiwV t*wEw lx,wt ffil' fu x@A;* fu*.*&$ u w w*Xewe* Wt&6**" 'W* ryqettrwreeewtu M&w ev*MafitwryMe@ if @iunction't& Wty ae&uwr ts-Mb&t*e MM i n o ur la{t€r of Tr avttpMt&, 6pW te rW 3' i n n n ci ol WWa&W\tatt'*&&Mqx OVARVIrW OT'THD T'INAI{CIAL STATA,ME]{TE Ttw etsetwsn end srt ide.v *M&"@ to $crre ns sn intnoduction to the- City's g& eW6* Sbkyrrrg|,tsr r&i*k sxp wWM *f *trw wntwmtel {1} &ovwwnMbwtds. FWxeisJ *xmwrtx; 14 rwlt Bb,xad& €ratmmnts. an& (33 N*&. ta fhs Firmri.el *MrW&,YAxddxtanto&tx&axk:Fiaww&&'rstawgrts:wdrquMfr$u:anrintiqn"fu icrryrrJ &n* waww o*m xrypl rmralWy ttt/fgxxwxrex " 6'ffqwm*et{ltitilf Aryncl4i Stc.tem€ngr -'ffie Oovsmmemt-witle Finqncial Starernent* ars 'ewW& w ]anw& rwfiwc wW wW & wwuzew ofthe Ciry'x firzancl &- p*xnury in s mens &trxfus**&xaf apnvu\*'.x*Wbw,taxsxg, Ybwe qtglm-ents wryrryaM an thr fufi gccru&l b&sstaw*twtarry. Thur, rwwaesw&wprwus$llrerrpt"rrtext (wr*twvflemgthfltwili n$t &* ee& fiox's until fulave &craI pwp&s. Ybe &wwxment.widc Virlweral'*tMW *sparate Govcrnmentd Actlvides lhflt srs pnncipd.ly itlrppfftu.l by t$rer xnd rsvwttw Forn orhrr agmtrl,xx, &nm Bnclnerc-qrpe Ae*|v1*wMfsse ntendd Wtw/w &n*x axignifioemt portion, uf,f}ierlr nosts thmuglt usnr feeg md &*W, TlLe fi*verrwmr*al &*tivilt* of the Cily inrludr &s&rr.al OovcilxmstL haW* XeW, Fublic Y$atkn, esmwww$ Detclopmmrt Pmb and Librwy, Eeonomic nw;6op.wwt^ ffril Intsrerl *n LungTwtx Oebt, whsn applicnble. Yh* C,try's two Businesx- tg* A:ffiriher are Water w&Swnttxtiun, Tbegtwwrtl of NetFasta*spreren&'w{rrnwtian rn ell rf ths *}.ryt**r,6el;x afiddelbstl cwrfirwsot:rwtw(es, and tt&r1lifu*rrll-&eWdinfl*weofvmorxqee;ew&tffwwnelietwesrl fin fnr^rr ix ryv*d *x w\ gnniti*n. Tr*M uryas inelude & r:@4 ttmt inctuding ink&sVvew, Vvdrzg;ttwrnf;r@ew ar *wrww in nEr pe*itirn xvw *w,x will um;e es a xtxeftA tsfussrqr *t wlrlrl&sr es &nwd&t pmbw *tifie Ciry ir inryrnutmg *r &wliwng. 'fbV 8W x rf Activities pre*ents in{swxie*am w '&e v& m& nt *adl fuX*u \M;NvW dwxn&*t$%:wxLytwt, This xh*lwaw&dw rAWffiw &a'wnnu*r a{'Ewct?l rcverruEr needed to fi.rlly fund ench goverrunontnl functrorl XWe Xgew*d $tturyane A. W& i* e, Wpxryw& 6 rdw&, aeanvCIds tkat rs ae& @ nr n rf8i rr Wxd ww wwlesw &xt. Wr,b:w, eW*&W& W Wwr&a wxdx&sx w't&$9fu276ry" Yht* *iW;,Vk* {&K stste, xx&*x& grxtswst&&retw {we srwv*ttpYt* diw*rtwM&* 6w$i ew wze &x@aW WN\ Wri.gwwtx, & &f *e X;;Ma,*{ fuw *& qwbw ervtW rtu M @8W*, &wrw@ .$w&x u Vweq'wy Fun ds, and ri du cr*rf YW&. &gwermmsntx$ .trui&s t@wxt Furul" Special Rovenu*, wM *wvtm a1xl eW.iWWseteY'wn&xxzxx&*o accaunt for the effne lirnctionsruportd ss &wwns**s& M,vrtlsg ts &4 ffi*ttwwt&&* Finrrcisl Statcrnmtg" 9*wwe6 MW& && fir*vw*rzt&&* Kine$xl fiWwnw&r VvwA YWrielgWrw&&*wx w &bWwete*qwx @ $Mqw&ry{ xEMffi*rwrwe"'ttese firndr nre reported ruing tlw rnadifitxi aocrual basis oi'rcsrunting which ww&*rw eeb aru& r*fi s&xr &awzd&. w*.&:*';w.rxx6t{ybc wnM te *&*. Tbt*.i*tfir rm ati nn is uscful ia *r w\'a&xg &w &ry' a r&WWw XxrMxg W;ryqrx&:. 'Xkw fux*xx 8. thg Fund Pinaneitf* Wrwwx* *x nwruwor thao tbat of tbe &sww*tetL&'K.twuuNa& W&ffiw&". ffie WwnwWq& &w& e&w** W wr& &* &twlwnw* m{'k'wmuw. lLxpenditures, w& &wu*W.zttVl&&& W*lwzw rWi;x* *,ww,Az&iis* ts W13,we &e wwrivsrbctween the Fund &W"wka ,*vi& tW e*vq*w,w"w@ *Wr&.Wso W twi**&&m ix rw&ve hqqry &e &rwwww*.&ee Wwww we WW M &e W erw**et bwele qt.wwwitas dk&x &* Vrw& WeeWx W @ rw &q w*eiec& ww&*b@x *f wwwxAng. Thdsc reiconcrlr&wx'w%e fuw&ee &* Kvxr& VMe& Mwte* & Wgw 23 efi 26, Pnrpriewry Funds ue Enterpriae and Intemal $crsioe Funds. Thc City ilsc'@dFaMa 6* xwwa*, fur tts Water Udlit)' *n& &W*e*ryrtl*srvM' te**x& &wvx.rx Yw&,e we wM W {rcrrundnte atrd allo&. x*eW.MW W v&qw W&*an* The City wa lM *ryvzwYs*e t& allsp&e wu@wS, eWW ryatWxtwLr@ iz&&,rng,jor buildiqg'wrpwr&Ws**WWwr'gW;Wq *, ryWt@W, @ryW,q*qt@.K&i&& @ wv*W wwWt@an ; XMW w& *M sel l-insuraocs gosts. %t &f 6x* n&qre& *wvk* Vva&x we wM wx x"w*Nxt ewe44 WwlMqx im MT@@X viaq{Eiwwx&* &rwet*e, 'W6&M*"WW &s*" * r tbe t$Wt ee eq,6e f.w* i* XWvSeW- 1x We brm of combiniug ewt& {szawA qrz pww 3X%tX7. Strt*r6*ry..ffun{s tAgency wJ V&{*\WWW Txe Y@* W* w& w wxra6 &t rwww'W*'fur tbe WW&X. & yM weWe& ef *te,CzW' xrs& w t w Me*ewe *f MW w& ee t** ,eW W4 eeWqw, W* Yn&&Ki Xfree@**& w t wee%ewwiwlfWwwwq. Vi&eei@*W 'sw W&, ,b..$tee@y V\ree %@M *f lbe busie Pinasris', WW EM,w M sxe fu*,repqM. W ee Supetcmentary scbodulsg ssction. l{oter to the l'lnrncirl Stntomeutr, Tbe trotrs provide adtlitiosill infrrmation &dt is es*etttiat trx ttrw w&&w W w r&L w@xW& *t &p &e*e wqW M &*' @v@@evan4 Funt1 finamial Statcmsnts, Wxr'fu .€ wxtM, W MM.*xx a*. 8x' W&g .7@s;$* etewWe w&,. tsxwwty .wfurxr !s, thi* rryort alro pre*enw csrain Supplarr@T*Wte4w&wWg*ts&i few&* Schedu,l* for thr tfeneral Fund and all lv{41or Spccial Raysriue F'unds, Schodulea of Cb*ngea fu &q@tVm&€tti%xW9tyxx&wetztt&Xe&ew&&&&&w&Yla{t@t&ew@W1*1M&W. tW lMorl. in additiorq XveN*wy &Wpwxryw Wi**l&*.fwx. & nX &* Wrrw.Wwlw{*Wwt*eWew,q@W.WS,@xYw6e,W&.f $Meeg,W*a-M&'*r'ffitat?@4erew pMM f,eryplWwy e@*.*" 7e* &XWi,*sal section provides 'aswx wi,&. @*e, trfuM:xst Wv wry'fu * *@mcs, r n cMing fir,anxxe We&& rWW Wec&ry, Wt W@, *swr*w@e @ w@n1* ix{-wrx*&wu w*& rywxtw${eWee%e&" ' WVWW'YY l?f m& refW &eI Ar. etr&LrcrlTs antD $,N A L Y$ I S eVylN*xwg* .XeVwffi.*tw lwpr*wdts&e@w{edlwi) &verrwttwr P,,r6*ttW W@a<1ry*}xrjwtrrx Y&rA? f;wtww&e$\w 8BA8ti €trpiral arxl* Tol*l,xx*ets fith{r*c..ry.dlffisvtv*t weww L*ng"vxw4l.,o;btli!j'ax fdstsrl*i!& Netpenxion linbilily TsuiAYtr& hbiliry O&er lisl,ilities Total liabililies Dcfcrred inflnnx 0f nlsoErcss l.Ict |rrvr*&ment in eapital ar*drs Rcrtislea Unresric1rd Toulmtffxithn * 194;749 ..,,9w's', 824,&M "" Stjt'?7 17"ii?5 143J45 25,667 I I 1,0?3 tw,7tl *.fi ,&7:l - a!.wJ _ l?,1 3, ?43,918 24,956 " "*"".?3,?E:6309-995 3Z,W& t3&,4e4*ww ."gr6 &6e t{t&&g &&g* 3As 33,1q3 434 25,W .llz.eap 451 :0$?s 6318 -".-qJle 3J"16? 618 tq-ry' I&5;W7 - W*ffi:.*sw&' t3"&93 ,&r6X9 2W.,&34 32,1&5 73*33,. i44u&& L1.LE t?s '2e"rat,&l *_w&p?* 3sw 1'7 '5f,&zfirt,W7 31,w4_ 30,3qt* 143,t62 . EJ*7 **J$.19-. L7.r8 ,..,,,1$;l-s- "._-__ _{::1* _^s,841 s6ff,8$$ &fi*,,7lli 118,&440,51s J8,lt44 ***fgell_ il47*$6:, &33j s 349.14' Jro34 t?v.xyl lt2,9x5 79w,362 Vgl,63t- .$rj,st{} 1il"844 ll,1?,2) {r60go0} tlst,.e2Elu9,203 €78"9:f2 6',19,5{r fus€ts exsdsd li&zTensa al lhs *7u*w. w{ tlw fixud y*x * SStq milllun. frie w$ery *f thtx &xs6 ts &tte ts lhs e@WlMllnw g€ &w eig'e rs{r*w*xtx*turv p*r &&&& *tAsrwq*f Wa.34, hcluding r*&, sidewalks, rights-of-w{& *lxw lid@, hgrffic *gt &&, t*sww q&mg srcrrm &rvls xy&W trrellx Mbxdi,gw, "t*Miv*yqse.ittmx'r,g ftCIm $SlJ milliorr rr,r $E:q rnillioq is dnqilraxtrt&NLrrwe*ixu@lxd &&e' T M Wrxw'rExrz:xts& l*rd W W \ | &r*fqx wtpase, rn W & Q'tw\X*xrt tr* &tx @*x y w, ffi* r&.&& Wrhw, sf &e e,$ a w* purlbxn ffi .5 ffili*n} Wwle, rwwsw &s* we etrb&W z* gegal elestM @*r**x by. &uw, constifi;rricn" or wWn& lxW&&s*, wA &Mx xewW&@ &$ frnncil for rpcuitic Wpww" Wxx*Tyw &*xrtixx: Yst&,,&z;seinwexw&*li*SytugffS|Krrnlltoncompamd to $158.6 rrillion nilre g&*rp' Torrl li$ilitjss of .531.8 million, and total net poaition of $ t29.6 millirru rernel.osi levul r:*W,*r& $x WM W' x W&x *f &2X,2 m* w &tt& Wtzg & wffii ou, rcspecrively. *@ *X$rwry Kbwgsx tu7**Ycr*t*tw. fuxprea*;e iA &&tM* *{ deW{&} Wxwrgge. 43,3&.* 43{'W-' e,3w *,&gg : 22,478 Yt&w '&iW'eAz* t&&,45 x,&e&. &e&32 tt&,6*$) 6@;t&&V.' .xw34&@*M fiovemrncorcl *rW*wWqwwwwse@*W@x'wa&ee@wqryWW6wtte{t &wtuNw* 6*qtw&,Wwaete Vw:WyT,w.w $&er,Twdtt *WT.w@ Ww TM&eqw€,ere@6watWvMvu&t*W&YM*W& r,qw@tu&ye@*wry Wwte.,WeapWt KaaWe& 6{M. Y*zeWWw &wteseP&***w.W*W6rwx 'M@trwr*t@sM ,ww wt@ee&M*Y 'xek k*e*w Y,eWi'WW &x&2e 3,b&& 7W 44&?V 9a&*\ 'e&:ie p,tr*5 *_"w,M:_ &ew, Ei&rt1. teN* *&$ry ,7rs{ t3v& :w fi'We& sSg:& w9)4t" b7&'91 e,$&. &"&&9 et"2&* t&t 7*W ,42,r&- Urr4i " 3X;Sy?,., &s&w &&, ,kg&m. tz63;w::ter*,@aw*r* 4&rt*w try 4t:re"w - a21 -W" . &&&t t3wt *w&;v ' w&s&, 3,,&z\ 3W? 4&&37 sx&trt e&w e&w@W M,W' 4Q1rY6I te&e6sw tTuwt tttlt$i &"t&& &3&xz*wtw {s7 -K#'W . W$w\* yr,wtri, etWt wes 4X&W. 4.9W 'xwry *"&rx -.@w_ t3W 9r&,Wt'wsw b8;*& 216&& lWrZ w&t4.3w&&e' W;5w1 ":ww o?q.sqr. ,ee elM' W table on &e previoua isesxed S?.2 milli<)n (16.00/o) due to SC Fuels' (a major salcs tax reilfiue pducerltwwee Mwxery@Wwslr%intd wlralwleW'e@Wr'@frcr'ln. License and pernite iucreased by lA.Vn,largsly from building perrnita ismed for nenll WegWxlffiWgx Wry.incrcased X.5% duetr,,& {Wrrer&urive tsr MW& WW proJeet rosts" I\ry,'@tW &t g xbrufiesart umealirBd Mrt *:tt WwW&",,Wfr to nn unred ird lw *x.MsrW;sWsX, W es, r&srwqof I 89.6fi6 xv Uw uf ryry ry:d property. Chargts fw WWw fu@ lM &&,wfrebn W "W, rue *vrWp*ex eee &xilety t&,afr t& tfr We WW;M fse$ resulting fffi &r M &tW*,w wt& w, v@x*, tst W &W x.W'V ry'ee&t&" $Wy, P&tw *n$ Wqrxwaie@by \&,W.qt &v W ee W &x mra-yeu in 201?-18 *rc Ciry hired a rwar **6,pw@g wirlw tbgt i s a ) m ore strmmlised te &dr ett&W WsW, rwutliryw vt * &*w. ww,m& time,irs{anc€ and paynent sf fM M b,,3 rsxrq a,Wsiv ey tulJvwng tr on eollection of pa$ drc paynrente. This is the first full par effect of this change. 9,246 xtte F.7* Xr/rfx'tds*try lhe CWe ttxWWeW $ource ard ic diryctly relnted !o gpnral wWMe WsWrrsetW&*Qtry""f h*WWe'ebwf*gMslf wdW&sWwwtf*exeM*W M, M 9 W. Wsttinn l ? 2 sal e* tryr WW4W qydlrie ey& :@ fur W*Wefu w&. pri&ic w&ry Mix fW W tke b,sr WWb M* " ctrflefd**, gtffi $ALE* Y 6#{. ww;{e YerailYsst" 2619-1fi19 i &t7 1€"9X &1s eff fxss,'f&A? 68" W lb lrtwt t&Xf& W W&&nitx w,v:&wlwl&rqrnl FU N Ds Rr \{Erruxs The graph klow shows B suuunary of Covcnunental Fund typ€ revcnucs. This includes rwww W &e eWat Yttirs xpw*il &er/wr&Pe& we CWe Yqw, Ftwfl* f&r W Fiscal Year cnded June 30, 20t9. 68we.@{litetqW. 34.s1+, '&&wvwww' 5.8q*tww-*:ld 3,S1%w\ew'*,&w *'&*fwwry&'cw, uc€ qt Mbn8y f P|iopsrtf l.{0p'i 'WteW ?i*whitxe.fw& '*;Wy w&w krytNSW e&ew&WtA@ &&*utxwY@trww@wgwxW&erWryM@ tnteryvsrrunmt*W M'XwgW'ae.WWtry 'W''WWW wt&-. wrw1*ffi, w.trexWWwwwe t,;1,e w&"'v':ry" AUolrlIT _" Mw.&t{g r&". 42,395,t53 1,851,86CI 44 45,082,t51 7,2te&&. \e"8*W&*y ffe$*& ,&&&&,t&w ry&w w.4,83f;,84t L.&wqe 4g;q l,?r3,319 3ww 'Yw&. 9,*t6;t96, zWW W.5te;rww &&3.TuW e3,:tww*, 34w7.q {s;5. *:-{&WW ,W*M:; {W.& z&.r9 * &q.qexv,tzs ry&&$ ,e9.,,$ret&?.x &&71,%\,ww' $,r,*?il."l& ,tl9&3& t$w&ee ?"tw&& 4,1(t,x7 "weww_ 10 t28,?61,95? WJ64,|W ze,t wvrex&qwwYe*,trwr&.wwrwxrww& W*l*rt&W t2,W e€rfimunlty IlerclCIpmeflr 3.2X6 fesnoffilc Dev6lopmsnt 9.716 Debt service <,1t6 {not shswnl FLNgrI9I"il Cemral govemmerd Pt&ltr"xilfuy Yubhs wst{cs C;srwnutnrry development fsrls and lib.nry Verrrmrrrrte develnprnmt D*t serviee Capi_ht aqtlay ?CITAL INCREASE (DECREASE) FROM I?-I8 t8-rg ^e{gabirgtlAw3a8 8*p75,2t1 Itw"&51 4,538371 14,&m,90CI ,&57,149 n&3e 19,37*,773 $143,824,904 t?"18 *-O:JWY t|,4&8,9ffi" 75,7&,X54 |fi,3:5t,94f' 4,545"4y2" 1e,5753y7 2"t54,31& a ry;?-6,p,$? t&a,$,t&,&?3 @ Aupler 1,9?1,346 4"5?0,357 957,S05 (7,051) ?65,153 tL,3L7,l&g' 92,339 "_,lr,wmw, _ i,fuq$;a&r.. -%.* 17"2 6.* &.3 (fi"7) \.8 t55.9') t23..tt x.:a lt Avwal| raWw&taw bwe&e Mtey from tbe prior fircal yc.r, Gencrsl govW@ ryw,rdt&w * fusts @ 37 "Wx, ew e*$'r{y w w. Lwwxw m Wwwxw fur rwwwrc xhwixg fut bw&,zw.wr&w&**,thi*increasod cxpcnditure ix ticd warclat&.lweaxek**3w.Wtwffi*&, XMuQ &wvxl'Wtttwt w& ewrel $e*W wpw&Vw*x dwww& S\.We ay^d %,.tYa, rxrywtttrgy," WWW &WW *xWqw*,s &*ttWeWzxt*a @,s& * itwrww wtfu wnrxx*. WfiWe {wf X.b v r**'ygwwx. q *w &$*wffit. w" N"*wx MLA wbfr w,&v &swwNe tx efe&.wr*W *x *.r*Mt ut &e .n&t& *try@ *p&ta*rw varying widoly frunr year to YW' W$W K&X,MW,&&-&"x e:X& *K ryW @]YW{|/',ENrA L FLINDS fue ggwe @Xw; &w qtry r**x fu& eorr@X 9& W**w*atc i:ornpliancc with &eewe" r&wad,lrydr@,wffig&" Govemlrlautal Fwdt, Thc focrrs ofthe stalerntrls prescnring dre Cir-v'e guvcmlmehtal funds i& W Ww&&e *xWw* ww &s M,Wrs i&'xv'rsr wsffi,wwx, a&'halawew xt,ryw& ta sryffittry*w, es$* WWrxWww rx V&* m emcssing the Citt' s st'M ewwe rww@, W W&Mw" x*xwxig&, fix$ b*wlw rytey wite w x'w*M mtwwezrwwt wt w'g;ptVqgryWd* * @ rwwww w&ablr* fiw WeW We e& xa@uw, 6x*ae yww N W wX "XW Xw?\yaa\lbe Crr/s goverrunsntal hnds rryn&& ewfueee w&gfua& b&ryWr*f W\We wtliqtt, w Loct;&a if &X,|,MW'W wwq4 t0 tl$ pqor [wal.kWr &ee b&w " W&a t@e 1e Atk Wqr&y to the i nwae€s in ree W @*& €w r*xw" We eww&'Ytyx& i*.&a Mw, *pvs@W *t&* Wg" Thc tutal tund bnrsnre of dre &'wM,Yxtw&wxx.$38.8 raillion" an iocrese of S3,9 million lui-f/rwZW&;I&?tMXw, *&**, t?@q& rwxe *z, M&g W,&ry: " Wg@@ W b*W*, e€ WX& wAXKass. ww *;M e WW &wN Fw.d expmditurer;.r lu*rw|' &wrwa&Vw& revwew @a& &L&"L twW*b"'Wx iww i* q w&t xt &* wSwW &x*WxWw& 6&&t&te *CYryuMw&Mx*xx ws*wW gW wWww,Mqffi6wrrytffiwwe*"* W*, &w&'&twtrx *@M wwewsebu&&w wax wsrw& Mtx&N Mywx &y Ciry Cauucil actioru totdi.ag 54,6 miltion r:r 4%. * Ws,*fwte acffiul cxpcnrlitums torstcd $Ii5.4 milliox,&.wry&,wieW@e wMM*gesf $tLw"*ffi3WaNw*ryx&&3,X.&lirsyr,Wrw&y*u*lpz*frMn WM. 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'uWW t2",4W,try tLz"7Xsrw t7*Le3&EttWW 7rr{i&?,168 w?,ry.?pl ,{2,"rf.ww ..* . t379,{.6?) t27e:862\ '3"2x66t *tt&&6s,&x41 **zTWWWWL M&v1ee &&,w:7rrt3 gwe*&w *,3i&*&w x''&Tt&e*. 3t,w&z '*,Wrfry,12& ***,*&18,J:8:1 it! r xrlfl 44,23'7,r2&3 gz&w,4w 3t3W,9W zrwr&.W &r&w 'rrv64&i34 {ut&W,t$t' . 1t7#*.$W5 '.3$'z;WqX e14ffi,W3. {t"W,W7t 42?,9E4 qsze:}sa1 .55,tyw:8,. * l{e:20?dQ "6798 :*%,, t 549,34t),898 129.630,857 fi78"9?l-?5i -- Xee @ x*w m'** *ywWN @p4ryellr.:o'. t7 ( ftue pwry tbW*ryna&W lsft blutk) t8 Fund Finaneial Statementt WrxyxwgM,'ffwnfu M*ffiM f6,,s*:&s 'x&ktertel &zx*s"WWw ww&tt"M&Wrfu, @,*ryu w gry.w&kL&ee w& etlry*et LW& ef Wt&* axwx, WiW*:mn wv*Eztw w wgw$fms's.* & tW gxrfwxmcWstr fiW w& e'.ZeW Sr& & W texL. &*ffi&, *&Wx*x,a*rycnuEs or cxpendit srw.ef &.Wy*rM*wM xt&'ww&x* *m&s **ffia*Q. W&,il %w v1uwx&d sx m6fur fiw&x' W WW* *uN*. rnurt be clsssified as r mqlor fund and ig @ t* eewrrt t&r w:v*tu*w. && *xpw&iltzmxthatw. nor required tabe acw:w:ex|far in unsW€w&,. !i@d Revenue Funds are useri ta nccount for the pnrcoede of specific revenu€ $ourcea (ciher rbatt tb{ rx*lsr enpiel pralwtx}'W ar& leg*Jy r*NtwsrJ w Wa*&x**'t*r *pe1frd Wry&*se;"fhw faWq*eg Special &evsnusm&s&sbewbwn ela*rstfred w m$w fuw&ste\be wwrxpaw,ytu:gr linancial stetenrcnts: r Propositiou 172* Wrl*g&,State.and L,&cql Grerrt*: ,lszwin&$ucse"r$orr M;eg,wrcWl { qFitnl @retn fund.s arc used te *sr;erxwt for the *n4ursibwn w& *.*nglwpa*n u{ r:aWM faciUries" ?he follnrving Capit*l Pruj*eu Funds have beer. daxxffia& ar mujor fundr n t\w a{,Entnpen:W& fi nansiel I m&6rnent$ ; ) CWrW lmpruvrmrntr Pa& Acqnisition Develrr'pmenX & *ktntwnncc Non-Maior &o*enrmrtrtal Fundr Othsr Govenimental Funds * fimxe tuarlrl gqmstilute all nther &Av*e&m&atal luuds thnt do nnt meet the m&Jar fund m$ dEirrihed Mvs, ?here funtfu inslude &ryniuT Revcnue Funrh anrt reveral srnallrr Capital Prajectr Funds. 19 ITHIS PAGE INTENTIONALLY LEFT BLANK] wYw'ew"M,ffiK We&weM envwWLY.'w{&s' tr\w$&rWlV Ccna d tve &&wYe *@weW*Wrxbqwq' W*Mrftit*ge {x*s" *:t *\lw wla* fur eW$wt*q\lwbblwlr "&wwms YwCrwW,4? krtercEl k*srgwx*mwtd &*dvaWux &w fwdstp*te r7b \wvwfurix* Wsfee L*ast* ra*siwblq trwt wt a]'lcxq!,&'r,*e W bw, pmsenl value (note 12) Ti*al assrts XthffIlXtrffi$z frswvt**payablv Arcrued itgms nry$sie Wyr&,lc Conmms payeblc Duc ln n*rcr agencies tlnearned rcYpnue Advsnc€s from other funds {nole 13) Totul liobilities I} TBRRSN TilTLOW$ OF R&SOURCK*: Unavailcblc rsvenueg Totel dcfered inflnws nfrcgonrcrs rffND BALANCES: Nonspeeidablcr lnventorlcs Prepnids Regictod f,on SpEcial revenueprojcas {nonc lQ Cuffmitfeal h**ign&far: C*pi'tal pwtw..a LixtW&gas*t 'feslfe&'Mawx TUW liMX*a,w *e@w* ds&Wx w{ rwrarexaxd&aw&.Wtsw 6.191"169 l,&ffi':55 262.242& 4swsfi ll9,t94 49$,290 ?19.194 w 33'r',&,3w tw;73&p#w;wt*'Y e.x345 7'&'$15 r':tW.&r&iiW, W 1-tvu&,Llz x&,six, &,?t* '{N}W WW t76,Wl Y &7,345 7X,115 51318,Y --s,lqesr-i 5,w*"S&g$ 4546q977 &?2,7ffi &*e wqwWWwN w&$ w &w $;xgry-i&* #wwwe" 7,49&W 2,944"553 67,3W 21eN* 401,?5? &74 l,s6r,5g; 225ffi& 3L,259 3 j354 vTtsL& 20 Weww& ful,*wr qy@Vtrtgle$wte -Y&AWukiew W:wCapiial Developnrant & Oovemmentrl _yewryfg _ -trawvwW* *Www* Yi,@q, *,1$&'&L 3'533"&& W5&rt*4 &u7.71,t&3 \q'lW&W* 3' \*.,tt tt: r"a t eew $e;7eV r*ery: ?"?w&rw. v, '&e,7*g '," 3,6$ia&v* a4 3&4rtvy w,396 w&*e &s&w rye&&e : &*,I45,{ry& 3,,fi69,?6& tryuv45r7W *ffial.&& t'&&:W t&,&5,5V1 ffi*345 VE,&15 t*w4';7&V x44wl7& 4. I t3,3t9 1,584,58, 7m,4A4 "Lw67,8?8 341,*47 41,587'&tW*t&iW *' * L$&"W - .*. --*;-- u eM:-W:W :***t;z&&'# - , ' : Tt;Wp,xr& $ga:vW d6Wu&{f. Y'W?W', &w44&33 '{8W w&e4&wrw 3;7{7&1 @ ffi6,ry52'w - -- 21476.244 ? 4,ew&49 \47q:744# w&e5 7&,4,&5 W.s*la;wt 6,3x4'vx'* zvM,ww w# w"9s43eV * ; W;fX, geg 3,496,?66 7A,712,748 ww_ 4,QV2.?18 3?.006.$43 6,5sl-m 2as65,6?9 t3W29,982 ----: &w &x**xxf raagkz& W?w.& M ffiwsxr&& *aws&, __gzpe&&e* *www.wFaiffiilw, ww ,&ex &4,W* - 1 37 2l {"I?ia pagr iaaerfltn@ Wb\{r{tk} 22 crrx &ff eexk&ee &e**rt*trW*f &re&alaasp&bwnf OovemmentalFurute ts fue Wwt. v,t&; W,p ogihon June 30, 2019 Ktx&&Iwwxdguvnww@fut*x & l\*&&&,Wt MxtwW rywM fu &w erw&s,i u&, r**x itt M &y@wW* *Y W,r.e gM W *WextbWsww Cryitalassgt* n6t of dapruci*ion hnve not bsen includsd as finsncisl rwww ** &$c srweMt W& M{xry: &pW.xM lqs6 nccumulryed dwq*rM ffi9,9t54*t*LwxryiW'*w*.&,t6et&"dA'eWrxWwx&x*wi*xfu&*&aW) ttL,g&wv, l"a:ng-tenn loaru payabte applicabfu kp City gnvrrmmenlal ccrivitie€ are not dus @,p6yebb&Mwxw@&sn&wslt&xee$rryd*x&xn&1$Mt&*x* tt,\9r,*il) 'WMakcncg &ro nol :rrrr;h;rxllsitryv*rtew,NiMe@W (?,q.t*p%& &!w*:wle4l*swWal*nWeXiW,MMMWxetwpXnynrqtrbsrphls (APEB) llahilitv lexcluding Inrcrnd $ervico Funds liabiiities): WY%&w w& T wt WW M *eW Mi*&&*tu *try WerW:'*& activitias fft not'd$s and pslable in the cuncrit period a.rd accordiug!'' are ssx Wr*rM w fu&'tls*x&tlw, rVryWM *t&tw**&w* q*f rvwwr**rx rqW6 tu Wt&tw aN* W&W *s&lW* w wtS wryM lw M ffia&ffit *f W*Y Mm w tb*'&WW zw fusa *w*a&x &et & &s' glsv*rw*Wr&9 *W &f Wv wnttrerr tal alt i vitieb TMtxrS&ww€w*rw"a*Sryx*rz t ql,l\&r*t'f WW&M*wt*wwww*Y'*& {s$t6&&q&r.f;wdwlisbiliry We*?e, , &W,&WM\\ Wefwe6ww&f'ry,x;*wxw"&XW 3 979/r&M b@W.Wsw o,frcsourcar -OPW We#95)xq&avxwl&w :M*s.v*** w&&1ffi&7, " Wgxla rw*r*rx*q in tlrt gsvcnucil:n wl W&e W WwM w u'rwv&W* wwb4te eww&trhe modilisd aporuE| bM* w& we WlW w Wv. tAq @ffWfultwr*WwW,rry&ag7vy&*Wwr w n&WMatffit&*wW; '8,Av6W4 Lnecnal Servioc Funds aro usd by nnnag,ernerri to chalge thg cCIrF of cer{sin'M Wiediyidurl trnd6.'t}n a*Ww,xm&W8i&xc etM4lwm&.&&twe I;unds are inchxlqJ in the Statcrnant of Nei Positien bacsuse duy ro nn includedwrWWe$wext@q{,tWW8Mxi "&,?p,\,W- Net position of gcvernnr<ntal u;rivirict $ slt,lf$,S9S ew @WX@ea w the fin*uc i*l E:ri&W, 23 Wre:"{WeKW .&M*#"' w8 Www o WWuW, x&& &fsry&*.te,,We& WW wvww 'TwqxfuS*,,&) XwsA: WX,@&We Weeflm@WA.'qWW l&srgWs.rw@q(Ww&rwrviwp@gwa V'twM'@ttww GtlErrevmgeet St T*wlwsrstwv EltrB!{OXfL}&&Sr rytlW &nergdWwsxrw* Ftk$*x*{&g FrrWlswrkx f4ltw:sqr$ &avalrywisrl Padrt sn$ fibrqqY, 8'wrw&rl* &ea*Inprnent &pitrl rutiay Debl sorvic&; Prineipsl $&attl| Int!rcsl Paro-throu glt payme$te Cort of issuafaa SEruW 'lxm P'rorecilr Tranafers infuat* t*V '{iwr**w*.w*WWIW "tqWrdhitrfrww & tul:rw&*jW.W Nst&angpW&x*{b&wrW F, wz& M@ u b6&x6rhg *f y&sr Fw&bstww"&a{yw WvrywMTwes YaryM&]eK3q,:Wq $ncr:irJ f,arrsnuc fxndg 8zryosrfi,w Fd{rnL gt\W&; 'WW& Osnersl 172 Locrl Ot*ntt Succssor &W"s&7;e45 ti&3*W* 2,551A56 5,??tl,360 3W9 f eNry 1,9631642 8,393,00',1 a194,*18M& tr&&&rw " ,,836Jp6 Vi1;.17e t&7e& 56led 1,616.070# tffieI; *f,Y t,6w"ew tw&zx v',lg"w n5,46V 4SS,8lg : 69,050 Rcirnburssme st Wtwtx*&. fayrnent ta w*wd&Ma*crow ryent Tr'td expondiuree Exsess tdsfie,s,{tc! } e*r6tsnucs nvtr{uudd *xWndrlWwx . ",,", 396'369, OTHEN IIIA NCIIYG SOU RITS (UStrS}: t7;7W9*s4 76rt4X&*4 v;try*&67 4revy"927 t*&w,t6e' LV&,V&7 oa 1lor2)-rr __7,&&W,, 23.p,0t_ 59,Q44 5W;187 tt3,_2e,pq _jg!$:- ,,,i\#Wpq3 *{*et'ffW, ,,,, ,,, --;- 39l\*62 396,369 34,859,i5Q_ (1,9S9"t6?t # 4pY?W ,,. 589'o"I?, __*Jgl&L *_g!&q5rr w*/51| ETltKW -wM* ?w- $ 38J?l.Jr ff (1593,499) 5,348,892 19994,7e',7_ -- *w wuW*pu M tu WM ffirwxwf letw& 24 &&wwk4 esj1if*r.7Ww&_Wz&*ewz*x &hw &wwxe&M3 W\t&*e sxw ^**ax;q.16' ?W, W?;gV\ 3,9L7W&, tr*36,&7 26*gV9 35,6&& r,{L,gg*, 5,&X7,3&V &&e&t 7u'&r*69&&s, 2&"rffi{ 5rW&-W 5rq77,tgY tt,5*4,29& 15W"WW6 4-t983At I r.E47,49s 3e&&s6 ffi&,55t *e&w 3#e.,e7w 3&&We 'r&?&ve w;*3& 2w,5lq 4.7b5,1n 4,0t5r251 --5,023,151 18,37Q373 *&*- *&&&5e..t2,797917 t43,S2.4904 il9.6[4t il"986.54Si 183.495 {95l0ln\ 5,701.160 _ ezwxw , w&'&tw* W*W e -:. e&W,bw :,***w x*"***-'&'.Wl:9&& w7&* : 5&We wwls$*.. ww&ee'ffi&*&rt 2NW:"&59 4,93*gt 1&wffi& &&37'"t49 e&33* ''t*,ew 5$&,W\ 3,5t6,450 20,328,6n ___1"4961!!- 2&,712,148 ew&1sg WS&W &te&LW 4,415,S50 22"996,425 I1.10,324,?9? 4.669.345 22,W6,AU3 113,'.146J?l - Seewsis@Wswzw.r*fuce.wlezeW&" 25 cry.Y *v'mw.p&&w&wMw wX eit $tefement of B.etrena w, @w&xw, wz& &zwy*ew ln Ktw& &ekww 8f ffiwwsrrw*xWV\re&e*xt*w,W&,#&&ltle,s Ywr endAJune 30, 28?.ry WwwWw*Wsxew-Wa*gwss@&lM&x $ 3,121,779 Anouotr reported for goverrmenral nctivitier irr the Starcrnent of Acrivitios 8r€ WWbewe: ewwgxrw*,flrr de rrlnrt cap ital rxtlry x x"x ryN,Ew**, (S*N wvar u zxz &* &reWe'et MXtSea lbe q*W qd tkttw e&W *t* xtrlwsw@ *vwt &&r 'w*&iw@ rx&i3 livw w ileprec iution 6xPcocs. Yhw *x &g. wt*twt W,eeh rWW, *t&, s e,f *t7 W6,W 5 ax'sc{'d& &urycd.,.&xn wf .'/ rg& P22, wd dlspoed r of $ l, 267O | 9. Ww n@s &n sat isrslad,v nw*x&twWe'ryWal mM *t 63 V 4 W& xt T*?em$ $r*rt t*e W M&'*xgi&l'rylrtL*yp N &&t,&W, &eryegirlt n* at *3,57 9 1847 xg,d-disp*&xra8&t$&8e. 9,&U&,5M' Gisv eww&*' Mx rBort lswr 'rwe&x w wr eweg nn& prirwpl NA ilW*, f'8i*m[htrts qe eurydi1irr;*; goweowe in thE Stgtemqnt of Ac$vities, these p;ocoods ($5?0,619) re mcEdl& w xldxbihty' aud ddrt servies rxy wq:tfis {S92J39} Er w r**&*d qx *w&ttrrian ufthis W&M\W. W7S&&W fJamr,as@. sbagrwss el?Ens#s rapo.q{e{l in-fbe $tatsmsnt of Astivities &* @ requim 'ljtw.wx* t;f uursm linsnsid t&ww&v& sed berefor$ lre nol repor&d aa rydrxlrr,* irr govcrnmonkl funds. This ir thn nat change In thc current pc'riod" 151,6W Certni* r*vwxln 0re governmeohl tun*v*r* umvaikbls urirg&* mwAif,xg|awn:n.l bssis und mrr*t fheteforc. be recognixd as r*vEuue urdcr &e full sceru*l b*ri* ft,r rcpoxlng !n lhe G.rvornmunt-rvitlo Fifgncial Smtomentg, Tltin ie the x& ctrrange trrttrtibwilsblc rewnueforthaourmntpariod, (488,673) Otharport unSry* berafib expe.lu€s wpw@ inthe SnWnen* ofAstivirixxdn not rc4frw &e pe* of cumcnt firamisl reemtwqs atrd therefom afe not rcpwtrd.tix aipcnditurr* Ia govcrnmenhl fundr, (114*,6[?] klnrnel Srrvtw8undr aro usod by mmsglewwntrn etzrrsp the goslfi af wwin. sctivlties ts inrtividunl funrJs, Thc nc, !6wnurx {eq1enssfi1w{*rabrr.ar'rtd Sen iea Fwd,s xro rcportcd with govcrnmenlal sstivities. {t,tI L&,W\ Fwsiur. &ltg&b*s ex,pwtwr teparr& ix&e www sf 8,ffi1*s dc not rwryrwfu uae st r;llrrw"finatwla] ,rse{ttargw Erfr-thars{*rv, wv w* rywrd w *x.rxl&tlwrw wgsv6m@&x&; ttQ,7WMl, Ne &wwXn wx ryxW *t' Wqtxrwwtxt sW6. 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Un of rrortcy ard pmporty 6aln (lorc) o,n rrntwdm{ ryt wxw &oqnlioo Totsf :t 0n6p€rst&ry. rr**Wsa {.expenscs) Incomo (loru) Uatbrt raplh1 conributlqtr *nd ranrfon OTII EB FINANCTIT{C SOUBCEE: Tranlf€ffi in (noe t4)'l'nnrfffi out (nste 14) Churgc in no ponitiah N*positirrr, bqlnning af yw Nct p:5itloo, cod ofpor ffifrYW&&wqe $* 7&et*{s4,-ww w*,31 v&waz*. B3.Jrt? ?sS.W ?,866J?4 3t.3t8.7id 4t22\120 %"M5;*& W&*.Me 'ffiqww@el W.i*sx*tMkw*e Xwx&x lV"&x,sag' 52$.441 t3,78r,9J9 3:12*r4&t 3JW&w w7"p*t t,7w&€:l 6"W,*1& '? _*J3,9Jg& &wwY' .&*&e ttz\&r&tq Wwuxq 7W;4{, rrt&&Vz| t1;J4x&ffi 7.,K3$W 1;&t&,62* tWi*xt te&xz;$as *r,rwa;3*& 4e*&ew &M,W 2&t&&ee ,sw,&Iq gw&4s 1&&es*e .&,163,W ll$&We 4t.w&w (187'0301 ru (4,?13,0361 '3,.t43W 493,il*7W'84 r&e&w.. t8t,5W 1&&'9M 214.7!6 673.610 8&8;4$ a?w*t : 5fi0,278 427,9*4 tTZ,ZVq soor?l 4w,sw 6f.289.f 55 62.913.?tt 129,2A2,t73 8 64"sr6,W1 ft$li.f-g-'- lry,Wq&sz (.4,J2&&,qW 3,78r4Q2' l63l",lr?) (|,rN1364t _" LJ,95Zp.5g, t2.781.J95#. xer;.,, *.aa&x*4wtxte*etMt&M6te' 28 'enY *s.{&&34w eW{eM\ry{&&YWs V.WxtWYre&* gw*38,&W\Y %rMryWMa** & 7&X&e 33,t38#21 43.ll&5w {3wwwwt& &&i.*iAlx- eeh Wwe W'*f*m*tug *&vi*x*t CrS rmrvod frsn c$rtansrrxer@dtuwtwrWu&*t* Mt'Wwex & WK,K% W g&e M& wrvtweeWxWWWWWsexe &&h rwbt&6,. W*'q& fw gW ww *w W*9 qs& w&e* W Lqryxid- W @xx @:@e Net oarh frorrys from nancagibl finanring uxiviticr: Trencfem in'YMMY4g& 'Krte&q*'* @d*i! &y noncapiraI ltffiroisg sadyiliffi i&* xlqx.* W* @*t w* We*A w'ex@, &ryvWry:w&@xvwfuiq3wMw . Vw&eWeledWtsWs ,3e&e". , 4w&w1 qu&7&,Yt{t &,44*.W, (20,11JJ16) t$,*s9&3t (&&&$,&$fi, t&&&r,Ya$t t2;&t&eq {,.t1&4 &&5V {343f',We} w;r,rw" $&v&$w t{,M*i"lW ry7weet e*7et&e (f 3 t.4H2)#**,3 - qx,513,&3&t 4{,9& T*xlwtr*M€*rw@l,xu*,rctMMw&u&M "L&&&W, .,,,.33,W&W___32JW W. . *&glWW S&. ffiw * tuw 5w Ms& wt*&klW; tewegee&Ww'*wtw@& Wet,wab p@M W rtweWw&vl,w h-c{ inomsc (&crccec} u c,s:h ard ct*h cr4uiva}mls *& Me &e eqefwdW ebwWttg *5. yawr. e&we*tsesry&@Www&&yw Lash flolrs frolrt opcrafng activirtrs: &at&;*@{3w;3 e"&{tw w sqe@ry CIt}irdx* itlLttnd llas$ ta wl xr*S WWe W'q@ furTryw&{ry r&t&wr Depmolatioo Cfidngff in rrcpk ud lh*ilitied. {$@w4 aaxwe t&. ewry @es't&ew"es* *wtw* ttu W{rwrr bcnease (decroslc) h rccottnu pay*bb h$*arc (docr&o) tn compcn*ntd sbconres &vwww 4&w.wx& tvl M WWU@r brcrcuu {rb$rcace) in deporitr :r}rble vN'txiw*x @ry6 b &, W&w,mxWWvwexe@w*t\se&M\ffiwsf'@&ffi s*raW WresW tWwt b eetue& *YWs eW rewt**ee@. b'&&&w.eewawlssqd8e4 M@&.AwM&e&$&&twWeWe w& &srtw3 b rt*eetze .*w:te. lmrar^wldccrcare) h chinrr pt1nbl€ ryMwew we.t e*t WM* ng.@ .t& @W et&W*i*; *,&t*&t* tw,8w {6t;rrlt v\wwe 79,$wtx'wl L&ry't41*w 4w4& t q.3r4&&t&rw &e&w' 5r4*&W.& .rugw,W. t\,4ew {zp.et,(il,?7t) 142,&2) W\:t &&t'1&.. ,3&,395.trtp"w g.$rww 3s6e7{sewtq $xrp 37$wiax4 wwvS&&&w w&xt1,129,{?3 {25,E85*J*"w &w e&6 o'49,9Q,# 6cl aocsn@yloe tll)lcd !r thc finaminlrht*nootr, ' t":tt ' m2.q7 475,W 6752Q2 ". r'q-'-q-.e1-4', w473,,, , qtr$e&., gW|uxtg *'1.e3,W 5i&\4&15 ttrWT'rytt & .{sw*&k tg"ws&z:3^71t.t34 s {2tril1r0) 3 tt13:33xi t4ffi.r62\ t{fiJ,its&) 7,SM&75 &we 4qwi,w 63*9W {w6,6t4V$wtv tv.ry& 6&W 6p;wj*w 29 wY'wwww, Ww?,ryfv{exVryWY*xt*w Ytr&udsxgxw$x $twv3*"W\* WereSwwt &M'Wse e-,ew 'V&n&s, &**qawrt &Ww"rrrw XMw '.e.Wff&* *wh&Wwww*tM& & q'e& M twe*WW \ry& e6wA W t"pW 2V &**alstbw&*sbW lxwr&.rwaWt* wse*a{e&w ugwdw Taxes rscoiveble '\,*gxsrwe*vqblq,tfretqe{W.ryJl.r.w*as6a6a&FwWtVqlttb $)rya,fivn1{nnte !Fb} lbml aasst"s nxrBaKurl o{Jfrw.ew I ()8 RESOtIKcx&t f'rfwc- paa*ien rsre*ed it6ms Defurod OPLB rslsled rt€rus Deftrrr&,locs nn bwrl rcfunding Total deferrod outfi*wr of rcsourner T"TABILITTf$: Accounts pn1'able fnterest paynble Oeposfts pnyable Due ta bCIndhnldrrn Non cunent linbilitira Ww l$6r: Ne.t pension lirbility Total OPEB linbtlity Dun ir oneye6r Due in morethsn frlrr:-yaer Tolal tisbillries Defbnsd peinion r&t*d *wa Deftned OPEB rclated iterns T*.M &twrred wzfuvN d'rwxtvsg NWtr]ewnfid{ W&&lnwnx fu q.*@tt&Wwe.W fuw6d. &gte; 4,363"W&' 3&M,6$&, ,1t3,528 xs"x;i 7,gm,gw: 15,?24 1,051,s45 6,910,9i56 ,& ryrw '6pxs#t1 3,t45 t'wv 2.s351 3,258a&73 266,054# *&69"&6t rst;7v'. tl,file 293;fr14 4Ufi,654 ItV52 6tltl,g73 974,443, 324"9n* 4tl49,3W ,,,",,,,,, 42,77?,{7.. l&rW 3,w ,,,,,,,,, ry\&p4' $ 08.847Jt0)€ 30 cYrry w'*ffi"ffi*K StWk sf Cban*a* in Fi duuiary N&Y&e\tte:"-. Yrgretemixryw TrM We& " ?fuaecsw &;gWeg *twt Yw&" .f,vso3$*,Z*VX XWWYtiQ&&e ryb* t&we Cwwwstge:wTX T:b@tMtil&sd] &e*VCVs&t46x WMe&rywu &Mr&wsx$g*'Wee|te. WMWrw* *w& rygw&i&w &We&e &xzWxwXxM W*&txs M de*lnpment sgr€dn Wryyrxwtx T@6e*&qns *%w6*wixtz*y*&se 7q,&.WxZew*"bry@$&ywsx '&e*Pse*xry * w& u{ Yw W wWryrylW@a*'{e tux WMr;lawrawrw' & s4''6 we3,,26 ---w ,&w, " *us*rWr 23r$&& &&aW w&6& W,&W.ry;W ?.tw&3 (4t.969.94 | ) $ i38.8,17J10)# 31 (Thi$ pag:e isleMionally Iefi blauk) 32 Noteo to the Finaneial Etatementt YWk {t /,3r 4. 6, q &, 9, t$, t7, 12, t3. t4, 15. le. I'1, l$, 19, 20, errewww MWw*fYwa*Mtsa Yexr &6&tewe g&,WY& ww&.,.*.___, ffie&&e&wwxa&W&*Xtretw Cashond lrnegtment+ Q*ptut&,w ryws WWXevww SeswseWw Itrumrre Programs WsrYqV{;KMw*EntWe?leXte tx&g-Yw,T,&&frlww esmM,y'Y s*ilttdipa ead e'awwt bta@ qnd Other Ksvseue H0n6Ww IsimA\fsM Ln*g{K,n*glr{I&le &Avwrm ts*twm 00mr Ysnds TrsM WnltYWW Eslenees Contilgcncies &xpendttures in Exaess nf Appmprininns nr*&dawn. pf *t s$trictsd* &oyenrnsrtgt Ytmd Bslruees frtw**a:xur &.gancy Trrut fbrAcsets of fnrnrer Redevclopn er* AgvrNay tubsequcatWer.rts W 3&' &6 5t 6& q* 54 63 64 68 6e 69 ?CI 7t 7l 7l 7V .,1t* 73 73 76 33 &" &W&sM,W:uu*xg'8rlrjrees TSMgrAsewf **eWw&W.W &u W *f Wp WWt ww Wpordd in April | 588 \Mst M WMI lffi:x af.M. W, X*tzpmxx"ryb,**W*Xwmrw*wfu rxL1*rwA&.Wwrwryt*w&gwerwwr*,w&w&&ex fu. fd:l\wtArtg ee&wt pt*,ll*" asW* WeSu w*a, wxstwtry d*velopnrert and Ww&qwtrp&s MWwx; &et$w" **& gwffiZ aerx&w*Waurya wrviuw t*{#*#ffuduninzserndardq, *qrrw*,'Vxsv*Wd@ * &&,$!W &3' ffert*trr &ree &ettrement Obl igaiow, &wv*fryr M*eeWrteSxeM Trsus 15,' W3&, W* WW@ eq*& wew M rary. * eeW 8&'-'*srts,tn &tkrtaxwrex &atw*& *e Ssstttt kwtr*$&wg {3$reeg $*ree*wf,xp M {&}r*s f{*c*rwzrkn Wry rw M&*WMeesr {w* tSaW& w&,&&snx*sffi_wtyWMW, Pending Araounring Stan dr rdc 6 &W W exwx& &e Wiewryg xwxw*xe" @wb W fup act rhe C ity' r fvgrnlr& r ryxr&ag @ewe*M&*ft&w:, r &&,W 84 ^, ?i&xsisry &sttvfft*&, ffi**t{vs' br Me Wryrxw. ey'WwWt.$,2*t&" * 1&WW - .f,eases, effective far pcriods beginning dWAweMt t%,Wg, * e&W &9.: Atwxw;Wpr XNtxrext C{t&* twwe& bcfore the Ed al a Cannruuion 8 xr**&, *fws*t w t*r MaA& b@rtwg &w WW@ r&* W39; * &&,W,W ry.lxx&ra** -xr*ew*w&*,xfe*X *g WwW .:91', *1 arul 3{*tt- 63} ;Mvc fur pwxSdw.@wtryafer Decenrber 15 "W&& * &&W $1 **qr&$t &erc&xtryteterw,,W&W @Me w&qee &*W@* k:6"2&2&; Bo*is of Accounr-g ard M:asirgrqc4t !]ocu$ W eaNis bwtw&&' ale&W$x. qf ea &ty, &rtg WWpr*M *f d$ fo l towiqs : , Ws':wileFinansidgtatemffi& 'q VMV@x,w e,&wtw"x Wee *& tbs,Ytxw*W Wttw.e 34 l, Wffi,w&'e*wme**,e&bwMW W W6W&ne W MwM" wweee, wutu& w Wm4xe Wy M &Mtsffie Wswr*w&t fircus gld bosis of eccouuring. Mwvretriae tw Mt&tW"fu,ry''lW& *fe*W Wee w*xxti& M w WW ffi@ tryewse. ry WW& @tW, W basls e{ @{Mwee Wne &Www*sae sr'w&a M rwW&ybwbthe fitrnnctsl statsmef,ir. {&wvvmwqt"ry{r&e' Ftnwtsl #tg$eryer*trN .Www*&de Firmncial Statemcmt& *irylw wfuwr*&*x Mw, tke W&Wxovrrnnent as a nfiolc, sr(c€pl t'sr its liduciar.v activities. AU fittucinry octivitiee are reported only in tbc frffid,&n&wd W&.W&" Wr.&vvw@wtdw *t*a*w** include wparatc wli,rmrw t*r the governmeotal afid bruincss-type sctivities of the prir[ary govfiment, Eliminations have Ww w&*. bdtc $mtsnffi t of Activiti es so thtrt cartd! all*aM *xpwrgx err. w*@; *Ny 6rw4 (by &e fiM*nlw &iob,&cy w*t* &Iowa,j. b&*wuver,ggrrtral 8wwbgr8je*,fgry,wxes, W*wlbeawllcl@anirldrbwl*TpmwwlntlzavM&asf Xsns-of &sCiW;&wr,*sr&n *limiuadsns hsve bwr* Mg'Jl* ful rewde la tafr:rfr&& tfsnxfsrs, penbls6, MMqekt* Intcmsl cervics fund artivity has h**u eliminated ar& ngt belgdtm* *fa iwledp& b *re gowrnnrcntal nqrf,rtfi&*ufuwrfund xwicrr Wuvrd& M wxsd,, if nny, ffi nof eliminated in thc cnnsofidationptwwx, Oover*mant*wide Iinnncial $tatcmenls se presentat uring &s esonnrs{u re€or*rc&g messwement &$r;* wA&elull uecrusl beslt pj'sc*$**nffng. Undm the econornic rt$our,ces measuf€ntenl fueus, all ftath curenl aw|Iang"tnnnJ cc*nomiu rcs{nrrlcs and obligations of rlre r''oporting gwwr *ffi rue repoflFd br the Govemmeat-l.iids financid Swrwmlrx, &uxts of $cuvnting wfsrx tr vr{rcn revcnue* and exporxee g,rs recogni.aed in lhg e*6ory!* and rcportcd ln the Xw&tt*|el ptatemenlx, tlndar rbe, wqw,l basir uf nccuuniing, fgyenuss, €4pclrr&$, garRs, lngwn q$set$r sid liqbilitias rw$rkt& &om ocehnnge and ex*b6ege-like ususaolions ar a f,x,agW whee the oxchangc wkvx pl;re, Pmgram rcyenurc inrhtdr*. chargee lbr xrrvicea nperxfing grunb rud eontributignx, capitu.l gnants and contr.ibry4iuxxtryial ess€smrnts,w&ryrg@s modr bypwfiasqrf&i&e ryf the reponring gov€mmerrt'.s eitlzeuryo if fhlt rnoncy is restrioed to n palticul*t WWAtx,YWWwn rcv€nue* we M t ;i& Wo$an €rprnrep in &tc Xwstrww of Ar.tiviti*r Ia pt&ffi *w nef cost ofss{rh prryr:ffi, Wargea &r geryices include revfi}uco fmm eugtomers waryliwrts who purchaseuwr.,w&trverJy&rwfrtfs*m gpn&"wrvx*e6rarBdwh*gnxpwvidn&.@ *61vrx funeli,an, er.exu, wl *tlrrfp'l,battnns ir*ltudatsvewtae* werxtdrd b meeiing *w ryxt&swl w cnpitd uryrterv&*, af a pwttutJar fvrtc:tisn,"'Tw*x wd a*lw itsnrr nat properly inc.luded ftrletrr"g w grw r wwlLtw are rrynrtu& i**x$ w gwrwut rertwrl*& " AmrywxW gw6 t*'wryd'ste mfM as, w c,e@w&w wxw zrt&* ffisve?wM&e fbt&v\uM WWxwrlx, reew 'bxx" t*fW&& &x w w{W&, Vr*w&x ,r*f l&ryg"/,r;rron debl ar€ ew&x & *x x.lwblliy i n thc G wc rn&Wy$fu YtlaxW.W f * *" @w tW *s an *o*rcr findncirg !iource'', Arnounts mid to rtduce lorrg-term indebtndness of the roponing Ws t*tMw* we @& w * *&ap*ag *{ &v rM LIMTW,, ra&w \Ws, w w Www 35 ! , Significant Accounting Prrliciee icontinus{} Fwtd trtnanc t a I S:grt e me w s me uew$W e*eawlrre& xXem sf &s Ctry te wgwwnd and operate d on &s, Wx ot WW M&u M e.t v&t*b ix wxm&sree refu e wryse swrxt&w *xtfu, 'W operetionr of eaot fund anc sccountod filr with a $rrpsrsl,e sst of self-balancurg accounts lhil W@tse ila w&, Xe*W Wrd inflowg of oesourets, fund equity, wW wJ W@:wrw {x r&ppnse s, w W@, &wury*ffi** rwrawwx w* sttacx'qd m ard xqwwW& fu ijr iadividual funds bac&d We'W pwww fu f"&&zbqy w tu bx rywt W Mwbgek*,spwd&x6,Mr*ttiwwwst&ww, trx{ne'WM& Statenrcms for the pery Xq,rwM's govemmcrsol , g@xwy, wx& W W M WW*M &ce *te *rev,*wm*wrido Finaucial Sffismsnls, Tbege sl &&re*W t&rm*qzsa***ut'xzafu &n&xia&&u*n$y and non'm4jor funds in thc Wweeq t*x *Xfv&mfuw:& M @&s.W&s" &tMW *WW&* Wttde linatlciBl 'ewW*ew W eWW M&&&, WtMwv &&;* wt $ry CAry yttwW W* wW twt& W M Qt*y lxxqqMt*'sws&W W.M te*eti&e** w *rgrttzbw&*wr, Covenn*ntat Fwds ln the Fund Sin*ncial Statmsrts, governnrcntal fuuds are present€d ruiug Src modtfed- aeerw& &wk **{r*rwxtr*tw"'W&r rwwee& wevewgeWe&&e&xxyb.ww* w*w*at&r{e&{* w& wrx*{.*&l*, Wwx'ttf*\g'wryw* e& e".'w*t*x*s w bt" eater rys ffWwiliw eW,mlst&, -4vsi/&**.ww. M, W mry*W wffi **3W:td durinx rho repor{i.q@ p&& W sotrn enough theletd,er to be availahle to finarce tbc expendiurrer gccruod fot the rcporting p&.e&, W,ft*y nW W wsMX.SW petwe &}W *xyu :fur W M w wt* xrzlli W 8W * {*r &l wkw wvw*, Wqr wusst** w')M W w W&r* ww& w & *., pr@ W wM v Ms. fu && M*, &wehi ge fc es, li cenre a't* W*tz* W *w'*&x. {wr x,@&r*w. ,w&t*,M"rwnrxgs', @.ewgs tr.Ecw'rx#rtw?tx WrwMd.fis reyqr,re.E in trq pfftod in wbiclr W www& {X"w", .&* WA*M W&x rsr gwVl*ry, w W\e&6, {;u*at$ trNp'gad &k$-w& .tw rstst{ue,f sr€ WM w yw@t 6 ffi* @e W &W ew &*ew&X@ @w&W Mxw wpm wVnt:b,&W w T6exe, &w plkau*,, &ryase& tag W.w&wle sr*/eeWr*@ s&' w*w fu fu pertod for wlich thry- ..ess6Y Wwt*'K tW pe{W a{'*ae* i* nn'r spci {ied, W w wgprzd as rwcnues wltw w &w*etv *ry*e &&fu Sw fu W*xwv e4W ryt &&w W,qw xw$&u&*,wh@srvc aww W. ryw,W,g&swt-wwrs6{ttq& w, uu*w*ctqqp; sp7a* wqpw; wwww gry rwrry@ee x* rqvwur wheu all aFFltoalrls ewww WyW:W*Www*" keimfurwwent Ka$s are those gronts fur *hioh l.ha rteipient goy€rrube$t nrust fit$r imur *\gw*WxwixYin order lo qualify MM"ggMwe$*for thcecgranr6,frirdlx,trw&t€&kt: &*rw,et@txxsefUe sloqebte so!tr- et recqrdod y txwxr*rM &rwur *ttW,er Fw& FtrtrysSq$t'&tetryrynt,c ad the Goveresi@.eh&e Xtxsx*;at $t$tewert*ao .e@M* @& @ y*xw& Xp .rwee fu w*x trewe,ewerytb*. yww &s&r *eW wwMMhw9t 36 t. fiisnilican /lccrxnminc Polioics {conrinuedl 'xey*lWryetved. fn tba trtund Finmcis! 56$$aw ** gwvw*mtxl *M&Wwww; wwvwtta&fe. rw& w& Wb&r t&w Www& &* rWe& * &* MXM*& ggt Mx www sbtw WWa W &,&"MM a*w{t*WW*&wln, received during M r&flwfx availabiliry psrioo, &$tuwtewu w'r&W wwse&We x *xx @e& kw, wM g*xwww M& &:W'rt&Wf*rmq{ss*w.Ww&gaw"w"Ww&flMryf &*w1,;ptwtwvswtfor*,* ffi*tW"wm*&skw{t; &,zryovW@,Ww:ryWw.WMMtweq'8{&g',*Wffilw, W *wreltrd;e sra ww&w& aa rwweie wM &* wwptw* &svwew&'Wrywwa ggdjltdrc to tbc allocmion. &*w*6 rwwe*.** Wrwsrdry& m eWr cbs,8{M Vit"eereL WeqW ry *w M &uwmunWfu YineM *tMre,W W @" wt qJfwwMn*prinr to the rccordirrg of *Ja&d *tw&ffi," *rL W&e wew M wqlwW ffi WWrt tv&fuie u spqifrsl- ' rMbw *t yqw (tha xperdtng,pwt*& s1t*\ W r?tlmed W *& W:\^elee agwcy. The requirerrent W rffiwn :.J,0,strKni &Ms w*Ms {se qpending pm l& ix wt M&srgdto bs n rytrbaner&Wttaningto tbe eligfbilityaf Wgsod dow nxlt sffesttke gwwgrttauof,revenue for this fundfng- This is b*sswr&we tee& wrqlilrurle$,ts apcfd&* dls@$ reoureff in xpwrffio wxtegk or proportirne {w rye af @ fi scal year* aovwod by fuwqs@period" ffiEe4ldse*Iw*wnrnay be spe&{ M,ewy *f.kfucalycars coverod @ tha ryrrrdlng period- Ary mvaxta rsturned at the wd s{ &e ryrdtne poriod are ryuired st'* gwxa[y ac*eptsd *wufug@wlplwtsba@ed A l}rat tirne as an qrcndtturc, ln M' Fund Financial Statcments) governmen|nt &nd* 6r& Wrwefitrd ueirg the utrrent finatz*lal reaources nsasw*metxl :ft*cut. Thi.s meanr e&X W curlenl usretq curenl lisbiLid;w md deferrrd infl&ws pf rcorucos arc g*neral-?y iw?n&& *m lheir balause ahwb. Therepurted fund bslanco is considered to be a mea$ure rltu'gv&l&Le rpcndable r6soutrcc8.'u Oovwlrnsrfal ftrnd opornting $xl*nwntr prosent incmsss* {revuurco nnd ottrer financing ;gouw$) sfid dereas€s {6,.llryrrdrltr;lm snd othcr &undxg 'aws) in tirnd bslfi,&E& Aoeordingly, tlrcy at" snid to prescntasumnrary ofsources sndu$es of "avails.ble spendoble trssoutrg€f" during a period, Non qunent portions of lCImg-tean rsceivablos duc to gnv*rwtffial fi$rds *re reported ou theirbsl*nse shee;s in rpito rlf&*is xpending mo,asurmsnt foeus md are offsd byffshiclsd ftrnd &alonce. In additinn* xlrtsln loans havc a hrg.tvnncs,s e6:rlpon6nt and/*r hsse a rcW y rlrwt temr g$etsr &wtW st snavsfttional.loans, I:or thasc loans. an sllowunce hns k*nrp.*,arded to nm& w*cwat*ly gwwnt the set ptrcwrtluslw"ui€&w* ree*ivablns, Wne W tle naturs pf &w xpuMg -measursmsnt Wwn r*ry*xldnuw rncognition flor gsyelrnvtwl,a\ fun&Wpc,$ w&w&vry w*$wtr ry1rlrewnle&by nux-vw6t ltabLltti*s . Xtrlce eey ,6r:wx*fuxfim&ba\wrry.xvt*b2rsag-**m&wt tnt&wv,wtxwwgx*&esWtw$r&esLwJXtne fyW Ww6,w &* &:t& ttMtt*w Mwwt;s W@* xx,xryaAw @W e*xw we rwxW w.*xpen*i.8wr*a xrb'M yer M* e*et@ Wwxv,ewpan**4. x@ ewt e* W& www" Tbs Ww'*4* sf 1*x*Wn dch arc 37 t, W:,W W:'mbv M,waXpqeW.S rocordod w x otlrerfinwtcing eowce ruther dran as a fimd tiability, Amotnu paid to redu$e lnn&qw, irldr@&nwe w repljr,& ax $uae @iww ; ?raprierry *M Wdustwy W W &r{x WstWe YMx ryew wdt &wl:tstuAq wd ldcrnql Seryice Yxru&x *e* ryryiewy fuMr, Ww@wry We Vtmwte Mtwsews inqluile n Swlemenl of Ner bn&w e &t&qwv ** xwM, Wwwwx, W &wsex in rund }ia Psaitis& :w& w &rWweng af && WW, e WVw{w r.x,WW&ze rMwM, w&e &Me ix x*es W8' ts &Wxrxt&wx,f gwswr**e,*w*'wrvi*Mwww{*w&w&wbavabws{eeMv*W &n wwM w&;*,ew tu M ettv err'w&ts&& SWel Kw@ W M$uW X*w*A Wry, pxryery$ {Ntw*,x w&.6 drr: tw y fund s xs W**@'gwx& ee&ig 6s6wxt &w$x *f *v.xerwin6" Www'w* rpwepW @ ewX.sw'wri& x& wxfuw*ww tewpwvewW'&w e@& W& ss @w exe Wt@ tn the Fuild WXwee Wwa, W*pMwy ilrrgJs an d privat e -pryass wlgz W&s W WWW{ wW &ry,e*gr*t*ttt** rsxE;wfs**rxaAwqewdfocns. Ttris meenf W&. *n&&wr$outfiowe of l?sous96r liebiliries, and dell'rred inflowp of rexorncs (wlntbet culr!trt or nnn-cureil) wweM&e{t&r wAryW &*rz&t&c& wWbwlwx* &ww,Vv@*wy &M-rypw ',&W&&W Sa@e&e ry*wx t*&W @ aW& &r*trwx*,{@$ ln total net W**wn, eWlU f\Me. e e&, 7*w*:* * w msxp^xx4M*.'W, yr:oWxAW 9M, *W*r&A w6r&& er@ $'e &wr6 &ar xw&w, xw& &on excfiNngr *@***x w@e@ wa$ {#e WWe. w.*&ry &M,tb*&" W&&ffiW www&M W. &wxlr* &e'e w*b W wxvxx w& Wv*x W'e"MMdd3g @ v&',w"Wmq@W6i W&w*&, wA&r w.&te&W'Ww, und irwEsmrenl wfu&4 @ r4 W.&WWWW ws w.&r*c. 'as,M&i&" ew&g W&& Xn6tt4e &x *w".*f,Mu eWW:**, e.6**e*Ww* we''e*WsWeeffit. wxW* xww* "e,&8e we:*!sx&$'w t e, pgryqy We@ wg M, &Me; &&.&x ry*W M Wortal ar non-operndng expsns!6 " Arnoulrte pard to acquire capitnl adsflg are capitalizod as asseB in brrr! tho Encerprisc and vW YWw Yw& Y@ wWW" &WM, rA&W Ww WW,sx an expcmc. Also g gEsry @ Ww&6 ef bwpm.W, wa w*&& w w l*ei@ &w &w as un *oths iinancing sourcct md anrounts paid b re&rc{: lung-lerrn lndebtodneas sre teport€d &s.8 rnduction of the ralstnd lisbility, raths Sran q$ en expenditure. fusrey firnds are cudotlial MWtwMx&Wwett&W3,we'ewwWevdWWryM*f ww$eedc,cperise6, wxwwww Ths funds designared us mqior fundr are detenniuert by o mm,homrxical ualculadon cunsist$gt W &&XW WW:*r*t W*, 34, W* bscwwwxu ww w &,N{fus W 6\Q crit*ia for beroming a majc fund, it will continu, to be mported as a mejor fun! fy qf,nn$mffL wWx"&W& wf t& &**N&e- r&t Mnt W W.SsMs *Me*W @ rywrWwcdW,ey between th a yrfux, W ry vrymrtx &* MtwW @w gwwrwtNl tundr l 38 1 " &twffiX*w.*wxq*xwfi,WY:*EAw&M*. Gewrsl Fund. Tai* is dro paimary oprtating tun.l of Sr City. li is ussd !o rccaunt for 8ll rwwW'M w,&*e& &xx'&x&Wz@txe, w,wwg.e tu wMw W&. &a,WWNie,wxxWFtm&x Wepwi&ers f 72 &w*- Tb& i*usrld 1,0 npcount f<v si*wtwxw@4,W VWW&@ W p&We @y We ewry, Yhz* p*rywy wulxr* at iweNw **'&** hxt& w aaLxx 1w FWigr ql, 8l * t* t wnd La *al Greruts tur&, 71N x ffitu& w aM b ee\W W W *s{ pr*Wtgs c/,Wb :N &w@ Dw&apwwx &lwik tueU WvriW M.UNbw W&ryryt &rs$r, CellfuMn v M{t.e Q&n\ ffi.&ws Qp$*n {sr P&Ltc, X fW Ww Xr egwrr- - T raffia, &**y *wt* llcudrw elxJg;ww &rrlgx wa& a&wx, Yhp rywr nsvrrp nt wewe W &&w frurgE" k psmee&a W vsrlsw fudard, x1dry and local granls. Ilbwing Sias€&.;isar M, W eM &s.ucd W owlvrrk fsr Lnw xn& m*&srrd'* houair.rg apti.vitissas of fobquory t,A\t7,#brn thsC:r'rybwamnlhs suceencwbxuxl*&ageucy to the {brrnpr Rduvelop'rraert Agrrr*yn up.sn ils dlgrolution, Fdor w tWq eW andvltic* wEre accountd fsr.irr-dra Redsvslssr.rent Agcucy Houaing Fund", Tae'Wsqry *&srwof rsvmue fsr thssr fi&ds i* princi@ hmxdWSaen nr$xry?nnsmx, Mer*gure l,{ Puw 'Ihjs furrJ is used tCI aceaunt for rcoeipts anrf. We.r&fuffi rrlatiug to tranryortatlo* improvc.menlryw:wt&iandprogr&ms, fimded by luc*'tr V*wtlsdsll&t. Caoital Prroiectr Funds Cqpit&t lryf@,emew Fwd, Ihis fund is uced @ a,scount tbr genorul-prrrponq'trepdsl improverneff , *txd conperati v*W fuMd proj&ss. ParkAcquitthrsn .Dtwlopmext & &6$,lntsnaws guwd, {his ftnd i* t;s&tre acqswlf" for tbe acipisitirq doveiopment wd@nrrcrrw ofpcrlra thst ale finenes, W {wedWer foss. 't hr City ryperc dre ftl luwin g x$w,wtrlrpnae ftnds. W*tcr ,funtl, Thl* fuad ic used t$ **wl,M. fsr *e W;svt$un * wxfw awwwe& fu $stdcntial; csmrwawil*1 w& in&wrrt*l r t&tww&, &ssttar$trrt We \W frene ix wwA w www fsr tbn W &eW *f *asxWa*a asrl ff$er s,crvicles tu residential. comrneroiat and indusrrid customers. Thc City's fund s-nrctult nl*o irrludes the tbllowing lirnd types: 39 l. Sisnifcmrt Accounthq Policics (codi[u€d) Sp*iu{ Wvenxta tunds. Tb€sc funds wewdWwwr&t f &*W&sf We*rw*gw v&e* &at aw re&te& by lww *r adminishgive actisg M x x.pwl&*& gtryee&".W*w fueeiw&t&e Cgp*al W*Se*t Fwds. These ff:ndc are qx&** xry,qMfsr WMerwwwwgw&& tw &e *x*qu@rfury qa& wW*nuw ut ryryw @e, Weew @&w Ws&ew &xWs&W lbr pnoprietary funds). tzet e$tet Wyiw P Wds" Yew Mee w* tw& W awwxx &r be fi nancin g sf @. &eve% W Wee *er@ &*e"tie rfu W- W @r,&iw,t*&rxdi*,.Wery@t ryEe&Wu W@rrw{. w$aww6. *{$*r b&tetry , bWw&*w Wewt,*6wu?wye@rt@ @*,gw ,wte& KeW:ffiWy* M ewel w& q&&w* w@r&aa xe&X- imuance costs. w*cxw"&wr&.*se Ww XW&, WW *M Mwee $W Ue ascetq d,cfurred *Wv'qr 'rw*xryryr&M.rwew&tkfueW,*vqxwf rwwxs*w&1&fuxwzwV"e**exWw&&Mx, Yw\nwMxwwe" uM ww tr*@y a&p**,MW WWwW r* M Mw@.@yr b.'&uw. e&eM w M'ww;ww ,&wwxy 7ni,ya@&Wrysx'tr,xx* Yw& w ffan&. wryrxtwe qf w%**@x sbN&w*.qwx we M *t,M Mqr &&**bwq& eWW rye p*& *rv'ffi* w& *x* bwvw'bew fu ui daed. .&gexqy fr*m&x. &wx. &w.6x w &*& fu wew'tur m*a*y qx& W8@ b&e @ e* **W ax &wMxwvM*&zw-,YWs*1Mt*E*&*wp{*yq.z*ffiqwb$y*W.&WtWW$xesslt@,wrxW' af W'{eW *:s@n W M*\ w;e $&:wv @ @&tu u*$g&, W w&L pt*rywW. &Wmry fube w* 8s* \e& e WWW,*w&W etwqwe? &,tf:iee trw vete e& XW *ete ee e sWX&r &bt wviq* aslkiry ' Gmh anrt Caih Enuivalenrs Kw WW *f&x,Wwt &SwbXWee e&W **n*lderdpaclr and ca&,w*rv @We wt& rwW*x qg &M, wtsa&w ry T&ffi & &e. gw,w e M& :M wM" bt*& MW kvvwrxw *t&.'wts W @y'*w M* rx Wx www e.g we M w. eet&Wde wt&tueryWewwws*Wr&Wtrt*. *{ ee*,W61*kve&W@.w w M gw rb ,t@e'c.6,w, 'W mW XW&ww* &*.g@** & *WXxW M x&. 'M iwaWWs er"et &MaTwWWWWg tryt WvM& by @, x,ryM, &a w sww w ssM* w &x'w frsrt&'&rL Aw& &W' M .M tww&.e& weri**M e be r;ash and caah oqui v&l Wx:X*r &WXwwgM WKtw* Wg'$W&t {%@v* & & v6ew W gewt WW e W W. w vq,ngri. rs rwerrues fum uce uf ssnty reported for th6t fixal year. Uie cf monry und prqrerty iacludps inblwt oarnings, cbunges h fair vahre (rcalizc#unrealiznd), gainr or lnsses realiped upon tbe liquidation, marurity, or snle of inyestmes!& and reiltal income. 40 I W,XW,@ryeh@&vWM&ZW'WW wwu held by fix,&ry;wtx' W'&@x W',W ih"c, p@, &g eW\W & r$t &x xryWg@'&{tw*& M@,s as cash MWxffiwaw.,WqxWW*sw'*wxeWW@essvs@xxM&rnonthly'WMK@fuw&Ms. ws" w&&'x&'x Wr wreaWsit{. eeb wee'trrqew$eb&M" W \nv*u&*x *t wffie** b*x, WW,A&ax M'tttt wrg Mwzx*-d by th€ General nnd lnramal &w&w vw&s. W W*stwy tuxtuxM W M o*{w &dW WW*e xr:e& conoietu *@$ry af s$abe wwsx&,r*M WEs*3ryax*a&'f*ngx Traplerwy Fund lnventories are 8@ *, &* tiwr st w& as ffiaM Srwrytee.on a fu*"rnu Kret*atbMx, ffixi'ngrhn *msgrn$ian Mq&. af aecountiqg W ltryg0,rnfira " W & enst & Y w& *x& WWM Senrier grtrr&t&vwwnw are vahnd nt cost, dercrmined on a weig*rrcd *vwwbw * g&Uzrrng&e conxrirrytia n m*thxd of accounting fu invwtories- AMtfr,g r*tls ts vrn&w &tt w*b e@c*l&e fn &tttnn x;counting pwiods aed me rcwrdr& as prcpei{ s$ls'ng&e uaawpaan nrahod" l.osgp$qW{vsttd l{on'.rnnnnt Fsdions 9f long-temi rmsiysbtree &rr q:e rcpottril un W tSwwwenral, Gsvern:natt-wide snd Flduciary Kxancia: statemetrl$, For lorru *wt bwx w {wgvwwsx componeni qgd/or 6 repayment twr greater thon that sf€onventi nw& laxaxn x*dl&vanw is rew&*& io more seeuutely prewr*i M wt prcsmt value ofthnw rwwgtrsla&" me City'o Juns 3tl effeqtivs rarc ofreturn st |.93% on inve*lrnents is ssed to dlreoug{ &age rsccivebles l,o thek ret prcscnt whre. Cqpltsl As**rs Capilal es$ets tlrt*hte&W ineasffiu)16q qre reeo*led at eost wlrerr fuM,el Mnds ae avaitabls erid al srl sstlrn&tsd origi*61 sost whsrs na historical rrxrrrds w**L C&&*rbr,fted cspitnJ ffisetx arr valued $ their se{uwrtion yalts.at tlrc date of wawb&sn Garerally, cqfital n*wryxvabxw* h exeess nf $5;000 arv capitalized if {hey b*rnp art ry&d us€ful lifuaf wayearewwrrsv" *spltnl areatr isehldx affii$nns m p&l** fuwwn fmfrackucpt'4; eenuw Wprnvwene in*l*&is& Watnw, 6&* ee gt fu .c,, &&w &w \xvffie, r.onrsl dw ww,. 6xwtt@"" s&nrcts, sww&kwjxlrdgax Mri$t*-*txrwy \rfletar*r-f'firyJfhe f;i$ ba*v,ttyuw&w&tW.*Ne&afi 'tafu wbr@arxa*wx,&x*xwssut&-$&,W*,tx@r*&rw$wnf lrttx3f)t2&t9" e8$a7 waffi :gEgtr b WW6'*r.tx W 6W@e$ *v xr rkgw r#igr1r,sx& rffie W w, i*&xg W *w@ .ee&ee&th*,ew*WW*j&*Y{saee*el,WeWeg e&bfu We gi&*n*ret &tweng,,sf &&ryrw@ac,Ymrd&,Wry6:lationischnrgedaswg&Wwww*wst?perations 4l t, WWrr&Xwt&uWiw,*&r4 (ry*,t$iqirr&, x&awwrM*e.@&*trwttxrytdoutfnrenpccdvebxlgnwrl.rl*ets,Wellvw,rts&fu r eww$ febep{rposs fur each oapita .wxw\*xwwx, WtxW*VMWffi{wzM ,tWWeww W&\xrwservgtwp&twk"s 8t;*Wdtxx w$,twka Water liuer/pipelince Pumps & boo$tcr pumps V*tt*twMw*rxry@wiv W-5* Y@ee 3&,&5 yxasx wxwx &8 yws Wywx, ffi yewq %.*5 y&s, Ww Y'** gryryy $ w@ fu w" Wnxt* lisbiliry, defbned out{low*/infl ows of rww wZM W g@wW.M ryaM ry,ryw" in fom at ios ab orr r th* W a* #w&*w & &* Wry C&&&eYaal|,c Emptoyees' AW,*yW WeSeW;; prea We* ee &eryaw wf W -t*ru frqm the P I an's $LMW M. p@&.ryw We &@ @ wt {Wwh&* se &ryX ew wWe W eAW, K w *&x p@w M Ww 6e@ee vuMx' *X Wt&,* *Msee@ &ae twgew&. We@ we Ww,b3e fu a*w6ew v&& W bwwW'wws" WvM w* r sWM & fe* vM', e*& *e We@tbnt tle reportod results must pertah Lu h@lg M *Wt*Wrxwiwrz. wsx&rx *r*t&w Wee &wee;stryu Y qr|W W M Mtqw&ra* timefrara es anr ussd., Valuatioa U$e ffD)g{wWw*V W&MW twrtS*,Pl;a It{easurumenr Period (MP) July l, 2gl7 toJuns 30, Z0l8 W tx xMna $& &&we' &* w*r xf .fixww& m&&W t& .sr,rrrfitrr,* rrysrt a WMeW,w fu* dM ourf,owr of resousp*x. *Ktx @ ffiMg&** MMavw W*e"e@e erffiWx ri,f resourc€r, reprcscn& e w.s&tlryW af sfi.ro*irion thx apfuw X*, Wwp:ffi&.&**.rry will not be rccognizs &xry wMxw &Swwstses {e*penreJorpgt W, until tlen. Ths Ciry has four typoa of itcmc is lbiu cutegory, oodl r€latod l,o Penrion nsiloa OPEB lis&i tid€r- 1 ) N ot ditrrcnce bd${W,WW.& we *W& We qs.Y ee@WW fuv@W'*& M w& wWiM, *n a *rqrlht-litr bds,n, Mx. ,&, ywry* W W*WM, wwflW W eW& e M,M W*aa finbt{iry/trrial aPF#- WMXW wa &e re&ttts of &beWryqwry&e @ M rwstwtt period, which arc @ .@nerhe r&**&. e$M &e.W$ b"&e W gary; fi'{@rys $ e"eWbrysxry x*.xw.,xevtnv& &a&'ia,e;&@weweWWwW*,w&kW ,&M*6lr6s6*eW M.e Ww bW xryW* @, **Uxe@w *w wiM. wvx * €{@ 42 t, Ww&*N*x,t 'WM @b&W{Wthesvsrage of the rxryeew&WeW&**lzv*x.wf uX|@ryecs trar arEg*vM & pwitons thro"gh rhw plryt, 'WMe eW W W*tM, *&x teW. *txsf.W*&*wxr we@trx&ar &ef&' webxxfu ut a*ryemr,lng, Xs WAww:labiDtie* rhe Btalr$€nt of finsnEili pasifarx &t wMxs W & @xweefw&fuffi w*qYiewa@."rkte*ryxryWf *@&ewit*1.w?;&teM fu&aN* xf xww sw ryrws& wt WM.r&ryx 6tt WWMee M @iw t* a Wr* @ee .xn& a* @ rwt;'be xwwg6M. we {ekw .*f t*wrw UwWxx* xir&, Wr&rye" W W @rWWWew*f tW*etqWXWfar@6agtx&uWy,WWire,zawv*t&&lx fwqg.rWg *wvarious sources; tnxes and granr rnonie*, is tryn&& u,&y tx e* gsvernrrmll&*f, Wfre b*:ww fuM" w6 *nwx W@ *, xrqd;zfr& 6eMb&& wf wr,wiiry ms*e erttrr'trye 'aw &6wpd. aft&wwg*c*d w waX&Wv *f rewvrwixr&e.penqd ths the am s,&Wfutq&rrr* .avaih&b, The o&tr W iWeMryfuflav* hryw r&aw**{rhwgwj*mhr&7tfy m&. l.,otal OPEB liability, and ue rcportod ouly in tle statemsrr trf ner posifloa arising rnOsr fte fitll rqwt *l'bssis of accormting. Thsxw irydi,wtx rels*pd wwe$& w& OF&W MMW*,a xrp rkz rwtltaf: r &iffersnces betx&e$ WA and Agu,al Bxlrlueirr;w W &**We nud rynortized uqirganEARSL, * fhqges in eszurnrytions is w.effiflvnt r}sr is ddW@ q:zd amodryd rrs.{4g $e S,xpettra Averoge Remainiug bwtice Lifctine pAftS,f,} fu pnxinwd7.V y*arx br 0PEB Compwp$sl.Abrencer The eepl$yee benefrts rnry,et*e llslehllty ls rccorded fer M rmr,atioo and similar compar*elory leave bElances,Ttw wt$CIycetr' entitlemgrt ta &ew bnlances is atfihutabls to soryism alreedy rendered and it ix,probablr rhat vhtualiy all ryf these b&lances will hs liquidued try either paid timo offor peyments upon termination orredremcrfl A liabilt{y is tsootdod for mused s-lek lcavE bslnnces omJy rn the extent that it is pro}nhle ttrfl r&s unused balances will resull istwwtinxtton paymset*, Mw wnounts of unuesd sick l*ave afs excluded frona. &s W&rJtW xircs thsir poyrneot *x aunliuryeat solely upnn tlw gwtxf iwof a firture event (i lhress l M. i:c WrldE thE cenhol of the Crty atrd tln rrnployeq. 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Agency Invmrmenl Fund (Limirs: Msximum 3fA sf total ZSqM*'|Vt&xMwMXt*trxwM**:M*K9**M'ery"MWi*w &gw retWW. 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Salifffnia SweWwr* C;ade or Ors CWs lwexwrx* twhry, The invqmqts etdrlwd by &*s* d*t aWne*s includ€ Illrmr;y rdw,W\gffia| fbrds, ffu I egwstrx witbmxfruily dstes aof.ts *xwed 5 yearr, Ttes'xtwy'Wwdre M &lwx$ryeelrrrEptw,nr Crlnw&te sindbnva msnrriry M wf ry w 3A yetrs, RitkDinclosures Inler*st &gt* Ktik As amnens sf *;ffiii&JneLre.sryxls$rato fair value losses uislqg&Bmrisiug intewstmtrs r&*f;ity*s invesframtpolicy requires, at thetit'ne ofthe pv8frgee (inwsunent), ut leasi l9vo,srydlitpmore tbm 5W,nf $e,Cit!,ts trnvestnrcntportfolla W{wr&dfi",om one ur 365 dWx*wB mnls tlran 5001a nf the pefifolio he invested hom 366 to 730.&sys; no morc than 3514 of &e porrfnlio he invssted fum ?31 to 1,095 day'*; no mawstrrb 3096 of fte Fortf-ollo babweabd fron 1,096 tn 1,460 days und no ruort tban 3ff4 at&e po*folio be lnve$tcd lrnn 1,461 to 1,825 days. 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L.ee,7e.9:' 1.so,646 4:rffi$ffi: 3*"W e,7w *;7W 3'ew &:q%*w &7AW x.Qv% b,@ :ttws *_lwiw &,W&,9f7 3ee&&.&4 1&Wew 6,s7&43,& * -: 14W:?'4 g,w,sw {,ggt,aF '&@*r*|W&@d WW, wsrt, \ee, ff re&t$&l.sk.&Me*e*ieM6&Wsr*A*xw*,wf wa@Wwww*Jbw9*&W&xxb6gwww, & ebx' bM e{ &* &v wMt y*, Ybiix ix wwM y rhe MWMwt xt * @@ a. ari&*:n*Jy rw&a&'M*",&'ryfu9 ryr@M*rr, TL'ie &*. *i/.$e p&qg rnl3Wtt* lgne, Wwtr& x* &* &wwwz*t Waa W .6 *&eW te@W Wdw &6 Wfryrt ewe k&1te,xtw$vev W,&we W w, At Junc 3i), 2019 thc Citv's credit rinks, cxprvssed 0,n s pereentage bxis. srs sc follort!: @@al:**Wt,.t&WXlwlxrk$,&fi&*q8;Wk&,*,*tt&&Wt/rypsqvez*pttrr,eqtTotaltnVag.,tltg Jt&. Invtrlm€nt TvDe Mlnlmum ftatino 5&P Rctino ?( of investrnent: &eryg||xe* Mwqp$ixelx Ne;&pt&l* '*tfuww .W*.,W& W"'wvi*eab1w &xw:ry$*wb'teww wryWWw&x 8,&,,," W*, &**' :&&t*' &e *,&- ?t&i@ ' &&8t &&&' Wpt &,X'* 48 &, 8&^@;,MxWwxt*pWWM3 Cowewrdtton af Credit ftisft Concodtmtion of crtdit risk is the ri*, of loss ffiibuiCId to ftp Wb$ete& ryf w, *W * W W tx q &xg;ts3 wry. Me City' *policy aa io limirstiods on &x wtwwt &W wb* lry,,w&& ts W w' t*|w* W tEMe'M* ew ewe*rW* ,fu*e**x*tr&s xw$"*w M6; I*wbw* M W ww twee &WWW&, Y*&eW. e.We& vqe w"W& iari&w;xwt ry\x'&\& wsw wqnfit) can be idsntifid w @ W* abovc undcr Cledt ,tiut *ueiedi&l grqdlr fii*fr, Custodiql Mlt 6&. W &epxtts tx &q &*,M\ ext &w. *vw w{ &:w bi\.rw nf a d*positury finanaid isgttrttb,nx,, a gevwwwr-&7 Wb* &l* t* rs*,wtgrks Wette w *& web* &7e t* *&vw svLhatwd wrffii@ W w'wtbr porsereion of no 'ryntc*& WW. m* {xti&e;xzxe*,rww fedewteres*d{W**Ws xnd, w&p w& lugtt Wf,r}del{{ens -"o secure a oitt'a dryv'lt16by $&WWWW xwnantiaa *x adlntM; We wwkst valw of pledged wc,Mrx ffitrf', &W6d. q* LM tLtJV of a ciqt'e dfpo$its. f|lslat*lp,w drw;*turtx&uarwt*.&s*hrttsttsto iceum W ewr,*txbygt@*r n*Wg,x &s& rwr$Wp, n&wbwfuW * v uf. l5W* ut x vi*y&t*,Sxt e$p*stw. Clties wy wswwe& d r*qrdtsnfet$ fsr $W*&s that are ftrlly inxred tsp b $25CI,CI00 W WM dWsWaW insutm*a' I\e Aky bxx wt wal w& ihix raquiran en t. Thp esstsdis,l crodit risk for iuvasttgsnts is ths rislr &s't 'irtdryr* svmt ofth &ihrrc CIf&ry anrankryarry (e,g,, broker-dealer) w e trrosssim, a, &su&swnw &il nst bs ebts w ywww ihe, valus uf itx iwrxwnent ar *u&&tal smuritim &at arc t&. Wsffig;slon of qnotkr p@ , Thr fltyno poltvy&xfor cll xwcel&ees\mad by tbe Cit) tabehvtdin safekerpingh the City's sustodial bxnk, a $id ps{ty b&nk trust dcpErtncnt, &a&&s ogcnt for the CiW Lr@ the terms of a pusKaly nE$gffdrd, The City follows dre prnctioe of pooling cssh and invsslmsnt* $t dl I'trrds excrryt far ftndx requircd to be hsld by orrside fterxdw ather agents underprcviriorn of fte U.S. Departmeff of Howing end Urbun Dewlopmentorpr,ovisiom of bnnd lndwbwl FsirSqlpgMetrsumasotg T bs flty categori,zes its faia yalur.'tnsasuremgn lyithin the fair value hierarchy,est*blixhed by grnerally affirytsde{sonnting pr}nciples, The hierare@ teberx;d on lbe valuatior inpul*. us6{t to ueasurE &e lbfu ynlne sf ths sccutn. Le wl I inpts a"re qqqts'd pricss in actiys mstkctr for idcntical ar*x*xnl,6tdV,irWvsr w{upledpricwxfar *imilar ss6L4s in activc markcts, and Lw *1 3 iupdr wv xigni&xanf. *n&w v able .lnputs, ff Ws,WeMWe*e1&ylx&Ww.*} 49 ,&, W W W t&* WMW @ 9w v&tw rr*&*x6awts as of Junr 10, zTtg i We*.PArw W@wr'/&le l-lnab'w*abla Ya&aWI'r1*xwbw*&m.b" 6a&aral &*&*nal t&q,,*,wr Y&tal&a:tt1Crw:st&wb MlwruT*rswWx?x; &pVita ?*l6raww& yryeze, **ldWr*,x**t *,*,Y'r*axuryWn& ?*d*ralW*iwrzalW @y, ?.&atLeet&Xatt&rx*rxe LAe:l &'gi&nw hr**n6&zrw* Yuxd* \'Awxq* *q3*r|/x, W:*WI,Fa* dqt 84*l$@2wry7 W$reW fuerW, Wx*,wal YurrW Z *td trr*v &tww*t F *(&&ll a * %rxtsubla& &,6* ?'wl t*q w*8ektr*m*&t?t, &8e6W 3&ffiws& q,$ww& gee,?.4l s&3&4&V {W;teWffisx&WffiY,Ww 1$,w&36 e,w&xw 14,%&,rw 1l:W:& 3&&,W\ *,w?"w 1,&W,W w,w&:t& &Wg"W ?ss.t1z s"t'23VA.t&re z,WW 50 3,,fknihl Asrrrs &$M we@W{rxr y r w&*trna 30,2019 uts Bs &&wwat 'Ww@Twne.&w wM& W&e'WAxe *wwws .:.Ww. .'W@w Crp{htarecl*, mttcing dryrccir*d: tqne W*&6rvw *swww@'lswww Tqd,'@WlryW&, x$.bxfryd*p@ CeplroJi&M,W- dryyxxa*a{: €v&*d''twxs, ,Shnebms6&rt hloor,t:llrltt$ Wirrlpwcl".'T*rrtwp/{alasw, bEi,u drprwisfiqd d*s* gs$rmulsld, {Rrlcsn&ofsr trt$ssbsqtsc Strcilnrr srur r*nprnvffi u nlb fl{xntrur*" Oxlrryr und cqutprtent Tsul cf*rrhrtlurd dcpnmlsdos Tobl copltalinok, beftrg deprcciarcd, ru( Oorammmtd rcllvitlar cqihlsirctr, nil W&4r4? : :.* f,olttl,tlrvww6w w"w tb1&Ew 3w&.t8,w t8&51',W5 \&;73!"1$V .- ** &&&8 -",""" ZWXW.- - *"t rti,pq##" --@ w&ee,643 tu,lt,/ffi&. .x,7r*,$& 2t4*93g.13? twv*8w ffit1335 - 1{t9.911.005 4,3w:7sr 4,6*d,031 Lw&ya. ^t" lr,4x6 g*&"Wff"&n 1t"a9*.{r?, 9,7W}9:&*, 376,?J4,tN0 843ffi,5',r1 3J60,ltt a5&11327 ?-Xt[,z1ti 26W,544 2"8t4,336 ?ie,67,1 ry,W,Wl --. - lJSr?43;{{4 $,900.?69 2".1.4,6Ji l51,l96,Ji* ?1r,9"r3,t6$ 6J98.r60 -,...!.281;96". ltN,058.{n1 05t 06016 l?,556,9;7 6,3.2,fi0 !{e,lllJll (TbSesp*vLv:,derst*ssJly't&,btwk3 ,W"gW 8{b46t.748- 37.635,603 51 Capital Aseets fcmtinucd) ewfuwwe-Wp*'&W*at eapyasqxae"nts. WrysdwlM: L@ *wW&wZrt Wr*WTWWWM **t*sWMW{. Cry@\wW,%a&gew@ Wryweerwt&x Wwye. W&wbWg* Weze WM,wWw@rw*w Ww:&*ktx bk&bwyw&ew@ Yew&rywWsww bwx*WwtWx* b**wwww*i *sMwx*uwr. &14*xx@wwW.'twWei*@tx'lxM: b6&e.rsW w*wwwtew. wwtS*&xewet Ww&'e{eh* we&tuw@ wWee*' Ye*{Mxn*e-& I>Wsi@a 9@,@M"ww/@ts& '&W*ete&&e*, WWW?{M,,tMg*' 'wMw@w, x@w& WWeevJr*te 'tW*w t3wwx*r *telrw t e646,932 * &,ww *&T"ee Ww;7A1 6.Lw&&* WW 3"tw"w &,&w,wt &;tww,&arl' x,427,621 2,823,M8 {88,333 t*t&Q&,erVlJ.?50,?36 t60,7y2 98,?353,52 4,631.865 w:r&&,59& 6v7,WW tltr&,&3&&& SWrW& ; e&?,1&eV a t*,6w&rv; 1e,*t7& & *&;45#, W,K&&,W* &tr&4\6f&- t's&tr&{4 tA"4tA,rW 4rW7, t ...,.Wt&,&M, 3,*,4*qt32. 4;WrW.-...*.*.*;#i:rw 't,6.w&M& &7&.a2W ww$e& w,73&.3r6E3W 7&3,W1 &Z&W&&V Yt&W,&'e 4r&ve&3& t,{t*&,wtvz&&e& 2&2&I& 1.46e.u0 216.129 - a6t5.e6e ,190"620-904 5.403.s94 18,459 ix,g06,rt39 125,179,82t !,45$,560 -- l??,o36Jt? I t31.924.641 2.63tr.787 S.to0,r?O t30,464.008 - &.&3w - 3;&tz&M_ *&y7,rwte,w .&4.ww3_ 4*&&w- t*ew*4 52 3. Cariml Asses fpo"tinued) Ar cf Jrnrr 10, 2019. i&o Clty had rlro &lloring nutsandtng Wrdrass comrnlmenur t'$@* ptt@*x v' qE@ q*@** r.. Fun<llrrrn Snurt:* %&,w&t ,ew@ WW,agwyx &&**trzz* tk:eazta2&as&w :fu***1*6rP&d,:' Prvcrpn t M snngcn*rr fta g.sm Vebicb Plmh*rra'l\{e**wkYMe*yx*r,.aw TWetet$& Strrnr Lino Roglnoanon U M&jir t. Werryt*n&*X*ex@.y., T(rret ,z*4"M eWrWe boyw& Ws3&? s&{{x, 9rr,wy _ LWetW.\**9177 etz,w&* 1x44ry ?tt,6t:t,"€rew' X;W:7W D vplwlg*rw,Wwrre6r w w &hery*d t& &e fo Uowing f iurc.rions In &e Swtsmest st &M&*xr Eoyemrrsngl 8wfa*au$Sg*Asrili$w MvLW &rycw|gwqrnwwt Sthllb xa&tygwilxwar& V,eWsndltbmry &Stwnie dnvelnpoem ln@l$crryicc fusds Wt*.wr fiwlrwiwt Ywl $8,9t 0,?69 5,403.99t & 42og3e t32819?3 3&v4,asa 1;48&6?6 108,334 t,579,8+1 2,51&,til* 2,e&9.315 A 'Isxqs Pruperty tax€fi me *ttsohed as ur enfsredbtrta lim on p$per!'ae of january l. 'fores flre levled ou Jttly I md me paynble in two iln*&dt:rralr;Eon Decembet l8 e& Wi| 10, Any icpa.iel xw&.. erls st thri snd of tlw &uN y€st alE fficotd€d w 1&w&.rpc€ivablo in n&wdrwt's.witb &eeiry'g aocrued trlletut*eg*ttr,y ss stabd is Hok l"Wt&wry of0range bills end *sllx* *e pmnerty b*eg ard xubryguently rcmits the wWfut* &e City rf Orruerr i*.lWwf/mlrlmr drringthe year. Hirmrieally, the Cityhax rwatrvr,&xi&xa*idly all of the iaffis tffitiriJ within t$tc yesrs &om the dde they Ere levisd, ThewvwrtxMweW. Wre taw fnicle xlII A of rbe caltfomia Consfrutionlwl*vy Wegw$ txxexat qwWwVAt'ClVq af fiill ma:{rd vnlus** *me ntw*twwqq&,W increase &* gxp*@x '&1xe wJ nwrr &art rwu. pxr*er* pY*! W yw, We W Weuvw e.*twe *f \&k bwil* Wy WWe&ee 1* &w lt rrx€ive* ts &e t.*v & xs tW e WM - 53 %ws*:MM W W ww& W w @ww&Ex W@ w sbw &'W @:th w Qur&"&miurss unds &*taWa{*WeWrxxt7e\fu &*@ux.*3"5*aXwTs#"WxtngProgran,undcrfiecode, &"W^wyKM&&te*w.&wwkstfu*wy"*f salwWwk*WWwWe &e Wfr'fat &w g*xw x{ WaWg w re,tx&nfugW:iilww &Te&6r }Mx&x&nw,Ww &* y *cx s&s& t rw ffi , 2*t9 " W ffiW eM Mv* tww Wl*,ryW $&',7 & L ;W1 3 . {StWWwxw {Mer vww.w W.&etw{re Ywt& wr*s.&x* rcMY wf MMMw* W M e'ewz l Street Fair and reimbusera€nb ftom other agencieo for fiafrrgency setvic€s prolridsd. W*W Xwms.xWwsw-&wsfjrtx\toVtMaadWKWM_ ryW 8W w@seo the f*liforniq PrSlic Fxnployeel kemwmwtWww{CaMWwr WwveeW p&,*w&.&:grd€fined berrefft pmqion pkn (tbe Plan). CeVW"e W@ yq&M M WttW b@tx,, w& wWWu@ w*,a@.w*xr wx&'W Www'p\w.w&rs&'Ww'bw*{tx&w*41:ex.X&*K&&a*txs*wwMW.e*werrtud qeryt*tw&a wq&'f*r Wq&@r$tevW*,ewWpv'@x & Starc ot Califrrmiq. Ww& pr*vi&xm azz& e* ether recluiremcng ary webni&x& @ x&x* ,W wwxMs" ryt wxWxmfW &k ,,lrrplo.yrx bargpinivg w&ix. e e** Mwrpw & ee p*rsion p10n r*W&tTw&wx *t erafioyees urverc{ b & *6&wwrwrwzWrwxwewebekt{ not acccr.nrtingpurpwwSu weMee{W wWWw w tteMMM MYW& &w38; 2017 Yaluatiorr Repm'{; Wq&**{&*WWWIM@W@vs &@{txB o{ M vMriueryr*Th&xwwwee&YWt' w&&&WWeeS,Mtw wa pMely weWbte ryeW M ex*x hw' *Wbe e ry&#WeY wxb&&,@*r W$wyw; Tbe Plan gnrvides hril:lit$ fr-rr tn'o msrrbership cla*ifications, Miscellaneow nrul $ofrry, & ewa Mx w &MWwe tW 4w & *esW w@wetw" W we@ ts Me.w &zriw 1n M*a W wtrqv*wug M M Nwrw*w*,@.s,}!' ry!.herr srs. ewWee wt*$3se&lznuous membme. hw**,&, W &W34&,M Wwt*wWV&W Ernployees' Pen$on Reform Act (PEPM), c,csted mrr benefit formulss sotl a final urmpenx*ion frsiod as wrll as new contribrnion rqui!ffrnerits fur nerv employeee. For tlrs $npqsr of,Ff,f'RA, 'Yws s66Xrw* wrykbw. 6e6x *tcr Jm'uary l, 2013, @W neyerb*n 0 ogrrrbsrof CaIPERS previoudy. All employoeshired prior to January l,2013, qz @u ryw&*w *{ W t*ry W nN prwio,udy boen a rnenabq of (etPWt wgT &x x'& *w'w* rd@ &w pi.saWltA p luo. Ali "mw wptr&e*{, wwr, *WW&" wlT M'W&&L*Wdrin plm, and insad w&%wry*u@,vew"W.WWW&we6W e.x X *W &waw zx&x'xX*ry6ry,:&&t$ ixWveWqq'turry..-t.\wWeW. 54 o@ ?wsw w&ewqe we,wtevex*bi*&&*'wtett&y@* ww*wwWW b@x r w * % *r, wWW* *awexw&tr WWaIWEWWw.wevxfusrww, g,Wt@ Wbvy w x**tslbwti*s rew i Wsxr&WWmg6 vwwe*a{vw.Md&yMw aew. ks&tuwM W\q&vW{*s&*:Bhgd'nlr" &n&ryxY@nts \wwetwe t/I**;t& b*yw{ltr, ax & Vo of, rligiblo .*n Wmvefu a &eqt W a@w ooutibutlou rate Rr:ryt\M @ cl conribuiirr n wtw t W$r'wlwtnla V wy w*m* at wtun Jcd llebility M3*Wrtn@ux '&lwrw &xsv&,W. SrvWrytrwu& Wful{'ktrw,. ,&2r& 9,Wa-*ffiqw t8"4v:% 'w-w 2,l}{4,-\M ?lli t8,t?39* At tlre Jt*n* 30"20l8mo6durem nt.datr*ttzc tblluwing w:ptoyeoa wrre r&vered by {re bonefit terms of lhrTlan: _.Wu gdf*x Innnivsmrployees or bensfisiedsc rywe&fly roceivingti*nefits 64t 44t lnsstiVaWployeesentitled tobtfi,h&y*.eoeivingbguefi& 483 ll?Autiv*wployrs.s 3W 75s.Totqi W W& qo,n*lloubumUagf.l.i8&lw, &e&efi W& t 4(*tl of tbs e&ftntx Y tWw &mplry neuo &atuffip& L*w (YWKQ 7 6Ws ry Wt *r*, w$*y,l.w w**,nrr.mts* W'eW Wfullls' w@wx wa d.&xrlwnw& ww xa aw@Wa.za W e&eWW an& &afi& ef(&vw vttW t*3y \ {aW&xxn&w utw@geiwtb* w, W We VLM w*tbew we &et WtM W* &WWX' exwr* w.Mal ?aluation W*we W ee&*k e@wrqx6.Mte. &* &* *WwW'wuer n€{.:Essry ra finanev We w& wg W&s q@W @sXry Wng 6p year, wltb an M*w& wtotxffi" w trwwa W tee&@wws,&@'&* @cry ar is rcquired w *oa&s& M Wwwx btWwt Jaauarv l.Al3 January 1,2013 2.Th@s5 2%@62 $,yw*a*ret&MWr$r&" $fi*& zM-2W WLq t8eqw 5ffi&W 5A.ffigW w lE'173i'3&g lw,qw W-fliorio &sr&&.at January l.?013 Jmtry 1,3013 3,WW5W LYlr@gl 5 yc6xs etrgwit*e *y*vtx Ef c€rvks r*,'rh& &/r.W wnthlr &rl!& 55 6, WWx$WWMw:tXwffi &e 6s&ww' e.efuer*tndl re, .M, &*. wMbztuw rwe 8f wfrlrywe. Employer *aabbxfuw yq\gx W c,bxmgs W ril:w *r&wW"sre rmeodrd. Paymeirs M'W ee @wyry Ys x&lsfy conkibution ,W&Mxtembe @_U*rmxe$&{tllno;fq are classiffod wx$aery@ eendbutiont. It 1x*z*xWs**&tr1@ *f rbr&wr$*yvr w'M*Wxry xnwW&w6'e&yeMeres !o re0ost ths'WW ew & Wi:WWWysrY*eWSwWr **atei&iifw w stt&e,w&ww meiubers nre puilng a portion cf rhe omplopr connibr,nion. M&,Wa-&*,q*x&&wreww&mVrrdtnDseffiiffi Tolmlp:en$ion,rsbiriY: &e Ci*' x ll€f penrion liability fw &, YW i* wwwq& se &e tu?el ry*w liffiiry; lws xttxWNlwx$Nixe*w*w.y w$p,x*&w" 1rkee&*Xwd'srx@fry ef @*f &nV,Wx * WW@ xx *t [tW 7*, 2ry9&, t*fu* w .w&xea] Mrx .e @W&*n aa e{ SwLw 3*, 2* t7 N}x& fonurd to Juuc 30, 20lS urirry stnnOarO updaic procdures, A zummery of principul s siwtw'sx.e &w6x @ w &&r*ww &x w pwxtw tew b eWwe'be\ew" v*W&eWw.WW,eawMWuee"W&., **WWrt*errextt@ Dkcount Rrrts T:&,*,wyws,*& wxbw rwr*ewe WrteWfuegT&bk Port &c.dranrsrt Br*Jllp &*onr W@ , ,&qW$te3&"W7' .3xeaw9{}a.2ttt"{ Jugle 30. 2Ol IJuna 30, 2Oi $ Wx &ee'W*rm&A*.ee W &eYetzrt@rQ.*&WWr6 ,Me&**&.. v,t.&% &,9*W t:ttw tw3 v"\9Va 'x,7&%,. 4t3w 433 (ll Dcpcrdiru trn agc, a<rrvies ard typo of orryhryrrsrd W "$ry, W&We $tw@ *xx &W* wW qqwwx' wrq@&& @w W *,&"4$, 'W ry*W @W M \*de ttw@M b@e cq*,&W.W eW @ W k MWq 7 $ W arc of rrnnrd*I trysvwex uee e&@ *t @&* &teb W g'A | 6. "&w W 8@ q$ e& t &b& $ww e W. ee *:rywerw 3 o I 7 oxpcdurr a eurlv @. &9:ry:*r*w*8.wX;& xx*, w, x:W w&.W@w&Xe* MpwM &)bx*xxw Wb*r wtx Vw&e$ekgWr:vor applb*. 2,3014 awxW" l-tincount Rnte We *WW @to n$asure rhe wtal pW{s.WW W 7,l 5 pencent 1' hE prqjwW .w 8 w&:&ryw *W t* WMn*'rtue'dwese ry *x*wW& &w x*uWr*ewp &sW pM wwW& b* wy&w N &,4y M Mwr ryMxWtua* r,M. we && w@&$tw Ww $&e eVba waae* srsnmrily req&& W&e&ey *WxAw,$" &s..q A** *'e mxurap{anp, lfre Phn's fiduoiarJ nEt W*&'*& v$ee g@ *e'W MW e. @ d1 pr'ojected tuiure beu6t?t peynsts at ew9@, glfw w@ WW&t tbe W"W ryM r& *t 6xm on plan inv *qne& ry{W Wrte{l e. & *&,e&' qt M}We We *.ry6e.WW Wwe*qwL Mxxv.WeW.' 56 *,,&&Mw*YAw.Xw&,W**t& Lons-tsrm Expectad Rrfe of Return W@<qnsxpwW&W qf.Ww a& pension plan inveruucnts rmns detrnnined..Mxgx buiI diug-bl oc&, m$$&, .& eW.We ftwe wdL xwx *$ sew Wy@ Waffie M & pondon plnn hrve*tnnent e4peue auJ inn&@ ww&w*wLry&fu:s&.rg&*g WWMgt xw M,ery W @4eryw W@ W.qt W&wz ryxW# abff took into ascount both fuWr,* @'fwg"ry* ry@ @w swW,&we e,& @l w &e W@ @&gt r,**e .wpb &wax,KaiW Wste6& v,Wr& &f ffi ?h* fuui&xt wx*, alassns, expectad ooryWw& Geonrcric) rs&rns werc calculeu.d over the $ort-tsrm (fust t0 ymrs) aod the long-tenn {l * +,fxwS wrra&. a br&l&lWhls*, Ww& " W {twX'M @ wt&iM rr.&&as €qr bt& &*ElW, End trong-term" the present vat:ue sf bes&s ww *tl*W&eM fut Mx m&6, W e4pected rate of rstum was s€t by calculating the mundcrt ringle equivalent expecled rerurn Mt*&ve at Sre wewwwtv&x* sf bene&x fut w&"frw*..axthr ona adnralat&'a&gW eW.rt4eflg and lwiglrerm r&w&, The expectcd rate o f retlrtg wus t&ax @, Wrxl- W &w &WqawdrntretE MstW &ctv* and adlixrtvt tn ryaqt fur assumod admifrsb&ry *qr8,|lff,s. T&e*parf ,dresl rates afr*xnhyassstulsss are as folows: As*et CIlr*(l) Asrumsd Acnet "Allocrtian fl1 &n*11&.p*ulr Vas,&L-ln.;n R'id Retunr Yernr tt+t&t Gbbel Eouitv 5O.O09/t &."ew 5,98q& YWx,d trtcomr:2.A,gQ L"QU 2.62 tnflation Asrets Q.-V7 r,s t Prh,ee Egu6r 8.O0 6"gff 7"21 Real Arscls l3,oO 3.Vs 4.91 Lrqddilv t.oo {r}"921 Tqrhl t oo.00%; ll.l tn&e CaIPER* CAF& Fixedlnssme is inrJud*d iw&\&& nsbt$oeurilic*; Liquidlf i!* kreludsd in Shn*.term.lrys*&nenb; InflctisnAs$€e afC included in bo$ Globql Wry $eeurilis* and Olobal Debt Securitlec, p) &n qxpectxl infiMan at&.&W& awf f*r lhiix Wriud $1 fu *xprx7r& inllarion ot 2.92Vo u sed fpr thir period W,m*,mtWv'emi*, 'Th:ess,v{er* an s&gwwwffitgs *re wwl&mxweJty'rMt lh,* rw&**,ntmx &ixd**rxs" Pension Plqq Fidrcirunv Net Positi,on W *w K&wAaxy xwr p*ibw, *xdsw&. in thc GASB 68 w,wt&g z&k{st;rw ryryrt wy etW &w &s, &w aWe Wu*a& \e M'f@*ee M x*t&ax qrywxt W tw r:W@ Wtn&,Vtvew&wwwA*gvqlw6wsa,qeWrtreW*,Ww.s&w&*Wwy 57 6.R*imurrent Plm (conr inuod) w*wex M ffieu@y veWtiww{te w&M ae w*a&',Xbw w&.ttltrg we Mx&& f *r Ww&g WWwe b *xs **n4wY Me' v&@w, lf N. &9Afu6 di fferenccs wee tea&t Msw wry *wmVx*bMv ry &errvsl X twugjsl, wqx6. dxex6 aM M wM& wxx - MWieWWe.Y WY:WwwXW Ylw fw&rt&*tSx xbawa the cb{4ges in net pmsion tiabllr.f' tr(rr &e Wlks&Mw&w wwg&M. ww W.rttW(Mw& gS*&, WWwse@WWM.wwtxwx &W&rw*x,&: kecrp* *wrf wi W V M*IW'V@ W*weU-tw"WwX@eMJ Bxpgrieocc Y@xqxfewwMw, lfurtt&YbNTtxwwWWvW *ryw&.u&sr@M&w@@er T effi&tt&ew,W&@7w Itie! Irn prdrgn lrr:orrtWYWWM**W**&st E{rpbypc Combr^dion*WWWw 5&#7"3*3 24u*&&Xe tt,Yrf&rewry *:?rr7e.x&sry &rwe*r&tt *tt;rs&,&w *Y&*t,*w WTSs:\'. Tnpe&s&:W {2,OS&lr tl tp'{t;7xpe s,wigw 24,W7W tt&www$ qt,37er6w3 sw ry,ewr&& Net Chanps Drriu 201?-18 WewxS&e.W&{wweWMeWMwWtqWWcwtEip$wDqr#qnpqr. &,* Xwh@ WKw,&* m& pwefw WW ef M fexwl&ww *tan w eY &*, @.&.W;@Wt&c*weM,\t*ryeeed&w'a$u,W*€'r,t&g@r,ew6L*MWq6 Wktn'X&W rr&ttK bo if it were calg$latsd u*iag a dllr;ow& W ee'* $ WsxqWWW- ryM,**Wt"6,X,5 rywtg or I pilcentago'point highcr (5.15 pqryxS$fu.,We*gwm@; Ww@"tW &,16W'' &ww {f,l$w$ www4t% wew. 58 e,ewwWxWz:*W& Qbangos js th€ lkl tsplion Liabilily-Saf€ty Plan me'{e%w&,.M"xbnws tbc chmgrs ArwxWMw.AM WWe@m wwz& ,wYw'&e.wwwwwb&, $rnsiM of fu *q&ry f[*lt $,*t,r*Ms.'- Lisbiliiv to &h#,ngs*,tll r:s qi$cCIu$t Rate Tbr-'&/.trwing pre,reata &a wxt pcnrion liabillly af e* 8a@ Ytaxr" w uf &e nreaswwsffi date, patm$*rsd nslng! tfu fu**uW rate sf 7.15 prwnq s& wsi* ax whnt tl* nat pension ILabAW wnuld kif i\w*,re wlm*xtcd*xtwgaddr;vslrrrllr&*&at is I perueutage-poltttkww (6"19 fwraenrl w L parwr&ag*'Wi:t/"rlj4/nst &.15 pet*6aq fuw ltre qrntnt rate: WaWw.'av, 6l38WV {3/SMW et$e&,e57 w&,r4&w 2,&1?."€74 ry4&tJ7Wv3 w4 w*#*,xw33 *&N,X*&, eWx Msgfu& er M'tdeesw,$ M e$wCa* Idercst onth Toral Pensimliability WMrn b€tuewkewedNa&M W:vcmrr. @EanofAswqrytb{s YWw PbnResotusc l"iowrrffi Cffishafrryn\twXWW Ca&tutbnc fum&fh&.rs Xstlnss@atlmon:s Wffi Faynens irplud*rg nemdc *{WwlpW *&*4&57 96374,391, 2,&L2067{. p5,8W3"4W4 "t2,9Wp82 e8ff,563 29,531,053 t35,095,4M 1.041.41 et Ctrarues &rias 20 I 7- l E Babogs at 6R0n0 lS &{qcuremw neb g536,gtjt,&\x wwwxw-t% 't6.Lsw CweWweSW. ry'"Y5'q& Wrxs"8,W+l% ry,1ffi YW*?&a"w$6 Zkbwt4,wbtt * g&"Ttt"v*.s &, t66.364,"{t3&'& 1&9"W"&:52, 59 &.. XM{*wM&. '6i:tX&WYi,s&*UWZrl't7-&&,xxNr,wdii*f *wv,wrwmal,&wuW&'&rx&ardafuw&Ww*t {6W Wx, 3 5' u &wuwlx{ snd VittewM eryr$ng kw Yr*wpitew,M 9w t &w, Ww &asx$46.6fg X*YX&* wwed W WtaqfuuW ewye v{ &vity &t@, W VW.wx&nyrwWr*we' W gM*tpwtew tu *hc Wb atr WltuwuWx xgrlr*v W&&'plw,, &**w&bAW" C*WX r,wee& w wswxLmc e"@ry w a twt&'dt &a*$*fuw *f $ &W 75, &*&Mly,&WWwtpWywWri$&e*vqrAwsW*X*al&xfu.xgW*ww**Nx,pfua wetui*981*MVerz*w-1.&,WWSrw*x4ry&ws,ryWW,r&'W&eba&yWe&,ww\* .&Wx&. t&,Wwve, 1y wee &x W@*wg*: &qw sf w&'ti ty rehted co pen rion x in w.ew&wa wx&eeW w*"tiw"6&; XwzzneW&VtfwM,Xx{oorfng fc Poosions Recognigsn qf O '.atrs Erd Losssg Veew eeee &8. gwm and Inases rd@"e @g;rylr1*tal penrion liabil"try M'WMW rw Wq&13*g. wrwe$Wm w&*ry ww ry*wluwfu:r*vw @, : W&xetM* amount$ are mcognizrd tn pension vry@WWywee W6tewWx*. ww\^x&, @ xweblxg qwwwp w We wStx& ee W *e*&W.* M &@MWx uf twwee et&& V W6wwx aM w W W rex*:gxk& b fuewq WeiW WWW. Xka wxrriw imn siod diffrrs d@fugw M W g *w Wfu *V trxxw tuWwqebwwwsswte&*re 9x*Mw.&t&eatuww*rgit&r6;wa sctud carnings N1&rw.wtxza6 Srnight-lrtw nrnortizatioaovq&e, w *Wp@ yerxairfuW; wwrx* livEs of dl rrmbcrs tb* sre Ww.eee@W,@Y1ry6 |ns&avx;weMM3w.*t'W @t@Wlftbe mm$remlwlp#rrdl ery'.WrW.ww&* rs&,ti&ryX ryviw WWw* &W*t;t, ex @MMby Weq&c torql fe,we Mry yww W M we @W w{ &:xxt MW Xe@st Wy*, arni retired}. Nnw&x&trws**s wte Mr 4 t& frWw wrsxqrytw,bwx& qb W wMl prybobil ny o f demner*i n& &w w' w ,ww 6W: &w rw*ifu,e w xx*t Mnd^ W rWL fu ,@ WwWwwgFlan hr thc 20 r ?-1 t w&WW g@ ls. x.4.yw, &WWWMWW,6W&w |evwiaeyuunof 3,5II (thosumof Miry W*z€e e&tMtw&ewWww&sy,g W 1,4s4(!hg ryd uurafuqr of pnddpaats; a@vqrfW&Epr s$d rstirsd). "yy'A'ffiWW&*:WWMfuf &2*LV.L*,WaxWFil perbt ie 3"8 yesra urlrictr wus ebqtwe W W&6eee &** W&. M Xwe &f &,Wl Ste sum of rnnai niry Mw ltWstw, 60 6, Retircmsafi Plan fcarlinuad] vf .tW &, w werywS W eU {thr !rt"l nurnber of p&x&@ai.&&w% t@e,:wdt rctied). Pensisnfxnenee.&hd Dcfemed:Ou!;Fowq snd Dc,ferrsd Inllorrs qf-ftesqlqpcERel&d tq Psnsioru Ar of the san of the mra$urcnisn puiod (July l, 2017), the ner pension liabiliry ir .&l W &93,\ Q9 br' *b* &$.{Ml.W*ae mw axx& * L &&,&W u&54 fut && &f*ty WW, Xar tbv meaxr*rsrrrent periotl qnrlirrg, Jrw* 38, W'& W wWsxw** &eW, M W & *wage itquryd a pennion erpcns€ ut *\5&qew W, &e lt&4welhvasa,ax Y&w* e& W{3,491 "524 tar M XxW Ylry xthmvd ax fu|Lr,wx Wrrellm;wl &ctiviths Wrtrlimq*-W tu:Mx FXrrinvFladr 'r&w It{lmslhrcorc F&nr Sn&tvThn &. lz,l7o,8l5 WAlt,s?4 s 3"&6815&7 s 153,428 s 13,w"&&& 2&Wi-sw 'lb*slPsrubtr&meme f :z.orz.llp $ 3,068,561 &. 153,42*$ 35"&34"32& As nf the qmd of tho &cssuremsrt period (Jun* 30, 7VLX3 Xnd as presentecl in the VpWS*u ?019 Sffiemeff sf $et Po*itiorq ths rii{ pcnrirx &ability is $97,4i14,538 {w W Miscellaueous Flm snd S166Jfi4,050 for ths Ssfbry U& Nlseldied ar {bllows: (Yhrx W*t* *wwurxwS,W MX W*nk\ 61 Golwre#al A{:tivhhc Busirsg*iryte Ase,ilke FHriary Funds '1bt&k Miscdhnow Pho Saftlv Ph '& 76,9S1,1S7 | 6S.364,0i0 fi t9,4W,987 $ 974,444 $ 97.l,44,53X 166.3&.85fr Tslal Net Pensbn Lin&i&v & 243,345,237 $ 19,488.907 $ 974,-+44 8263,808,5N8 h. Rerirement Plun {contin.usdl &*sf &* ffiMW w&e fi'*mw 3*,.2{*r*"&& *,ry &*w*grbwa.&wfw*E sMlw* M &gtw@iffiswx taXx"xwrrewt*Mw pwdsw w fu&lwx: WIlMwwx,Yl*rx wwxw W rW.e W3 W ae &WM @*ws wf rywxssw.&lst& x* @ww w.t\SW* tu tbx wwx iw &ws wt&b* rrysN@ w e Me&tse ef && xy&pwewWWW tn *W year ended June 30.3020, e"WWW@X*A&cMatMWxWd defcrrsd hftl\As rrf msourges rcIct€d topw&'*x @L6*y:enuW&@tseeee@:hw'wW{nwg?*@;azr@WW' M&wWWarS;sM*VWb\@: 'trl,.*&r& erW&wee wwxe.w *f,&wrw, YM$&tt*eWr&rbneg& WNwaaw@'eW C herrgs of A.s,s r.mrptkrrc WrWa b@eeww& w& ewww&rweq.w Mst'WiW. bwFrcjecred $d Aeet Eandng3 (}n Pcnsion Phn lrneetnmm W &neW&W'*Y g&&-x3& * w*s,g&w m&qr,&gw Totat t 10,178,r08 I fl,Sd*4,968j wete €J&Mw* qY Wa,arw W,TEW pf.Wwsclvt{e*:* Y w@ixrw *&Wrxww s&WryW, ws Wwrx@w&Sxtn Wp.wte*wWW betweerrwet& M &Ml Earmiencr*.* T.qs*WMProjecrd ata l@ Farnirw on Pernlcn Phn lrrvcsgrrrns &. t*r&Yw,r&5& t4,84,&-WX* &wx&w w7.4,2X 't*.?7&-t74) ryexs*&qz\ YW&J s 32-524"936 & .&,T33..&'133 62 6. KerirementPtae$ontinugd] MisccIanporx Phn Sa&)tyPlsn Yk*&Yewtr--,:, '&6,gtee&W rwM *M*&fu*v&'wt Yewww *€,-*cM$ MQT Wwww erywwt w?,ry %ryW wtu4. T b,w*W s 2.604"065 x, t&&w3&7,. $ 182,852 &;, v3&&&3qe t3",&&,54ffi s rcsffi332\ $ fl15,2t4 $ (953,5001 k 7w 3*, 2fr I 9, ee 8. W eq. elrrrlad:urle am*uui. CIf s UMW** to the ry&vn Nw WWd fsr the yoar emdad lvno 30.&&19 " 7 , lnsurana€ Prcgmrrts XI*'&?y isexposod t* vwlswx**g,6tlaxs ffhrad ta ta&qn&e. &waW and dectrusii:aeuX. ew&;&areandcmiwiwrrp&,wS,wnlkrwydasirylr,hmee,q&*lewwidcn&s&'na*a& &isewre fwryhia,h ths C rty cgiatxfuxvmious insuranse pe, WWe We Cig ha* cnterc*l i*ls ass/ml*swlth outside vendors to supcwisc aud adorinisrer thrse progrEms. lnaddw{fi'fkt* ei$-ccmplotes atr snnusl wttswi mnlynis tbr thp WEfurs'eorypensation qdd ljrsKld& Funde to detsrmhre appropriatc fi.rnding levels. Gensrsl tiabilitY Ths City b sElf-inrured for S$rlsml snd Aulo Liabllity ulxins up f0 $350,000 per occurrenee. For a$rounts in excees of $350,000 smd up to $3,000,{Kfi &e Ct:ry prrticipuet in a public €nrity risk pool maintained ttr1cugh liie California Insuenss Sppl Authotity (CIPA). eWe is e oousortium of Californis citiEs uder one joint polve{s xw&ariry agreemrnt, s'tticft we* e*rablished to pool l€srillrees, shnls drks, purchase &yo{gc irwrww*s, and CI slure rgsw f€r pro{'ersional risk rnr.nngemcnt and. clsimg adnrinisnath& ffm &mouatg in sxEess $f $3,00CI,000, the pnol purcbese$ commsoial insursnce od tw wvsc$rgc up to g13,\Wtqtttf' Sqr&sry' gp{nfnratinn T1t*, Qiry har a nelf-inxuronoe Wwexn tar wy liability rw &$ srefiny,e* wsiry xt&s M Wur*nr:r' f;sr"nWrwiriisnlew.$ *t&* Slare of falifwnii1 "W Li\ Wc ltplt ffiUUuV*g * wwtw,t*g Yu* ayns\t6 rn w"t*w qf $!ffi,$fi$ &;rtt ry w &2#ee,&i@ M City panicipctm te Qry,l\, Vst wtcrlxrtrx ip ww a{&2,0{J0,Wfru fux pr**l ptwr,bwwxxt*rye* .bew;itw snd hr! eowrage up to $52,000,000 per occtrrrsace. M*w we M&eti'*Wwttkq&&s, &&wtswhw rycee@sx&M amounl of fhe 3,*sx w W ffiwbW esM@' Li&ttee& e6:8& rw awt& W. e&W W, W o Ww 63 7.Insurance Programs (continued) incurred but not reported (IBI.IR). The liability for claims and judgments is reported in the appropriate Internal Service Fund. An amount for current claims payable is calculated based on the current year expenses and the remainder is shown as noncurrent claims payable. Changes in claims payable for the year ended June 30, 2018 and June 30, 2019 are as follows: General Workers' Liabili8 Compensation Totals Unpaid claims, Iuly 1,2017 Incurred claims Less claim payments Unpaid claims, June 30, 2018 Less current portion of unpaid claims Noncurrent unpaid claims, June 30, 201 8 Unpaid claims, July l, 2018 Incurred claims Less claims payments Unpaid claims, June 30, 2019 Less current portion of unpaid claim Noncurrent unpaid claims, June 30, 2019 $ 2,243,126 13,368,633 15,611,759 1,039,399 3,542,762 4,582,161 (681,441) (2,462,r4s) (3,143,586) 2,601,084 14,449,250 17,050,334 (728.272\ (3.195.911) 8.924.183\ $ 1,613,849 10,616,914 12,230,763 2,601,094 14,449,250 17,050,334 881,960 3,963,426 4,845,386 o.197.186) Q.769.86q (3.967.050) 2,285,858 1.040.871 15,642,812 17,928,670 4.375.480 5.416.35. 8. s 1,244,987 tl,267,332 12,512,319 Other Post Emoloyment Benefits (.OPEB) Plan Description The City administers an Agent Multiple-Employer defined benefit post-employment healthcare plan for eligible City retirees and their dependents through the California Public Employees'Retirement System (CaIPERS). Retirees from the City enrolled in the Public Employees Medical and Hospital Insurance Program (PEMHCA), who retire at age 50 or later and have at least 5 years of service in the CaIPERS system are eligible for these benefits. These health insurance benefits are authorized through City Resolutions/IV1emorandas of Understanding defining health care benefits and contribution levels and through the contractual agreement between the City and CaIPERS. The City currently contributes $136 per month for each retiree and the retiree is responsible for the balance of the premium amount. There are no assets accumulated in a trust that meet the criteria in paragraph 4 of GASB Statement 75. 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MwxwrwtwrlDaw Juue 30.2018 A.ffiwid Cost Mglhod Enty.Ase Xsrdrel .trmel % of$alary A otuarisl Assumptions : trXssount Ratn 3.62Ve b*a&an 2.50% Ydl*xarl $nlry Ineroseg 2.75Frr:, lrMWbaS meril bqsed inu,ea.ssx bosd w C.ffiWS &d.€rit &tlary lnurea'se Tablc &xparfrtri Long Tenn lwrrfmretLr Rate of Rehm 3.5CI?6 ItFdth Care Cost Trend Rares 6.5% ivtwslyaw, uvnilng donm tn 3,&Wq ovsrSE.Ysrr* Wr*.rg,tircn,ent lbmover Dcrivcd frar* C&Wfi OPEB Ase&$aptio,r Mpdd. tevix&Wwrmber 20, 2Ql7 {rqws;f,/rrWFud*Dnived fr&w CwWX&$ CIPE& A.wu@m Mottel. rwisod Docernber 2A,20L7 @ r&zw$twtwttee&wmw*re&*xat6l WW ltMwx k?.&"Va, Tbr *|ry?x 8W 91ax iawMx&a&eta&eweee&e&tsr"&wt"t&e.w*xsst"&r&wsWstraxwxnzp\YutfuWlfw 2&*,w ww1twWd Wadrs, as of the val:ugltisfr/ &wtw" 65 s, ot*,arLsg-EwsWwwww&e WW fu*tke6& WWaq*,U,wX*YvNvXUXXW '$k* c&wgab&s &?W'\iW *yx wfull*wx:, ry&ww w *f |vw 3*, 2W2 &,,qwxw*mar*Ti*rx3 AhsrywtxthryYw: *crc&'{k* ' J*,wwx& w W Wef &YW rteb&:tW eryW&bwxwrypci*yr* CpMttrx&.*rx,*ryArywt t@sre@WMr&Ue'Me;t.Mg*e W&Wv e 5 {xW: 3* ;,,Wr.& Wwxr@w M3 -YMW"tAqWx, wx'wu&os 1&&{t,W3 tr*11{*.t38 {3W;$&*3 wv&ev3 .-'''-'*- ww#3s- _ $32,490,025 eW W *k%XM.ffi-&3&&&W w QWw $rt *he.xte:e&mx ew: The foilowing pres€nb t}e totnl OPEB liabtlity of the Cily, ctlcularca wing Oe dtscuunt rol.e'fu &t*Mw, w w&, w. &x *w eAry'x wM WYW \W&W w*&& b* tf x w*** twbr*eM &W a &s@ reW'&6' rx 3" WWW p;r*kx lw*r: {w t pW;r,W x&e* kr&w ew ee WMY&*: Dissrunt Rgle Cuffcot Dircount Rare*{Vw fAwwwXX& t,|Yw {z.gzyot *. - _ t3 6zh) g$z%L*vwwwr;ww Wrcffi* srffi,i;5--*ffiWW* . WtA:W*gWwWW'WWi &Ys&rArabrltty of the Cdy, w,zvsA| & M'M@xWfW t*eW weee W'W i, wwrx &*u*M. *reWW@ cost lr"od ratre M w, wqwww&&ttxbw,etww4eew&esxeww@txwerwwe'*w&'wilws: Cuntat Hgd*asrr lWWw q,$'fttrd Rrtei |v&lrwrwwe.\e'& &'5W&9w'4ws 7"5*YitWryw@Ww &&&,W' Wbrgfu____M._$21.e1?.r4e **Tm625- -T#n--XM*ryWr,WM 66 Otber Fort Emplqpenrlcnefils (OPEB) (,continucd) OPEF Fr.nsrqe and Deferfsd Outl]ovrs of R€sourc$ Relat€d CI OPEB esW wtuwx*ts@* t*'zw*xwM dale hrplied subsldy Totd Defemed oudlows WWwaax sf Rer$qrcet@ ,ffi&,w"wsww WWrw&'.1a9.w* gf Beeou$es -xw*&xlWwwee b a'm'sifry/.ff,fri* &w&a& xvw 7 "9 y wej TW &t:&&$r*75 rapi&d sr deferr&.sutffowr sf twr;:w& WM fs ws&ibutioo.r *vbWwW ** &6 rnrxisstwntrylfl eW W*t be rscsgoid we a &Mb:a of tbe tutsl OflH"F IL*M&*X *rr $a y€nr Ended ftne 3Q 2{n0" Oftry flarqwtts rupertrd ap deforcd otrflsilr af rexuvrex,*mll defmed infiouffi of rer.ouc&ss.rdated ts OPEBsr*tll W.vwgtad as OPEB ex&rwW fbllowisl Yw F.nditng .- inne 30" ?020 2021 2027. !023 2V24 Thereafts .4m01i81 s (47,033) \47,43, 3 (47,mq (47,Q?3i (4?,033) (.8e3ffi3 ffia w*iw {*xr1fiweL|y td' Wrtk, 67 *. Laq,N:f*mTa&*&w, Y*.Ll*uzts*i* & t*onciliatiou of long*rm bMW&wWs &* yaw M,s& &uw 30, 2019: Nwtwte ,&wa'a*x &ww, utrdin3 ewwwb? 8www8W&sa. tA*lte* Daki*r Bdrapc *MV'&&t *3&*Ye &WMx\M*l*xtbitwW;Mqe 3eryre?*ts Mct'1t&3bw:*W,xaW6W WwW%W tMSwq@ttrys e\t{ttVstwwWwcw*s&w TM * we,w 91v&t*rywv a&r1&ti, 2?i7,w 1ww &&&,w e&r&6s 3w&* v&t&w t378,w 4&2wt*J:l;W&- 4'845*-i8& W7.We t?W&W 'Ar63tr r25tz&rg tJtI{ 1ra9?0 ra,??6 r!3.63{ t4r6s 464,{?0. t2d,20?.066 g.s6rJi$4 ?.924,s05 2?fia2s5 9.161 ]60 l&Oss.it t Se W eeU U *{W 2*f g, &w @ : vWT $r*!.* a s&w w bw Wwre w& &rytrWe Wsta,:M*xw f&x f W r@&t *{ &W cwtte& aw&lM, W t@e r*W t &ryZ rW& e{teW e w p*tw M" W. W r*:es@xfugMw* * X'ee* .x& " W*' w &t,et:, &13 r-fWwtweMewew,tbllwat wrp-&* &233,772tr20-21 237,Ttg?v2t-22 237,7782w4&. twwW&3-2& 3$;&.95Wqe e;vwbWW _W,Tf,& YeW&. WW& X.ww* ryry@le wry w& W W&e.ew$Frsd Cornp eneaxl, @ww w* pq&&,Mw: & WW$ee e-e&re* X-WW YM @ &wrwx peyM& wix pw& tuw M WMU Cwxp@Y@tf;urd the Liabiliry rwd. $w@'MMw M,ewwu'ba*xM w& *e*s" w,w,w*&,mw{ xeeww In July 1996i SBccial A*sessmeril tistrict 95-l boud.q in theamount of $1J00,000 wcre issuqlto {insnw rhe acquisition ofpublic inpmvements to Sycanrore Croasirg, 'l'he irtcrwt r&. rxt ee eW W,yaritrbla, ranghg haxz &,7% w 6,W'W,,'W''h@ we *adrule,8 w sltsW.b&y@wZffi,L" I$ fcbrusfy 20S4, CoTnnrunity Facilifias Distht No. 9l-2 iscued refirnding bonils in the www &, Wyrs**,M* try- Ww.w" * *,q*l*X*A sffiet , *t @t**.Wfqrywwre", te &63 2{313 ; W*e t*- ne arnount of t2&8 tr 0, W8 wrw {xw*x& t* @e Mw,Ww**, W Wfw€@ Ms {'s W W * vwab\,q uwW Ww eW' w M, @b*w&'w*xMlW,tuwwre&WeW" 68 \W, @ &wwwW$xtm&w'xw& &&rs W wte Bg,lra l:rrllg4*:k&M2 In lvltrcb.2015, Cmnmuuity Facilitier Dislrncr 06-l issusd 2015 Special l'sx Refimding 'W@& &'M mount of $ 23,92 0, 00CI, PwM& & &w b@e *ww *M **, & weM a& *$ the{*@ry *ewtwW wMe nt&& w 6 "'W4 ee& e &eeT ry w Wri@x, M& ww efrW@y @ e &*w M W-W:X"w vX x.W,e *w*wM*wt&w,w{ rytuKu @wvw*@ W Mw e e@& xnt&, &* &ew* W @We @ e.*' We eWew@* rr& q W ryW *f *ry*, W tM@ @..v& &w ebg t& @We, y@ &*m 2% rw 3%, ryk&bue& W &t&&& &' wezs t& &@'2*34, X &&lrx e*'&dtFrrns anal dol€tiong ra &exryWgda,iE *n fulhnv.rr: ."... . ".W*a** *W?,,*". WW.* .. **.*,*-*-""-W .. &y*wwweMxW& .&,b,*5-l krrmsllxl$6 &r.p-sza, fuNki*{'Ye"%-x,20ri *p&rLfW%ke ttxu v zffJ,gw 2,4;r**&tfi(t 2r,lli'0,{r1& l,tMW *,sW&$(t sWtM X,6&Ns s*8.060.0fit r.6t0.0{lo 46.450,t100 'fW C@ttw n* rbligatioa ar &ug kt pey W' dalixq$nncy out of any crnailsble firndr *f &e C13y, Tbr,gh$tewily acring ssllaegsrrt for &sWspery ouneru in colleating theasssxsrnents and thw.re*iag&attfu deh seryvicc Wyffipn:l*,cry-rxedrc,s$d neithsr fuMee&*redit, nor tle taxing p*wet nf the Citg in pledged to W pvymarr of the bondc. "fuMfutr*, ths bond indebtdsEsr ig nprshoiln intbg fity's finan*i*j $atsmsnk tl Jsif*Vc$fiffis Tkr City .is a Fsnicipant in the Annheim&wdrys Grove-Orenge firu'r&.{wng Faciliry Arrtborif, *3xit* powers autbortly ereatsd ir finance nrc treinhg. Thesc cit{ee hf,vs orc rcplrrsentn*ive mch on tho Aurhorir/slhre*-meinbry Board af DireEtors,kCl$* shms of thr Ar:tlmri@ng crrts ir included in the accompanying finqncial q&rt€msnts as gpenditure$ $f gw 6anw& YtM und ix im:mwwial to the opsrBtioos atttw f,'iS" WW*x finsncist &Wmwlxwyb*cbtqin€d fw*taftueTwilmryffasility Authority ftom tbe City of Omden &rwe" In nddition &r thc Firc lraining Faciliry Authorir.v, thc Cities of Orange, Amheim, Fountain Vallcy, Fullutan, Garden Gmve, Brea lluntington Bcach and Newport Beach have formed a r**$M. dkW& rywr*tmn & WMee &sp& aMw tsr thr:r. r"irr*x, W f zry *{Atrygr' x *sr* vf w&* {lxf' &*t p &W& x*q* tx'*x &x {wrwWxl b ew arytuvw wf W W, Wy ffiw&e1 wqrwpwrynL M MbeWeieyt & A6* W*t*e &,ifu recponrftrility ot'tle City of Anphoim, $qarate finqnglai sta.temena may be oblainod ftn tlre r\We XW'*ke eWW tuwee W re{ M" 69 13. LwMWte With ttre dissolurisn of tho Redevetopnrrnt Agpff)y dfocrive January 31. 20i2, the City fu w6l &qwx& e,&wX\\b .&t Wh&btg &* *iW xx Wwane tlr Sucoer sor Horuing A gen cy MwWangfu ef@wwere,Wp&ggsg:wexMeMinsof theRederclopruwz3t&wX" TW Sswwr llov*ag @ry prr,vhdw W&ser& txwrw tw M r*bahlJl&ee rye WWXW &f WeW fur Law and moderare -\\r*w* W,1&8 fu &* W " WgwWe Mtf&* l*xxx wa tw &,e prxww &f. &t&XWne W& tWm&W 4w@xe baur.@ W, W ppwM dry&*W,&ex" WW\ne l*wnx &x txt &e wlrte&MbrL &t w rnt&bew*y WMW Wqtww&n@W&nW*feee twtu, N&K*eeg**W X&s@Wesixa@,ssyaalpromirsory rMx,ryxwt, t* ,wd & W\Wivtt :*tr g **&M&3& Wag Ressle Rrstdsrions Optinn to ww&Ww WLW?r:M.aNw eez Wtr* *p&-$mta'3ryr&w w& @an $ Puchas! LSWW{, These notes do n*a wxJ?y wwexw qp* w&& $ry tbw.twt9p't*w , br&& &ww*,ee m@iey wnMMvey we@@,W ee &omower as a result of bCIrrowers" puawibww ffi ' tX* 1ryry * w giw b&w iw fuk wwW v s&w, ?Au W&qq* *t W xw f* &t* W.&rx WWww cw$ ee' eff .MWte'VW & &e Zw W t"&' Wwa ,xrrw*esry t'rum tbc Lmn daro), or upon sale of th,e Froptrry or default" rs drscdbed in thc note, At June 3&.s,'W\Wr&s'wuxwalng erormt for thffe loans rr'?s SW,&W Wwtcttberryffiwf &* etML we W vsqx&xWV wf W,YwM &eW rwe W wMsbs&@wk qWW w aMwwwfux. ee WL wryw *r &* rw@" T* W W 2*t& r W W w*Ke& iww x&&wwtry &Wwa .*xzW Wv*.vt&w f* *w TSav@er & r**i W rww W w& i*tW&ea tXw&W? &*. W wiwwWa eg Ws*x Wrxws tur M &*ra*s W'w&* W tM wWn musradrl'ng com$\w& @& affi@&re bxrr&ag ztryks@"X&awi*wa&eeeeW,pt*,4exeWnCityloan-ft omtl_reln-liauHousing fu &&Aeesm*,x&&&&,$**&**,*twbxlwwx*st&s\qw&&ue&e8,P829"t&*f &Wry. f ', e&rwwt u&t*, ix VZi:l %,72ffi , Le@fuWWm emeW* pgx$r@,x,fu qW Me*eMWt*W& &stble City of ffi rwg*,rwieee'e\t&|o.**rrr'arxe*W&eeewWl A&W&$W Nrw b*"wry w. & &ww. tux M prex*xv w6w*; tar &**x Wry'.tw *& &re 3&,?-519 se conrprircd of M Wfuv&*X: ffit**WsgaaryeryXry@tuwWWtwx W&\*wx 'Wt,uw, x3W;zW &,tZ&'W_""" 56, t'r;rwrLxw e;24e.&&e &;13f,.4&2 ffit&{, L3 t\;r*& &, 81,,e&4 W,t**&* W:tW&g . 70 n3- .&eWWW,.e&p*We* fu Ww et fu &@,tw, *ry@kwiwt'tute WeWw k W WrxW e*tary ffm MHz f @@6* *, vs&nsx& g3*wwwn*xafua WW W*W, &e W,@ wrys@, W @w s. ry*&@W 6f W@ewab,We&& r&z* ivv**r{@,Wtwwry x@wW*xt*W kryWwW?ryYV?ffi 4@,Ww"at&@w*w&xffi@@wwwWtxte&w&Wt39, erstdWw' WL&&3 , xs W"fury& lwri wxs m*& {r*w W e:,aw&t TwWvW VW& w &x, 8 &p LV & ew6 b fu w*t& e{ 62,? 7 0J I 9. Repaymssl wf ,tbc\W* @ wwe.W&et e&&ew.*f rM,WMxX*w*&wtsvWxYrM*st&"v&tte@ewWweVffip 172revenuesov€r &perioduf 6ysr*, begtrfiinginfiscalycar20t?-lE, Th€balame ofr}is sdveywwryf {$*e%*n*ffi g,wstz&ssgqwu&t*wet*&1,8&,3V3" \4u lxwxexx hwfu Ww &e&e {& tb* yw wdd &tm* 3* u W19 srq.es futrlqw&; Twwx&,mIn Trgnsfsm Ont lnt*MWw, Canitdlrm. Fund Fund ?ot*lc Crneml Fund (f) Capi6llmp"rund (3J Intcnsl$Erv. furd (3) ?atrb e00o,ofi]&*%,wn ry;w$ ffit,*2 495CI,otlo 20s,CI{0 631,48? xCIm.mo 3,781,42 t,781,4{2 Inledhnd transfors wrrc us€d to (l) fund gaarnel filrdcd capiral v*qJ&e" vshiclE nplncemrnls, infbrua$on cystem*, oomputcr r*pXacnments, and liahiiity deiwn; {2} l'und improvernenu to City &sitiries ad (3) lo provide frmding for linbillity claims Weree" 15. Deficit Isuitv Barances The Pmposid nn 177 Furd eualed rhe &stxl year ir a fuee balance deficit of $ 2 ,5** ,*:r)*,Iltis dcfislt is * rwulr sf * esmmritmeut ln ryilw* Wi* publir Betb'ry rwdna *qulpett witk Pwpaaitrunl??fu6e,w,btchll{ll xarb*wfil&1*w*r,*!*zwteyears, A,luqtlkrlrt*he&pi$al lmgxWs Vtwd wa* m&e t* the Pmposition 172 VlucrrJ Ia prewda Eqsh {o Pa} this saNtwirmmt, Y\*x&&i*wtttb*EliruinaJr;&*vwfux*xt 3 years, as geles lalsffTsnueg sre rwvtwd. wd we uw& ta puy r*ff tb* lwfu , TM Wsr*t lMr&wwse W*w& &pr&*e, Y&qt&b&'g &sfi€,tt W pa,&a a{ $ 4.2 uri lli on, et/*btbwew@tta8r.l6etr&P&W&e"W*.Mwww.ee@ers{Mffinnlff ssr*tdt& x&'pw\.*w \bWW ryf W,& @ibn & &,&&W v 5 ;' xMrh wry&x Ar* &wf && &f &a'%xxd.r s Mat Qfuw V uy^-WW.ywwv &p&Ls linb i I i ry o f $ I . I rnllllsw YM 6f *M'*uwpurw&,*x 7l t:5. Wx&x&t,WM&s,&wW {SWrewX& Vry'ry@ W*s 4 Fund and ths Lisb ilW W wl ew"q: w We he Met W . ri*ena *t W & &&i*x w& &l 2 mil li,on" respecrlvely, &w M y*wr& t@ldlhag af see*& &@be &sw, q&6m* Weble.. k ix &* W, x Wrttry rW W W &*as'6&Mu,w &t**w WN dq wr, rT *M:twglbl*erywswg" W.Wt&Ms* :fW et$ 3s Malved in pe rding laws*w * eww wrymextW mEw* at&|W $'t&dt{agw elry WWxWw eWseses MeW WWM Mzne Wqtssr fu CW" est wv*r& Wfu*t&Ws'@ W ba$ w x wratw *, a& w* wWX *xs qbw&ws&a& p*&&*w *f &,* *,&X, t7, MW&,WAuAKWW x,f hwW&Wr:na W w Wa p vxr. @:*. Y{ew 3* ? &ELg*,'uw&16xw& WW&& Wrygi*tu w. tue followingd'ryarto,crds, o*ul Final Budset kmndlqryg YSgar',cg.** eweeW@ r:iry tulanaEry lt$ ee;WS&&6 e,6e&;fsx tn0,44?l Clry clcrk W' ' e&X&W Wu,tS* &.t&Www&,*wwswt& t&xx&W , WW.M& W,xW Prop 172 Fund Ciry Managff (3) 10U,E32 | 15,468 tl4,63$ Hor"rsing Succespor FundCornmunlty,&vx@ry.ffi 5*,2&4 g*4&44 ryW Economic err,:w*WSW L{}*,W ffi&;VW WS,&W e.xw&eemtxsxYM.W***W&*x&wpqry.S 7 'ss$ te6&e& We Mss,, vw*ww* w &* r* &* t&W@: (l) Paymonn undor rev$oue *lraring agrocrneflt bigher thnn anticip*ed, W WWMqWee ry"XwtttywrY, eee* r4w 4@l sr Ww. wwss'"w. ffi WW ryWuv @& w tWW& tw ww WW@ . W e wMX a&wmxrzt r* tua&rs \we'@ry&be. W W WWe xx.&xw w prcucnt vduc 72