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RES-9941 Authorizing Purchase & Sale AgreementI I RESOLUTION NO. 9941 CITY COUNCIL OF THE CITY OF ORANGE A RESOLUTION APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A PURCHASE AND SALE AGREEMENT AND RELATED DOCUMENTS WITH RESPECT TO THE SALE OF THE SELLER'S VEHICLE LICENSE FEE RECENABLE FROM THE STATE; AND DIRECTING AND AUTHORIZING CERTAIN OTHER ACTIONS IN CONNECTION THEREWITH WHEREAS, certain public agencies within the State of California (the "State") are entitled to receive certain payments payable by the State to each such local agency on or before August IS, 2006, in connection with vehicle license fees pursuant to Section 10754.11 of the California Revenue and Taxation Code ("VLF Gap Repayments"); WHEREAS, the City of Orange (the "Seller") is entitled to and has determined to sell all right, title and interest of the Seller in and to the "VLF Receivable", as defined in Section 6585(i) of the California Government Code (the "VLF Receivable"), namely, the right to payment of moneys due or to become due to the Seller out of funds payable in connection with vehiclelicensefeestoalocalagencypursuanttoSection10754.11 of the California Revenue and Taxation Code, in order to obtain money to fund public capital improvements deemed necessarytomeettheneedsoftheSeller's population; WHEREAS, the Seller is authorized to sell or otherwise dispose of its property as theinterestsofitsresidentsrequire; WHEREAS, the California Statewide Communities Development Authority, a jointexerciseofpowersauthorityorganizedandexistingunderthelawsoftheState (the "Authority"),has been authorized pursuant to Section 6588(w) of the California Government Code to purchasetheVLFReceivable; WHEREAS, the Authority desires to purchase the VLF Receivable and the Seller desirestoselltheVLFReceivablepursuanttoapurchaseandsaleagreementbyandbetweentheSellerandtheAuthorityintheformpresentedtothisCityCouncil (the "Sale Agreement") for the pmposes set forth herein; WHEREAS, in order to fmance the purchase price ofthe VLF Receivable from the SellerandthepurchasepriceofotherVLFReceivablesfromotherlocalagencies, the Authority willissueitstaxableandtax-exempt notes (the "Notes") pursuant to Section 6590 of theCaliforniaGovernmentCodeandanIndenture (the "Indenture"), by and between the Authority andWellsFargoBank, National Association, as trustee (the "Trustee"), which Notes will be payablesolelyfromtheproceedsoftheVLFReceivableandsuchotherVLF Receivables;WHEREAS, the Seller acknowledges that the Authority will grant a security interestintheVLFReceivabletotheTrusteeandanycreditenhancertosecurepaymentofthe Notes; Tax-Exempt WHEREAS, a portion of the proceeds of the Notes will be used by the Authority to, among other things, pay the purchase price of the VLF Receivable which will be deposited in a separate account held in the Seller's name (the "Participant Custody Account") by Wells Fargo Bank, National Association, as custodian (the "Custodian") under a master custodial agreement the "Custody Agreement"); WHEREAS, pursuant to the tenns of the Custody Agreement, the Custodian will hold and invest the sale proceeds in the Participant Custody Account and will disburse such proceeds and the investment earnings thereon only upon the written request of the Seller, as provided in the Custody Agreement; and WHEREAS, the Seller reasonably expects to use the proceeds from the sale of the VLF Receivable for the purposes described in Appendix A attached hereto and by reference incorporated herein (collectively, the "Project"); WHEREAS, the Seller will use the proceeds received from the sale of the VLF Receivable for any lawful purpose as permitted under the applicable laws of State; NOW THEREFORE, the City Council of the City of Orange hereby resolves as follows: Section I. All of the recitals set forth above are true and correct, and this City Council hereby so finds and determines. Section 2. The Seller hereby authorizes the sale of the VLF Receivable to the Authority for a price no less than the Minimum Purchase Price set forth in Appendix A. The form of Sale Agreement presented to the City Council is hereby approved. An Authorized Officer (as set forth in Appendix A) is hereby authorized and directed to execute and deliver the Sale Agreement on behalf of the Seller, which shall be in substantially the fonn presented to this meeting, with such changes therein, deletions therefrom and additions thereto, as such Authorized Officer shall approve, which approval shall be conclusively evidenced by the execution and delivery of the Sale Agreement. Section 3. Any Authorized Officer is hereby authorized and directed to send, or to cause to be sent, an irrevocable written instruction to the State Controller notifying the State of the sale of the VLF Receivable and instructing the disbursement pursuant to Section 6588.5(c) of California Government Code of the VLF Receivable to the Trustee, on behalf of the Authority. Section 4. The City Council hereby approves the application of the proceeds from the sale of the VLF Receivable to the funding of the Project. Section 5. The Authorized Officers and such other Seller officers, as appropriate, are hereby authorized and directed, jointly and severally, to do any and all things and to execute and deliver any and all documents, including but not limited to, if required, one or more tax certificates, appropriate escrow instructions relating to the delivery into escrow of executed documents prior to the closing of the Notes, appropriate investment instructions, structured investment agreements and related documents in connection with the investment of the Participant Custody Account, and such other documents mentioned in the Sale Agreement or the Indenture, which any of them may deem necessary or desirable in order to implement the Sale Tax- Exempt DOCSSF1:195393.1 Agreement and otherwise to carry out, give effect to and comply with the terms and intent of this Resolution; and all such actions heretofore taken by such officers are hereby ratified, confirmed and approved. I Section 6. All consents, approvals, notices, orders, requests and other actions permitted or required by any of the documents authorized by this Resolution, whether before or after the sale of the VLF Receivable or the issuance of the Notes, including without limitation any of the foregoing that may be necessary or desirable in connection with any default under or amendment of such documents, may be given or taken by an Authorized Officer without further authorization by this City Council, and each Authorized Officer is hereby authorized and directed to give any such consent, approval, notice, order or request, to execute any necessary or appropriate documents or amendments, and to take any such action that such Authorized Officer may deem necessary or desirable to further the purposes of this Resolution. Section 7. The City Council acknowledges that, upon execution and delivery of the Sale Agreement, the Seller is contractually obligated to sell the VLF Receivable to the Authority pursuant to the Sale Agreement and the Seller shall not have any option to revoke its approval of the Sale Agreement or to determine not to perform its obligations thereunder. I Tax- Exempt DOCSSFI,795595.1 Section 8. This Resolution shaH take effect from and after its adoption and approval. ADOPTED this ~ day of Februarv Z005 ATTEST: It ~ (j MaryE.y, City Clerk, 1 Orange I, MARY E. MURPHY, City Clerk of the City of Orange, California, do hereby certify that the foregoing Resolution was duly and regularly adopted by the City Council of the City of Orange at a regular meeting thereof held on the 8tlL- day of FAhruarv , 'zoos, by the following vote: AYES: NOES: ABSENT: ABSTAIN: COUNCILMEMBERS: Smith, Ambriz, Murphy, Cavecche, Dumitru COUNCILMEMBERS: None COUNCILMEMBERS: None COUNCILMEMBERS: None 3 City Clerk, City of Orange Tax- Exempt DOCSSFl:795393.1 1!1l'Y?31 CITY OF ORANGE, CALIFORNIA, as SeBer and CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, as Purchaser PURCHASE AND SALE AGREEMENT Dated March 2, 2005 Tax- Exempt DOCSSFt ,795413. TABLE OF CONTENTS Page 1. DEFINITIONS AND INTERPRETATION ......................................................................1 2. AGREEMENT TO SELL AND PURCHASE; CONDITIONS PRECEDENT ................2 3. CONVEYANCE OF VLF RECEIVABLE AND PAYMENT OF FINAL PURCHASE PRICE ..........................................................................................................3 4. REPRESENTATIONS AND WARRANTIES OF THE PURCHASER.......................... 3 5. REPRESENTATIONS AND WARRANTIES OF THE SELLER................................... 3 6. COVENANTS OF THE SELLER..................................................................................... 6 7. NOTICES OF BREACH ...........................................,.....................................................,.7 8. LIABILITY OF SELLER; INDEMNIFICATION .........................................;..................7 9. LIMITATION ON LIABILITY ........................................................................................8 10. THE SELLER'S ACKNOWLEDGMENT........................................................................8 11. NOTICES............................................ ..... ............. ........... .......... ....... ..... ..... .......... ............. 8 12. AMENDMENTS ............................................................................................................... 9 13. SUCCESSORS AND ASSIGNS ....................................................................................... 9 14. THIRD PARTY RIGHTS.................................................................................................. 9 15. PARTIAL INVALIDITY .................................................................................................. 9 16. COUNTERPARTS ............................................................................................................9 17. ENTIRE AGREEMENT .................................................................................................... 9 18. GOVERNING LA W........................................................................................................ 10 EXHIBIT A - DEFINITIONS ................................................................................................... A-I EXHIBIT Bl- OPINION OF SELLER'S COUNSEL........................................................... Bl- l EXHIBIT B2 - BRINGDOWN OPINION OF SELLER'S COUNSEL................................. B2- 1 EXHIBIT Cl - CLERK'S CERTIFICATE............................................................................. Cl- l EXHIBIT C2 - SELLER CERTIFICATE............................................................................... C2- 1 EXHIBIT C3 - BILL OF SALE AND BRINGDOWN CERTIFICATE................................ C3.-1 EXHIBIT D - IRREVOCABLE INSTRUCTIONS TO CONTROLLER................................D-l EXHIBIT E - SELLER TAX CERTIFICATE.......................................................................... E-l EXHIBIT F - ESCROW INSTRUCTION LETTER .................................................................F-l Tax- Exempt DOCSSFU95413. PURCHASE AND SALE AGREEMENT THIS PURCHASE AND SALE AGREEMENT, dated March 2, 2005 (this Agreement"), is entered into by and between: 1) the "SeBer"); and CITY OF ORANGE, a municipal corporation of the State of California 2) CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, a joint exercise of powers authority organized and existing under the laws of the State of California (the "Purchaser"). RECITALS A. The Seller is the owner of the VLF Receivable (as defined below). B. The Seller is willing to seB, and the Purchaser is willing to purchase, the VLF Receivable upon the terms specified in this Agreement. C. The Purchaser will issue its taxable and tax-exempt notes (the " Notes")pursuant to an Indenture (the "Indenture"), between the Purchaser and Wells Fargo Bank,National Association, as trustee (the "Trustee"), and will use a portion of the proceeds thereof to purchase the VLF Receivable from the Seller.D. The Purchaser will grant a security interest in such VLF Receivable to the Trustee and each Credit Enhancer to secure the Notes. AGREEMENT NOW, THEREFORE, in consideration of the above Recitals and the mutual covenants herein contained, the parties hereto hereby agree as follows:1. Definitions and Interpretation.a) For aB purposes of this Agreement, except as otherwise expressly provided herein or unless the context otherwise requires, capitalized terms not otherwise defined herein shall have the meanings ascribed to such terms in Exhibit A attached hereto and which is incorporated by reference herein.b) The words "hereof," "herein," "hereunder" and words of similar import when used in this Agreement shall refer to this Agreement as a whole and not to any particular provision of this Agreement; section and exhibits references contained in this Agreement are references to sections and exhibits in or to this Agreement unless otherwise specified; and the term "including" shall mean "including without limitation."c) Any agreement, instrument or statute defined or referred to herein or inanyinstrumentorcertificatedeliveredinconnectionherewithmeanssuchagreement, instrument or statute as from time to time may be amended, modified or supplemented and includes (in the Tax-Exempt DOCSSFl : case of agreements or instruments) references to all attachments and exhibits thereto and instruments incorporated therein; and any references to a Person are also to its permitted successors and assigns. 2. Agreement to Sell and Purchase; Conditions Precedent. a) The Seller agrees to sell, and the Purchaser agrees to purchase, on the Closing Date, for cash paid by the Purchaser in an amount equal to the amount determined pursuant to Section 3(a) (the "Final Purchase Price"), which shall be not less than $2,100,000.00 (the Minimum Purchase Price"), all right, title and interest of the Seller in and to the "VLF Receivable" as defined in Section 6585(i) of the California Government Code (the "VLF Receivable"), namely, the right to payment of moneys due or to become due to the Seller out of funds payable in connection with vehicle license fees to a local agency pursuant to Section 10754.11 of the California Revenue and Taxation Code. The Purchaser shall pay the Final Purchase Price by depositing the Final Purchase Price in the Seller's Participant Custody Account held by the Custodian under the Custody Agreement, as defined in and pursuant to the Indenture. b) The performance by the Purchaser of its obligations hereunder shall be conditioned upon: i) Transaction Counsel receiving on or before the date the Notes are sold (the Pricing Date"), to be held in escrow until the Closing Date and then delivered to the Purchaser on the Closing Date, the following documents duly executed by the Seller or its counsel, as applicable: (1) an opinion of counsel to the Seller dated the Pricing Date in substantially the form attached hereto as Exhibit B 1, (2) certificates dated the Pricing Date in substantially the forms attached hereto as Exhibit Cl and Exhibit C2, 3) irrevocable instructions to the ControBer dated as of the Closing Date in substantially the form attached hereto as Exhibit D, (4) this Agreement, 5) a certified copy of the resolution of the Seller's City Council approving this Agreement, the transactions contemplated hereby and the documents attached hereto as exhibits, (6) an escrow instruction letter in substantially the form attached hereto as Exhibit F, and (7) the Seller Tax Certificate in substantially the formes) attached hereto as Exhibit E; ii) Transaction Counsel receiving on or before the Closing Date, (1) a bringdown opinion of counsel to the Seller dated as of the Closing Date in substantially the form attached hereto as Exhibit B2, and (2) a bill of sale and bringdown certificate of the Seller (the "Bill of Sale") in substantially the form attached hereto as Exhibit C3: provided that the Purchaser may waive in its sole discretion the requirements of Section 2(b)(ii)(1); and iii) the Purchaser issuing notes in an amount which will be sufficient to pay the Final Purchase Price. Tax- Exempt DOCSSFI,795413.1 c) The performance by the Seller of its obligations hereunder shaB be conditioned solely upon the Purchaser's payment of the Final Purchase Price as set forth in this Agreement and no other act or omission on the part of the Purchaser or any other party shaB excuse the Seller from performing its obligations hereunder. d) The Final Purchase Price shaB be an amount that satisfies the conditions of Section 2 of the Resolution referred to in Section 2(b)(i)(5) above. 3. Conveyance ofVLF Receivable and Payment of Final Purchase Price. a) Upon pricing of the Notes by the Purchaser, the Purchaser wiB inform the SeBer of the Final Purchase Price, which shall be an amount at least equal to the Minimum Purchase Price, and which shaB be determined by the Purchaser based on the final interest rates, costs of credit enhancement and issuance and terms of the Notes. Upon pricing of the Notes, the Purchaser shaB deliver a certificate to the Seller indicating the Final Purchase Price to be paid to the SeBer on the Closing Date. b) In consideration of the payment and delivery by the Purchaser to the SeBer of the Final Purchase Price, the SeBer agrees to (a) transfer, grant, bargain, seB, assign, convey, set over and deliver to the Purchaser, absolutely and not as coBateral security, without recourse except as expressly provided herein, and the Purchaser agrees to purchase, accept and receive, the VLF Receivable, and (b) assign to the Purchaser, to the extent permitted by law (as to which no representation is made), aB present or future rights, if any, of the SeBer to enforce or cause the enforcement of payment of the VLF Receivable pursuant to the Act and other applicable law. 4. Representations and Warranties of the Purchaser. The Purchaser represents and warrants to the SeBer that, as of the date hereof, (a) it is duly organized, validly existing and in good standing under the laws of the State of California, (b) it has fuB power and authority to enter into this Agreement and to perform its obligations hereunder, (c) neither the execution and delivery by the Purchaser of this Agreement, nor the performance by the Purchaser of its obligations hereunder, shaB conflict with or result in a breach or default under any of its organizational documents, any law, rule, regulation, judgment, order or decree to which it is subject or any agreement or instrument to which it is a party, and (d) this Agreement, and its execution, delivery and performance hereof have been duly authorized by it, and this Agreementhasbeendulyexecutedanddeliveredbyitandconstitutesitsvalidandbindingobligation enforceable against it in accordance with the terms hereof, subject to the effect of bankruptcy, insolvency, reorganization, moratorium, fraudulent conveyance and other similar laws relating to or affecting creditors' rights generally or the application of equitable principles in any proceeding, whether at law or in equity. 5. Representations and Warranties of the Seller. The Seller hereby representsandwarrantstothePurchaser, as of the date hereof, as follows: a) The SeBer is a municipal corporation validly existing under the laws and constitution of the State of California, with full power and authority to execute and deliver this Agreement and to carry out its terms. Tax- Exempt DOCSSFt,795413.1 b) The SeBer has fuB power, authority and legal right to sell and assign the VLF Receivable to the Purchaser and has duly authorized such sale and assignment to the Purchaser by aB necessary action; and the execution, delivery and performance by the Seller of this Agreement has been duly authorized by the Seller by all necessary action. c) This Agreement has been, and as of the Closing Date the Bill of Sale wiB have been, duly executed and delivered by the Seller and, assuming the due authorization, execution and delivery oOhis Agreement by the Purchaser, constitutes a legal, valid and binding obligation of the Seller enforceable in accordance with its terms, subject to the effect of bankruptcy, insolvency, reorganization, moratorium, fraudulent conveyance and other similar laws relating to or affecting creditors' rights generaBy or the application of equitable principles in any proceeding, whether at law or in equity. d) All approvals, consents, authorizations, elections and orders of or filings or registrations with any govemmental authority, board, agency or commission having jurisdiction which would constitute a condition precedent to, or the absence of which would adversely affect, the sale by the SeBer of the VLF Receivable or the performance by the SeBer of its obligations under the Resolution and the Transaction Documents and any other applicable agreements, have been obtained and are in fuB force and effect. e) Insofar as it would materiaBy adversely affect the SeBer's ability to enter into, carry out and perform its obligations under any or aB of the Transaction Documents to which it is a party, or consummate the transactions contemplated by the same, the SeBer is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State of California or the United States or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which it is a party or to which it or any of its property or assets is otherwise subject, and, to the best of the knowledge of the Seller, no event has. occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute a default or an event of default under any such instrument, and the adoption of the Resolution and the execution and delivery by the Seller of the Transaction Documents to which it is a party, and compliance by the Seller with the provisions thereof, under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the SeBer a breach of or default under any agreement or other instrument to which the SeBer is a party or by which it is bound or any existing law, regulation, court order or consent decree to which the SeBer is subject. f) To the best of the knowledge ofthe SeBer, no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, public board or body, is pending or threatened in any way against the Seller affecting the existence of the Seller or the titles of its City Council rnembers or officers to their respective offices, or seeking to restrain or to enjoin the sale of the VLF Receivable or to direct the application of the proceeds of the sale thereof, or in any way contesting or affecting the validity or enforceability of any of the Transaction Documents or any other applicable agreements or any action of the Seller contemplated by any of said documents, or in any way contesting the powers of the Seller or its authority with respect to the Resolution or the Transaction Documents to which the Seller is a party or any other applicable agreement, or any action on the part of the Seller contemplated by the Transaction Documents, or in any way seeking to enjoin or restrain the Seller from selling the VLF Tax- ExemptDOCSSFU95413.1 Receivable or which if determined adversely to the Seller would have an adverse effect upon the Seller's ability to sell the VLF Receivable, nor to the knowledge of the Seller is there any basis therefor. g) Prior to the sale of the VLF Receivable to the Purchaser, the Seller was the sole owner of the VLF Receivable, and has such right, title and interest as provided in the Act. From and after the conveyance of the VLF Receivable by the Seller to Purchaser on the Closing Date, the Seller shall have no interest in the VLF Receivable. Except as provided in this Agreement, the Seller has not sold, transferred, assigned, set over or otherwise conveyed any right, title or interest of any kind whatsoever in all or any portion of the VLF Receivable, nor has the Seller created, or to the knowledge of the Seller permitted the creation of, any lien, pledge, security interest or any other encumbrance (a "Lien") thereon. Prior to the sale of the VLF Receivable to the Purchaser, the SeBer held title to the VLF Receivable free and clear of any Liens. As of the Closing Date, this Agreement, together with the Bill of Sale, constitutes a valid sale to the Buyer of the Seller's right, title and interest in and to the VLF Receivable. h) The Seller acts solely through its authorized officers or agents. Purchaser. i) The Seller maintains records and books of account separate from those of the j) The Seller maintains its respective assets separately from the assets of the Purchaser (including through the maintenance of separate bank accounts); the Seller's funds and assets, and records relating thereto, have not been and are not commingled with those of the Purchaser. k) The Seller's principal place of business and chief executive office is located at 300 E. Chapman Ave., Orange, CA 92866. I) The Seller has received reasonably equivalent value for the VLF Receivable. m)The Seller does not act as an agent of the Purchaser in any capacity, but instead presents itselfto the public as an entity separate from the Purchaser. n) The Seller has not guaranteed and shall not guarantee the obligations of the Purchaser, nor shall it hold itself out or permit itself to be held out as having agreed to payor as being liable for the debts of the Purchaser; and the Seller has not received nor shall the Seller accept any credit or financing from any Person who is relying upon the availability of the assets of the Purchaser to satisfy the claims of such creditor. 0) All transactions between or among the Seller, on the one hand, and the Purchaser on the other hand (including, without limitation, transactions governed by contracts for services and facilities, such as payroll, purchasing, accounting, legal and personnel services and office space), whether existing on the date hereof or entered into after the date hereof, shall be on terms and conditions (including, without limitation, terms relating to amounts to be paidthereunder) which are believed by each such party thereto to be both fair and reasonable and comparable to those available on an arms-length basis from Persons who are not affiliates. Tax-Exempt DOCSSFI,795413. 6. Covenants of the Seller. a) The Seller shall not take any action or omit to take any action which adversely affect the interests of the Purchaser in the VLF Receivable and in the proceeds thereof. The Seller shaB not take any action or omit to take any action that shall adversely affect the ability of the Purchaser, and any assignee of the Purchaser, to receive payments made under the Act. b) The Seller shall not take any action or omit to take any actiol1 that would impair the validity or effectiveness of the Act, nor, without the prior written consent of the Purchaser or its assignee, amend, modify, terminate, waive or surrender, or agree to any amendment, modification, termination, waiver or surrender of, the terms of the Act, or waive timely performance or observance under the Act, in each case if the effect thereof would be rnaterially adverse to the Purchaser or to the Noteholders or any Credit Enhancer as assignees of the Purchaser. Nothing in this agreement shall impose a duty on the Seller to seek to enforce the Act or to seek enforcement thereofby others, or to prevent others from modifying, terminating, discharging or impairing the validity or effectiveness of the Act. c) Upon request of the Purchaser or its assignee, (i) the Seller shall execute and deliver such further instruments and do such further acts (including being named as a plaintiff in an appropriate proceeding) as may be reasonably necessary or proper to carry out more effectively the purposes and intent of this Agreement, and (ii) the Seller shall take all actions necessary to preserve, maintain and protect the title of the Purchaser to the VLF Receivable, provided that such acts shall not impose any additional cost on the Seller that is not reimbursed. d) The SeBer shall execute the Seller Tax Certificate containing all necessary and appropriate representations, statements of intention, covenants, reasonable expectations, and certifications of fact for Transaction Counsel to render its opinion that interest on the Notes is excluded from gross income for federal income tax purposes pursuant to Section 103 of the Code, including but not limited to matters relating to the use and investment of the proceeds of Notes received by the Seller as the Final Purchase Price and investment earnings thereon and the use of any and all property financed or refinanced with such proceeds and moneys. e) The Seller shall at all times do and perform all acts and things permitted by law and this Agreement which are necessary or desirable in order to assure that interest paid on the Notes (or any of them) will be excluded from gross income for federal income tax purposes and shaB take no action that would result in such interest not being excluded from gross income for federal income tax purposes. Without limiting the generality of the foregoing, the SeBer agrees that it will comply with the provisions ofthe Seller Tax Certificate which are incorporated herein. f) On or before the Closing Date, the SeBer shaB send (or cause to be sent) an irrevocable instruction to the Controller pursuant to Section 6588.5( c) of California Government Code to cause the ControBer to disburse all payments of the VLF Receivable to the Trustee, together with notice of the sale of the VLF Receivable to the Purchaser and the assignment of aB or a portion of such assets by the Purchaser to the Trustee. Such notice and instructions shaB be in the form of Exhibit D hereto. The Seller shall not take any action to revoke or which would have the effect of revoking, in whole or in part, such instructions to the Controller. The Seller Tax- Exempt DOCSSFl,795413.1 hereby relinquishes and waives any control over the VLF Receivable, any authority to collect the VLF Receivable, and any power to revoke or amend the instructions to the Controller contemplated by this paragraph. The Seller shall not rescind, amend or modify the instruction described in the first sentence of this paragraph. The Seller shaB cooperate with the Purchaser or its assignee in giving instructions to the Controller if the Purchaser or its assignee transfers the VLF Receivable. In the event that the Seller receives any proceeds of the VLF Receivable, the SeBer shaB hold the same in trust for the benefit of the Purchaser and the Trustee and each Credit Enhancer, as. assignees of the Purchaser, and shaB promptly remit the same to the Trustee. g) The Seller acknowledges that the proceeds received by the SeBer as the Final Purchase Price hereunder continue to be proceeds of the Notes in the hands of the SeBer and agrees that such amounts will be invested in compliance with the Seller Tax Certificate. h) The SeBer hereby covenants and agrees that it will not at any time institute against the Purchaser, or join in instituting against the Purchaser, any bankruptcy, reorganization, arrangement, insolvency, liquidation, or similar proceeding under any United States or state bankruptcy or similar law. i) The financial statements and books and records of the SeBer prepared after the Closing Date shall reflect the separate existence of the Purchaser. j) The SeBer shaB treat the sale of the VLF Receivable as a sale for regulatory and accounting purposes. k) From and after the date of this Agreement, the SeBer shall not sell, transfer, assign, set over or otherwise convey any right, title or interest of any kind whatsoever in all or any portion of the VLF Receivable, nor shaB the SeBer create, or to the knowledge of the SeBer permit the creation of, any Lien thereon. 7. Notices of Breach. a) Upon discovery by the Seller or the Purchaser that the Seller has breached any of its covenants or that any of the representations or warranties of the SeBer or the Purchaser are materially false or misleading, in a manner that materiaBy and adversely affects the value of the VLF Receivable, the discovering party shall give prompt written notice thereofto the other party and to the Trustee, as assignee of the Purchaser, who shaB, pursuant to the Indenture, promptly thereafter notify each Credit Enhancer and the Rating Agencies. b) The SeBer shaB not be liable to the Purchaser, the Trustee, the Noteholders, or any Credit Enhancer for any loss, cost or expense resulting solely from the failure of the Trustee, any Credit Enhancer or the Purchaser to promptly notify the Seller upon the discovery by an authorized officer of the Trustee, any Credit Enhancer or the Purchaser of a breach of any covenant or any materially false or misleading representation or warranty contained herein. 8. Liabilitv of Seller; Indemnification. The Seller shall be liable in accordance herewith only to the extent of the obligations specifically undertaken by the SeBer under this Agreement. The Seller shall indemnify, defend and hold harmless the Purchaser, the Trustee and each Credit Enhancer, as assignees of the Purchaser, and their respective officers, directors, Tax- Exempt DOCSSFU95413.1 employees and agents from and against any and all costs, expenses, losses, claims, damages and liabilities to the extent that such cost, expense, loss, claim, damage or liability arose out of, or was imposed upon any such Person by the SeBer's breach of any of its covenants contained herein or any materiaBy false or misleading representation or warranty of the Seller contained herein. The SeBer shall indenmifY, defend and hold harmless the Purchaser and the Trustee, as assignee of the Purchaser, and their respective officers, directors, employees and agents from and against any and aB costs, expenses, losses, claims, damages and liabilities arising out of or incurred in connection with a breach by the Seller of its obligations under the Seller Tax Certificate, including any rebate or other obligation to the United States Department of the Treasury, which result from actions by or omissions of the Seller, including from the investment of the proceeds of the Notes by the SeBer and the use by the SeBer of any and.. all property financed or refinanced with the proceeds of such Notes received by the SeBer as the Final Purchase Price. Notwithstanding anything to the contrary herein, the SeBer shall have no liability for the payment of the principal of or interest on the Notes issued by the Purchaser. 9. Limitation on Liabilitv. a) The SeBer and any officer or employee or agent of the Seller may rely in good faith on the advice of counselor on any document of any kind, prima facie properly executed and submitted by any Person res.pecting any matters arising hereunder. The Seller shall not be under any obligation to appear in, prosecute or defend any legal action regarding the Act that is unrelated to its specific obligations under this Agreement. b) No officer or employee of the Seller shaB have any liability for the representations, warranties, covenants, agreements or other obligations of the SeBer hereunder or in any of the certificates, notices or agreements delivered pursuant hereto, as to all of which recourse shaB be had solely to the assets ofthe Seller. 10. The Seller's Acknowledgment. The Seller hereby agrees and acknowledges that the Purchaser intends to assign and grant a security interest in aB or a portion of (a) its rights hereunder and (b) the VLF Receivable, to the Trustee and each Credit Enhancer pursuant to the Indenture. The Seller further agrees and acknowledges that the Trustee, the Noteholders, and each Credit Enhancer have relied and shaB continue to rely upon each of the foregoing representations, warranties and covenants, and further agrees that such Persons are entitled so to rely thereon. Each of the above representations, warranties and covenants shall survive any assignment and grant of a security interes.t . in all or a portion of this Agreement or the VLF Receivable to the Trustee and each Credit Enhancer and shall continue in full force and effect, notwithstanding any subsequent termination of this Agreement and the other transaction documents. The above representations, warranties and covenants shall inure to the benefit of the Trustee and each Credit Enhancer. 11. Notices. AB demands upon or, notices and communications to, the SeBer, the Purchaser, the Trustee or the Rating Agencies under this Agreement shall be in writing, personally delivered or mailed by certified mail, return receipt requested, to such party at the appropriate notice address, and shall be deemed to have been duly given upon receipt. Tax- Exempt DOCSSFU95413.! 12. Amendments. This Agreement may be amended by the Seller and the Purchaser, with (a) the consent of the Trustee, (b) the consent of each Credit Enhancer, and (c) a Rating Agency Confirmation, but without the consent of any of the Noteholders, for the. purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement. Promptly after the execution of any such amendment, the Purchaser shaB furnish written notification of the substance of such amendment to the Trustee and to the Rating Agencies. 13. Successors and Assigns. This Agreement shall be binding upon and inure to the benefit of the Seller, the Purchaser and their respective successors and permitted assigns. The Seller may not assign or transfer any of its rights or obligations under this Agreement without the prior written consent of.the Purchaser. Except as specified herein, the Purchaser may not assign or transfer any of its rights or obligations under this Agreement without the prior written consent of the Seller. 14. Third Party Rights. The Trustee and each Credit Enhancer are express and intended third party beneficiaries under this Agreement. Nothing expressed in or to be implied from this Agreement is intended to give, or shall be construed to give, any Person, other than the parties hereto, the Trustee, and each Credit Enhancer, and their permitted successors and assigns hereunder, any benefit or legal or equitable right, remedy or claim under or by virtue of this Agreement or under or by virtue of any provision herein. 15. Partial Invalidity. If at any time any provision of this Agreement is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, neither the legality, validity or enforceability of the remaining provisions of this Agreement nor the legality, validity or enforceability of such provision under the law of any other jurisdiction shall in any way be affected or impaired thereby. 16. Counterparts. This Agreement may be executed in any number of identical counterparts, any set of which signed by all the parties hereto shall be deemed to constitute a complete, executed original for aB purposes. 17. Entire Agreement. This Agreement sets forth the entire understanding and agreement of the parties with respect to. the subject matter hereof and supersedes any and aB oral or written agreements or understandings between the parties as to the subject matter hereof. Tax- Exempt DOCSSFL795413.1 18. Governing Law. This Agreement shall be governed by and construed III accordance with the laws ofthe State of California. IN WITNESS WHEREOF, the SeBer and the Purchaser have caused this Purchase and Sale Agreement to be duly executed as of the date first written above. CITY OF ORANGE, as SeBer By: CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, as Purchaser By: Member Tax- Exempt DOCSSFI,795413.1 18. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of California. IN WITNESS WHEREOF, the Seller and the Purchaser have caused this Purchase and Sale Agreement to be duly executed as of the date first written above. CITY OF ORANGE, as Seller By: Authorized Officer CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, as Purchaser Lc- Member By: Tax- Exempt DOCSSFI :795413. 1 EXHIBIT A DEFINITIONS For all purposes of this Agreement, except as otherwise expressly provided herein or unless the context otherwise requires, capitalized terms not otherwise defined herein shall. have the meanings set forth below. Act" means Section 10754.11 of the Califor:nia Revenue and Taxation Code.. Bill of Sale" has the meaning given to that term in Section 2(b )(ii) hereof. Credit Enhancer" means any municipal bond insurance company, bank or other financial institution or organization which is performing in all material respects its obligations under any Credit Support Instrument for some or all of the Notes. Credit Support Instrument" means a policy of insurance, a letter of credit, a stand-by purchase agreement, revolving credit agreement or other credit arrangement pursuant to which a Credit Enhancer provides credit or liquidity support with respect to the payment of interest, principal or the purchase price of the Notes.Closing Date" means the date the Notes are issued.Controller" means the Controller of the State.Final Purchase Price" has the meaning ascribed thereto in Section 2.Minimum Purchase Price" has the meaning ascribed thereto in Section 2.Noteholder" means, with respect to any Note, the person in whose name such Note is registered.Oustanding" has the meaning given to that term in the Indenture.Pricing Date" means the date the Notes are sold.Rating Agency" means any nationally recognized rating agency then providing or maintaining a rating on the Notes at the request ofthe Purchaser.Rating Agency Confirmation" means written confirmation from each Rating Agency that any proposed action will not, in and of itself, cause the Rating Agency to lower,suspend or withdraw the rating then assigned by such Rating Agency to any Outstanding Notes.Resolution" means the resolution adopted by the City Council approving the sale of the VLF Receivable.by the Seller.Seller Tax Certificate" means the Tax Certificate, dated the date hereof, executed State" means the State of California. Tax-Exempt DOCSSFl,795413. Transaction Counsel" means Orrick, Herrington & Sutcliffe LLP. Transaction Documents" mean this Agreement, the Bill of Sale, the Seller Tax Certificate, the Indenture, and the Notes. Tax- Exempt DOCSSFU95413.1 EXHIBITBl OPINION OF COUNSEL to CITY OF ORANGE March 2, 2005 California Statewide Communities Development Authority Sacramento, California Wells Fargo Bank, National Association Los Angeles, California Re: Sale ofVLF Receivable Ladies & Gentlemen: This Office acted as counsel for the City of Orange (the "Seller") in connection with the adoption of that certain resolution (the "Resolution") of the City Council of the Seller the "Governing Body") pursuant to which the Seller authorized the sale to the California Statewide Communities Development Authority (the "Purchaser") of the Seller's "VLF Receivable", as defined in and pursuant to the Purchase and Sale Agreement dated March 2, 2005 (the "Sale Agreement") between the Seller and the Purchaser. In connection with these transactions, the Seller has issued certain Irrevocable Instructions For Disbursement of the Seller's VLF Receivable to the Controller of the State of California (the "Disbursement Instructions" and collectively with the Sale Agreement, the "Transaction Documents"). Unless the context otherwise requires, capitalized terms used but not otherwise defined herein shall have the meanings given to such terms in the Sale Agreement. I have examined and am familiar with those documents relating to the existence, organization, and operation of the Seller, the Resolution, the Transaction Documents and such certified proceedings, certifications of officers of the Seller and others, and such other agreements, instruments and documents, and have satisfied myself as to such other matters, as I deem necessary in order to render the following opinions. Based upon the foregoing, I am of the opinion that: 1. The Seller is a municipal corporation of the State of California, duly organized and validly existing pursuant to laws and the Constitution of the State of California. 2. The Seller has full power and authority to adopt the Resolution and to execute and deliver the Transaction Documents. Tax- Exempt DOCSSFI,795413.1 3. The Seller has duly authorized and executed the Transaction Documents and, assuming delivery, each Transaction Document will be legal, valid, and binding against the Seller, and enforceable against the Seller in accordance with its terms, except as enforcement may be limited by bankruptcy, insolvency, reorganization, fraudulent conveyance, moratorium or laws relating to or affecting creditors' rights, and the application of equitable principles and the exercise of judicial discretion in appropriate areas. 4. The Resolution was duly adopted at a meeting of the Governing Body which was called and held pursuant to law with all public notice required by law and at which a quorum was present and acting when the Resolution was adopted. 5. The Resolution is in full force and effect and has not been amended, modified, supplemented or rescinded. 6. To the best of my knowledge, no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, public board or body, is pending or threatened in any way against the Seller affecting the existence of the Seller or the titles of its Governing Body members or officers to their respective offices, or seeking to restrain or to enjoin the sale of the VLF Receivable or to direct the application of the proceeds of the sale thereof, or in any way contesting or affecting the validity or enforceability of the Resolution, the Transaction Documents or any other applicable agreements or any action of the Seller contemplated by any of said documents, or in any way contesting the powers of the Seller or its authority with respect to the Resolution or the Transaction Documents or any other applicable agreement, or any action on the part of the Seller contemplated by any of said documents, or in any way seeking to enjoin or restrain the Seller from selling the VLF Receivable or which if determined adversely to the Seller would have a material and adverse effect upon the Seller's ability to sell the VLF Receivable, nor to my knowledge is there any basis therefor. 7. Insofar as it would materially adversely affect the Seller's ability to enter into, carry out and perform its obligations under any or all of the foregoing agreements, or consununate the transactions contemplated by the same, the Seller is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State or the United States or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which it is a party or to which it or any of its property or assets is otherwise subject, and, to the best of my knowledge, no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute a default or an event of default under any such instrument, and the adoption of the Resolution and the execution and delivery by the Seller of the Transaction Documents, and compliance with the provisions thereof, under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the Seller a breach of or default under any agreement or other instrument to which the Seller is a party or by which it is bound or any existing law, regulation, court order or consent decree to which the Seller is subject. 8. Prior to the sale of the VLF Receivable to the Purchaser, the Seller was the sole owner of the VLF Receivable, and has such right, title and interest as provided in the Act. From and after the conveyance of the VLF Receivable by the Seller to Purchaser on the Closing Tax- Exempt DOCSSFI,795413.1 Date, the Seller shall have no interest in the VLF Receivable. Except as provided in the Sale Agreement, the Seller has not sold, transferred, assigned, set over or otherwise conveyed any right, title or interest of any kind whatsoever in all or any portion of the Seller's VLF Receivable, nor has the Seller created, or to my knowledge permitted the creation of, any Lien thereon. Prior to the sale of the VLF Receivable to the Purchaser, the Seller held title to the VLF Receivable free and clear of any Liens. 9. To the best of my knowledge, all approvals, consents, authorizations, elections and orders of or filings or registrations with any govemmental authority, board, agency or commission having jurisdiction which would constitute a condition precedent to, or the absence of which would materially adversely affect, the sale by the Seller of the VLF Receivable or the performance by the Seller of its obligations under the Resolution and the Transaction Documents and any other applicable agreements, have been obtained and are in full force and effect. 10. The Seller is exempt from or has otherwise satisfied the requirements of the California Environmental Quality Act with regard to the proposed expenditure of the sale proceeds of the VLF Receivable. 11. The Disbursement Instructions are irrevocable by the Seller, and comply with the requirements of Section 6588.5(c) of the California Government Code. Each Credit Enhancer, the underwriters of the Notes and Transaction Counsel may rely upon this legal opinion as if it were addressed to them. Very truly yours, By: Tax- Exempt DOCSSFI,795413.1 EXHIBITB2 OPINION OF COUNSEL to CITY OF ORANGE March 17,2005 California Statewide Communities Development Authority Sacramento, California Wells Fargo Bank, National Association Los Angeles, California Re: Sale ofVLF Receivable (Bringdown Opinion) Ladies & Gentlemen: Pursuant to that certain Purchase and Sale Agreement dated March 2, 2005 (the Sale Agreement") between the City of Orange (the "Seller") and the California Statewide Conununities Development Authority (the "Purchaser"), this Office delivered an opinion (the Opinion") dated the Pricing Date (as defined in the Sale Agreement) as counsel for the Seller in connection with the sale of the Seller's VLF Receivable (as defined in the Sale Agreement), the execution of documents related thereto and certain other related matters. I confirm that you may continue to rely upon the Opinion as if it were dated as of the date hereof. Each Credit Enhancer, the underwriters of the Notes and Transaction Counsel may rely upon this legal opinion as if it were addressed to them. This letter is delivered to you pursuant to Section 2(b )(ii)(l) ofthe Sale Agreement. By: Tax- Exempt DOCSSFI,795413.1 EXHIBITCl CLERK'S CERTIFICATE CERTIFICATE OF THE CITY CLERK OF CITY OF ORANGE; CALIFORNIA Dated: March 2, 2005 The undersigned City Clerk of the City of Orange, California, do hereby certifY that the foregoing is a full, true and correct copy of Resolution No. 9941 duly adopted at a regular meeting of the City Council of said Seller duly 'and regularly and legally,'held at the regular meeting place' thereof on' the 6th' day of..Ah;"nAry , 2005" of which meeting all of the members of said Cit)l Council had due notice and at which all members thereof were present, and that at said meeting said resolution was adopted by the following vote: AYES:SMITH, AMBRIZ, MURPHY, CAVECCHE, DUMITRU NOES:NONE ABSENT: NONE ABSTAIN: NONE I do hereby further certifY that I have carefully compared the same with the original minutes of said meeting on file and of record in my office and that said resolution is a full, true and correct copy of the original resolution adopted at said meeting and entered in said minutes and that said resolution has not been amended, modified or rescinded since the date of its adoption and the same is now in fulHorce and effect. I do hereby further certifY that an agenda of said meeting was posted at least 72 hours b,efore said meeting at a location'in the Cit)l of Orange, California freely accessible to members of the public, and a brief general description of said resolution appeared on said agenda. WITNESS my hand as of the day and year first ab ve written. By: Tax,Ex.mpt DOCSSFI:795413.1 Cl- EXHIBITC2 SELLER CERTIFICATE SELLER CERTIFICATE Dated: March 2, 2005 We, the undersigned officers of the City of Orange (the "Seller"), State of California, holding the respective offices herein below set opposite our signatures, do hereby certify that on the date hereof the following documents (the "Transaction Documents") were officially executed and delivered by the Authorized Officer or Officers whose names appear on the executed copies thereof, to wit: Document 1. Purchase and Sale Agreement, dated March 2, 2005 (the "Sale Agreement"), between the Seller and the California Statewide Communities Development Authority (the "Purchaser") 2. Irrevocable Instructions For Disbursement of Seller's VLF Receivable to the Controller of the State of California dated the Closing Date 3. Seller Tax Certificate, dated March 2, 2005 Capitalized terms used herein and not defined herein shall have the meaning given such terms in the Sale Agreement. We further certify as follows: 1. At the time of signing the Transaction Documents and the other documents and opinions related thereto, we held said offices, respectively, and we now hold the same. 2. The representations and warranties contained in the Transaction Documents are true and correct as ofthe date hereof in all material respects. 3. The City Council duly adopted its resolution (the "Resolution") approving the sale of the Seller's VLF Receivable at a meeting of the City Council which was duly called and held pursuant to law with all public notice required by law and at which a quorum was present and acting when the Resolution was adopted, and such Resolution is in full force and effect and has not been amended, modified, supplemented or rescinded. 4. In the above-mentioned Resolution, the City Council approved the financing of the Project( s). Tax-Exempt DOCSSFI,795413. 5. To the best knowledge of the undersigned, no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, public board or body, is pending or threatened, in any way against the Seller affecting the existence of the Seller or the titles of its City Council members or officers to their respective offices, or seeking to restrain or to enjoin the sale of the Seller's VLF Receivable or to direct the application thereof of the proceeds of the sale thereof, or in any way contesting or affecting the validity or enforceability of the Resolution, the Transaction Documents, the Indenture, the Notes, or any other applicable agreements or any action of the Seller contemplated by any of said documents, or in any way contesting the powers of the Seller or its authority with respect to the Resolution or the Transaction Documents or any other applicable agreement, or any action on the part of the Seller contemplated by any of said documents, or which if determined adversely to the Seller would have a material and adverse effect upon the Seller's ability to sell the Seller's VLF Receivable, nor to our knowledge is there any basis therefor. 6. Insofar as it would materially adversely affect the Seller's ability to enter into, carry out and perform its obligations under any or all of the Transaction Documents, or consummate the transactions contemplated by the same, the Seller is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State of California or the United States or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which it is a party or to which it or any of its property or assets is otherwise subj ect, and, to the best of our knowledge, no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute a default or an event of default under any such instrument, and the adoption of the Resolution and the execution and delivery by the Seller of the Transaction Documents, and compliance by the Seller with the provisions thereof, under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the Seller a breach of or default under any agreement or other instrument to which the Seller is a party or by which it is bound or any existing law, regulation, court order or consent decree to which the Seller is subject. 7. Prior to the sale of the VLF Receivable to the Purchaser, the Seller was the sole owner of the VLF Receivable, and has such right, title and interest as provided in the Act. From and after the conveyance of the VLF Receivable by the Seller to Purchaser on the Closing Date, the Seller shall have no interest in the VLF Receivable. Except as provided in the Sale Agreement, the Seller has not sold, transferred, assigned, set over or otherwise conveyed any right, title or interest of any kind whatsoever in all or any portion of the Seller's VLF Receivable, nor has the Seller created, or to our knowledge permitted the creation of, anyLienthereon. Prior to the sale of the VLF Receivable to the Purchaser, the Seller held title to the VLF Receivable free and clear of any Liens. 8. All approvals, consents, authorizations, elections and orders of or filings or registrations with any governmental authority, board, agency or commission having jurisdiction which would constitute a condition precedent to or the absence of which would materially adversely affect, the sale by the Seller of the Seller's VLF Receivable or the performance by the Seller of its obligations under the Resolution and the Transaction Documents and any other applicable agreements, have been obtained and are in full force and effect. Tax- Exempt DOCSSFU95413.\ Dated as of the date first above written. Name. Official Title Mark A. Murphy, Mayor David L. Rudat, City Manager Richard K. Jacobs, Finance Director Mary E. Murphy, City Clerk I HEREBY CERTIFY that the signatures of the officers named above are genullle. Dated as ofthe date first above written. By: Tax- Exempt DOCSSFI,795413.1 EXHIBITC3 BILL OF SALE AND BRINGDOWN CERTIFICATE BILL OF SALE AND BRINGDOWN CERTIFICATE In consideration of the payment and delivery by the California Statewide Communities Development Authority (the "Purchaser") to the undersigned (the "Seller") of 2,141,287.80 (the "Final Purchase Price"), and pursuant to terms and conditions ofthe Purchase and Sale Agreement (the "Sale Agreement"), dated March 2, 2005, between the Seller and the Purchaser, the Seller does hereby (a) transfer, grant, bargain, sell, assign, convey, set over and deliver to the Purchaser, absolutely and not as collateral security, without recourse except as expressly provided in the Sale Agreement, the VLF Receivable as defined in the Sale Agreement the "VLF Receivable"), and (b) assign to the Purchaser, to the extent permitted by law (as to which no representation is made), all present or future rights, if any, of the Seller to enforce or cause the enforcement of payment of the VLF Receivable pursuant to the Act (as defined in the Sale Agreement) and other applicable law. The Seller hereby acknowledges receipt of the Final Purchase Price. The Seller hereby certifies that the representations and warranties of the Seller set forth in the Certificate of the City Clerk dated March 2, 2005, the Seller Certificate dated March 2, 2005, the Seller Tax Certificate dated March 2, 2005 and in the Transaction Documents (as such terms are defined in the Sale Agreement) are true and correct in all material respects as of the date hereof (except for such representations and warranties made as of a specified date, which are true and correct as of such date). Dated: March 17,2005 CITY OF ORANGE By: Tax- Exempt DOCSSFI,795413.\ EXHIBITD IRREVOCABLE INSTRUCTIONS TO CONTROLLER IRREVOCABLE INSTRUCTIONS FOR DISBURSEMENT OF VLF RECEIVABLE OF CITY OF ORANGE March 17,2005 Office of the Controller State of California P.O. Box 942850 Sacramento, California 94250- 5872 Re: Notice of Sale ofVLF Receivable by the City of Orange and Wiring Instructions Information Form Dear Sir or Madam:Pursuant to Section 6588.5( c) ofthe California Government Code, City of Orange the "Seller") hereby notifies you of the sale by the Seller, effective as of the date of these instructions written above, of all right, title and interest of the Seller in and to the " VLF Receivable" as defined in Section 6585(i) of the California Government Code (the " VLF Receivable"), namely, the right to payment of moneys due or to become due to the Seller out of funds payable in connection with vehicle license fees to a local agency pursuant to Section 10754.11 of the California Revenue and Taxation Code.By resolution, the Seller's City Council authorized the sale ofthe VLF Receivable to the California Statewide Communities Development Authority (the "Purchaser") pursuant to a Purchase and Sale Agreement, dated March 2, 2005 and a Bill of Sale, dated March 17, 2005.The VLF Receivable has been pledged and assigned by the Purchaser pursuant to an Indenture,dated March 2, 2005 (the "Indenture") between the Purchaser and Wells Fargo Bank, National Association, as Trustee (the " Trustee").The Seller hereby irrevocably requests and directs that, commencing as of the date of these instructions written above, all payments of the VLF Receivable (and documentation related thereto) be made directly to Wells Fargo Bank, National Association, as Trustee, in accordance with the wire instructions and bank routing information set forth below.Please note that the sale of the VLF Receivable by the Seller is irrevocable and that (i) the Seller has no power to revoke or amend these instructions at any time, (ii) the Purchaser shall have the power to revoke or amend these instructions only if there are no notes of the Purchaser outstanding under the Indenture and the Indenture has been discharged, and (iii) so long as the Indenture has not been discharged, these instructions cannot be revoked or amended by the Purchaser without the consent of the Trustee. Tax-Exempt DOCSSFI : 795413. Bank Name: Bank ABA Routing #: Bank Account #: Bank Account Name: Further Credit To: Bank Address: Bank Telephone #: Bank Contact Person: Wells Fargo N.A. 121000248 0001038377 Corporate Trust Clearing CSCDA VLF #16914200 Wells Fargo Bank 707 Wilshire Blvd., 17 Floor Los Angeles, CA 90017 213) 614- 3353 Robert Schneider Please do not hesitate to call the undersigned if you have any questions regarding this transaction. Thank you for your assistance in this matter. Tax-Exempt DOCSSFI, 795413.1 Very truly yours,CITY OF ORANGE EXHIBITE SELLER TAX CERTIFICATE Seller Tax Certificate This Seller Tax Certificate is executed and delivered by City of Orange (the Seller") in connection with the sale of its VLF Receivable (defined below) pursuant to the Purchase and Sale Agreement, dated March 2, 2005 (the "Sale Agreement"), by and between the Seller and the California Statewide Communities Development Authority (the "P.urchaser") in exchange for the Final Purchase Price (as defined in the Sale Agreement). The Seller certifies, covenants, warrants and represents as follows: ARTICLE I. IN GENERAL 1.1 The Seller. The Seller is a political subdivision duly organized and existing under and by virtue of the laws of the State of California. The Seller has the general authority to exercise the power of eminent domain in furtherance of its governmental purposes. 1.2 Purpose of Seller Tax Certificate. In connection with the sale of the VLF Receivable, the Purchaser is issuing its tax-exempt Revenue Anticipation Notes ( Vehicle License Fee Program), with appropriate series and sub-series designations (the " Notes"), to acquire the VLF Receivable and similar receivables from other agencies participating in the Purchaser's Vehicle License Fee Program. The Seller is delivering this Seller Tax Certificate to the Purchaser with the understanding that the Purchaser will rely in part upon this Seller Tax Certificate in obtaining an opinion from bond counsel that interest on the Notes is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of1986.1.3 Purpose of Financing. The proceeds of the sale of the VLF Receivable,and investment earnings thereon, will be used to finance the costs of the acquisition,construction, improvement and/or renovation of the following public capital improvements (the Project"), as described in more detail in the application of the Seller to the Purchaser:Construction CostslMain Library ExpansionProject 1.4 Definitions. Unless the context otherwise reqUIres, the following capitalized terms have the following meanings:Code" means the Internal Revenue Code of 1986 ( including amendments thereto).Tax- Governmental Unit" means any state, or political subdivision of a state, but excludes the United States and its agencies or instrumentalities. Gross Proceeds" means the proceeds from the sale of the VLF Receivable together with any investment earnings thereon. Investment Property" means any security or obligation (other than a Tax Exempt Bond), any annuity contract or any other investment type property. Nongovernmental Person" means any person or entity other than a Governmental Unit. Nonpurpose Investment" means any Investment Property III which Gross Proceeds are invested. Preliminary Expenditures" means architectural, engineering, surveying, soil testing, and sirnilar costs paid with respect to the Project in an aggregate amount not exceeding 20% of the proceeds of the sale of the VLF Receivable. However, Preliminary Expenditures do not include land acquisition, site preparation or similar costs incident to the commencement of construction. Rebate Requirement" means, with respect to the Gross Proceeds, the amount of rebatable arbitrage computed pursuant to Section 1.148-3 of the Treasury Regulations.Tax-Exempt Bond" means any obligation the interest on which is excluded from federal gross income pursuant to the provisions of Section 103 of the Code, unless such obligation is a "specified private activity bond" within the meaning of Section 57(a)(5)(C) of the Code, and also includes stock in a regulated investment company to the extent that at least 95% of income to the stockholder is derived from such obligations.VLF Receivable" is defined in Section 6585(i) of the California Government Code, namely, the right to payment of moneys due or to become due to the Seller out of funds payable in connection with vehicle license fees to a local agency pursuant to Section 10754.11 of the California Revenue and Taxation Code.Yield" means the arbitrage yield on the Notes.ARTICLE II. TAX LIMITATIONS 2.1 Expenditure of Proceeds. For purposes of this Seller Tax Certificate,Gross Proceeds will be treated as spent when they are used to pay for or reimburse disbursements by the Seller that paid for (i) capital expenditures or (ii) initial operatingexpensesdirectlyassociatedwiththeProject (in aggregate amount not exceeding 5% of the amount of the proceeds of the sale of the VLF Receivable). Absent written agreement by the Purchaser, all expenditures of Gross Proceeds will be made in respect of (a) Preliminary Expenditures, (b)capital expenditures reimbursed in respect of payments made by the Seller on or after the date which is sixty days prior to the date on which the Notes are delivered to the purchasers thereof,Tax-Exempt or (c) other capital expenditures or related expenditures, as described in the first sentence of this Section 2.1, originally paid by the Seller on or after the date on which the Notes are delivered to the purchasers thereof. In connection with all expenditures described in (b), the reimbursement allocation will be made no later than the later of 18 months after the date on which the Notes are delivered to the purchasers thereof or the date on which the Project is placed in service, but in no event later than three years after the date of expenditure. If the Gross Proceeds are held by a custodial agent, the Gross Proceeds will be requisitioned by the Seller for actual costs or reimbursements .such that the Gross Proceeds will be spent in accordance with this Section 2.1 upon transfer to the Seller. If the Gross Proceeds are transferred to and held by the Seller, the Seller will track the timing and amount of the expenditure ofthe Gross Proceeds. See Article III. 2.2 Governmental Bond Status. The Seller will not loan any of the Gross Proceeds to one or more Nongovernmental Persons. The Seller will not allow more than 5% of Gross Proceeds or more than 5% of the Project to be used directly or indirectly by any Nongovernmental Person, other than as a member of the general public. A Nongovernmental Person will be treated as "using" Gross Proceeds to the extent the Nongovernmental Person: i) borrows Gross Proceeds, or ii) uses the Project (~, as owner, lessee, service provider, operator or manager). 2.3 Change in Use. The Seller reasonably expects to use all Gross Proceeds and all of the Project as set forth in Section 2.2 of this Seller Tax Certificate for a period of at least five years after the Project has been completed and placed in service. Absent written agreement by the Purchaser, the Seller in fact will use all Gross Proceeds and all of the Project as set forth in Section 2.2 of this Seller Tax Certificate for the entire stated term to maturity of the Notes (i.e., through November 15, 2006). No arrangement has been entered into by the Seller that would cause a Nongovemmental Person to be treated as "using" Gross Proceeds. 2.4 Federal Guarantee. The Seller will not directly or indirectly use or permit the use of any Gross Proceeds or take or omit to take any action that would cause the Notes to be obligations that are "federally guaranteed" within the meaning of Section 149(b) of the Code. In furtherance of this covenant, the Seller, to the extent of its power, will not allow the payment of principal or interest with respect to the Notes to be guaranteed (directly or indirectly)in whole or in part by the United States or any agency or instrumentality thereof. The Seller will not use 5% or more of the Gross Proceeds to make or finance loans the payment of principal or interest with respect to which is guaranteed in whole or in part by the United States or any agency or instrumentality thereof. 2.5 No Refunding. Gross Proceeds will not be used directly or indirectly to make principal, interest or premium payments with respect to any obligation of the Seller. 2.6 Expenditure and Investment Expectations. The Seller heretofore has incurred or within six months hereafter will incur a binding obligation to one or more unrelated parties involving expenditures aggregating not less than 5% of the proceeds of the sale of the VLF Receivable. Completion of the Project and allocations of Gross Proceeds to costs of the Tax- Exempt DOCSSFU95413 .1 Project will proceed with due diligence. The Seller reasonably expects that more than 85% of proceeds of the sale of the VLF Receivable will be expended for the purposes of the Project prior to August 1, 2006. None ofthe Gross Proceeds will be invested in Nonpurpose Investments with a maturity of four years or more. 2.7 No Other Replacement Proceeds or Abusive Device. The Seller will not use any Gross Proceeds directly or indirectly to replace funds of the Seller which are or will be used directly or indirectly to acquire Investment Property reasonably expected to produce a yield that is materially higher than the yield on the Notes. The reasonably expected useful life of each component of the Project is at least 1.5 years. The sale of the VLF Receivable is not and will not be part of a transaction or series of transactions that (i) enables the Seller to exploit the difference between tax exempt and taxable interest rates to gain a material financial advantageand (ii) overburdens the market for tax exempt obligations. in any manner, including without limitation, by selling obligations that would not otherwise be sold or selling more obligations, or issuing them sooner, or allowing them to remain outstanding longer, than would otherwise be necessary. 2.8 No Expected Sale. It is not expected that the Project or any part thereof will be sold or otherwise disposed of before November 15, 2006, and the Seller has no present plans to sell or otherwise dispose of the Project or any part thereof. 2.9 General Tax Covenant. The Seller will not take any action, or fail to take any action, if such action or failure to take such action would adversely affect the exclusion from gross income of the interest on the Notes pursuant to section 103 of the Code. To that end, the Seller will comply with all requirements of Sections 103 and 141 through 150 of the Code to the extent that such requirements are, at the time, applicable to the Gross Proceeds and in effect. 2.10 Retention of Records. The Seller covenants to maintain all records relating to the requirements of the Code and the representations, certifications and covenants set forth in this Tax Certificate until November 15, 2009. The records that must be retained include, but are not limited to: i) Documentation evidencing the expenditure of Gross Proceedss; and ii) Documentation evidencing use ofthe Project by public and private sourcesi.e., copies of management contracts, research agreements, leases, etc.). ARTICLE III. REBATE 3.1 Undertakings. Pursuant to the Sale Agreement, the Seller has covenanted to comply with the requirements of the Code set forth herein. The Seller acknowledges that theGrossProceedswillbetreatedasproceedsoftheNotesandthattheUnitedStatesDepartmentoftheTreasuryhasissuedregulationswithrespecttocertainoftheseundertakings, including the proper method for computing whether any rebate amount is due the federal government underSectionl48(f) of the Code. (Treas. Reg. Sections 1.148-1 through1.148-11, 1.150-1 and 1.150-2.) The Seller further acknowledges that the United States Department of the Treasury may issue additional regulations with respect to certain other of these undertakings. The Seller covenants Tax-Exempt that it will undertake to determine what is required with respect to the rebate proVIsIonscontainedinSection148(f) of the Code and said regulations from time to time and will complywithanyrequirementsthatmayapplytotheGrossProceeds. Except to the extent inconsistent with any requirements of the Code or future regulations, the Seller will undertake the methodology described in this Seller Tax Certificate. The Seller may be relieved of the obligation with respect to the Rebate Requirement set forth herein, as directed by the Purchaser. 3.2 Recordkeeping. The Seller . shall maintain or cause to be maintained detailed records with respect to each Nonpurpose Investment attributable to Gross Proceeds, including: (a) purchase date; (b) purchase price; (c) information establishing fair market value on the date such investment became a Nonpurpose Investment; (d) any accrued interest paid; (e) face amount; (f) coupon rate; (g) periodicity of interest payments; (h) disposition price; (i) anyaccruedinterestreceived; and (j) disposition date. Such detailed recordkeeping is required to facilitate the calculation of the Rebate Requirement. Promptly upon the request of the Purchaser, the Seller will make available to the Purchaser, for the purpose of enabling the Purchaser to comply with the requirements of its respective Tax Certificate, copies of any and all records that Seller maintains, or is required to maintain, pursuant to this Seller Tax Certificate. 3.3 Rebate Requirement Calculation and Payment. a) Unless otherwise directed by the Purchaser, the Seller represents, warrants and covenants that it will engage BondLogistix LLC to prepare a calculation of the Rebate Requirement with respect to the Gross Proceeds consistent with the rules described in this Section 3.3. The Seller will engage BondLogistix LLC to prepare and deliver to the Purchaser the calculation of the Rebate Requirement with respect to the Gross Proceeds within thirty (30) days after the date the Notes mature (November 15, 2006). Concurrent with the delivery of such calculation and as directed by the Purchaser, the Seller will set aside from designated funds an amount sufficient to pay the Rebate Requirement with respect to the Gross Proceeds. b) For purposes of calculating the Rebate Requirement with respect to the Gross Proceeds (i) the aggregate amount eamed with respect to a Nonpurpose Investment shall be determined by assuming that the Nonpurpose Investment was acquired for an amount equal toitsfairmarketvalue (determined as provided in Section 1.148-5(d)(6) of theTreasuryRegulations) at the time it becomes a Nonpurpose Investment, and (ii) the aggregate amount earned with respect to any Nonpurpose Investment shall include any unrealized gain or loss with respect to the Nonpurpose Investment (based on the assumed purchase price at fair market value and adjusted to take into account amounts received with respect to the Nonpurpose Investment and earned original issue discount or premium) on the first date when there are nooutstandingNotesorwhentheinvestmentceasestobeaNonpurpose Investment.c) The Seller shall pay to the United States Department of the Treasury (or,in the alternative, to the Purchaser if so requested), out of designated funds not later thanfifty50) days after the date the Notes mature (November 15, 2006), an amount equal to one hundred percent (100%) of the Rebate Requirement (determined as of the first date when there are no outstanding Notes) with respect to the Gross Proceeds, plus any actual or imputed earningsonsuchRebateRequirement, all as set forth in Section 1.148-3 of the Treasury Regulationsandasdeterminedbyoronbehalfof the Purchaser.Tax-Exempt DOCSSFI, d) Each payment required to be made pursuant hereto and relating to the Notes shall be filed with the Internal Revenue Service Center, Ogden UT 84201, on or before the date such payment is due, and shall be accompanied by Internal Revenue Service Form 8038- T. The Seller must retain records of the calculations required by this Section 3.3 until six (6) years after the retirement ofthe last obligation ofthe Notes. e) Notwithstanding any other provision of this Seller Tax Certificate, the Seller shall not be required to make any payment under this Seller Tax Certificate unless such payment (i) relates to the Gross Proceeds, or (ii) results from the acts or omissions of the Seller. f) Notwithstanding any other provision of this Seller Tax Certificate, to the extent that the Purchaser is required to make any payment under its Tax Certificate, and such payment (i) relates to the Gross Proceeds, or (ii) results from the acts or omissions of the Seller, then the Seller hereby agrees that, promptly upon the request of the Purchaser, it will reimburse the Purchaser for such payment. 3.4 Investments and Dispositions. a) General Rnle. No Investment Property may be acquired by the Seller with Gross Proceeds for an amount (including transaction costs, except as otherwise provided in Section 1.148-5(e) of the Treasury Regulations) in excess of the fair market value of such Investment Property. No Investment Property acquired by the Seller with Gross Proceedsmaybesoldorotherwisedisposedofforanamount (including transaction costs, except as otherwise provided in Section 1.148-5(e) of the Treasury Regulations) less than the fair market value of the Investment Property.b) Fair Market Value. In general, the fair market value of any Investment Property is the price a willing buyer would pay to a willing seller to acquire the Investment Property, with no amount paid artificially to reduce or increase the yield on such Investment Property. ThisSection 3.4 describes various safe harbors for determining fair market value.With an Opinion of Counsel, other methods may be used to establish fair marketvalue; provided,however, that such methods comply with the requirements ofSection 1.I48-5(d)( 6) of the Treasury Regulations.c) Arm's-length Purchases and Sales. IfInvestmentPropertyisacquiredbytheSellerpursuanttoanarm's length transaction without regard to any amount paid to reduce the yield on the Investment Property, the fair market value of the Investment Property shall be the amount paid for the Investment Property (without increase fortransactioncosts, except as otherwiseprovided in Section 1.I48-5(e) of the Treasury Regulations). If Investment Property is sold or otherwise disposed of by the Seller in an arm's lengthtransactionwithoutregardtoanyreductioninthedispositionpricetoreducetheRebateRequirement, the fair market value of the Investment Property shall be the amount realized from the sale or other disposition of the Investment Property (without reduction for transaction costs, except as otherwise provided in Section 1.148- 5( e) of the Treasury Regulations).d) SLGS. If a United States Treasury obligation is acquired directly from or disposed of directly to the United States Department of the Treasury (as in the case of the States Treasury Securities - State and Local Government Series), such acquisition or disposition shallbetreatedasestablishingamarketfortheobligationandasestablishingthefairmarketvalue of the obligation.e) Investment Contracts. The purchase price of any Investment Property acquiredbytheSellerpursuanttoaninvestmentcontract (within the meaning of Section 1.148-5(d)(6)(iii) of the Treasury Regulations) shall be determined as provided in this Section 3.4(e).No investment contract shall be acquired by the Seller with Gross Proceeds unless th~requirements of this Section 3.4(e) are satisfied. With respect to any investment contract, the Seller will obtain from the provider of the investment contract acquired by the Seller, broker thereof or other party, such information, certification or representation as will enable the Seller to determine that the requirements of this Section 3.4(e} are satisfied.The purchase price of an investment contract acquired by the Seller will be considered to be fair market value if:1) the Seller has made (or has had made on its behalf) a bona fide solicitation for the investment contract; the solicitation must have specified the material terms of the investment contract (i.e., all the terms that could directly or indirectly affect the yield or the cost of the investment including the collateral security requirements for the investment contract) and,unless the moneys invested pursuant to such investment contract will be held in a reasonably requiredreservefundorinbonafidedebtservicefunds, the Seller's reasonably expected drawdownscheduleforthemoneystobeinvested; the solicitation has a legitimate business purpose ( i.e., a purpose other than to increase the purchase price or reduce the yield) for every termofthebidspecification;2) all bidders have an equal opportunity to bid so that, for example, no bidder is given the opportunity to review other bids (a last look) before bidding;3) the Seller solicits bids from at least three (3) investment contract providers withestablishedindustryreputationsascompetitiveprovidersofinvestmentcontracts;4) the Seller includes in the bid specifications a statement to potential bidders thatbysubmittingabid, the provider is making certain representations that the bid is bona fide,andspecificallythat1) the bidder did not consult with any other potential provider about its bid,2) the bid was determined without regard to any other formal or informal agreement that the potential provider had with the Seller or any other person, and 3) the bid was not submitted solelyasacourtesytotheSelleroranyotherpersonforpurposesofsatisfyingtherequirementsofSection1.148-5 of the Treasury Regulations; 5) at least three bids meeting the qualification requirements of the bidsolicitation (as set forth in (1) above) have been received from different providers of investment contracts that have no material financial interest in the Notes (the following investment contractprovidersareconsideredtohaveamaterialfinancialinterestintheissue: 1) a lead underwriterinanegotiatedunderwriting, but only until 15 days after the issue date of the issue, 2) an entityactingasafinancialadvisorwithrespecttothepurchaseoftheinvestmentcontractatthetime Tax- Exempt DOCSSFU95413.1 the bid specifications were forwarded to potential providers; and 3) any related party to a provider that is disqualified for one of the two preceding reasons); 6) at least one of the bids received by the Seller that meets the requirementsoftheprecedingparagraphisfromaninvestmentcontractproviderwithanestablishedindustryreputationasacompetitiveproviderofinvestmentcontracts; 7) the investment contract has a yield (net of any broker's fees) at least equaltothehighestyieldingofthequalifyingbidsreceivedfromthebiddersthathavenomaterial financial interest in the Notes; if the investment contract is not the highest-yielding of the qualifying bids, the Seller must have significant non-tax reasons, such as creditworthiness of the bidder, for failure to purchase the highest-yielding investment contract offered;8) if an agent for the Seller conducts the bidding process, the agent does not bid;9) the provider of the investment contract certifies as to all administrative costs to be paid on behalf of the Seller, including any fees paid as broker commissions in connection with the investment contract.f) Deemed Acquisition or Sale. The fair market value of any Investment Property not directly purchased with Gross Proceeds for which there is an established securities market generally is the price at which a willing buyer would purchase Investment Property from a willing seller in a bona fide, arm' s length transaction.g) Certificates of Deposit. The purchase price of acertificateofdepositissuedbyacommercialbankthathasafixedinterestrate, a fixed principalpaymentschedule, a fixed maturity and a substantial penalty for early withdrawal, will be considered to be fair market value if:1) the yield on the certificate of deposit is not less than the yield on reasonably comparable direct obligations of the United States; and 2) the yield on the certificate of deposit is not less thanthehighestpublishedyieldoftheproviderthereofwhichiscurrentlyavailableoncomparablecertificatesofdepositoffered to the public.h) Broker Compensation. For purposes of computing theYieldonanyinvestmentcontractacquiredthroughabroker, reasonable compensationreceivedbysuchbroker, whether payable by or on behalf of the obligor or obligee of such investment contract,may be taken into account in determining the cost of the investment contract (as providedin Section 1.148-5(e)(2)(iii) of the Treasury Regulations). Compensationisdeemedreasonableifdoesnotexceedthelesserof (i) $30,000 or (ii) 0.2% of the amountreasonablyexpected, as of the date of acquisition of the investment contract, to be invested under the investment contract over its term, or $3,000 (if 0.2% of such amount reasonably expected tobeinvestedundertheinvestmentcontractoveritstermislessthan $3,000). In addition, the totalfeesreceivedbythebrokerwithrespecttotheinvestmentofanyproceedsoftheNotesthat are taken into account with respect to all investment contracts, at any time, may not exceed $85,000. All amounts referenced are to be adjusted for inflation after the Closing Date. 3.5 Segregation of Proceeds. In order to perform the calculations required by the Code, it is necessary to track separately all of the Gross Proceeds. To that end, the Seller shall cause to be established separate accounts or subaccounts, or shall take such other accounting measures as are necessary in order to account fully for all Gross. Proceeds. 3.6 Filing Requirements. To the extent not filed by the Purchaser, the Seller will file or cause to be filed such reports or other documents with the Internal Revenue Service as are required by the Code to be filed by it. Tax- Exempt DOCSSFl ,795413.1 ARTICLE IV. OTHER MATTERS 4.1 Expectations. The undersigned is an authorized representative of the Seller acting for and on behalf of the Seller in executing this Seller Tax Certificate. To the best of the knowledge and belief of the undersigned, there are no other facts, estimates or circumstances that would materially change the expectations as set forth herein, and said expectations are reasonable. 4.2 Amendments. Notwithstanding any other provision of this Seller Tax Certificate, the Seller may amend this Seller Tax Certificate and thereby alter any actions allowed or required by this Seller Tax Certificate if such amendment is signed by an authorized officer and is supported by formal written agreement by the Purchaser. 4.3 Survival of Defeasance. Notwithstanding any provision in this Seller Tax Certificate to the contrary, the obligation to comply with all requirements contained in this Seller Tax Certificate shall survive defeasance or prepayment of the Notes. Dated: March 2, 2005. CITY OF ORANGE By Authorized Offi Tax- Exempt DOCSSF1,795413.1 EXHIBITF ESCROW INSTRUCTION LETTER PARTICIPATION AGREEMENT AND ESCROW INSTRUCTION LETTER March 2, 2005 California Statewide Communities Development Authority 11 00 K Street Sacramento, CA 95814 Re: VLF Receivable Financing Dear Sir or Madam: The City of Orange (the "Seller") hereby notifies you of its agreement to participate in the California Statewide Communities Development Authority VLF Receivable Financing. By adoption of a resolution (the "Resolution") authorizing the sale of its VLF Receivable, the Seller's City Council has agreed to sell to the California Statewide Communities Development Authority, for a purchase price that meets the conditions set forth in the Resolution, all of its right, title and interest in the VLF Receivable. Enclosed herewith are the following documents which have been duly approved and executed by the Seller and which are to be held in escrow by Orrick, Herrington & Sutcliffe LLP, as transaction counsel ("Transaction Counsel"), as instructed below: 1. certified copy of the Resolution, together with a certificate of the City Clerk, dated March 2, 2005; 2. the Seller Certificate, dated March 2, 2005; 3. the Seller Tax Certificate, dated March 2, 2005 4. the Opinion of Seller's Counsel, dated March 2, 2005; 5. the Purchase and Sale Agreement, dated March 2, 2005; and 6. the Irrevocable Instructions to Controller, undated. The foregoing documents are to be held in escrow by Transaction Counsel and shall be delivered only upon payment to the Seller on or before April 29, 2005, of the Final Purchase Price (as defined in the Purchase and Sale Agreement) that meets the conditions of the Tax- Exempt DOCSSFU95413. 1 Resolution. Upon such payment, Transaction Counsel is hereby authorized to fill in the closing date on the Irrevocable Instructions to the Controller. If the Final Purchase Price meeting the conditions of the Resolution is not paid to the Seller on or before April 29, 2005, this agreement shall terminate and Transaction Counsel shall return all of the enclosed documents to the Seller. Very truly your~, YO>' ORANl fA. Enclosures cc: Orrick, Herrington & Sutcliffe LLP Tax- Exempt DOCSSF1 :795413. 1 DIRECTED INVESTMENT REQUISITION To: Wells Fargo Bank, National Association Re: California Statewide Communities Development Authority Revenue Anticipation Notes (Vehicle License Fee Program) Series 2005B (Tax-Exempt) and Series 2005C ( Tax-Exempt)Requisition No.1 The undersigned, on behalf of the City of Orange, California ( thc "Participant"),hereby requests payment from the City of Orange Participant Custody Account (the Participant Custody Account") held under that certain Custody Agreement, dated March 1, 2005 (the "Custody Agreement"), by and between the California Statewide Communities Development Authority (the "Issuer" or the "Authority") and you, as custodian (the "Custodian") entered into in connection with the Notes identified above, of the total amount shown in the Annex attached hereto to the order of the payee or payees named in such Annex.Dated: March 17,2005 CITY OF ORANGE Lo0",/- t. e? c rr ,J---'ed Officer By:DOCSSFI : 804632. 1 C-l ANNEX DIRECTED INVESTMENT REQUISITION) PAYEE AMOUNT City of Orange 2,141,287.80 Wire Instructions:Union Bank of California ABA No. 122000496 Account No. 2740013648 The Custodian will provide to the Issuer periodic cash transaction statements, which include detail for all investment transactions made by the Custodian hercunder and will provide to each Participant periodic cash transaction statements, which include detail for all investment transactions made by the Custodian hereunder in the Participant Custody Account of such Participant. DOCSSFl :804632.] Description of Project: Minimum Purchase Price: Authorized Officers: Tax- Exempt DOCSSF1:795393. 1 APPENDIX A CITY OF ORANGE Acquisition, construction, development and/or equipping of the following public capital improvements (the "Improvements"), for which all necessary approvals (including CEQA compliance)required prior to the sale of the VLF Receivable have been obtained:Construction Costs/Main Library Expansion Project An amount equal to or greater than $2,100,000.00 (the " Minimum Purchase Price"). Mayor City Manager Finance Director City Clerk any designee of any ofthem, as appointed in a written certificate of such Authorized Officer delivered to the